Knuru Capital

Alma Health is a digital healthcare platform focused on managing chronic illnesses, catering to an addressable market of 20 million patients in the Gulf Cooperation Council (GCC) region. Based in Hub71, Abu Dhabi, the platform streamlines patient care by offering virtual doctor consultations and a cloud pharmacy service that delivers prescriptions directly to patients' homes. Alma Health leverages technology to transform patient behavior and insights into personalized services, including digital treatments and at-home monitoring systems. By providing comprehensive medical assistance, the platform aims to simplify the lives of individuals with chronic conditions and their caregivers.

Klaim is a healthcare FinTech company that enhances cash flow for healthcare providers by offering rapid payment solutions. The company specializes in purchasing outstanding medical claims, allowing providers to receive immediate cash, which enables them to address operational expenses and focus on patient care without the burden of extensive paperwork. Klaim's platform utilizes artificial intelligence to streamline medical billing processes and predict cash flows, effectively minimizing revenue losses caused by delayed or rejected payments from insurance companies. By simplifying claim management and expediting payments, Klaim provides healthcare providers with the financial resources they need to operate efficiently.

Savana is a medical company founded in 2014 and headquartered in Madrid, Spain. It has developed a scientific methodology that leverages Artificial Intelligence to extract and analyze the clinical value embedded in the free-text of Electronic Health Records (EHRs). By utilizing deep learning techniques, Savana’s platform enables the automatic extraction of valuable medical information from unstructured data, which enhances the quality of medical record management. The company generates customized descriptive and predictive research studies through its extensive, AI-enabled, multi-language, and multi-center research network. Designed by doctors for doctors, Savana is committed to advancing personalized and precision medicine while adhering to strict privacy standards.

The Giving Movement is a sustainable fashion brand focused on direct-to-consumer sales, specializing in activewear and streetwear. The company aims to transform perceptions of sustainable fashion in the region by offering a diverse range of products for men, women, and children, including sweatpants, leggings, jackets, and accessories. These items are crafted from recycled materials, such as plastic water bottles and bamboo, ensuring that customers can enjoy stylish and trendy apparel while contributing to environmental preservation. The brand provides same-day delivery in the UAE and services customers across the Gulf Cooperation Council, making it accessible and convenient for its clientele.

Amitruck is a logistics platform based in Nairobi, Kenya, that connects cargo owners with trucking professionals through a mobile and web application. Founded in 2018, the platform allows customers to easily book deliveries and access a network of available trucks. It features a driver application that facilitates communication between clients and transporters, ensuring timely updates on shipments. Amitruck's user-friendly interface enables clients to receive instant quotes and track their deliveries in real-time, offering complete visibility throughout the delivery process.

Ibancar is a fintech company focused on providing online lending solutions, primarily targeting a largely unbanked clientele that lacks access to traditional credit. The company specializes in secured car equity loans, offering an affordable alternative for borrowers who might otherwise resort to high-interest payday loans. Ibancar employs an asset-based lending model that includes remote car inspections and a seamless digital application process, allowing clients to maintain ownership of their vehicles while accessing funds. With a commitment to responsible lending, the company features transparent rates and flexible payment plans. Having issued over 1.5 million in loans, Ibancar has established itself as a fast-growing and respected player in the secured loan sector, aiming to address urgent liquidity needs for individuals experiencing temporary financial difficulties.

Joi Gifts is an online retail platform specializing in a diverse range of gift items suitable for various occasions, including Christmas, birthdays, anniversaries, and corporate events. Founded in 2015 and based in the United Arab Emirates, the company offers an extensive selection of products such as flowers, cakes, gourmet gift baskets, balloons, personalized items, and experience gifts like amusement park visits and salon services. Known for its commitment to quality and customer satisfaction, Joi Gifts provides same-day delivery in major metropolitan areas, ensuring a seamless and memorable gift-giving experience.

NOW Money is a financial technology company that leverages mobile banking to provide accounts and remittance services for the unbanked population in the Middle East, specifically targeting low-income migrant workers in the Gulf region. By offering a payment application, NOW Money facilitates access to essential financial services, enabling users to perform international money transfers and currency conversions at reduced costs. The company aims to include those who are typically excluded from the financial system, thereby promoting financial inclusion and offering significant savings on remittance transactions.

Ibancar is a fintech company focused on providing online lending solutions, primarily targeting a largely unbanked clientele that lacks access to traditional credit. The company specializes in secured car equity loans, offering an affordable alternative for borrowers who might otherwise resort to high-interest payday loans. Ibancar employs an asset-based lending model that includes remote car inspections and a seamless digital application process, allowing clients to maintain ownership of their vehicles while accessing funds. With a commitment to responsible lending, the company features transparent rates and flexible payment plans. Having issued over 1.5 million in loans, Ibancar has established itself as a fast-growing and respected player in the secured loan sector, aiming to address urgent liquidity needs for individuals experiencing temporary financial difficulties.

Jiji is a prominent classifieds marketplace in Africa, originally launched in Nigeria, and has expanded its operations to four additional countries since 2019. The platform connects buyers and sellers by allowing users to post free advertisements for a wide range of items, including phones, cars, and clothing. By leveraging technology, Jiji provides verified advertisement content, ensuring that users have access to reliable listings. The Jiji app gained significant traction, becoming the most downloaded app in the Shopping category among Nigerian Android users in 2018, and it currently holds the highest rating among e-commerce apps in Nigeria. With a monthly audience exceeding 8 million unique users, Jiji has established itself as a leading player in the African e-commerce landscape.

The Luxury Closet is a pioneering online marketplace in the GCC region dedicated to the buying, selling, and consignment of luxury items, with a focus on pre-owned products. By ensuring the authenticity and integrity of each item, the platform allows customers to purchase designer goods at discounted prices. With its significant market reach and impressive scalability, The Luxury Closet has experienced rapid growth, achieving double-digit monthly increases in sales since its inception. The platform serves as a trusted venue for individuals seeking to access authentic luxury items while promoting a sustainable approach to fashion consumption.