Krealo

Aviva is an AI-powered digital bank aimed at expanding access to financial services for Latin America’s underbanked communities, with an initial focus on Mexico. The company offers unsecured credit products for individuals and nano‑businesses and uses physical onboarding kiosks in small towns to provide a fast, documentless 3-minute video onboarding. Its AI technology blends natural language processing and video analysis to convert spoken input into a real-time credit application and to assess risk for thin‑file customers, supporting competitive interest rates. By combining cost-efficient onboarding with advanced data insights, Aviva seeks to bridge the gap to formal financial services and enable loans and credits tailored to underserved customers across the region.

Aviva is an AI-powered digital bank aimed at expanding access to financial services for Latin America’s underbanked communities, with an initial focus on Mexico. The company offers unsecured credit products for individuals and nano‑businesses and uses physical onboarding kiosks in small towns to provide a fast, documentless 3-minute video onboarding. Its AI technology blends natural language processing and video analysis to convert spoken input into a real-time credit application and to assess risk for thin‑file customers, supporting competitive interest rates. By combining cost-efficient onboarding with advanced data insights, Aviva seeks to bridge the gap to formal financial services and enable loans and credits tailored to underserved customers across the region.