Accel

Accel, established in 1983, is a prominent venture capital firm headquartered in Palo Alto, California, with additional offices in San Francisco, London, and Bangalore. The firm specializes in investing in early and growth-stage technology startups, focusing on sectors such as software, cloud technologies, consumer services, enterprise, healthcare, fintech, and security. Accel's portfolio includes notable companies like Atlassian, Facebook, Slack, and Spotify, reflecting its ability to identify and support entrepreneurs building businesses that drive next-generation industries.

Casey Aylward

Partner

Nir Blumberger

Venture Partner

Luca Bocchio

Partner

Katie Brown

Investor

Miles Clements

Partner

Adrian Colyer

Venture Partner

Ben Dooley

CFO

Peter Doyle

Investor

Christine Esserman

Partner

Ben Fletcher

Partner

Sameer Gandhi

Partner

Martin Gibson

Technology Investor

Graham Hutson

Investor

Sara Ittelson

Partner

Myrel Iturrey

Investor

Dinesh Katiyar

Partner

Richard Kotite

Vice President

Gagan Kumar

General Partner

John Locke

Partner

Zhenya Loginov

Partner

Steve Loughlin

Partner

Arun Mathew

Partner

Jonathan Mendelson

Investor

Gonzalo Mocorrea

Investor

Vasant Natarajan

Partner

Vas Natarajan

Partner

Nate Niparko

Partner

Maya Noeth

Partner

Rachit Parekh

Principal

Vijaysai Patnaik

Associate

Varun Purandare

Principal and Investor

Ben Quazzo

Investor, Venture and Growth

Rafael Quintanilla Loeillet

Early-Stage Investor

Tim Rawlinson

Investor - Growth

Matthew Robinson

Investor

Sagar Sanghvi

Partner

Tracy Sedlock

Chief Operating Partner

Jess Segal

Partner, Investor Relation

Ajay Sethi

Venture Partner

Manasi Shah

Vice President and Investment Team Member

Karan Shah

Investor

Sarthak Singh

Investor

Robert Sternberg

Investor

Diksha Sundarka

Investor

Prayank Swaroop

Partner

Charles Tananbaum

Investor

Humza Tariq

Investor

Jonathan Turner

Partner

Cecilia Wang

Vice President

Ivan Zhou

Partner

Past deals in Personal Finance

MoneyView

Venture Round in 2024
MoneyView is a financial management application designed to help users track and organize expenses, bills, and account balances. It utilizes SMS data to derive financial information, providing users with real-time visibility of their finances. In addition to expense management, MoneyView offers services related to personal loans, allowing users to check their loan eligibility and access low-interest loans through a completely paperless process. The platform emphasizes user-friendly financial management by enabling customers to track their spending while offering flexible repayment terms on loans. Through these comprehensive services, MoneyView aims to enhance users' overall financial awareness and facilitate better money management.

Monzo

Venture Round in 2024
Monzo is a digital bank that operates primarily through its mobile application, offering a range of banking services including current, savings, and business accounts, as well as overdrafts and loans. It provides real-time spending updates, categorized transactions, budgeting tools, and instant transaction notifications. Monzo's unique features include 'Pots', sub-accounts for saving towards specific goals, and Monzo Plus, a premium subscription service offering additional benefits. The company, founded in 2015 and based in London, aims to serve customers who prefer managing their finances digitally, without the need for physical branches.

Anyfin

Series C in 2023
Anyfin AB is a financial technology company based in Stockholm, Sweden, founded in 2017. It offers a loan refinancing platform that helps users improve the terms and rates of their existing loans. The company utilizes artificial intelligence and mobile technology, allowing users to refinance by simply taking a photo of their loan statements. By leveraging consumer data and payment history, Anyfin aims to help clients, particularly those with good credit ratings, reduce their interest costs without extending their repayment periods. The company focuses on providing fair and transparent financial services, initially addressing high interest and fees associated with loans and credit cards. Since its inception, Anyfin has expanded its offerings to include tools for tracking subscriptions and budgeting, enhancing users' overall financial management and encouraging better financial futures.

Shivalik Small Finance Bank

Venture Round in 2022
Shivalik Small Finance Bank is a technology-driven financial institution that aims to serve small and underserved customer segments by offering digitally focused and affordable banking products. Utilizing a cloud-based architecture powered by Infosys Finacle Core Banking and Digital Banking Suite, the bank delivers services with agility and efficiency. It is integrated with all retail payment platforms, including UPI, IMPS, NEFT, and RTGS, and is a direct member of the National Financial Switch. As of March 31, 2021, Shivalik Small Finance Bank had a deposit base of Rs 1245 Crores and total advances of Rs 805 Crores, serving over 4.5 lakh unique customers, including 15,000 self-help groups. The bank operates through 31 branches and over 250 banking agents across Uttar Pradesh, Madhya Pradesh, Delhi, and Uttarakhand. Additionally, it acts as a corporate agent for various insurance products from reputable companies such as New India Assurance and Bajaj Allianz.

Copper Financial Network

Series C in 2022
Copper is a technology company specializing in secure digital asset custody and portfolio management for institutional investors. Established in 2001, it offers a robust infrastructure that includes a secure wallet architecture, available as a standalone application, mobile app, and browser extension for smart contract signing. Copper's ClearLoop network enables off-exchange trading and settlement at tier-1 digital asset exchanges, further enhancing the security and efficiency of asset management. The company is headquartered in Lenexa, Kansas, and operates as a broker-dealer and registered investment advisor, with its assets managed by the executive team.

Jify

Series A in 2022
Jify is a fintech company dedicated to enhancing employee financial wellness by offering access to earned salaries and a suite of money management tools. The platform is designed to promote financial resilience among workers by allowing them to access their earnings in real-time. Jify's services include features for budgeting, tracking expenses, and providing financial education and coaching. By enabling employees to instantly manage their pay, Jify aims to foster long-term financial health and stability within the workforce.

MoneyView

Series D in 2022
MoneyView is a financial management application designed to help users track and organize expenses, bills, and account balances. It utilizes SMS data to derive financial information, providing users with real-time visibility of their finances. In addition to expense management, MoneyView offers services related to personal loans, allowing users to check their loan eligibility and access low-interest loans through a completely paperless process. The platform emphasizes user-friendly financial management by enabling customers to track their spending while offering flexible repayment terms on loans. Through these comprehensive services, MoneyView aims to enhance users' overall financial awareness and facilitate better money management.

Monzo

Series H in 2022
Monzo is a digital bank that operates primarily through its mobile application, offering a range of banking services including current, savings, and business accounts, as well as overdrafts and loans. It provides real-time spending updates, categorized transactions, budgeting tools, and instant transaction notifications. Monzo's unique features include 'Pots', sub-accounts for saving towards specific goals, and Monzo Plus, a premium subscription service offering additional benefits. The company, founded in 2015 and based in London, aims to serve customers who prefer managing their finances digitally, without the need for physical branches.

Monarch Money

Series A in 2022
Monarch Money is a subscription-based platform that provides a personal finance program to track expenses. The platform aims to help consumers plan and manage their financial lives and adds all the transactions, across all bank accounts and credit cards, into one list, and creates a budget to understand where the money is going.

FlyFin AI

Seed Round in 2021
FlyFin AI is a consumer-focused startup that specializes in automating financial management, particularly for freelancers and self-employed individuals. The company has developed a tax optimization platform that simplifies the tax filing process by utilizing artificial intelligence to identify potential tax deductions. FlyFin's technology seamlessly integrates with various expense accounts, significantly reducing the workload associated with tax preparation. By offering intuitive expense tracking, automated tax calculations, and personalized tax advice, FlyFin enables users to maximize their deductions and save valuable time in managing their finances.

Anyfin

Series B in 2021
Anyfin AB is a financial technology company based in Stockholm, Sweden, founded in 2017. It offers a loan refinancing platform that helps users improve the terms and rates of their existing loans. The company utilizes artificial intelligence and mobile technology, allowing users to refinance by simply taking a photo of their loan statements. By leveraging consumer data and payment history, Anyfin aims to help clients, particularly those with good credit ratings, reduce their interest costs without extending their repayment periods. The company focuses on providing fair and transparent financial services, initially addressing high interest and fees associated with loans and credit cards. Since its inception, Anyfin has expanded its offerings to include tools for tracking subscriptions and budgeting, enhancing users' overall financial management and encouraging better financial futures.

Monarch Money

Seed Round in 2021
Monarch Money is a subscription-based platform that provides a personal finance program to track expenses. The platform aims to help consumers plan and manage their financial lives and adds all the transactions, across all bank accounts and credit cards, into one list, and creates a budget to understand where the money is going.

Rocket Money

Series D in 2021
Rocket Money, formerly known as Truebill, Inc., is a financial management application that helps users track and manage their subscriptions and recurring bills. Launched in 2015 and based in San Francisco, the platform allows users to connect their bank accounts or credit card statements to gain a comprehensive view of their spending. Users can easily identify unwanted subscriptions and cancel them with just a few clicks. Additionally, Rocket Money monitors financial statements, providing monthly digests and important alerts about changes in payment amounts. This service aims to enhance users' financial health by optimizing spending and reducing unnecessary expenses.

Monzo

Series G in 2021
Monzo is a digital bank that operates primarily through its mobile application, offering a range of banking services including current, savings, and business accounts, as well as overdrafts and loans. It provides real-time spending updates, categorized transactions, budgeting tools, and instant transaction notifications. Monzo's unique features include 'Pots', sub-accounts for saving towards specific goals, and Monzo Plus, a premium subscription service offering additional benefits. The company, founded in 2015 and based in London, aims to serve customers who prefer managing their finances digitally, without the need for physical branches.

Monzo

Series G in 2020
Monzo is a digital bank that operates primarily through its mobile application, offering a range of banking services including current, savings, and business accounts, as well as overdrafts and loans. It provides real-time spending updates, categorized transactions, budgeting tools, and instant transaction notifications. Monzo's unique features include 'Pots', sub-accounts for saving towards specific goals, and Monzo Plus, a premium subscription service offering additional benefits. The company, founded in 2015 and based in London, aims to serve customers who prefer managing their finances digitally, without the need for physical branches.

Anyfin

Series B in 2020
Anyfin AB is a financial technology company based in Stockholm, Sweden, founded in 2017. It offers a loan refinancing platform that helps users improve the terms and rates of their existing loans. The company utilizes artificial intelligence and mobile technology, allowing users to refinance by simply taking a photo of their loan statements. By leveraging consumer data and payment history, Anyfin aims to help clients, particularly those with good credit ratings, reduce their interest costs without extending their repayment periods. The company focuses on providing fair and transparent financial services, initially addressing high interest and fees associated with loans and credit cards. Since its inception, Anyfin has expanded its offerings to include tools for tracking subscriptions and budgeting, enhancing users' overall financial management and encouraging better financial futures.

Skeps

Funding Round in 2020
Skeps is a technology company that provides a modular suite of products aimed at merchants and lenders to enhance the identification of credit solutions for customers. Founded in 2018 and headquartered in the U.S. with offices in India, Skeps utilizes private blockchain technology to facilitate the simultaneous evaluation of multiple financing options, thereby reducing declines and improving the overall customer experience. The company's offerings are designed to be integrated into the client's environment, providing access to rich data that enables the creation of highly customized customer offers while adhering to privacy guidelines. By focusing on point-of-sale financing, Skeps helps businesses offer payment flexibility, allowing them to stay competitive in a rapidly evolving digital landscape.

Monzo

Series F in 2019
Monzo is a digital bank that operates primarily through its mobile application, offering a range of banking services including current, savings, and business accounts, as well as overdrafts and loans. It provides real-time spending updates, categorized transactions, budgeting tools, and instant transaction notifications. Monzo's unique features include 'Pots', sub-accounts for saving towards specific goals, and Monzo Plus, a premium subscription service offering additional benefits. The company, founded in 2015 and based in London, aims to serve customers who prefer managing their finances digitally, without the need for physical branches.

Anyfin

Series A in 2019
Anyfin AB is a financial technology company based in Stockholm, Sweden, founded in 2017. It offers a loan refinancing platform that helps users improve the terms and rates of their existing loans. The company utilizes artificial intelligence and mobile technology, allowing users to refinance by simply taking a photo of their loan statements. By leveraging consumer data and payment history, Anyfin aims to help clients, particularly those with good credit ratings, reduce their interest costs without extending their repayment periods. The company focuses on providing fair and transparent financial services, initially addressing high interest and fees associated with loans and credit cards. Since its inception, Anyfin has expanded its offerings to include tools for tracking subscriptions and budgeting, enhancing users' overall financial management and encouraging better financial futures.

Skeps

Seed Round in 2019
Skeps is a technology company that provides a modular suite of products aimed at merchants and lenders to enhance the identification of credit solutions for customers. Founded in 2018 and headquartered in the U.S. with offices in India, Skeps utilizes private blockchain technology to facilitate the simultaneous evaluation of multiple financing options, thereby reducing declines and improving the overall customer experience. The company's offerings are designed to be integrated into the client's environment, providing access to rich data that enables the creation of highly customized customer offers while adhering to privacy guidelines. By focusing on point-of-sale financing, Skeps helps businesses offer payment flexibility, allowing them to stay competitive in a rapidly evolving digital landscape.

MoneyView

Series C in 2018
MoneyView is a financial management application designed to help users track and organize expenses, bills, and account balances. It utilizes SMS data to derive financial information, providing users with real-time visibility of their finances. In addition to expense management, MoneyView offers services related to personal loans, allowing users to check their loan eligibility and access low-interest loans through a completely paperless process. The platform emphasizes user-friendly financial management by enabling customers to track their spending while offering flexible repayment terms on loans. Through these comprehensive services, MoneyView aims to enhance users' overall financial awareness and facilitate better money management.

Monzo

Series E in 2018
Monzo is a digital bank that operates primarily through its mobile application, offering a range of banking services including current, savings, and business accounts, as well as overdrafts and loans. It provides real-time spending updates, categorized transactions, budgeting tools, and instant transaction notifications. Monzo's unique features include 'Pots', sub-accounts for saving towards specific goals, and Monzo Plus, a premium subscription service offering additional benefits. The company, founded in 2015 and based in London, aims to serve customers who prefer managing their finances digitally, without the need for physical branches.

Anyfin

Series A in 2018
Anyfin AB is a financial technology company based in Stockholm, Sweden, founded in 2017. It offers a loan refinancing platform that helps users improve the terms and rates of their existing loans. The company utilizes artificial intelligence and mobile technology, allowing users to refinance by simply taking a photo of their loan statements. By leveraging consumer data and payment history, Anyfin aims to help clients, particularly those with good credit ratings, reduce their interest costs without extending their repayment periods. The company focuses on providing fair and transparent financial services, initially addressing high interest and fees associated with loans and credit cards. Since its inception, Anyfin has expanded its offerings to include tools for tracking subscriptions and budgeting, enhancing users' overall financial management and encouraging better financial futures.

Quiklo

Series A in 2016
Quiklo is a micro-lending platform that specializes in providing collateral-free loans for education to individuals lacking traditional credit histories or CIBIL scores. The company has developed a proprietary Credit Risk Engine that utilizes over 1,000 data points, including information from non-traditional and alternate sources, to create a comprehensive underwriting and management strategy. Quiklo aims to serve a segment of the population that is often overlooked but equally aspirational and creditworthy as those with established credit profiles. By leveraging advanced technology, Quiklo facilitates quick loan approvals, enabling students to explore various educational financing options and receive funding within a day.

Quiklo

Seed Round in 2016
Quiklo is a micro-lending platform that specializes in providing collateral-free loans for education to individuals lacking traditional credit histories or CIBIL scores. The company has developed a proprietary Credit Risk Engine that utilizes over 1,000 data points, including information from non-traditional and alternate sources, to create a comprehensive underwriting and management strategy. Quiklo aims to serve a segment of the population that is often overlooked but equally aspirational and creditworthy as those with established credit profiles. By leveraging advanced technology, Quiklo facilitates quick loan approvals, enabling students to explore various educational financing options and receive funding within a day.

MoneyView

Venture Round in 2016
MoneyView is a financial management application designed to help users track and organize expenses, bills, and account balances. It utilizes SMS data to derive financial information, providing users with real-time visibility of their finances. In addition to expense management, MoneyView offers services related to personal loans, allowing users to check their loan eligibility and access low-interest loans through a completely paperless process. The platform emphasizes user-friendly financial management by enabling customers to track their spending while offering flexible repayment terms on loans. Through these comprehensive services, MoneyView aims to enhance users' overall financial awareness and facilitate better money management.

Quiklo

Seed Round in 2015
Quiklo is a micro-lending platform that specializes in providing collateral-free loans for education to individuals lacking traditional credit histories or CIBIL scores. The company has developed a proprietary Credit Risk Engine that utilizes over 1,000 data points, including information from non-traditional and alternate sources, to create a comprehensive underwriting and management strategy. Quiklo aims to serve a segment of the population that is often overlooked but equally aspirational and creditworthy as those with established credit profiles. By leveraging advanced technology, Quiklo facilitates quick loan approvals, enabling students to explore various educational financing options and receive funding within a day.

MoneyView

Venture Round in 2015
MoneyView is a financial management application designed to help users track and organize expenses, bills, and account balances. It utilizes SMS data to derive financial information, providing users with real-time visibility of their finances. In addition to expense management, MoneyView offers services related to personal loans, allowing users to check their loan eligibility and access low-interest loans through a completely paperless process. The platform emphasizes user-friendly financial management by enabling customers to track their spending while offering flexible repayment terms on loans. Through these comprehensive services, MoneyView aims to enhance users' overall financial awareness and facilitate better money management.

MoneyView

Venture Round in 2014
MoneyView is a financial management application designed to help users track and organize expenses, bills, and account balances. It utilizes SMS data to derive financial information, providing users with real-time visibility of their finances. In addition to expense management, MoneyView offers services related to personal loans, allowing users to check their loan eligibility and access low-interest loans through a completely paperless process. The platform emphasizes user-friendly financial management by enabling customers to track their spending while offering flexible repayment terms on loans. Through these comprehensive services, MoneyView aims to enhance users' overall financial awareness and facilitate better money management.

LearnVest

Series D in 2014
LearnVest, Inc. is a personal finance and lifestyle company focused on empowering women to manage their finances effectively. Launched in 2009 and based in New York, LearnVest offers a comprehensive website and mobile application that provide valuable resources, tools, and support tailored to women's financial needs. Users can access informative articles, interactive checklists, and financial planning services, which include budgeting, expense tracking, and strategies for managing various financial obligations, such as student loans. The platform enables users to classify transactions, build custom budgets, and connect with financial planners through a subscription model. By fostering a collaborative community, LearnVest aims to educate women on personal finance while addressing everyday financial challenges in an engaging and accessible manner.

LearnVest

Series C in 2013
LearnVest, Inc. is a personal finance and lifestyle company focused on empowering women to manage their finances effectively. Launched in 2009 and based in New York, LearnVest offers a comprehensive website and mobile application that provide valuable resources, tools, and support tailored to women's financial needs. Users can access informative articles, interactive checklists, and financial planning services, which include budgeting, expense tracking, and strategies for managing various financial obligations, such as student loans. The platform enables users to classify transactions, build custom budgets, and connect with financial planners through a subscription model. By fostering a collaborative community, LearnVest aims to educate women on personal finance while addressing everyday financial challenges in an engaging and accessible manner.

Prosper Marketplace

Series A in 2013
Prosper Marketplace Inc. is a peer-to-peer online credit marketplace based in San Francisco, California, founded in 2005. The company facilitates connections between individuals seeking consumer loans and those willing to invest in these loans, including both individuals and institutions. Prosper’s platform offers a range of fixed-rate, amortizing, and unsecured personal loans, all characterized by transparency, low fees, and no prepayment penalties. By utilizing a data-driven underwriting model, Prosper enables borrowers to access affordable loans while providing investors with the opportunity to earn competitive returns. The marketplace aims to create financial benefits for both borrowers and investors in a straightforward and efficient manner.

Lenddo

Series A in 2012
Lenddo International, established in 2011, operates an online platform enabling users to leverage their social network reputation for accessing local financial services. Headquartered in Hong Kong with offices in the Philippines, Colombia, and New York, Lenddo serves customers in Colombia and the Philippines, offering loans for education, debt consolidation, appliances, medical expenses, home improvements, or small businesses. It uses data from users' online social connections to assess creditworthiness, making financial services more accessible. As of October 2017, Lenddo operates as a subsidiary of EFL Global Ltd.

LearnVest

Series B in 2011
LearnVest, Inc. is a personal finance and lifestyle company focused on empowering women to manage their finances effectively. Launched in 2009 and based in New York, LearnVest offers a comprehensive website and mobile application that provide valuable resources, tools, and support tailored to women's financial needs. Users can access informative articles, interactive checklists, and financial planning services, which include budgeting, expense tracking, and strategies for managing various financial obligations, such as student loans. The platform enables users to classify transactions, build custom budgets, and connect with financial planners through a subscription model. By fostering a collaborative community, LearnVest aims to educate women on personal finance while addressing everyday financial challenges in an engaging and accessible manner.

Prosper Marketplace

Series E in 2011
Prosper Marketplace Inc. is a peer-to-peer online credit marketplace based in San Francisco, California, founded in 2005. The company facilitates connections between individuals seeking consumer loans and those willing to invest in these loans, including both individuals and institutions. Prosper’s platform offers a range of fixed-rate, amortizing, and unsecured personal loans, all characterized by transparency, low fees, and no prepayment penalties. By utilizing a data-driven underwriting model, Prosper enables borrowers to access affordable loans while providing investors with the opportunity to earn competitive returns. The marketplace aims to create financial benefits for both borrowers and investors in a straightforward and efficient manner.

Prosper Marketplace

Series D in 2010
Prosper Marketplace Inc. is a peer-to-peer online credit marketplace based in San Francisco, California, founded in 2005. The company facilitates connections between individuals seeking consumer loans and those willing to invest in these loans, including both individuals and institutions. Prosper’s platform offers a range of fixed-rate, amortizing, and unsecured personal loans, all characterized by transparency, low fees, and no prepayment penalties. By utilizing a data-driven underwriting model, Prosper enables borrowers to access affordable loans while providing investors with the opportunity to earn competitive returns. The marketplace aims to create financial benefits for both borrowers and investors in a straightforward and efficient manner.

LearnVest

Series A in 2010
LearnVest, Inc. is a personal finance and lifestyle company focused on empowering women to manage their finances effectively. Launched in 2009 and based in New York, LearnVest offers a comprehensive website and mobile application that provide valuable resources, tools, and support tailored to women's financial needs. Users can access informative articles, interactive checklists, and financial planning services, which include budgeting, expense tracking, and strategies for managing various financial obligations, such as student loans. The platform enables users to classify transactions, build custom budgets, and connect with financial planners through a subscription model. By fostering a collaborative community, LearnVest aims to educate women on personal finance while addressing everyday financial challenges in an engaging and accessible manner.

Prosper Marketplace

Venture Round in 2010
Prosper Marketplace Inc. is a peer-to-peer online credit marketplace based in San Francisco, California, founded in 2005. The company facilitates connections between individuals seeking consumer loans and those willing to invest in these loans, including both individuals and institutions. Prosper’s platform offers a range of fixed-rate, amortizing, and unsecured personal loans, all characterized by transparency, low fees, and no prepayment penalties. By utilizing a data-driven underwriting model, Prosper enables borrowers to access affordable loans while providing investors with the opportunity to earn competitive returns. The marketplace aims to create financial benefits for both borrowers and investors in a straightforward and efficient manner.

Prosper Marketplace

Series C in 2007
Prosper Marketplace Inc. is a peer-to-peer online credit marketplace based in San Francisco, California, founded in 2005. The company facilitates connections between individuals seeking consumer loans and those willing to invest in these loans, including both individuals and institutions. Prosper’s platform offers a range of fixed-rate, amortizing, and unsecured personal loans, all characterized by transparency, low fees, and no prepayment penalties. By utilizing a data-driven underwriting model, Prosper enables borrowers to access affordable loans while providing investors with the opportunity to earn competitive returns. The marketplace aims to create financial benefits for both borrowers and investors in a straightforward and efficient manner.

Prosper Marketplace

Series B in 2006
Prosper Marketplace Inc. is a peer-to-peer online credit marketplace based in San Francisco, California, founded in 2005. The company facilitates connections between individuals seeking consumer loans and those willing to invest in these loans, including both individuals and institutions. Prosper’s platform offers a range of fixed-rate, amortizing, and unsecured personal loans, all characterized by transparency, low fees, and no prepayment penalties. By utilizing a data-driven underwriting model, Prosper enables borrowers to access affordable loans while providing investors with the opportunity to earn competitive returns. The marketplace aims to create financial benefits for both borrowers and investors in a straightforward and efficient manner.

Prosper Marketplace

Series A in 2005
Prosper Marketplace Inc. is a peer-to-peer online credit marketplace based in San Francisco, California, founded in 2005. The company facilitates connections between individuals seeking consumer loans and those willing to invest in these loans, including both individuals and institutions. Prosper’s platform offers a range of fixed-rate, amortizing, and unsecured personal loans, all characterized by transparency, low fees, and no prepayment penalties. By utilizing a data-driven underwriting model, Prosper enables borrowers to access affordable loans while providing investors with the opportunity to earn competitive returns. The marketplace aims to create financial benefits for both borrowers and investors in a straightforward and efficient manner.

Monarch Money

Monarch Money is a subscription-based platform that provides a personal finance program to track expenses. The platform aims to help consumers plan and manage their financial lives and adds all the transactions, across all bank accounts and credit cards, into one list, and creates a budget to understand where the money is going.
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