Cred.ai

Cred.ai is a fintech company based in Philadelphia, Pennsylvania, founded in 2016. It operates an online financial platform that issues credit cards, utilizing proprietary technology to enhance consumer spending. The company offers unique features such as the Stealth Card, Automatic Credit Score Optimizer, and High-Security Mode, which provide users with innovative controls and convenience. By employing artificial intelligence, cred.ai assists users in managing interest and fee payments, streamlining their financial flows effectively. This approach aims to optimize credit scores automatically, making it easier for consumers to navigate their financial responsibilities.