Unitary Fund

Jai Kisan is a fintech platform focused on providing sustainable financing solutions for rural emerging markets, particularly for farmers. The platform assists farmers in understanding their financial situations through a hyper-localized agricultural credit score, which digitizes their financial and farm-related data for financial institutions. By streamlining the loan process with minimal paperwork and facilitating access through physical points in rural areas, Jai Kisan enables borrowers to obtain loans at competitive rates. This approach not only mitigates the risks associated with capital flow to these markets but also allows lenders to achieve risk-adjusted returns, ultimately fostering financial inclusion and supporting agricultural development.

Wint Wealth provides high net-worth individuals and retail investors with access to asset-backed fixed income products that offer superior returns compared to traditional fixed deposits. The company has created a digital investment platform that allows users to invest in high-yield securitized debt instruments, previously available only to those making substantial minimum investments. With a minimum investment threshold as low as Rs. 10,000, Wint Wealth democratizes access to advanced investment opportunities, enabling a broader range of investors to achieve returns between 9% and 11% while maintaining a relatively low risk profile.