Alumni Ventures

Debbie is a mobile platform designed to help consumers achieve financial stability by rewarding them for reaching specific financial goals. Unlike traditional systems that reward spending, Debbie focuses on positive reinforcement and financial incentives to address negative behaviors contributing to financial insecurity. The company has assisted over 10,000 individuals in paying off more than $1 million in debt and saving over $10 million. Founded by experts with backgrounds in personal lending and venture capital, Debbie offers a platform that visualizes debt payoff progress and provides cashback for activities such as paying off credit cards, mortgages, buy now pay later services, side hustling, and medical debt payment.

Honest is a company that develops financial products aimed at enhancing the economic experience for consumers. Its flagship offering is a credit card application that features no annual fee, low interest rates on purchases, and rewards points for every transaction. The application is designed to facilitate economical transactions while allowing users to build their credit history and improve their overall financial well-being. By focusing on customer-friendly features, Honest strives to create financial solutions that resonate with users and support their financial goals.

Salus is a technology company focused on enhancing financial well-being for underserved communities. By partnering with credit unions, Salus develops a digital underwriting platform that allows for frictionless integration and utilizes alternative data to assess creditworthiness beyond traditional credit scores. This approach aims to expand access to credit for individuals who may be overlooked by conventional lending practices. The platform not only facilitates the approval of more applicants but also assists members in improving their credit profiles, supporting them in achieving their financial goals. Through these innovative solutions, Salus helps credit unions reduce costs and remove barriers, ultimately promoting better financial outcomes for both the institutions and the communities they serve.

Brightside is a financial health company that specializes in providing a comprehensive platform of financial solutions tailored for employers. The company focuses on addressing the needs of the two-thirds of workers living paycheck to paycheck, whose financial struggles can lead to increased turnover, healthcare expenses, and decreased productivity. Brightside's platform offers personalized services that utilize behavioral science to guide employees and their families toward better financial health. By automating positive financial behaviors and providing easy access to curated financial product options, Brightside aims to enhance workforce productivity, retention, and diversity while simultaneously lowering healthcare costs for employers. The integration of tech-powered financial assistants and a user-friendly app further supports employees in making informed financial decisions.

Fido is a technology company that specializes in providing fast and secure access to digital financial services. Their platform utilizes machine learning risk models to make instant credit decisions for customers who lack a traditional financial track record. This approach not only benefits individuals and entrepreneurs by offering quick and easy access to credit but also reduces operational costs for the service providers. Fido's solutions eliminate the need for fees, collateral, or guarantors, making their services accessible and convenient for users.

Honest is a company that develops financial products aimed at enhancing the economic experience for consumers. Its flagship offering is a credit card application that features no annual fee, low interest rates on purchases, and rewards points for every transaction. The application is designed to facilitate economical transactions while allowing users to build their credit history and improve their overall financial well-being. By focusing on customer-friendly features, Honest strives to create financial solutions that resonate with users and support their financial goals.

Pave helps consumer and SMB credit risk teams increase approvals through AI-powered cashflow analytics. 100 million+ US consumers and businesses are financially underserved, simply because their data is not recognized by the traditional financial system. We solve this by transforming transaction data, loan performance outcomes, and credit reports into Cashflow-driven Attributes and Scores, enabling increased financial access to new customer segments without increasing risk. Our mission is to build a future where every person and business has access to equitable credit solutions by creating a new standard of Cashflow-driven Analytics.

Method Financial is a technology company that specializes in providing financial connectivity solutions via APIs. It offers access to consumer liability data and facilitates payments, enabling seamless end-to-end refinancing experiences, real-time account data access, and convenient one-click checkout options for users. Method's platform also empowers lenders, fintech companies, and financial institutions by offering tools to build personalized lending experiences supported by comprehensive real-time credit data and secure connections to consumer liabilities.

Own Up is a home loan marketplace designed to assist clients in finding suitable mortgages and lenders. The company focuses on ensuring that borrowers do not overpay for their mortgages by providing personalized data that clarifies expected costs. Its technology features a concierge-driven approach, offering tools for evaluating lenders, determining affordable home prices, comparing loan offers, and obtaining pre-approval letters on demand. This streamlined process aims to optimize and simplify the experience of home financing for users, making it easier to navigate the complexities of securing a mortgage.

Deserve, Inc. is a financial services company based in Menlo Park, California, that specializes in providing credit cards and financial products to international students in the United States. Founded in 2012 and formerly known as Tremus, Inc., the company utilizes machine learning and alternative data to assess creditworthiness, allowing individuals without a traditional credit history to access fair credit products. Deserve employs various predictive attributes, including education, major, cost of education, source of initial funding, and future employability, to determine a student's ability to repay. The company operates a mobile-first credit card platform built on cloud-native and API-enabled architecture, enabling partnerships with financial institutions, fintechs, lenders, and merchant co-brands to deliver personalized experiences for cardholders.

Deserve, Inc. is a financial services company based in Menlo Park, California, that specializes in providing credit cards and financial products to international students in the United States. Founded in 2012 and formerly known as Tremus, Inc., the company utilizes machine learning and alternative data to assess creditworthiness, allowing individuals without a traditional credit history to access fair credit products. Deserve employs various predictive attributes, including education, major, cost of education, source of initial funding, and future employability, to determine a student's ability to repay. The company operates a mobile-first credit card platform built on cloud-native and API-enabled architecture, enabling partnerships with financial institutions, fintechs, lenders, and merchant co-brands to deliver personalized experiences for cardholders.

Deserve, Inc. is a financial services company based in Menlo Park, California, that specializes in providing credit cards and financial products to international students in the United States. Founded in 2012 and formerly known as Tremus, Inc., the company utilizes machine learning and alternative data to assess creditworthiness, allowing individuals without a traditional credit history to access fair credit products. Deserve employs various predictive attributes, including education, major, cost of education, source of initial funding, and future employability, to determine a student's ability to repay. The company operates a mobile-first credit card platform built on cloud-native and API-enabled architecture, enabling partnerships with financial institutions, fintechs, lenders, and merchant co-brands to deliver personalized experiences for cardholders.

RevolutionCredit, Inc. is a behavioral data and analytics firm specializing in consumer credit solutions. Founded in 2012 and based in Irvine, California, the company provides innovative products designed to enhance the credit decision-making process. Its flagship solution, BeyondMyScore, generates predictive behavioral signals from consumers at the point of transaction, allowing creditors to refine their acquisition and account management strategies across various credit risk levels. Additionally, RevolutionCredit offers BackOnTrack, a solution that employs behavioral science to improve collections outcomes for consumer creditors. By delivering real-time behavioral scores, RevolutionCredit aids lenders in effectively risk-segmenting consumers and promoting positive financial behaviors.