BBVA Spark

Spain's largest consumer insolvency lawyers and consumer debt restructuring and consolidation providers.

MytripleA is a fintech platform based in Spain that specializes in providing working capital and payment solutions for medium and large enterprises. Founded in 2015, the company offers a range of financial services, including factoring and reverse factoring, aimed at facilitating business growth. With offices in Madrid, Barcelona, and Soria, MytripleA has successfully financed over €160 million for numerous companies through its network of institutional investors. The platform connects businesses seeking alternative financing with investors, streamlining the process of obtaining necessary funds to support operational needs.

Cabify, established in 2011 and based in Madrid, Spain, is a ride-sharing company that facilitates transportation for both individuals and businesses. It offers a user-friendly web and mobile app for booking rides, connecting users with suitable transport options. Cabify prioritizes customer satisfaction, ensuring fair pricing, comfortable journeys, and accessibility for all. Its services include clean, modern vehicles driven by trained professionals, providing safe and reliable rides with added amenities like music and magazines. The company aims to enhance urban mobility and improve cities and communities by making transportation better.

Twinco Capital is a financial services provider focused on the supply chain industry, established in 2016 and headquartered in Alcobendas, Spain. The company specializes in offering a comprehensive supply chain finance solution that encompasses the entire production cycle, from purchase order financing to final invoice payment. Twinco aims to enhance the accessibility of affordable funding for suppliers of all sizes, thereby fostering inclusive growth within global trade. By connecting banks to its platform and incorporating environmental, social, and governance (ESG) metrics into its financing programs, Twinco seeks to create a competitive and sustainable supply chain finance ecosystem. Additionally, the company utilizes advanced supply chain analytics to assess supplier performance, enabling buyers to reduce financing costs and improve supply chain reliability while promoting socially responsible practices.

Payflow is a financial platform that offers a unique employee benefit by providing instant access to earned salaries, thereby enhancing employees' financial well-being. Founded in 2020 and backed by Rocket Internet, the company operates from Spain. Payflow's service allows employees to access their earnings without affecting the company's cash flow or complicating payroll processes. This approach not only improves employee productivity and engagement but also helps organizations manage their financial operations more effectively. Through its platform, Payflow aims to support both employees and employers in achieving better financial management.