American Express

Blackbird Labs is a web3 hospitality technology platform founded in 2022 by Ben Leventhal and based in New York, United States. The company focuses on directly connecting restaurants with their customers through loyalty and membership services. By leveraging innovative software solutions, Blackbird Labs aims to enhance the dining experience, facilitating meaningful and ongoing interactions between restaurants and their guests. The platform is designed to transform how hospitality businesses engage with their clientele, ultimately elevating customer satisfaction and loyalty.

Center is a software company that focuses on enhancing visibility and management of employee spending for businesses. Its primary product, Center Expense, is an integrated corporate card and expense solution designed for small and medium-sized enterprises. This solution helps organizations streamline their operations, improve compliance, and save time by providing real-time insights to finance teams, facilitating better decision-making. Additionally, Center offers web development, cloud, and project management services, broadening its impact on business efficiency and operational effectiveness.

Moderne is a company that specializes in code automation and refactoring, providing a platform designed to facilitate custom source code transformations. The company addresses the challenges posed by the increasing volume and complexity of software development, which often includes numerous third-party components. Moderne's platform enables users to repair security defects in both code and infrastructure-as-code, thereby enhancing visibility into the source code in production environments. By automating the process of fixing vulnerabilities, upgrading systems, and improving code quality, Moderne simplifies software maintenance, allowing clients to efficiently manage and secure extensive codebases that may contain hundreds of millions of lines of code.

Torch Dental is a technology company that offers an all-in-one platform aimed at enhancing the supply ordering and inventory management processes for dental practices. By digitizing and optimizing manual procedures, Torch Dental's software simplifies the ordering process, allowing dental professionals to dedicate more time to patient care. The company focuses on streamlining operations within dental practices, ultimately improving efficiency and effectiveness in managing supplies.

BILT is a mobile application that offers 3D interactive instructions for product assembly and installation. Launched in 2015 and based in Grapevine, Texas, BILT enhances the user experience by providing step-by-step guidance, including necessary tools and parts overview. The app also allows consumers to review products and assign a Net Promoter Score (NPS) based on their experiences. This innovative approach has been shown to improve NPS, star ratings, product registrations, and brand loyalty while simultaneously reducing return rates, customer support inquiries, assembly time, and errors. Additionally, BILT supports manufacturers in their sustainability initiatives by minimizing the use of paper instructions and registration cards. The application also equips brands with valuable analytics, transforming the way companies engage with their consumers.

We are a group of highly skilled AI entrepreneurs building the next generation of ultra smart AI tools while keeping ourselves on top of AI R&D! We also provide consulting services for a few select clients on our portfolio, but that's a secondary business stream.

Cardless is a company that offers a platform designed to facilitate integrated credit card experiences for businesses and their customers. Through its services, Cardless enables businesses to launch and manage credit card applications while providing essential features such as application processing, customer support, and account management. The platform allows users to track purchases, make payments, and select rewards, thereby enhancing customer engagement. Additionally, Cardless empowers brands to reward their loyal customers with points redeemable for experiences, merchandise, and exclusive offers, ultimately helping clients manage their financial accounts effectively.

Mindtrip is a technology company that specializes in AI-driven travel assistance. It offers a platform that provides personalized travel experiences, allowing users to ask questions in natural language to receive tailored suggestions for places to visit, real-time availability data, and organized itineraries.

Sedric is a compliance excellence platform tailored for fintech companies, focusing on enhancing risk management and regulatory compliance. Utilizing AI for real-time monitoring and analysis, Sedric captures and assesses customer interactions across various channels, including voice, chat, email, and social media. This technology allows compliance teams to swiftly implement new laws and regulations, prioritizing high-value events that could impact the business. By extracting nuanced language understanding and contextual signals, Sedric helps clients identify and mitigate potential compliance and privacy violations, ultimately reducing regulatory threats and monitoring costs while fostering business growth.

HQ delivers the technology that powers ground transportation with our unparalleled ride booking, billing, and payment platform. HQ caters to a wide range of mobility services, from private taxis and chauffeured cars to ride-sharing and corporate shuttles. It was founded in 2021 and is located in New York, New York.

Superlogic is a developer of a blockchain-based platform focused on the music industry, specializing in Non-Fungible Tokens (NFTs). The platform allows users to purchase NFTs at low costs or even for free, while promoting environmentally, socially, and governance-friendly business practices. Superlogic targets conscious music consumers and facilitates transactions using credit or debit cards in various currencies, including fiat, cryptocurrencies, and stablecoins. This innovative approach aims to enhance accessibility and engagement within the music community.

DUST Identity, Inc. specializes in developing advanced authentication technology that employs nano-diamonds to create an unclonable identity layer on various objects within supply chains. Founded in 2011 and headquartered in Framingham, Massachusetts, with an additional office in Princeton, New Jersey, the company offers a proprietary system known as DUST, which includes an optical scanner and a cloud-based infrastructure. This system provides an interface for managing object identity and provenance, ensuring that products can be verified and trusted throughout their lifecycle. By linking physical items to their digital records, DUST Identity enables businesses to access critical data regarding product sourcing, testing, and certification, thereby enhancing safety and traceability across their value chains.

Candex Ltd. is a company that provides innovative recruitment and payment solutions for organizations worldwide. Established in 2010 and based in San Francisco, Candex offers a comprehensive sourcing and vendor management tool, allowing employers to manage their recruitment supply chain for permanent positions. The company also features Candex Rollout, a web-based platform that integrates seamlessly with existing applicant tracking and enterprise resource planning systems. Additionally, Candex serves as a fintech consolidator, enabling large organizations to handle payments to low-risk suppliers through existing procurement processes. By managing the complexities of setup, support, taxation, and regulatory requirements, Candex simplifies and accelerates the payment process for vendors, facilitating compliance and efficiency in financial transactions. The platform effectively addresses the needs of a significant portion of suppliers, enhancing operational efficiency for its clients.

Handle, Inc. is a software development company based in La Jolla, California, specializing in workflow management solutions tailored for the construction industry. Founded in 2011, the company offers a comprehensive software application that integrates to-do lists, emails, and calendars to streamline task management. Handle's technology addresses critical challenges such as late payments and access to capital, providing automation tools for lien management, deadline tracking, and documentation management. The software is widely adopted by Fortune 500 material suppliers and contractors, who rely on it for efficient handling of online payments, waivers, and lien management, ultimately ensuring that contractors and suppliers receive timely payments. Handle, Inc. was previously known as handl, inc. and officially rebranded in 2012.

Sensible Weather is a climate risk technology company focused on mitigating the impacts of adverse weather conditions for travelers and travel partners. The company provides a partner-branded Weather Guarantee service that automatically reimburses travelers when their experiences are negatively affected by bad weather. Utilizing its proprietary climate data and risk analytics platform, Sensible Weather calculates Weather Guarantee pricing in real-time, thereby creating new revenue opportunities for its partners while enhancing the overall travel experience. The company's insights extend beyond immediate weather forecasts to include climate information and projections, enabling users to make informed decisions when planning travel and events.

Odeko, Inc. is a software company that specializes in inventory and supply chain management solutions tailored for coffee retailers, including cafes and bakeries. Founded in 2019 and based in New York, Odeko’s platform provides tools for inventory tracking, order fulfillment, and customer engagement, helping small business owners streamline their operations. The software utilizes data analytics and artificial intelligence to analyze sales trends and create automated ordering models, which assist retailers in reducing waste and increasing sales. By integrating with various payment systems and delivery services, Odeko enhances the operational efficiency of its clients, enabling them to compete effectively in the market.

Rock The Bells is a multifaceted hip-hop brand that focuses on celebrating and amplifying classic hip-hop culture. The company operates an online store that offers merchandise related to hip-hop, along with curated news and exclusive products. Additionally, it organizes festivals and iconic collaborations to foster a vibrant community for hip-hop enthusiasts. By igniting passion for legendary artists and connecting fans, Rock The Bells plays a significant role in honoring the genre's golden age and preserving its cultural significance.

Junior Achievement USA is a youth organization. They are either part of a district or school for educational materials or part of a business. They provide services to the business community, educators, and volunteers. They support the business community. They conduct programs for entrepreneurship and financial literacy. They invited representatives of local programs to participate in contests. The volunteers teach local middle school students about business and personal finance.

Shef Inc., established in 2019 and headquartered in Redwood City, California, operates a unique online marketplace for home-cooked meals. The company connects users with local, certified cooks who prepare authentic dishes from diverse cultures. Shef offers weekly delivery plans, allowing customers to enjoy healthy, affordable meals while supporting local culinary talent. Currently operating in seven major U.S. markets, the platform aims to foster economic empowerment and cultural inclusivity through food.

Trust & Will is an online platform that simplifies estate planning by providing attorney-approved, legally valid documents tailored to individual state guidelines. Founded in 2017 and headquartered in San Diego, California, the company has assisted hundreds of thousands of members in creating estate plans or settling the estates of their loved ones. The platform offers an easy, fast, and secure way to establish wills, trusts, and other legal documents, allowing clients to save on legal fees while ensuring their wishes are properly documented. Trust & Will employs bank-level encryption to protect customer data and adheres to high security standards, including SOC 2 and HIPAA compliance. The company is recognized as the official estate planning benefit provider for AARP members and collaborates with various leading financial institutions to promote its mission of helping families leave their legacies.

Nipendo Ltd. is a technology company based in Netanya, Israel, that specializes in a cloud-based robotic process automation (RPA) platform. Founded in 2003, Nipendo focuses on automating purchase-to-pay and accounts payable processes for large and medium-sized enterprises. The platform enhances buyer-supplier communication and collaboration, facilitating the integration and synchronization of business operations while offering solutions for supply chain orchestration, financing, and invoice reconciliation. Utilizing machine learning and artificial intelligence, Nipendo's platform ensures process compliance and governance, helping clients streamline interactions with suppliers and reduce reliance on manual labor. Its scalable trading-partner network supports widespread electronic procurement and invoicing, enabling organizations to optimize their procurement processes effectively.

Selfbook is a technology company that provides a streamlined payment platform tailored for the hotel industry. Its innovative system facilitates secure and easy one-tap payments, accommodating all global credit and debit card brands, as well as digital wallets and alternative payment methods. By removing obstacles to direct bookings, Selfbook enhances the booking experience for both hotels and guests. The platform integrates seamlessly with existing reservation systems, enabling hotels to improve conversion rates, capture mobile bookings, and increase revenue. Through its comprehensive approach, Selfbook empowers hotels with modern e-commerce tools that unify payment processing and enhance overall security, making the direct booking process more efficient and user-friendly.

Candex Ltd. is a company that provides innovative recruitment and payment solutions for organizations worldwide. Established in 2010 and based in San Francisco, Candex offers a comprehensive sourcing and vendor management tool, allowing employers to manage their recruitment supply chain for permanent positions. The company also features Candex Rollout, a web-based platform that integrates seamlessly with existing applicant tracking and enterprise resource planning systems. Additionally, Candex serves as a fintech consolidator, enabling large organizations to handle payments to low-risk suppliers through existing procurement processes. By managing the complexities of setup, support, taxation, and regulatory requirements, Candex simplifies and accelerates the payment process for vendors, facilitating compliance and efficiency in financial transactions. The platform effectively addresses the needs of a significant portion of suppliers, enhancing operational efficiency for its clients.

DataGrail Inc., established in 2018 and headquartered in San Francisco, specializes in privacy management software for businesses. Its platform integrates with third-party systems, enabling companies to comply with various privacy laws and regulations. DataGrail facilitates control over communication preferences, serving prominent brands such as Salesforce and Overstock.com. Recognized by Gartner as a Cool Vendor, the company maintains high customer satisfaction ratings on platforms like G2.

Cardless is a company that offers a platform designed to facilitate integrated credit card experiences for businesses and their customers. Through its services, Cardless enables businesses to launch and manage credit card applications while providing essential features such as application processing, customer support, and account management. The platform allows users to track purchases, make payments, and select rewards, thereby enhancing customer engagement. Additionally, Cardless empowers brands to reward their loyal customers with points redeemable for experiences, merchandise, and exclusive offers, ultimately helping clients manage their financial accounts effectively.

Wonder is a technology company that specializes in gaming and food delivery services. It offers an all-in-one gaming platform for Android mobile devices, enabling users to play, stream, and share games across various devices. Additionally, Wonder operates a food delivery service using trucks that function as mobile restaurants. Customers order food through a mobile app, and the Wonder trucks drive to a location near the user's home to prepare and deliver fresh meals on-site.

Klasha is a global technology company established in 2021 by Jess Anuna, focused on facilitating seamless financial transactions to and from emerging markets. The company provides a platform and APIs that enable businesses to collect and send money, as well as hold diverse currencies, including exotic and hard currencies. Klasha's infrastructure supports enterprise companies in managing cross-border payments efficiently, allowing international merchants to accept payments from Africa using local payment methods. This capability ensures quick and reliable transactions, enabling customers in emerging markets to engage in commerce from the convenience of their homes. With the ability to manage over 120 currencies, Klasha aims to simplify and enhance the payment experience for businesses and consumers alike.

BodesWell is a provider of self-service financial planning software aimed at enabling financial institutions to offer planning services to individuals who do not have access to traditional financial advisors. The company's automated tools assist users in tracking budgets and investments, helping them manage their financial activities in relation to key milestones such as purchasing a home, funding education, and preparing for retirement. By integrating BodesWell's software into existing online platforms, established financial services firms can extend the advantages of financial planning to millions of underserved customers. In June 2022, BodesWell was acquired by American Express, enhancing its capacity to reach a broader audience.

Trellis makes insurance easy by meeting consumers where they are–and helping them find the right personal insurance to meet their needs. Powered by consumer-permissioned data, Trellis Connect is a property and casualty pre-fill solution that delivers a simplified user experience, unlocks the full value of data in personal insurance accounts, and protects users’ security and privacy. Trellis Technologies was established in 2019 by Daniel Demetri in San Francisco, California.

Glean AI is a New York-based company that provides an all-in-one spend management solution tailored for small and mid-market businesses. Utilizing advanced artificial intelligence, Glean analyzes expense drivers and delivers line-item level insights that are frequently overlooked by finance teams and budget owners. Its platform combines smart automation with spending intelligence, empowering finance teams to identify significant savings opportunities. By streamlining financial processes, Glean enables companies to expedite invoice payments and reduce manual workload, thereby enhancing overall financial efficiency.

Airbase, Inc. is a software development company headquartered in Burlingame, California, that specializes in spend management solutions for growing businesses. Founded in 2016, Airbase offers a comprehensive platform that integrates various functionalities, including automated pre-approval workflows, vendor payment services, accounting automation, and expense management. Its software features physical and virtual corporate cards, simplifies bill payments, and provides enhanced reporting capabilities. By combining these elements into a single, user-friendly platform, Airbase enables companies to gain complete control and visibility over their spending, streamline accounting processes, and enhance the purchasing experience for employees.

Finmark is a financial planning software company founded in 2020 in Raleigh, North Carolina, by Greg Lissy, Jeremy Neuberger, and Rami Essaid. The platform is designed to simplify financial management for startups by transforming complex financial concepts and calculations into an intuitive interface. This allows companies, ranging from pre-revenue to pre-IPO, to manage their runway, hiring plans, and key financial metrics with greater ease. By facilitating collaboration and reducing the resources needed for financial planning, Finmark enables startup founders to create, update, and share their financial plans effectively, positioning them for success in a competitive landscape.

Pinwheel is the market-leading payroll data connectivity platform. Fintechs and financial institutions alike trust Pinwheel to access the data and controls within traditional and non-traditional payroll platforms to update direct deposits, streamline income and employment verification, improve underwriting, power earned wage access, and build innovative new products. With consumer permissioning, Pinwheel connects to the majority of these providers, covering over 1,400+ platforms and nearly 80% of anyone receiving a paycheck in the US, to enable market-leading fintechs, like Block (formerly Square), to easily access and update the payroll data of more than 100 million US-based employed people. Pinwheel is the only provider that handles both direct deposit switching and the provision of income and employment data to be Consumer Reporting Agency (CRA) compliant with the Fair Credit Reporting Act (FCRA). To learn more, visit www.pinwheelapi.com.

Philanthropi is a technology-driven company founded in 2018 and headquartered in Philadelphia, Pennsylvania, that focuses on enhancing philanthropic initiatives for organizations. It operates a philanthropic marketplace designed to engage, educate, and encourage everyday acts of charity. Through its platform, Philanthropi provides turnkey solutions that facilitate both internal and external charitable giving, helping organizations visualize and understand the impact of their donations. The company aims to foster active and effective engagement in communities and social circles, thereby maximizing the effectiveness of everyday charitable efforts.

Skipify is a California-based technology company focused on enhancing the e-commerce experience by reducing friction in the purchasing process. Its platform integrates with existing email providers, allowing shoppers to make purchases directly from blog posts, reviews, and product links. By streamlining the checkout process and connecting shoppers with their payment options, rewards, and points, Skipify aims to minimize abandoned carts and improve overall customer satisfaction. The company's innovative approach not only facilitates a smoother transaction experience for shoppers but also helps merchants strengthen their relationships with customers and boost affiliate and partner conversion rates.

Firework is a technology company that specializes in video commerce solutions. It operates a platform designed for websites, apps, and stores, allowing businesses to stream videos directly on their sites. The platform offers features such as in-video shopping, lead generation, live streaming events, and video import/editing tools. These capabilities enable brands to engage with and convert their website visitors more effectively.

Spotnana is a travel technology company that focuses on modernizing the infrastructure of the travel industry through its innovative Travel-as-a-Service platform. This platform aims to simplify and enhance the travel experience for both corporations and consumers, making it more accessible and affordable. By transforming how travel suppliers manage and sell their inventory, Spotnana enables businesses to offer exceptional global travel experiences to their customers. The company is dedicated to fostering freedom, simplicity, and trust in travel for people around the world.

Plaid Inc. is a technology company that facilitates the connection between consumers' bank accounts and applications, aiming to democratize financial services through advanced technological solutions. Founded in 2012 and headquartered in San Francisco, it provides a comprehensive suite of APIs that enable developers to create financial products connecting users with traditional financial institutions. Plaid's offerings include tools for accessing transaction history and balance data, authenticating bank accounts for payments, verifying identities, and confirming real-time account balances and income. These products support various applications in personal finances, consumer payments, lending, banking, and business finance. With a focus on enhancing both consumer experiences and developer capabilities, Plaid serves a diverse range of clients, including Fortune 50 companies, positioning itself as a vital infrastructure provider in the digital financial landscape.

Lockstep is a financial technology company that aims to enhance the efficiency of accounting departments by automating the management of accounts receivable and accounts payable. The company's platform revolutionizes the way accounting teams interact with vendors and customers by establishing direct connections between their accounting systems, eliminating the need for manual data entry from emails and paper documents. This innovation not only reduces errors and accelerates cash flow but also allows staff to concentrate on higher-value tasks. By streamlining the sharing of accounting data among business partners, Lockstep facilitates timely and accurate bookkeeping, ultimately improving financial performance for its clients.

FalconX, Ltd. is a cryptocurrency brokerage and digital asset trading platform founded in 2018 and based in San Mateo, California. The company specializes in blockchain technology and fintech, offering clients access to cryptocurrency markets for trading, credit, and clearing. FalconX utilizes data science and machine learning to ensure reliable execution of mid-to-large size trades, smart routing prices across multiple liquidity sources. This approach helps eliminate slippage and hidden fees, making it an attractive option for hedge funds, proprietary trading firms, and other institutional clients seeking efficient and cost-effective trading solutions.

BodesWell is a provider of self-service financial planning software aimed at enabling financial institutions to offer planning services to individuals who do not have access to traditional financial advisors. The company's automated tools assist users in tracking budgets and investments, helping them manage their financial activities in relation to key milestones such as purchasing a home, funding education, and preparing for retirement. By integrating BodesWell's software into existing online platforms, established financial services firms can extend the advantages of financial planning to millions of underserved customers. In June 2022, BodesWell was acquired by American Express, enhancing its capacity to reach a broader audience.

Codat Limited is a technology company based in London, with an additional location in New York, that specializes in financial and accounting software integrations. Founded in 2016, Codat operates a universal API platform designed to facilitate real-time connectivity between software providers and financial institutions, primarily serving small business customers across various sectors, including banking, insurance, and e-commerce. The platform enables seamless data integration, allowing businesses to extract and synchronize information from cloud accounting systems and payment terminals. Codat simplifies the integration process, enabling providers to focus on enhancing their products while reducing financial and operational costs for their clients. By developing infrastructure that supports custom product creation, Codat empowers businesses to integrate their offerings with other applications effectively.

Trulioo is a global leader in identity verification, offering an electronic platform that enables businesses to instantly verify identities, documents, and corporate credentials online. The company's services facilitate compliance with cross-border anti-money laundering and know-your-customer regulations by assessing the risks associated with digital identities. Trulioo combines traditional methods of identity confirmation with social networking technologies to provide a robust solution for verifying identities in the online environment. Through its digital identity network, Trulioo helps businesses mitigate risks while ensuring secure transactions and accurate identity verification.

Extend Inc., established in 2019 and based in San Francisco, specializes in providing extended warranties and protection plans for a wide array of products such as electronics, appliances, furniture, and more. The company offers these services both online and offline, with plans underwritten by various insurance companies. Extend differentiates itself through its API-first approach, enabling merchants to integrate its platform into their existing eCommerce solutions seamlessly. Its intelligent decision engine employs machine learning to optimize warranty offers in real-time, enhancing conversions and revenue generation for merchants. Additionally, Extend stores purchase details and facilitates the claim process, ensuring a smooth customer experience throughout.

Skipify is a California-based technology company focused on enhancing the e-commerce experience by reducing friction in the purchasing process. Its platform integrates with existing email providers, allowing shoppers to make purchases directly from blog posts, reviews, and product links. By streamlining the checkout process and connecting shoppers with their payment options, rewards, and points, Skipify aims to minimize abandoned carts and improve overall customer satisfaction. The company's innovative approach not only facilitates a smoother transaction experience for shoppers but also helps merchants strengthen their relationships with customers and boost affiliate and partner conversion rates.

Candex Ltd. is a company that provides innovative recruitment and payment solutions for organizations worldwide. Established in 2010 and based in San Francisco, Candex offers a comprehensive sourcing and vendor management tool, allowing employers to manage their recruitment supply chain for permanent positions. The company also features Candex Rollout, a web-based platform that integrates seamlessly with existing applicant tracking and enterprise resource planning systems. Additionally, Candex serves as a fintech consolidator, enabling large organizations to handle payments to low-risk suppliers through existing procurement processes. By managing the complexities of setup, support, taxation, and regulatory requirements, Candex simplifies and accelerates the payment process for vendors, facilitating compliance and efficiency in financial transactions. The platform effectively addresses the needs of a significant portion of suppliers, enhancing operational efficiency for its clients.

Halo Investing, Inc. is a financial technology company based in Chicago, Illinois, that operates a multi-issuer platform focused on structured notes. Founded in 2015, the company aims to democratize access to structured notes, a sophisticated investment product typically available only to ultra-high-net-worth individuals. Halo provides advisory services to investment management firms, offering predefined investment strategies, customized note calendars, and portfolio diversification solutions tailored for financial advisors. Its platform enables clients to analyze, purchase, and manage structured notes throughout their lifecycle, enhancing efficiency for both investors and issuing banks. Additionally, Halo Investing manages securities and investment portfolios for individuals, pension plans, and profit-sharing plans.

Orum is a financial technology company that provides a platform designed to facilitate real-time money movement and instant payment solutions. Founded in 2019 and headquartered in New York, Orum leverages machine learning and proprietary data science to enhance financial transactions. Its flagship product, Foresight, is an automated programming interface that predicts fund availability and assesses transaction risks, allowing banks and financial institutions to move money instantaneously. By offering a single API integration, Orum enables businesses across various industries to embed its infrastructure, optimizing payment processes for speed, cost, and risk management. The company's innovative approach supports the development of new financial products while ensuring seamless transaction experiences.

Philanthropi is a technology-driven company founded in 2018 and headquartered in Philadelphia, Pennsylvania, that focuses on enhancing philanthropic initiatives for organizations. It operates a philanthropic marketplace designed to engage, educate, and encourage everyday acts of charity. Through its platform, Philanthropi provides turnkey solutions that facilitate both internal and external charitable giving, helping organizations visualize and understand the impact of their donations. The company aims to foster active and effective engagement in communities and social circles, thereby maximizing the effectiveness of everyday charitable efforts.

FalconX, Ltd. is a cryptocurrency brokerage and digital asset trading platform founded in 2018 and based in San Mateo, California. The company specializes in blockchain technology and fintech, offering clients access to cryptocurrency markets for trading, credit, and clearing. FalconX utilizes data science and machine learning to ensure reliable execution of mid-to-large size trades, smart routing prices across multiple liquidity sources. This approach helps eliminate slippage and hidden fees, making it an attractive option for hedge funds, proprietary trading firms, and other institutional clients seeking efficient and cost-effective trading solutions.

Codat Limited is a technology company based in London, with an additional location in New York, that specializes in financial and accounting software integrations. Founded in 2016, Codat operates a universal API platform designed to facilitate real-time connectivity between software providers and financial institutions, primarily serving small business customers across various sectors, including banking, insurance, and e-commerce. The platform enables seamless data integration, allowing businesses to extract and synchronize information from cloud accounting systems and payment terminals. Codat simplifies the integration process, enabling providers to focus on enhancing their products while reducing financial and operational costs for their clients. By developing infrastructure that supports custom product creation, Codat empowers businesses to integrate their offerings with other applications effectively.

Codat Limited is a technology company based in London, with an additional location in New York, that specializes in financial and accounting software integrations. Founded in 2016, Codat operates a universal API platform designed to facilitate real-time connectivity between software providers and financial institutions, primarily serving small business customers across various sectors, including banking, insurance, and e-commerce. The platform enables seamless data integration, allowing businesses to extract and synchronize information from cloud accounting systems and payment terminals. Codat simplifies the integration process, enabling providers to focus on enhancing their products while reducing financial and operational costs for their clients. By developing infrastructure that supports custom product creation, Codat empowers businesses to integrate their offerings with other applications effectively.

Melio is a fintech company that specializes in providing small businesses with digital tools to manage their business-to-business payments and receivables. Its platform offers a streamlined accounts payable and receivable dashboard, allowing businesses to transfer and receive payments efficiently. By simplifying the payment workflow, Melio enables small businesses to improve their cash flow and reduce or eliminate late payment costs. This approach enhances oversight and control over finances, allowing businesses to focus more on customer engagement rather than back-office operations. Overall, Melio aims to empower small businesses by minimizing time and costs associated with payment processes.

Dastkar is a private not-for-profit NGO established in 1981, working to support traditional Indian craftspeople, many of them women and village-based, with the objective of helping craftspeople regain their place in the economic mainstream, in a country where the craft sector is second only to agriculture in providing employment.

Engine by MoneyLion is a financial technology company that specializes in embedded finance and marketplace platforms for financial services. The company offers a comprehensive suite of tools, including a search, comparison, and recommendation engine for various financial products, as well as tools for offer management and optimization. These services empower businesses to integrate financial products into their operations, enabling them to deliver personalized financial offers to their clients. Additionally, Engine by MoneyLion provides a diverse range of financial services, including loans, credit, insurance, and savings account solutions.

FalconX, Ltd. is a cryptocurrency brokerage and digital asset trading platform founded in 2018 and based in San Mateo, California. The company specializes in blockchain technology and fintech, offering clients access to cryptocurrency markets for trading, credit, and clearing. FalconX utilizes data science and machine learning to ensure reliable execution of mid-to-large size trades, smart routing prices across multiple liquidity sources. This approach helps eliminate slippage and hidden fees, making it an attractive option for hedge funds, proprietary trading firms, and other institutional clients seeking efficient and cost-effective trading solutions.

Truework is a technology company that provides a comprehensive platform for employment and income verification, primarily serving banks, lenders, and other financial institutions. The platform utilizes an API-enabled approach to seamlessly integrate with human resources and payroll systems, as well as the lending and housing markets. This integration allows for the automatic processing of employment and income requests, enabling users to efficiently verify information while maintaining control over their personal data. Truework's services enhance the verification process for background checks and lending decisions, streamlining operations within the financial services and fintech sectors.

Boom Supersonic is a commercial airplane manufacturer focused on developing supersonic airliners. Founded with the goal of overcoming challenges to supersonic passenger flight, Boom aims to make high-speed travel affordable for business travelers and eventually accessible to everyone. The company's flagship aircraft, Overture, is designed to fly at Mach 2.2, significantly reducing travel time. Boom Supersonic prioritizes advanced aerodynamics, engine technology, and sustainability, with a focus on accommodating next-generation sustainable alternative fuels.

Menlo Security, Inc. is a cybersecurity company based in Mountain View, California, that specializes in providing a cloud-based isolation platform designed to protect organizations from cyberattacks. Founded in 2012, the company offers solutions that eliminate the threat of malware from websites, documents, and emails by executing all web content in the cloud. This approach allows users to safely interact with online content without the risk of exposure to malicious threats. Menlo Security serves a diverse clientele, including Fortune 500 companies and financial institutions, through a network of resellers in North America and internationally. The company has expanded its operations across regions including EMEA, Australia, New Zealand, Japan, APAC, and DACH.

Better Holdco, Inc. is a digital mortgage lending company based in New York that offers a streamlined online platform for residential clients in multiple states across the U.S. Founded in 2016, Better.com focuses on providing a transparent and efficient home-financing experience by eliminating commissions, fees, and traditional branch appointments. The company offers a variety of mortgage options, including fixed and adjustable rates for conventional and jumbo loans, as well as refinancing services. In addition to mortgage lending, Better.com features a digital marketplace that provides competitive quotes from various insurance providers and connects clients with leading real estate agents. Since its inception, Better.com has facilitated $7.9 billion in home loans and $1 billion in insurance, aiming to democratize access to home financing.

EverC Ltd. is a developer of cloud-based cyber risk intelligence and merchant fraud detection solutions, aimed at enhancing the safety and integrity of the e-commerce ecosystem. The company offers MerchantView, a monitoring tool for acquiring banks and payment service providers to manage merchant-related fraud and cyber risks, as well as MarketView, which tracks illicit listings in online marketplaces. Additionally, EverC provides professional services, including the detection of violating merchants and transaction laundering verification. Founded in 2007 and based in New York City, with offices in Shanghai and Tel Aviv, EverC utilizes advanced AI-driven technology to identify and mitigate risks associated with high-risk merchants, online money laundering, and counterfeit products. The company was previously known as EverCompliant Ltd. until its name change in September 2020.

Melio is a fintech company that specializes in providing small businesses with digital tools to manage their business-to-business payments and receivables. Its platform offers a streamlined accounts payable and receivable dashboard, allowing businesses to transfer and receive payments efficiently. By simplifying the payment workflow, Melio enables small businesses to improve their cash flow and reduce or eliminate late payment costs. This approach enhances oversight and control over finances, allowing businesses to focus more on customer engagement rather than back-office operations. Overall, Melio aims to empower small businesses by minimizing time and costs associated with payment processes.

Finix is a developer of a B2B payment processing platform that enables businesses to own, manage, and monetize their payment transactions. The platform features a modular, workflow-driven architecture accompanied by a real-time interface that allows users to track transactions and consolidate data from various payment processors. It also supports the underwriting of merchant accounts, thereby facilitating efficient and secure push payments over debit cards. Finix serves banks, acquirers, and enterprises, providing them with the tools necessary to send money globally.

Kabbage, Inc. is a financial technology company that provides small businesses with automated access to funding through its online lending platform. Founded in 2008 and headquartered in Atlanta, Georgia, Kabbage simplifies the loan application process, allowing businesses to apply online and receive approval in minutes. The platform leverages various data sources, including revenue, accounting, and business transactions, to assess a company's financial health and determine appropriate credit lines, which can reach up to $250,000. Kabbage also offers a mobile application that enables users to manage their accounts and withdraw funds conveniently. In addition, the Kabbage Card allows businesses to make purchases directly from their credit lines at point-of-sale locations. Over the years, Kabbage has expanded its services to support both online and brick-and-mortar businesses and has gained recognition for its innovation in the lending industry.

FalconX, Ltd. is a cryptocurrency brokerage and digital asset trading platform founded in 2018 and based in San Mateo, California. The company specializes in blockchain technology and fintech, offering clients access to cryptocurrency markets for trading, credit, and clearing. FalconX utilizes data science and machine learning to ensure reliable execution of mid-to-large size trades, smart routing prices across multiple liquidity sources. This approach helps eliminate slippage and hidden fees, making it an attractive option for hedge funds, proprietary trading firms, and other institutional clients seeking efficient and cost-effective trading solutions.

Splyt Technologies Ltd., established in 2014, operates a global B2B mobility marketplace based in London. The company specializes in providing a single connectivity solution for ground-based transportation, integrating drivers and passengers. Splyt offers tools such as the Splyt widget and API to facilitate this process, enabling seamless mobility inventory access through a single API for demand-side partners without requiring additional supplier registrations or downloads.

BioCatch is a pioneering company specializing in behavioral biometrics, which focuses on analyzing the digital behavior of online users to enhance fraud detection and prevention. By leveraging advanced cognitive science and machine learning, BioCatch provides insights that help financial institutions identify potential risks associated with user interactions while maintaining privacy. The company's technology is designed to combat increasingly sophisticated fraud tactics, including social engineering scams, and to streamline the digital banking experience from account creation to login and beyond. With over a decade of experience and a robust portfolio of patents, BioCatch is committed to driving innovation in the field of digital security, enabling clients to effectively combat fraud while fostering a trusted online environment.

Albert Corporation is a financial technology company founded in 2015 and based in Culver City, California. The company focuses on democratizing money management by providing accessible and affordable financial advisory services through its mobile application. Its platform enables users to engage directly with financial experts to address various money-related issues, as well as to create personalized financial plans. Albert offers a range of features, including automatic savings, budgeting tools, financial health monitoring, and detailed spending reports. Additionally, the platform allows customers to access automated investing options and provides Albert Instant, which offers advances against paychecks to help prevent overdrafts. By aggregating financial data from bank accounts, credit cards, loans, and investments, Albert delivers personalized recommendations to assist users in effectively managing their finances.

Melio is a fintech company that specializes in providing small businesses with digital tools to manage their business-to-business payments and receivables. Its platform offers a streamlined accounts payable and receivable dashboard, allowing businesses to transfer and receive payments efficiently. By simplifying the payment workflow, Melio enables small businesses to improve their cash flow and reduce or eliminate late payment costs. This approach enhances oversight and control over finances, allowing businesses to focus more on customer engagement rather than back-office operations. Overall, Melio aims to empower small businesses by minimizing time and costs associated with payment processes.

Glean AI is a New York-based company that provides an all-in-one spend management solution tailored for small and mid-market businesses. Utilizing advanced artificial intelligence, Glean analyzes expense drivers and delivers line-item level insights that are frequently overlooked by finance teams and budget owners. Its platform combines smart automation with spending intelligence, empowering finance teams to identify significant savings opportunities. By streamlining financial processes, Glean enables companies to expedite invoice payments and reduce manual workload, thereby enhancing overall financial efficiency.

Flow Commerce, Inc. is a technology company that specializes in cross-border e-commerce solutions, facilitating international sales for online merchants. Founded in 2015 and headquartered in Hoboken, New Jersey, with an office in Dublin, Ireland, Flow provides a versatile platform that allows e-commerce businesses to easily configure their global supply chain and meet overseas demand. The platform addresses the complexities of international commerce by offering tools for multi-currency pricing, rapid shipping, international payment processing, tax management, and logistics. Flow's solution can be utilized as a comprehensive end-to-end system or as modular components, making it accessible for e-commerce companies of all sizes. By simplifying the buying and selling process across borders, Flow Commerce enhances the overall experience for both merchants and consumers.

Voca.ai specializes in developing AI-based voice assistants aimed at automating and scaling customer conversations. The company employs a speech-to-intent algorithm powered by machine learning to understand the full intent of a customer's spoken conversation, including different tones and vocal cues. This enables Voca.ai to facilitate natural, intelligent, and empathetic interactions between customers and businesses. Their AI-powered agents, known as Voca Agents, are designed to handle various workflows across multiple industries, from outbound to inbound calls, without requiring extensive data or complex processes for implementation. The goal is to enhance both customer experience (CX) and employee experience (EX) by allowing human agents to focus on more creative tasks while the AI handles routine conversations seamlessly.

Candex Ltd. is a company that provides innovative recruitment and payment solutions for organizations worldwide. Established in 2010 and based in San Francisco, Candex offers a comprehensive sourcing and vendor management tool, allowing employers to manage their recruitment supply chain for permanent positions. The company also features Candex Rollout, a web-based platform that integrates seamlessly with existing applicant tracking and enterprise resource planning systems. Additionally, Candex serves as a fintech consolidator, enabling large organizations to handle payments to low-risk suppliers through existing procurement processes. By managing the complexities of setup, support, taxation, and regulatory requirements, Candex simplifies and accelerates the payment process for vendors, facilitating compliance and efficiency in financial transactions. The platform effectively addresses the needs of a significant portion of suppliers, enhancing operational efficiency for its clients.

Next Insurance Inc. is an online insurance agency that specializes in providing various insurance products and services tailored for small businesses. Founded in 2015 and based in Palo Alto, California, the company offers business, general liability, professional liability, commercial auto, and workers’ compensation insurance. By leveraging technology, Next Insurance eliminates the need for agents and reduces costs, enabling it to offer competitive pricing. The company's services cater to a diverse range of sectors, including construction, fitness, cleaning, beauty, therapy, entertainment, and education. Additionally, Next Insurance prioritizes timely claims processing, often investigating claims within 48 hours to ensure transparency and efficiency for its clients.

MishiPay Limited is a technology company that specializes in mobile self-checkout solutions for retail environments. Founded in 2015 and headquartered in London, with an additional office in Bangalore, India, MishiPay has developed an innovative application that allows in-store shoppers to select products, scan barcodes, and make secure payments directly through their smartphones. This technology eliminates the need for traditional checkout lines, enabling customers to complete their purchases quickly and efficiently. MishiPay serves a diverse range of retailers across various sectors, including fashion, consumer electronics, DIY, sports, and convenience stores, enhancing the shopping experience by facilitating cashless transactions and reducing wait times.

Drum is a gig economy platform that aims to enhance the lives of millions by facilitating the creation and management of sales forces for businesses. Launched in 2019, it allows companies to establish a sales presence more efficiently than traditional advertising methods. In addition to supporting businesses, Drum provides a comprehensive platform for creators, enabling them to engage with their followers and monetize their content. The platform offers in-app analytics that help creators sell both digital and physical products directly through their profiles, allowing them to focus on their creative endeavors while managing their sales effectively.

Trulioo is a global leader in identity verification, offering an electronic platform that enables businesses to instantly verify identities, documents, and corporate credentials online. The company's services facilitate compliance with cross-border anti-money laundering and know-your-customer regulations by assessing the risks associated with digital identities. Trulioo combines traditional methods of identity confirmation with social networking technologies to provide a robust solution for verifying identities in the online environment. Through its digital identity network, Trulioo helps businesses mitigate risks while ensuring secure transactions and accurate identity verification.

Engine by MoneyLion is a financial technology company that specializes in embedded finance and marketplace platforms for financial services. The company offers a comprehensive suite of tools, including a search, comparison, and recommendation engine for various financial products, as well as tools for offer management and optimization. These services empower businesses to integrate financial products into their operations, enabling them to deliver personalized financial offers to their clients. Additionally, Engine by MoneyLion provides a diverse range of financial services, including loans, credit, insurance, and savings account solutions.

Abra is a cryptocurrency platform established in 2014, designed to provide a straightforward and secure environment for individuals and businesses to buy, trade, and borrow against cryptocurrencies. Based in the United States and operational in over 150 countries, Abra facilitates easy conversion between cryptocurrencies and various local fiat currencies. The platform serves a diverse clientele, including high-net-worth individuals, family offices, registered investment advisors, and institutions, offering customizable services that allow users to manage their crypto portfolios effectively. With over two million customers and $9 billion processed in transactions, Abra has positioned itself as a trusted solution in the cryptocurrency market, earning recognition as one of the top five crypto wallets. The company is supported by prominent investors, reinforcing its commitment to creating an open and accessible global financial system.

DataGrail Inc., established in 2018 and headquartered in San Francisco, specializes in privacy management software for businesses. Its platform integrates with third-party systems, enabling companies to comply with various privacy laws and regulations. DataGrail facilitates control over communication preferences, serving prominent brands such as Salesforce and Overstock.com. Recognized by Gartner as a Cool Vendor, the company maintains high customer satisfaction ratings on platforms like G2.

Menlo Security, Inc. is a cybersecurity company based in Mountain View, California, that specializes in providing a cloud-based isolation platform designed to protect organizations from cyberattacks. Founded in 2012, the company offers solutions that eliminate the threat of malware from websites, documents, and emails by executing all web content in the cloud. This approach allows users to safely interact with online content without the risk of exposure to malicious threats. Menlo Security serves a diverse clientele, including Fortune 500 companies and financial institutions, through a network of resellers in North America and internationally. The company has expanded its operations across regions including EMEA, Australia, New Zealand, Japan, APAC, and DACH.

Resy is an online reservation platform that simplifies the process of booking tables at restaurants. Catering to both diners and restaurants, Resy connects users with a diverse selection of over 5,000 establishments globally. Through its content-rich website and user-friendly mobile app, the platform allows diners to easily discover and reserve tables at their favorite restaurants without the hassle often associated with making reservations. Resy is designed with a focus on hospitality, providing users with access to restaurant ratings and reviews, which enhances their dining experience. By leveraging technology, Resy aims to redefine the future of hospitality and serve as a valuable resource for food enthusiasts.

Clip is transforming card acceptance in Mexico by providing portable card-reading hardware and a digital payment platform that enables businesses to accept all credit and debit cards, including contactless payments. The company's solutions allow businesses to turn smartphones or tablets into card terminals, facilitating seamless transactions without the need for complicated paperwork or monthly fees. By focusing on empowering Mexican businesses, Clip helps them increase sales and grow by offering a user-friendly application that simplifies payment acceptance. This approach positions Clip as a vital ally for merchants seeking efficient and accessible payment solutions.

Pilot is a company that provides bookkeeping, tax, and CFO services tailored for growing businesses. It utilizes an advanced artificial intelligence platform to streamline financial reporting and automate accrual basis bookkeeping. This technology enables the production of accurate, on-demand financial reports, significantly reducing the time, cost, and labor typically associated with traditional outsourced bookkeeping methods. By focusing on efficiency and accuracy, Pilot aims to simplify financial management for its clients, allowing them to concentrate on their core business operations.

Abra is a cryptocurrency platform established in 2014, designed to provide a straightforward and secure environment for individuals and businesses to buy, trade, and borrow against cryptocurrencies. Based in the United States and operational in over 150 countries, Abra facilitates easy conversion between cryptocurrencies and various local fiat currencies. The platform serves a diverse clientele, including high-net-worth individuals, family offices, registered investment advisors, and institutions, offering customizable services that allow users to manage their crypto portfolios effectively. With over two million customers and $9 billion processed in transactions, Abra has positioned itself as a trusted solution in the cryptocurrency market, earning recognition as one of the top five crypto wallets. The company is supported by prominent investors, reinforcing its commitment to creating an open and accessible global financial system.

LoungeBuddy, Inc. is a mobile application company based in San Francisco, California, founded in 2013. It specializes in providing travelers with short-term access to airport lounges worldwide. By enabling users to discover, book, and access these lounges, LoungeBuddy enhances the travel experience for those seeking comfort and amenities while waiting for flights. The company operates as a subsidiary of American Express Travel Related Services Company, Inc. LoungeBuddy's innovative platform allows lounge operators to sell excess capacity, capitalizing on the significant gap between available and utilized entries. This technology-focused approach includes a patent-pending, real-time inventory management system that optimizes passenger flow and facilitates transactions for various travel-related companies. With the global airport lounge market experiencing underutilization, LoungeBuddy aims to transform lounge access into a standard component of the air travel experience, alongside flights and hotel bookings.

Cloud Elements Inc. is a provider of cloud-based application programming interface (API) integration and aggregation services, established in 2012 and headquartered in Denver, Colorado. The company offers a comprehensive API integration platform that facilitates the connection and management of various cloud applications and services. Its platform includes features such as data transformations, API provisioning, usage monitoring, and event notifications, which assist developers in integrating multiple applications into customer relationship management (CRM) and marketing automation systems. Additionally, Cloud Elements provides consulting services, including design assessments, application development, and API development, catering to a diverse clientele that includes startups, SaaS vendors, and enterprise departments globally.

Better Holdco, Inc. is a digital mortgage lending company based in New York that offers a streamlined online platform for residential clients in multiple states across the U.S. Founded in 2016, Better.com focuses on providing a transparent and efficient home-financing experience by eliminating commissions, fees, and traditional branch appointments. The company offers a variety of mortgage options, including fixed and adjustable rates for conventional and jumbo loans, as well as refinancing services. In addition to mortgage lending, Better.com features a digital marketplace that provides competitive quotes from various insurance providers and connects clients with leading real estate agents. Since its inception, Better.com has facilitated $7.9 billion in home loans and $1 billion in insurance, aiming to democratize access to home financing.

Pocket Concierge is a Japanese online platform facilitating restaurant reservations at selected high-end establishments. Its mission is to promote Japanese culinary culture globally while offering users an exclusive dining experience. The platform enables seamless bookings and payments, overcoming language and payment barriers for both mobile and web browser users.

Albert Corporation is a financial technology company founded in 2015 and based in Culver City, California. The company focuses on democratizing money management by providing accessible and affordable financial advisory services through its mobile application. Its platform enables users to engage directly with financial experts to address various money-related issues, as well as to create personalized financial plans. Albert offers a range of features, including automatic savings, budgeting tools, financial health monitoring, and detailed spending reports. Additionally, the platform allows customers to access automated investing options and provides Albert Instant, which offers advances against paychecks to help prevent overdrafts. By aggregating financial data from bank accounts, credit cards, loans, and investments, Albert delivers personalized recommendations to assist users in effectively managing their finances.

Plaid Inc. is a technology company that facilitates the connection between consumers' bank accounts and applications, aiming to democratize financial services through advanced technological solutions. Founded in 2012 and headquartered in San Francisco, it provides a comprehensive suite of APIs that enable developers to create financial products connecting users with traditional financial institutions. Plaid's offerings include tools for accessing transaction history and balance data, authenticating bank accounts for payments, verifying identities, and confirming real-time account balances and income. These products support various applications in personal finances, consumer payments, lending, banking, and business finance. With a focus on enhancing both consumer experiences and developer capabilities, Plaid serves a diverse range of clients, including Fortune 50 companies, positioning itself as a vital infrastructure provider in the digital financial landscape.

Decision Engines, Inc. is a developer of a self-service cloud platform that focuses on end-to-end process automation through the application of artificial intelligence. Founded in 2017 and based in Palo Alto, California, the company enables users to design, build, and deploy AI-powered bots and processes that replace manual tasks and enhance operational efficiency. The platform operates autonomously, utilizing advanced data extraction techniques and intelligent process orchestration to facilitate decision-making. By allowing businesses to scale resources according to their needs, Decision Engines fosters a collaborative environment where employees can focus on higher-value activities. The rapid deployment capabilities of the platform allow organizations to realize value within 90 days, integrating seamlessly with existing systems and enhancing prior automation investments.

Cloud Elements Inc. is a provider of cloud-based application programming interface (API) integration and aggregation services, established in 2012 and headquartered in Denver, Colorado. The company offers a comprehensive API integration platform that facilitates the connection and management of various cloud applications and services. Its platform includes features such as data transformations, API provisioning, usage monitoring, and event notifications, which assist developers in integrating multiple applications into customer relationship management (CRM) and marketing automation systems. Additionally, Cloud Elements provides consulting services, including design assessments, application development, and API development, catering to a diverse clientele that includes startups, SaaS vendors, and enterprise departments globally.

Freebird is an innovative mobile rebooking platform designed to assist travelers in managing flight disruptions, such as cancellations, significant delays, or missed connections. The company enables users to quickly and efficiently book a new ticket on any airline at no additional cost, ensuring a seamless travel experience. Through its user-friendly interface, travelers receive instant notifications about flight issues and can rebook their flights in under 30 seconds with just three taps on their mobile device. This service not only saves time for individual travelers but also enhances operational efficiency for travel agencies and corporations, while maintaining a duty of care and improving the overall traveler experience.

Enigma Technologies, Inc. is an operational data management and intelligence company based in New York. It specializes in providing a searchable database of public records, information, and documents, facilitating streamlined operations and informed decision-making for its users. The company offers a suite of products, including Enigma Data Infrastructure, which features tools for data operations and metadata enhancement, and Enigma Solutions, tailored for specific industries such as financial services, pharmacovigilance, and insurance. Enigma also provides analysis-ready public data relevant to sectors like oil and gas, healthcare, and company reference data. Additionally, Enigma operates Enigma Labs, which focuses on developing open data tools for public use, and offers an API to support developers in creating data-rich applications. The company is recognized for its contributions to small business intelligence, delivering timely and accurate insights on the identity and risk profile of small businesses, thus aiding firms in areas such as insurance risk assessment and fraud prevention. Enigma Technologies was incorporated in 2011.

Divido is a London-based consumer lending platform that provides a white label solution for financial institutions and multinational retailers. Founded in 2014, the company offers an omnichannel platform that enables merchants to integrate financing options seamlessly at the point of purchase, whether online, in-store, or via mobile. This approach helps boost sales, enhance customer experience, and improve conversion rates by allowing consumers to spread the cost of significant purchases through installment payments. Divido has established partnerships with over 1,000 entities, including notable brands such as Nordea Finance, BNP Paribas, and BMW. With its rapid expansion, Divido aims to operate in nine countries by the end of 2017, catering to merchants, lenders, and intermediaries looking to provide instant credit options to their customers.

Engine by MoneyLion is a financial technology company that specializes in embedded finance and marketplace platforms for financial services. The company offers a comprehensive suite of tools, including a search, comparison, and recommendation engine for various financial products, as well as tools for offer management and optimization. These services empower businesses to integrate financial products into their operations, enabling them to deliver personalized financial offers to their clients. Additionally, Engine by MoneyLion provides a diverse range of financial services, including loans, credit, insurance, and savings account solutions.

Next Insurance Inc. is an online insurance agency that specializes in providing various insurance products and services tailored for small businesses. Founded in 2015 and based in Palo Alto, California, the company offers business, general liability, professional liability, commercial auto, and workers’ compensation insurance. By leveraging technology, Next Insurance eliminates the need for agents and reduces costs, enabling it to offer competitive pricing. The company's services cater to a diverse range of sectors, including construction, fitness, cleaning, beauty, therapy, entertainment, and education. Additionally, Next Insurance prioritizes timely claims processing, often investigating claims within 48 hours to ensure transparency and efficiency for its clients.