Cyfr Capital

Qpay is a developer of a buy now, pay later application tailored for consumers in Oman, providing a flexible financing solution that allows users to make purchases without incurring additional charges when payments are made on time. The platform enables customers to split their purchases into four interest-free installments, applicable for both online and in-store shopping. Qpay is recognized for its ease of approval compared to traditional credit cards and personal loans, making it a popular choice among consumers. Additionally, the service keeps users informed with daily updates on deals and promotions from their favorite brands, enhancing the shopping experience while promoting responsible spending.

Bima is an Oman-based online insurance broker that offers a distinctive user experience. The company focuses on simplifying the process of purchasing insurance through its digital platform, making it more accessible to a wider audience. By leveraging technology, Bima aims to enhance the efficiency of insurance transactions and improve customer satisfaction. Its innovative approach sets it apart in the insurance market, catering to the needs of modern consumers seeking convenience and reliability in their insurance purchases.