Launchpad Capital

MIC Global is an embedded microinsurance provider that aims to transform the insurance industry by offering simple and relevant insurance products tailored to meet the needs of underserved and unserved markets. The company focuses on closing the insurance protection gap by delivering inclusive and affordable insurance solutions that help individuals safeguard their families and recover from financial setbacks. Through its innovative insurance technology platform, MIC Global provides a range of services, including microinsurance, underwriting, health, rent, and deposit services. The platform also features tools for dark web and credit bureau monitoring, enabling clients to design and deliver customized microinsurance products that effectively mitigate risks and support those in need.

inBanx is a company that develops a digital payments platform designed to simplify business payments and enhance financial management for organizations. Its solution allows businesses to effectively budget, manage card programs, and control spending across various divisions and departments. By providing real-time data through a user-friendly interface, inBanx leverages AI-generated insights to automate expense reporting and reduce manual workflows. The platform aims to help companies eliminate overspending and unnecessary expenditures, ultimately streamlining financial processes and reducing licensing costs.

Sora offers an automated finance tool aimed at assisting families in obtaining personalized rates for various loans, including mortgages, auto loans, and student loans. The platform analyzes users' existing liabilities and recommends refinancing options or consolidation strategies to enhance debt management. By visualizing clients' debt structures and prioritizing repayment plans, Sora enables users to streamline their financing processes, ultimately helping them minimize their overall debt burdens.

Zurp is a fintech platform that connects superfans with their favorite influencers through a unique secured credit card system. Unlike traditional reward programs, Zurp offers co-branded affinity cards that provide users with exclusive experiences and interactions with celebrities, including musicians, athletes, and content creators. Cardholders can enjoy special benefits such as Facetime calls, personalized cameos, concert tickets, listening parties, and merchandise. By leveraging the emotional connection between fans and influencers, Zurp creates a distinctive marketplace that enhances fan engagement and loyalty.

Pinnacle Realty Advisors is a real estate services company that specializes in brokerage, property sales, and rental services. It offers a unique Brokerage as a Service (BaaS) platform designed for real estate agents, allowing them to deliver a comprehensive brokerage experience without the burden of traditional commission structures. The company provides a variety of professional tools and tailored support to help agents meet their specific business objectives and adapt to different client needs. By focusing on enhancing the transaction process, Pinnacle Realty Advisors aims to improve the overall experience for both agents and their customers in the real estate market.

Exponential DeFi platform makes it easy to discover, assess, and invest in DeFi yield opportunities. Anyone can become a lender or market maker with DeFi. Financial freedom is within everyone's reach when individuals have the ability to grow their wealth exponentially. Its platform helps investors assess the risk of DeFi yield opportunities so they can invest with confidence. Exponential DeFi platform was founded in 2021 and is based in San Francisco, California.

Rocketplace is a cryptocurrency trading platform based in Palo Alto, California, founded in 2021. The platform enables users to buy and sell cryptocurrencies without incurring any commission fees, making trading more accessible and cost-effective. In addition to its trading services, Rocketplace offers free weekly articles that cover various topics related to cryptocurrency, NFTs, and the broader Web3 ecosystem, allowing users to enhance their knowledge while engaging in trading activities.

Central Payment Co., LLC, established in 2005 and headquartered in San Rafael, California, specializes in payment solutions. It offers a range of hardware and software products, including RiO, a comprehensive payment processing solution, and CPAY Mobile, a mobile payment solution. The company serves various sectors such as food and beverage, retail, hospitality, and professional services, providing efficient and reliable payment processing. Central Payment also offers API-based payment technology and issuing solutions tailored for fintech and embedded finance businesses through its Open*CP API Marketplace℠. It operates as a subsidiary of TSYS U.S. Holdings, Inc.

Tongo is a financial services company that provides real estate agents with quick access to their commission income through an innovative online platform. By utilizing factoring, Tongo enables its clients to receive payment for confirmed reservations almost instantly, allowing them to manage their cash flow effectively. This service is particularly beneficial for agents who need to cover everyday expenses or handle unexpected financial emergencies while under contract. Through its streamlined approach, Tongo addresses the common challenges faced by commission-based workers, ensuring they have timely access to the funds they need.

Keep Financial operates a compensation management platform designed to enhance hiring and retention strategies for businesses. The company offers customizable 'Vesting Cash Plans', providing employees with immediate access to capital while aligning compensation with business objectives and performance metrics. This approach aims to attract top talent, boost employee satisfaction, and improve overall productivity by ensuring fair and flexible remuneration structures tailored to each individual's needs.

FullReach is a developer of digital person-based marketing software designed to help companies acquire new customers. The company's platform serves as an affiliate marketing tool specifically for real estate professionals, allowing businesses to connect with potential clients at a personal level through real estate agents and brokers. By offering a commission-based solution, FullReach aims to disrupt traditional marketing practices and enhance customer acquisition through a service model tailored to the needs of the real estate industry.

Ovation Ventures focuses on financial wellness through the development of software that enhances users' financial health and preparedness for various life stages. Its flagship application, Paperwork, allows individuals to securely organize critical documents and create emergency plans, ensuring that families have access to essential information when needed. The platform provides step-by-step guidance on necessary documents, helping users protect their families and navigate life's uncertainties with peace of mind. By prioritizing safety and security, Ovation Ventures aims to optimize the management of private and financial information for its users.

UNest is a financial technology company based in North Hollywood, California, founded by Ksenia Yudina in 2018. The company specializes in providing an accessible digital investing platform aimed at helping families build a secure financial future for their children. UNest allows parents to open a UTMA account quickly and easily through its app, with no paperwork required. The platform offers advisor-guided investment plans, a simple gifting feature, and the ability to set up recurring contributions. Additionally, users can earn rewards through UNest Rewards.

Zebec Network is a financial platform that operates on the Solana blockchain, specializing in continuous settlement protocols. It aims to transform the payroll process by utilizing decentralized finance (DeFi) technology to facilitate real-time and continuous payment streams. By enabling users to stream their payroll directly into compliant cryptocurrency, Zebec allows for seamless conversion into cash, enhancing the efficiency and flexibility of financial transactions. The company focuses on creating a composable transfer of value, beginning with its Stream Payroll feature, which redefines how individuals and businesses manage payroll payments.

UpEquity is a technology-driven mortgage platform founded in 2019 and headquartered in Austin, Texas. The company focuses on improving the home-buying experience by automating the application and approval process for mortgages and refinances. By utilizing its proprietary combination of cash offers, automated underwriting, and competitive mortgage rates, UpEquity enables customers to make prompt offers and access a broader range of housing options. This approach is particularly beneficial for first-time homebuyers, helping to democratize access to homeownership. Founded by Tim Herman and Louis Wilson during their time at Harvard Business School, UpEquity aims to streamline and enhance the traditionally complex home-buying process.

Copper Banking is a financial education platform designed to empower teenagers with essential money management skills and financial literacy. Founded with the goal of providing real-world financial experiences, it offers a mobile app and debit card that allow teens to manage their finances in a supervised environment. The platform facilitates money transfers, direct deposits, and payments, making it easy for users to engage in everyday transactions. Additionally, Copper Banking connects parents and teens, fostering discussions around financial responsibility. Users benefit from exclusive content curated by financial literacy experts, who provide valuable insights and advice to help them make informed financial decisions and work towards achieving financial independence.

Vouch, Inc. is a provider of insurance products and services specifically designed for startups and high-growth companies in the United States. Founded in 2016 and based in San Francisco, the company offers a comprehensive range of insurance solutions, including general liability, business property, directors and officers, errors and omissions, cyber coverage, crime coverage, employment practices liability, hired and non-owned auto, and fiduciary liability. Vouch operates a tech-enabled platform that facilitates access to multiple insurance carriers and provides instant quoting capabilities through its MGA brand, Corix. By integrating technology and industry expertise, Vouch aims to help startups and technology-driven businesses effectively manage risk as they scale and adapt to emerging challenges.

Watalook is a technology company that facilitates beauty appointments. It provides a platform where customers can discover and book beauty professionals, while these professionals can simplify booking processes, automate reminders, and display service information. Currently operating in Lithuania, the UK, the US, and Norway.

Empower is a financial technology company focused on improving access to affordable credit for everyday Americans. The company offers a range of innovative features designed to assist its members in managing their finances effectively. Key offerings include Empower Cash Advance, which provides instant access to funds, and Empower Automatic Savings, which facilitates effortless saving for the future. Additionally, the Empower Thrive line of credit serves as a low-cost borrowing option that supports members in building their credit profiles. By combining cash advances, budgeting tools, and personalized financial recommendations, Empower aims to enhance financial literacy and improve overall financial outcomes for its users.

FullReach is a developer of digital person-based marketing software designed to help companies acquire new customers. The company's platform serves as an affiliate marketing tool specifically for real estate professionals, allowing businesses to connect with potential clients at a personal level through real estate agents and brokers. By offering a commission-based solution, FullReach aims to disrupt traditional marketing practices and enhance customer acquisition through a service model tailored to the needs of the real estate industry.

Karvi is a digital marketplace focused on transforming the auto market in Latin America by streamlining the purchase of certified pre-owned vehicles. The company connects customers with a broad network of dealerships, facilitating a transparent and efficient buying experience. Karvi provides quality information about each vehicle, ensuring fair pricing and simplifying the purchasing process. This approach not only enhances customer satisfaction but also helps buyers save money on their pre-owned car purchases. By prioritizing transparency and user experience, Karvi aims to make car buying an enjoyable and seamless process.

Grabango is a technology company that specializes in checkout-free shopping solutions for the retail industry, focusing on grocery and convenience stores. Founded in 2016 and based in Berkeley, California, Grabango utilizes advanced computer vision and machine learning to enhance the shopping experience. Its system employs cameras and shelf sensors to track items as customers select them, automatically adding them to a virtual basket. Shoppers can then use a registered payment method through the Grabango app to complete their purchases without waiting in line. After leaving the store, customers receive a digital receipt on their phones. Grabango's technology is designed to retrofit existing retail spaces, allowing large-scale retailers to implement checkout-free shopping while ensuring high accuracy in real-world environments. The company prioritizes customer privacy by anonymizing data and does not use facial recognition technology.

Inai is a single integration for your global payment stack. Inai will provide connections to multiple payment service providers ( Stripe, Adyen , Braintree), Wallets, BNPL platforms, open banking providers, fraud, BI and accounting in a single integration. Our dashboard will allow merchants to build custom workflows tailored to their unique business needs without writing any code

Extend Inc., established in 2019 and based in San Francisco, specializes in providing extended warranties and protection plans for a wide array of products such as electronics, appliances, furniture, and more. The company offers these services both online and offline, with plans underwritten by various insurance companies. Extend differentiates itself through its API-first approach, enabling merchants to integrate its platform into their existing eCommerce solutions seamlessly. Its intelligent decision engine employs machine learning to optimize warranty offers in real-time, enhancing conversions and revenue generation for merchants. Additionally, Extend stores purchase details and facilitates the claim process, ensuring a smooth customer experience throughout.

Embed provides modern securities execution, clearing, settlement, and custody APIs for fintechs, broker-dealers, RIAs, banks, and trust companies.

Scrypt AI provides an industry leading Integrated Payables and Receivables platform that leverages machine learning and artificial intelligence to deliver fast, zero-touch invoice coding, check coding, digital payments and account reconciliation. Scrypt seamlessly integrates with deposit and payment imaging solutions as well as third-party ERPs and eSign products.

Blotout is a developer of a customer data platform designed to enhance data management and analytics for businesses navigating the challenges of the post-cookie era. The company provides a single-tenant solution that focuses on reducing data loss and compliance risks while strengthening customer relationships. Its platform encompasses various features, including analytics, advertisement segmentation, and identity management, along with capabilities in artificial intelligence and machine learning. By addressing the decline of third-party cookies and identifiers, Blotout enables organizations to eliminate reliance on third-party scripts and software development kits, thereby minimizing vulnerabilities and improving overall site performance. Trusted by enterprises, Blotout aims to empower its clients to thrive in a rapidly evolving digital landscape.

Truehold is a company that offers a sale-leaseback service designed to provide senior citizens with a viable living option that promotes a fulfilling lifestyle at home. By purchasing homes for their full value, Truehold allows homeowners to convert their home equity into cash while alleviating them of maintenance and financial responsibilities. This program enables seniors to continue living in their homes as renters, ensuring they can enjoy a secure and comfortable living environment without the burdens typically associated with homeownership.

Mesh Payments is a financial technology company founded in 2018 by Eran Katoni and Oded Zehavi, based in New York, New York. The company specializes in providing cardless corporate payment solutions tailored for businesses operating on a Software as a Service (SaaS) model. Mesh Payments offers a comprehensive spend management platform that includes features such as virtual and physical cards, real-time expense tracking, automated workflows, and detailed spend reports. This platform empowers finance managers to gain full visibility and control over expenditures, streamline the approval process, and enhance overall financial health through intelligent payment orchestration and reconciliation.

Rollfi operates a financial technology platform that facilitates cryptocurrency transactions, online payments, electronic fund transfers, and provides transaction information services. Its core product is an embedded payroll and benefits platform, designed for vertical Software-as-a-Service companies. This platform enables businesses to integrate payroll functionality into their existing products, offering employees various payment options including cash and cryptocurrency.

Operator of a banking and insurance services company intended to help build financial resilience. The company's software lets make financial decisions in sync with their daily life, through brands they trust, and with customized advice, enabling users to discover and acquire insurance services that suit their needs the most.

Deep Discovery is a technology company specializing in AI-driven global financial risk assessment. It applies advanced machine learning algorithms to uncover hidden patterns in public data, revealing high-risk activities associated with organized crime networks. The company automatically generates risk scores for every company worldwide and their directors, akin to FICO scores, enabling banks, regulators, law enforcement agencies, and journalists to query these assessments via subscription. Unlike competitors, Deep Discovery focuses on network-based risk assessments, aiming to help institutions better detect and mitigate financial crimes, thereby reducing penalties.

Syntegra is a company specializing in the generation of synthetic healthcare data that preserves privacy while maintaining the statistical properties of the original data. By employing advanced machine learning techniques, Syntegra creates validated synthetic data derivatives that do not contain any identifiable information, thus addressing the increasing barriers to clinical data access faced by healthcare systems and data aggregators. The company provides an open-access data platform that allows users to conduct analytics, build predictive models, and generate synthetic control groups for clinical trials. Its approach ensures compliance with privacy regulations such as HIPAA and GDPR, with multiple validation methods in place to safeguard data integrity. Syntegra's scalable solution is adaptable to various data types, including images and sensor streams, and is designed to enhance patient care and clinical outcomes. The company is led by a team of experienced entrepreneurs and academics with expertise in medicine and data science.