Branch International

Branch International Inc. is a digital lending company founded in 2015 and headquartered in San Francisco, California, with additional offices in Mumbai, Nairobi, Mexico City, Lagos, and Kirkland. The company specializes in providing personal loans through its Android application, utilizing smartphone data to assess creditworthiness and streamline the approval process. By leveraging data science, Branch aims to reduce the cost of delivering financial services in emerging markets, thereby enhancing access to banking options for the growing middle class. Its mission is to ensure fair financial access for consumers, allowing users to build credit regardless of their banking history and circumventing challenges posed by traditional financial institutions.