FINTECH VENTURES

Spoko is a mobile payment platform that facilitates instant cross-border payments across the European Economic Area (EEA) and Africa. With over one million customers, the service is designed to provide safe and efficient money transfer options. Users can send and receive funds through various systems, including Visa, MasterCard, and online banking portals, using its user-friendly online platform and mobile application. In 2021, Spoko was recognized as the top money app in Europe by Global Banking & Finance Review, highlighting its commitment to delivering reliable financial services to its customers.

Finizens is a wealth management company that offers a fully digital robo-advisor platform, enabling clients to invest in globally diversified, low-cost index fund portfolios. By utilizing institutional share class funds from leading providers, Finizens aims to provide a more efficient and profitable investment experience compared to traditional financial institutions. Since its inception, the company has established itself as a key player in the European wealth management sector and is recognized as the leading robo-advisor in Spain. Finizens has pioneered strategic distribution agreements with notable financial entities, including a landmark alliance with EVO Banco, which allowed the bank to offer Finizens' services to its clients. Additionally, the company formed a commercial partnership with Caser Seguros, marking a first in Spain between a robo-advisor and an insurance provider. Finizens' team consists of experienced professionals from finance, investment management, and the digital economy, reflecting a commitment to delivering quality investment services through innovative technology.

Coverfy is a mobile application designed to simplify insurance management for users. It serves as a comprehensive tool that optimizes insurance policies and addresses various insurance-related issues through digital technology and semi-automatic algorithms. As an independent insurance broker registered with the General Directorate of Insurance and Pension Funds, Coverfy operates independently from insurance companies. The app allows users to manage all their insurance policies from their mobile devices, while also providing advisory and consulting services to help reduce costs and minimize paperwork. By streamlining the insurance process, Coverfy aims to enhance user experience and efficiency in managing insurance needs.

Finizens is a wealth management company that offers a fully digital robo-advisor platform, enabling clients to invest in globally diversified, low-cost index fund portfolios. By utilizing institutional share class funds from leading providers, Finizens aims to provide a more efficient and profitable investment experience compared to traditional financial institutions. Since its inception, the company has established itself as a key player in the European wealth management sector and is recognized as the leading robo-advisor in Spain. Finizens has pioneered strategic distribution agreements with notable financial entities, including a landmark alliance with EVO Banco, which allowed the bank to offer Finizens' services to its clients. Additionally, the company formed a commercial partnership with Caser Seguros, marking a first in Spain between a robo-advisor and an insurance provider. Finizens' team consists of experienced professionals from finance, investment management, and the digital economy, reflecting a commitment to delivering quality investment services through innovative technology.

Finizens is a wealth management company that offers a fully digital robo-advisor platform, enabling clients to invest in globally diversified, low-cost index fund portfolios. By utilizing institutional share class funds from leading providers, Finizens aims to provide a more efficient and profitable investment experience compared to traditional financial institutions. Since its inception, the company has established itself as a key player in the European wealth management sector and is recognized as the leading robo-advisor in Spain. Finizens has pioneered strategic distribution agreements with notable financial entities, including a landmark alliance with EVO Banco, which allowed the bank to offer Finizens' services to its clients. Additionally, the company formed a commercial partnership with Caser Seguros, marking a first in Spain between a robo-advisor and an insurance provider. Finizens' team consists of experienced professionals from finance, investment management, and the digital economy, reflecting a commitment to delivering quality investment services through innovative technology.

MytripleA is a fintech platform based in Spain that specializes in providing working capital and payment solutions for medium and large enterprises. Founded in 2015, the company offers a range of financial services, including factoring and reverse factoring, aimed at facilitating business growth. With offices in Madrid, Barcelona, and Soria, MytripleA has successfully financed over €160 million for numerous companies through its network of institutional investors. The platform connects businesses seeking alternative financing with investors, streamlining the process of obtaining necessary funds to support operational needs.

Housers is a Spanish crowdfunding and crowdlending platform headquartered in Madrid that allows individuals to invest in real estate, green initiatives, and corporate projects. The company operates in Spain, Italy, and Portugal, facilitating a connection between developers and investors interested in smaller-scale investments in appealing real estate projects. By participating in this investment platform, users can own portions of properties and earn dividends from monthly rental income as well as potential future appreciation of the assets. Housers aims to democratize access to real estate investments, making it possible for a broader audience to engage in this sector.