Encina Capital Partners

Encina Capital Partners, LLC is a commercial finance company founded in 2014 and headquartered in Pasadena, California. It specializes in providing tailored lending and leasing solutions to middle-market customers across the United States and Canada. The company operates through multiple platforms, including Encina Business Credit, which offers revolving lines of credit and term loans secured by various assets such as accounts receivable, inventory, and real estate. Encina Capital Partners serves a diverse range of industries, including manufacturing, retail, automotive, and oil and gas, catering to both privately-owned and publicly-traded companies. The firm supports its clients in various financial scenarios, including working capital needs, acquisitions, refinancings, and restructurings, without requiring positive cash flow as a prerequisite for borrowing.