FINTECH VENTURES

Spoko is a mobile payment platform that facilitates instant cross-border payments across the European Economic Area (EEA) and Africa. With over one million customers, the service is designed to provide safe and efficient money transfer options. Users can send and receive funds through various systems, including Visa, MasterCard, and online banking portals, using its user-friendly online platform and mobile application. In 2021, Spoko was recognized as the top money app in Europe by Global Banking & Finance Review, highlighting its commitment to delivering reliable financial services to its customers.

Finizens is a wealth management company specializing in passive investments, offering a 100% digital alternative to traditional financial institutions consisting in a robo advisor platform which enable clients to invest in a more profitable and efficient fashion through globally diversified, low-cost index fund portfolios, using the best instituional share class funds from Vanguard and Amundi. Since launch Finizens has consolidated as an international reference in the wealth management realm, boasting to be the automated investment management company with the most comprehensive product offering in Europe, as well as the leading robo-advisor in Spain. Finizens is also pioneer in terms of sealing strategic distribution agreements with renowned financial entities. In 2017, carrying out the first alliance in Spain between a bank and an investment FinTech firm, with EVO Banco distributing directly to its client base Finizens services. Secondly, Finizens developed the first commercial partnership in Spain between a robo-advisor and an insurance company, Caser Seguros. The team of the company is formed by renowned professionals with extensive experience both in the domain of finance and investment management as well as in the digital economy, with a history of success and international reach.

Coverfy is a mobile application designed to simplify insurance management for users. It serves as a comprehensive tool that optimizes insurance policies and addresses various insurance-related issues through digital technology and semi-automatic algorithms. As an independent insurance broker registered with the General Directorate of Insurance and Pension Funds, Coverfy operates independently from insurance companies. The app allows users to manage all their insurance policies from their mobile devices, while also providing advisory and consulting services to help reduce costs and minimize paperwork. By streamlining the insurance process, Coverfy aims to enhance user experience and efficiency in managing insurance needs.

Finizens is a wealth management company specializing in passive investments, offering a 100% digital alternative to traditional financial institutions consisting in a robo advisor platform which enable clients to invest in a more profitable and efficient fashion through globally diversified, low-cost index fund portfolios, using the best instituional share class funds from Vanguard and Amundi. Since launch Finizens has consolidated as an international reference in the wealth management realm, boasting to be the automated investment management company with the most comprehensive product offering in Europe, as well as the leading robo-advisor in Spain. Finizens is also pioneer in terms of sealing strategic distribution agreements with renowned financial entities. In 2017, carrying out the first alliance in Spain between a bank and an investment FinTech firm, with EVO Banco distributing directly to its client base Finizens services. Secondly, Finizens developed the first commercial partnership in Spain between a robo-advisor and an insurance company, Caser Seguros. The team of the company is formed by renowned professionals with extensive experience both in the domain of finance and investment management as well as in the digital economy, with a history of success and international reach.

Finizens is a wealth management company specializing in passive investments, offering a 100% digital alternative to traditional financial institutions consisting in a robo advisor platform which enable clients to invest in a more profitable and efficient fashion through globally diversified, low-cost index fund portfolios, using the best instituional share class funds from Vanguard and Amundi. Since launch Finizens has consolidated as an international reference in the wealth management realm, boasting to be the automated investment management company with the most comprehensive product offering in Europe, as well as the leading robo-advisor in Spain. Finizens is also pioneer in terms of sealing strategic distribution agreements with renowned financial entities. In 2017, carrying out the first alliance in Spain between a bank and an investment FinTech firm, with EVO Banco distributing directly to its client base Finizens services. Secondly, Finizens developed the first commercial partnership in Spain between a robo-advisor and an insurance company, Caser Seguros. The team of the company is formed by renowned professionals with extensive experience both in the domain of finance and investment management as well as in the digital economy, with a history of success and international reach.

MytripleA is a fintech platform based in Spain that specializes in providing working capital and payment solutions for medium and large enterprises. Founded in 2015, the company offers a range of financial services, including factoring and reverse factoring, aimed at facilitating business growth. With offices in Madrid, Barcelona, and Soria, MytripleA has successfully financed over €160 million for numerous companies through its network of institutional investors. The platform connects businesses seeking alternative financing with investors, streamlining the process of obtaining necessary funds to support operational needs.

Housers is a Spanish crowdfunding and crowdlending platform headquartered in Madrid that allows individuals to invest in real estate, green initiatives, and corporate projects. The company operates in Spain, Italy, and Portugal, facilitating a connection between developers and investors interested in smaller-scale investments in appealing real estate projects. By participating in this investment platform, users can own portions of properties and earn dividends from monthly rental income as well as potential future appreciation of the assets. Housers aims to democratize access to real estate investments, making it possible for a broader audience to engage in this sector.