Launchpad Capital

MIC Global is an embedded microinsurance provider focused on transforming the insurance industry by offering simple and relevant products designed to protect individuals and families. The company aims to address the insurance protection gap by delivering inclusive and affordable insurance solutions, particularly for underserved markets. It develops a technology platform that facilitates customized microinsurance products, with services that include underwriting, health, rent, and deposit options. Additionally, MIC Global offers monitoring services for the dark web and credit bureaus, enabling clients to better manage risks and design tailored insurance solutions that support clients in times of need.

Inbanx offers a digital payments platform designed to streamline business payments and enhance budget management. The company's solution allows organizations to manage their card programs and maintain spending control across various divisions, departments, and teams. By providing real-time data through an intuitive user experience, Inbanx helps businesses automate expense reporting and gain insights through artificial intelligence. This approach aims to reduce manual workflows and prevent overspending, ultimately leading to cost savings and improved financial oversight.

Sora offers an automated finance tool aimed at assisting families in obtaining personalized rates for various loans, including mortgages, auto loans, and student loans. The platform analyzes users' existing liabilities and recommends refinancing options or consolidation strategies to enhance debt management. By visualizing clients' debt structures and prioritizing repayment plans, Sora enables users to streamline their financing processes, ultimately helping them minimize their overall debt burdens.

Zurp is a fintech platform designed to connect superfans with their favorite celebrities through a unique secured credit card offering. Unlike traditional reward programs, Zurp provides users with co-branded affinity cards that facilitate exclusive experiences and interactions. Cardholders can enjoy various benefits, including personalized Facetime calls, special appearances, concert tickets, listening parties, and merchandise from musicians, influencers, athletes, and other creators. This innovative approach enables fans to engage with their idols in meaningful ways, enhancing the relationship between celebrities and their supporters.

Pinnacle Realty Advisors is a real estate services company that specializes in brokerage, property sales, and rental services. It offers a unique Brokerage as a Service (BaaS) platform designed for real estate agents, allowing them to deliver a comprehensive brokerage experience without the burden of traditional commission structures. The company provides a variety of professional tools and tailored support to help agents meet their specific business objectives and adapt to different client needs. By focusing on enhancing the transaction process, Pinnacle Realty Advisors aims to improve the overall experience for both agents and their customers in the real estate market.

Exponential DeFi platform makes it easy to discover, assess, and invest in DeFi yield opportunities. Anyone can become a lender or market maker with DeFi. Financial freedom is within everyone's reach when individuals have the ability to grow their wealth exponentially. Its platform helps investors assess the risk of DeFi yield opportunities so they can invest with confidence. Exponential DeFi platform was founded in 2021 and is based in San Francisco, California.

Rocketplace is a cryptocurrency trading platform based in Palo Alto, California, founded in 2021. It allows users to buy and sell cryptocurrencies without incurring commission fees, simplifying the trading process. In addition to its trading services, Rocketplace offers free weekly articles focused on cryptocurrency, NFTs, and Web3 topics, providing users with valuable educational resources as they engage in trading activities.

Central Payment Co., LLC, established in 2005 and headquartered in San Rafael, California, specializes in payment solutions. It offers a range of hardware and software products, including RiO, a comprehensive payment processing solution, and CPAY Mobile, a mobile payment solution. The company serves various sectors such as food and beverage, retail, hospitality, and professional services, providing tailored solutions for each. Central Payment also offers API-based payment technology and issuing solutions for fintech and embedded finance businesses through its Open*CP API Marketplace℠. It operates as a subsidiary of TSYS U.S. Holdings, Inc.

Tongo operates an online financial services platform that offers real estate agents prompt access to their commission income. By utilizing factoring, the platform allows agents to receive payments for upcoming reservations almost immediately upon confirmation. This service enables users to manage their everyday expenses and respond to unforeseen financial needs while under contract. Tongo's approach provides a practical solution for commission-based workers, streamlining their cash flow and improving financial stability.

Keep Financial is a developer of a compensation platform that focuses on aligning employee compensation with business objectives and performance. The company offers custom vesting cash plans that provide employees with usable capital upfront, allowing organizations to attract and retain top talent while enhancing overall satisfaction and productivity. Each vesting milestone is tailored to individual employees, with payments treated as earned income, which helps clients improve retention rates and achieve their business goals. Through its innovative approach, Keep Financial aims to streamline the creation and management of hiring and retention packages, ultimately benefiting both employees and employers.

Fullreach is a developer of digital marketing software that focuses on person-based marketing solutions aimed at helping companies acquire new customers. The platform serves as an affiliate marketing tool specifically for real estate professionals, allowing businesses to connect with potential clients through real estate agents and brokers. By facilitating direct interactions, Fullreach enables companies to effectively scale their products and enhance customer acquisition through a service model that emphasizes personal engagement in a competitive market.

Ovation Ventures focuses on financial wellness through the development of software that enhances users' financial health and preparedness for various life stages. Its flagship application, Paperwork, allows individuals to securely organize critical documents and create emergency plans, ensuring that families have access to essential information when needed. The platform provides step-by-step guidance on necessary documents, helping users protect their families and navigate life's uncertainties with peace of mind. By prioritizing safety and security, Ovation Ventures aims to optimize the management of private and financial information for its users.

UNest is a financial technology company based in North Hollywood, California, founded by Ksenia Yudina in 2018. The company specializes in providing an accessible digital investing platform aimed at helping families build a secure financial future for their children. UNest allows parents to open a UTMA account quickly and easily through its app, with no paperwork required. The platform offers advisor-guided investment plans, a simple gifting feature, and the ability to set up recurring contributions. Additionally, users can earn rewards through UNest Rewards.

Zebec Network is a financial platform that operates on the Solana blockchain, specializing in continuous settlement protocols. It aims to transform the payroll process by utilizing decentralized finance (DeFi) technology to facilitate real-time and continuous payment streams. By enabling users to stream their payroll directly into compliant cryptocurrency, Zebec allows for seamless conversion into cash, enhancing the efficiency and flexibility of financial transactions. The company focuses on creating a composable transfer of value, beginning with its Stream Payroll feature, which redefines how individuals and businesses manage payroll payments.

UpEquity is a technology-driven mortgage platform that simplifies the home buying process. Founded in 2019 by Tim Herman and Louis Wilson while they were students at Harvard Business School, the company is headquartered in Austin, Texas. UpEquity offers services such as mortgage and refinance, enabling users to upload documents for pre-approval through its online portal. The platform combines free cash offers, automated underwriting, and competitive mortgage rates to facilitate quick offers and closings, making it accessible even for first-time homebuyers. By streamlining the application and approval process, UpEquity aims to democratize access to the housing market and enhance the overall home buying experience.

Copper Banking is a financial education platform designed to empower teenagers with financial literacy and banking services. By offering a user-friendly app and debit card, Copper enables teens to manage their money effectively, gaining hands-on experience that traditional banks often overlook. The platform facilitates money transfers, direct deposits, and payments while fostering a connection between parents and teens regarding financial decisions. Additionally, Copper provides exclusive content crafted by financial literacy experts, equipping users with valuable advice and tips to enhance their understanding of personal finance and help them take control of their financial futures. Through these features, Copper seeks to instill responsible financial habits in young users.

Vouch, Inc. is a provider of insurance products and services specifically designed for startups and high-growth companies in the United States. Founded in 2016 and based in San Francisco, the company offers a comprehensive range of insurance solutions, including general liability, business property, directors and officers, errors and omissions, cyber coverage, crime coverage, employment practices liability, hired and non-owned auto, and fiduciary liability. Vouch operates a tech-enabled platform that facilitates access to multiple insurance carriers and provides instant quoting capabilities through its MGA brand, Corix. By integrating technology and industry expertise, Vouch aims to help startups and technology-driven businesses effectively manage risk as they scale and adapt to emerging challenges.

Watalook is a beauty booking platform that connects clients with beauty professionals, facilitating an efficient appointment scheduling process. The platform allows beauty experts to manage bookings through custom calendars, automate reminders, and maintain a client history dashboard. Additionally, beauty professionals can create personal web pages to showcase their services and work, enhancing their visibility and appeal to potential clients. Watalook primarily operates in Lithuania, the UK, the US, and Norway, making it easier for customers to discover and book beauty services in these markets.

Empower is a financial technology company focused on improving access to affordable credit for everyday Americans. The company offers a range of innovative features designed to assist its members in managing their finances effectively. Key offerings include Empower Cash Advance, which provides instant access to funds, and Empower Automatic Savings, which facilitates effortless saving for the future. Additionally, the Empower Thrive line of credit serves as a low-cost borrowing option that supports members in building their credit profiles. By combining cash advances, budgeting tools, and personalized financial recommendations, Empower aims to enhance financial literacy and improve overall financial outcomes for its users.

Fullreach is a developer of digital marketing software that focuses on person-based marketing solutions aimed at helping companies acquire new customers. The platform serves as an affiliate marketing tool specifically for real estate professionals, allowing businesses to connect with potential clients through real estate agents and brokers. By facilitating direct interactions, Fullreach enables companies to effectively scale their products and enhance customer acquisition through a service model that emphasizes personal engagement in a competitive market.

Karvi is transforming the auto market in Latin America by providing a digital platform that simplifies the process of buying certified pre-owned vehicles. The company connects customers with a wide network of dealerships, ensuring a seamless and transparent experience. By offering real-time stock information, Karvi empowers users with quality insights about the vehicles, promotes fair pricing, and streamlines the purchasing process. This approach not only facilitates informed decision-making but also enhances customer satisfaction, ultimately making the car buying experience more enjoyable and cost-effective.

Grabango is a technology company that specializes in checkout-free shopping solutions for the retail industry. Founded in 2016 and based in Berkeley, California, Grabango develops a system that utilizes computer vision and machine learning to enhance the shopping experience in existing grocery and convenience stores. By employing cameras and shelf sensors, the technology identifies items as customers pick them up and adds them to a virtual basket. After selecting their items, shoppers can simply scan a code in the Grabango app to pay via their registered payment method and exit the store without waiting in line. This innovative approach aims to streamline the shopping process, making it faster and more convenient for customers, while also ensuring privacy through anonymized data handling. Grabango partners with large-scale retailers to retrofit their stores, eliminating traditional checkout lines and setting a new standard in retail shopping.

Inai is a single integration for your global payment stack. Inai will provide connections to multiple payment service providers ( Stripe, Adyen , Braintree), Wallets, BNPL platforms, open banking providers, fraud, BI and accounting in a single integration. Our dashboard will allow merchants to build custom workflows tailored to their unique business needs without writing any code

Extend Inc., established in 2019 and based in San Francisco, specializes in providing extended warranties and protection plans for a wide array of products such as electronics, appliances, furniture, and more. The company offers these services both online and offline, with plans underwritten by various insurance companies. Extend differentiates itself through its API-first approach, enabling merchants to integrate its platform into their existing eCommerce solutions seamlessly. Its intelligent decision engine employs machine learning to optimize warranty offers in real-time, enhancing conversions and revenue generation for merchants. Additionally, Extend stores purchase details and facilitates the claim process, ensuring a smooth customer experience throughout.

Embed provides modern securities execution, clearing, settlement, and custody APIs for fintechs, broker-dealers, RIAs, banks, and trust companies.

Scrypt AI provides an industry leading Integrated Payables and Receivables platform that leverages machine learning and artificial intelligence to deliver fast, zero-touch invoice coding, check coding, digital payments and account reconciliation. Scrypt seamlessly integrates with deposit and payment imaging solutions as well as third-party ERPs and eSign products.

Blotout is a developer of a customer data platform designed to help organizations navigate the challenges of the post-cookie era. Its platform focuses on reducing data loss and compliance risks while enhancing customer relationships. Blotout offers a range of features, including analytics, data management, advertisement segmentation, identity management, and a machine learning stack. By addressing the decline of third-party cookies and identifiers, Blotout enables enterprises to eliminate reliance on third-party scripts and software development kits, thereby reducing vulnerabilities and improving overall site performance. Trusted by enterprises, Blotout's solutions aim to create a more secure and effective digital environment for managing customer data.

Truehold is a company that offers a sale-leaseback service designed to provide senior citizens with a viable living option that promotes a fulfilling lifestyle at home. By purchasing homes for their full value, Truehold allows homeowners to convert their home equity into cash while alleviating them of maintenance and financial responsibilities. This program enables seniors to continue living in their homes as renters, ensuring they can enjoy a secure and comfortable living environment without the burdens typically associated with homeownership.

Mesh Payments, founded in 2018 by Eran Katoni and Oded Zehavi, is a New York-based company that specializes in cardless corporate payment solutions tailored for businesses operating on a Software as a Service (SaaS) model. The company's spend management platform enhances financial oversight through features such as virtual and physical cards, real-time expense tracking, and automated workflows. This platform allows finance managers to efficiently manage approvals, track spending, and generate reports, ultimately aiming to reduce costs and improve financial health. By providing visibility and control over expenditures, Mesh Payments helps organizations orchestrate and reconcile their spending effectively.

Rollfi is a financial platform that specializes in providing a range of services, including cryptocurrency transactions, online payment solutions, and electronic fund transfers. Additionally, it offers an embedded payroll and benefits platform tailored for vertical Software-as-a-Service companies, allowing them to integrate payroll functionalities into their existing products. Through its application programming interface, Rollfi enables businesses to offer diverse payroll options, including cash and cryptocurrency, thereby accommodating the preferences of their employees for payment methods. This comprehensive approach positions Rollfi as a versatile solution in the financial technology landscape.

Operator of a banking and insurance services company intended to help build financial resilience. The company's software lets make financial decisions in sync with their daily life, through brands they trust, and with customized advice, enabling users to discover and acquire insurance services that suit their needs the most.

Deep Discovery focuses on leveraging artificial intelligence to combat financial crime by uncovering hidden patterns in publicly available data. Inspired by investigative journalism, particularly the reporting of the Panama Papers, the company aims to identify organized crime networks that remain undetected, contributing to significant financial penalties for banks. By generating financial crime risk assessment scores for companies and their leadership, Deep Discovery provides tools for banks, regulators, law enforcement, and journalists to evaluate potential risks within opaque networks. Their subscription-based model allows users to access these risk scores, along with the underlying source documentation for verification. The company stands out by offering network-based risk assessments, which are not available from other software vendors, addressing a critical gap in the market that has led to banks inadvertently engaging with high-risk entities.

Syntegra operates a synthetic healthcare data platform designed to enhance patient care and clinical outcomes through the use of machine learning. By generating validated synthetic data that preserves the statistical properties of real healthcare data while ensuring privacy, Syntegra addresses the growing barriers to clinical data access faced by healthcare systems and data aggregators. The platform allows users to conduct analytics, build predictive models, and create synthetic control groups for clinical trials without compromising patient confidentiality or violating regulatory compliance. Data training occurs on secure, non-identifiable datasets, ensuring that no personal information is exposed. Additionally, Syntegra employs rigorous validation and benchmarking methods to ensure the integrity of its data derivatives. The company's scalable solution accommodates various data types, including images and sensor streams, which will be securely integrated into its data lake over time. Led by a team of experienced entrepreneurs and academic experts in medicine and data science, Syntegra is positioned to drive innovation in healthcare analytics.