4Di Capital

Happy Pay is a company focused on developing a credit scoring system that offers consumers a responsible alternative to traditional credit options. It operates a Buy Now Pay Later platform that allows users to make purchases and pay for them over time. To enhance the shopping experience, Happy Pay integrates an autonomous artificial intelligence technology system with merchants' platforms, aiming to increase their average basket size and improve customer conversion rates. By leveraging this innovative technology, Happy Pay seeks to provide a seamless and efficient service that benefits both consumers and merchants.

Maxe AI specializes in advanced asset management solutions, catering to diverse clients such as banks, securities firms, fund companies, and family offices. Their platform employs an intelligent AI strategy model to identify investment risks and generate tailored portfolios, enhancing user experience, boosting work efficiency, and optimizing personnel expenditures.

Cloudline is a logistics services provider that utilizes lighter-than-air technology powered by solar energy to facilitate emissions-free aviation. The company operates remotely piloted long-range autonomous airships capable of transporting large payloads, gathering data, and conducting maintenance inspections. Its primary mission is to connect isolated communities worldwide to the global supply chain through drone deliveries, particularly in rural villages, island nations, and disaster-stricken areas, enabling access to international aid without significant infrastructure investments.

Cloudline is a cloud-based platform designed to support leisure and entertainment businesses in enhancing their operations. By offering a comprehensive suite of tools, Cloudline enables these organizations to increase sales, lower operational costs, and provide personalized experiences for their customers. The platform includes visitor experience and site management technology that automates ordering workflows, allowing businesses to manage their operations more efficiently. This focus on automation and customer satisfaction helps organizations consistently engage and delight their visitors, ultimately driving growth and improving overall performance in the leisure and entertainment sectors.

RatherChat is a company that provides a customer communication platform aimed at fostering meaningful connections between businesses and their customers through WhatsApp. The service enhances customer interactions by enabling real-time communication, making the customer service experience more personal and efficient. By utilizing the widespread popularity of WhatsApp, RatherChat allows businesses to address inquiries, resolve issues, and maintain engagement with their audience in a manner that aligns with modern consumer preferences for instant messaging over traditional communication methods. The platform supports various business functions, including sales, marketing, communication, service, and support, ultimately helping companies generate more leads and improve overall customer engagement.

Cloudline is a logistics services provider that utilizes lighter-than-air technology powered by solar energy to facilitate emissions-free aviation. The company operates remotely piloted long-range autonomous airships capable of transporting large payloads, gathering data, and conducting maintenance inspections. Its primary mission is to connect isolated communities worldwide to the global supply chain through drone deliveries, particularly in rural villages, island nations, and disaster-stricken areas, enabling access to international aid without significant infrastructure investments.

Leta Technology is a software development company that specializes in supply chain and logistics solutions. It offers a mobile tracking and logistics platform designed to efficiently monitor orders, vehicles, and drivers. The software optimizes fleet management and enhances order fulfillment by automatically assigning vehicles to trips based on factors such as capacity, traffic conditions, and driver schedules. Additionally, it proactively tracks driver and vehicle metrics, facilitating the automated movement of goods. By focusing on fuel consumption monitoring, Leta's solutions help logistics businesses reduce costs and their carbon footprint, thereby transforming operations to maximize productivity and profitability.

CompariSure Financial Services (Pty) Ltd, operating as CompariSure, is a South African company founded in 2017 and based in Cape Town. It specializes in providing a digital marketplace that connects consumers with financial product providers, focusing primarily on life insurance. The company utilizes proprietary chatbot technology to facilitate the comparison of various financial services products, enabling users to obtain multiple life insurance quotes from established and trusted insurers in South Africa. By leveraging platforms such as Facebook, Messenger, and WhatsApp, CompariSure enhances accessibility and convenience for consumers seeking to make informed financial decisions.

Numida Technologies is a digital financial institution based in Kampala, Uganda, founded in 2015. The company specializes in serving micro- and small businesses in East Africa by offering application software that helps these enterprises maintain up-to-date digital financial records. Numida's proprietary credit scoring system enables it to provide unsecured growth and working capital loans to businesses, which not only results in high portfolio yields but also significantly impacts the livelihoods of borrowers. The platform aims to lower risks and costs for lending institutions, leading to improved lending terms for borrowers and fostering a thriving small business sector that creates employment, increases tax revenues, and enhances living standards for entrepreneurs and their staff.

BFree is a company that specializes in credit management, aiming to enhance the credit collection process through innovative technology. It develops a platform that utilizes artificial intelligence to create ethical credit management tools, prioritizing the financial health of consumers. BFree's approach is centered on helping customers regain control over their finances by facilitating self-administered loan repayments. The company focuses on making the collection process more scalable, efficient, and user-friendly, particularly for individuals in emerging markets. By equipping users with essential financial knowledge and personal budgeting skills, BFree strives to lead customers out of debt sustainably.

VALR is a digital asset trading platform based in Johannesburg, South Africa, that enables customers to buy, sell, store, and transfer cryptocurrencies in a secure environment. The platform offers a wide selection of digital assets and incorporates multiple layers of protection to ensure the safety of clients' accounts and funds. VALR aims to provide access to financial services with a focus on fairness and transparency, contributing to the development of a more inclusive financial system.

Tagmarshal is a B2B SaaS company specialized in golf course optimization. It offers a platform that leverages IoT technology, predictive analytics, and actionable data to enhance operational efficiencies and improve the pace of play on golf courses. By equipping players and golf carts with connected devices, Tagmarshal allows for real-time tracking of game progress, empowering staff and management with objective data to optimize on-course operations. This system not only improves the overall experience for players but also helps golf course operators increase revenue while reducing costs. Recognized as a leader in course traffic management, Tagmarshal collaborates with some of the world's top golf clubs and has made significant inroads into a vast global market characterized by 34,000 B2B opportunities.

CompariSure Financial Services (Pty) Ltd, operating as CompariSure, is a South African company founded in 2017 and based in Cape Town. It specializes in providing a digital marketplace that connects consumers with financial product providers, focusing primarily on life insurance. The company utilizes proprietary chatbot technology to facilitate the comparison of various financial services products, enabling users to obtain multiple life insurance quotes from established and trusted insurers in South Africa. By leveraging platforms such as Facebook, Messenger, and WhatsApp, CompariSure enhances accessibility and convenience for consumers seeking to make informed financial decisions.

Talk360 is a telecommunications company based in Leusden, the Netherlands, that offers affordable international calling services through its user-friendly mobile application. The app enables both businesses and individuals to make low-cost calls to any mobile and landline number globally, even without an internet connection. Recognizing the need for reliable communication in emerging markets, particularly in Africa, Talk360 aims to enhance accessibility by launching a single checkout platform tailored for the continent. This platform will integrate various local payment methods and currencies, along with over 1.25 million cash points of sale, allowing approximately 500 million Africans to access digital services previously unavailable to them. By bridging communication gaps, Talk360 strives to ensure that everyone, regardless of their background, can engage in affordable and effective communication.

InvestSure is a technology company that uses its software to enable partner investment platforms to sell its unique Investment Indemnity (insurance) product to their clients. InvestSure provides a full set of APIs that trading platform developers can use to integrate the Investure Investment Indemnity product seamlessly and easily into their websites and mobile applications. Once InvestSure technology is added to a trading platform, it enables users to buy insurance on their shares with a single click. The full process from buying to insurance to settling claims is fully automated. The Investment Indemnity product itself is a unique innovation; it is designed to protect to protect shareholders against any losses in share value caused by actual or perceived fraud committed by management. This enables investors to secure their investments. The cost of the product is low enough to not significantly reduce returns of investors where no insurance event occurs, but to provide significant downside protection where an insured event does occur.

Aerobotics is a data analytics company specializing in providing insights for tree and fruit management through the use of drone imagery and artificial intelligence. The company's technology combines satellite and drone imagery with machine learning algorithms to offer actionable data to farmers. This includes tools for orchard management, identifying problem trees, managing pests and diseases, and optimizing yield. By enabling farmers to scan their farms and analyze captured information, Aerobotics helps reduce costs and increase agricultural productivity.

Lumkani is a South Africa-based company founded in 2014, specializing in developing early-warning IoT heat sensors to mitigate the risks associated with fires in urban informal settlements. The company aims to enhance community resilience by combining technology with financial services, particularly addressing the insurance needs of underserved populations. Lumkani's innovative mesh networked fire detectors are designed for informal homes and enable community-wide alerts during fire incidents, significantly limiting fire spread. Currently, these detectors are installed in over 50,000 homes across South Africa, as well as in Bangladesh and Kenya. In 2017, Lumkani launched a pioneering fire detection and fire insurance bundle in partnership with Hollard Insurance, providing financial support to individuals affected by fires. As Lumkani expands its distribution platform, it continues to identify and address the protection gap by introducing additional relevant insurance products aimed at low-income customers.

Sensor Networks Proprietary Limited is a South African company that specializes in the development of Bluetooth trackers aimed at helping individuals locate lost items. Established in 2015 and headquartered in Cape Town, the company also operates an online platform designed for insurance companies, facilitating risk reduction through the integration of Internet of Things (IoT) sensors. This platform, known as Sensor Desk, allows for the management and control of a variety of both proprietary and third-party sensors. Additionally, Sensor Networks provides white-label services, which encompass hardware development and data analytics, aimed at enhancing operational efficiency and reducing costs. By focusing on predicting and preventing loss or damage, the company aims to improve risk mitigation and loss management within the insurance sector.

Flare is providing lifesaving infrastructure (technology and systems) for millions of people around the world, who lack access to help during an emergency. Presently operating in Kenya, we manage all aspects of the 911 system. Our software, Flare, coordinates emergency response vehicles onto a real-time digital map (like Uber). Our innovative membership product, Rescue, ensures that everyone has access to our emergency response network through our innovative financing model of individual and family or corporate memberships. Our 24/7 dispatch center connects members with the nearest ambulance through our cloud-based dispatch software, thereby saving time and lives. Leapfrogging traditional landline infrastructure, our system is scalable, sustainable, and next generation.

Sensor Networks Proprietary Limited is a South African company that specializes in the development of Bluetooth trackers aimed at helping individuals locate lost items. Established in 2015 and headquartered in Cape Town, the company also operates an online platform designed for insurance companies, facilitating risk reduction through the integration of Internet of Things (IoT) sensors. This platform, known as Sensor Desk, allows for the management and control of a variety of both proprietary and third-party sensors. Additionally, Sensor Networks provides white-label services, which encompass hardware development and data analytics, aimed at enhancing operational efficiency and reducing costs. By focusing on predicting and preventing loss or damage, the company aims to improve risk mitigation and loss management within the insurance sector.

Aerobotics is a data analytics company specializing in providing insights for tree and fruit management through the use of drone imagery and artificial intelligence. The company's technology combines satellite and drone imagery with machine learning algorithms to offer actionable data to farmers. This includes tools for orchard management, identifying problem trees, managing pests and diseases, and optimizing yield. By enabling farmers to scan their farms and analyze captured information, Aerobotics helps reduce costs and increase agricultural productivity.

Zoona is a mobile technology company established in 2009, headquartered in South Africa with operations in Zambia, Malawi, and Mozambique. It specializes in developing products such as money transfers, electronic voucher payments, and agent payments, aiming to provide safe and reliable financial services to underserved communities across Africa. As of now, Zoona has processed over $2 billion in transactions, demonstrating its significant impact on the continent's financial landscape. The company has been recognized by notable organizations like The Nike Foundation and The Unreasonable Group for its potential to empower young entrepreneurs and help girls become entrepreneurs, thereby contributing to poverty alleviation efforts.

Wasoko is an e-commerce platform that connects small retail shops in Africa to the digital economy, enhancing their access to essential goods and services. By facilitating seamless transactions, the platform allows informal retailers to conveniently order products via SMS or a mobile app, ensuring they receive free same-day delivery to their stores. This approach not only simplifies the sourcing process for shopkeepers but also helps manufacturers maintain consistent product availability for consumers. Through this model, Wasoko aims to boost sales and market coverage for companies operating in emerging markets, thereby fostering trade and economic growth across the continent.

Snapt, Inc. is a South African company that focuses on developing solutions for application delivery, enhancing the performance and security of critical services. Founded in 2011 and based in Johannesburg, Snapt offers a range of products including the Snapt Framework, which serves as an interface for Linux and BSD systems, Snapt Squid, a reporting and access control solution, and Snapt HAProxy, a load balancing solution. The company's offerings are designed to improve and protect clients' virtual infrastructures, ensuring fast delivery and an exceptional customer experience through features like web acceleration and caching.

HealthQ Technologies Pty Ltd. is a South African company based in Stellenbosch that specializes in digital health, wellness, weight loss, and fitness technologies. Founded in 2010, the company develops innovative solutions such as an open-source metabolic chamber for research and experimentation. Their products, including LIFEQ MOJO and LIFEQ ACTIVE, help users gain insights into their bodily functions. HealthQ's multidisciplinary team brings together expertise in human life sciences, engineering, digital signal processing, and statistics, allowing the company to effectively test and industrialize advanced health technologies. With a growing workforce, HealthQ aims to empower individuals to lead healthier lives through its wearable devices and sensory products designed to monitor vital signs and promote wellness.

SMEasy Business Software (Pty) Ltd. is a provider of an online business management and accounting system designed for small businesses. Established in 2011 and headquartered in Durban, South Africa, the company offers an array of services that empower business owners. Its platform facilitates online access to business contacts, social media interactions, and customer communication solutions. Users can also capture and store staff information, including payroll data. SMEasy delivers money management tools and reporting solutions, aiding business owners in their financial oversight. Additionally, it supplies necessary information for accountants to create annual financial statements and monthly management accounts, making it a comprehensive resource for small enterprises seeking effective management solutions.

Snapt, Inc. is a South African company that focuses on developing solutions for application delivery, enhancing the performance and security of critical services. Founded in 2011 and based in Johannesburg, Snapt offers a range of products including the Snapt Framework, which serves as an interface for Linux and BSD systems, Snapt Squid, a reporting and access control solution, and Snapt HAProxy, a load balancing solution. The company's offerings are designed to improve and protect clients' virtual infrastructures, ensuring fast delivery and an exceptional customer experience through features like web acceleration and caching.

FireID is a technology incubator founded in 2006, with locations in Stellenbosch, South Africa, and Amsterdam, Netherlands. The company specializes in the development and commercialization of innovative and disruptive technologies across various industries. FireID assists clients in leveraging new technology trends to enhance their operations and offerings. Driven by a committed and dynamic team, the company is dedicated to creating impactful products that can significantly influence the market landscape.

Motribe makes the mobile web social. Motribe is a platform that allows anyone, anywhere to build, manage and generate revenue from their own social mobile website optimized for over 4000 mobile phones. It provides a simple and easy way for enthusiasts, brands and community managers to launch social networks optimised for the mobile web. It alleviates the initial investment of building and testing and puts a set of functionality onto your mobile service right away.

BetTech Gaming is a South Africa-based company that specializes in developing gaming software, focusing on usability and mobile platforms for both its own brand and white-label solutions. Founded in 2009 by entrepreneurs Jesse Hemson-Struthers and Mark Bosman, the company aims to create engaging experiences through its sports betting platform. This platform not only facilitates betting but also encourages social interaction and shared entertainment among users. By prioritizing user experience and community engagement, BetTech seeks to position betting and gaming as a positive form of entertainment. The company has received initial investment to support its product development and launch of its proprietary offerings.

Skyrove is a provider of wireless internet services in the South African region, specializing in hotspot services and conference Wi-Fi solutions. The company offers a range of services designed to make Wi-Fi accessible in various settings, including events, conferences, mobile transit entities such as tours and taxis, student residences, apartment blocks, and corporate environments. Skyrove aims to enable users to access the internet conveniently and reliably, anytime and anywhere.