BBVA Spark

Finaktiva is a digital financing ecosystem in Colombia serving small and medium enterprises. It offers a platform that integrates cash management, liquidity solutions, supply chain finance, and lending to help SMEs manage cash flow, access financing, and support growth. The platform analyzes ventures and requires complete documentation to determine credit options, enabling immediate liquidity and streamlined supplier payments.

Plurall develops an AI-driven financial platform to serve entrepreneurs and SMEs in Colombia who are underserved by traditional banking. It offers a suite of digital financial services, including working capital, mobile banking, micro and commercial lending, and B2B buy-now-pay-later, delivered directly and through embedded finance partnerships. The company focuses on enabling digital-first access to funds and payments for self-employed workers and SMEs, with plans to expand its services across Latin America.

Founded in 2019, Habi is a technology-driven real estate company headquartered in Bogotá, Colombia. It simplifies the homeownership lifecycle for middle-class customers throughout Latin America by providing a proprietary pricing algorithm and platform that enables faster and more efficient buying and selling of homes.