MetLife Foundation

The Hidden Genius Project (THGP) is an Oakland, CA based non-profit that trains black male youth in entrepreneurial thinking and technology creation to solve the problems of tomorrow. THGP is focused on unlocking career paths in (but not exclusive to): Software Engineering, User Experience Design and Technology Entrepreneurship. The Hidden Genius Project seeks to be the leading incubator of high-performing black-male entrepreneurs and technologists. These leaders are committed to cultivating future generations of aspiring and underserved youth software technologists. THGP cultivates a cohesive community of tech innovators who actuate positive and transformational change within their communities.

Chicago Community Loan Fund (CCLF) is a nonprofit organization and a certified Community Development Financial Institution (CDFI) dedicated to fostering community development in metropolitan Chicago. Established in 1991 and headquartered in Chicago, CCLF offers flexible and affordable financing along with technical assistance aimed at supporting community stabilization and development initiatives. Its primary focus is on benefiting low-to-moderate-income families and individuals, contributing to the creation of thriving communities. Through its efforts, CCLF plays a crucial role in enhancing economic opportunities and improving the quality of life for underserved populations in the region.

New York Women’s Foundation is a non-profit organization. It is a dynamic philanthropic strategy based on the fundamental reality that, when women and gender-expansive people thrive, their families and communities also do.

FreeWorld is a nonprofit organization dedicated to breaking the cycle of poverty and recidivism for America's most overlooked talent pools, specifically ex-felons. The organization focuses on accelerating economic mobility by providing essential resources, education, and job placement assistance to formerly incarcerated individuals. By equipping these individuals with the necessary tools and support, FreeWorld aims to facilitate significant changes in their life paths, enabling them to secure employment and achieve financial stability.

Creative Reaction Lab is a social nonprofit enterprise dedicated to empowering Black and Latinx youth by providing education, training, and resources to foster leadership in designing healthy and racially equitable communities. The organization challenges the notion that leadership is reserved for adults with formal titles, instead equipping young individuals with the tools to understand the historical and social contexts of race and ethnicity in the United States. Through a range of services, including community development programs, apprenticeship mentoring, and equity development initiatives, Creative Reaction Lab aims to address systemic inequities and injustices faced by these communities, enabling youth to become active agents of change.

Elevate Energy is a company dedicated to promoting energy efficiency. It organizes programs aimed at helping individuals and communities reduce their energy consumption without compromising on comfort or convenience. These programs include initiatives like bill-saving strategies and clean energy job training, empowering participants to adopt more sustainable lifestyles that are both environmentally responsible and economically beneficial.

The Marcy Lab School is a college-alternative program that prepares young adults from underrepresented backgrounds for rewarding, purpose-driven careers in technology.

The Laundromat Project envision a world in which artists and neighbours of colour collaborate to unleash the transformative power of creativity. They make long-term investments in cultivating a community of multiracial, multigenerational, and multidisciplinary artists and neighbours committed to societal change by fostering their artistic expression, community building, and leadership development.

Croatan Institute is an independent, nonprofit research institute, that provides accountability, business, and human rights, climate solutions, our work- croatan institute, farm, and forestry, featured publications and projects, food systems, frameworks and data analytics, resilient communities, transformative finance, social equity, and ecological resilience, regenerative agriculture infrastructure finance, amplifying impact through collaboration and community.

Coop Career is a nonprofit organization that provides advisory, coaching, and guidance to community un-employed individuals.

Forward Cities is a non-profit organization that provides research and solutions to grow more equitable entrepreneurial ecosystems.

NYLAG is a non-profit organization that offers free legal services, impact litigation as well as financial counseling services.

Elevated Chicago is a multi-sector collaboration that encourages more equitable development of public spaces, buildings, and vacant land in the vicinity of Chicago's public transportation infrastructure.

MDC equips Southern leaders, institutions, and communities to improve economic mobility and equity.

Atlanta Wealth Building Initiative is an intermediary that attempts to achieve shared prosperity by addressing the racial wealth gap through community wealth-building techniques.

Kitchen Table Advisors (KTA) promotes the economic viability of small sustainable farms and ranches by providing practical business advice and creating relationships.

La Casa de Don Pedro offers a comprehensive, nurturing, proven solution that addresses the social determinants of health, providing safety, stability, tools, resources, and opportunities that enrich peoples’ lives and build social capital, helping them overcome their adverse experiences and become economically prosperous.

HBCU.vc is a not-for-profit organization connecting and equipping the next generation of black and brown tech innovators and investors. Our Student Investor Fellowship offers a unique opportunity for students attending historically black colleges and universities (HBCUs) to earn real-world experience in tech and venture capital. Student Investors are paired with investment partners and help to identify startups seeking funding. This unique program allows students to gain the experience they need to jumpstart their career AND make a difference in their community by supporting their local entrepreneurs.

Children of Promise offers after-school activities and therapeutic services for families and children impacted by incarceration.

Mission Asset Fund believes in creating pathways out of the financial shadows. Every day they help house cleaners and restaurant owners across the U.S. save money with better credit and less debt. They do it because 50 million Americans are living in the shadows where predatory lenders lurk. From their signature social loans to their groundbreaking research, they are constantly innovating and advocating for effective, culturally relevant ways to improve economic mobility. They are transforming the financial services sector so that all hardworking families have a shot at achieving their dreams.

NPower is a national nonprofit organization that launches digital careers for military veterans and young adults from underserved communities. The company empowers under-represented talent to pursue tech futures by teaching the digital and professional skills demanded by the marketplace, and engaging businesses, volunteers, and nonprofits in the long term success of its students.

LoanSense is a debt management platform focused on assisting borrowers in reducing student loan debt and facilitating homeownership. The company collaborates with networks in mortgage technology and mortgage brokerages to streamline the mortgage process for student loan debtors. Through its platform, LoanSense offers personalized financial planning by helping users set goals and create tailored plans aimed at improving their debt-to-income ratios. The platform also provides advisory services and monthly payment calculations, empowering borrowers to navigate student loan servicing and expedite mortgage closings effectively.

Chari is an e-commerce and fintech platform designed to support traditional retailers in French-speaking Africa by enabling them to order consumer goods efficiently. Through its application, retailers can conveniently place orders for fast-moving consumer goods, which are delivered for free within 24 hours. In addition to its logistics services, Chari provides financial support to these retailers by offering microloans, facilitating their operational needs and growth. The company's mission centers on empowering entrepreneurs by ensuring a reliable supply of goods and access to financial resources, simplifying the process of digitizing their retail operations.

Fellow Pay operates an online platform designed to assist small and medium-sized enterprises in obtaining financing and credit. Founded in 2017 and based in Copenhagen, Denmark, the platform allows users to upload invoices, apply for credit, and undergo automatic credit checks. The company focuses on providing innovative financial solutions that empower businesses to reach their full potential.

Datacultr is a Platform as a Service (PaaS) company that specializes in risk management and digital debt collection, primarily targeting consumer lending firms. The company's innovative platform facilitates lending to 'New to Credit' customers by allowing borrowers to use their smartphones as collateral for unsecured loans. This approach not only mitigates risk for lenders but also promotes financial inclusion for individuals who may have limited access to credit. Datacultr's solutions enhance consumer engagement and offer effective recovery and collection options, ultimately helping lenders reduce delinquencies and improve on-time payment rates. Through its technology, Datacultr aims to bridge the accessibility gap for those considered credit dark, fostering greater financial stability in underserved markets.

NorthLadder is an innovative online platform that specializes in the sale of pre-owned electronic devices and luxury assets. It provides a transparent and efficient marketplace where users can sell items such as smartphones, laptops, tablets, and smartwatches. The platform addresses common challenges associated with selling pre-owned devices, including pricing, buyer negotiations, and payment delays. NorthLadder offers a seamless experience by allowing customers to receive instant cash for their devices through various convenient drop-off locations or direct pick-up services. Additionally, the company ensures data security by offering advice on data erasure or providing internationally approved software for a nominal fee. By facilitating the resale of electronics, NorthLadder contributes to a circular economy, promoting sustainability and reducing the carbon footprint associated with electronic waste. Through its commitment to customer satisfaction and environmental responsibility, NorthLadder aims to serve millions globally.

Hubpay is an independently regulated provider of cross-border money services aimed at enhancing financial inclusion in emerging markets. The company operates an online financial platform that facilitates overseas money transfers, offering services such as competitive foreign exchange, multi-currency accounts, and payment systems for suppliers, partners, and employees. By leveraging data science, Hubpay delivers accessible and affordable financial solutions, enabling users to conduct instant money transfers with ease. This allows businesses and individuals to manage their finances effectively, regardless of their income level, and concentrate on their growth without the stress of complex financial transactions.

Pipit Global operates a digital cash collection platform called PiP iT. This platform enables customers to load cash onto their eWallets, pay for online orders using cash, and settle electronic bills with cash transactions. For customers, this service offers the convenience of cash payments without requiring a bank account or credit card, reducing risks associated with fraud and identity theft. For businesses, PiP iT provides a secure and efficient method for accepting cash payments from customers, eliminating the need to handle physical cash, reconcile transactions, or manage related security risks. This platform is particularly beneficial for businesses that send bills to customers, offer eWallet services, or operate online sales platforms.

Quipu is building the first digital bank for the informal economy in LATAM. Using proprietary AI algorithms, Quipu assesses informal microbusinesses’ creditworthiness using over 80,000 alternative data points. Quipu leverages this data to provide working capital loans through a local supply chain financing system that allows microbusinesses to buy supplies, ingredients and materials at wholesale price. The company is building an uncollateralized loan protocol to boost their loan operation. Quipu’s goal is to become the one-stop-shop for financial services for micro-businesses in LATAM providing easy, fair and alternative access to working capital.

Diabesmart is a healthcare company based in Cuauhtemoc, Mexico, that specializes in improving the quality of life for diabetic patients. Founded in 2018, the company operates a diabetes specialist clinic that integrates medicine, nutrition, and psychology to deliver personalized recommendations. This holistic approach is designed to assist individuals with diabetes and pre-diabetes in managing their condition and preventing the escalation of the disease. By focusing on comprehensive care, Diabesmart aims to enhance the overall well-being of its patients.

Mo Cash is an online investment banking firm for individuals, entrepreneurs and small businesses.

Tekkredi is a financial technology company that specializes in credit consolidation and loan restructuring. The platform allows users to reconfigure their existing loans across multiple banks, enabling them to consolidate their debts into a single loan with more manageable payment terms. By closing existing debts and combining them into one loan at a bank of the user's choice, Tekkredi aims to provide a solution that alleviates the financial burden on debtors, allowing for a more relaxed monthly payment plan. Through its services, Tekkredi seeks to simplify the debt management process and improve the financial well-being of its clients.

Kredico is an online finance management platform that specializes in assessing credit risk for its members. The platform collects credit requests and generates individualized scorecards for both individual and business members. By utilizing data analysis and credit scoring, Kredico evaluates clients' creditworthiness prior to facilitating deferred payment sales. Once the scorecards are created, they are forwarded to partnering banks for credit approval. The Kredico rating system is regularly updated based on the terms of loan repayments, allowing companies to make informed commercial decisions and effectively manage critical financial risks.

Talmaro operates a cloud-based human resource platform designed to support HR management for small and medium-sized enterprises. The platform addresses various business challenges, including managing employee leaves, pay slips, documentation, staff records, and vacation and sick days. By offering full automation and integrating labor laws, Talmaro aims to enhance efficiency and reduce costs for its clients. The user-friendly software is developed specifically for HR professionals, making it a valuable tool for organizations looking to streamline their HR processes.

Mymoneysouq provides financial solutions. They offer services that include personal loans, car loans, car insurance, credit cards, savings accounts, zero balance business accounts, digital business banking accounts, mortgage calculators, car loan calculators, and dbr calculators.

Uhoncho is a developer of a mobile application tailored for freelancers, focusing on enhancing their business management capabilities. The application offers tools for income tracking, simplifies invoicing processes, and monitors expenses. By providing these insights, Uhoncho empowers freelancers to gain better visibility and control over their daily business activities and overall financial performance.

SmartCrowd is a real estate investment platform based in the UAE that simplifies access to the local real estate market through a user-friendly online portal. The company allows investors to purchase fractional shares in properties, enabling them to build diversified portfolios with lower minimum investments and reduced risks compared to traditional property ownership. This approach eliminates the need for extensive research and management of vacant properties, saving time and costs. SmartCrowd is regulated by the Dubai Financial Services Authority (DFSA).

Bankroll.ai is a fintech platform founded in 2013 and based in Dubai, specializing in enhancing consumer lending decisions for banks through artificial intelligence. The company's innovative technology harnesses machine learning to process extensive data sets, capturing insights into customer decision-making. This fully integratable platform enables banks to effectively manage credit risk, make informed, data-driven product decisions, and elevate customer engagement. By leveraging advanced analytics, Bankroll.ai aims to provide significant value to financial institutions, ultimately transforming the landscape of consumer lending.

Ennota is a financial management startup based in Egypt that specializes in cash flow management, budgeting, and financial projections for small and medium-sized enterprises (SMEs) in the MENA region. Its primary offering, a cloud-based platform, provides a user-friendly tool designed for business owners with limited financial expertise. This platform allows users to record transactions, customize expenditure categories, and visualize financial data in an intuitive format. By leveraging historical data and future projections, Ennota enables SMEs to monitor their financial health, gain insights into their operations, and identify potential financial challenges. The emphasis on clear and effective visual reporting ensures that business owners can make informed decisions based on their unique financial situations.