100Unicorns

OneStack is focused on transforming the cooperative banking sector in India by providing a comprehensive neo-banking platform. The company aims to become a Technical Service Provider (TSP) for cooperative banks, offering solutions such as Core Banking, a Mobile Banking Application, and UPI/QR services. By leveraging modern technology, OneStack seeks to enhance customer engagement and retention, ultimately increasing the growth of Current Accounts and Savings Accounts (CASA) within these banks. The platform offers a wide array of financial services, including savings, credit, insurance, and payments, addressing the financial inclusion needs of the Indian population. Additionally, OneStack incorporates artificial intelligence to deliver tailored recommendations on financial products and facilitates the integration of various financial accounts into a single digital dashboard, thus enabling users to manage their finances more effectively.

OTO Capital is a software platform designed to facilitate vehicle ownership and purchase. It collaborates with banks and non-banking financial companies to offer financing solutions for customers. The platform manages the entire auto lifecycle, encompassing credit underwriting, insurance, maintenance, and the eventual resale of vehicles. Additionally, OTO provides automotive leasing services that present convenient alternatives to outright vehicle purchases. Through various installment plans, customers can acquire vehicles and have the option to return them after a specified period, making it a flexible and affordable choice for personal transportation.

actyv.ai is an innovative B2B SaaS platform that aims to revolutionize supply chains by integrating embedded finance and insurance solutions. The platform facilitates hassle-free partner onboarding and offers flexible payment options, including Buy Now Pay Later (BNPL) and bite-sized insurance for distributors and retailers. Powered by artificial intelligence, actyv.ai provides various tools such as actyvGo for digitized partner management, actyvScore for evaluating business partners, and actyvInvest for helping partners invest surplus capital in curated financial products. Catering to a wide array of industries like FMCG, pharmaceuticals, and agriculture, actyv.ai fosters seamless interactions between businesses and financial institutions, enhancing efficiency and profitability. Co-founded by Raghunath Subramanian and Ramkumar Thirumurthi, the platform positions itself as a comprehensive solution for enterprises seeking to modernize their supply chains and improve financial health, particularly for small and medium-sized enterprises.

Pinbox Solutions is a global social enterprise focused on enhancing digital micropension inclusion in developing countries. The company operates a pension technology platform designed to offer digital micro-pension and insurance services, aimed at securing the retirement of informal workers. By integrating digital identity with financial and payment systems, Pinbox Solutions creates a social security marketplace that facilitates the expansion of pension and insurance coverage for non-salaried workers. This approach allows governments and regulators to effectively include informal workers in social security systems, addressing a critical gap in retirement security for this demographic.

Ensuredit is a technology company that offers an AI-driven platform focused on enhancing the efficiency and clarity of the insurance distribution process. By addressing challenges such as diminishing returns on distribution expansion and improving product-market fit, Ensuredit aims to foster better financial inclusion and affordability for end customers and insurance intermediaries. The platform features an API-led approach, granting users access to a wide range of products from various insurance companies. Additionally, it simplifies critical aspects of the insurance business, including agent onboarding, quote generation, and commission management, while also facilitating streamlined workflows and digital distribution. Through its comprehensive solutions, Ensuredit supports clients in achieving greater scalability and cost savings throughout the insurance sales and distribution cycle.

Pinbox Solutions is a global social enterprise focused on enhancing digital micropension inclusion in developing countries. The company operates a pension technology platform designed to offer digital micro-pension and insurance services, aimed at securing the retirement of informal workers. By integrating digital identity with financial and payment systems, Pinbox Solutions creates a social security marketplace that facilitates the expansion of pension and insurance coverage for non-salaried workers. This approach allows governments and regulators to effectively include informal workers in social security systems, addressing a critical gap in retirement security for this demographic.

OTO Capital is a software platform designed to facilitate vehicle ownership and purchase. It collaborates with banks and non-banking financial companies to offer financing solutions for customers. The platform manages the entire auto lifecycle, encompassing credit underwriting, insurance, maintenance, and the eventual resale of vehicles. Additionally, OTO provides automotive leasing services that present convenient alternatives to outright vehicle purchases. Through various installment plans, customers can acquire vehicles and have the option to return them after a specified period, making it a flexible and affordable choice for personal transportation.

Ensuredit is a technology company that offers an AI-driven platform focused on enhancing the efficiency and clarity of the insurance distribution process. By addressing challenges such as diminishing returns on distribution expansion and improving product-market fit, Ensuredit aims to foster better financial inclusion and affordability for end customers and insurance intermediaries. The platform features an API-led approach, granting users access to a wide range of products from various insurance companies. Additionally, it simplifies critical aspects of the insurance business, including agent onboarding, quote generation, and commission management, while also facilitating streamlined workflows and digital distribution. Through its comprehensive solutions, Ensuredit supports clients in achieving greater scalability and cost savings throughout the insurance sales and distribution cycle.

Pinbox Solutions is a global social enterprise focused on enhancing digital micropension inclusion in developing countries. The company operates a pension technology platform designed to offer digital micro-pension and insurance services, aimed at securing the retirement of informal workers. By integrating digital identity with financial and payment systems, Pinbox Solutions creates a social security marketplace that facilitates the expansion of pension and insurance coverage for non-salaried workers. This approach allows governments and regulators to effectively include informal workers in social security systems, addressing a critical gap in retirement security for this demographic.

OneStack is focused on transforming the cooperative banking sector in India by providing a comprehensive neo-banking platform. The company aims to become a Technical Service Provider (TSP) for cooperative banks, offering solutions such as Core Banking, a Mobile Banking Application, and UPI/QR services. By leveraging modern technology, OneStack seeks to enhance customer engagement and retention, ultimately increasing the growth of Current Accounts and Savings Accounts (CASA) within these banks. The platform offers a wide array of financial services, including savings, credit, insurance, and payments, addressing the financial inclusion needs of the Indian population. Additionally, OneStack incorporates artificial intelligence to deliver tailored recommendations on financial products and facilitates the integration of various financial accounts into a single digital dashboard, thus enabling users to manage their finances more effectively.

Ensuredit is a technology company that offers an AI-driven platform focused on enhancing the efficiency and clarity of the insurance distribution process. By addressing challenges such as diminishing returns on distribution expansion and improving product-market fit, Ensuredit aims to foster better financial inclusion and affordability for end customers and insurance intermediaries. The platform features an API-led approach, granting users access to a wide range of products from various insurance companies. Additionally, it simplifies critical aspects of the insurance business, including agent onboarding, quote generation, and commission management, while also facilitating streamlined workflows and digital distribution. Through its comprehensive solutions, Ensuredit supports clients in achieving greater scalability and cost savings throughout the insurance sales and distribution cycle.

OneStack is focused on transforming the cooperative banking sector in India by providing a comprehensive neo-banking platform. The company aims to become a Technical Service Provider (TSP) for cooperative banks, offering solutions such as Core Banking, a Mobile Banking Application, and UPI/QR services. By leveraging modern technology, OneStack seeks to enhance customer engagement and retention, ultimately increasing the growth of Current Accounts and Savings Accounts (CASA) within these banks. The platform offers a wide array of financial services, including savings, credit, insurance, and payments, addressing the financial inclusion needs of the Indian population. Additionally, OneStack incorporates artificial intelligence to deliver tailored recommendations on financial products and facilitates the integration of various financial accounts into a single digital dashboard, thus enabling users to manage their finances more effectively.