Aequitex. AG

Hiveterminal is a European fintech startup founded in 2017 that focuses on enhancing liquidity for small and medium-sized enterprises (SMEs) through its innovative invoice financing platform. Launched in Slovenia in 2019, the platform has attracted over 3,000 Slovenian SMEs and 1,500 individual investors from 52 countries, establishing partnerships with prominent domestic corporations. Hiveterminal automates the factoring process, allowing businesses to sell their outstanding receivables to invoice buyers, thereby transforming invoices into tradeable assets. This streamlined approach not only reduces costs and eliminates invoice duplication but also opens new avenues for financial liquidity and investment opportunities for SMEs.