Phoenician VC

TWIG is a bank-agnostic automated savings platform operating in the MENA region, designed to empower individuals in managing their finances. The company’s flagship application offers a suite of features, including Automated Saving Plans, a Smart Budgeting tool with personalized insights, and customizable financial goals tailored to users' specific needs. TWIG emphasizes data security, employing bank-level encryption and a robust server infrastructure to protect user information. By providing tools and knowledge for effective finance management, TWIG aims to help users develop healthy financial habits and achieve their savings objectives.

Ostaz is an online platform offering personalized learning journeys to students worldwide. It connects learners with qualified tutors based on preferences like location and availability, providing adaptive learning avatars and round-the-clock support for enhanced academic performance.

Rise is a wealth management platform designed specifically for migrants, aiming to enhance their financial well-being and create opportunities for a better future. The company believes that wealth encompasses not only monetary assets but also knowledge and the drive to grow. By offering tools and resources, Rise assists migrants in managing their finances effectively while also providing access to skill-building opportunities. Through its services, Rise seeks to improve the lives of millions around the globe by empowering them to take control of their financial journeys.

Seez is a retail platform that facilitates automotive buying and selling services. Its mobile app offers an intelligent search engine for online car listings, along with proprietary AI-powered tools designed to streamline the car shopping journey.

Sarwa Digital Wealth Limited is a privately owned investment advisory that simplifies the investment process through the use of advanced technology. The company has developed an automated investment management platform aimed at facilitating long-term financial growth for its clients. By integrating proven investment strategies with innovative technology, Sarwa reduces costs associated with investing while educating users on personal finance and investment principles. This approach allows customers to make diversified investments, ultimately enhancing their potential for better returns. Sarwa's commitment to making investing accessible and affordable positions it as a notable player in the financial advisory sector.

Money Fellows operates a digital platform facilitating collaborative group lending and savings. It leverages social networks to provide interest-free credit and enhance saving capabilities, promoting financial inclusion.

Sohati is a health portal that delivers reliable information and medical advice in accordance with international medical standards. The platform focuses on a wide range of health and medical topics, including diseases, medications, beauty, fitness, motherhood, psychology, and sexual health. It serves as a resource for users seeking guidance on health-related issues, offering insights into symptoms and lifestyle recommendations. Additionally, Sohati features a discussion forum where individuals can share their concerns and experiences anonymously, fostering a supportive environment for dialogue and exchange. By connecting users with physicians and specialists, Sohati aims to assist individuals in addressing their everyday health challenges effectively.

BSynchro is a Business and Information Technology service firm founded in 2005 by a team of IT and business professionals dedicated to synchronizing companies' people and technology. The company specializes in designing, developing, and deploying a variety of software solutions aimed at enhancing customer experience, improving process efficiency, and increasing profitability. BSynchro's expertise spans over 20 years in the financial services and IT sectors, allowing it to deliver innovative and intelligent operational solutions to clients across the Gulf, Levant, North Africa, Africa, and North America. The firm also focuses on digital insurance technology, providing consulting, high-end business application development, and business intelligence services to help the insurance industry streamline processes and optimize profitability.

Polaire Group, founded in 2012 and headquartered in Beirut, Lebanon, is a travel technology company that has developed a multi-sided platform aimed at enhancing the travel experience for millions of inbound travelers to Saudi Arabia. Its flagship application, Salam App, caters to travelers, brands, and group travel companies by addressing the unique challenges faced by Muslims during the Hajj and Umrah pilgrimages. The platform provides essential information to ensure safer and more informed travel experiences. Polaire Group has received multiple accolades for its innovations, including recognition from Thomson Reuters and awards from Apple for its application, as well as the Dubai Lynx Award and Festival of Media MENA awards for effective marketing campaigns.

Toters operates a marketplace that connects customers with retailers, utilizing a network of couriers to deliver products from any store within a city. The company's application allows users to order food, groceries, and other items from local restaurants and stores, providing a convenient way to shop from preferred locations while tracking deliveries in real-time. Additionally, Toters operates dark grocery stores under the brand Toters Fresh, maintaining a leadership position across all verticals and markets it serves.

Bluering is a fintech company based in Beirut, Lebanon, that specializes in developing business software tailored for the banking and finance sectors. The company offers comprehensive solutions for corporate and retail credit management, focusing on credit risk automation, credit management, and credit scoring. Bluering's software aims to streamline the loan origination and lending processes for banks and financial institutions. In addition to its software products, Bluering provides a range of services including consulting, project management, installation, training, integration, and maintenance. The company is committed to a transparent corporate culture and adheres to international regulations, ensuring that it meets customer expectations while delivering high-quality products and services.

KamKalima is a company that specializes in developing a SaaS-based platform aimed at enhancing the educational experience in K-12 schools, particularly for Arabic language instruction. Founded in 2014 and headquartered in Beirut, Lebanon, KamKalima provides a comprehensive learning management system that supports Arabic educators in lesson preparation, student progress tracking, and assessment. The platform incorporates advanced educational technology to foster the development of communication skills in Arabic, promoting personalized learning tailored to individual student needs. By transforming traditional Arabic writing assignments into engaging, game-based activities, KamKalima not only nurtures student creativity but also enhances teacher productivity and encourages family involvement in the learning process. The company's innovative approach aims to strengthen the connections between learners and educators while improving overall student performance.

Seez is a retail platform that facilitates automotive buying and selling services. Its mobile app offers an intelligent search engine for online car listings, along with proprietary AI-powered tools designed to streamline the car shopping journey.

NymCard is a payment processing platform founded in 2016, operating from Abu Dhabi, United Arab Emirates, with a focus on enhancing the digital payment landscape in Africa and the Middle East. The company specializes in providing an issuer processor solution that allows banks and financial institutions to offer innovative digital payment products, including plastic, virtual, and tokenized cards. NymCard's advanced infrastructure and user-friendly mobile wallet solutions facilitate quick account setup and immediate access to smart payment cards, promoting efficient and secure online transactions. By leveraging open APIs and mobile SDKs, NymCard aims to address the low penetration of payment cards in these regions, thereby driving greater participation in the digital economy.

Spike is a mobile assistant that helps diabetics better manage their diabetes. Spike monitors the patient's daily behavior and jumps in with reminders and tips when needed about insulin, food, activity, etc.. In addition to that, Spike stores the patient's data for further analysis and/or sharing with doctors and caregivers. Spike also provides a medicine adherence network in addition to a real time dashboard to make looking after diabetics easier. (more about Spike: https://www.thespikeapp.com)

Ostaz is an online platform offering personalized learning journeys to students worldwide. It connects learners with qualified tutors based on preferences like location and availability, providing adaptive learning avatars and round-the-clock support for enhanced academic performance.

Cherpa is an online educational platform focused on teaching robotics and electronics to youth through engaging and interactive methods. The platform offers a variety of courses that cover topics such as self-driving cars, smart cities, cybersecurity, electronics, artificial intelligence, and machine learning. By providing hands-on projects and virtual missions, Cherpa aims to equip students with essential skills for future careers in technology. The company is dedicated to making learning enjoyable while preparing young learners for the demands of tomorrow's job market.

Seez is a retail platform that facilitates automotive buying and selling services. Its mobile app offers an intelligent search engine for online car listings, along with proprietary AI-powered tools designed to streamline the car shopping journey.

BSynchro is a Business and Information Technology service firm founded in 2005 by a team of IT and business professionals dedicated to synchronizing companies' people and technology. The company specializes in designing, developing, and deploying a variety of software solutions aimed at enhancing customer experience, improving process efficiency, and increasing profitability. BSynchro's expertise spans over 20 years in the financial services and IT sectors, allowing it to deliver innovative and intelligent operational solutions to clients across the Gulf, Levant, North Africa, Africa, and North America. The firm also focuses on digital insurance technology, providing consulting, high-end business application development, and business intelligence services to help the insurance industry streamline processes and optimize profitability.

Risk+ Solutions SAL is a fintech company based in Beirut, Lebanon, specializing in the development and implementation of financial intelligence and risk management solutions for banks and financial institutions. Founded in January 2017 by Jad G. Doumith and Chadi G. El Nawar, the company focuses on providing fully integrated IT solutions that encompass performance management, balance sheet and capital optimization, and comprehensive stress testing tools. Risk+ Solutions aims to assist its clients in complying with regulations and industry best practices, enabling them to make informed decisions while effectively managing their balance sheets and risk exposures.

Eddress Inc. is a technology company that provides a cloud-based platform for delivery management, enabling businesses to streamline their operations. Founded in 2015 and headquartered in Nasra, Lebanon, with an additional office in Islamabad, Pakistan, Eddress offers a suite of features including live tracking, auto dispatching, and address pinning. The platform is designed to cater to various delivery-dependent sectors, such as restaurants, courier companies, florists, law firms, and both brick-and-mortar and online retailers. Eddress facilitates the integration of offline orders, allowing businesses to digitize their operations efficiently. By offering a customizable and automated end-to-end solution, Eddress helps clients optimize their delivery processes and enhance customer experiences.