Accion

Fairbanc is a scalable, AI-powered mobile loan and payments platform for emerging market small-medium enterprises (SMEs) that requires no collateral or credit history. The company's AI-powered platform can read digital footprints such as transaction history with large suppliers, and data on the mobile phone to grant instant digital credit line that SMEs can use to purchase inventories from our selected suppliers. Fairbanc's proven gender-intelligent ecosystem for loans and payments can be used in many vertical markets, eliminating the shortcomings of cash. Retail shop-owners can boost sales up to 20%, eliminate cash shortages, enjoy an easier payments regimen, and develop a credit history; suppliers receive more consistent order cycles, more instant payments upon delivery, and SKU sales expansion.

AquaExchange is a technology platform for shrimp and fish farmers.

Grupo R5 Ltda operates R5, provides mortgages loans and insurance policy using assets, such as cars and motorcycles as collateral to customers in Bogota, Medellin, Cali, and Bucaramanga. It enables users to buy and provides consulting services online. The company was founded in 2018 and is based in Bogotá, Colombia.

Khazna is an Egyptian company focused on enhancing financial services through its mobile application. The platform offers a range of services, including payments, savings, and insurance, while also allowing employers to provide cash advances to employees for unforeseen emergencies. Users can easily transfer and receive funds between each other and make cash withdrawals and deposits without incurring transaction fees. By leveraging smartphone technology, Khazna aims to deliver convenient, effective, and secure financial solutions to consumers in Egypt.

MyRobin.id is a recruitment platform for hospitality and restaurants where employers post job vacancies and post it to social media. Qualified candidates get notifications and apply for work and they are directly connected with the employers for a job interview and scheduling. MyRobin.id was founded in 2019 and is headquartered in Jakarta, Indonesia.

Annapurna Finance Private Limited is a non-banking financial company based in Bhubaneswar, India, that specializes in providing microfinance services primarily to women and low-income households in rural and semi-urban areas. The company focuses on income generation loans for self-help groups and joint liability groups, offering financing for agricultural activities, micro enterprises, and various business needs. Additionally, it provides housing finance for home construction and renovation, as well as loans tailored for individuals with disabilities and the financially excluded. Annapurna Finance also supports initiatives for safe water and sanitation, dairy development, and solar energy, while offering credit-linked insurance to its clients. Originally founded as Annapurna Microfinance in 2009, the company changed its name in 2018 to reflect its broader mission of facilitating economic empowerment and integrating underserved populations into the formal financial system.

Kuunda operates a B2B advisory platform that focuses on providing financial services tailored for developing economies. The company offers a range of tools, including liquidity management and data insight solutions, which help clients meet their financial requirements through a digital interface. By enabling users to access liquidity, Kuunda supports underserved agents, merchants, and consumers, facilitating their ability to maintain their standard of living, grow their businesses, and enhance economic resilience. Additionally, Kuunda's platform promotes increased network productivity and expands the distribution of products, yielding tangible and measurable results for its clients.

Pintek is a financial technology company aiming to democratise access to education in Indonesia through affordable and flexible credit.

CredRight Private Limited operates a data-driven lending platform focused on providing credit to unserved and underserved micro, small, and medium enterprises (MSMEs) in India. Founded in 2016 and based in Hyderabad, the company leverages technology, particularly rotating savings and credit associations (ROSCAs) and chit funds, to build credit profiles for applicants. This allows users to access transparent and timely loans. The platform simplifies the application process, enabling users to register online, upload necessary documents, and apply for loans within minutes. Credit evaluation is conducted within 24 hours, and funds are typically disbursed to bank accounts within three days, all from the convenience of the applicant's home or office. CredRight aims to ease the challenges faced by small business owners in accessing capital and to transform the way small businesses are funded in India.

Capiter is a B2B e-commerce marketplace that focuses on providing cash flow solutions for small to medium-sized businesses in Egypt. Founded in 2019 and headquartered in Cairo, Capiter enables suppliers to receive immediate payment for their sales, thereby reducing collection and credit risks. The platform also offers buyers flexible payment plans, allowing them to access credit on their purchases. By streamlining transactions and enhancing cash flow management, Capiter supports the growth and financial stability of small businesses and vendors in the region.

Dinie provides flexible, convenient and easy-to-use financing solutions for small businesses. Through our end-to-end lending API, we enable digital platforms (marketplaces, Saas, ERPs) to offer instant credit to their customers to help them grow their businesses. As more companies incorporate financial services into their existing product offerings, we look forward to enabling the huge market opportunity of next generation embedded banking services. Dinie was founded by two serial entrepreneurs, Suzy Ferreira and Andrea Burattini (at age 27 sold her first Fintech to Accenture in 2013). Dinie has also Kris Lembke as Co-Founder & CTO (+10y in tech & payments) and Vinicius Cibim as Co-Founder & CFO (+10y in finance & fintech). Dinie counts on highly experienced angel investors like Rita Liu (Ex. CEO Alipay Europe), Sergio Fogel (Co-Founder of dLocal), Benjamin Gleason & Thiago Alvarez (Founders of GuiaBolso), Markus Rinderer (Founder of PAY.ON), Alexander Muller (Founder of Kreditech) and Matthias Setzer (Global Payments Director at Facebook, and previously at Paypal & Naspers).

Lidya is a financial services platform based in Lagos, Nigeria, founded in 2016. The company focuses on improving access to credit and financial resources for small and medium enterprises in emerging markets. Lidya enables businesses to open online accounts quickly, manage their funds, and access necessary credit to facilitate growth. Utilizing mobile-first technology and proprietary credit scoring algorithms, the platform offers tools and dashboards that help businesses monitor their cash flow and receivables. This approach allows users to build their credit profiles, which can lead to higher credit limits and more affordable financing options. Lidya aims to empower businesses with the financial tools they need to succeed and plan for the future.

Fairbanc is a scalable, AI-powered mobile loan and payments platform for emerging market small-medium enterprises (SMEs) that requires no collateral or credit history. The company's AI-powered platform can read digital footprints such as transaction history with large suppliers, and data on the mobile phone to grant instant digital credit line that SMEs can use to purchase inventories from our selected suppliers. Fairbanc's proven gender-intelligent ecosystem for loans and payments can be used in many vertical markets, eliminating the shortcomings of cash. Retail shop-owners can boost sales up to 20%, eliminate cash shortages, enjoy an easier payments regimen, and develop a credit history; suppliers receive more consistent order cycles, more instant payments upon delivery, and SKU sales expansion.

Developer of a digital insurance platform intended to integrate insurance into businesses. The company's platform allows easy integration across sectors to offer insurance products through a seamless digital experience, providing clients with automated underwriting, speeding up claims, reducing claims ratios, and increasing profitability.

NOW Money uses mobile banking technology to bring accounts and remittance to the unbanked population of the Middle East. It provides a convenient and easy to use solution for those currently excluded from the financial system, bringing full access to the financial system, and significant savings on remittance.

Henry trains software developers for free and helps them find a job in exchange for a share of their future income. The company is based in Buenos Aires, Argentina.

Pintek is a financial technology company aiming to democratise access to education in Indonesia through affordable and flexible credit.

TerraMagna is a fintech company that focuses on risk mitigation for agribusinesses. It leverages technology and alternative data sources to transform a risky and volatile process into a simple and safe experience. TerraMagna enables retailers, industries, and farmers to have access to fair credit and investors have high-yield, market-uncorrelated and high-volume assets to invest in. The company was founded in 2017 and is headquartered in São José Dos Campos.

Arya Collateral Warehousing Services provides post-harvest services including warehousing, warehouse receipt financing, rural storage discovery, collateral management and market linkages.

Advance Tech Lending Inc. operates an online platform that increases employee productivity through financial empowerment. It increases employee engagement, reduces the turnovers and workplace stress, and recruit and retain the talent in the organization. The company was founded in 2018 and is based in Makati City, Philippines.

Advance Tech Lending Inc. operates an online platform that increases employee productivity through financial empowerment. It increases employee engagement, reduces the turnovers and workplace stress, and recruit and retain the talent in the organization. The company was founded in 2018 and is based in Makati City, Philippines.

Apollo Agriculture, founded in 2015 and based in Nairobi, Kenya, focuses on providing financial and technical support to smallholder farmers in emerging markets. The company offers farming loans to help farmers purchase essential inputs such as fertilizer, seeds, and crop insurance, along with access to expert consultations via mobile technology. By utilizing agronomic machine learning and remote sensing, Apollo tailors its services to individual farmers, assessing credit risk and customizing packages based on satellite and soil data, as well as crop yield models. This approach not only enhances the effectiveness of farming practices but also aims to significantly increase yields and profits for farmers.

CreditMantri Finserv Private Limited provides individuals with credit score analysis and credit improvement program. It engages in educating consumers about their credit history, as well as leverages the same to improve/enhance their chances for becoming loan/credit card eligible. The company also provides individuals with a plan to improve their credit score and works with them for improving their loan/credit card eligibility. In addition, it helps individuals obtain their CIBIL report and provide them with a credit scan; and conducts analysis and provides them with a credit health report. Further, the company provides services for individuals to find loans/credit cards, improve credit score and history, and reduce their EMI costs. CreditMantri Finserv Private Limited was founded in 2012 and is based in Chennai, India.

Pintek is a financial technology company aiming to democratise access to education in Indonesia through affordable and flexible credit.

SmartCoin is a mobile app based lending platform, capable of assessing the risk profile of a prospective borrower in real time, using data science and machine learning algorithms. Their proprietary credit underwriting engine aggregates thousands of data points on a customer’s smartphone to build a customized credit score. A customer is instantly offered personalized loan products on the basis of his risk and capacity, and the money is transferred digitally to their bank account.

Field Intelligence, Inc. provides a cloud based application to monitor, manage, and monetize asset ecosystem in real time. The company was founded in 2010 and is based in San Diego, California. As of July 24, 2019, Field Intelligence, Inc. operates as a subsidiary of Network Innovations Inc.

Khazna is an Egyptian company focused on enhancing financial services through its mobile application. The platform offers a range of services, including payments, savings, and insurance, while also allowing employers to provide cash advances to employees for unforeseen emergencies. Users can easily transfer and receive funds between each other and make cash withdrawals and deposits without incurring transaction fees. By leveraging smartphone technology, Khazna aims to deliver convenient, effective, and secure financial solutions to consumers in Egypt.

SMEcorner is a financial lending firm that focuses on providing quick access to business loans to micro, small, and medium enterprises. The companys mission is to fill India's SME lending gap with the use of an online platform that combines machine learning, data science, and artificial intelligence. SME owners can fund their business through their 2 different products which are the unsecured business loans and loan against property. SMEcorner's lending process is based on a combination of traditional and new alternate data, with strong use of decision science. SMEcorner was founded in 2014 and is headquartered in Mumbai, Maharashtra, India.

Prayaan Capital Pvt Ltd provides credit facilities to micro, small, and medium Entrepreneurs. The company provides services of loan, mobile based solutions; insurances; advisory services such as business avenues, government schemes, subsidiaries, and research materials; business enhancement tools; banking products; and tracking of financial health. Prayaan Capital Pvt Ltd was incorporated in 2018 and is based in Chennai, India.

Toffee Insurance is making insurance affordable, relevant and accessible for everyone with its one simple plan that covers for health, life, household and more. Be it small insurance packs for your day to day possessions, topical health hazards or protecting you and your family for life, Toffee does all the heavy lifting in easy monthly payments. Find your Toffee here: www.toffeeinsurance.com!

Joust, Inc., based in Austin, Texas, offers a comprehensive suite of banking and payment solutions tailored for freelancers and entrepreneurs. Founded in 2017, Joust provides services through its proprietary PayArmour tool, which safeguards invoice payments and helps resolve late or non-payment issues experienced by independent workers. The company operates as a subsidiary of ZenBusiness, Inc. and utilizes a chartered, FDIC-insured community bank to deliver merchant services and business banking. In addition to payment protection, Joust's offerings include business incorporation, invoicing, real-time payment processing, invoice insurance, and account analytics. Through its innovative technology and banking partnerships, Joust addresses the financial challenges faced by self-employed individuals.

Flex Finance offers a mobile platform designed for small and medium-sized enterprises (SMEs) to manage and track their expenses effectively. The platform features an intuitive user interface, allowing users with little to no financial knowledge to navigate it easily. Through built-in artificial intelligence, Flex Finance provides valuable insights that help business owners reduce waste, save money, and make informed spending decisions. The company aims to support SMEs in overcoming common challenges, particularly in their formative years, thereby contributing to job creation and economic stability in Nigeria. By digitizing daily operations, including budgeting, expense tracking, and facilitating bulk payment transfers, Flex Finance empowers businesses to streamline their financial management processes.

ftcash is one of India’s fast-growing financial technology venture, recognized by Forbes, which aims to empower micro-merchants and small businesses with the power of credit using digital payments, using only a bank account and a feature phone. ftcash uses its proprietary algorithm to understand the credit-worthiness using their transaction flow data on the ftcash payments platform along with several other data points including psychometric analysis, which can be leveraged to provide these SMEs institutional finance and recollect the money from their daily transactions. ftcash works with Banks and Financial Institutions to deploy its solution for all their SMEs. After a successful launch in India in 2015, ftcash is expanding globally. ftcash is being supported by PayPal and MasterCard to enable merchant services globally.

SMEcorner is a financial lending firm that focuses on providing quick access to business loans to micro, small, and medium enterprises. The companys mission is to fill India's SME lending gap with the use of an online platform that combines machine learning, data science, and artificial intelligence. SME owners can fund their business through their 2 different products which are the unsecured business loans and loan against property. SMEcorner's lending process is based on a combination of traditional and new alternate data, with strong use of decision science. SMEcorner was founded in 2014 and is headquartered in Mumbai, Maharashtra, India.

CÍVICO is a digital company that maps cities and citizens by crowdsourcing location data to drive transactions between consumers, merchants and brands. CÍVICO is currently up and running in México City, Bogotá and Santiago with more than 4 million monthly active users using our apps and web, 1,000,000 crowdsourced places in its database and 50,000 crowdsourcer´s mapping their cities. From the consumer perspective, we are solving their daily needs in their city by aggregating all their city in a single app. CÍVICO is a multipurpose app where we are building and mapping the most relevant digital information system which includes local places, news, public transport, bicycles, events, movies, deliveries, and much more. From the business perspective, we are understanding real time consumer behavior by mapping daily life in the city and we connect those consumers with key markets in a city. Currently we are focused on 4 key players in a city: merchants/smb´s, banks, brands and government.

Destácame SpA develops and markets a credit-ranking service that gives customers an account of their credit rating. The company is based in Santiago, Chile.

Jeitto Meios de Pagamento Ltda. is a mobile-first neobank based in Sao Paulo, Brazil, founded in 2014. The company focuses on providing financial services, including credit and payment solutions, to underserved consumers through its application. Jeitto offers a digital wallet that enables users to make purchases and payments using a credit limit, as well as a prepayment function. Customers can utilize the app to pay for e-commerce purchases, utility bills, mobile recharges, transportation, gift cards, and online entertainment, thereby enhancing their financial experience with convenient access to credit and essential services.

BASIX Sub-K iTransactions Limited provides a mobile technology based transactional platform for access to digitized services to residents of rural, urban, and semi-urban areas. It offers banking services, savings, NREGA and other government payments, money transfers, utility payments, and prepaid mobile top-ups through a network of basic convenience outlets. The company was incorporated in 2010 and is based in Hyderabad, India. BASIX Sub-K iTransactions Limited operates as a subsidiary of Bhartiya Samruddhi Investments and Consulting Services, Ltd.

Self Financial, Inc., based in Austin, Texas, operates a mobile application that focuses on credit building and savings. The platform offers small certificate of deposit secured installment loans, facilitating customers in creating credit builder accounts that help them establish payment history while saving money. Founded in 2014 and originally known as Self Lender, Inc., the company rebranded in 2019 to better reflect its mission of promoting economic inclusion and financial resilience. Self's services include credit score tracking and monitoring, enabling users to enhance their financial future with accessible credit-building products.

Self Financial is a venture-backed fintech startup that helps customers build credit and save money. It provides tools necessary for building on-time payment history and responsible use of credit, in collaboration with issuing banks.s services are for those who are new to credit or who might not have access to traditional financial products. It offers Self Credit Builder Account to help consumers build both credit and savings without relying on credit history and Self Visa Credit Card, a card that helps existing customers build their security deposit in instalments. Self Financial is formerly known as Self Lender. The startup was founded by Conor Swanson and James Garvey in 2015 and is based in Austin, Texas.

Tez Financial Services Limited provides digital non-banking micro financing services. The company develops an application through which it aggregates credit, savings, insurance, and investments into a single platform. Its products include Tez advance which provides nano credit services; Tez Bima which distributes insurance; and Tez Sarmaya which caters to the medium-to-long term investment needs. The company was incorporated in 2018 and is based in Karachi, Pakistan.

SMEcorner is a financial lending firm that focuses on providing quick access to business loans to micro, small, and medium enterprises. The companys mission is to fill India's SME lending gap with the use of an online platform that combines machine learning, data science, and artificial intelligence. SME owners can fund their business through their 2 different products which are the unsecured business loans and loan against property. SMEcorner's lending process is based on a combination of traditional and new alternate data, with strong use of decision science. SMEcorner was founded in 2014 and is headquartered in Mumbai, Maharashtra, India.

Lumkani is a social enterprise based in South Africa that develops innovative early-warning IoT heat sensors aimed at mitigating the impact of fires in urban informal settlements, particularly in shacks. Founded in 2014, the company utilizes a heat detection technology that monitors temperature changes to detect fires. When a fire is detected, Lumkani's devices, which are networked to connect within a 60-meter radius, alert families in the vicinity, facilitating a swift community response. This technology not only reduces the risk of fire-related destruction but also aims to enhance safety and resilience in vulnerable urban areas.

Lend Street Financial, Inc. specializes in consumer lending solutions aimed at individuals facing financial difficulties. The company assists clients in refinancing existing debt and offers negotiation services with creditors to secure discounts on their debts. This enables customers to reduce their overall financial burden while working towards rebuilding their credit. Founded in 2010 and headquartered in Oakland, California, Lend Street serves various states, including Arizona, California, Florida, and Texas, among others. By establishing partnerships within the financial sector, the company is able to provide valuable support to those seeking to regain control of their financial lives.

CredRight Private Limited operates a data-driven lending platform focused on providing credit to unserved and underserved micro, small, and medium enterprises (MSMEs) in India. Founded in 2016 and based in Hyderabad, the company leverages technology, particularly rotating savings and credit associations (ROSCAs) and chit funds, to build credit profiles for applicants. This allows users to access transparent and timely loans. The platform simplifies the application process, enabling users to register online, upload necessary documents, and apply for loans within minutes. Credit evaluation is conducted within 24 hours, and funds are typically disbursed to bank accounts within three days, all from the convenience of the applicant's home or office. CredRight aims to ease the challenges faced by small business owners in accessing capital and to transform the way small businesses are funded in India.

Toffee Insurance is making insurance affordable, relevant and accessible for everyone with its one simple plan that covers for health, life, household and more. Be it small insurance packs for your day to day possessions, topical health hazards or protecting you and your family for life, Toffee does all the heavy lifting in easy monthly payments. Find your Toffee here: www.toffeeinsurance.com!

Lidya is a financial services platform based in Lagos, Nigeria, founded in 2016. The company focuses on improving access to credit and financial resources for small and medium enterprises in emerging markets. Lidya enables businesses to open online accounts quickly, manage their funds, and access necessary credit to facilitate growth. Utilizing mobile-first technology and proprietary credit scoring algorithms, the platform offers tools and dashboards that help businesses monitor their cash flow and receivables. This approach allows users to build their credit profiles, which can lead to higher credit limits and more affordable financing options. Lidya aims to empower businesses with the financial tools they need to succeed and plan for the future.

Pula GmbH is an insurance intermediary based in Mollis, Switzerland, specializing in agricultural insurance broking services. The company focuses on providing data-driven insurance solutions for small-scale farmers across six countries in Africa. By leveraging machine learning and analyzing weather patterns and farm losses, Pula helps farmers navigate climate risks and enhance their agricultural practices. Through the use of mobile technology, Pula empowers hundreds of thousands of smallholders to protect their crops and make informed financial decisions, ultimately enabling them to invest in their farms and improve their overall income.

Tienda Pago is the merchant support platform that facilitates your weekly merchandise purchase to distributors. It is the result of years of experience of a team of experts whose objective is to promote ecosystems where all participants, both distributors and traders, benefit from the service and proactively motivate other participants to join the system.

SmartCoin is a mobile app based lending platform, capable of assessing the risk profile of a prospective borrower in real time, using data science and machine learning algorithms. Their proprietary credit underwriting engine aggregates thousands of data points on a customer’s smartphone to build a customized credit score. A customer is instantly offered personalized loan products on the basis of his risk and capacity, and the money is transferred digitally to their bank account.

BASIX Sub-K iTransactions Limited provides a mobile technology based transactional platform for access to digitized services to residents of rural, urban, and semi-urban areas. It offers banking services, savings, NREGA and other government payments, money transfers, utility payments, and prepaid mobile top-ups through a network of basic convenience outlets. The company was incorporated in 2010 and is based in Hyderabad, India. BASIX Sub-K iTransactions Limited operates as a subsidiary of Bhartiya Samruddhi Investments and Consulting Services, Ltd.

SmartMEI provides banking and automated accounting for micro-entrepreneurs in Brazil. The company was started by two Brazilian graduates from the MBA Class of ‘15 at the Stanford Graduate School of Business who wanted to use cutting-edge technology to help entrepreneurs in their home country to thrive. SmartMEI is a business-in-a-box solution that takes care of the basic back-office needs of every micro-business owner: being in full compliance with the government, collecting from clients, making payments and managing cash. SmartMEI is currently being used by companies in more than 3.500 cities all over Brazil.

ESCALA EDUCACION S.A.S offers employees of its business partners savings plans to facilitate access to higher education and education for their children. The company also offers vocational support, enrollment discounts in higher education institutions, provides scholarships for education. The company provides savings plans coupled with company matching funds, tuition discounts, career counseling, and other education benefits. ESCALA EDUCACION S.A.S was founded in 2015 and is based in Medellin, Colombia.

Self Financial is a venture-backed fintech startup that helps customers build credit and save money. It provides tools necessary for building on-time payment history and responsible use of credit, in collaboration with issuing banks.s services are for those who are new to credit or who might not have access to traditional financial products. It offers Self Credit Builder Account to help consumers build both credit and savings without relying on credit history and Self Visa Credit Card, a card that helps existing customers build their security deposit in instalments. Self Financial is formerly known as Self Lender. The startup was founded by Conor Swanson and James Garvey in 2015 and is based in Austin, Texas.

Self Financial, Inc., based in Austin, Texas, operates a mobile application that focuses on credit building and savings. The platform offers small certificate of deposit secured installment loans, facilitating customers in creating credit builder accounts that help them establish payment history while saving money. Founded in 2014 and originally known as Self Lender, Inc., the company rebranded in 2019 to better reflect its mission of promoting economic inclusion and financial resilience. Self's services include credit score tracking and monitoring, enabling users to enhance their financial future with accessible credit-building products.

NOW Money uses mobile banking technology to bring accounts and remittance to the unbanked population of the Middle East. It provides a convenient and easy to use solution for those currently excluded from the financial system, bringing full access to the financial system, and significant savings on remittance.

Lidya is a financial services platform based in Lagos, Nigeria, founded in 2016. The company focuses on improving access to credit and financial resources for small and medium enterprises in emerging markets. Lidya enables businesses to open online accounts quickly, manage their funds, and access necessary credit to facilitate growth. Utilizing mobile-first technology and proprietary credit scoring algorithms, the platform offers tools and dashboards that help businesses monitor their cash flow and receivables. This approach allows users to build their credit profiles, which can lead to higher credit limits and more affordable financing options. Lidya aims to empower businesses with the financial tools they need to succeed and plan for the future.

CreditMantri Finserv Private Limited provides individuals with credit score analysis and credit improvement program. It engages in educating consumers about their credit history, as well as leverages the same to improve/enhance their chances for becoming loan/credit card eligible. The company also provides individuals with a plan to improve their credit score and works with them for improving their loan/credit card eligibility. In addition, it helps individuals obtain their CIBIL report and provide them with a credit scan; and conducts analysis and provides them with a credit health report. Further, the company provides services for individuals to find loans/credit cards, improve credit score and history, and reduce their EMI costs. CreditMantri Finserv Private Limited was founded in 2012 and is based in Chennai, India.

Destácame SpA develops and markets a credit-ranking service that gives customers an account of their credit rating. The company is based in Santiago, Chile.

Aye Finance is a finance company that provides business loans to micro and small businesses in Northern India.The company's mission is to provide innovative and customer-centered financial services to micro and small business through effective technology and robust processes. It works with a relevant technology to facilitate better financial inclusion and to consequently serve micro-enterprises. Aye Finance was founded in 2014 and is headquartered in Gurgaon, Haryana, India.

Comunidad 4Uno (C4Uno) is an online platform that distributes tailored and market-based financial products to low income and financially excluded domestic workers. The company aims to be the largest and most reliable financial product distribution channel for the low income population in Mexico by 2020.

LulaLend is more than a company. It’s a belief in the power of small business, making a difference, building a better solution and striving for excellence. We work hard to empower businesses across South Africa with the funds they need to grow, and we have a great time doing it!

Aire provides credit assessment services that gives people a new credit score to help them qualify for essential financial products. Aire is committed to helping people with the world of credit. They work with financial institutions by enhancing their ability to reach more customers and serve them responsibly. They are authorised & regulated in the UK by the FCA to provide credit references as one of the newest entrants in this sector. The company was founded on 2014 and based in London.

Apollo Agriculture, founded in 2015 and based in Nairobi, Kenya, focuses on providing financial and technical support to smallholder farmers in emerging markets. The company offers farming loans to help farmers purchase essential inputs such as fertilizer, seeds, and crop insurance, along with access to expert consultations via mobile technology. By utilizing agronomic machine learning and remote sensing, Apollo tailors its services to individual farmers, assessing credit risk and customizing packages based on satellite and soil data, as well as crop yield models. This approach not only enhances the effectiveness of farming practices but also aims to significantly increase yields and profits for farmers.

Destácame SpA develops and markets a credit-ranking service that gives customers an account of their credit rating. The company is based in Santiago, Chile.

StreetShares, Inc. is a peer-to-peer small business lending marketplace that connects small business owners with retail and institutional investors. Founded in 2014 and based in Reston, Virginia, the company offers a lending-as-a-service platform designed to enable community banks and credit unions to provide business loans. Its product offerings include term loans, business bonds, and both secured and unsecured small business loans. StreetShares aims to facilitate increased lending to small businesses by leveraging technology that empowers banks, credit unions, and non-financial organizations in their lending processes. The company has received recognition for its innovative approach and contributions to the business lending landscape.

StreetShares, Inc. is a peer-to-peer small business lending marketplace that connects small business owners with retail and institutional investors. Founded in 2014 and based in Reston, Virginia, the company offers a lending-as-a-service platform designed to enable community banks and credit unions to provide business loans. Its product offerings include term loans, business bonds, and both secured and unsecured small business loans. StreetShares aims to facilitate increased lending to small businesses by leveraging technology that empowers banks, credit unions, and non-financial organizations in their lending processes. The company has received recognition for its innovative approach and contributions to the business lending landscape.

Aire provides credit assessment services that gives people a new credit score to help them qualify for essential financial products. Aire is committed to helping people with the world of credit. They work with financial institutions by enhancing their ability to reach more customers and serve them responsibly. They are authorised & regulated in the UK by the FCA to provide credit references as one of the newest entrants in this sector. The company was founded on 2014 and based in London.

Aye Finance is a finance company that provides business loans to micro and small businesses in Northern India.The company's mission is to provide innovative and customer-centered financial services to micro and small business through effective technology and robust processes. It works with a relevant technology to facilitate better financial inclusion and to consequently serve micro-enterprises. Aye Finance was founded in 2014 and is headquartered in Gurgaon, Haryana, India.

Tienda Pago is the merchant support platform that facilitates your weekly merchandise purchase to distributors. It is the result of years of experience of a team of experts whose objective is to promote ecosystems where all participants, both distributors and traders, benefit from the service and proactively motivate other participants to join the system.

Dvara KGFS focuses on establishing and supporting local community financial services institutions known as Kshetriya Gramin Financial Services (KGFS). These institutions are designed to enhance financial inclusion in geographically targeted areas, particularly in remote rural markets. Dvara KGFS operates under the umbrella of IFMR Holdings, which also includes IFMR Capital, a platform that facilitates debt capital markets for various originators, providing micro-loans, small business finance, and other financial services. Through its innovative KGFS model, Dvara KGFS aims to address the unique financial needs of underserved communities, promoting economic development and accessibility to essential financial services.

SMEcorner is a financial lending firm that focuses on providing quick access to business loans to micro, small, and medium enterprises. The companys mission is to fill India's SME lending gap with the use of an online platform that combines machine learning, data science, and artificial intelligence. SME owners can fund their business through their 2 different products which are the unsecured business loans and loan against property. SMEcorner's lending process is based on a combination of traditional and new alternate data, with strong use of decision science. SMEcorner was founded in 2014 and is headquartered in Mumbai, Maharashtra, India.

StreetShares, Inc. is a peer-to-peer small business lending marketplace that connects small business owners with retail and institutional investors. Founded in 2014 and based in Reston, Virginia, the company offers a lending-as-a-service platform designed to enable community banks and credit unions to provide business loans. Its product offerings include term loans, business bonds, and both secured and unsecured small business loans. StreetShares aims to facilitate increased lending to small businesses by leveraging technology that empowers banks, credit unions, and non-financial organizations in their lending processes. The company has received recognition for its innovative approach and contributions to the business lending landscape.

CreditMantri Finserv Private Limited provides individuals with credit score analysis and credit improvement program. It engages in educating consumers about their credit history, as well as leverages the same to improve/enhance their chances for becoming loan/credit card eligible. The company also provides individuals with a plan to improve their credit score and works with them for improving their loan/credit card eligibility. In addition, it helps individuals obtain their CIBIL report and provide them with a credit scan; and conducts analysis and provides them with a credit health report. Further, the company provides services for individuals to find loans/credit cards, improve credit score and history, and reduce their EMI costs. CreditMantri Finserv Private Limited was founded in 2012 and is based in Chennai, India.

Lend Street Financial, Inc. specializes in consumer lending solutions aimed at individuals facing financial difficulties. The company assists clients in refinancing existing debt and offers negotiation services with creditors to secure discounts on their debts. This enables customers to reduce their overall financial burden while working towards rebuilding their credit. Founded in 2010 and headquartered in Oakland, California, Lend Street serves various states, including Arizona, California, Florida, and Texas, among others. By establishing partnerships within the financial sector, the company is able to provide valuable support to those seeking to regain control of their financial lives.

Billpocket is a financial technology company that transforms smartphones and tablets into point-of-sale terminals, facilitating card payments without the need for traditional banking infrastructures. Users can accept debit and credit card payments directly through their mobile devices, simplifying the payment process and eliminating high maintenance fees and complex setups associated with conventional systems. Billpocket's platform also offers the option for customers to convert payments into interest-free monthly installments, while the company charges a fixed commission to sellers. This innovative approach enables a seamless transaction experience for both businesses and consumers.

Intoo is a B2B plataform that facilitates the proccess of getting credit before banks and institutional investors.

Artoo is a specialized CRM for financial institutions that allows them to manage all their interactions with the customer on a single platform and derive key insights. Modules Include - Lead Management, Loan Origination, Cash Flow Templates, Credit Bureau Integration, Credit Underwriting, Credit Scoring, Collections, Analytics, KYC Image Capture, LUC & Monitoring

Aye Finance is a finance company that provides business loans to micro and small businesses in Northern India.The company's mission is to provide innovative and customer-centered financial services to micro and small business through effective technology and robust processes. It works with a relevant technology to facilitate better financial inclusion and to consequently serve micro-enterprises. Aye Finance was founded in 2014 and is headquartered in Gurgaon, Haryana, India.

Volabit is a developer of a cryptocurrency trading platform. Volabit allows cash-based online payments through its mobile wallet as well as faster and cheaper international transfers. Volabit is financially empowering people through the use of Bitcoin.

Chapulín specializes in international money transfers, providing a straightforward solution for sending money from the United States to various countries around the world. The company has developed financial payments software that simplifies and secures the transfer process, ensuring a user-friendly experience for clients. Chapulín offers competitive currency exchange rates, allowing users to send money efficiently while minimizing costs. This platform aims to deliver a hassle-free and reliable service, making it easier for individuals and businesses to manage their international financial transactions.

First Access is a financial technology company that offers a smart data platform for emerging market financial institutions. Micro and SME lenders have a clear path to a digital future. With an intuitive user experience for digitizing paper-based operations, institutions can collect rich data, monitor trends, and then automate processes while gaining more trust in the data. First Access has leveraged its credit scoring experience to allow incremental change without disrupting day-to-day operations. Financial institutions can grow more sophisticated with data, incorporating machine learning insights as it goes. The company's mission is to turn data into financial opportunity by helping lenders around the world digitize and automate access to credit with powerful, user-friendly technology. First Access was founded in 2011 and is headquartered in New York.

Konfio is a financial technology company based in Mexico City that focuses on providing online financial solutions for micro entrepreneurs and small to mid-sized enterprises. Founded in 2013, it offers a range of services including fixed-rate loans, short-term business credits, working capital loans, and online payment solutions. Additionally, Konfio provides a corporate credit card, a loyalty program, and business productivity software tools to enhance growth and operational efficiency. The company aims to support the financial needs of its clients through innovative digital banking solutions and has established itself as a key player in the Mexican fintech landscape.

StreetShares, Inc. is a peer-to-peer small business lending marketplace that connects small business owners with retail and institutional investors. Founded in 2014 and based in Reston, Virginia, the company offers a lending-as-a-service platform designed to enable community banks and credit unions to provide business loans. Its product offerings include term loans, business bonds, and both secured and unsecured small business loans. StreetShares aims to facilitate increased lending to small businesses by leveraging technology that empowers banks, credit unions, and non-financial organizations in their lending processes. The company has received recognition for its innovative approach and contributions to the business lending landscape.

GO Finance Company Limited, a Tanzanian non-bank financial institution, offers digital solutions to assess the credit risk of small and medium enterprise merchants. It offers GOBi, a mobile and cloud based financial record keeping tool, which collects transaction data of micro, small, and medium enterprises and use it to provide access to digital data for credit decision making compared to traditional banking methods. The company provides working capital finance to small businesses in local product distribution value chains in East Africa. GO Finance Company Limited is based in Dar es Salaam, Tanzania.

Umati Capital (Kenya) Limited is a non-bank financial institution established in 2012 and headquartered in Nairobi, Kenya. The company specializes in providing innovative financial solutions, particularly credit and payment technologies, to sectors such as agri-business supply chains, retailer value chains, and fast-moving consumer goods manufacturers. It aims to enhance access to finance for small-scale suppliers, trading companies, and industrial processors through its proprietary technology and branchless financial services. Additionally, Umati Capital offers a lending platform that includes invoice discounting and other working capital solutions tailored for small and medium-sized enterprises in East Africa, enabling them to secure necessary funding for growth.

Quippi Corporation operates as an international shopping card company. It offers gift cards that are sold in the United States and are accepted at retailers in Mexico. The company’s gift card enables its user’s friends or families in a foreign country to spend it at its retail partners. It sells its products through its Website, retail stores, and a network of sales associates. Quippi Corporation was incorporated in 2012 and is based in La Jolla, California. As of October 6, 2015, Quippi Corporation operates as a subsidiary of EMIDA Technologies, Inc.

eMoneyPool is an online money marketplace that specializes in short term savings. It operates as an online community portal for peer-lending groups. It enables its users to pool money each month and take turns receiving the total lump sum. The company offers an online platform that helps people access capital through their social networks and creates a path for individuals to access traditional mainstream lenders by leveraging alternative credit and payment histories. eMoneyPoo was founded by Francisco Cervera in 2012 and is headquartered in Phoenix, Arizona.

Quippi Corporation operates as an international shopping card company. It offers gift cards that are sold in the United States and are accepted at retailers in Mexico. The company’s gift card enables its user’s friends or families in a foreign country to spend it at its retail partners. It sells its products through its Website, retail stores, and a network of sales associates. Quippi Corporation was incorporated in 2012 and is based in La Jolla, California. As of October 6, 2015, Quippi Corporation operates as a subsidiary of EMIDA Technologies, Inc.

Kopo Kopo Inc. is a merchant services platform based in Nairobi, Kenya, that facilitates mobile payment acceptance and provides additional services to small and medium-sized enterprises (SMEs). Established in 2010, the company leverages the M-PESA platform to help businesses, ranging from salons to restaurants, transition from cash-based transactions to digital payments. Kopo Kopo's secure platform enables real-time processing and analysis of mobile payments while offering a comprehensive online dashboard for managing transactions and settling funds directly into bank accounts. Additionally, the company provides targeted promotional and loyalty tools, enhancing customer engagement and supporting businesses in their growth. Kopo Kopo also offers a suite of tools for merchant acquirers, including banks and mobile network operators, further contributing to the advancement of digital economies in East Africa.

MeraDoctor is India's largest platform for live chat consultations with doctors. Their focus is on quickly getting users high-quality medical advice from licensed, carefully screened and trained doctors. By focusing on chat (like WhatsApp), they give people the most convenient and easy way to get advice.

Clip is transforming card acceptance in Mexico by providing portable card-reading hardware and a digital payment platform that enables businesses to accept all credit and debit cards, including contactless payments. The company's solutions allow businesses to turn smartphones or tablets into card terminals, facilitating seamless transactions without the need for complicated paperwork or monthly fees. By focusing on empowering Mexican businesses, Clip helps them increase sales and grow by offering a user-friendly application that simplifies payment acceptance. This approach positions Clip as a vital ally for merchants seeking efficient and accessible payment solutions.