The Fintech Fund

Stable Sea provides seamless, compliant, cost-effective stablecoin offramping solutions, enabling businesses to bridge the gap between digital and traditional finance and unlock new opportunities.

WiseLayer makes AI-powered digital workers for finance and accounting teams. It's AI digital workforce includes: - Angela, the AI agent for Accruals & Rev Rec (hire her at www.accruals.ai) - Dennis, the AI agent for Discrepancies & Financial Anomalies (hire him at www.discrepancies.ai) - … with the 4 newest AI agents eachspecializing in the following tasks: (1) bank reconciliations, (2) fixed asset depreciation & amortization, (3) lease accounting, and (4) prepaid expenses.

WiseLayer specializes in creating AI-powered digital workers tailored for finance and accounting teams. The company offers a suite of AI agents, each designed to streamline specific financial tasks. These include Angela, who manages accruals and revenue recognition, and Dennis, who addresses discrepancies and financial anomalies. In addition, WiseLayer provides four other AI agents focused on bank reconciliations, fixed asset depreciation and amortization, lease accounting, and prepaid expenses. Furthermore, WiseLayer has developed an early warning system that leverages artificial intelligence and analytics to help companies identify and mitigate potential financial issues. This system features pre-built tools that provide notifications and alerts, enabling clients to resolve problems quickly and efficiently while reducing stress associated with financial management.

Outgo Inc. is an innovative eCommerce platform that serves as a comprehensive vertical banking solution specifically designed for freight carriers. Founded in 2022 by former executives from leading transportation companies, including Uber and Convoy, Outgo aims to streamline various financial processes for its users. The platform automates essential functions such as broker setups, invoicing, factoring, collections, accounting, and tax services, all without the need for contracts or minimums. This approach addresses longstanding challenges faced by carriers, empowering them to manage their finances more effectively. Headquartered in Seattle, Outgo is positioned to transform the financial landscape for the freight industry.

Rainforest is a company based in Atlanta, United States, that specializes in developing software platforms for payment processing. Its primary offering is a payment processing platform designed to facilitate transactions for businesses. The platform enables the integration of payment solutions into various systems, featuring robust payment flows, embeddable components, comprehensive reporting, chargeback management, and merchant onboarding services. By providing these tools, Rainforest aims to help businesses deliver a seamless transaction experience for their customers.

Radar is the enterprise treasury management solution for Latam. Radar ensures that businesses have full visibility of their cash flows with tools to automate payment reconciliation, disbursement, and collections, enabling them to make savvy decisions on acquiring and investing corporate capital.

Rainforest is a company based in Atlanta, United States, that specializes in developing software platforms for payment processing. Its primary offering is a payment processing platform designed to facilitate transactions for businesses. The platform enables the integration of payment solutions into various systems, featuring robust payment flows, embeddable components, comprehensive reporting, chargeback management, and merchant onboarding services. By providing these tools, Rainforest aims to help businesses deliver a seamless transaction experience for their customers.

Zenpli is a developer of a no-code orchestration platform that specializes in identity management solutions. The platform facilitates accurate identity decisions related to onboarding, Know Your Customer (KYC) processes, compliance, and fraud management. By leveraging advanced models, Zenpli enables businesses to streamline their identity verification processes, ensuring both compliance and protection against identity fraud. The company's solutions are designed to be user-friendly, allowing clients to implement them with minimal effort, thereby supporting growth and efficiency in their operations.

Ansa develops a closed-loop payment technology that enables marketers to create customer balances and facilitate payments. This platform is designed to enhance customer loyalty by funding accounts and offering insights into consumer spending behaviors. By leveraging this technology, businesses can reduce payment costs, increase transaction values, and encourage repeat purchases, ultimately fostering stronger customer relationships and driving revenue growth.

Navro specializes in providing payment and banking infrastructure tailored for software companies. The company has developed a fintech platform that enables brands to scale their payment operations on a global scale. Navro offers a range of services, including customizable checkout solutions, integration of various payment acceptance methods, local fund collection, and real-time payment stack management. This comprehensive approach allows businesses to efficiently manage their payments infrastructure, facilitating international growth and ensuring that companies can receive funds in their preferred methods.

TrueBiz is a developer of an information and documentation platform that aims to streamline the identification and onboarding of business customers for financial services providers. By automating the processing of essential company documents, such as articles of incorporation, TrueBiz enhances the efficiency of business verification. The platform integrates critical signals about businesses, allowing financial institutions to reduce manual processes and accelerate onboarding. This approach not only speeds up the onboarding experience but also helps mitigate customer churn associated with verification delays.

GuruHotel offers an innovative e-commerce platform that enables hotels to establish their own official websites in under ten minutes. This software facilitates the direct sale of hotel rooms by allowing operators to seamlessly connect their inventory and payment options. By linking technology with hotel expertise, GuruHotel empowers hotel operators to quickly launch their online presence, manage reservations, and enhance occupancy rates. The platform also integrates with various distribution applications, streamlining the booking process and improving overall efficiency for hotel businesses.

It is to provide the Mortgage of the Future, a better mortgage loan through an exceptional service that fits your needs. They provide an alternative to the complicated and traditional procedures of the past, modernizing the experience of their users through an agile and avant-garde service with personal advice and fair rates.

Let'sBit is a digital banking platform that provides a virtual wallet aimed at enhancing financial management through payment, investment, and savings solutions. It enables users to access various cryptocurrencies, including bitcoin, ether, and DAI, making these assets more accessible within the region. The platform facilitates local and cross-border transactions, allowing customers to send, spend, and invest money securely. By offering a user-friendly interface for managing cryptocurrencies and traditional financial activities, Let'sBit serves as a comprehensive banking alternative for individuals seeking to optimize their finances.

Zenpli is a developer of a no-code orchestration platform that specializes in identity management solutions. The platform facilitates accurate identity decisions related to onboarding, Know Your Customer (KYC) processes, compliance, and fraud management. By leveraging advanced models, Zenpli enables businesses to streamline their identity verification processes, ensuring both compliance and protection against identity fraud. The company's solutions are designed to be user-friendly, allowing clients to implement them with minimal effort, thereby supporting growth and efficiency in their operations.

Navro specializes in providing payment and banking infrastructure tailored for software companies. The company has developed a fintech platform that enables brands to scale their payment operations on a global scale. Navro offers a range of services, including customizable checkout solutions, integration of various payment acceptance methods, local fund collection, and real-time payment stack management. This comprehensive approach allows businesses to efficiently manage their payments infrastructure, facilitating international growth and ensuring that companies can receive funds in their preferred methods.

Maplerad is a fast, safe and easy way to send and receive money with friends, family or others you trust. You can receive and send money directly into any Nigerian bank account in minutes using Bitcoin, US Dollars, and Naira.

Opareta specializes in developing digital infrastructure aimed at enhancing the operational efficiency of analog agent networks. The company's platform provides a range of tools for performance management, enabling agents and network managers to gain real-time visibility into key performance indicators. Opareta's offerings include cash reconciliation, fraud detection, and compliance checks such as know-your-agent and know-your-customer processes. Additionally, the platform supports the digitization and tracking of field team operations, facilitating better decision-making and predictive demand forecasting. By streamlining transactions and optimizing inventory management, Opareta helps drive growth for agents and their partners.

Outgo Inc. is an innovative eCommerce platform that serves as a comprehensive vertical banking solution specifically designed for freight carriers. Founded in 2022 by former executives from leading transportation companies, including Uber and Convoy, Outgo aims to streamline various financial processes for its users. The platform automates essential functions such as broker setups, invoicing, factoring, collections, accounting, and tax services, all without the need for contracts or minimums. This approach addresses longstanding challenges faced by carriers, empowering them to manage their finances more effectively. Headquartered in Seattle, Outgo is positioned to transform the financial landscape for the freight industry.

Modern Life is a tech-enabled insurance brokerage focused on providing comprehensive support to advisors in the insurance industry. The company offers a platform that streamlines business operations through advanced technology and AI solutions, enabling advisors to serve their clients more efficiently and confidently. By simplifying the application process and enhancing business efficiency, Modern Life helps clients protect what matters most to them. The firm has successfully raised $15 million in seed funding from prominent investors, including major insurance companies and notable founders from various successful startups.

Venn is a banking platform that integrates multi-currency-based accounts to assist transfers. Venn makes it simple to manage business banking needs. It provides currency exchange rates in Canada, local checking accounts in multiple currencies, domestic and international bank transfers, and a corporate Mastercard to help clients manage their spending.

MYNE Homes is a prop-tech company that specializes in a managed co-ownership model for vacation properties. By allowing multiple owners to share the costs and responsibilities associated with holiday home ownership, MYNE Homes makes this experience more accessible and enjoyable. The company focuses on providing professionally designed and managed properties, ensuring a high-quality experience for co-owners. Additionally, it offers concierge services to facilitate a seamless holiday experience. MYNE Homes aims to simplify the process of purchasing and managing vacation homes in Europe and internationally, enabling individuals to find and acquire their ideal getaway at an affordable price.

Griffin is a banking-as-a-service provider that specializes in enabling companies to create and launch financial services products. Its platform acts as an operating system for embedded finance, offering an all-in-one solution that simplifies the process for fintech companies by reducing costs and time to market while alleviating the challenges of partnering with traditional banks. Additionally, Griffin's digital banking platform facilitates payments for the fintech sector and incorporates integrated compliance services, allowing businesses to meet know-your-customer and anti-money laundering requirements securely and efficiently. By enhancing the customer experience through embedded finance, Griffin supports global brands with complex payment needs.

Aku is a financial technology company focused on enhancing financial inclusion through a comprehensive mobile platform. It aims to provide accessible and low-cost financial services, particularly targeting new business owners who require effective tools for managing their finances. The platform facilitates secure payments, savings, and credit services, enabling users to perform bulk disbursements and verify account details seamlessly. By digitizing payments and offering personal banking services, Aku empowers individuals and businesses in Africa to access essential financial resources and build wealth both locally and globally, all without the need for a dedicated application.

Arrow is a healthcare technology company that ensures precise payments between providers and payers. Formerly named Walnut, Arrow is dedicated to enhancing the speed, accuracy, and transparency of healthcare payments for everyone. The shift to Arrow signifies a renewed focus and an expanded vision for the future of healthcare.

The database for money.

Koshex is a wealth management service founded in 2020 and headquartered in Bengaluru, Karnataka. The company focuses on automating wealth creation for 400 million Indian millennials by offering data-driven insights into personal finance. Its platform enables users to track real-time money movement and facilitates automated investing in various assets, including mutual funds, digital gold, and sectors such as technology, clean energy, automobiles, and US equities. By providing tools to evaluate potential investment outcomes, Koshex empowers customers to make informed financial decisions tailored to their individual goals.

Payable is a fintech platform that simplifies payment operations for businesses by offering an intuitive dashboard and API. It enables users to automate bank transfers and reconcile payments seamlessly, providing a comprehensive view of their financial activities. By allowing businesses to match transactions from various payment providers and banks, Payable helps users maintain an accurate understanding of their cash position. The platform supports payments through existing bank accounts, eliminating the complexities of traditional banking portals and file submissions. With flexible and scalable ledgers, Payable allows companies to focus on product development rather than financial infrastructure. The no-code dashboard and easy integration make it quick and straightforward for businesses to get started.

Reconcile specializes in providing automated tax guidance for retail investors through its innovative application. This platform is designed to help users minimize taxes on capital gains while making informed trading decisions. Key features include a tax simulator, educational resources, and seamless integration with various brokerage and trading applications. By delivering real-time tax insights, Reconcile empowers retail investors to optimize their trading strategies effectively.

Ponto provides regulated payment services for global enterprises to offer financial services to their customers. The company manages and eliminates the risks involved with offering financial services worldwide. This way, new products can deliver on the promise of improving and democratizing access to the economy for everyone.

Let'sBit is a digital banking platform that provides a virtual wallet aimed at enhancing financial management through payment, investment, and savings solutions. It enables users to access various cryptocurrencies, including bitcoin, ether, and DAI, making these assets more accessible within the region. The platform facilitates local and cross-border transactions, allowing customers to send, spend, and invest money securely. By offering a user-friendly interface for managing cryptocurrencies and traditional financial activities, Let'sBit serves as a comprehensive banking alternative for individuals seeking to optimize their finances.

Octo is a digital banking platform dedicated to providing financial services to Egyptians who lack access to formal credit. The platform facilitates a range of financial transactions, allowing users to deposit and withdraw funds at multiple locations, make purchases with a card, and transfer payments through its application. Additionally, Octo enables users to manage their finances by offering the ability to pay with credit at any store that accepts card payments, while allowing them to split transactions between cash and credit at competitive rates. This approach aims to enhance financial inclusion and offer greater flexibility in managing personal finances.

Coast is a developer of a card payment platform designed to make fleet and gasoline payments easier for truck drivers. The company's platform provides payment integration solutions to fleets, making fleet administration easier than traditional financial services.

Stitch is a payments infrastructure company that helps businesses seamlessly connect to the financial system, so they can deliver a better user experience and optimize operations. Headquartered in Cape Town, South Africa, Stitch launched in February 2021 and has global staff. Stitch offers all popular online payment methods and operates as a Payments Service Provider. Its platform supports a variety of pay-in methods and solutions; financial and payment management solutions; and Payouts. Learn more at stitch.money.

Syro is a company that specializes in providing a global business-to-business invoicing solution utilizing asset-backed stablecoins. Founded in 2020 and based in San Francisco, California, Syro's platform allows for the generation and transmission of invoices in a streamlined manner, enabling invoiced parties to receive digital invoices via email with an option for immediate payment. This innovative approach facilitates instant access to incoming funds, enhancing the efficiency of financial transactions in the B2B sector.

Goldfinch is a credit platform that offers crypto loans without collateral. It also offers capital in a digital currency by expanding access to capital in emerging markets and offers a stable yield to the lenders, enabling the empowerment of financial inclusion in emerging markets. The company was founded in 2020 by Mike Sall and Blake West.

Ampla Technologies is a financial technology company that specializes in delivering tech-enabled financial solutions aimed at fostering business growth. Its comprehensive platform offers a range of services including growth capital solutions, modern banking services, and data analytics. By streamlining access to capital and providing essential financial tools, Ampla addresses the cash flow challenges faced by omnichannel businesses. The company's focus is on facilitating efficient growth through brand-friendly services that support operational needs and enhance financial management.

Pay Sail is a comprehensive payroll service provider based in Accra, Ghana, dedicated to assisting local businesses in managing payroll and employee compensation. The company's platform features tools for organizing employee records, calculating payroll taxes, and generating payslips. Additionally, Pay Sail facilitates employee payments through various options, including mobile money and bank transfers. By streamlining payroll processes and offering integrations tailored to the needs of businesses and accountants in Africa, Pay Sail helps companies save time and resources while ensuring compliance with tax and social security requirements.

Simpl Technologies Private Limited, established in 2015 and headquartered in Mumbai, India, operates a leading online payments platform that enhances the e-commerce experience. The company has developed a market-leading Pay-Later platform, allowing merchants to offer consumers a seamless 1-click checkout experience and a line of credit at the point of sale. Simpl's innovative approach streamlines the payment process by using algorithms and payment engineering to consolidate transactions, enabling users to avoid repetitive payments. Additionally, the platform provides full buyer protection, ensuring secure monetary transactions between customers and merchants. Through its services, Simpl aims to simplify and automate the online payment experience for all parties involved.

Divibank is a financing platform that provides businesses with access to growth capital through innovative financial services software. The platform facilitates connections to accredited financial institutions, offering credit solutions that align repayment with revenue performance, thereby preserving cash flow for users. By leveraging data from digital marketing campaigns, Divibank aims to enhance sales volume while ensuring effective campaign performance. This approach empowers entrepreneurs to expand their sales operations and acquire new customers efficiently.

Fraudio is a company that specializes in fraud prevention software aimed at detecting fraudulent merchants and money laundering activities within the payments ecosystem. Founded in 2019 and headquartered in Amsterdam, with an R&D office in Lisbon, Fraudio employs artificial intelligence to connect merchants, payment service providers, acquirers, and card issuers to a centralized system. This technology is trained on billions of transactions, allowing businesses of all sizes to safeguard their operations against payment fraud and financial crime. Fraudio is recognized for its secure, scalable, and user-friendly integration, offering immediate value to its clients.

Safepay operates a secure payments platform designed to facilitate digital transactions in Pakistan. The company offers a single integrated payment solution that works with both local and international payment options. By assisting stores in increasing checkout conversion rates, Safepay helps streamline sales and improve account receivables. Its platform enables customers to pay online efficiently, enhancing the overall payment process for clients and promoting a smoother transaction experience.

Histogenics Corporation, founded in 2000 and headquartered in Waltham, Massachusetts, is a regenerative medicine company specializing in the development and commercialization of therapeutic medical products for musculoskeletal conditions. The company's innovative platform integrates cell processing, scaffolding, tissue engineering, bioadhesives, and growth factors to address cartilage damage and improve joint function. Its primary investigational product, NeoCart, is a tissue implant designed to treat cartilage injuries in the knee, aiming to regenerate healthy cartilage and enhance overall joint performance. In 2019, Histogenics was acquired by Ocugen, Inc., marking a significant transition in its corporate structure.