Knuru Capital

Alma Health is a digital healthcare platform based in Hub71, Abu Dhabi, that focuses on managing chronic illnesses for patients in the Gulf Cooperation Council (GCC) region. With an addressable market of 20 million patients, Alma Health offers a comprehensive suite of services, including virtual doctor consultations and a cloud pharmacy. The platform is designed to simplify the experience of individuals living with chronic conditions by providing personalized services, such as digital treatments and at-home monitoring systems. By leveraging technology, Alma Health seeks to enhance patient care and streamline the process from medical consultations to prescription delivery, ensuring a patient-centric approach to healthcare management.

Klaim is a healthcare FinTech company focused on enhancing cash flow for healthcare providers through innovative payment solutions. By purchasing outstanding medical claims, Klaim provides immediate cash to healthcare providers, enabling them to manage expenses, prioritize patient care, and reduce administrative burdens. The company's advanced claims reimbursement platform leverages artificial intelligence to streamline medical billing processes and predict cash flows, thereby minimizing revenue losses caused by delayed or rejected payments from insurance companies. Through its efficient technology and streamlined approach, Klaim empowers healthcare providers with instant working capital, allowing them to navigate financial challenges more effectively.

Savana is a medical technology company based in Madrid, Spain, founded in 2014. It has developed an innovative platform that utilizes artificial intelligence to analyze unstructured free-text data within electronic health records (EHRs). By applying deep learning techniques, Savana extracts valuable clinical information, facilitating the generation of customized descriptive and predictive research studies. The company operates the world's largest AI-enabled, multi-language, and multi-center research network, which aims to enhance clinical research and advance personalized and precision medicine globally. Designed by medical professionals for their peers, Savana prioritizes privacy and adheres to high standards of data protection in its operations.

The Giving Movement is a sustainable fashion brand focused on direct-to-consumer sales, specializing in activewear and streetwear. The company aims to transform perceptions of sustainable fashion in the region by offering a diverse range of products for men, women, and children, including sweatpants, leggings, jackets, and accessories. These items are crafted from recycled materials, such as plastic water bottles and bamboo, ensuring that customers can enjoy stylish and trendy apparel while contributing to environmental preservation. The brand provides same-day delivery in the UAE and services customers across the Gulf Cooperation Council, making it accessible and convenient for its clientele.

Amitruck Limited is a logistics platform that connects cargo owners with trucking logistics professionals, streamlining the delivery process. Founded in 2018 and headquartered in Nairobi, Kenya, the company offers a mobile and web-based application that allows customers to easily book deliveries for their loads. Amitruck also provides a driver application, enabling transporters to access clients and communicate effectively. The platform enhances user experience by allowing clients to track their deliveries in real-time, receive timely updates, and obtain instant quotes while ensuring access to the nearest available trucks. Through its intuitive interface, Amitruck aims to improve the efficiency and transparency of the logistics process.

Ibancar is a fintech company that focuses on providing online lending solutions to a largely unbanked clientele who lack access to traditional forms of credit. By offering secured car equity loans, Ibancar serves borrowers who may not qualify for conventional loans or who might consider payday loans due to limited options. The company employs an asset-based lending model that facilitates remote car inspections and ensures a seamless digital experience, allowing clients to access credit without the need for vehicle removal or ownership transfer. With a commitment to responsible lending, Ibancar offers transparent rates and flexible payment plans, having issued over 1.5 million in loans to date. The company has developed a loan product characterized by zero credit losses and has established itself as a rapidly growing and respected leader in the car equity loan sector, aiming to address immediate liquidity needs while fostering financial stability for its customers.

Joi Gifts is a retail company based in the United Arab Emirates, specializing in an extensive range of gift items through its online platform. Founded in 2015, Joi Gifts offers gifts for various occasions, including Christmas, birthdays, anniversaries, corporate events, and romantic gestures. The company's product lineup includes flowers, cakes, gourmet items, gift bundles, balloons, and personalized gifts, with a focus on same-day delivery in major metropolitan areas. Additionally, Joi Gifts provides experience gifts such as access to amusement parks and salons, enhancing the gift-giving experience. The company's mission is to bring joy through thoughtful gift selection, making it easier for individuals to celebrate special moments with their loved ones.

NOW Money is a fintech company that leverages mobile banking technology to offer financial services to the unbanked population in the Middle East. By providing accounts and remittance solutions, NOW Money aims to include individuals who are currently excluded from the financial system. The company focuses on low-income migrant workers in the Gulf region, offering them access to essential financial tools, including international money transfers and currency conversion services, at a reduced cost. This approach not only facilitates financial inclusion but also helps users save significantly on remittance expenses.

Ibancar is a fintech company that focuses on providing online lending solutions to a largely unbanked clientele who lack access to traditional forms of credit. By offering secured car equity loans, Ibancar serves borrowers who may not qualify for conventional loans or who might consider payday loans due to limited options. The company employs an asset-based lending model that facilitates remote car inspections and ensures a seamless digital experience, allowing clients to access credit without the need for vehicle removal or ownership transfer. With a commitment to responsible lending, Ibancar offers transparent rates and flexible payment plans, having issued over 1.5 million in loans to date. The company has developed a loan product characterized by zero credit losses and has established itself as a rapidly growing and respected leader in the car equity loan sector, aiming to address immediate liquidity needs while fostering financial stability for its customers.

Jiji is a prominent classifieds marketplace in Africa, originally launched in Nigeria, and has expanded its operations to four additional countries since 2019. The platform connects buyers and sellers by allowing users to post free advertisements for a wide range of items, including phones, cars, and clothing. By leveraging technology, Jiji provides verified advertisement content, ensuring that users have access to reliable listings. The Jiji app gained significant traction, becoming the most downloaded app in the Shopping category among Nigerian Android users in 2018, and it currently holds the highest rating among e-commerce apps in Nigeria. With a monthly audience exceeding 8 million unique users, Jiji has established itself as a leading player in the African e-commerce landscape.

The Luxury Closet is a pioneering online marketplace in the GCC region dedicated to the buying, selling, and consignment of luxury items, with a focus on pre-owned products. By ensuring the authenticity and integrity of each item, the platform allows customers to purchase designer goods at discounted prices. With its significant market reach and impressive scalability, The Luxury Closet has experienced rapid growth, achieving double-digit monthly increases in sales since its inception. The platform serves as a trusted venue for individuals seeking to access authentic luxury items while promoting a sustainable approach to fashion consumption.