Krealo

Aviva is developing an AI-driven digital bank focused on serving underbanked communities in Latin America. Initially targeting Mexico's unsecured credit market, Aviva offers inclusive financial services through innovative physical onboarding kiosks and novel AI-based risk models.

Shinkansen is a financial services provider based in Santiago, Region Metropolitana, that specializes in facilitating the automatic movement of money for fintechs and startups. The company's platform empowers businesses to transfer funds efficiently to consumers, suppliers, and banks, significantly enhancing operational speed and efficiency. By automating treasury functions, Shinkansen reduces the costs associated with money transfers, allowing companies to simplify their financial operations. Through its innovative approach, Shinkansen aims to enable businesses to move money seamlessly at the pace of the internet, thereby supporting their growth and scalability in a competitive market.

Kambia offers innovative financial services, focusing on microcredits for micro-entrepreneurs via WhatsApp and inventory-based loans for small businesses, facilitating daily repayment installments.

Finerio Connect is a developer of a personal finance platform that helps financial institutions unlock the value of their data. The platform offers open finance, data analysis, and personal finance management APIs, enabling banks and other lenders to tailor services and insights. It specializes in creating custom budgets, monitoring and tracking expenses, viewing financial information, and linking bank accounts, while analyzing consumption patterns. The solution supports planning and controlling consumer spending and increasing savings by transforming disparate financial data into actionable insights.

Finerio Connect is a developer of a personal finance platform that helps financial institutions unlock the value of their data. The platform offers open finance, data analysis, and personal finance management APIs, enabling banks and other lenders to tailor services and insights. It specializes in creating custom budgets, monitoring and tracking expenses, viewing financial information, and linking bank accounts, while analyzing consumption patterns. The solution supports planning and controlling consumer spending and increasing savings by transforming disparate financial data into actionable insights.

Plurall develops an AI-driven financial platform to serve entrepreneurs and SMEs in Colombia who are underserved by traditional banking. It offers a suite of digital financial services, including working capital, mobile banking, micro and commercial lending, and B2B buy-now-pay-later, delivered directly and through embedded finance partnerships. The company focuses on enabling digital-first access to funds and payments for self-employed workers and SMEs, with plans to expand its services across Latin America.

Sommos is involved in digitizing informal collaborative savings associations through a SaaS for banks and retailers. We have created a white label that offer end users financial and commercial benefits.

Monokera provides digital insurance solutions for short-term and general life segments, including homes, vehicles, trips, and cellphones. It develops an open insurance technology platform that powers the sale and administration of insurance, enabling insurers to connect with digital channels and offer embedded insurance products while replacing legacy systems with streamlined, digitalized processes.

Tenpo is a financial services company that offers a comprehensive suite of digital banking solutions, including prepaid cards and digital accounts. It enables users to conduct online money transfers between banks, facilitate payments among contacts, manage bill payments, and recharge mobile accounts. Additionally, Tenpo provides opportunities for users to invest their savings, creating a versatile ecosystem that caters to various financial needs. Through its services, Tenpo aims to enhance the financial management capabilities of its users by providing a range of convenient and accessible options.

Tyba is a fintech platform that offers financial solutions and investment services.

Wally POS is a software development company that creates electronic billing and point-of-sale systems.

Culqi is a Peruvian fintech company specializing in secure online payment processing. Founded in 2016, Culqi enables businesses and developers to integrate customizable payment solutions into websites and mobile applications across Latin America. Its platform facilitates card transactions, empowering merchants with tools to enhance business outcomes and expand their reach by accepting both in-store and online payments securely.

Aviva is developing an AI-driven digital bank focused on serving underbanked communities in Latin America. Initially targeting Mexico's unsecured credit market, Aviva offers inclusive financial services through innovative physical onboarding kiosks and novel AI-based risk models.