Encina Capital Partners

Encina Capital Partners, LLC is a commercial finance company established in 2014 and headquartered in Pasadena, California. The firm specializes in providing lending and leasing solutions to middle-market customers across the United States and Canada through three platforms: Encina Business Credit, Encina Equipment Finance, and Encina Private Credit. Encina Business Credit offers revolving lines of credit and term loans ranging from $5 million to $50 million, secured by assets such as accounts receivable, inventory, machinery, equipment, and real estate. The company serves both privately-owned and publicly-traded businesses in various sectors, including manufacturing, retail, automotive, and consumer products, enabling them to access funds for working capital, acquisitions, and growth initiatives. Notably, borrowers are not required to demonstrate positive cash flow to secure financing.