Stegra operates a steel production plant focused on decarbonizing the steel industry in Europe through the use of green hydrogen. The facility is designed as a fully integrated, digitalized, and automated greenfield plant, which combines raw materials, renewable energy, and artificial intelligence to produce fossil-free steel. By replacing traditional CO2-intensive coal with green hydrogen, the plant significantly reduces emissions, with water and heat as the primary byproducts. This innovative approach enables clients to access high-quality, sustainable steel at a competitive cost, contributing to the broader goal of accelerating decarbonization in the steel sector.
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PRODA is pioneering real estate innovation through cutting-edge data science solutions. Our machine learning-enabled software automates analysis and reporting tasks, driving digital transformation and enhancing productivity for industry professionals.
Fintonic is a mobile financial management platform that aims to simplify personal finance for its users. Launched in 2012 and based in Madrid, Spain, the platform allows users to centralize their financial accounts and data, facilitating the analysis of millions of financial data points. It offers a variety of services, including insurance, investment products, and targeted loans. Fintonic's algorithm assesses users' eligibility for loans and presents pre-approved options that can be contracted effortlessly. The platform prioritizes security and privacy, ensuring that users can make financial transactions confidently. Currently, Fintonic serves over 250,000 users across Spain and Chile.
OpenFin Inc. specializes in providing runtime technology solutions tailored for financial desktops, enabling web applications to function outside traditional browser environments. Founded in 2010 and based in New York, with an additional office in London, the company serves clients in the financial services sector, including banks in the United States and Europe. OpenFin's platform facilitates real-time application generation, desktop notifications, and seamless communication between applications while adhering to stringent security and compliance standards required by financial institutions. This approach allows users to avoid costly packaging and deployment cycles, promoting rapid and secure application deployment.
Weaviate is a developer of an open-source AI platform that specializes in creating search and recommendation systems. The company's hybrid SaaS platform features a powerful AI vector search engine, which is designed to handle various use cases, including semantic search. It also includes plugins for integration into different applications and a user-friendly console for data management. Weaviate's architecture allows for efficient scaling, supporting the deployment of machine learning models and handling billions of data objects. This capability enables clients to leverage advanced search functionalities and enhance their applications with effective recommendation systems.
OpenFin Inc. specializes in providing runtime technology solutions tailored for financial desktops, enabling web applications to function outside traditional browser environments. Founded in 2010 and based in New York, with an additional office in London, the company serves clients in the financial services sector, including banks in the United States and Europe. OpenFin's platform facilitates real-time application generation, desktop notifications, and seamless communication between applications while adhering to stringent security and compliance standards required by financial institutions. This approach allows users to avoid costly packaging and deployment cycles, promoting rapid and secure application deployment.
Sardine is a financial technology company that specializes in providing a risk and fraud infrastructure tailored for the online economy. It has developed a device intelligence platform that leverages artificial intelligence and advanced risk engine software. This platform enhances fraud detection while minimizing sign-up friction by analyzing multiple real-time data points, including device information, browser details, and behavioral biometrics. By integrating this technology, Sardine enables businesses to establish a robust risk and fraud management framework, ultimately reducing costs within the fintech ecosystem.
OpenFin Inc. specializes in providing runtime technology solutions tailored for financial desktops, enabling web applications to function outside traditional browser environments. Founded in 2010 and based in New York, with an additional office in London, the company serves clients in the financial services sector, including banks in the United States and Europe. OpenFin's platform facilitates real-time application generation, desktop notifications, and seamless communication between applications while adhering to stringent security and compliance standards required by financial institutions. This approach allows users to avoid costly packaging and deployment cycles, promoting rapid and secure application deployment.
PRODA is focuses on solving core data processing pain points in real estate. They are combining real estate expertise with data science to develop machine leaning-enabled software, with the aim of truly automating many analysis and reporting tasks for real estate professionals. Automation is a key driver of digital transformation in every industry, underpinned by advances in artificial intelligence and machine learning. Automation holds huge potential to improve speed, accuracy and productivity. The real estate industry is no exception, but so far limited progress has been made towards digitalisation. Many companies are still running on traditional workflows, for instance using spreadsheets to organise, process and share their data. This data comes in unlimited different formats, and is often stored across unstructured, disparate filing systems, creating data silos.
Thought Machine is a fintech company focused on transforming core banking through innovative cloud-native technology. The company addresses the challenges posed by outdated IT infrastructure that many banks rely on, which hinders their capacity for innovation and customer service. Its primary product, Vault, is a comprehensive retail banking platform designed with a microservice API architecture that can be easily configured to meet the specific needs of various banks. By enabling banks to modernize their systems, improve user experiences, and enhance data analysis capabilities, Thought Machine aims to facilitate a significant evolution in the banking sector, fostering a more efficient and responsive financial environment.
TransFICC Limited is an e-trading technology company based in London, United Kingdom, that specializes in providing application programming interfaces (APIs) for the fixed income and derivatives markets. Founded in 2016, the company addresses the issue of fragmentation within these markets by offering a unified API that simplifies connectivity for banks and asset managers. Clients connect once to TransFICC's platform, which then manages the connections to various electronic trading venues. The technology emphasizes low latency, scalability, and security, allowing clients to keep up with rapid price updates and compete effectively against high-frequency trading firms. Additionally, TransFICC provides microsecond timestamping of price and order messages, ensuring a comprehensive audit trail that supports Best Execution requirements. The company is dedicated solely to enhancing market access, facilitating easier upgrades when trading venues change their APIs compared to traditional enterprise systems.
Weaviate is a developer of an open-source AI platform that specializes in creating search and recommendation systems. The company's hybrid SaaS platform features a powerful AI vector search engine, which is designed to handle various use cases, including semantic search. It also includes plugins for integration into different applications and a user-friendly console for data management. Weaviate's architecture allows for efficient scaling, supporting the deployment of machine learning models and handling billions of data objects. This capability enables clients to leverage advanced search functionalities and enhance their applications with effective recommendation systems.
Thought Machine is a fintech company focused on transforming core banking through innovative cloud-native technology. The company addresses the challenges posed by outdated IT infrastructure that many banks rely on, which hinders their capacity for innovation and customer service. Its primary product, Vault, is a comprehensive retail banking platform designed with a microservice API architecture that can be easily configured to meet the specific needs of various banks. By enabling banks to modernize their systems, improve user experiences, and enhance data analysis capabilities, Thought Machine aims to facilitate a significant evolution in the banking sector, fostering a more efficient and responsive financial environment.
PRODA is focuses on solving core data processing pain points in real estate. They are combining real estate expertise with data science to develop machine leaning-enabled software, with the aim of truly automating many analysis and reporting tasks for real estate professionals. Automation is a key driver of digital transformation in every industry, underpinned by advances in artificial intelligence and machine learning. Automation holds huge potential to improve speed, accuracy and productivity. The real estate industry is no exception, but so far limited progress has been made towards digitalisation. Many companies are still running on traditional workflows, for instance using spreadsheets to organise, process and share their data. This data comes in unlimited different formats, and is often stored across unstructured, disparate filing systems, creating data silos.
Stemly is a global decisions intelligence provider with state-of-the-art forecasting and optimization solutions for supply chain and finance industries. The Stemly SaaS platform is powered by automatic machine learning with ability to deliver substantial business and financial impact in terms of lower lost demand, decrease in inventory, lower working capital and financing costs. Our platform is built with modern technology on top of a robust and secure foundation allowing for integration with various ERP and TMS systems. We help our customers to make better decisions, faster and together.
Divido is a global white label consumer lending platform that enables financial institutions and multinational retailers to enhance their sales and customer experience by offering financing options at the point of purchase. Founded in 2014 and headquartered in London, Divido's omnichannel platform facilitates transactions online, in-store, and via mobile, allowing consumers to spread the cost of significant purchases through installments. The platform integrates seamlessly with multiple lenders, making it accessible across various countries with a single integration. With over 1,000 partners, including notable brands such as BMW and Lenovo, Divido aims to create new revenue streams for merchants and lenders by providing instant credit options to both consumers and corporate clients. The company has expanded its operations to nine countries, reflecting its growth and commitment to improving the retail finance landscape.
Flowcast Inc. is a technology company based in San Francisco, California, with an additional office in Singapore, founded in 2015. It specializes in designing and developing machine learning algorithms to create predictive models that assist financial institutions in making informed credit decisions. The company offers several solutions, including Smartcredit for detailed company information, Smartclaims for automating the deduction claims process, and Tillful, which provides credit scores and access to credit offers. Flowcast's models assess various risk factors, such as a business's ability to repay loans, the likelihood of dilution, and the risk of delinquency. By leveraging proprietary and alternative data, its API-based solutions enable real-time updates and monitoring of borrower risk assessments, providing clear insights into creditworthiness and repayment behaviors. Flowcast serves a diverse clientele, including corporations, financial institutions, and insurance providers.
Twisto is a mobile payment app designed to simplify online transactions for users. It allows customers to make purchases with a single click, manage bills and invoices by photographing them within the app, and access payment options through a connected Mastercard, a special payment bracelet, or Apple Pay. The platform enhances the user experience by offering deferred payments and instant checkouts, enabling seamless transactions across various platforms. Additionally, Twisto provides competitive exchange rates for international payments and aggregates all transactions in a user-friendly mobile interface, allowing customers to settle their payments at the end of each month. This comprehensive approach aims to deliver convenience and efficiency in managing financial activities.
eXate is a startup on a mission to simplify the way that data is safely and securely accessed, shared and governed through DataSecOps. DataSecOps enables a simple, collaborative environment for data, operations and cyber teams to work together in a single application for faster, safer, more cost-efficient data sharing. The company provides DataSecOps solutions to leading Global 500 corporations, financial institutions, and insurance providers around the world. eXate is headquartered in London, UK.
Fintonic is a mobile financial management platform that aims to simplify personal finance for its users. Launched in 2012 and based in Madrid, Spain, the platform allows users to centralize their financial accounts and data, facilitating the analysis of millions of financial data points. It offers a variety of services, including insurance, investment products, and targeted loans. Fintonic's algorithm assesses users' eligibility for loans and presents pre-approved options that can be contracted effortlessly. The platform prioritizes security and privacy, ensuring that users can make financial transactions confidently. Currently, Fintonic serves over 250,000 users across Spain and Chile.
Weaviate is a developer of an open-source AI platform that specializes in creating search and recommendation systems. The company's hybrid SaaS platform features a powerful AI vector search engine, which is designed to handle various use cases, including semantic search. It also includes plugins for integration into different applications and a user-friendly console for data management. Weaviate's architecture allows for efficient scaling, supporting the deployment of machine learning models and handling billions of data objects. This capability enables clients to leverage advanced search functionalities and enhance their applications with effective recommendation systems.
Neptune Networks operates a data connectivity network that delivers real-time bond market data, primarily focusing on pre-trade indications. Established in 2015 and based in London, the company facilitates the exchange of targeted inventory data between banks and investors, enhancing communication and meeting the immediate needs of both parties. By utilizing advanced technology and FIX workflows, Neptune Networks enables seamless connectivity that ultimately aims to increase trade volumes in the bond market.
Countingup is a UK-based company that offers a banking and accounting app specifically designed for sole traders and one-person enterprises. By merging banking and accounting functionalities, Countingup simplifies business management through its innovative software. The platform provides essential services, including a current account, a corporate contactless MasterCard, and automated bookkeeping features such as receipt management and tax calculations. This integration allows users to efficiently handle their financial tasks in one place, enhancing productivity and reducing the complexity traditionally associated with business banking and accounting. With its user-friendly design and automation capabilities, Countingup aims to transform how small businesses manage their financial operations.
TransFICC Limited is an e-trading technology company based in London, United Kingdom, that specializes in providing application programming interfaces (APIs) for the fixed income and derivatives markets. Founded in 2016, the company addresses the issue of fragmentation within these markets by offering a unified API that simplifies connectivity for banks and asset managers. Clients connect once to TransFICC's platform, which then manages the connections to various electronic trading venues. The technology emphasizes low latency, scalability, and security, allowing clients to keep up with rapid price updates and compete effectively against high-frequency trading firms. Additionally, TransFICC provides microsecond timestamping of price and order messages, ensuring a comprehensive audit trail that supports Best Execution requirements. The company is dedicated solely to enhancing market access, facilitating easier upgrades when trading venues change their APIs compared to traditional enterprise systems.
Eigen Technologies Limited specializes in intelligent document processing, developing software that utilizes machine learning to extract and analyze data from complex documents. Founded in 2014 and headquartered in London with an office in New York, Eigen helps clients in finance, law, and professional services manage risk, scale operations, and navigate regulatory environments. The platform effectively automates the extraction of answers from documents, enhancing accuracy while ensuring data security. By recognizing patterns and understanding context, Eigen's technology allows organizations to transform unstructured data into actionable insights, thereby facilitating informed decision-making. The company's client base includes prominent firms such as Goldman Sachs, ING, and BlackRock, with a significant portion of globally systemically important banks using Eigen's solutions to address their document-related challenges.
HQLAᵡ is a financial technology firm that specializes in liquidity and collateral management solutions for institutional clients in the global securities financing markets. Utilizing R3's distributed ledger technology, Corda, the company aims to enhance collateral mobility within a fragmented securities settlement ecosystem. In partnership with Deutsche Börse Group, HQLAᵡ has developed a joint operating model that fosters greater efficiency and transparency in liquidity transfers. The firm provides a standardized marketplace designed to reduce systemic risks while offering regulators a digital collateral receipt tracking view. This innovative approach enables market participants to improve collateral fluidity, ultimately creating a more effective and cost-efficient environment for securities lending and repo transactions.
HQLAᵡ is a financial technology firm that specializes in liquidity and collateral management solutions for institutional clients in the global securities financing markets. Utilizing R3's distributed ledger technology, Corda, the company aims to enhance collateral mobility within a fragmented securities settlement ecosystem. In partnership with Deutsche Börse Group, HQLAᵡ has developed a joint operating model that fosters greater efficiency and transparency in liquidity transfers. The firm provides a standardized marketplace designed to reduce systemic risks while offering regulators a digital collateral receipt tracking view. This innovative approach enables market participants to improve collateral fluidity, ultimately creating a more effective and cost-efficient environment for securities lending and repo transactions.
FinCompare GmbH is a fintech startup based in Berlin, Germany, that provides a financing platform tailored for small and medium-sized enterprises (SMEs). Founded in October 2016 by Stephan Heller, the company enables businesses to access a wide array of financing options, including corporate loans, factoring, leasing, warehouse financing, and mezzanine capital. Through its online platform, FinCompare allows users to independently compare offers from various banks, fintechs, and alternative financial services providers, simplifying the financing process with a digital application system. This one-stop destination for financing questions empowers SMEs to make informed decisions, facilitating their ability to secure loans from reliable lenders while enhancing risk management.
Contour, Inc. is a manufacturer of point-of-view video cameras and adventure storytelling tools, catering primarily to the sports industry. The company offers a range of products, including CMOS sensor helmet cameras, wearable camcorders, and various accessories such as mounts, waterproof cases, and live streaming products. These tools are designed to enable explorers, adventurers, and sports enthusiasts to document their experiences through video. Contour distributes its products through retailers and distributors, and operates a location-based video community at Contour.com. Founded in 2003 and originally known as Twenty20, the company is headquartered in Seattle, Washington, and has been a subsidiary of World Wide Licenses Ltd. since 2015.
Contour is developing a decentralized trade finance network aimed at simplifying collaboration within the global trade ecosystem. By utilizing advanced technologies, the company seeks to eliminate barriers that hinder seamless trade, facilitating the instant flow of trusted data among banks, corporations, and various service providers. Contour's platform integrates with leading digital document systems and other digital networks, promoting a frictionless exchange of information across fragmented trade routes. This innovative approach enhances efficiency and transparency in trade finance, ultimately supporting a more interconnected global market.
Developer of AI-based platform designed to detect relative value opportunities by systematically scanning the whole universe of bonds.
Flowcast Inc. is a technology company based in San Francisco, California, with an additional office in Singapore, founded in 2015. It specializes in designing and developing machine learning algorithms to create predictive models that assist financial institutions in making informed credit decisions. The company offers several solutions, including Smartcredit for detailed company information, Smartclaims for automating the deduction claims process, and Tillful, which provides credit scores and access to credit offers. Flowcast's models assess various risk factors, such as a business's ability to repay loans, the likelihood of dilution, and the risk of delinquency. By leveraging proprietary and alternative data, its API-based solutions enable real-time updates and monitoring of borrower risk assessments, providing clear insights into creditworthiness and repayment behaviors. Flowcast serves a diverse clientele, including corporations, financial institutions, and insurance providers.
Twisto is a mobile payment app designed to simplify online transactions for users. It allows customers to make purchases with a single click, manage bills and invoices by photographing them within the app, and access payment options through a connected Mastercard, a special payment bracelet, or Apple Pay. The platform enhances the user experience by offering deferred payments and instant checkouts, enabling seamless transactions across various platforms. Additionally, Twisto provides competitive exchange rates for international payments and aggregates all transactions in a user-friendly mobile interface, allowing customers to settle their payments at the end of each month. This comprehensive approach aims to deliver convenience and efficiency in managing financial activities.
Scoperty GmbH, founded in 2018 and based in Munich, Germany, specializes in real estate valuation services. The company operates a comprehensive database that includes approximately 35 million properties, facilitating a pre-market environment where potential buyers can make offers on properties before they officially list for sale. Scoperty aims to enhance the quality of information available for residential real estate transactions through the integration of big data and artificial intelligence. Additionally, the company assists users by connecting them with brokers and providing support for mortgage lending, while also supervising the intricate processes involved in real estate sales.
Fintonic is a mobile financial management platform that aims to simplify personal finance for its users. Launched in 2012 and based in Madrid, Spain, the platform allows users to centralize their financial accounts and data, facilitating the analysis of millions of financial data points. It offers a variety of services, including insurance, investment products, and targeted loans. Fintonic's algorithm assesses users' eligibility for loans and presents pre-approved options that can be contracted effortlessly. The platform prioritizes security and privacy, ensuring that users can make financial transactions confidently. Currently, Fintonic serves over 250,000 users across Spain and Chile.
Axyon AI SRL is a fintech company based in Modena, Italy, with an additional office in London, UK, focused on developing artificial intelligence-based web applications for the banking and investment management sectors. Founded in 2016, the company offers products such as Axyon SynFinance, which provides predictive analytics for liquidity analysis and market trends, and Axyon IRIS, which delivers forecasts on key financial metrics like volatility and performance ratios. By leveraging deep learning technologies, Axyon AI creates customized predictive models tailored to specific assets and investment strategies, enhancing decision-making and portfolio management for asset managers. The company's innovations aim to improve alpha generation and streamline risk management processes within capital markets.
Funding Options Limited is a UK-based financial technology company that operates an online platform designed to assist businesses, advisors, and companies in finding suitable financing options from various lenders. Established in 2011 and headquartered in London, with an additional office in Manchester, the platform offers a wide range of financial solutions including peer-to-peer loans, invoice financing, growth funding, equipment leases, and commercial mortgages. It caters to various financial needs, such as loans for bad credit, financing for small businesses, and solutions for those dealing with late payments or tax bills. By utilizing modern web technology, Funding Options simplifies the financing process, providing real-time matching between clients and lenders, along with pre-approval and open banking data services, ensuring clients receive tailored advice and guidance. The company has been recognized for its innovative approach, receiving accolades for its contributions to the lending industry.
Cobase is a financial technology company based in Mountain View, California, founded in 2012. It operates a multibank platform that provides users with a single access point to manage various bank accounts and financial services from multiple providers. The platform's key features include a central payment hub, cash management, and treasury modules, which enhance financial and operational efficiency, particularly for medium and large companies. Cobase allows for centralized management of users and authorization schemes across different subsidiaries or departments, simplifying security with a single security token required for each user. By offering a comprehensive range of financial resources in a streamlined format, Cobase aims to support small business owners and entrepreneurs in navigating their financial needs effectively.
TradeIX is an open platform for global trade finance powered by distributed ledger technology. The platform provides financial institutions, businesses, lenders and technology providers with a smarter, more connected, and more secure platform for facilitating the movement of goods, assets, and credit around the world in support of global trade.
FinCompare GmbH is a fintech startup based in Berlin, Germany, that provides a financing platform tailored for small and medium-sized enterprises (SMEs). Founded in October 2016 by Stephan Heller, the company enables businesses to access a wide array of financing options, including corporate loans, factoring, leasing, warehouse financing, and mezzanine capital. Through its online platform, FinCompare allows users to independently compare offers from various banks, fintechs, and alternative financial services providers, simplifying the financing process with a digital application system. This one-stop destination for financing questions empowers SMEs to make informed decisions, facilitating their ability to secure loans from reliable lenders while enhancing risk management.
Clark is a Berlin-based insurance platform founded in June 2015 by Dr. Christopher Oster and Steffen Glomb. The company aims to simplify and enhance transparency in insurance coverage by leveraging technology and industry expertise. Through its digital platform, accessible via iOS and Android applications or a website, Clark assesses users' insurance statuses and provides tailored advice. It analyzes customers' insurance situations and identifies optimization opportunities by comparing tariffs from various insurance providers. This approach enables users to manage their insurance needs more effectively, ensuring they receive comprehensive coverage at competitive prices while promoting a customer-centric experience. Clark is supported by the FinTech incubator FinLeap and the Institute for Transparency.
Twisto is a mobile payment app designed to simplify online transactions for users. It allows customers to make purchases with a single click, manage bills and invoices by photographing them within the app, and access payment options through a connected Mastercard, a special payment bracelet, or Apple Pay. The platform enhances the user experience by offering deferred payments and instant checkouts, enabling seamless transactions across various platforms. Additionally, Twisto provides competitive exchange rates for international payments and aggregates all transactions in a user-friendly mobile interface, allowing customers to settle their payments at the end of each month. This comprehensive approach aims to deliver convenience and efficiency in managing financial activities.
Axyon AI SRL is a fintech company based in Modena, Italy, with an additional office in London, UK, focused on developing artificial intelligence-based web applications for the banking and investment management sectors. Founded in 2016, the company offers products such as Axyon SynFinance, which provides predictive analytics for liquidity analysis and market trends, and Axyon IRIS, which delivers forecasts on key financial metrics like volatility and performance ratios. By leveraging deep learning technologies, Axyon AI creates customized predictive models tailored to specific assets and investment strategies, enhancing decision-making and portfolio management for asset managers. The company's innovations aim to improve alpha generation and streamline risk management processes within capital markets.
Axyon AI SRL is a fintech company based in Modena, Italy, with an additional office in London, UK, focused on developing artificial intelligence-based web applications for the banking and investment management sectors. Founded in 2016, the company offers products such as Axyon SynFinance, which provides predictive analytics for liquidity analysis and market trends, and Axyon IRIS, which delivers forecasts on key financial metrics like volatility and performance ratios. By leveraging deep learning technologies, Axyon AI creates customized predictive models tailored to specific assets and investment strategies, enhancing decision-making and portfolio management for asset managers. The company's innovations aim to improve alpha generation and streamline risk management processes within capital markets.
Yolt is a financial technology company that specializes in developing a money management application aimed at empowering users to take control of their finances. Founded in 2016 and headquartered in Amsterdam, with additional offices in London, Yolt's platform facilitates account aggregation and offers personal financial assistance, allowing users to manage their financial activities across various banks and services from a single interface. By leveraging the principles of open banking, Yolt provides insights and tools designed to simplify financial management, enabling users to make informed decisions and enhance their overall financial well-being.
Cobase is a financial technology company based in Mountain View, California, founded in 2012. It operates a multibank platform that provides users with a single access point to manage various bank accounts and financial services from multiple providers. The platform's key features include a central payment hub, cash management, and treasury modules, which enhance financial and operational efficiency, particularly for medium and large companies. Cobase allows for centralized management of users and authorization schemes across different subsidiaries or departments, simplifying security with a single security token required for each user. By offering a comprehensive range of financial resources in a streamlined format, Cobase aims to support small business owners and entrepreneurs in navigating their financial needs effectively.
WeLab Holdings Limited is a financial technology company based in Sheung Wan, Hong Kong, with an additional office in Shenzhen, China. Founded in 2013, WeLab operates online and mobile lending platforms, including Wolaidai in China and WeLend in Hong Kong. These platforms offer various financial products, such as personal loans, online balance transfers, and handset installment plans. Utilizing proprietary risk management technology, WeLab analyzes unstructured mobile big data rapidly to assess creditworthiness and provide innovative consumer financing solutions. In addition to its direct-to-consumer services, WeLab also partners with traditional financial institutions to deliver B2B enterprise solutions, enabling these partners to offer fintech-enabled services to their customers.
WeLab Holdings Limited is a financial technology company based in Sheung Wan, Hong Kong, with an additional office in Shenzhen, China. Founded in 2013, WeLab operates online and mobile lending platforms, including Wolaidai in China and WeLend in Hong Kong. These platforms offer various financial products, such as personal loans, online balance transfers, and handset installment plans. Utilizing proprietary risk management technology, WeLab analyzes unstructured mobile big data rapidly to assess creditworthiness and provide innovative consumer financing solutions. In addition to its direct-to-consumer services, WeLab also partners with traditional financial institutions to deliver B2B enterprise solutions, enabling these partners to offer fintech-enabled services to their customers.
Twyp is a free app that lets you pay money to your friends using your smartphone.