99 Startups

We simplify identity and consent management. Properly manage personal data, generate evidence and reduce the risk of fraud. Comply with the strictest privacy standards.

Saptiva is a technology company that specializes in providing artificial intelligence (AI) infrastructure and tools for businesses of all sizes. It offers a platform that enables enterprises to access top-performing large language models (LLMs), intuitive software development kits (SDKs), and application programming interfaces (APIs) instantly, all hosted on its cloud infrastructure in Latin America. The company's AI platform is designed to empower businesses by automating actions and providing insights, with a focus on optimizing workflows and decision-making processes securely and efficiently.

Kala is a fintech platform dedicated to enhancing financial inclusion for underbanked segments in Latin America. It operates through a B2B2C credit model, providing innovative lending solutions that streamline access to credit for individuals and businesses. The company's initial offering, Pension Deducted Loans, targets the Silver Economy in Colombia, facilitating loan repayments directly through government-backed pension funds. Kala collaborates with various lenders, including banks and credit unions, to create a fully digital credit process that ensures a seamless experience for users. By focusing on the unique needs of its clientele, Kala aims to optimize revenue generation while contributing to the broader goal of financial accessibility in the region.

Palomma is a technology company that specializes in providing a payment method that allows customers to make secure transactions directly from their bank accounts. By offering a streamlined, one-click payment solution, Palomma helps merchants reduce card processing fees while enhancing customer conversion rates. The company's platform is built on a robust application programming interface (API) tailored for the Latin American market, focusing on instant account-to-account payments. Additionally, Palomma enables users to earn rewards at affiliated businesses, further incentivizing the use of its payment method. Through its innovative approach, Palomma aims to create cost-effective payment solutions that benefit both merchants and consumers.

MEDU Protection specializes in the development of sustainable medical equipment aimed at safeguarding healthcare professionals. The company offers a line of reusable personal protective clothing, such as surgical gowns, head coverings, and full-body suits, designed to replace single-use garments and minimize waste. By focusing on innovation, MEDU Protection creates virus-resistant products that not only enhance safety for medical workers but also promote environmental sustainability. In addition to its protective gear, the company has developed software that tracks the real-time useful life of these garments, enabling healthcare professionals to manage their supplies more effectively and reduce their carbon footprint.

Koywe is a technology company that specializes in providing payment APIs and SDKs designed for the integration of cryptocurrency into financial applications. Its offerings enable developers to create solutions for remittances, digital wallets, and investment services. By utilizing blockchain technology, Koywe facilitates the buying and selling of cryptocurrencies, allowing companies to seamlessly connect wallets and portfolios. The company focuses on delivering straightforward and well-documented tools that empower businesses to leverage cryptocurrencies effectively, thus enhancing their financial service capabilities.

EFEX is a platform that helps businesses and individuals to make and manage their payments. EFEX offers international and domestic payments, invoicing, reconciliation, collection, and risk analysis of its clients. This allows our customers to engage in smarter, simpler, faster payments and trade.

Cuéntame is a B2B mental well-being company specializing in Latin America. It delivers personalized wellness journeys for employees and measurable ROI for businesses. Through its accessible, professional sessions and AI-driven data analysis, Cuéntame helps create mentally healthy work environments.

Bemmbo is a Chilean company founded in 2022, specializing in accounting software that automates accounts payables and receivables. Headquartered in Santiago, the company provides a platform designed to streamline the reconciliation and organization of payments. Bemmbo's software enables centralized payment management, maintains an efficient approval workflow, facilitates instant payments, and reconciles recorded transactions. By automating the approval, payment, and billing processes, Bemmbo helps businesses save time and reduce costs associated with paying suppliers and reporting expenses.

Cucuru provides a next-generation infrastructure for B2B collection services with a native access-to-finance layer. Its regional platform enables rapid scalability and replication across markets, delivering a flexible, white-label solution with open architecture to support collection and payment workflows for different industries and business requirements. The company has deployments in Mexico, Brazil, and Argentina, focusing on enabling efficient, scalable B2B collections through its unified infrastructure.

Vivanta is a software suite that enables businesses to integrate digital biomarkers into their products using modern analytics and AI algorithms. It helps improve consumer experiences by providing access to data-driven insights.

Qurable is a software-as-a-service and blockchain-as-a-service platform that is innovating loyalty programs through the integration of artificial intelligence and blockchain technology. The company offers a solution that simplifies the development of interconnected loyalty programs and personalized rewards, thereby enhancing customer engagement. By transforming loyalty points into valuable assets that can be exchanged within multi-brand ecosystems, Qurable makes loyalty programs more accessible and user-friendly. Additionally, Qurable's platform fosters connections between brands, creators, and consumers, enabling seamless interactions and ownership of digital assets. This approach allows artists, collectibles, and brands to engage in the metaverse, offering a unique array of digital and physical goods.

DeltaX is a digital freight platform that connects shippers with carriers and truckers in Latin America.

MegaBite is a multibrand cloud kitchen restaurant that specializes in offering premium gastronomic brands at midrange prices targeted at the middle class in Latin America. The company operates exclusively through digital channels, utilizing integrated kitchen software and hardware to facilitate efficient order processing. MegaBite runs its operations from rented dark kitchens, which allows for a modular growth model that enhances scalability. This innovative approach enables the opening of new kitchens with significantly lower capital expenditure and much faster timelines compared to traditional restaurants. Operating in Mexico and Peru, MegaBite has achieved impressive growth, averaging 30% month-over-month since its inception. The platform provides customers with access to a variety of virtual restaurant brands, enhancing their culinary choices while ensuring a seamless online ordering and delivery experience.

HoyTrabajas is a Colombian-based HR-Tech company that operates a job search platform. It uses AI algorithms to match users with suitable jobs, aiming to assist companies in swiftly attracting and retaining low-skilled talent within a short timeframe.

HippoBuild automates and optimizes back-office functions and supply chain management for small and medium construction companies. Its software saves customers time and reduces material costs significantly while offering easy onboarding.

Plenna provides comprehensive healthcare services focused on middle-income women in Mexico. It offers face-to-face and online consultations, specializing in gynecology, psychology, nutrition, laboratory tests, vaccines, and general medicine.

Apprecio is a Mexico-based company that provides an inventory management platform for independent convenience stores. Launched in 2021, it serves over 50,000 businesses, offering insights on pricing, promotions, and sales execution to enhance revenue.

RUUT is a Mexican financial technology company that operates as both an investment advisor and money transmitter. It offers a user-friendly, commission-free investment platform designed for beginners, featuring investment advisory services, newsfeed, impact investment tracker, and robust security measures including bank-level encryption.

Ozon Mobility is a marketplace focused on providing access to second-hand micromobility vehicles, including bikes, e-bikes, scooters, and mopeds, through monthly subscriptions. The company also specializes in motorbike rental software that facilitates motorcycle financing, aiming to enhance financial inclusion for individuals underserved by traditional banking systems. By purchasing used motorcycles and offering them through financing options, Ozon Mobility enables gig workers to acquire affordable transportation solutions, thereby supporting their mobility needs while promoting sustainable urban transportation.

Qurable is a software-as-a-service and blockchain-as-a-service platform that is innovating loyalty programs through the integration of artificial intelligence and blockchain technology. The company offers a solution that simplifies the development of interconnected loyalty programs and personalized rewards, thereby enhancing customer engagement. By transforming loyalty points into valuable assets that can be exchanged within multi-brand ecosystems, Qurable makes loyalty programs more accessible and user-friendly. Additionally, Qurable's platform fosters connections between brands, creators, and consumers, enabling seamless interactions and ownership of digital assets. This approach allows artists, collectibles, and brands to engage in the metaverse, offering a unique array of digital and physical goods.

Pari is the online Liquor Store next door.

Konta is an online accounting service based in Monterrey, Mexico, focused on assisting micro and small businesses. Founded in September 2019 by José Menéndez and Pablo Icaza, Konta aims to simplify business operations for freelancers and small entrepreneurs through a cost-effective and automated platform. The service enables users to generate invoices, maintain accounting records, and supports electronic tax filing, facilitating efficient financial management. By providing these tools, Konta helps small businesses navigate their accounting needs more easily.

Mujer Financiera is a startup dedicated to bridging the gender gap in financial inclusion for women. It offers financial education, expense tracking tools, and investment products to empower women to make informed decisions about their personal finances.

Talently is an educational platform based in Lima, Peru, focused on accelerating the careers of Latin American tech talent. The company provides an intensive online program designed for software developers, offering training in English communication skills, technical competencies, and remote work readiness. In addition to educational content, Talently equips participants with career mentoring, job and interview information, skills assessment, and mock interview opportunities. This comprehensive approach aims to enhance job prospects in the global technology industry, enabling graduates to secure better employment opportunities worldwide.

Pefai is a NoCode platform that enables designers to convert Figma website designs into functional websites without writing any code. It uses AI to simplify the process, reducing complexity and enabling affordable, personalized web experiences.

Levo is a marketplace designed to facilitate the buying and contracting of promissory notes, enabling consumers to secure better interest rates for their savings without the need to change banks. The company offers a regulated treasury management platform that provides intelligent cash management services. Through its innovative Crowdsaving mechanism, Levo allows users to participate in collective savings, achieving favorable rates without imposing minimum deposit requirements. This approach empowers consumers to optimize their idle cash through customized investment, cash management, and working capital strategies, enhancing their overall financial management.

DolarApp enables users in Latin America to open a bank account that facilitates instant conversion between Argentine Pesos and USD Coin (USDc), a dollar-dominated stablecoin. Users can receive, send, save, and pay using USDc, with up to 4% cashback on global Mastercard transactions.

Ancana is a proptech company that facilitates fractional ownership of vacation homes worldwide. It partners with developers to offer managed properties, handling complexities while users enjoy seamless scheduling.

Palenca is a technology company that specializes in payroll application programming interfaces (APIs) designed to facilitate the sharing of employment and income data. The company's platform enables consumers to easily share their employment information with financial institutions, enhancing the efficiency of background verification processes. By providing access to an individual's personal profile and earnings, Palenca's tools streamline the validation of income and employment, making it simpler for clients to assess potential borrowers. Additionally, the platform supports automated collections directly from borrowers' paychecks, further optimizing the financial transaction process.

Aplazo is a fintech company that focuses on enhancing financial access and opportunities in Mexico. Its platform allows users to make online purchases at affiliated stores and pay for them in installments. Customers can apply through the website and choose a delayed payment option, which enables them to manage their finances more effectively. This installment payment plan not only benefits users by providing flexibility in payment but also helps businesses expand their customer base by tapping into new marketing channels. Aplazo aims to empower individuals with financial solutions that promote responsible spending and improve overall access to goods and services.

BeGo is a company focused on enhancing the trade dynamics between the United States and Mexico through its innovative marketplace platform. It has developed a fleet management application that assists businesses in tracking the status of their merchandise. This application allows users to find, quote, and book transport fleets while providing real-time updates on the location and status of goods. By offering automatic notifications for key milestones, such as when merchandise is picked up or arrives at its destination, BeGo aims to streamline logistics and improve the efficiency of cross-border trade.

Flat.mx is the one-stop-shop for residential real estate in Mexico that simplifies the home-buying experience. They provide multiple products and services including home brokerage, a marketplace, and credit products.

It is to provide the Mortgage of the Future, a better mortgage loan through an exceptional service that fits your needs. They provide an alternative to the complicated and traditional procedures of the past, modernizing the experience of their users through an agile and avant-garde service with personal advice and fair rates.

Heru is a company focused on enhancing the lives of gig-economy workers through technology-driven services and benefits tailored to their unique needs. Founded in 2019 by Mateo Jaramillo and Stiven Rodriguez Sanchez, and headquartered in Mexico City, the company offers a comprehensive financial technology platform that simplifies accounting processes for independent workers. Heru's services include electronic invoicing, tax management, tailored insurance policies, working capital solutions, and expert financial guidance. By providing tools for efficient tax obligation management and access to essential resources, Heru aims to improve the overall well-being and working conditions of freelancers and independent professionals.

Orchata is a software-as-a-service platform designed to support grocery stores and food suppliers in enhancing their operations. Founded in 2020 and based in Monterrey, Mexico, the company provides a comprehensive solution that enables suppliers to manage online orders, accept payments, and optimize delivery routes. Orchata's platform caters to a wide range of grocery items, including fresh produce, proteins, snacks, and household essentials, ensuring customers can shop conveniently at supermarket prices without substitutes. Additionally, the platform facilitates promotions, referrals, and offers analytics on revenue, orders, and customer behavior, empowering local grocery stores to efficiently deliver products directly to consumers' homes.

Yotepresto is a Mexican online marketplace that connects individual and institutional investors with near-prime borrowers seeking personal loans. It employs a proprietary scoring model to assess risk and determine interest rates, fostering a community-based lending model.

Plerk operates an employee benefits management platform focused on booking and managing business trips. The company's all-in-one platform streamlines the organization of business travel by aligning the needs of professional travelers with those of their companies. Plerk's solution enables quick and efficient travel management, providing an end-to-end approach that allows companies, managers, and employees to monitor and control travel expenses effectively. By implementing travel policies within the platform, Plerk incentivizes cost-effective decision-making, ultimately helping businesses save time and money in the travel booking process.

Cubo is a developer of a payment services platform. They offer small and medium businesses, starting with the point-of-sale systems that make payment accessible for merchants.

Mureni is a rapidly growing healthcare startup based in Mexico City that focuses on enhancing dental practices in Latin America, particularly in Mexico and Brazil. The company specializes in the development of dental aligners, utilizing advanced three-dimensional scanning and printing technologies. This innovative approach allows patients to receive effective orthodontic treatment without the discomfort of traditional metal braces or the need for frequent visits to an orthodontist. By leveraging technology, Mureni aims to increase revenue for dental practices while improving operational efficiency, ultimately providing a more accessible and pain-free dental care experience for patients.

Aplazo is a fintech company that focuses on enhancing financial access and opportunities in Mexico. Its platform allows users to make online purchases at affiliated stores and pay for them in installments. Customers can apply through the website and choose a delayed payment option, which enables them to manage their finances more effectively. This installment payment plan not only benefits users by providing flexibility in payment but also helps businesses expand their customer base by tapping into new marketing channels. Aplazo aims to empower individuals with financial solutions that promote responsible spending and improve overall access to goods and services.

Vinco helps companies empower their workforce via education opportunities.

OnTop is a company that simplifies the process of hiring and managing global teams. It provides an employee recruitment platform designed to streamline onboarding, payroll management, and compliance. The platform features intelligent contracts and a global payment network that allows clients to pay international workers in US dollars effortlessly. Additionally, OnTop automates the filing of necessary documents and government forms associated with the hiring process, enabling companies to efficiently find and integrate suitable candidates without the complexities typically involved in remote employment. By abstracting the challenges of compliance and payment, OnTop enhances the overall experience of remote hiring for its clients.

100 Ladrillos is a pioneering online marketplace for real estate investments, specializing in the trading of property fractions through blockchain technology. The company offers a platform that allows users to invest in small shares of various properties, thereby diversifying their investment portfolios. To ensure security, investments are protected by a bank trust, and the platform manages rental deposits while promoting properties for sale. By leveraging innovative technology, 100 Ladrillos enables users to easily select and acquire real estate assets, making property investment more accessible and streamlined.

Baubap is a financial technology company based in Mexico, founded in 2018 by Luis Villarreal, Roberto Salcedo, and Conrad Wilkinson Schwarz. The company specializes in microlending through its innovative platform, which provides personal loans to users via a mobile application. Baubap’s service is designed to simplify the borrowing process by allowing customers to apply for instant loans without the need for documentation or complicated procedures. This user-friendly approach enables individuals to access financial support conveniently and efficiently, anytime and anywhere.

Founded in 2018, Fintual is a Chilean company that offers low-commission investment accounts for young professionals seeking passive investment opportunities. Headquartered in Santiago, the company uses artificial intelligence to assess clients' risk profiles and provide tailored investment recommendations.

Apperto Inc. is a technology company based in Venado Tuerto, Argentina, with an additional office in Belgrano. Founded in 2017, it has developed a digital platform that facilitates interaction among users and between users and local businesses. The platform supports online orders, digital wallets, and coupons, allowing residents of small and medium-sized cities to engage with shops and friends conveniently. Apperto's mission focuses on improving the quality of life in low-tier cities and rural areas in Latin America by providing accessible technology that enhances business operations and promotes community connectivity.

Casa Bravo is a tech-enabled rent-to-own financing platform that expands access to homeownership by turning renters into buyers. It uses data-driven assessment of applicants' financial capability, purchases homes on their behalf, and rents them to clients while payments accumulate toward a down payment. Once the down payment is reached, ownership transfers to the renter. The model combines financing, property acquisition and lease arrangements to provide an alternative path to homeownership for individuals facing traditional lending barriers.

Baubap is a financial technology company based in Mexico, founded in 2018 by Luis Villarreal, Roberto Salcedo, and Conrad Wilkinson Schwarz. The company specializes in microlending through its innovative platform, which provides personal loans to users via a mobile application. Baubap’s service is designed to simplify the borrowing process by allowing customers to apply for instant loans without the need for documentation or complicated procedures. This user-friendly approach enables individuals to access financial support conveniently and efficiently, anytime and anywhere.

Founded in 2016, Rejuvenation Technologies is a biotechnology company based in Mountain View, California. It specializes in developing nucleoside-modified TERT mRNA to safely extend telomeres for human health extension.

Mudafy is a technology-driven real estate brokerage based in Mexico City, Mexico, founded in 2018. The company focuses on enhancing the property buying and renting experience in Latin America. Mudafy offers a platform that connects homeowners with professional brokers, supported by a team of marketing and photography specialists who help create compelling property portfolios. By streamlining the sales process, Mudafy enables users to effectively buy, sell, or rent properties, making real estate transactions more efficient and accessible.

Zippi Soluções de Crédito Ltda is a digital platform based in São Paulo, Brazil, that specializes in providing financial services for gig workers, particularly drivers for ride-sharing applications such as Uber, 99, and Cabify. The platform offers personal loans tailored to the needs of self-employed individuals, allowing them to manage their finances more effectively. By providing weekly invoices and facilitating payments through a user-friendly application, Zippi aims to support its clients in focusing on their business growth without incurring annual fees. This approach positions Zippi as a valuable resource for the growing gig economy in Latin America.

Backstartup is a pioneering company in Latin America focused on transforming how small businesses manage their accounting and finances. The company offers a Software-as-a-Service (SwaS) platform that replaces traditional accountants by providing monthly reports, tax filings, and financial statements through an online interface. Backstartup leverages accounting automation bots and bank integrations to eliminate manual tasks and reduce human errors. Additionally, the company assigns each customer a virtual administrative support team to ensure comprehensive service. By moving traditional offline behaviors to a fully online experience, Backstartup helps small businesses streamline their financial management processes, allowing them to concentrate on core activities while maintaining productivity.

Delt.ai is a digital financial service company focused on providing businesses with efficient tools for managing their finances. The company offers a specialized digital banking platform that facilitates a range of financial activities, including payments, invoicing, and corporate card management. By streamlining these processes, Delt.ai enables businesses to conduct transactions and maintain financial records conveniently, without the need to visit a traditional bank. The platform also provides detailed analyses of financial data, allowing businesses to gain insights into their operations. Overall, Delt.ai aims to simplify financial management for companies and enhance their operational efficiency.

Founded in 2018, Fintual is a Chilean company that offers low-commission investment accounts for young professionals seeking passive investment opportunities. Headquartered in Santiago, the company uses artificial intelligence to assess clients' risk profiles and provide tailored investment recommendations.

Cuanto empowers Latin American creators to monetize their audience and sell products directly via social media. Its platform enables users to create online catalogs, manage orders, accept payments, and handle inventory, all accessible through a mobile app.

Prescrypto is a technology company that provides an electronic medical prescription platform designed for doctors, clinics, and pharmacies. The platform enables users to create, send, and track electronic prescriptions efficiently. It features built-in catalogs of medicines, complete with photos, to streamline the prescription process. Prescrypto's innovative use of blockchain technology enhances the security of medical prescriptions, helping to prevent drug trafficking. This approach allows medical practitioners to analyze medications and ensures a consolidated and secure repository for generating, tracking, and auditing prescriptions.

Play Business is an equity crowdfunding platform based in Mexico City, founded in 2014. The company connects investors with entrepreneurial business projects and startups, offering a range of investment opportunities starting at 5,000 pesos. Play Business diversifies investments across various factors, including return, risk level, investment instrument, company, and industry, allowing users to align their portfolios with personal financial goals. The platform emphasizes ease, security, and a fully digital experience, enabling users to build balanced investment portfolios efficiently.

Bayonet Technologies, Inc., established in 2016 and headquartered in Camden, Delaware, specializes in designing and developing reputation system software. It provides software solutions that visualize user reputation and assess risk, primarily serving banks, payment processors, financial institutions, and lenders. The company's unique approach to machine learning enables it to calibrate decision models with significantly less historical data compared to traditional methods, making it an efficient solution for fraud detection and low acceptance rate challenges, particularly in the e-commerce sector.

Founded in 2013 by Ignacio Alvarez, Gerardo Acuña, and Sebastian Cueva, Moneypool operates a community-based platform that facilitates group payments. Users can create groups to collect money from others using credit or debit cards, or cash. The platform charges a standard commission for processing credit card transactions.