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Lideflow provides a powerful API that connects cross-chain stablecoins with traditional financial systems, ensuring secure, fast and cost-effective global payments.

JetBeep Inc. is a technology provider focused on developing innovative solutions for mobile payment systems, parcel locker automation, and customer engagement. Founded in 2018 and headquartered in Lewes, Delaware, the company offers a mobile payment wallet platform that serves banks and retailers. Additionally, JetBeep specializes in transforming traditional, cable-based parcel lockers into autonomous systems by integrating microcontrollers and software, making them smart and cost-efficient. With a network of over 4,950 operational devices, JetBeep serves more than 1.3 million consumers across various applications. The company collaborates with partners such as system integrators and metal manufacturers to deliver tailored projects and can either act as a technology provider for specific project components or manage entire processes, including vendor contracting. JetBeep's customer engagement system enhances personalized offers and promotions, enabling brands to engage with consumers contextually and effectively.

20APY: Simplifying financial freedom with decentralized finance 20APY is a fintech that uses high-yield alternative investments and zero-interest credit to simplify Financial Freedom. We employ blockchain technology to issue RWA Tokens that offer a fixed return of 20% per year, and the funds raised are used to foster the credit market in Brazil in low-risk operations.

Beta Financial Services is a provider of financial services focused on offering small and midsize businesses fair access to capital. The company leverages innovative technologies, such as BetaScore, to eliminate bias within the financial services industry, ensuring a more equitable lending process. Currently operating in stealth mode, Beta Financial Services aims to address the challenges faced by underserved businesses by creating a transparent and efficient financial ecosystem.

IXDen is a developer of advanced biometric software technology focused on enhancing the security of Internet of Things (IoT) devices within critical infrastructures and financial institutions. The company specializes in establishing unique, dynamic identities for IoT devices, employing proprietary mathematical models, topological algorithms, and machine learning techniques to enable multi-factor authentication. IXDen's solutions are designed to integrate seamlessly into existing IoT enterprise architectures, addressing vulnerabilities associated with connected devices. Their innovative approach includes protecting operations in industrial systems, smart cities, and buildings from cyber threats, including identity theft and fraud linked to IoT payments. By utilizing a multi-sensor strategy, IXDen mitigates risks related to sensor tampering, data manipulation, and communication hijacking, thereby enhancing the overall security posture of organizations reliant on IoT technology.

Boosst is an innovative mergers and acquisitions platform focused on small and medium-sized businesses (SMBs), particularly in the e-commerce sector. The company leverages technology to simplify the acquisition process, which includes valuation, due diligence, financing, and deal sourcing. By addressing the significant asset transition as baby boomers retire, Boosst aims to facilitate a smoother transition for e-commerce entrepreneurs looking to buy or sell businesses. The platform enhances accessibility to investment banking services, allowing users to integrate existing financial applications and obtain accurate, ongoing valuation and profit metrics. Operating from Tel Aviv and New York, Boosst is supported by notable investors, including Techstars NYC and Zep Fund.

20APY: Simplifying financial freedom with decentralized finance 20APY is a fintech that uses high-yield alternative investments and zero-interest credit to simplify Financial Freedom. We employ blockchain technology to issue RWA Tokens that offer a fixed return of 20% per year, and the funds raised are used to foster the credit market in Brazil in low-risk operations.

Variance2 is a technology company that develops an AI-driven stock analysis tool. This tool predicts financial statements and summarizes Sedar filings, providing users with valuable insights to inform their investment decisions.

KarmaLifeAI is an AI-powered digital solution for the financial well being of blue-collar gig workers and micro-business. The company allows the user to pay directly for key expenditures and smoothen their consumption patterns. It offers real-time access to credit for gig workers, based on their payroll account, through partnerships with the digital platforms they work for. It operates an interest-free subscription model in which the platform or the gig worker can pay a flat fee and access credit equalling up to one-third of their monthly income. The company analyzes alternative data points and payment behavior over time to unlock higher credit lines for the workers.

BezoMoney is a digital savings platform based in Accra, Ghana, designed to assist low-income earners in saving effectively and achieving financial independence. The company offers a personal e-wallet with a locking feature, enabling users to save over time while ensuring the security of their funds. Additionally, BezoMoney provides a group e-wallet that facilitates communal savings among users, promoting collaboration and accountability. The platform incorporates a machine learning model that rewards consistent saving behavior with points that can be redeemed for discounts on purchases, property acquisition, and investment opportunities. By leveraging technology, BezoMoney aims to bridge the gap between financial constraints and freedom, ultimately enhancing users' creditworthiness and access to capital.

Periculum is a developer of data analytic software that utilizes artificial intelligence and machine learning to enhance credit assessment processes, particularly in underserved markets. The company focuses on providing an alternative credit assessment platform that leverages alternative data to facilitate economic empowerment. By enabling lenders and financial institutions in Africa to access comprehensive data analytics and tailored credit assessment services, Periculum aims to transform the financial landscape and foster greater economic inclusion for its clients.

Raenest is a financial technology company that provides a comprehensive platform for startups and freelancers to manage invoicing and payments across multiple currencies. The company streamlines the process of sending invoices, receiving deposits, and processing payments, allowing users to easily pay contractors, vendors, and freelancers globally. Raenest's services include automated onboarding and verification, as well as the creation of virtual cards, which facilitate efficient coordination of payments while ensuring compliance with tax regulations. By offering fast and cost-effective money transfers, Raenest empowers African individuals and businesses to navigate the complexities of cross-border transactions with ease.

Evolve Credit is a Nigerian fintech company founded in 2020, headquartered in Lagos. It operates an online platform that empowers consumers to explore, compare, and apply for various loan products tailored to different needs, including personal loans, SME loans, and options for salary earners and the unemployed. The platform provides expert reviews, ratings, and comparisons based on price, interest rates, and other terms. Additionally, Evolve Credit offers a Software as a Service (SaaS) core banking platform that enables financial institutions to streamline, digitize, and manage deposit, lending, and recovery services efficiently. This platform includes no-code tools designed to offer personalized customer banking experiences both online and offline.

UniPay is an eCommerce platform for infrastructure and industry-lacking regions that offers 5 products that enable trust, promote transparency, and enforce accountability.

SmartWage Pty Ltd. is a financial technology company based in Johannesburg, South Africa, that provides innovative payday solutions aimed at enhancing financial wellness for employees. Founded in 2019, SmartWage offers services that allow employees to track their earnings and access their earned salaries on demand. The company also provides salary-packaging administration services to both employers and employees, making it one of the most affordable and accessible options in the South African market. Through its offerings, SmartWage seeks to improve the overall financial well-being of individuals by enabling timely access to earned wages.

Mosmos is a financial technology company that offers a platform enabling customers to purchase valued items through flexible and partial installment payments. The application is designed to provide stress-free and debt-free payment solutions, allowing users to take possession of products or services while managing their financial commitments. Mosmos also incentivizes users with cash rewards, promoting a more accessible and convenient shopping experience. By focusing on flexibility and security, Mosmos aims to help customers achieve their financial goals without the burden of traditional financing methods.

SUITCH SAS is a company focused on enhancing financial literacy among youth and facilitating efficient financial transactions through a mobile money platform. By offering mobile payment solutions, SUITCH SAS aims to provide tailored financial products and services that meet the specific needs of young individuals. The platform also enables users to access advantageous deals and discounts at various merchant locations, thereby assisting micro and small enterprises in better managing their finances. Through its innovative approach, SUITCH SAS seeks to empower the younger generation by promoting financial education and digital transaction capabilities.

HeptaPay is a bill payment application that caters to the East African region. The company focuses on providing a user-friendly platform that simplifies various payment processes, aiming to improve financial accessibility for its users. In addition to its payment services, HeptaPay utilizes data analysis to enhance decision-making for its clients, presenting information through visualizations and effective presentations. This comprehensive approach combines financial transaction capabilities with robust infrastructure, cloud solutions, and big data analytics, positioning HeptaPay as a versatile and essential tool in the digital payment landscape in East Africa.

The CarePay is creating a new way to pay for care that is more affordable and accessible. With CarePay, you can get the care you need when you need it without having to worry about the cost. Our Care Now Pay Later model combines membership benefits and health insurance. We offer different payment options including monthly instalments and no-interest financing. The Care Now Pay Later model is a relatively new concept in the Asian market, so there are not many direct competitors yet. However, there are a number of companies that offer similar services, such as: Atome: Atome is a Singapore-based BNPL company that offers instalment plans for online and offline purchases. It is currently available in 7 countries in Southeast Asia, including Singapore, Malaysia, Thailand, Indonesia, Vietnam, the Philippines, and Hong Kong. Hoolah: Hoolah is an Australian BNPL company that offers instalment plans for online and offline purchases. It is currently available in Australia, Singapore, and New Zealand. Splitit: Splitit is an Israeli BNPL company that offers instalment plans for online and offline purchases. It is currently available in 40 countries, including the United States, Canada, the United Kingdom, and Australia. Sezzle: Sezzle is an American BNPL company that offers instalment plans for online purchases. It is currently available in the United States, Canada, Australia, and the United Kingdom. Klarna: Klarna is a Swedish BNPL company that offers instalment plans for online and offline purchases. It is currently available in 17 countries, including the United States, Canada, the United Kingdom, and Australia. These companies all offer similar services to Care Now Pay Later, but they may have different features and fees. It is important to compare the different options available before choosing a BNPL provider. The Care Now Pay Later model is still a relatively new concept in the Asian market, so it is likely that more competitors will emerge in the future. This is because the BNPL market is growing rapidly in Asia, and there is a demand for more flexible payment options. We can capture a significant share of the $600M billion dollar care market in Asia. It is expected to grow at a CAGR of 5.5% from 2023 to 2030, reaching $914 billion by 2030. If you're looking for a more affordable and accessible way to pay for care, then CarePay is your solution. Visit our website https://carepay.mn/ or contact us to learn more.

LoanWell LLC, established in 2017 and headquartered in Durham, North Carolina, specializes in providing a customizable loan origination system for community development financial institutions (CDFIs). Their platform automates key processes such as loan application intake, closing, signing, disbursement, and repayment. By streamlining these procedures, LoanWell enables CDFIs to deliver more capital efficiently, fostering economic growth by providing affordable financing options to individuals and small businesses.

Snowball Wealth, Inc. is a financial management company based in San Mateo, California, founded in 2018. It specializes in providing personalized guidance for student loans and broader financial planning, focusing on debt management, retirement, and investment strategies. The company has developed a mobile platform that combines community engagement, social challenges, and AI-driven planning to assist users in addressing financial challenges. By fostering an open dialogue around debt, income, and investing, Snowball Wealth aims to alleviate the stigma associated with these topics. Its innovative approach empowers individuals to make informed financial decisions, manage their student debt effectively, and build generational wealth through tailored advice and resources.

Guru is a financial application aimed at young Brazilian investors, dedicated to simplifying the investment process. The platform provides a range of financial tools, including real-time profitability monitoring, market quotes, graphs, news, and various indicators. By offering these resources, Guru enables users to easily navigate and invest in different financial instruments, making investing more accessible and intuitive for its audience.

CashEx is a digital banking mobile application based in Cambridge, Massachusetts, designed to enhance financial inclusion for Africans by providing them with access to US bank accounts, debit cards, and money transfer services. The platform facilitates seamless global transactions through features such as easy signup, a multi-currency wallet, and zero transaction fees. Additionally, CashEx offers a fund wallet and the ability to swap currencies, enabling immigrants relocating to the US to obtain equitable access to essential financial services.

Flexpay is a digital payment wallet based in Nairobi, Kenya, that facilitates electronic transactions for individuals and merchants. The company offers an automated platform enabling flexible payment solutions for various goods and services, allowing payments to be divided into smaller, manageable installments. Its product offerings include Flex Rent, designed for commercial and residential rent payments, Flex Travel for holiday package payments, and Flex Retail for transactions with partner merchants. Flexpay utilizes a secure system that supports mobile money and bank transfers, helping merchants engage effectively with customers through its innovative Save Now, Buy Later model, which allows for personalized incremental saving plans. This approach makes purchases more affordable, enhancing the overall payment experience across Africa.

Deposits is a fintech company that specializes in providing a low-code, cloud-based platform tailored for banks and brands. It aims to modernize financial services by offering an easy-to-use, turnkey solution that enhances engagement and facilitates financial innovation. The platform supports a variety of services, including payments, mobile applications, and lending, enabling community banks, credit unions, insurers, and retailers to improve their customer interactions and broaden financial inclusion. By partnering with various businesses, Deposits seeks to create streamlined experiences that integrate workplace benefits and financial services, thus shaping the future of money management.

Black Tech Nation Ventures is a venture capital firm established in 2021 and located in Pittsburgh, Pennsylvania. With a focus on supporting diverse founders, the firm specializes in investing in early-stage companies across various sectors, including enterprise software, healthcare technology, climate technology, financial technology, and marketplaces. Black Tech Nation Ventures is distinctively majority Black-owned and emphasizes wealth creation for underinvested entrepreneurs and untapped innovative markets. The firm aims to foster diversity within the technology sector by backing entrepreneurs who have traditionally faced barriers to funding.

Zanifu is a regulated financial technology company that specializes in inventory financing for micro, small, and medium enterprises (MSMEs) in Sub-Saharan Africa. The company develops a microlending platform designed to enhance efficiency in supply chain operations, allowing small retailers and wholesalers to access working capital for inventory procurement. With a mobile-first approach, Zanifu's platform is tailored for environments with low internet penetration, enabling users to secure financing and pay suppliers at a later date. By facilitating access to necessary resources, Zanifu supports the growth and sustainability of MSMEs within the consumer goods value chain.

Kubo.financiero is a regulated finance company based in Mexico that provides a range of financial services including digital savings accounts, personal loans, term deposits, lending opportunities, and a wallet application. The company employs a lean operational model that allows it to offer lower interest rates for borrowers while providing higher returns for depositors and investors. Kubo.financiero's innovative approach is designed to foster a "multiplier effect," aimed at generating and strengthening Mexico's emerging middle class through customer-centered financial solutions. By focusing on accessibility and user benefits, Kubo.financiero seeks to enhance financial freedom for its clients.

NG.CASH is a digital app designed to help Generation Z become financially independent. It allows users to manage their own money with solutions such as PIX (Brazil’s “instant-payment” method), prepaid credit cards, allowance management, and a virtual card. Structured as a financial hub, NG.CASH aims to accompany its clients throughout their lives and increase financial literacy in the region.

Nomad is a fintech company that offers financial services primarily aimed at non-residents in the United States. Its platform enables users to open current accounts, transfer money, and pay bills easily. Additionally, Nomad provides a virtual card for online shopping, allowing Brazilian residents to access these financial services without incurring fees. This innovative approach facilitates hassle-free banking and financial management for individuals who may otherwise face challenges in accessing traditional financial services.

Tribal is a technology-driven financial services provider, specializing in offering small and medium-sized businesses in emerging markets access to modern payment methods and financing solutions. The company's platform enables SMBs to utilize multi-currency physical and virtual business credit cards, local and international wire transfers, short-term financing, and a comprehensive spend management tool, all integrated into a single, user-friendly interface. Tribal has secured funding from prominent investors such as SoftBank Latin America Fund, QED Investors, and Coinbase Ventures, and has been recognized by Visa as part of their FinTech Fast Track program.

Mycon is a Fintech startup based in Brazil that specializes in providing consortium administration services. The company facilitates collective purchasing of goods and services for consumers by allowing individuals to participate in consortium groups. Through these groups, participants can acquire properties, vehicles, motorcycles, and various services via monthly payments and bidding processes. Mycon's platform offers a regulated and secure saving scheme, helping people achieve their goals of acquiring big-ticket items.

TrustFundRegistry is a fintech platform that allows family and friends to gift equity investments to a child they love. It enables financial inclusion for BIPOC families by removing the barrier of personally identifiable information required by non-custodial guardians, family members, and friends to send gifts directly into the child’s long-term investment fund.

Krealogi is a technology company that facilitates reliable sourcing between Indonesian Small Micro Industries (SMIs) and B2B buyers such as brands, retailers, and hospitality businesses. Krealogi's core offering is a simple ERP mobile app tailored for SMIs, enabling them to digitize operations, enhance efficiency, and improve reliability as suppliers. The platform collects data from these apps to curate and allocate orders to suitable SMIs, while also providing necessary financing and raw materials to support their growth.

Much is a financial technology company based in New York that offers a social banking platform aimed at empowering users, particularly millennials and Generation Z, to manage their finances effectively. The platform facilitates saving, investing, and debt management by leveraging community interaction and support. By helping users make informed financial decisions and save time on research, Much enables individuals to take greater control of their financial well-being and achieve their monetary goals.

Taxumo is a company focused on facilitating economic growth by providing tax compliance solutions for micro, small, and medium enterprises (MSMEs), freelancers, and self-employed professionals. Its software-as-a-service platform automates the computation, filing, and payment of business taxes, allowing users to manage their tax responsibilities efficiently. Taxumo's services are designed to alleviate the stress associated with tax compliance, enabling clients to concentrate on their core business activities. The company is accredited by the Bureau of Internal Revenue, ensuring that its offerings meet regulatory standards. By providing a user-friendly, end-to-end mobile responsive web application, Taxumo enables its users to file their taxes accurately and on time, eliminating the need for hiring accountants.

Dollarito is a digital lending platform that helps the Hispanic population with no credit history or low FICO score access fair credit. The company specializes in the fields of credit, financial services, fintech, and personal finance.

Moneta is a financial service for merchants to use at the POS. After a customer pays with cash, It enables the cashiers to send back the spare change digitally whether the customer has a bank account or not. Moneta not only understands that decentralized currency is the future but we want to do our part by being the final frontier between the physical and digital currency. Pay cash and receive crypto as your change.

Ease is building the clinical practice and fintech infrastructure to power the future of private practices. Ease is a corporate card that helps clinician entrepreneurs start, grow, and manage private practices. We provide everything clinicians need to form new tech-enabled businesses, from automating business entities, licensing, credentialing, and banking to customizing practice management workflows that are end-to-end HIPAA-compliant.

Snowball Wealth, Inc. is a financial management company based in San Mateo, California, founded in 2018. It specializes in providing personalized guidance for student loans and broader financial planning, focusing on debt management, retirement, and investment strategies. The company has developed a mobile platform that combines community engagement, social challenges, and AI-driven planning to assist users in addressing financial challenges. By fostering an open dialogue around debt, income, and investing, Snowball Wealth aims to alleviate the stigma associated with these topics. Its innovative approach empowers individuals to make informed financial decisions, manage their student debt effectively, and build generational wealth through tailored advice and resources.

Globalfy is a financial technology company focused on supporting international entrepreneurs and growing businesses in the United States. The company offers a comprehensive platform that facilitates business formation, banking services, bookkeeping, tax management, and mailroom solutions. Designed specifically for global-minded entrepreneurs, Globalfy provides a seamless one-click solution that allows users to establish and manage their businesses online without the need for a Social Security Number. By simplifying access to essential services, Globalfy enables organizations from various countries to achieve their goals and thrive in the U.S. market, positioning itself as a key partner for tech companies, startups, e-commerce ventures, and international businesses looking to expand their operations.

ONEBIT is a fintech company that helps independent business owners make smarter financial decisions. Its platform provides valuable insights from their sales and expense data.

Taxtastic is a technology company that specializes in tax-related software services. It offers an API that can understand and categorize tax-relevant expenses, linking them to specific professions and assessing their tax relevance. The platform also provides automated tax calculations, integrated filing systems, and real-time updates on tax regulations, helping businesses and individuals efficiently manage their tax obligations and ensure compliance with local and international tax laws.

FinMarie is an innovative financial platform in Germany designed specifically for women, aimed at empowering them to take control of their financial futures. The company focuses on providing education, technology, and personalized solutions to address the unique challenges women face in investing and financial management. By utilizing advanced algorithms, FinMarie helps users set financial goals and assess their risk tolerance, allowing for effective portfolio management and rebalancing. The platform combines digital financial education with tailored guidance to assist women at every stage of their financial journey, ultimately enabling them to build investment and financial security with confidence.

Higo is a developer of payment software aimed at enhancing the procure-to-pay process for B2B companies and their suppliers. The software centralizes invoice receipt, automates the approval workflow, and simplifies payment transactions, thereby streamlining supplier and logistics interactions. By focusing on small and medium-sized businesses, Higo enables these companies to optimize their cash flow and improve operational efficiency. The company's solutions are designed to address the complexities of multi-stakeholder commercial relationships, making financial processes more straightforward and effective.

Exuus Limited is a financial technology company based in Kigali, Rwanda, established in 2014. It specializes in web-based software services designed to enhance operational performance and decision-making for organizations. Its primary products include Cartix, a platform that optimizes strategic investments, and Save, a digital solution that supports and empowers savings groups through user-friendly ledger management. Exuus also provides digital data collection, data mining, and data visualization services. The company's mission is to inspire resilience and enable communities to achieve optimal satisfaction by offering credit infrastructure for unbanked individuals and businesses, as well as micro-loans and micro-insurance products tailored to support informal social saving groups and smallholder farmers.

ClinicPesa is a fintech company that facilitates healthcare financing. It operates a digital micro-savings and loan platform, accessible via USSD and an Android app. Users can set up standing orders to save money over time, with savings and loans available for use at registered healthcare providers, helping users manage medical expenses more affordably.

Cova mission is to break the cycle of household poverty in Francophone Africa through insurance by adapting and accelerating the various operational processes to offer insurance.

Spleet is a fintech company that operates a rental home listing platform, focusing on providing affordable living spaces. It offers fully furnished accommodations with flexible payment options, including tenant verification and rent collection solutions for landlords. Additionally, Spleet facilitates rent financing through a "rent now, pay later" model for tenants, making it easier for individuals to secure housing. The company also provides essential services such as cleaning and security, along with various amenities, to enhance the living experience for its customers. By streamlining the rental process, Spleet aims to assist homeowners in maximizing their earning potential while helping tenants find ready-to-move-in spaces.

Zuberi Technologies Limited operates in the HR-Fintech sector, focusing on innovative payment solutions in Africa. The company offers Zuberi Pay, an on-demand mobile employee benefits application designed to provide salaried workers with daily access to their earnings instead of waiting for month-end payouts. This interest-free mobile alternative to traditional digital loans aims to enhance financial well-being among employees. Zuberi Technologies partners with African companies that prioritize employee welfare, enabling organizations to improve workplace satisfaction and financial security through their unique platform.

Asilimia is a mobile payment platform designed to facilitate seamless transactions for African micro-entrepreneurs. The app allows users to send money via M-PESA quickly and without incurring transaction fees, making it an accessible option for those looking to digitize their financial practices. By enabling business owners to manage all transactions in one centralized location, Asilimia helps users create cash-based accounting records and maintain an organized ledger for outstanding debits and credits. This functionality supports the financial growth and digitization of small businesses across Africa.

HerVest is an inclusive fintech company focused on enhancing financial access for smallholder women farmers and women-owned businesses in Nigeria. The company aims to improve the lives of women by providing essential financial services, including savings, impact investing, and credit. HerVest is dedicated to bridging the significant gender finance gap in Africa by democratizing access to loans for underserved women. By leveraging a digital financial application, the company facilitates growth opportunities for female small-scale farmers, enabling them to secure flexible loans, expand their businesses, and achieve their financial objectives. HerVest operates with the belief that everyone, regardless of gender, race, religion, or socioeconomic status, deserves equal access to wealth-building opportunities.

Kyshi is a fintech company founded in 2020 by Ayo Akindele, based in London, England. The company specializes in providing financial services through a digital banking platform that facilitates money transfers to and from Africa. Its proprietary platform features a global multi-currency wallet, enabling users to create, fund, hold, and exchange various currencies at negotiated rates. By simplifying cross-border transactions, Kyshi aims to save users time and enhance the ease of money transfers, ensuring convenience and accessibility for its clientele.

Bailport is a developer of a multi-currency e-wallet that leverages blockchain technology to provide low-cost payment solutions primarily targeting the African market. The platform allows users to exchange, save, and send money instantly at competitive rates. As a mobile-only banking alternative, Bailport facilitates seamless money transfers from Africa to the rest of the world, aiming to enhance financial accessibility and efficiency for its users.

Flex Finance is a spend management platform specifically designed to assist small and medium-sized enterprises in Africa with managing their finances. Recognizing that a significant number of businesses in the region fail due to inadequate financial management, Flex provides a solution that streamlines expense tracking and budgeting through an intuitive user interface. The platform offers features such as digital requisitions, bulk payment transfers, and comprehensive expense management tools, empowering businesses to digitize their daily operations and better control their spending. With high digital literacy among African businesses and a willingness to adopt digital solutions, Flex Finance aims to enhance financial management practices, ultimately contributing to the sustainability and growth of these enterprises.

Xente is a company that specializes in providing smart Visa cards and payment solutions aimed at simplifying financial management and administrative tasks for businesses operating in Africa. It has developed a payment platform that facilitates e-commerce and cashless transactions, offering services for various sectors including mobile, utilities, travel, events, and entertainment. Through its neo-bank, Xente aims to drive digital transformation in East Africa, where cash-based transactions are prevalent. The platform enables customers and businesses to conduct reliable and secure transactions on mobile devices from anywhere in the world, thereby enhancing the overall payment experience.

Eversend SAS is a financial technology company based in Paris, France, that specializes in developing a multi-currency e-wallet application. Established in 2017, Eversend enables users to exchange, send, and spend money across various currencies while also providing services such as cryptocurrency purchases and virtual card creation. The platform leverages blockchain technology to facilitate electronic money transfers, allowing clients to send funds to bank accounts and mobile payments with reduced fees and favorable foreign exchange rates. Eversend plans to expand its offerings to include personal loans, savings, group savings, merchant payments, and investment services, targeting markets in Nigeria, Francophone Africa, and Europe. The company is focused on product development, user acquisition, and regulatory compliance to enhance its services and strengthen its financial position.

KudiGo is a mobile-based software company that provides an integrated retail management solution tailored for informal consumer retailers in Africa. The platform combines retail management, accounting, non-cash payment processing, and advanced data analytics to empower users with greater oversight of their businesses. By leveraging innovative technology, KudiGo helps retailers adopt efficient bookkeeping practices and enhances financial inclusivity. Additionally, the use of big data and blockchain technology ensures transparency and facilitates real-time monitoring for manufacturers and distributors within this market sector. KudiGo's comprehensive suite of tools enables users to analyze consumer behavior, fostering business growth and sustainability in an evolving retail landscape.

CreditAIs specializes in developing credit scoring tools tailored for micro businesses and individuals who are underserved by traditional credit scoring models. The company focuses on digitizing the credit application process for microlenders, enhancing their ability to provide credit to these borrowers. By leveraging machine learning, CreditAIs generates predictive insights that empower lenders to refine their lending conditions. This innovative approach not only facilitates access to credit for those outside conventional scoring systems but also supports wealth-building opportunities for individuals and small businesses.

Pivo is a financial platform designed to democratize access to financial services for small and medium-sized businesses across Africa. By providing a comprehensive suite of tools tailored for the supply chain sector, Pivo enables clients to efficiently access various financial services from a single hub. This approach fosters a more streamlined and effective means for businesses to engage with borderless financial solutions, ultimately enhancing their operational capabilities and growth potential.

Private Tech Network is a technology-driven venture capital platform that leverages AI and big data to streamline fundraising and investment processes. It offers a suite of services, including market intelligence data on private tech companies, AI-driven matching of founders with investors, and digital blockchain equity solutions. The platform aims to enhance efficiency and transparency in the venture capital ecosystem.

Uelz is a company that specializes in automating and routing payment collections for small and medium-sized businesses (SMBs). By integrating with multiple payment gateways, Uelz allows these businesses to operate globally while providing a centralized platform for reconciling their income. The company also offers a billing API designed for recurring revenue businesses, enabling them to manage payments, subscriptions, and customer information efficiently. Through its cloud-based applications and services, Uelz helps clients save time and effectively grow their online operations by providing tools to record, control, and analyze customer and sales data.

Uellbee is a data-driven technology company dedicated to enhancing financial wellness for the middle class. It provides personalized and flexible consumer loans, focusing on debt refinancing solutions. Uellbee also features a proprietary personal financial management tool known as GPS Financiero, which assists users in managing their finances effectively. In addition to these services, the company offers financial coaching and savings instruments, enabling individuals to optimize their credit and automate their financial management. Through its innovative platform, Uellbee aims to empower consumers to take control of their financial health.

Rewire Ltd. is a fintech company that specializes in providing remittance and digital banking services primarily for migrants. Founded in 2015 and based in Modi'in-Maccabim-Re'ut, Israel, Rewire offers a platform that enables users to send money from Israel to various countries, including the Philippines, India, Thailand, Nepal, Sri Lanka, and Russia. The company's services include mobile and online remittance orders, money deposits, and notifications for beneficiaries upon receipt of funds. Rewire aims to enhance financial accessibility for immigrants by integrating banking services into its platform, which includes payment accounts, debit cards, and plans for additional services like bill payments, insurance, loans, and investments. Through its innovative technology and commitment to inclusivity, Rewire seeks to improve the financial security of international workers and their families, helping them manage their finances across borders more effectively.

Payin7 discovers the possibility of delaying payment by financing your purchases in easy installments. From 2 to 12 installments. From 35 euros to 1500 euros. Payin7 is a company 100% Spanish equity. It was founded by professionals with over 25 years of experience in banking and electronic commerce.

Fuell Technologies, S.L. is a Madrid-based company that specializes in issuing corporate credit cards and providing expense management software for businesses. Founded in 2019, Fuell's platform integrates a corporate card with expense management tools, allowing companies to manage spending in real-time and set budgets without the need for traditional expense reports. The service includes features such as automatic budget updates, credit increases as businesses grow, and cashbacks on various expenditures, including rideshare, fuel, dining, and recruitment services. This innovative approach aims to streamline financial management, offering businesses greater control over their expenses and enhancing operational efficiency.

Akiba Digital is a data and technology company focused on delivering financial intelligence solutions. It develops a financial data aggregator application aimed at assisting users in managing their savings goals and overall financial management. The application provides on-demand insights and visualizations related to savings objectives, along with financial behavioral coaching as part of a premium rewards program. This feature grants users access to personal financial coaching, promoting more efficient utilization of their finances. Akiba Digital's mission is to unlock financial opportunities for consumers, businesses, and society through the use of alternative data.

Finplus Group is a technology company building a new credit & commerce infrastructure for emerging markets. We believe that access to markets & financial services should be a human right, available to everyone, everywhere, who wishes to participate in the modern economy. Our goal is to help close the massive $5.2Tn credit deficit faced by SMEs in developing countries every year. Finplus provides white-label digital finance & vertical ecommerce software to: 1. Enable banks & micro-lenders to lend to SMEs, at scale, across multiple markets 2. Help consumer goods companies to digitise sales end-to-end, effectively turning their supply chain into a demand chain 3. Unlock access to an instant line of credit for tens of millions of SMEs and individuals in emerging markets Finplus software has already processed over $1 Billion in transaction value across 5 emerging markets (Kenya, Uganda, Tanzania, Eswatini, South Africa), enabled more than 3 Million MSMEs & individuals to access credit and saved business customers over 1.2 Million man-hours through automation.

MarketForce is a technology company headquartered in the United States, with operations in Kenya and Nigeria, focused on enhancing B2B commerce and fintech solutions for African merchants. Launched in 2018, the company has developed the "RejaReja" platform, which allows merchants to digitally source, order, and pay for inventory. In addition to these services, MarketForce offers access to financing, enables digital payment collection, and allows merchants to resell digital financial services like airtime and utility tokens. Operating in five markets across Sub-Saharan Africa, MarketForce has established a rapidly growing network that includes over 200,000 merchants and 50 consumer brands. The company employs an asset-light business model to drive efficiency and productivity in the distribution of goods, utilizing advanced technology to streamline operations for its users.

Raise is a financial technology company that offers digital solutions to streamline the fundraising process for startups, founders, investors, and law firms. Its online platform enables users to efficiently manage fundraising efforts, corporate structures, and equity. By automating cap tables and securely storing essential legal documents, Raise allows clients to create data-driven fundraising strategies that clarify company valuation and ownership dynamics before and after capital raises. The platform also facilitates collaboration with potential investors and simplifies the agreement signing process, thereby enhancing decision-making and deal finalization for its users.

Medsaf is a pharmaceutical platform based in Lagos, Nigeria, that specializes in the delivery of medications to hospitals, pharmacies, and clinics. Founded in 2014, the company offers a range of products, including antacids, antiviral drugs, antiseptics, vaccines, and vitamin supplements, with a focus on making these medications accessible and affordable. Medsaf leverages advanced technologies to enhance the efficiency, safety, and transparency of the pharmaceutical supply chain, incorporating blockchain solutions for tracking and tracing products. Additionally, the company provides a comprehensive service that connects healthcare providers with vetted suppliers and logistics partners, while also offering financing options to facilitate medication procurement. Through its embedded finance platform, Medsaf supports patients and healthcare providers in managing their medication costs effectively.

Lifestores Healthcare is a digital pharmaceutical marketplace focused on democratizing access to quality and affordable primary healthcare. The company utilizes technology to streamline pharmacy operations through its proprietary software, which helps clients optimize inventory management, secure purchase discounts, and facilitate patient loans. By leveraging innovative solutions, Lifestores Healthcare aims to enhance the efficiency of healthcare delivery and improve accessibility for a broader audience.

AkinTec is a company that has developed a fintech platform aimed at supporting small businesses. This platform provides various features, including the ability to pay bills, withdraw money, and establish a partner network. Additionally, it offers a marketplace for online shopping and facilitates transactions using virtual currency and credit. AkinTec's platform is designed to assist customers in managing their budgeting and daily financial activities, while also allowing them to earn rewards for each transaction made within the marketplace. Through these services, AkinTec seeks to enhance the financial capabilities of small businesses and improve their operational efficiency.

Conta Black is a fintech company based in Brooklin Paulista, Brazil, founded in 2015. It specializes in providing online banking services, including the issuance of tickets, interbank transfers, account payments, and withdrawals through its Black Money Card, which is accessible via a 24-hour network. The company also offers a digital bank account, a mobile application, and internet banking services, along with various lending options. These features are designed to enable users to efficiently manage their finances and enhance their banking experience.

Movimento Black Money is an organization dedicated to promoting the economic empowerment and autonomy of the Black community in Brazil. It serves as a hub that focuses on enhancing the entrepreneurial ecosystem by providing financial resources, educational programs, and a digital marketplace tailored to address the unique economic challenges faced by this community. Through its initiatives, Movimento Black Money aims to foster the development of innovative mindsets among Black entrepreneurs and youth, encouraging them to create competitive advantages in the marketplace. The organization emphasizes communication and education as vital components in transforming the landscape for Black businesses and facilitating their integration into the digital economy.

Cove Living Pte Ltd is a real estate company based in Singapore, established in 2018, that specializes in providing property management and broking services. The company operates a technology-driven platform that offers ready-to-live-in homes tailored for young professionals, students, and travelers in Southeast Asia's urban destinations. Cove enables landlords to list their properties on its portal and enhances their return on investment through services that include demand and revenue generation, property design, and operations management.

Goals101 is a fintech company specializing in Transaction Behavioural Intelligence (TBI) to drive business growth for banks through the application of Artificial Intelligence (AI) and Machine Learning (ML). Their primary product, the Alpha Platform, is renowned as one of the fastest-growing big data platforms in the industry. The platform leverages raw data points to generate comprehensive end-to-end campaigns, offering deep insights that enhance relevance and customer satisfaction. Goals101 aims to revolutionize banking by making it personalized, automated, and delightful for all stakeholders involved.

Walrus is a neobank in India focused on providing banking services specifically for teenagers. Recognizing the lack of suitable banking and payment solutions for this tech-savvy demographic, Walrus aims to serve around 100 million teenagers by offering a modern digital banking experience. The platform includes features such as digital bank accounts and a smart debit card, which come with curated rewards for every transaction. This approach not only facilitates financial management but also encourages users to develop good money habits and understand the complexities of financial responsibility. Through its innovative offerings, Walrus seeks to empower young individuals with financial freedom and education.

OkCredit is a financial technology company that offers a mobile-based application designed to streamline credit account management for shop owners and their customers. Founded in April 2017 by Gaurav Kumar and Aditya Prasad, the company is headquartered in Faridabad, India. The application allows merchants to easily record credit and payment transactions digitally, simplifying the process of tracking receivables and payables. By digitizing these transactions, OkCredit enables businesses to move away from traditional paper-based accounting methods, thereby reducing the burden of maintaining physical records. This innovative solution supports merchants in managing their financial operations more efficiently across the country.

AquaConnect is a comprehensive aquaculture platform established in 2017 that aims to enhance the productivity and market access of fish and shrimp farmers through advanced technology solutions. The company utilizes artificial intelligence and satellite remote sensing to gather pond data, enabling it to offer data-driven advisory services that improve farm management practices. AquaConnect's platform provides context-aware alerts and suggestions to optimize water quality, aquatic health, and feed consumption. Additionally, it facilitates connections between farmers and key stakeholders in the aquaculture value chain, including feed producers, equipment manufacturers, financial institutions, and certification bodies. By leveraging its integrated technology and fintech solutions, AquaConnect has supported over 60,000 farmers in navigating the complexities of aquaculture, promoting greater transparency and efficiency within the industry.

Clip is transforming card acceptance in Mexico by providing portable card-reading hardware and a digital payment platform that enables businesses to accept all credit and debit cards, including contactless payments. The company's solutions allow businesses to turn smartphones or tablets into card terminals, facilitating seamless transactions without the need for complicated paperwork or monthly fees. By focusing on empowering Mexican businesses, Clip helps them increase sales and grow by offering a user-friendly application that simplifies payment acceptance. This approach positions Clip as a vital ally for merchants seeking efficient and accessible payment solutions.

TradeIn is a SaaS fintech and insurtech platform that specializes in real-time evaluation of payment behavior for B2B customers. The company has developed a mobile application that facilitates commercial prospecting, management of outstanding amounts, and cash management. This application helps enterprises make informed decisions when selecting prospects, while also providing tools to secure their financial stability and improve cash management. Additionally, TradeIn offers alerts to prevent unpaid invoices, thereby enhancing its users' ability to mitigate risks associated with non-payment and optimize their cash flow.

Kwara GmbH is a technology company that specializes in developing a digital banking platform tailored for savings and credit co-operative societies (SACCOs). Founded in 2018 and headquartered in Berlin, Germany, with an additional office in Nairobi, Kenya, Kwara aims to modernize credit unions by providing a comprehensive cloud-based solution. The platform facilitates loan application servicing and approval for members, while also offering integration services, customer support, real-time financial tracking, and compliance assistance. Kwara's offerings include Kwara Pronto, a tool for managing loans. Currently, the company serves over 200 SACCOs across Kenya, South Africa, and the Philippines, enabling these financial institutions to enhance their operations and improve access to formal financial services.

Vittas is a developer of a loan distribution platform aimed at enhancing transparency in lending markets. The company's platform provides individuals and businesses with access to affordable and flexible loans without the need for collateral, thereby facilitating their working capital needs. Additionally, Vittas equips lending institutions with the necessary tools to effectively evaluate credit risk, fostering a more open and efficient lending environment. Through its innovative approach, Vittas aims to streamline the borrowing process and improve access to financial resources for a wide range of users.

Ndovu is a financial advisory platform that provides personalized and cost-effective investment solutions for users seeking to engage with both local and global financial markets. The company employs advanced technology and expert financial advisors to simplify investment processes, making them more accessible to a broader audience. Ndovu's platform features curated investment funds and tailored investment plans that align with individual risk tolerance and financial goals, empowering customers to navigate the complexities of investing and enhance their wealth-building potential.

FundBlackFounders is a rewards based crowdfunding platform and funding ecosystem for Black-Owned Small Businesses & Startups.

Developer of a financial education platform designed for daily purchase round-ups and learning real-life money management skills. The company's platform offers a new-age banking application that allows people in the community to earn, save, spend, and give back through daily transactions, enabling parents to teach financial management to children right from an early age.

PeduL Inc. is a Newark, New Jersey-based company founded in 2016 that operates an online crowdfunding platform specifically designed for students seeking financial assistance for higher education. By providing a marketplace for scholarships, PeduL enables users to raise funds through campaigns that can be shared with friends, family, and potential donors. The platform simplifies the fundraising process while also allowing students to apply for numerous local and national scholarships through a single universal application. PeduL's mission is to alleviate the financial burdens associated with higher education, making it more accessible for students.

Kiddie Kredit is a mobile chore-tracking app designed to enhance financial literacy among children by teaching them about credit management. The app operates on the principle that a child's performance in completing household chores directly affects their Kiddie Kredit score, which mimics traditional credit scoring models. Children can record their completed chores, which are then approved or denied by a parent or guardian. The app calculates a weekly score based on the quantity and punctuality of chores completed, ultimately determining the amount of their predetermined weekly allowance, which can be monetary or non-monetary. This engaging platform aims to foster a better understanding of credit concepts in a fun and interactive way.

FundStory is a financial technology company based in Atlanta, Georgia, founded in 2020. It specializes in providing innovative solutions for finance teams to access and manage non-dilutive funding options. The company develops workflow management software that assists startup founders in identifying suitable investment opportunities globally. FundStory's platform features digital agents designed to streamline tasks such as navigating funding applications and analyzing term sheets, thereby enabling users to effectively grow their businesses and achieve their funding objectives.

BizCapital is a financial services provider that specializes in offering loans to small and micro businesses that lack access to traditional banking institutions. The company employs a digital evaluation system that quickly analyzes and ranks loan requests, allowing for rapid funding decisions. By leveraging technology, BizCapital streamlines the loan application process, enabling clients to secure the necessary funds to support their business operations efficiently through an online lending platform.

Avenue is an online financial platform designed to facilitate access to the U.S. investment market for all types of investors. By eliminating minimum investment requirements and reducing costs, Avenue aims to create a more inclusive financial environment. The platform offers a straightforward and efficient investment and banking experience, allowing users to engage in international investing with enhanced security, guidance, and comprehensive information. Through its services, Avenue seeks to remove barriers to entry in the American financial system, making it accessible to a broader audience.

Freyda is a technology company that specializes in automating manual data extraction from documents, primarily for the financial services sector. Utilizing advanced artificial intelligence and machine learning algorithms, Freyda's platform efficiently recognizes, extracts, and normalizes essential data, significantly reducing the time spent on repetitive data entry and retrieval tasks. By enabling clients to handle data extraction up to 75 times faster, Freyda enhances productivity and allows users to focus on deriving insights and maximizing returns. This innovative approach eliminates the challenges of obscure data, promoting smarter investment strategies.

Uelz is a company that specializes in automating and routing payment collections for small and medium-sized businesses (SMBs). By integrating with multiple payment gateways, Uelz allows these businesses to operate globally while providing a centralized platform for reconciling their income. The company also offers a billing API designed for recurring revenue businesses, enabling them to manage payments, subscriptions, and customer information efficiently. Through its cloud-based applications and services, Uelz helps clients save time and effectively grow their online operations by providing tools to record, control, and analyze customer and sales data.

DataRisk is a predictive modeling platform based in Florianópolis, Brazil, that specializes in credit, collection, and fraud prevention primarily for financial institutions. Founded in 2015, the company offers a comprehensive SaaS solution that allows organizations to leverage data science without needing dedicated data scientists. Its platform automates the development and updating of machine learning models, facilitating the rapid creation of predictive models and aiding in the identification of customers with a high probability of financial risk. By analyzing internal data, DataRisk's tools enhance efficiency and help clients reduce bad debts while streamlining the document-checking process.

Grão Direto LTDA is a Brazilian company that operates a digital trading platform designed for the buying and selling of grains. Founded in 2016 and based in Uberaba, the platform connects farmers and grain buyers, facilitating efficient interactions for various trading types, including spot, future, and barter trades. Grão Direto enhances market intelligence, enabling users to make informed decisions regarding market rates and grain choices. The platform also supports ancillary processes related to grain trading, such as logistics, contract management, and financial products. By providing a web platform and a mobile application, Grão Direto aims to streamline the agricultural commodity chain, serving diverse stakeholders like cooperatives, traders, and brokers while promoting more agile and effective market operations.

Colbr is a fintech company specializing in wealth management services. It offers a digital platform that provides transparent access to global asset allocation across various sectors including financial markets, private equity, and real estate. The company aims to deliver premium yet accessible services without hidden costs, offering personalized advice and historically inaccessible investments. This enables users to effectively monitor and develop their assets.

Magnetis Consultoria De Investimentos LTDA. is a financial services company based in São Paulo, Brazil, that focuses on providing a digital investment platform designed to assist individuals in building long-term investment plans. Founded in 2012, Magnetis offers consultation services tailored to various financial goals, including property acquisition, retirement planning, and wealth management. The company utilizes advanced algorithms to create diversified, low-cost portfolios that are optimized for each investor's profile. Clients can easily invest online and monitor their assets while relying on Magnetis to manage and adjust their investment strategies over time. Through its innovative approach, Magnetis aims to revolutionize financial planning and investment management for a wide range of customers.

Cora is an online payments company based in São Paulo, Brazil, focusing on serving self-employed individuals and small to medium-sized enterprises (SMEs). The company operates as a digital bank, currently in closed beta, with plans to launch its first product—a free mobile account tailored for SMEs. Cora aims to offer a range of financial services including payments, credit-related products, and financial management tools designed to simplify and reduce the costs associated with daily financial tasks for entrepreneurs. Founded by Igor Senra Magalhães and Leonardo Soares Barbosa Mendes, Cora's platform is intended to alleviate the bureaucratic burdens typically faced in managing day-to-day finances.

Remessa Online is a Brazilian company founded in 2016 and headquartered in São Paulo, specializing in international money transfer services. The platform enables both individuals and businesses to conduct incoming and outgoing wire transfers across borders, catering to over 300,000 customers in more than 100 countries. By leveraging proprietary technology, Remessa Online offers a streamlined and cost-effective solution for foreign exchange, with fees significantly lower than traditional local options. The company aims to simplify and automate cross-border transactions, enhancing user experience while addressing clients' global financial needs. Its mission is to facilitate a world without physical borders, allowing clients to focus on their international aspirations.