BlueOrchard Finance

TBC Bank Uzbekistan is a subsidiary focused on delivering innovative digital banking solutions in Uzbekistan. It aims to offer a wide range of financial products and services, easily accessible through digital channels.

Varthana is a financial services company that partners with committed education entrepreneurs to enhance access to quality education for underprivileged communities. It offers tailored loans for infrastructure development, teacher training programs, and other educational initiatives in low-cost private schools.

TechCoop is an agrifintech company focused on serving small and medium-sized enterprises (SMEs) and farmer clubs in Vietnam's agriculture sector. It operates an agriculture-focused fintech platform that integrates trade, financing, and advisory solutions. By providing a comprehensive suite of services, TechCoop aims to empower smallholders in export-driven agricultural supply chains. The company facilitates access to markets, financial resources, and technology, while offering expert guidance on various aspects of agricultural production and export processes. This holistic approach positions TechCoop as a vital partner for MSMEs seeking to enhance their operations and competitiveness in the agricultural industry.

Namdev Finvest is a non-banking finance platform focused on providing financial solutions to rural and semi-urban agricultural sectors, as well as other priority sectors. The company offers a range of loan products, including commercial vehicle loans, car loans, business loans, two-wheeler loans, and gold loans. By catering to the needs of underserved farmers and entrepreneurs, Namdev Finvest aims to enhance their financial access and support their growth, ultimately contributing to their socio-economic development.

TBC Bank Uzbekistan is a subsidiary focused on delivering innovative digital banking solutions in Uzbekistan. It aims to offer a wide range of financial products and services, easily accessible through digital channels.

Lendingkart is an Indian fintech company that offers working‑capital loans to small and medium enterprises. Using data analytics and a digital platform, it evaluates creditworthiness quickly, allowing businesses to apply online and receive funding promptly. The service targets firms that struggle to obtain traditional bank credit because of limited collateral or credit history, providing an alternative source of short‑term finance to support growth and operations.

Founded in 2011, Kinara Capital is a financing company based in Bengaluru, India. It specializes in providing collateral-free loans to small businesses, focusing on working capital, capital assets, and startup needs within industries such as agri-products, handicraft production, water, food, and energy.

Varthana is a financial services company that partners with committed education entrepreneurs to enhance access to quality education for underprivileged communities. It offers tailored loans for infrastructure development, teacher training programs, and other educational initiatives in low-cost private schools.

Aviom India Housing Finance Pvt Ltd, established in 2016 and headquartered in New Delhi, focuses on providing accessible home loan services primarily to individuals and families in semi-urban areas of India. The company specializes in offering financial assistance for various housing needs, including home purchasing, improvements, extensions, and construction. Aviom caters especially to clients from semi-formal and informal sectors, allowing them to obtain home loans without the requirement of income documentation. In addition to housing loans, the company also provides short-term business loans, loans against property, and legal and technical counseling, thereby enabling low-income households to secure the necessary capital for building or renovating their homes. With offices across multiple cities, Aviom aims to support families in enhancing their living conditions and achieving their housing aspirations.

FinAGG is a fintech company that provides AI-powered supply chain financing, including invoice financing and stock-now-pay-later options, along with a collateral-free credit line and a digital credit card. The platform uses AI analytics to derive insights on sales and operations, determine funding needs, and deliver loans without collateral. Clients can apply by submitting essential business information and documents. The offering targets small and medium-sized enterprises such as suppliers, distributors, and retailers, enabling them to access working capital to grow their businesses.

MyCredit Limited is a non-banking financial institution based in Nairobi, Kenya, specializing in a range of financial services. The company provides various loan products, including business loans and salary loans, as well as guarantees such as bid bonds and performance bonds. In addition to these services, MyCredit offers leasing options and a comprehensive suite of insurance products that encompass motor insurance, personal accident coverage, burglary insurance, and agricultural insurance, among others. By catering to diverse financial needs, MyCredit aims to support individuals and businesses in achieving their financial goals.

Aye Finance is a finance company specializing in providing business loans to micro and small enterprises. It leverages technology and robust processes to deliver customer-centered financial services, aiming to facilitate better financial inclusion.

Satin Creditcare Network Limited is a non-banking finance company based in Gurugram, India, specializing in microfinance services. Founded in 1990, the company primarily offers collateral-free microcredit facilities to economically active women, particularly in rural and semi-urban areas where access to mainstream financial services is limited. Its services include loans for individual businesses, micro, small, and medium enterprises (MSMEs), as well as financing for solar lamps, bicycles, consumer durables, and the development of water connections and sanitation facilities. Additionally, Satin Creditcare Network has a housing finance subsidiary that caters to the affordable housing segment. The company operates on a Joint Liability Group model, facilitating community-based lending, and serves clients across 23 states and union territories in India. Through its subsidiary, Taraashna Services Limited, it also provides business correspondent services to other financial institutions, further extending its reach within the underserved market segments.

SeA Bank is a banking institution that provides various services. The bank gives small businesses, large enterprises, and individuals access to a variety of banking products and services, including daily banking services, cards, including debit and credit cards, savings services, home loans, auto loans, and international transaction services. While preserving the expansion of large organizations, it places an emphasis on professional households and small and medium-sized businesses. SeA Bank was established in 1994 in Hanoi, Vietnam.

Lendingkart is an Indian fintech company that offers working‑capital loans to small and medium enterprises. Using data analytics and a digital platform, it evaluates creditworthiness quickly, allowing businesses to apply online and receive funding promptly. The service targets firms that struggle to obtain traditional bank credit because of limited collateral or credit history, providing an alternative source of short‑term finance to support growth and operations.

Satya MicroCapital Limited is a non-banking financial company based in New Delhi, India, specializing in micro financing services. Founded in 1995 and formerly known as TFC Finvest Limited, the company focuses on providing small-value unsecured loans to low-income customers in urban, semi-urban, and rural areas. With operations initiated in November 2016, Satya MicroCapital has established a network of 152 branches, offering collateral-free credit primarily to micro enterprises, especially targeting women entrepreneurs. The company employs a robust credit assessment process and a centralized approval system to facilitate lending, thereby enhancing financial inclusion. Satya MicroCapital aims to support the growth of micro enterprises and improve liquidity for small business owners, contributing to economic transformation and empowerment in underserved communities.

Satya MicroCapital Limited is a non-banking financial company based in New Delhi, India, specializing in micro financing services. Founded in 1995 and formerly known as TFC Finvest Limited, the company focuses on providing small-value unsecured loans to low-income customers in urban, semi-urban, and rural areas. With operations initiated in November 2016, Satya MicroCapital has established a network of 152 branches, offering collateral-free credit primarily to micro enterprises, especially targeting women entrepreneurs. The company employs a robust credit assessment process and a centralized approval system to facilitate lending, thereby enhancing financial inclusion. Satya MicroCapital aims to support the growth of micro enterprises and improve liquidity for small business owners, contributing to economic transformation and empowerment in underserved communities.

Jagaran Microfin Private Limited is a microfinance institution based in Kolkata, India, founded in 1993. The company focuses on providing financial solutions to small business entrepreneurs in rural and backward areas, primarily catering to individuals involved in agriculture, animal husbandry, small-scale transport, solar products, artisan crafts, and cottage industries. By offering business financing loans and working capital, Jagaran aims to empower economically challenged segments of society and enhance their livelihoods. Additionally, the organization also provides loans for home renovations to its long-term borrowers. As a subsidiary of GTFS Multi Services Limited, Jagaran Microfin strives to address economic disparity and promote better living conditions for families by facilitating access to essential financial resources.

Aye Finance is a finance company specializing in providing business loans to micro and small enterprises. It leverages technology and robust processes to deliver customer-centered financial services, aiming to facilitate better financial inclusion.

Veritas Finance Private Limited is dedicated to addressing the financial needs of micro, small, and medium enterprises, particularly those in the informal sector with limited access to financial services. Founded with the mission to provide inclusive financial solutions, Veritas focuses on delivering various loan products tailored to meet the working capital and credit requirements of these businesses. Its offerings encompass short-term loans for immediate working capital needs, medium-term loans for business expansion, and long-term loans for asset creation. The company is managed by a team of experienced professionals in the financial services industry, committed to facilitating access to credit and positively impacting the lives of millions of Indians engaged in informal activities that contribute significantly to the nation's economy.

Jagaran Microfin Private Limited is a microfinance institution based in Kolkata, India, founded in 1993. The company focuses on providing financial solutions to small business entrepreneurs in rural and backward areas, primarily catering to individuals involved in agriculture, animal husbandry, small-scale transport, solar products, artisan crafts, and cottage industries. By offering business financing loans and working capital, Jagaran aims to empower economically challenged segments of society and enhance their livelihoods. Additionally, the organization also provides loans for home renovations to its long-term borrowers. As a subsidiary of GTFS Multi Services Limited, Jagaran Microfin strives to address economic disparity and promote better living conditions for families by facilitating access to essential financial resources.

Aye Finance is a finance company specializing in providing business loans to micro and small enterprises. It leverages technology and robust processes to deliver customer-centered financial services, aiming to facilitate better financial inclusion.

Satya MicroCapital Limited is a non-banking financial company based in New Delhi, India, specializing in micro financing services. Founded in 1995 and formerly known as TFC Finvest Limited, the company focuses on providing small-value unsecured loans to low-income customers in urban, semi-urban, and rural areas. With operations initiated in November 2016, Satya MicroCapital has established a network of 152 branches, offering collateral-free credit primarily to micro enterprises, especially targeting women entrepreneurs. The company employs a robust credit assessment process and a centralized approval system to facilitate lending, thereby enhancing financial inclusion. Satya MicroCapital aims to support the growth of micro enterprises and improve liquidity for small business owners, contributing to economic transformation and empowerment in underserved communities.

Aye Finance is a finance company specializing in providing business loans to micro and small enterprises. It leverages technology and robust processes to deliver customer-centered financial services, aiming to facilitate better financial inclusion.

Veritas Finance Private Limited is dedicated to addressing the financial needs of micro, small, and medium enterprises, particularly those in the informal sector with limited access to financial services. Founded with the mission to provide inclusive financial solutions, Veritas focuses on delivering various loan products tailored to meet the working capital and credit requirements of these businesses. Its offerings encompass short-term loans for immediate working capital needs, medium-term loans for business expansion, and long-term loans for asset creation. The company is managed by a team of experienced professionals in the financial services industry, committed to facilitating access to credit and positively impacting the lives of millions of Indians engaged in informal activities that contribute significantly to the nation's economy.

SV Creditline is a non banking finance company that helps and gives startups easy access to credit for their income generation endeavors. The company uplifts to its vision of building a professionally managed and sustainable micro-finance institution. The range of products and services that they offer includes small credit for income generating activities and other financial products such as life insurance. These products help low-income households to improve their financial status and provide financial security.

Aye Finance is a finance company specializing in providing business loans to micro and small enterprises. It leverages technology and robust processes to deliver customer-centered financial services, aiming to facilitate better financial inclusion.

Svasti Microfinance Pvt. Ltd. is a non-banking financial company based in Mumbai, India, that focuses on providing financial services to low-income individuals, particularly in urban slums. Established in 1995, the company offers a range of customized loan products, including joint liability loans and loans against property, aimed at meeting the diverse financial needs of its clients. Additionally, Svasti provides payment services such as short-term credit facilities for utility bills, prepaid mobile top-ups, and DTH bill payments, accessible through mobile platforms and a smartphone application. The microfinance program was initiated in 2008, and Svasti leverages technology and innovative product design to enhance financial inclusion in a fragmented market characterized by a significant under-penetration of services.