Google for Startups

AX is the first Data & AI-powered Accelerator-as-a-Service, generating momentum by cutting investment deals timeframe from months to days with one click. Leveraging decades of global data analysis on investments, we’re on a mission to lead investment in the $3T Global Creative Economy market with expansion into other industries.

Earthbond is a company focused on providing carbon accounting information for commercial and residential clients in Africa. By analyzing energy consumption and financial data, Earthbond connects users with renewable energy vendors, particularly in the solar energy sector. This approach enables homes and businesses to achieve cost savings while contributing to environmental sustainability. Additionally, the company aims to leverage the collective power of neighborhoods to enhance pricing and financing options for its clients, promoting a more accessible transition to renewable energy solutions.

Nobuk is a payments reconciliation company enabling groups and collectives in Africa collect funds effortlessly and automatically reconcile and organize records into easily shareable reports.

20APY: Simplifying financial freedom with decentralized finance 20APY is a fintech that uses high-yield alternative investments and zero-interest credit to simplify Financial Freedom. We employ blockchain technology to issue RWA Tokens that offer a fixed return of 20% per year, and the funds raised are used to foster the credit market in Brazil in low-risk operations.

TackleAI is a software company that specializes in developing an artificial intelligence platform designed to locate, analyze, and organize unstructured data across various document types. The company's technology automates workflows involving large volumes of documents and datasets, significantly enhancing speed and efficiency while minimizing human error. TackleAI's software is particularly valuable in sectors such as healthcare, legal, and finance, where it helps users access critical information within complex documents, including contracts and medical records. By streamlining data processing, TackleAI enables organizations to reduce workflow time and eliminate the need for offshore outsourcing.

Spendbase is a SaaS-based platform that helps IT and finance teams optimize corporate software spending. It automates management tasks, identifies unused licenses and shadow IT, and provides real-time visibility into subscription data. The platform also offers vendor relationship management, negotiating better prices and terms on behalf of clients, with a revenue share model of 25% of savings achieved.

20APY: Simplifying financial freedom with decentralized finance 20APY is a fintech that uses high-yield alternative investments and zero-interest credit to simplify Financial Freedom. We employ blockchain technology to issue RWA Tokens that offer a fixed return of 20% per year, and the funds raised are used to foster the credit market in Brazil in low-risk operations.

Variance2 is a technology company that develops an AI-driven stock analysis tool. This tool predicts financial statements and summarizes Sedar filings, providing users with valuable insights to inform their investment decisions.

IziFin is a developer of a configurable Embedded Intelligence Operating System designed to provide flexible and affordable Embedded Banking solutions to a diverse range of companies, regardless of size or sector. The platform integrates artificial intelligence, allowing clients to effectively leverage their business data through simple API integration. This approach eliminates the complexity, high costs, and lengthy timelines often associated with traditional banking products. By focusing on ease of use and efficiency, IziFin enables organizations to access and utilize their business software seamlessly.

TaxxWiz is a virtual tax preparation company that provides a solution for individuals and business owners to have a reliable resource for financial needs and services.

truQ operates a tech-enabled logistics platform designed to streamline short-haul and intracity logistics. By leveraging real-time technology, truQ connects individuals and businesses with the nearest available vehicles, facilitating efficient transportation solutions. The platform features a mobile application that allows users to quickly sign up and book trips on demand, enhancing convenience and reducing costs for clients. Additionally, truQ provides a SaaS infrastructure that helps businesses coordinate logistics interactions more effectively, along with access to capital for commercial drivers to support their operations and growth.

Herconomy is the first bank for women in Nigeria. Women can build their finances and capacities, collaborate, and access opportunities. Empower women in Nigeria and beyond to be financially independent, thereby contributing to the socioeconomic growth of their ecosystem.

Periculum develops data analytic software utilizing artificial intelligence and machine learning to enhance credit assessment for organizations in underserved markets. The company's platform focuses on alternative data to provide comprehensive credit evaluations for lenders and financial institutions in Africa. By empowering clients with advanced data analytics and credit assessment services, Periculum aims to accelerate economic empowerment and improve access to financial resources for those in need.

ORDA is a cloud-based restaurant operating system built for African chefs and food business owners. ORDA's ePos, integrations, and lending solutions enable Africa’s millions of food business owners to scale and grow their business. The company was founded in 2020 and is based in Lagos, Nigeria.

Jumba is a construction technology platform based in Nairobi, Kenya, established in 2022. The company focuses on streamlining B2B construction material purchases and financing, facilitating transactions between manufacturers and retailers. Jumba's platform enables businesses to order a variety of construction materials, including cement, steel, paint, tiles, plumbing supplies, electrical components, glass, and kitchen and bathroom finishes, with the option to pay later. By connecting small hardware stores with medium-sized retailers in their vicinity, Jumba helps enhance inventory management and negotiates pricing to simplify the supply chain for construction materials across Africa.

UniPay is an eCommerce platform for infrastructure and industry-lacking regions that offers 5 products that enable trust, promote transparency, and enforce accountability.

Alajo is an Escrowed Digital Piggy Bank for the Under(un)banked without the need of internet access. We do this by helping the grassroot population save money every day (avg. $2.13 per day) using USSD, IVR and SMS through POS and Money Agents in their communities, delivered via a Savings Infrastructure.

Mosmos is a financial application that allows customers to purchase valued items through partial and flexible installment payments. The platform is designed to provide secure and convenient payment options, enabling users to acquire products or services while managing their budgets effectively. Additionally, Mosmos offers cash rewards, making the purchasing experience not only stress-free but also beneficial for users aiming to achieve their financial goals without incurring debt.

Tyms is an AI-powered finance and accounting automation software for CFOs, accountants, and business owners.

MipangoApp is a financial data analysis, education, money management, and recommendations software for Financial Institutions, and a mobile application for the unbanked. They are enabling users to track their income and expenses, set financial goals, and get personalized financial advice and investment opportunities.

Moves is making gig work better. We're building the largest community of serious gig workers — helping them manage their overhead and keep them on the road. We help maximize the perks of independent and flexible work, while minimizing the headaches and overhead. Moves partners with gig companies to create seamless experiences for gig workers. Our tailored financial services provide instant payouts and cash advances to your workers. Plus, access our proven worker recruitment channels.

Chimoney is an online payment platform that facilitates the movement of value between various currencies, ledgers, and protocols. The company provides a robust infrastructure and API, enabling businesses and developers to efficiently manage their payment processes and financial activities. With a focus on simplicity, security, and efficiency, Chimoney allows clients to send and receive cross-border payments using multiple currencies and payment methods. This capability empowers businesses to expand their global payment operations and improve their overall financial performance.

PasarMIKRO operates a B2B aggregated marketplace focused on agriculture, designed to support farmers by facilitating access to a broader market for their products. The platform offers a range of services, including network expansion, transaction security, and bookkeeping, which help streamline the selling process. Additionally, PasarMIKRO provides integrated financing options, allowing farmers to utilize a pay-later facility that enhances their financial flexibility. By leveraging technology, the company aims to make agricultural commodity trading more efficient and accessible, thus empowering farmers to maximize their sales potential.

HD is a healthcare and surgery marketplace, powering over 1,500+ healthcare providers including some of the biggest hospitals. HD connects patients to hospitals, clinics, operating rooms, and surgeons while offering healthcare financing solutions to increase access to affordable care and surgeries. To date, over 250,000 patients have benefited from more accessible and affordable healthcare and surgeries through the company's platform.

DjookyX operates a music investment platform that connects music artists with investors. The platform enables artists to raise funds for career advancement by selling royalty rights in their music to investors, who in turn share in any future royalty income generated by the song. Additionally, the platform facilitates musical competitions and shows, further supporting artists' growth and fan engagement.

FinanceGPT Labs offers an AI-driven quantitative analysis platform tailored for financial professionals and investors. This cloud-based solution simplifies sophisticated financial analysis, removing the need for coding skills and broadening accessibility. The platform serves various users, including asset managers who can enhance research and portfolio management, investment analysts who gain insights from extensive datasets, and hedge funds that easily develop and backtest trading strategies. Individual investors also benefit by making informed, data-driven investment decisions. With a focus on democratizing high-performance financial analysis, FinanceGPT Labs enables users to optimize returns and effectively manage risk.

Guru is a financial application aimed at young Brazilian investors, dedicated to simplifying the investment process. The platform provides a range of financial tools, including real-time profitability monitoring, market quotes, graphs, news, and various indicators. By offering these resources, Guru enables users to easily navigate and invest in different financial instruments, making investing more accessible and intuitive for its audience.

Declarando is a tax consultancy founded in 2016 and headquartered in Spain, specializing in providing digital financial advisory services for the self-employed. The company offers a platform that assists users in managing their accounts, preparing invoices, and ensuring compliance with tax regulations, including IRPF and VAT. By streamlining the tax filing process, Declarando aims to help self-employed individuals avoid unintentional fraud and meet their tax obligations efficiently.

Tribal is a technology-driven financial services provider, specializing in offering small and medium-sized businesses in emerging markets access to modern payment methods and financing solutions. The company's platform enables SMBs to utilize multi-currency physical and virtual business credit cards, local and international wire transfers, short-term financing, and a comprehensive spend management tool, all integrated into a single, user-friendly interface. Tribal has secured funding from prominent investors such as SoftBank Latin America Fund, QED Investors, and Coinbase Ventures, and has been recognized by Visa as part of their FinTech Fast Track program.

NG.CASH is a digital app designed to help Generation Z become financially independent. It allows users to manage their own money with solutions such as PIX (Brazil’s “instant-payment” method), prepaid credit cards, allowance management, and a virtual card. Structured as a financial hub, NG.CASH aims to accompany its clients throughout their lives and increase financial literacy in the region.

Nomad is a fintech company that provides financial services such as a bank account and an investment platform. It develops an application where users can open an account and can use it to travel, buy, save money, and invest in the USA. It also offers remittances and a debit card.

Built Accounting is chartered accountants, financial analysts, developers, and marketers passionate about the prosperity of SMEs in Africa.

Blossom Social is a startup focused on social investing, aiming to foster a community that enhances financial literacy. Its platform enables users to view the portfolios and trades of friends and leading investors, facilitating the discovery of new investment ideas. Blossom's approach emphasizes transparency, as users can share their investment strategies while benefiting from robust portfolio tracking tools. Additionally, the platform incorporates an engaging educational component, modeled after popular learning methods, to empower individuals to make informed financial decisions. By promoting collaboration and shared knowledge, Blossom Social seeks to create an inclusive environment where everyone can learn about and take control of their finances.

Go, formerly known as Upward, is a personal financial application tailored for gig workers, including drivers and delivery personnel. The platform assists users in managing their finances by tracking income and expenses, predicting future taxes based on current earnings, and facilitating bill management. Go aims to help users save for their taxes from 1099 income by encouraging them to set aside funds each quarter. Additionally, the application maximizes deductions related to expenses and mileage, enabling users to reduce their overall tax liabilities. Through its user-friendly interface, Go provides essential tools for financial planning, ensuring that gig workers can effectively manage their earnings and optimize their financial outcomes.

Dollarito is a digital lending platform that helps the Hispanic population with no credit history or low FICO score access fair credit. The company specializes in the fields of credit, financial services, fintech, and personal finance.

Taxumo is a software-as-a-service company focused on simplifying tax compliance for micro, small, and medium enterprises (MSMEs), freelancers, and self-employed professionals. The company provides an automated tax compliance tool that allows users to compute, file, and pay their business taxes efficiently. With its Bureau of Internal Revenue accreditation, Taxumo offers end-to-end solutions through a mobile-responsive web application, enabling clients to manage their tax obligations accurately and on time without the need for an accountant. By alleviating the complexities of tax compliance, Taxumo allows businesses and professionals to concentrate on their core operations, thus supporting their economic growth.

Miren is an end-to-end lending software company for community development financial institutions. Miren’s software and data services eliminates the use of credit scores for small business lending. We are on a mission to expand access to financing capital to underserved small business owners.

Navigate Accelerator, established in 2020 in Miami, Florida, is a startup accelerator and advisory firm. It supports early-stage companies by providing hands-on guidance to create financial forecasts, pitch decks, and go-to-market strategies. Notably, Navigate offers an equity-free program, preserving startups' capital tables for future funding rounds. The company was co-founded by Pedro Sostre and Andres Vallejo.

Niftmint is a technology company specializing in Non-Fungible Token (NFT) commerce infrastructure. It streamlines the process for brands and organizations to offer NFTs directly on their own channels, providing a seamless customer experience. Niftmint handles all crypto and wallet management, enabling customers to purchase NFTs using credit cards, with Niftmint facilitating the minting and custody processes. The platform integrates with existing commerce platforms, eliminating the need for customers to navigate third-party crypto environments.

Founderland is a community platform designed to support women of color founders in building sustainable businesses. By addressing the funding gap and fostering inclusivity, it offers a space for these entrepreneurs to connect, share experiences, and access essential resources. The platform also provides educational opportunities and investor-readiness support, helping founders navigate the challenges they face. Through its initiatives, Founderland empowers women of color in their entrepreneurial journeys, promoting a more equitable business ecosystem.

Taxtastic is a technology company that specializes in tax-related software services. It offers an API that can understand and categorize tax-relevant expenses, linking them to specific professions and assessing their tax relevance. The platform also provides automated tax calculations, integrated filing systems, and real-time updates on tax regulations, helping businesses and individuals efficiently manage their tax obligations and ensure compliance with local and international tax laws.

Farseer is a developer of a financial planning and analysis platform aimed at enhancing cash flow management and profitability for businesses. The platform allows users to construct financial models, import mapped actuals, and generate automated forecasts across various revenue and cost categories. It also facilitates the rapid creation of what-if scenarios, thereby streamlining processes and reducing manual workloads. By focusing on accuracy and security, Farseer provides companies with valuable insights in financial planning and analytics, ultimately helping them to optimize their financial operations.

VenturePole is an artificial intelligence company that has goal to reduce the lack of diversity in venture financing. By advocating for equal access for underrepresented entrepreneurs including women, LGBT people, people with disabilities, and founders of color, they hope to democratize access to venture investment.

Higo is a developer of payment software aimed at enhancing the procure-to-pay process for B2B companies and their suppliers. The software centralizes invoice receipt, automates the approval workflow, and simplifies payment transactions, thereby streamlining supplier and logistics interactions. By focusing on small and medium-sized businesses, Higo enables these companies to optimize their cash flow and improve operational efficiency. The company's solutions are designed to address the complexities of multi-stakeholder commercial relationships, making financial processes more straightforward and effective.

FinanZero is an online marketplace for consumer loans based in São Paulo, Brazil, founded in 2015. The company operates as an independent broker, negotiating loan applications with over 50 banks and credit institutions to secure the best interest rates and terms for its customers. FinanZero simplifies the lending process by providing a user-friendly platform that allows individuals and small businesses to compare various financial products, including loans and credit cards. Through personalized support, FinanZero aims to make it easier for customers to access the financial services they need, ultimately streamlining the experience of obtaining loans.

Isaac is an all-in-one platform designed to streamline financial management for schools, enabling them to focus on educational priorities. By providing a comprehensive suite of services that includes payment processing, financial products, software, and communication tools, Isaac simplifies school administration. The platform automates tuition payment receivables, thereby reducing financial risks for educational institutions and ensuring a seamless payment experience for parents. Additionally, Isaac offers detailed financial analysis tools that give schools insight into their financial conditions, allowing for better planning and resource allocation. Each month, Isaac disburses a predetermined amount to schools, based on their projected income, ensuring consistent financial support.

Xente is a company that provides a payment platform aimed at simplifying financial transactions for businesses in Africa. By offering smart Visa cards and facilitating e-commerce and cashless transactions, Xente supports a range of payment needs, including mobile, utilities, travel, events, and entertainment. Its neo-bank platform is designed to enhance the digital transformation in East Africa, where many transactions still occur manually. This enables both customers and businesses to engage in reliable and secure transactions from any mobile device, promoting a more efficient and accessible financial ecosystem.

Caantin is focused on enhancing the contribution of restaurants to the global economy by providing a comprehensive platform tailored for the African food industry. Their solution facilitates food supply procurement, short-term credit access, and overall business management for restaurants. By developing vendor management and payments software, Caantin simplifies onboarding and operations, which improves customer satisfaction and business performance. The platform streamlines procurement processes, supplier payments, and inventory financing, while also offering payment reminders and a collection system for accounts receivable. This enables clients to obtain necessary products at competitive prices, ultimately supporting the growth of food businesses across Africa.

BAG Innovation Ltd operates a digital platform that bridges the gap between academia and the business sector in East Africa. Founded in 2017 and based in Kigali, Rwanda, the company offers gamified internship programs and interactive assessments designed to enhance students' skills and facilitate personalized career guidance from the start of their university studies. By analyzing employers' skill requirements and translating them into assessments, BAG enables companies to efficiently connect with a larger pool of students, allowing them to transfer work-life experiences without the constraints of traditional internship models. The platform employs gamification techniques developed by a former CandyCrush creator to boost student engagement and retention, rewarding users with experience points and level upgrades. BAG operates on a freemium model, attracting a wide user base while generating revenue through premium subscriptions for businesses seeking to source talent and by providing universities with integrated content platforms that support student development.

Eversend SAS, founded in 2017 and based in Paris, France, offers a multi-currency e-wallet application that enables users to send and receive money, buy cryptocurrency, create virtual cards, and purchase airtime. The platform leverages blockchain technology to provide a digital payment gateway, facilitating electronic money transfers to bank accounts and mobile payments while minimizing costs associated with fees and foreign exchange. In addition to its current services, Eversend plans to expand its offerings to include personal loans, savings, group savings, merchant payments, and investment options. The company aims to grow its presence in Nigeria, Francophone Africa, and Europe while utilizing funds for product development, user acquisition, and regulatory compliance.

PesaChoice is a provider of cloud-based human resource management solutions tailored for the African market. The company enables organizations to streamline their HR processes through its affordable software, which includes features for payroll, compliance, and benefits management. Additionally, PesaChoice offers a financial software platform designed to assist individuals with limited access to institutional credit. This platform allows users to manage their finances effectively by facilitating bill payments, purchasing calling cards, and sending money instantaneously. By addressing both organizational HR needs and individual financial challenges, PesaChoice aims to improve overall workforce management and financial accessibility in Africa.

Cauri Money is a financial services company that offers users a comprehensive platform for money management and transfer. It provides a wallet and a BG IBAN, allowing users to exchange, save, manage, and send money easily. The platform includes features such as peer-to-peer payments, as well as virtual and physical Mastercards. Cauri Money also facilitates wallet recharge, phone recharge, and invoice payments, making it particularly useful for sending money to Africa and managing daily expenditures. The service is accessible to anyone, regardless of their banking affiliation, and includes support from a dedicated financial supervisor.

Asilimia is a mobile payment platform designed to facilitate financial transactions for African micro-entrepreneurs. The application allows users to send money through M-PESA quickly and without transaction fees, making it a cost-effective solution for digital money transfers. Users can deposit funds into their M-PESA accounts and use the Asilimia app to send money to any other M-PESA account seamlessly. In addition to its payment capabilities, Asilimia helps business owners manage their finances by digitizing transactions and providing tools for cash-based accounting. This comprehensive approach enables micro-entrepreneurs to maintain accurate financial records, track outstanding debits and credits, and streamline their business operations.

Pivo is a financial platform designed to support small and medium-sized businesses across Africa by providing access to a comprehensive range of financial services in one location. The platform aims to democratize finance, offering tools specifically tailored for the supply chain sector. By streamlining access to various financial services, Pivo enables its clients to efficiently engage with borderless financial solutions, promoting enhanced operational efficiency and growth opportunities for businesses in the region.

Stears is a data and intelligence company headquartered in Lagos, Abuja, and London. Founded in 2017 by a group of individuals who met at prominent institutions in the UK, Stears initially began as a media publication known as Stears Business. It has since transformed into a provider of subscription-based data collection tools and insight services designed for businesses and professionals engaged in Africa. The company aims to become the most trusted source of African data and insights, offering comprehensive coverage of finance, economics, and development. By centralizing data from various local and international sources, Stears enables its audience to access in-depth business news analysis and insights from experts across sectors such as banking, consulting, law, academia, government, and civil society.

Built.Africa is a provider of comprehensive accounting and financial services tailored for small and medium-sized enterprises (SMEs) in Africa. The company offers a range of solutions, including online accounting software that facilitates business transactions, generates personalized invoices, and produces financial statements. Built.Africa is committed to supporting entrepreneurs by enabling them to manage their finances effectively, track expenses, and monitor due bills, thereby fostering wealth creation and job opportunities within their communities. With a team of chartered accountants, financial analysts, developers, and marketers, the organization strives to enhance the financial prosperity of SMEs across the continent.

FinityX is an Israeli deep-tech start-up focused on developing an adaptive autonomous AI infrastructure tailored for chaotic systems, particularly in financial markets. The company has created a fully autonomous decision-making system that generates advanced AI products designed for various capital market participants. FinityX's autonomous quantitative research platform aims to streamline the investment process by automating financial tasks and generating insights and trading strategies. By leveraging complex AI, deep learning algorithms, and big data, the platform identifies hidden correlations and patterns within multiple data sets. This capability allows investment firms, hedge funds, and other financial institutions to improve efficiency and gain a deeper understanding of market trends, ultimately creating significant investment opportunities.

Private Tech Network is a technology-driven venture capital platform that leverages AI and big data to streamline fundraising and investment processes. It offers a suite of services, including market intelligence data on private tech companies, AI-driven founder-investor matching, and digital equity management tools, to make venture capital more efficient.

iVerify.ng is a digital identity onboarding platform that offers comprehensive identity verification services for individuals and businesses. The company specializes in conducting background checks on new hires, verifying the authenticity of property documents, and validating certificates and other important documents within business relationships. By providing these services, iVerify.ng enables clients to efficiently verify documents, data, property, and other critical information, ensuring a hassle-free experience in the verification process.

truQ operates a tech-enabled logistics platform designed to streamline short-haul and intracity logistics. By leveraging real-time technology, truQ connects individuals and businesses with the nearest available vehicles, facilitating efficient transportation solutions. The platform features a mobile application that allows users to quickly sign up and book trips on demand, enhancing convenience and reducing costs for clients. Additionally, truQ provides a SaaS infrastructure that helps businesses coordinate logistics interactions more effectively, along with access to capital for commercial drivers to support their operations and growth.

Able Jobs is a job preparation and application platform that focuses on providing short-term training programs in sales, support, and marketing. The company aims to assist students in securing employment by offering training that can be completed in as little as five days. Able Jobs facilitates the hiring process for enterprises by allowing them to post job openings and access a pool of trained candidates. Companies only pay Able Jobs after successfully hiring a candidate, with a fee equivalent to one month of the employee's annual salary, typically around $150. In February, Able Jobs reported making 130 job placements, demonstrating its effectiveness in connecting trained freshers with potential employers.

Rupifi is a digital B2B platform based in Bengaluru, India, that provides financial solutions tailored for small and medium enterprises. Founded in 2020 by Ankit Singh, Anubhav Jain, and Jawaid Iqbal, the company focuses on offering loans, working capital, and payment services that are designed to enhance financial management for businesses. Rupifi utilizes credit scoring to facilitate fast and scalable B2B credit, enabling companies to access flexible payment methods, including a buy now pay later service with automated reconciliations. This approach aims to empower small businesses in managing their finances more effectively.

Faye is a travel insurance company that offers comprehensive coverage for travelers, including health, trip, personal belongings, and even pets. The company utilizes advanced technology to enhance the travel experience, providing consumers with real-time solutions and support through a user-friendly app. Faye's automated platform focuses on resolving flight disruptions and ensuring quick claims processing and reimbursements. With 24/7 customer service specialists, Faye aims to turn travel mishaps into manageable experiences, allowing travelers to navigate unforeseen challenges with ease. The company's innovative approach redefines traditional travel insurance by prioritizing customer-centric solutions and seamless assistance throughout the journey.

Fuell Technologies, S.L. is a Madrid-based company that specializes in issuing corporate credit cards and providing expense management software for businesses. Founded in 2019, Fuell's platform integrates a corporate card with expense management tools, allowing companies to manage spending in real-time and set budgets without the need for traditional expense reports. The service includes features such as automatic budget updates, credit increases as businesses grow, and cashbacks on various expenditures, including rideshare, fuel, dining, and recruitment services. This innovative approach aims to streamline financial management, offering businesses greater control over their expenses and enhancing operational efficiency.

AC Group Ltd is a Hi-tech & ICT company registered under the Rwandan registrar of companies. As a “Technology enabler”, they are a leading Solution Provider of Intelligent and Interactive Solutions in Rwanda, expanding to regional markets with an aim of being part of building a regional ICT hub. In December 2015, They launched Tap&Go card for passengers under the “One card one City campaign” on the biggest bus operator in Kigali - Kigali Bus Services (KBS) in partnership with the Government of Rwanda.

TradeBuza is a Lagos-based company that operates a cloud-based platform designed for out growers, commodities aggregators, exporters, and agricultural processors. The platform enhances efficiency and transparency in the agricultural sector by providing real-time visibility and data management solutions. TradeBuza leverages technology to assist smallholder farmers in accessing agricultural financing, offering services that include digital agricultural data capture, KYC collection and validation, field GPS mapping, and customized reporting. By enabling businesses to digitize their agricultural operations and capture real-time data, TradeBuza improves the management of out-grower schemes and facilitates effective commodities trading.

Lupiya is an online marketplace for microloans, operating as a branch-less digital microfinance platform. It utilizes technology to simplify and enhance the borrowing process, ensuring that individuals and businesses, including those in rural and remote areas, can access essential financial services. The platform offers tailored loans for personal and business needs, with a particular focus on empowering women. By leveraging artificial intelligence, Lupiya aims to create an efficient and user-friendly experience for online loans, peer-to-peer investments, and digital payments, thereby broadening financial inclusion across the region.

CredPal is a financial platform that enables both businesses and individuals to make purchases and pay for them in installments at various online and offline merchants. Launched in 2018 by Fehintolu Olaogun and Olorunfemi Jegede, CredPal is headquartered in Lagos, Nigeria. The platform is designed to provide transparency and convenience, allowing users to set up their accounts and select payment plans that best suit their needs. By leveraging technology, CredPal minimizes risk and connects users with multiple financial institutions that offer credit. This service not only facilitates consumer access to credit for purchases but also empowers retail businesses to provide on-demand credit options to their customers.

Treepz is a technology-driven transportation company focused on enhancing mobility across Africa. Founded in 2019 and headquartered in Ontario, Canada, Treepz operates in Nigeria, Ghana, Uganda, and Kenya, providing users with a reliable and comfortable commuting experience. Its application allows users to book trips for daily, inter-city, or corporate travel at the tap of a button. The platform offers features such as vehicle assistants, licensed drivers, and e-wallet payments, ensuring that users can book and pay for fast and convenient trips in real-time. Through its innovative approach, Treepz aims to create a safer and more efficient transportation system for commuters in the region.

Omie is a Brazilian software company founded in 2013, headquartered in São Paulo. It specializes in developing cloud-based enterprise resource planning (ERP) and financial services tailored for small and medium-sized enterprises. The company's platform integrates business processes by offering tools for accounting and customer relationship management, enabling users to issue fiscal notes, manage receivables, and monitor daily operations effectively. Omie's software is designed to be simple, intuitive, and affordable, fostering a collaborative ecosystem where entrepreneurs and accountants can work together seamlessly to enhance business efficiency.

Workpay, established in 2017 and headquartered in Nairobi, Kenya, specializes in providing cloud-based payroll, benefits, and human resource management software tailored for small and medium-sized businesses in Africa. Its comprehensive solution includes time and attendance tracking, HR and payroll processing, payment and loans processing, and employee self-service management. Workpay empowers businesses to hire both local and remote teams across Africa, ensuring compliance and streamlining processes without the need for local entities.

Grow For Me is an agricultural technology platform that focuses on financing, aggregation, and trading within the farming sector. It offers a web-based crowdfunding solution that allows individuals to invest in agriculture and commodities trading without direct involvement in farming activities. The platform also facilitates input financing and provides ready markets for farmers, helping them enhance their income and streamline their operations. By connecting investors with agricultural opportunities, Grow For Me promotes greater participation in the farming economy while supporting farmers in achieving their financial goals.

VirtusPay is a payment platform that enables consumers to purchase items in installments without relying on credit cards. By connecting available credit limits to facilitate ticket purchases, VirtusPay aims to democratize access to purchasing power, making it easier for customers to achieve their financial goals. The platform offers various payment options designed to attract new customers in the online retail space, ultimately helping businesses increase their average transaction values.

MarketForce is a technology company headquartered in the United States, with operations in Kenya and Nigeria, focused on enhancing B2B commerce and fintech solutions for African merchants. Launched in 2018, the company has developed the "RejaReja" platform, which allows merchants to digitally source, order, and pay for inventory. In addition to these services, MarketForce offers access to financing, enables digital payment collection, and allows merchants to resell digital financial services like airtime and utility tokens. Operating in five markets across Sub-Saharan Africa, MarketForce has established a rapidly growing network that includes over 200,000 merchants and 50 consumer brands. The company employs an asset-light business model to drive efficiency and productivity in the distribution of goods, utilizing advanced technology to streamline operations for its users.

Shopa is a digital platform that connects informal retailers with manufacturers and suppliers to streamline the ordering and delivery process. By digitizing the informal retail supply chain, Shopa facilitates direct access for retailers to source essential goods, thereby enhancing product availability in underprivileged communities. Additionally, the platform offers microcredit options to support informal retailers in managing their business activities effectively. Through these services, Shopa aims to bridge the gap between informal retailers and suppliers, ultimately contributing to the economic empowerment of underserved markets.

Kovi is a digital car rental company headquartered in São Paulo, Brazil, that operates primarily in Brazil and Mexico. Founded in 2018, Kovi provides an online platform designed to serve rideshare and delivery drivers, promoting safer, more affordable, and accessible mobility solutions for millions. The company employs an asset-light model by collaborating with automakers and traditional car rental firms, allowing it to offer flexible and convenient on-demand rental services. Kovi's technology-driven approach enhances the travel experience for users, catering to the evolving needs of the modern commute.

Gringo is a car management application founded in 2019 by Juliano Dutra in Sao Paulo, Brazil. The platform aims to simplify the consultation and payment of vehicle-related debts, transforming traditionally cumbersome processes into more efficient experiences. Gringo offers features that facilitate buying, selling, financing, and insuring vehicles. Its application provides real-time alerts regarding fines, annual taxes, points, and license expiration, allowing users to manage their vehicle documents effectively. Additionally, Gringo seeks to foster a community around automotive issues through social networks, enhancing user engagement and support.

Pezesha is a digital financial marketplace based in Nairobi, Kenya, that connects small and medium-sized businesses (SMBs) to various financing options, including working capital, float financing, and LPO financing. Founded in 2016, Pezesha aims to enhance access to affordable credit for micro-businesses by leveraging credit and data analytics to link lenders with low-income borrowers. The platform facilitates a shared economy by converging lending and other financial services, thereby enabling underserved SMBs to participate in the formal financial system. Through its innovative approach, Pezesha seeks to empower businesses and improve their growth potential by providing essential financial resources.

ImaliPay is a financial health platform tailored for freelancers and blue-collar gig workers, collaborating with various gig platforms to deliver essential financial products. The company focuses on creating a supportive ecosystem that allows gig workers to establish a safety net around their employment. By providing easy savings options and transparent financing solutions, ImaliPay aims to enhance the productivity and economic empowerment of these workers. Through its innovative approach, the platform seeks to improve the financial well-being of freelancers and gig workers, enabling them to better manage their finances and achieve greater financial health.

Touch and Pay is a company that offers a digital transaction platform designed to facilitate mobile payments through the use of near-field communication (NFC) technology. The platform enables businesses to digitize and process both online and offline transactions, promoting financial inclusion by simplifying payment registration, collection, and tracking. With a focus on enhancing efficiency for organizations of all sizes, Touch and Pay provides end-to-end solutions that encompass ideation, prototyping, production, quality checking, product launches, and ongoing maintenance. Their system features a robust dashboard and reporting backend, ensuring full visibility of all transactions. By addressing common challenges faced by business owners, the company aims to create a seamless payment experience that enhances market appeal and operational efficiency.

Crop2Cash is an agricultural technology company focused on empowering smallholder farmers in rural Nigeria by improving their access to financing. The platform facilitates digital payments and streamlines the value chain of food crops, encompassing activities such as weighing, quality control, and extension services. By enhancing transparency and efficiency within the agricultural supply chain, Crop2Cash not only supports responsible farmers but also helps them build their financial identity. This approach allows banks to engage in formal financing with greater confidence, mitigating concerns regarding fund mismanagement and ensuring that farmers receive the capital they need to thrive.

Oyi is a prepaid card solution to help those who would otherwise not be able to access the medical care that they should be able to afford.

Wayamoney is a digital banking platform that offers payment and money transfer solutions across Africa. It enables users to send and receive payments quickly and at low rates. The platform supports various services, including utility payments, online purchases such as airline tickets, and cross-border transactions for data and airtime. By facilitating seamless and instant payments, Wayamoney aims to serve an increasingly unbanked population and assist small and medium-sized businesses engaged in trade across the continent, enhancing financial inclusion and simplifying settlements for both individuals and enterprises.

Whoosh specializes in online payment solutions, offering a comprehensive payment gateway that processes transactions through both web portals and mobile applications. The company provides industry-compliant services, including payment links, plugins, and tailored online packages designed for entrepreneurs. In addition to its technological offerings, Whoosh also consults and manages projects to meet the specific needs of its clients, ensuring the effective deployment of its payment platform. By focusing on security and compliance, Whoosh enables clients to conduct safe and secure transactions, enhancing the overall user experience in online payment processing.

Shecluded is a financial consulting company focused on empowering women through access to essential financial services. The company offers an online platform that provides business and personal loans with competitive interest rates, supporting women's personal development, career advancement, and business growth. In addition to loans, Shecluded supplies investment advisory, retirement planning, and health insurance services, all aimed at fostering financial independence and growth for women. Through these offerings, Shecluded seeks to help women achieve their financial goals and enhance their overall economic well-being.

REACH is credit scoring and financial literacy for frontier markets. Not only do we help individuals master their personal finances and access credit responsibly, we have built a universal credit scoring algorithm to enable any lender or retailer determine credit capacity and credit worthiness for anyone with a transaction history - bank account or mobile money. We see a world where responsible credit is a transformative force, enabling people and businesses to achieve their fullest potential. As we unlock credit ethically, those we serve can expand their reach to live better, more hopeful and confident lives.

BancoAfro offers solutions and services to help their business. They provide management system services to improve businesses and grow their needs for organisation and management. For inquiries, email, telephone numbers, and addresses are available on their website.

AkinTec is a venture debt fund that specializes in blended finance with a focus on environmental, social, and governance (ESG) criteria. The company also develops a fintech platform aimed at supporting small businesses. This platform provides various services, including bill payment, money withdrawal, and the establishment of a partner network. Additionally, it enables users to earn rewards for each transaction made within its marketplace, which features online shopping capabilities, virtual currency, and credit options. AkinTec's solutions are designed to assist customers in managing their budgeting and financial activities in everyday life.

Paperstack is a financial platform that offers working capital and business insights specifically tailored for e-commerce brands. The company leverages technology to deliver customized funding solutions that are easily integrated into existing operations. By providing on-demand working capital, Paperstack enables direct-to-consumer and retail brands to accelerate their growth through investments in inventory, advertising, and talent acquisition. The platform emphasizes a transparent fee structure, allowing online merchants to effectively manage their financial needs and enhance their business performance.

ErudiFi is a technology company dedicated to making education more affordable in Southeast Asia. Operating under the names Danacita in Indonesia and Bukas in the Philippines, ErudiFi provides an education financing platform that assists students in obtaining low-interest educational loans. The platform enables users to apply for loans online, with approval based on factors such as family income, area of study, and academic merit. By streamlining the application process and minimizing documentation requirements, ErudiFi has facilitated funding for thousands of students, thereby enhancing access to education and contributing to long-term societal transformation.

Bulletapp combines the convenience of the UPI payment system with the power of credit for daily spending.

Whoosh specializes in online payment solutions, offering a comprehensive payment gateway that processes transactions through both web portals and mobile applications. The company provides industry-compliant services, including payment links, plugins, and tailored online packages designed for entrepreneurs. In addition to its technological offerings, Whoosh also consults and manages projects to meet the specific needs of its clients, ensuring the effective deployment of its payment platform. By focusing on security and compliance, Whoosh enables clients to conduct safe and secure transactions, enhancing the overall user experience in online payment processing.

Ndovu is an online financial advisory platform that provides personalized and cost-effective investment solutions for users looking to engage in both local and global financial markets. By offering curated investment funds and tailored investment plans based on individual risk tolerance and financial goals, Ndovu aims to improve access to investment opportunities. The platform focuses on simplifying financial concepts for its customers, utilizing advanced technology alongside knowledgeable financial advisors to enhance the investment experience and facilitate wealth generation.

PayWay Ethiopia is an online bill payments platform that offers solutions to streamline payment processes for users. The company develops independent payment software compatible with various platforms, facilitating easy and efficient transactions. By acting as an intermediary between service providers, dealers, and end-users, PayWay Ethiopia enables businesses to process payments conveniently. Additionally, it designs and develops payment applications and devices, ensuring that users have accessible tools for everyday payments. Through its services, PayWay Ethiopia addresses a wide range of payment-related needs, enhancing the overall convenience of financial transactions.

Billseye is a mobile billing solution designed for professionals who need to efficiently manage and monetize client calls. Its innovative application features a unique "Client Button" that enables users to identify and bill for client calls in real-time, eliminating the hassle of tracking billable hours through call logs. This functionality is particularly relevant in the current climate, where remote work has blurred the lines between personal and business communications. As professionals find themselves increasingly accessible to clients via mobile devices, Billseye addresses the growing demand for an effective way to capture lost revenue from unbilled calls. The platform's user-friendly interface ensures that billing starts automatically when a client call is answered, streamlining the process and enhancing productivity. As the reliance on mobile communication continues to rise, Billseye's value proposition is expected to expand, making it a vital tool for modern professionals.

Swipe Credit is a provider of an artificial intelligence-powered growth platform designed to assist lenders in enhancing their cash flow and improving the borrower experience. The platform offers a comprehensive solution focused on revenue-accelerating risk and compliance, along with financial inclusion capabilities. By leveraging behavioral intelligence, Swipe Credit enables lenders to gain deeper insights into their customers' profiles, thereby facilitating quicker and more informed decision-making. This approach helps lenders target untapped market segments and provides equitable services to small business borrowers, promoting financial inclusivity and growth within the lending industry.

Revival is a financial services company that specializes in debt relief. It buys consumer debt in bulk at discounted rates and enables consumers to access these discounts through its platform. By doing so, Revival helps individuals pay off their debts faster and at a lower cost, having already eliminated over $2 million in debt for its users.

Kiddie Kredit is a mobile chore-tracking app designed to enhance financial literacy among children by teaching them about credit management. The app operates on the principle that a child's performance in completing household chores directly affects their Kiddie Kredit score, which mimics traditional credit scoring models. Children can record their completed chores, which are then approved or denied by a parent or guardian. The app calculates a weekly score based on the quantity and punctuality of chores completed, ultimately determining the amount of their predetermined weekly allowance, which can be monetary or non-monetary. This engaging platform aims to foster a better understanding of credit concepts in a fun and interactive way.

Blue Studios is a developer of a Web3 family crypto wallet that aims to transform how families manage their finances and engage with their assets. The company's platform offers tools and software designed to empower families in planning, investing, learning, and enjoying activities together. By providing a secure environment for families to take control of their data and wealth, Blue Studios helps redefine the possibilities for family collaboration in financial matters. The focus is on fostering family unity and success through innovative financial solutions.

FundStory is a financial technology company based in Atlanta, Georgia, founded in 2020. The company focuses on transforming how finance teams access and manage non-dilutive funds through its innovative online integration services. FundStory's workflow management software aids founders in identifying suitable funding opportunities, navigating applications, and analyzing term sheets, thereby facilitating the growth of their businesses. By providing digital agents to streamline these processes, FundStory enhances the ability of startup founders to achieve their funding objectives effectively.