Aflac

400F INC. is a Tokyo-based company that specializes in developing money management and consultancy software solutions. Founded in 2017, it offers an application-based investment advisory platform designed to address financial challenges faced by individuals. Users can consult with experts about their financial issues at no cost after providing basic information, such as household budget and family structure. The platform also serves as a media resource, providing knowledge and strategies related to savings, asset management, and overall financial well-being. As a subsidiary of MoneyTech Design Co., Ltd, 400F INC. aims to enhance individuals' understanding and management of their financial situations.

Tree Line Capital Partners, LLC, established in 2014, is a private equity firm based in San Francisco, California, with additional offices in New York and Austin. The firm specializes in direct lending to the lower middle market, providing acquisition, refinancing, and expansion capital to companies. Tree Line typically invests $5 million to $25 million in companies with EBITDA between $3 million to $30 million, focusing on sectors such as consumer, manufacturing, and business services. The firm's investment process involves working directly with management teams to understand their businesses and provide tailored financing solutions. Tree Line aims to exit its investments within three to six years.

Ushur, Inc. is a cloud-based service engagement platform that specializes in automating backend processes and enhancing customer interactions through intelligent automation solutions. Founded in 2014 and headquartered in Santa Clara, California, with an additional office in Bengaluru, India, Ushur offers a range of products designed to streamline service workflows across various industries, including insurance, finance, telecommunications, and customer service. Notable offerings include the Ushur Virtual Customer Assistant, which automates communications with customers, and Ushur SmartMail, which processes high volumes of emails for insurers. The Ushur Flowbuilder allows teams to create and manage digital engagements without extensive coding knowledge. By integrating Robotic Process Automation and advanced language intelligence, Ushur helps organizations improve efficiency in claims processing, customer support, billing, and enrollment, thereby transforming service workflows and enhancing customer experience.

Rehab for Japan Co., Ltd. is a Tokyo-based company that specializes in providing Software-as-a-Service (SaaS) solutions for nursing care facilities. Established in 2016, the company focuses on developing a unique rehabilitation platform specifically designed for day service operations. Through its cloud support services, Rehab for Japan aims to enhance the efficiency and effectiveness of rehabilitation processes in nursing care establishments, addressing the growing demand for innovative healthcare solutions in the region.

TCARE, Inc. is a company that specializes in developing a caregiver support software-as-a-service (SaaS) solution aimed at preventing family caregiver burnout. Founded in 2017 and based in Saint Louis, Missouri, TCARE offers a cloud-based technology suite that allows care professionals to assess risk factors associated with caregiver burnout and implement timely interventions. Its platform serves various stakeholders, including organizations, care professionals, and family caregivers across the United States. By providing an evidence-based support program, TCARE not only aids in delaying or preventing nursing home placements but also helps reduce long-term care claims for Medicaid and life insurance carriers.

PhableCare creates an ecosystem of patients, doctors, hospitals, health devices, insurance, and patient care service providers. In India, 1 in 4 people suffer from chronic ailments. Meanwhile, 80% of patients cannot comply to the treatment plan provided by the doctor leading to even more complications. This poses a huge burden on the healthcare system. Phable solves this by making care autonomous and predictive. Our AI-enabled health assistant significantly improves health outcomes by enabling disease-specific guidance and continuous monitoring.

Covr Financial Technologies, Inc. is a digitally enabled brokerage general agency based in Boise, Idaho, founded in 2013. The company specializes in providing life, long-term care, and disability insurance solutions tailored for financial institutions, advisors, and their clients. Covr offers a suite of digital platforms, including Covr Advisor, which helps financial advisors meet their clients' insurance needs by selecting appropriate products; Covr Consumer, which allows banks and credit unions to sell life insurance directly to customers; and Covr Insights, a tool for managing and analyzing existing life insurance policies. The company serves over 24,000 financial advisors and 13 million customers across 30 financial institutions, facilitating a simplified and efficient sales process for life insurance products.

Pendella Technologies, established in 2018 and headquartered in Fort Myers, Florida, specializes in streamlining employee benefits and individual insurance solutions. The company operates a virtual portal that connects businesses with health insurance providers, offering employee benefit plans and income protection programs. Pendella's core solution leverages artificial intelligence and big data to automate underwriting, enabling users to compare plans, obtain quotes, and implement group insurance programs efficiently. Additionally, Pendella provides instant, no-medical-exam life and disability insurance to individuals through partnerships with top-rated carriers, making financial protection accessible to a broader range of people.

BondCliQ Inc. is a company focused on enhancing the corporate bond market in the United States through the development of a central market system. Established in 2015 and headquartered in New York, BondCliQ offers a platform that integrates pre-trade and post-trade services, aimed at improving the efficiency and transparency of institutional trading. The company provides essential market data and protocols that facilitate access to institutional pricing information and enhance the quality of pre-trade data. By addressing the needs of various market participants, including buy-side and sell-side entities, as well as regulatory bodies, BondCliQ seeks to improve market structure and liquidity in the credit market.

Craif Inc., formerly known as Icaria Inc., is a Tokyo-based company founded in 2018 that specializes in developing innovative devices for the early detection of cancer through non-invasive urine tests. The company focuses on utilizing MicroRNA, an early cancer biomarker, which facilitates the identification of cancer at its initial stages, thereby significantly increasing survival rates and improving patient prognosis. Craif aims to address the challenges of traditional cancer diagnosis methods, which can be painful and often lack the necessary accuracy for early detection. By leveraging exosome-based liquid biopsy tests and ribonucleic acid technology, Craif provides research institutions with high sensitivity and specificity in distinguishing between cancerous and non-cancerous samples, positioning itself as a pioneer in the field of early cancer diagnosis.

Pendella Technologies, established in 2018 and headquartered in Fort Myers, Florida, specializes in streamlining employee benefits and individual insurance solutions. The company operates a virtual portal that connects businesses with health insurance providers, offering employee benefit plans and income protection programs. Pendella's core solution leverages artificial intelligence and big data to automate underwriting, enabling users to compare plans, obtain quotes, and implement group insurance programs efficiently. Additionally, Pendella provides instant, no-medical-exam life and disability insurance to individuals through partnerships with top-rated carriers, making financial protection accessible to a broader range of people.

Founded in Thailand in 2017, Sunday is the first full-stack InsurTech group adopting data models and technology to offer multiple insurance products and services across the entire customer journey. The company provides auto insurance, health insurance, and travel insurance. Sunday reinvents the entire insurance offering and experience to ensure that customers' needs are met anytime, anywhere.

MNES develos medical technology designed to provide real-time medical care. The company has developed a platform that connects doctors with doctors, medical institutions and communities, share the physical condition (medical image) in real-time and expand communication between doctors.

Chikaku Inc. is a Tokyo-based company founded in 2014 that specializes in manufacturing electronic devices designed to facilitate family connections across distances. The company produces setup boxes that enable grandparents to easily view photos and videos taken with smartphones on their home televisions. By providing a simple solution for streaming content, Chikaku aims to enhance interactions between remote family members, allowing them to stay connected with their grandchildren and loved ones.

CellMax Life is a biotechnology company focused on transforming early cancer detection and prevention through innovative diagnostics. Founded in 2013 and headquartered in California, with additional offices in Silicon Valley and Taiwan, the company specializes in clinically validated blood tests designed to identify cancer at its earliest stages. Utilizing a proprietary platform that combines a microfluidic chip, specific antibodies, and advanced imaging software, CellMax Life addresses the significant challenge of detecting rare circulating tumor cells in patients who are pre-cancerous or in the early stages of the disease. This technology allows for affordable biopsy tests, enabling timely diagnosis before symptoms manifest, thereby improving patient outcomes and enhancing the potential for successful treatment.

ExaWizards is an artificial intelligence startup focused on addressing social issues through innovative technological solutions. The company develops AI-enabled services aimed at enhancing various sectors, including medicine, healthcare, education, finance, and robotics. One of its primary objectives is to improve the quality of care for dementia patients while also supporting new caregivers in delivering effective assistance. By fostering partnerships with other organizations, ExaWizards accelerates business growth across multiple fields, leveraging AI technology to drive industrial innovation and tackle pressing social challenges.

Candidly is a company focused on simplifying student debt repayment and refinancing for employers through a software-as-a-service (SaaS) model. Founded by former Google employee, Candidly aims to assist organizations in providing effective benefits that help employees manage and reduce their student debt burdens. By offering innovative solutions, Candidly empowers companies to support their workforce in achieving financial well-being and securing a more stable future.

Health Gorilla, Inc. is a healthcare technology company based in Sunnyvale, California, that specializes in interoperability solutions designed to facilitate the sharing and aggregation of patient data across the healthcare ecosystem. Established in 2011 and formerly known as Informedika, the company provides a platform that connects healthcare organizations, enabling them to aggregate and normalize clinical data, place clinical orders, and receive real-time notifications. Health Gorilla promotes national clinical interoperability while ensuring consumer privacy, adhering to regulations such as the Cures Act and the Trusted Exchange Framework Common Agreement. By serving health organizations, developers, providers, and patients, the company empowers individuals with access to their aggregated personal health information, allowing for a comprehensive view of each patient's clinical history.

Ushur, Inc. is a cloud-based service engagement platform that specializes in automating backend processes and enhancing customer interactions through intelligent automation solutions. Founded in 2014 and headquartered in Santa Clara, California, with an additional office in Bengaluru, India, Ushur offers a range of products designed to streamline service workflows across various industries, including insurance, finance, telecommunications, and customer service. Notable offerings include the Ushur Virtual Customer Assistant, which automates communications with customers, and Ushur SmartMail, which processes high volumes of emails for insurers. The Ushur Flowbuilder allows teams to create and manage digital engagements without extensive coding knowledge. By integrating Robotic Process Automation and advanced language intelligence, Ushur helps organizations improve efficiency in claims processing, customer support, billing, and enrollment, thereby transforming service workflows and enhancing customer experience.

Genomedia Inc. is a Tokyo-based company that specializes in genomic information analysis services. Established in 2013, the company offers comprehensive support throughout the genomic analysis process, including sample preparation, reporting, and the development of necessary software and tools. Genomedia focuses on creating high-speed and efficient methods for analyzing genetic information, integrating data management services that compile information from public databases as well as clinical and mutation data. This enables medical institutions to effectively interpret extensive genetic test results and facilitates drug, mutation, and clinical trial matching solutions tailored to individual patient needs.

ACT Genomics is a cancer molecular information service company that specializes in transforming cancer genomic information into precision diagnostics and personalized treatment strategies. With a team of experts experienced in oncology, cancer genomics, and bioinformatics, the company utilizes next-generation sequencing and multiplex molecular testing to provide comprehensive tumor profiling. This approach enables oncologists to identify specific genetic alterations that drive tumor development and influence treatment responses. By leveraging advanced bioinformatics tools and curated proprietary databases, ACT Genomics aims to enhance the effectiveness of cancer treatments and improve patient outcomes. The company’s services reflect a growing trend in oncology, where understanding the unique molecular characteristics of a patient's cancer is essential for developing tailored treatment plans.

TCARE, Inc. is a company that specializes in developing a caregiver support software-as-a-service (SaaS) solution aimed at preventing family caregiver burnout. Founded in 2017 and based in Saint Louis, Missouri, TCARE offers a cloud-based technology suite that allows care professionals to assess risk factors associated with caregiver burnout and implement timely interventions. Its platform serves various stakeholders, including organizations, care professionals, and family caregivers across the United States. By providing an evidence-based support program, TCARE not only aids in delaying or preventing nursing home placements but also helps reduce long-term care claims for Medicaid and life insurance carriers.

Pagaya is a financial technology company focused on transforming the asset management and lending landscapes through advanced machine learning and big data analytics. By utilizing sophisticated AI-driven credit analysis technologies, Pagaya aims to enhance the lending marketplace and improve the overall customer experience in the credit industry. The company's proprietary technology platform integrates into a network of partners to streamline access to credit while supporting institutional investors, including pension funds, insurance companies, and banks. Pagaya's emphasis on fixed income and alternative credit services reflects its commitment to delivering scalable performance and value within the financial sector. Operating primarily in the United States, Pagaya seeks to create a more efficient and effective credit ecosystem for both institutions and consumers.

Craif Inc., formerly known as Icaria Inc., is a Tokyo-based company founded in 2018 that specializes in developing innovative devices for the early detection of cancer through non-invasive urine tests. The company focuses on utilizing MicroRNA, an early cancer biomarker, which facilitates the identification of cancer at its initial stages, thereby significantly increasing survival rates and improving patient prognosis. Craif aims to address the challenges of traditional cancer diagnosis methods, which can be painful and often lack the necessary accuracy for early detection. By leveraging exosome-based liquid biopsy tests and ribonucleic acid technology, Craif provides research institutions with high sensitivity and specificity in distinguishing between cancerous and non-cancerous samples, positioning itself as a pioneer in the field of early cancer diagnosis.

Covr Financial Technologies, Inc. is a digitally enabled brokerage general agency based in Boise, Idaho, founded in 2013. The company specializes in providing life, long-term care, and disability insurance solutions tailored for financial institutions, advisors, and their clients. Covr offers a suite of digital platforms, including Covr Advisor, which helps financial advisors meet their clients' insurance needs by selecting appropriate products; Covr Consumer, which allows banks and credit unions to sell life insurance directly to customers; and Covr Insights, a tool for managing and analyzing existing life insurance policies. The company serves over 24,000 financial advisors and 13 million customers across 30 financial institutions, facilitating a simplified and efficient sales process for life insurance products.

Mental Health Technologies is a company focused on enhancing mental health through various solutions aimed at employees and the broader workforce. It offers standardized measures to support mental well-being, which is a crucial aspect of overall health management. In addition to its mental health solutions, the company also provides medical career support and engages in digital marketing initiatives. By integrating these services, Mental Health Technologies aims to foster a healthier work environment and promote the importance of mental health in professional settings.

FamiOne, Inc. is a Tokyo-based company that specializes in providing online content and support services aimed at assisting couples with family planning. Founded in 2015, FamiOne offers a range of resources, including FLIPP, a comprehensive package for women that includes personalized services, supplements, food, and literature for pre and post-pregnancy support. The company also features a membership-based online community that provides consultations on pregnancy and infertility issues. Additionally, FamiOne operates a media site called famit, which delivers information related to family planning and fertility. Through these services, FamiOne aims to support individuals and couples in achieving optimal pregnancies and navigating challenges associated with fertility and infertility treatments.

Tricog Health is a company that specializes in cardiac diagnostic tools aimed at addressing cardiovascular conditions through real-time identification and accurate analysis. Utilizing medical-grade artificial intelligence, Tricog improves cardiac care by bridging gaps in infrastructure, expertise, and efficiency within healthcare systems. The company offers virtual diagnostic tools and services that empower healthcare providers to make timely and precise diagnoses, ultimately enhancing patient outcomes. Tricog's innovative medical device facilitates real-time reporting and analysis of electrocardiography results without the need for additional hardware, ensuring early detection of potentially life-threatening cardiac events.

Cellspect Co., Ltd, established in Japan in April 2014, specializes in the development, manufacturing, and sales of medical equipment. The company focuses on creating biomarker-sensing technology, transitioning from clinical to health tech markets. Its primary product line consists of in-vitro diagnostic agents and medical devices designed to predict the progression of endometriosis. Cellspect aims to make medical treatment more accessible and improve diagnosis by developing point-of-care testing instruments and diagnostic agents, enabling real-time cloud-based results for prompt and appropriate patient consultations.

Sharecare, Inc. is a digital health company that offers an online health and wellness engagement platform aimed at helping individuals manage their health comprehensively. Founded in 2009 and based in Atlanta, Georgia, Sharecare connects users to a variety of health resources and programs, allowing them to unify and navigate their health journey seamlessly. The platform features tools such as YOU, which provides visual context for understanding health conditions, and AskMD, a symptom checker offering personalized guidance. Sharecare's solutions encompass areas including chronic disease management, mental health, and preventive care, making it easier for users to engage with their health on a daily basis. By fostering a supportive environment for individuals, healthcare providers, and organizations, Sharecare promotes positive behavior change and enhances access to quality care.

Sensely is a developer of a conversational platform that enhances the experience of insurance plan members and patients through avatar and chatbot technology. The company offers virtual assistant solutions tailored for insurance companies, pharmaceutical clients, and hospital systems globally. By leveraging conversational interfaces, Sensely enables these organizations to engage with their members in a way that merges the empathy of human interaction with the efficiency and scalability of technological solutions. This approach aims to elevate brand preference and influence member behavior, ultimately improving overall healthcare communication.

KAKEHASHI Inc. is a Tokyo-based company established in 2016 that specializes in developing software as a service (SaaS) applications tailored for health insurance claim and drug history management, specifically designed for dispensing pharmacists using iPads. The company's mission is to bridge the gap between medical treatment and patients, aiming to enhance the healthcare landscape in Japan, which is known for its advanced medical technology and systems. As Japan faces a rapidly aging population, with projections indicating that by 2060, a significant portion of the population will be over 65, KAKEHASHI is committed to innovating healthcare solutions that support and improve the quality of life for this demographic, thereby contributing to the future of medical care in the country.

ReasonWhy Inc., founded on July 7, 2011, is a Japan-based company that specializes in healthcare IT services. The company offers a suite of innovative solutions designed to enhance communication and information access within the medical field. Its key services include Whytlink, a social network tailored for medical professionals; Findme, an online platform that connects patients with doctors for second opinions; WhytPlot, a big-data analysis tool aimed at pharmaceutical manufacturers; and yourHospital, a search engine that helps users find specialist hospitals. Through these services, ReasonWhy aims to improve healthcare delivery and facilitate better patient outcomes.

Cellspect Co., Ltd, established in Japan in April 2014, specializes in the development, manufacturing, and sales of medical equipment. The company focuses on creating biomarker-sensing technology, transitioning from clinical to health tech markets. Its primary product line consists of in-vitro diagnostic agents and medical devices designed to predict the progression of endometriosis. Cellspect aims to make medical treatment more accessible and improve diagnosis by developing point-of-care testing instruments and diagnostic agents, enabling real-time cloud-based results for prompt and appropriate patient consultations.

Lily MedTech Inc. is a medical device company based in Tokyo, Japan, founded in 2016. It specializes in the development and manufacture of innovative ultrasound diagnostic imaging equipment specifically designed for breast cancer detection. The company's flagship product is a ring echo device that utilizes a ring-type ultrasonic transducer to capture 3D images of the entire breast. This technology allows for a non-deforming examination process, which minimizes discomfort and reduces exposure to risks during diagnostic procedures. Lily MedTech's focus on enhancing breast ultrasound diagnostics aims to improve the overall experience for both patients and healthcare providers.

CoverHound, Inc., operating as CoverHound Insurance Solutions, is a technology company based in San Francisco, California, that specializes in an online platform for comparing property and casualty insurance, particularly car insurance. Established in 2010, CoverHound provides consumers with the ability to assess their personal insurance needs and receive accurate rate comparisons from top national carriers and local agents. The platform aims to deliver transparent options and smart recommendations, enabling users to find the most suitable policies at competitive prices. Emphasizing consumer control, CoverHound ensures that users receive personalized quotes without spam and with a commitment to protecting their private information.

Limelight Health, Inc. is a technology company that specializes in developing a cloud-based platform designed for the employee benefits industry, focusing on quoting, underwriting, and proposal generation. Founded in 2014 and headquartered in San Francisco, California, with additional offices in Redding and Des Moines, Limelight Health offers a comprehensive suite of services that streamline and automate various processes for health insurance carriers, general agents, and brokers. The platform enhances user experience by simplifying workflows, enabling seamless integration with other industry systems, and facilitating new business acquisition. Its features include quoting, rating, proposal generation, renewals, and automated processing for various functions, all aimed at modernizing the sales and underwriting processes within the insurance sector. As of 2020, Limelight Health operates as a subsidiary of FINEOS Corporation Holdings plc.

Singapore Life is a digital life insurance provider based in Singapore that offers a range of insurance solutions tailored for both high net worth individuals and the retail market. The company specializes in universal life policies designed for those seeking to safeguard their wealth within the Singapore regulatory framework. Singapore Life enhances the insurance purchasing experience by utilizing InsurTech innovations, making it easier for customers to access protection solutions both online and through financial advisers. Additionally, the company operates as an insurance brokerage, providing policy quotes from various distributors and offering investment solutions and debit cards. This approach empowers clients to take control of their financial well-being at every stage of their lives.

Oishi Kenko Inc. is a Tokyo-based company founded in 2016 that focuses on promoting health through food. The company publishes films centered on cooking, the wisdom of living, and the significance of maintaining a healthy mindset. Additionally, Oishi Kenko offers a recipe search and menu creation service, which is supervised by a registered dietitian. This service aims to assist individuals in preventing and managing diseases while promoting healthy eating habits. Through its multifaceted approach, Oishi Kenko emphasizes the philosophy that delicious food can contribute to overall well-being.

Reply.ai is a developer of a customer experience platform that aims to enhance customer service efficiency by automating repetitive tasks. The company's software employs AI-powered solutions to provide instant and personalized responses to customer inquiries across various communication channels, including chat and ticketing systems. By facilitating quicker resolution of common customer questions, Reply.ai helps organizations save time, lower costs, and improve overall customer satisfaction. The platform features two primary products, Deflect for Ticketing and Deflect for Chat, which collectively work to minimize consumer frustration and offer 24/7 support, thus enabling brands to scale their customer service operations effectively.

Picwell Inc. is a Philadelphia-based company that operates an online predictive recommendation engine aimed at helping consumers select appropriate health plans. Founded in 2013, Picwell utilizes lifestyle, behavioral, and financial data, along with health claims, to forecast individual healthcare needs. Its software facilitates the benefits purchasing process by matching consumers with optimal plan packages during enrollment, taking into account future care considerations and personal preferences. By simplifying the decision-making process, Picwell serves a diverse range of stakeholders, including exchanges, benefit platforms, agents, brokers, and employers, ultimately enhancing efficiency and cost-effectiveness across the benefits ecosystem.

Tomorrow Ideas, Inc. is a company focused on safeguarding families' financial futures through its innovative application. The app offers essential features such as a last will and testament, information on state laws, a revocable living trust, and guardianship arrangements for children and pets. Additionally, it provides tools for calculating net worth and life insurance needs, along with a comparison of term life insurance options and a complimentary insurance policy. Founded in 2015 and headquartered in Seattle, Washington, Tomorrow Ideas ensures its application is accessible on both iOS and Android devices, making it convenient for users to manage their financial planning.

NXT Capital is a structured financing provider focused on the U.S. middle market, founded in 2010 and headquartered in Chicago. As a wholly-owned subsidiary of ORIX Corporation USA, NXT Capital specializes in offering a range of financing solutions through its Corporate Finance and Real Estate Finance divisions. The company has successfully originated over $18 billion across more than 600 transactions, leveraging its extensive experience in the lower-middle market. With approximately $11.4 billion in committed capital, NXT Capital serves a diverse investor base, including public and private pension plans, insurance companies, endowments, and foundations, by providing access to primarily first lien senior secured loans. The firm’s senior management team has a long-standing history in middle-market direct lending, having worked together for over 25 years and navigating multiple credit cycles. NXT Capital maintains a strong presence with offices in several major U.S. cities, including Atlanta, Dallas, Los Angeles, Nashville, New York, and Phoenix.

Medical Note Inc. is a Japan-based company founded in 2014 that operates a healthcare platform dedicated to connecting doctors and patients. The platform serves as a comprehensive source of medical information, offering easy-to-understand content on diseases, symptoms, and treatment options, curated by a team of medical specialists and healthcare professionals. It aims to provide accessible and reliable information to those seeking guidance on their health conditions, facilitating consultations and inquiries regarding medical issues. By collaborating with academic societies, Medical Note enhances the quality of information shared, ensuring patients receive accurate and helpful insights.

MRSO, Inc. is a Tokyo-based company founded in February 2015 that specializes in developing and operating a platform for reserving medical checkups in Japan. The company offers a comprehensive healthcare portal that provides users with information about medical services, enabling them to select suitable healthcare facilities and make reservations for various medical examinations, including preventive checkups and cancer screenings. MRSO also delivers vertical SaaS solutions tailored for medical institutions, government entities, and corporations, supporting administrative digital transformation (DX) services. These services include facilitating health checkup and vaccination reservations for local governments across diverse regions and population sizes, positioning MRSO as a leader in the preventive medical platform sector.

Wellthie Inc. is an insurance technology company based in New York, founded in 2013. It specializes in providing tools for brokers and carriers to streamline the insurance distribution process for small businesses and individuals. Wellthie offers a cloud-based e-commerce platform that includes features such as medical and ancillary quotes, a broker management dashboard, scenario modeling, an online storefront, custom client proposals, and market insights. The company has created a national small group benefits marketplace, enabling brokers to enhance their small group sales and insurance carriers to optimize product distribution. By focusing on improving the insurance shopping experience, Wellthie aims to facilitate a more intuitive and efficient process for both brokers and clients.

Empowered Benefits is an information technology company specializing in benefits administration software. Established in 2000, the company addresses challenges faced by insurance brokers, HR managers, and employees by simplifying the benefits enrollment process. By focusing on user-friendly solutions, Empowered Benefits enables individuals to easily select the most suitable insurance options for their families, thereby enhancing transparency and efficiency in benefits management. As a subsidiary of Aflac Benefits Advisors, Inc. since October 2015, Empowered Benefits continues to innovate and lead in the healthcare technology sector, prioritizing customer needs and streamlining administrative tasks for organizations.

Continental American Insurance Company, originally established as Carolina Continental Insurance Company in 1980, specializes in providing voluntary group insurance products aimed at delivering personal and family protection to working Americans. The company offers a range of services, including benefits consulting, enrollment assistance, employee communication, and group insurance options covering critical illness, accident, life, and disability income. Distributed primarily through insurance brokers at the workplace, CAIC focuses on enhancing the financial security of employees and their families. The company's strong financial standing is reflected in its A- (Excellent) rating from A.M. Best, underscoring its commitment to stability and reliability in the insurance market.

Peopleclick Authoria, known for its integrated talent management software, specializes in human capital management solutions. The company's offerings include performance management, recruiting, and compensation management tools designed to assist organizations in effectively recruiting, developing, compensating, retaining, and engaging their workforce. Their product suite encompasses various functionalities, such as recruiting, performance evaluation, incentive management, salary planning, succession planning, and communication software. Founded in 1997 and originally named Foundation Technologies, Inc., the company rebranded to Authoria, Inc. in 1999. Headquartered in Waltham, Massachusetts, Peopleclick Authoria also maintains offices in Austin, Texas; Santa Barbara, California; and Bangalore, India.