The Fintech Fund

Stable Sea operates a global platform that facilitates the conversion of stablecoins to traditional currencies, ensuring compliance and cost-effectiveness. This service bridges the gap between digital and traditional finance, enabling businesses to access competitive foreign exchange rates and expand their operations.

WiseLayer makes AI-powered digital workers for finance and accounting teams. It's AI digital workforce includes: - Angela, the AI agent for Accruals & Rev Rec (hire her at www.accruals.ai) - Dennis, the AI agent for Discrepancies & Financial Anomalies (hire him at www.discrepancies.ai) - … with the 4 newest AI agents eachspecializing in the following tasks: (1) bank reconciliations, (2) fixed asset depreciation & amortization, (3) lease accounting, and (4) prepaid expenses.

WiseLayer is a company that creates AI-powered digital workers specifically designed for finance and accounting teams. The company offers a suite of specialized AI agents, including Angela, who focuses on accruals and revenue recognition, and Dennis, who addresses discrepancies and financial anomalies. In total, WiseLayer provides six AI agents that assist with various financial tasks such as bank reconciliations, fixed asset depreciation and amortization, lease accounting, and prepaid expenses. Additionally, WiseLayer develops an early warning system that employs artificial intelligence and analytics to help companies identify and address potential financial issues. This system includes pre-built tools that notify clients of known and emerging problems, enabling them to resolve issues swiftly through automation and reduce operational stress.

Outgo Network Inc. is a Seattle-based company that offers an all-in-one vertical banking solution specifically designed for freight carriers. Founded in 2022 by former executives from leading transportation firms, including Uber and Convoy, Outgo provides a suite of products that automate essential financial processes such as broker setups, invoicing, factoring, collections, accounting, and tax services. By eliminating the need for contracts and minimums, Outgo empowers carriers to gain greater control over their finances, addressing a long-standing challenge in the industry.

Rainforest specializes in developing software platforms for efficient payment processing. Its platform facilitates transactions by offering robust payment flows, embeddable components, reporting tools, chargeback management, and merchant onboarding features, enabling businesses to provide a seamless transaction experience.

Radar is the enterprise treasury management solution for Latam. Radar ensures that businesses have full visibility of their cash flows with tools to automate payment reconciliation, disbursement, and collections, enabling them to make savvy decisions on acquiring and investing corporate capital.

Rainforest specializes in developing software platforms for efficient payment processing. Its platform facilitates transactions by offering robust payment flows, embeddable components, reporting tools, chargeback management, and merchant onboarding features, enabling businesses to provide a seamless transaction experience.

Zenpli is a developer of an orchestration platform that specializes in identity decisions. The company offers a no-code platform designed to facilitate accurate identity processes, including onboarding, Know Your Customer (KYC) compliance, and fraud management. Zenpli's solutions enable businesses to effectively manage identity-related tasks with ease, ensuring compliance and reducing the risk of identity fraud. Its advanced models support clients in making precise end-to-end identity decisions, allowing for seamless business growth while maintaining security and regulatory standards.

Ansa is a technology company that specializes in developing a closed-loop payment platform aimed at enhancing customer loyalty for businesses. Its innovative technology enables marketers to create customer balances, load funds, and gain valuable insights into consumer spending habits. By financing customer accounts, Ansa's platform helps businesses reduce payment costs, increase transaction values, and foster repeat transactions. This approach supports brands in retaining and rewarding loyal customers, ultimately driving growth and profitability.

Navro specializes in providing payment and banking infrastructure for software companies. Its platform offers tools for real-time insights into payments, efficient tracking of money movements, and streamlined international transactions.

TrueBiz is a developer of an information and documentation platform designed to enhance the onboarding process for financial services providers. The company's platform automates the processing of essential company documents, such as articles of incorporation, and integrates key business signals to facilitate efficient identification. By streamlining these processes, TrueBiz aims to reduce verification delays, ultimately helping financial institutions onboard their business customers more swiftly and decrease churn associated with these delays.

GuruHotel empowers hotels to create and launch official e-commerce websites in minutes. Its platform enables direct room sales, inventory connection, multiple payment options, and integration with distribution apps, thereby enhancing hotel operators' occupancy levels.

It is to provide the Mortgage of the Future, a better mortgage loan through an exceptional service that fits your needs. They provide an alternative to the complicated and traditional procedures of the past, modernizing the experience of their users through an agile and avant-garde service with personal advice and fair rates.

Let'sBit offers a virtual wallet facilitating access to cryptocurrencies like Bitcoin and Ether. It provides payment, investment, and savings opportunities, making cryptocurrencies accessible for cross-border transactions.

Zenpli is a developer of an orchestration platform that specializes in identity decisions. The company offers a no-code platform designed to facilitate accurate identity processes, including onboarding, Know Your Customer (KYC) compliance, and fraud management. Zenpli's solutions enable businesses to effectively manage identity-related tasks with ease, ensuring compliance and reducing the risk of identity fraud. Its advanced models support clients in making precise end-to-end identity decisions, allowing for seamless business growth while maintaining security and regulatory standards.

Navro specializes in providing payment and banking infrastructure for software companies. Its platform offers tools for real-time insights into payments, efficient tracking of money movements, and streamlined international transactions.

Maplerad is a fast, safe and easy way to send and receive money with friends, family or others you trust. You can receive and send money directly into any Nigerian bank account in minutes using Bitcoin, US Dollars, and Naira.

Opareta develops digital infrastructure for analog agent networks, enhancing business growth through tools like performance management, cash reconciliation, KYC/AML checks, fraud detection, credit decisioning, field team tracking, and in-app products.

Outgo Network Inc. is a Seattle-based company that offers an all-in-one vertical banking solution specifically designed for freight carriers. Founded in 2022 by former executives from leading transportation firms, including Uber and Convoy, Outgo provides a suite of products that automate essential financial processes such as broker setups, invoicing, factoring, collections, accounting, and tax services. By eliminating the need for contracts and minimums, Outgo empowers carriers to gain greater control over their finances, addressing a long-standing challenge in the industry.

Modern Life is a tech-driven insurance brokerage platform empowering advisors with advanced technology and expert support. It helps them serve clients more efficiently, confidently, and quickly.

Venn is a banking platform that integrates multi-currency-based accounts to assist transfers. Venn makes it simple to manage business banking needs. It provides currency exchange rates in Canada, local checking accounts in multiple currencies, domestic and international bank transfers, and a corporate Mastercard to help clients manage their spending.

MYNE Homes is a prop-tech company that specializes in a managed co-ownership model for vacation properties. By allowing multiple owners to share the costs and responsibilities associated with holiday home ownership, MYNE Homes makes this experience more accessible and enjoyable. The company focuses on providing professionally designed and managed properties, ensuring a high-quality experience for co-owners. Additionally, it offers concierge services to facilitate a seamless holiday experience. MYNE Homes aims to simplify the process of purchasing and managing vacation homes in Europe and internationally, enabling individuals to find and acquire their ideal getaway at an affordable price.

Griffin is a banking-as-a-service provider that offers a digital banking platform designed to facilitate financial services for the fintech sector. Its solution serves as an operating system for embedded finance, enabling companies to easily build and launch financial products. By streamlining the integration of complex payment systems, Griffin reduces costs and time to market while simplifying the process of establishing banking partnerships. The platform includes integrated compliance services, supporting businesses with custodial accounts and interbank payments, while ensuring adherence to know-your-customer and anti-money laundering regulations. This comprehensive approach allows global brands with intricate payment needs to enhance their customer experience through seamless embedded finance solutions.

Aku is a financial technology company focused on enhancing financial inclusion through a comprehensive mobile platform. It aims to provide accessible and low-cost financial services, particularly targeting new business owners who require effective tools for managing their finances. The platform facilitates secure payments, savings, and credit services, enabling users to perform bulk disbursements and verify account details seamlessly. By digitizing payments and offering personal banking services, Aku empowers individuals and businesses in Africa to access essential financial resources and build wealth both locally and globally, all without the need for a dedicated application.

Arrow is a healthcare technology company that ensures precise payments between providers and payers. Formerly named Walnut, Arrow is dedicated to enhancing the speed, accuracy, and transparency of healthcare payments for everyone. The shift to Arrow signifies a renewed focus and an expanded vision for the future of healthcare.

The database for money.

Koshex is a personal finance and wealth management service established in 2020 and headquartered in Bengaluru, Karnataka. The company focuses on automating wealth creation for Indian millennials by offering data-driven insights into their daily finances, enabling them to save more effectively and make informed investment decisions. Its innovative platform facilitates automated investing in various assets, including mutual funds, digital gold, and sectors such as technology, clean energy, automobiles, and US equities. By providing users with tools to understand money movement in real-time and evaluate potential investment outcomes, Koshex empowers customers to explore diverse investment opportunities tailored to their financial goals.

Payable is a fintech company that specializes in streamlining payment operations through an intuitive platform designed for businesses. It offers a comprehensive dashboard and API that facilitate the reconciliation of payments and bank transfers, allowing users to manage their financial operations from a single interface. The platform enables businesses to automate payment processes, track transactions across various payment providers and banks, and maintain a clear view of their cash position. With flexible and scalable ledgers, Payable aims to alleviate the complexities of financial infrastructure, empowering companies to focus on product development instead. Its user-friendly, no-code dashboard allows for quick setup and seamless integration, making it accessible for businesses seeking to enhance their payment operations.

Reconcile develops an automated tax application that assists retail investors in minimizing capital gains taxes and making informed trading decisions through real-time tax insights.

Ponto provides regulated payment services for global enterprises to offer financial services to their customers. The company manages and eliminates the risks involved with offering financial services worldwide. This way, new products can deliver on the promise of improving and democratizing access to the economy for everyone.

Let'sBit offers a virtual wallet facilitating access to cryptocurrencies like Bitcoin and Ether. It provides payment, investment, and savings opportunities, making cryptocurrencies accessible for cross-border transactions.

Octo is a digital banking platform focused on serving Egyptians without access to formal credit. It offers flexibility in financial transactions through its platform, allowing users to deposit and withdraw funds, spend with a card, transfer payments, and pay with credit at stores that accept cards.

Coast is a developer of a card payment platform designed to make fleet and gasoline payments easier for truck drivers. The company's platform provides payment integration solutions to fleets, making fleet administration easier than traditional financial services.

Stitch operates a financial API platform that facilitates secure connections between bank accounts and various applications. By providing full API access to financial accounts, Stitch enables users to share their transaction history, confirm their identities, and initiate payments efficiently. The platform integrates directly with existing bank infrastructures, ensuring compliance and enhancing user experience through a lightweight single sign-on process. This approach allows clients to conduct fraud-free bank payments and access financial data with ease.

Founded in 2020, Syro is headquartered in San Francisco, California. It specializes in global B2B invoicing solutions using asset-backed stablecoins, enabling instant access to incoming funds. The company generates and sends invoices with an option for immediate payment.

Goldfinch is a credit platform that offers crypto loans without collateral. It also offers capital in a digital currency by expanding access to capital in emerging markets and offers a stable yield to the lenders, enabling the empowerment of financial inclusion in emerging markets. The company was founded in 2020 by Mike Sall and Blake West.

Ampla Technologies is a financial technology company that specializes in delivering tech-enabled financial solutions aimed at fostering business growth. Its comprehensive platform offers a range of services including growth capital solutions, modern banking services, and data analytics. By streamlining access to capital and providing essential financial tools, Ampla addresses the cash flow challenges faced by omnichannel businesses. The company's focus is on facilitating efficient growth through brand-friendly services that support operational needs and enhance financial management.

Pay Sail is a full-service payroll provider based in Accra, Ghana, specializing in payroll management solutions for local businesses and accountants across Africa. The company offers a comprehensive platform that simplifies the process of managing payroll and employee salaries. Its features include the organization of employee records, calculation of payroll taxes and social security contributions, and the generation of payslips. Additionally, Pay Sail facilitates employee payments through mobile money or bank transfers, allowing businesses to streamline their payroll operations and reduce the time and resources required for these tasks.

Simpl Technologies Private Limited, established in 2015 and headquartered in Mumbai, India, operates a leading online payments platform that enhances the e-commerce experience. The company has developed a market-leading Pay-Later platform, allowing merchants to offer consumers a seamless 1-click checkout experience and a line of credit at the point of sale. Simpl's innovative approach streamlines the payment process by using algorithms and payment engineering to consolidate transactions, enabling users to avoid repetitive payments. Additionally, the platform provides full buyer protection, ensuring secure monetary transactions between customers and merchants. Through its services, Simpl aims to simplify and automate the online payment experience for all parties involved.

Divibank is a fintech company that develops software to facilitate business access to financial products and services from accredited institutions. Its platform integrates multiple payment methods, aiming to reduce costs, increase transaction approvals, and drive sustainable growth for businesses seeking efficient expansion.

Founded in 2019, Fraudio is a payment fraud detection company headquartered in Amsterdam with an R&D office in Lisbon. It uses AI technology to safeguard transactions across the payments ecosystem by identifying fraudulent merchants and money laundering activities.

Safepay operates a secure payments platform designed to facilitate digital transactions in Pakistan. The company offers a single integrated payment solution that works with both local and international payment options. By assisting stores in increasing checkout conversion rates, Safepay helps streamline sales and improve account receivables. Its platform enables customers to pay online efficiently, enhancing the overall payment process for clients and promoting a smoother transaction experience.

Histogenics is a regenerative medicine company focused on developing and commercializing products for musculoskeletal conditions. Its platform combines expertise in cell processing, scaffolding, tissue engineering, bioadhesives, and growth factors to treat cartilage damage, with NeoCart® being its first investigational product candidate.