4Di Capital

Happy Pay is a company focused on developing a credit scoring system that offers a Buy Now Pay Later platform. It aims to provide consumers with a responsible alternative to expensive credit options. By integrating an autonomous artificial intelligence technology with merchants' platforms, Happy Pay enhances average basket sizes and improves customer conversion rates. This innovative approach allows users to access financing solutions that facilitate purchases while managing their financial responsibilities effectively.

Maxe AI specializes in advanced asset management solutions, catering to diverse clients such as banks, securities firms, fund companies, and family offices. Their platform employs an intelligent AI strategy model to identify investment risks and generate tailored portfolios, enhancing user experience, boosting work efficiency, and optimizing personnel expenditures.

Cloudline focuses on providing logistics solutions that connect isolated communities to the global supply chain through innovative drone deliveries. Utilizing lighter-than-air technology and solar power, the company offers emissions-free aviation services, primarily through long-range autonomous airships. These airships are capable of transporting large payloads and conducting data gathering, maintenance inspections, and surveillance. By enabling access to international aid for remote villages, island nations, and disaster-affected areas, Cloudline addresses the critical need for efficient logistics without the reliance on expensive infrastructure. The company's approach aims to improve connectivity and support for communities that are often overlooked.

Cloudline operates a cloud-based platform designed to assist leisure and entertainment businesses in increasing sales, lowering costs, and personalizing customer experiences. The platform provides technology for visitor experience and site management, which automates the ordering system workflow. This automation enables organizations to manage their operations more efficiently and consistently enhance visitor satisfaction. By focusing on these key areas, Cloudline aims to empower businesses within the leisure and entertainment sector to optimize their management processes and improve overall customer engagement.

RatherChat provides a platform that enhances communication between businesses and their customers through WhatsApp. The service focuses on facilitating meaningful interactions, allowing businesses to engage with their audience in a more personal and efficient manner. By utilizing the popularity of WhatsApp, RatherChat enables real-time communication, making it easier for businesses to address inquiries, resolve issues, and maintain customer engagement. The platform aims to bridge the gap in dialogue, catering to the preferences of modern consumers who increasingly favor instant messaging over traditional communication methods. Ultimately, RatherChat seeks to improve customer engagement across various functions, including sales, marketing, service, and support, thereby helping businesses generate more leads and enhance their overall customer service experience.

Cloudline focuses on providing logistics solutions that connect isolated communities to the global supply chain through innovative drone deliveries. Utilizing lighter-than-air technology and solar power, the company offers emissions-free aviation services, primarily through long-range autonomous airships. These airships are capable of transporting large payloads and conducting data gathering, maintenance inspections, and surveillance. By enabling access to international aid for remote villages, island nations, and disaster-affected areas, Cloudline addresses the critical need for efficient logistics without the reliance on expensive infrastructure. The company's approach aims to improve connectivity and support for communities that are often overlooked.

Leta Technology is a software development company that specializes in supply chain and logistics solutions. It offers a mobile tracking and logistics platform designed to efficiently monitor orders, vehicles, and drivers. The software optimizes fleet management and enhances order fulfillment by automatically assigning vehicles to trips based on factors such as capacity, traffic conditions, and driver schedules. Additionally, it proactively tracks driver and vehicle metrics, facilitating the automated movement of goods. By focusing on fuel consumption monitoring, Leta's solutions help logistics businesses reduce costs and their carbon footprint, thereby transforming operations to maximize productivity and profitability.

CompariSure Financial Services (Pty) Ltd, based in Cape Town, South Africa, operates as an independent life insurance comparison platform. Founded in 2017, CompariSure utilizes a proprietary chatbot technology to create a digital marketplace that connects consumers with reputable product providers. The platform allows users to compare various financial services products, particularly life insurance, by leveraging popular messaging platforms such as Facebook, Messenger, and WhatsApp. By providing multiple quotes from established life insurers in South Africa, CompariSure aims to simplify the decision-making process for consumers seeking financial products.

Numida Technologies is a digital financial institution based in Kampala, Uganda, focused on serving micro, small, and medium enterprises in East Africa. Founded in 2015, Numida provides an application software that enables small businesses to maintain accurate digital financial records, allowing them to monitor their performance effectively. The company specializes in offering unsecured growth and working capital loans, leveraging a proprietary credit scoring system to assess borrowers' creditworthiness. By improving access to financing, Numida aims to foster a thriving small business sector that can create secure employment, enhance tax revenues for local governments, and uplift the living standards of entrepreneurs and their communities. Its platform not only helps businesses make informed financial decisions but also assists lending institutions in reducing risk and costs, ultimately leading to better lending terms for borrowers.

BFree is a developer of a credit management platform aimed at enhancing the credit collection process. The company emphasizes improving consumers' financial health by creating artificial intelligence-based ethical credit management tools. These tools are designed to make collection processes more scalable, efficient, and user-friendly, allowing individuals in emerging markets to manage their loan repayments independently. BFree's approach focuses on providing customers with the knowledge and skills necessary for effective personal budgeting, ultimately helping them regain control over their finances and sustainably navigate out of debt.

VALR, established in 2018 and headquartered in Johannesburg, South Africa, operates a digital asset platform specializing in cryptocurrency trading. The company offers over 50 cryptocurrencies, enabling users to buy, sell, store, and transfer these assets securely through its platform. VALR's services are designed to provide customers with a safe, transparent, and accessible financial system for digital assets.

Tagmarshal is a B2B SaaS company that specializes in golf course optimization through its innovative platform. The solution leverages IoT technology and predictive analytics to enhance operational efficiencies, improve the pace of play, and create additional revenue opportunities while enriching the overall experience for golfers. By equipping players and golf carts with LTE-connected devices, Tagmarshal provides real-time data that empowers course operators, management, and marshals to effectively manage on-course operations. The company has established a strong presence in the market, collaborating with many top golf clubs and demonstrating its ability to scale within the expansive B2B landscape of the golf industry.

CompariSure Financial Services (Pty) Ltd, based in Cape Town, South Africa, operates as an independent life insurance comparison platform. Founded in 2017, CompariSure utilizes a proprietary chatbot technology to create a digital marketplace that connects consumers with reputable product providers. The platform allows users to compare various financial services products, particularly life insurance, by leveraging popular messaging platforms such as Facebook, Messenger, and WhatsApp. By providing multiple quotes from established life insurers in South Africa, CompariSure aims to simplify the decision-making process for consumers seeking financial products.

Talk360 is a telecommunications company based in Leusden, the Netherlands, that offers affordable international calling services through its user-friendly mobile application. The app enables both businesses and individuals to make low-cost calls to any mobile and landline number globally, even without an internet connection. Recognizing the need for reliable communication in emerging markets, particularly in Africa, Talk360 aims to enhance accessibility by launching a single checkout platform tailored for the continent. This platform will integrate various local payment methods and currencies, along with over 1.25 million cash points of sale, allowing approximately 500 million Africans to access digital services previously unavailable to them. By bridging communication gaps, Talk360 strives to ensure that everyone, regardless of their background, can engage in affordable and effective communication.

InvestSure is a technology company that uses its software to enable partner investment platforms to sell its unique Investment Indemnity (insurance) product to their clients. InvestSure provides a full set of APIs that trading platform developers can use to integrate the Investure Investment Indemnity product seamlessly and easily into their websites and mobile applications. Once InvestSure technology is added to a trading platform, it enables users to buy insurance on their shares with a single click. The full process from buying to insurance to settling claims is fully automated. The Investment Indemnity product itself is a unique innovation; it is designed to protect to protect shareholders against any losses in share value caused by actual or perceived fraud committed by management. This enables investors to secure their investments. The cost of the product is low enough to not significantly reduce returns of investors where no insurance event occurs, but to provide significant downside protection where an insured event does occur.

Aerobotics is a data analytics company that specializes in providing insights into tree and fruit health through the use of drone imagery and artificial intelligence. The company has developed aerial imagery technology that combines satellite and drone data with machine learning algorithms. This technology assists farmers in various aspects of orchard management, including the identification of problematic trees, pest and disease management, and yield optimization. By enabling farmers to efficiently scan their fields and analyze the information captured, Aerobotics helps reduce costs and enhance agricultural productivity.

Lumkani is a South Africa-based company established in 2014, focused on addressing the challenges posed by fires in informal settlements. The company has developed an innovative early-warning IoT heat sensor designed specifically for urban slum environments, enabling community-wide alerts to limit fire damage. This award-winning technology is currently deployed in over 50,000 homes in South Africa, as well as in Bangladesh and Kenya. Lumkani also offers a unique fire detection and insurance bundle in partnership with Hollard Insurance, providing financial support to help individuals recover after a fire disaster. By building a platform that serves underserved customers lacking access to affordable insurance products, Lumkani aims to tackle the broader protection gap in the market. As the company expands its distribution and services, it continues to launch additional relevant products to enhance community resilience and support low-income households.

Sensor Networks Proprietary Limited is a South African company that specializes in the development of Bluetooth trackers aimed at helping individuals locate lost items. Established in 2015 and headquartered in Cape Town, the company also operates an online platform designed for insurance companies, facilitating risk reduction through the integration of Internet of Things (IoT) sensors. This platform, known as Sensor Desk, allows for the management and control of a variety of both proprietary and third-party sensors. Additionally, Sensor Networks provides white-label services, which encompass hardware development and data analytics, aimed at enhancing operational efficiency and reducing costs. By focusing on predicting and preventing loss or damage, the company aims to improve risk mitigation and loss management within the insurance sector.

Flare is providing lifesaving infrastructure (technology and systems) for millions of people around the world, who lack access to help during an emergency. Presently operating in Kenya, we manage all aspects of the 911 system. Our software, Flare, coordinates emergency response vehicles onto a real-time digital map (like Uber). Our innovative membership product, Rescue, ensures that everyone has access to our emergency response network through our innovative financing model of individual and family or corporate memberships. Our 24/7 dispatch center connects members with the nearest ambulance through our cloud-based dispatch software, thereby saving time and lives. Leapfrogging traditional landline infrastructure, our system is scalable, sustainable, and next generation.

Sensor Networks Proprietary Limited is a South African company that specializes in the development of Bluetooth trackers aimed at helping individuals locate lost items. Established in 2015 and headquartered in Cape Town, the company also operates an online platform designed for insurance companies, facilitating risk reduction through the integration of Internet of Things (IoT) sensors. This platform, known as Sensor Desk, allows for the management and control of a variety of both proprietary and third-party sensors. Additionally, Sensor Networks provides white-label services, which encompass hardware development and data analytics, aimed at enhancing operational efficiency and reducing costs. By focusing on predicting and preventing loss or damage, the company aims to improve risk mitigation and loss management within the insurance sector.

Aerobotics is a data analytics company that specializes in providing insights into tree and fruit health through the use of drone imagery and artificial intelligence. The company has developed aerial imagery technology that combines satellite and drone data with machine learning algorithms. This technology assists farmers in various aspects of orchard management, including the identification of problematic trees, pest and disease management, and yield optimization. By enabling farmers to efficiently scan their fields and analyze the information captured, Aerobotics helps reduce costs and enhance agricultural productivity.

Zoona is a mobile technology company focused on providing financial services to underserved communities across Africa. Founded in 2009, it has established a robust distribution network that facilitates money transfers, electronic voucher payments, savings, credit, and bill payments primarily for unbanked customers. With operations in Zambia, Malawi, and Mozambique, Zoona leverages cutting-edge technology and a network of agents to ensure safe and reliable access to financial services. The company has processed over $2 billion in transactions and has received recognition from organizations such as The Nike Foundation and The Unreasonable Group for its impactful contributions to empowering young entrepreneurs and helping to alleviate poverty, particularly among girls.

Wasoko is an e-commerce platform that connects small retail shops in Africa to the digital economy, enhancing their access to essential goods and services. By facilitating seamless transactions, the platform allows informal retailers to conveniently order products via SMS or a mobile app, ensuring they receive free same-day delivery to their stores. This approach not only simplifies the sourcing process for shopkeepers but also helps manufacturers maintain consistent product availability for consumers. Through this model, Wasoko aims to boost sales and market coverage for companies operating in emerging markets, thereby fostering trade and economic growth across the continent.

Snapt, Inc. is a technology company based in Johannesburg, South Africa, specializing in solutions for application delivery. Founded in 2011, Snapt develops frontends for open source server software, including the Snapt Framework, which serves as an interface for Linux and BSD systems. The company offers a range of products designed to enhance the performance and security of critical services, such as Snapt Squid, a frontend ROI solution that provides reporting and access control for businesses, and Snapt HAProxy, a load balancing solution. Snapt's focus is on improving and protecting clients' virtual infrastructure while ensuring fast delivery and an exceptional customer experience.

HealthQ Technologies Pty Ltd. is a South African company based in Stellenbosch that specializes in digital health, wellness, weight loss, and fitness technologies. Founded in 2010, the company develops innovative solutions such as an open-source metabolic chamber for research and experimentation. Their products, including LIFEQ MOJO and LIFEQ ACTIVE, help users gain insights into their bodily functions. HealthQ's multidisciplinary team brings together expertise in human life sciences, engineering, digital signal processing, and statistics, allowing the company to effectively test and industrialize advanced health technologies. With a growing workforce, HealthQ aims to empower individuals to lead healthier lives through its wearable devices and sensory products designed to monitor vital signs and promote wellness.

SMEasy Business Software (Pty) Ltd. is a company that specializes in providing an online business management and accounting system tailored for small businesses. Founded in 2011 and based in Durban, South Africa, SMEasy's platform enables business owners to manage their contacts online, facilitates social media and customer communication, and allows for the capture and storage of staff information, including payroll details. Additionally, it offers money management tools, reporting solutions, and essential data for accountants to prepare annual financial statements and monthly management accounts. This comprehensive approach supports small business owners in streamlining their operations and enhancing their financial management capabilities.

Snapt, Inc. is a technology company based in Johannesburg, South Africa, specializing in solutions for application delivery. Founded in 2011, Snapt develops frontends for open source server software, including the Snapt Framework, which serves as an interface for Linux and BSD systems. The company offers a range of products designed to enhance the performance and security of critical services, such as Snapt Squid, a frontend ROI solution that provides reporting and access control for businesses, and Snapt HAProxy, a load balancing solution. Snapt's focus is on improving and protecting clients' virtual infrastructure while ensuring fast delivery and an exceptional customer experience.

FireID is a technology incubator founded in 2006, with locations in Stellenbosch, South Africa, and Amsterdam, Netherlands. The company specializes in the development and commercialization of innovative and disruptive technologies across various industries. FireID assists clients in leveraging new technology trends to enhance their operations and offerings. Driven by a committed and dynamic team, the company is dedicated to creating impactful products that can significantly influence the market landscape.

Motribe makes the mobile web social. Motribe is a platform that allows anyone, anywhere to build, manage and generate revenue from their own social mobile website optimized for over 4000 mobile phones. It provides a simple and easy way for enthusiasts, brands and community managers to launch social networks optimised for the mobile web. It alleviates the initial investment of building and testing and puts a set of functionality onto your mobile service right away.

BetTech Gaming, founded in 2009 by Jesse Hemson-Struthers and Mark Bosman, specializes in developing gaming software with an emphasis on usability and mobile accessibility. The company offers both internal brand and white-label solutions, aiming to create engaging experiences for users in the sports betting sector. BetTech's platform facilitates social interaction and community engagement, promoting betting and gaming as enjoyable forms of entertainment. With initial seed capital from 4Di Capital, BetTech focuses on product development and the launch of its own brand offerings.

Skyrove is a provider of wireless internet services in South Africa, specializing in hotspot services and conference Wi-Fi solutions. The company offers internet access for a variety of settings, including events, conferences, mobile transit entities such as tours and taxis, student accommodations, apartment buildings, and corporate environments. By delivering reliable Wi-Fi connectivity, Skyrove enables users to access the internet anytime and from anywhere, enhancing their online experience in diverse locations.