Stellar Development Foundation

Arculus is the future of digital asset security. It brings you a key storage solution featuring a close-range, encrypted NFC connection and 3-factor authentication vault security, achieved through a metal card and a seamless app experience.

COCA Wallet is a developer of a non-custodial payments application and debit card specifically designed for managing cryptocurrency with an emphasis on security. Its platform utilizes multi-party computation (MPC) cryptography to ensure secure wallet management, enabling users to maintain full control of their assets without the need for third-party involvement. COCA Wallet offers fee-free swaps and provides both virtual and physical cards for everyday spending. Additionally, it supports the exploration of non-fungible tokens (NFTs) and decentralized applications (dApps), delivering a user-friendly, private, and secure experience by eliminating the complexities of Know Your Customer (KYC) requirements and custodial risks.

Cedar Money is a payment platform that offers transaction, fraud detection, real-time exchange rates, and enabling businesses cashfree.

Zeneca enables anyone to buy US stocks using stablecoins, without banks or wire fees. Start investing in 3 minutes with $1.

Nomyx is a digital asset management company that uses blockchain technology to provide secure and transparent asset management services. Its platform enables individuals, businesses, and organizations to track and manage digital assets, including creating tokenized assets and organizing ownership stakes across multiple stakeholders, without requiring technical expertise. The company aims to connect businesses with a global pool of investors, streamline financial services, and facilitate the trading of digital assets representing real-world assets such as real estate, securities, or intellectual property.

Trustless Work provides a blockchain-based escrow infrastructure offering non-custodial, trustless escrow services for secure and transparent transactions. By removing intermediaries, it aims to lower costs and supports milestone-based workflows suitable for marketplaces, fintech, e-commerce, real estate, and legal tech. The company supports stablecoin-based, non-custodial payments through open-source smart contracts and modular APIs, with blockchain-free integration options that let businesses implement secure transactions without deep blockchain knowledge. The solution emphasizes flexibility, security, and control for participants, enabling reliable settlements and verifiable progress across diverse industries.

Huma is a fintech company that operates a decentralized finance platform for lending. It connects businesses and individuals seeking loans with global financing options by using tokens as collateral.

Huma is a fintech company that operates a decentralized finance platform for lending. It connects businesses and individuals seeking loans with global financing options by using tokens as collateral.

Puntored offers accessible financial services, including payments, deposits, withdrawals, and virtual services, targeting low- and middle-income populations. It maintains a strategic network in underserved areas to reach unbanked individuals.

Zeneca enables anyone to buy US stocks using stablecoins, without banks or wire fees. Start investing in 3 minutes with $1.

Amero Exchange is a Latin-based digital financial platform aimed at establishing itself as a leader in the region's digital infrastructure. The company focuses on bridging the gap between physical and digital transactions, allowing users to engage in financial activities without the need for a smart device or internet connectivity. Its regulated exchange platform facilitates the creation of digital currency portfolios and provides various services, including a point-of-sale system for merchants, credit and debit card functionalities, remittances, and the ability to top up accounts on other exchanges. Additionally, Amero Exchange emphasizes secure storage solutions for digital assets, making access to online financial resources simpler and more user-friendly.

Interstellar is a technology company specializing in international payments. It leverages the Stellar blockchain network to deliver faster, cheaper, and more reliable global financial solutions.

MoneyGram is a global payment services company that specializes in online money transfers and peer-to-peer payment solutions. It offers a range of products, including global money transfers, bill payment services, and financial paper products, primarily through its subsidiary, MoneyGram Payment Systems, Inc. The company operates in two main segments: Global Funds Transfer and Financial Paper Products. MoneyGram provides its services through various channels, including its online platform in markets such as the United States and the United Kingdom, as well as through agent websites in countries like Italy, Saudi Arabia, and Japan. Customers can access money transfer services via mobile phones, kiosks, ATMs, receive cards, and direct-to-bank account products in numerous locations worldwide. In 2013, MoneyGram expanded its offerings by acquiring Latino Services, a money transfer provider based in Atlanta.

Autify Network develops a trust protocol that combines blockchain and artificial intelligence to increase transparency in the global supply chain. The platform provides origin and sustainable traceability and helps eliminate counterfeits, addressing inefficiencies in supply chain operations. It launched a decentralized vendor aggregator platform called Autify Verified, enabling brands, vendors, and suppliers to connect securely in a transparent space to collaborate and grow. The solution also uses computer vision and decentralized infrastructure to identify physical objects, allowing consumers to verify authenticity even when items are the same make or model.

Kotani Pay is a technology platform that enables blockchain protocols, dapps, and blockchain fintechs to integrate with local payment channels in Africa, providing reliable on-ramp and off-ramp services to reach a broad customer base that largely uses mobile money. The platform supports payroll management capabilities and focuses on simplifying connections to local payment rails so blockchain projects can operate more efficiently on the continent. By leveraging mobile money networks, Kotani Pay helps enterprises access and transact with users in Africa, expanding reach and adoption for blockchain services.

BravePay is a blockchain-based payment platform that combines the advantages of digital payments and cash, bringing the "cash of tomorrow" closer to millions of businesses and users worldwide. With the BravePay wallet, users can quickly access digital assets and link their favorite payment methods such as bank cards, ApplePay, or GooglePay to securely and privately pay at establishments within the BravePay network. BravePay enables retailers to process payments in virtual and fiat currencies from any Apple or Android smartphone, storing funds in USDC, the digital version of the US dollar. This provides businesses with greater autonomy and flexibility in managing their treasury, allowing them to send funds to other digital wallets, bank accounts, or withdraw them in cash at MoneyGram network points.

Arf is a liquidity platform designed for financial institutions engaged in cross-border payments. It offers short-term, revolving, and digital asset-based credit lines aimed at enhancing access to liquidity for these institutions globally. By providing a cross-border settlement banking platform for international money transfers, Arf eliminates the conventional capital-intensive models prevalent in the industry. The company focuses on delivering digital asset-based working capital and settlement services, featuring native on-ramp and off-ramp capabilities for licensed money service businesses and financial institutions. This approach enables users to transfer funds without hidden fees and at transparent, fair exchange rates.

Stax is all of your bank accounts, mobile wallets, crypto in a single app that works without mobile data.

Skrmiish is a mobile play-to-earn platform designed for gamers to monetize their gameplay across a range of AAA+ video games. The app allows players of all skill levels to earn cash by participating in matches, leveraging a unique system that combines elements of traditional sports betting with video gaming. By syncing performance data from game accounts, Skrmiish generates a skill-based MoneyMatch Rating, enabling gamers to back their own performance for real cash without the necessity of a competitor. This innovative approach provides an opportunity for gamers to earn money while enjoying their favorite games.

Stablecorp is a financial technology company focused on developing innovative monetary solutions through blockchain technology. It offers QCAD, a stablecoin pegged to the Canadian dollar, designed to provide a secure and transparent digital asset for liquidity and funding. This stablecoin facilitates seamless settlement and ensures full traceability of transactions. Stablecorp emphasizes compliance by enforcing stringent policies and maintaining a rigorous onboarding process for authorized dealers. By prioritizing transparency and compatibility with cryptocurrencies, Stablecorp aims to enable users to access stablecoins that reliably support a digital economy.

Afriex Inc. is a mobile payment application developer based in Oakland, California, specializing in overseas money transfer services. Founded in 2019, the company offers a digital wallet application that allows users to send and receive money globally, utilizing stablecoins to ensure fast and cost-effective remittance solutions. Afriex supports transactions to over 30 countries, enabling users to make payments and manage their finances more efficiently at current exchange rates, while also providing various withdrawal options to enhance the user experience.

Tip Me is an online service that enables customers to directly support the workers who produce the goods they purchase, such as garment workers and coffee farmers. By integrating a plug-and-play solution for online retailers, Tip Me encourages consumer engagement, with around 40% of customers opting to give a tip. This initiative not only fosters deeper brand loyalty—87% of customers express increased trust in brands that use Tip Me—but also enhances repeat purchases and recommendations. The platform promotes transparency in supply chains, allowing brands to improve their performance metrics while creating a tangible social impact. Workers benefit from this model, potentially earning an additional $100 annually. Founded by a team with expertise in business, fintech, and development, Tip Me aims to reduce global inequality and empower individuals through data-driven solutions. The company's culture emphasizes self-care and continuous learning, striving to cultivate future leaders who can address pressing global challenges.

Trace Finance provides payments infrastructure for Payment Facilitators, crypto and cross-border businesses, offering foreign exchange, non-resident accounts, and cross-border payments to facilitate faster, more efficient global transactions. The platform processes payments for notable clients such as Dlocal, Volt.io and Okx, enabling local and cross-border settlement across multiple currencies. It supports Latin American startups by helping them move money globally, allowing rapid creation of global accounts and international transfers. In addition, Trace Finance offers paralegal and regulatory support services to help clients navigate compliance and documentation-related needs at no extra cost. The company aims to broaden access to foreign exchange alternatives and global banking for startups in Latin America and other regions, reducing friction and improving settlement speed for enterprises.

Tribal is a technology-driven financial services provider, specializing in offering small and medium-sized businesses in emerging markets access to modern payment methods and financing solutions. The company's platform enables SMBs to utilize multi-currency physical and virtual business credit cards, local and international wire transfers, short-term financing, and a comprehensive spend management tool, all integrated into a single, user-friendly interface. Tribal has secured funding from prominent investors such as SoftBank Latin America Fund, QED Investors, and Coinbase Ventures, and has been recognized by Visa as part of their FinTech Fast Track program.

Tala is a global fintech company focused on providing accessible financial services to underserved populations in emerging markets. Its mobile app offers instant credit, payments, savings, and transfers, bridging the gap between digital and cash ecosystems. Tala uses advanced data science and machine learning to assess creditworthiness in real-time, enabling customers without formal credit histories to access personalized credit lines.

Abra is a cryptocurrency platform established in 2014, designed to provide a straightforward and secure environment for individuals and businesses to buy, trade, and borrow against cryptocurrencies. Based in the United States and operational in over 150 countries, Abra facilitates easy conversion between cryptocurrencies and various local fiat currencies. The platform serves a diverse clientele, including high-net-worth individuals, family offices, registered investment advisors, and institutions, offering customizable services that allow users to manage their crypto portfolios effectively. With over two million customers and $9 billion processed in transactions, Abra has positioned itself as a trusted solution in the cryptocurrency market, earning recognition as one of the top five crypto wallets. The company is supported by prominent investors, reinforcing its commitment to creating an open and accessible global financial system.

Airtm Inc., established in 2015, operates an online platform enabling users worldwide to send, receive, and store money in U.S. dollars. The company connects users with certified cashiers who facilitate transactions, with Airtm Inc. earning a commission. Airtm Inc. is headquartered in Dover, Delaware, and its services are accessible via a web-based platform.

Tribal is a technology-driven financial services provider, specializing in offering small and medium-sized businesses in emerging markets access to modern payment methods and financing solutions. The company's platform enables SMBs to utilize multi-currency physical and virtual business credit cards, local and international wire transfers, short-term financing, and a comprehensive spend management tool, all integrated into a single, user-friendly interface. Tribal has secured funding from prominent investors such as SoftBank Latin America Fund, QED Investors, and Coinbase Ventures, and has been recognized by Visa as part of their FinTech Fast Track program.

Tribal is a technology-driven financial services provider, specializing in offering small and medium-sized businesses in emerging markets access to modern payment methods and financing solutions. The company's platform enables SMBs to utilize multi-currency physical and virtual business credit cards, local and international wire transfers, short-term financing, and a comprehensive spend management tool, all integrated into a single, user-friendly interface. Tribal has secured funding from prominent investors such as SoftBank Latin America Fund, QED Investors, and Coinbase Ventures, and has been recognized by Visa as part of their FinTech Fast Track program.

Cowrie Exchange is a fintech company that specializes in electronic payment networks and cryptocurrency payment platforms. Its primary goal is to facilitate direct funding of cryptocurrency wallets from bank accounts. The company offers a decentralized platform that allows users to trade cryptocurrencies with local fiat currency, enhancing the accessibility of digital assets. This service is designed to support online merchants in adopting digital payment solutions while also providing customers with the ability to utilize their Bitcoin for everyday transactions. Cowrie Exchange aims to bridge the gap between traditional finance and the growing cryptocurrency market, promoting the use of digital currencies in daily life.

Wyre, established in 2013 and based in San Francisco, specializes in blockchain-based international payment solutions. Its platform facilitates real-time, same-day, and direct-to-bank transfers across borders, offering competitive foreign exchange rates and eliminating high fees, complex timings, and currency exchange worries. Wyre also provides onramps and off-ramps, foreign exchange, and crypto liquidity services to various crypto projects and decentralized exchanges.

Settle Network is a leading digital assets settlement platform headquartered in the United States, specializing in exchange and cross-border payments, particularly in Latin America. The company offers a comprehensive suite of products known as Settle X, which includes xRamp for cash-in and cash-out interoperability, xRelay for real-time payment settlement globally, xPayments for processing pay-ins, payouts, and disbursements, and xPanel for back-office management of the Settle X suite. By leveraging financial infrastructure in each country where it operates, Settle Network facilitates programmatic interoperability between traditional and digital assets, serving major banks and thousands of retail locations across significant markets.

SatoshiPay Ltd., founded in 2014 and based in London, develops a micropayments platform designed for content publishers and cross-border money transfers. The company's blockchain-based instant payments platform allows content providers to monetize digital goods such as articles, images, or videos through bitcoin payments. Key features include 1-click content paywall, ad block paywall, donations, WordPress plugin, and API integration. SatoshiPay also offers solutions for B2B cross-border money transfers with enterprise-grade encryption and multi-signature authorization to ensure secure transactions. The company is backed by notable investors including Axel Springer and the Stellar Development Foundation.

Abra is a cryptocurrency platform established in 2014, designed to provide a straightforward and secure environment for individuals and businesses to buy, trade, and borrow against cryptocurrencies. Based in the United States and operational in over 150 countries, Abra facilitates easy conversion between cryptocurrencies and various local fiat currencies. The platform serves a diverse clientele, including high-net-worth individuals, family offices, registered investment advisors, and institutions, offering customizable services that allow users to manage their crypto portfolios effectively. With over two million customers and $9 billion processed in transactions, Abra has positioned itself as a trusted solution in the cryptocurrency market, earning recognition as one of the top five crypto wallets. The company is supported by prominent investors, reinforcing its commitment to creating an open and accessible global financial system.

DSTOQ is a financial technology company that focuses on making investing accessible and affordable for individuals in emerging markets. Its innovative platform allows users to buy and sell stocks, bonds, and exchange-traded funds (ETFs) directly with one another, leveraging user-friendly technology to facilitate transactions. By eliminating fees associated with trading, DSTOQ empowers users to engage in global stock markets without financial barriers, thereby enhancing investment opportunities for a broader audience. The company aims to democratize access to financial markets, ensuring that individuals in emerging economies can participate in wealth-building activities.

Space Forge is a space manufacturing company that develops a reusable satellite designed to produce next-generation super materials in space for return to Earth. The satellite uses the space environment to create alloys and crystals that are not possible to manufacture on Earth, enabling clients to achieve materials with lower energy loss and lighter components for use in computing, telecoms, and pharmaceutical products. The company operates laboratories in Bristol and Wales and focuses on manufacturing advanced metals and materials. Founded in 2018 and based in Bristol, Space Forge aims to enable on-orbit manufacturing that advances material performance for industrial and aerospace applications.

HOT Labs is an experienced blockchain development and research team.