American Express Ventures

Blackbird Labs is a web3 hospitality technology platform founded in 2022 by Ben Leventhal and based in New York, United States. The company focuses on directly connecting restaurants with their customers through loyalty and membership services. By leveraging innovative software solutions, Blackbird Labs aims to enhance the dining experience, facilitating meaningful and ongoing interactions between restaurants and their guests. The platform is designed to transform how hospitality businesses engage with their clientele, ultimately elevating customer satisfaction and loyalty.

Center is a software company that focuses on enhancing visibility and management of employee spending for businesses. Its primary product, Center Expense, is an integrated corporate card and expense solution designed for small and medium-sized enterprises. This solution helps organizations streamline their operations, improve compliance, and save time by providing real-time insights to finance teams, facilitating better decision-making. Additionally, Center offers web development, cloud, and project management services, broadening its impact on business efficiency and operational effectiveness.

Moderne automates software maintenance tasks such as keeping up with API changes, fixing vulnerabilities, and improving code quality. Its platform handles large codebases efficiently, enabling clients to enhance security and visibility into their source code.

Torch Dental offers an all-in-one digital platform for dental practices to manage supply ordering and inventory efficiently. It simplifies the ordering process, allowing dentists to focus more on patient care.

BILT is a mobile application that offers 3D interactive instructions for product assembly and installation. Launched in 2015 and based in Grapevine, Texas, BILT enhances the user experience by providing step-by-step guidance, including necessary tools and parts overview. The app also allows consumers to review products and assign a Net Promoter Score (NPS) based on their experiences. This innovative approach has been shown to improve NPS, star ratings, product registrations, and brand loyalty while simultaneously reducing return rates, customer support inquiries, assembly time, and errors. Additionally, BILT supports manufacturers in their sustainability initiatives by minimizing the use of paper instructions and registration cards. The application also equips brands with valuable analytics, transforming the way companies engage with their consumers.

We are a group of highly skilled AI entrepreneurs building the next generation of ultra smart AI tools while keeping ourselves on top of AI R&D! We also provide consulting services for a few select clients on our portfolio, but that's a secondary business stream.

Cardless offers a platform that enables businesses to create and manage integrated credit card experiences. The service handles application processing, customer support, and account management, providing a seamless experience for users. Its application allows customers to track purchases, make payments, and select rewards, while brands can reward loyalty with points that can be redeemed for experiences, merchandise, and exclusive offers, giving clients control over their financial accounts.

Mindtrip is a technology company that specializes in AI-driven travel assistance. It offers a platform that provides personalized travel experiences, allowing users to ask questions in natural language to receive tailored suggestions for places to visit, real-time availability data, and organized itineraries.

Sedric is a compliance excellence platform tailored for fintech companies, focusing on enhancing risk management and regulatory compliance. Utilizing AI for real-time monitoring and analysis, Sedric captures and assesses customer interactions across various channels, including voice, chat, email, and social media. This technology allows compliance teams to swiftly implement new laws and regulations, prioritizing high-value events that could impact the business. By extracting nuanced language understanding and contextual signals, Sedric helps clients identify and mitigate potential compliance and privacy violations, ultimately reducing regulatory threats and monitoring costs while fostering business growth.

HQ delivers the technology that powers ground transportation with our unparalleled ride booking, billing, and payment platform. HQ caters to a wide range of mobility services, from private taxis and chauffeured cars to ride-sharing and corporate shuttles. It was founded in 2021 and is located in New York, New York.

Superlogic develops a blockchain-based platform for the music industry centered around Non-Fungible Tokens (NFTs). Its platform enables users to buy NFTs at low cost or free, market their businesses as environmentally and socially conscious, target conscious consumers, and facilitate transactions using credit/debit cards in fiat currencies, cryptocurrencies, and stablecoins.

DUST Identity, Inc. specializes in developing advanced authentication technology that employs nano-diamonds to create an unclonable identity layer on various objects within supply chains. Founded in 2011 and headquartered in Framingham, Massachusetts, with an additional office in Princeton, New Jersey, the company offers a proprietary system known as DUST, which includes an optical scanner and a cloud-based infrastructure. This system provides an interface for managing object identity and provenance, ensuring that products can be verified and trusted throughout their lifecycle. By linking physical items to their digital records, DUST Identity enables businesses to access critical data regarding product sourcing, testing, and certification, thereby enhancing safety and traceability across their value chains.

Candex is a global enterprise procurement platform that simplifies tail spend management. It enables organizations to efficiently engage with low-risk suppliers, automate invoice reconciliation, integrate with existing ERP systems, and gain real-time visibility into spend data. Candex operates across borders and currencies, ensuring compliance while streamlining procurement operations.

Handle is a construction software company that provides an end-to-end platform to streamline payments and project administration. Its tools automate tasks related to late payments, lien management, deadline tracking, mailings, and document management, enabling contractors and material suppliers to be paid faster. The software supports credit and finance teams with online payments, waivers, and access to capital, consolidating workflows for invoices and documents. By digitizing owner verification, required documents, electronic signatures, and related communications, Handle helps construction projects run smoothly and reduce payment delays. Based in La Jolla, California.

Sensible Weather is a climate risk technology company that de-risks weather for travelers and travel partners. It offers a partner-branded Weather Guarantee service that reimburses travelers when bad weather disrupts an in-trip experience, supported by a proprietary climate data and risk analytics platform that prices Weather Guarantee in real time. The platform provides climate information and change projections to aid planning for travel and events, enabling partners to generate new revenue and improve traveler experiences.

Founded in 2019, Odeko is a software platform designed to help small businesses, particularly cafes and bakeries, manage inventory efficiently. Its key features include inventory tracking, supply chain management, sales reporting, and integration with payment systems and delivery services.

Rock The Bells is an online retailer specializing in merchandise celebrating hip-hop culture. It offers curated news, exclusive products, and festival experiences, fostering a community for enthusiasts of classic hip-hop.

Junior Achievement USA is a youth organization. They are either part of a district or school for educational materials or part of a business. They provide services to the business community, educators, and volunteers. They support the business community. They conduct programs for entrepreneurship and financial literacy. They invited representatives of local programs to participate in contests. The volunteers teach local middle school students about business and personal finance.

Shef operates a marketplace for homemade meals, connecting local cooks with customers seeking authentic, home-cooked dishes. Founded in 2019, Shef enables cooks to earn income from home while promoting cultural inclusivity and affordable meal options.

Founded in 2017, Trust & Will simplifies estate planning through its digital platform. It offers attorney-approved, state-specific tools for creating legally valid wills and trusts, ensuring secure data protection with SOC 2 and HIPAA compliance.

Nipendo Ltd. is a technology company based in Netanya, Israel, that specializes in a cloud-based robotic process automation (RPA) platform. Founded in 2003, Nipendo focuses on automating purchase-to-pay and accounts payable processes for large and medium-sized enterprises. The platform enhances buyer-supplier communication and collaboration, facilitating the integration and synchronization of business operations while offering solutions for supply chain orchestration, financing, and invoice reconciliation. Utilizing machine learning and artificial intelligence, Nipendo's platform ensures process compliance and governance, helping clients streamline interactions with suppliers and reduce reliance on manual labor. Its scalable trading-partner network supports widespread electronic procurement and invoicing, enabling organizations to optimize their procurement processes effectively.

Selfbook is a technology-first payment platform for hotels that enables one-tap payments across global credit and debit cards, digital wallets, and alternative methods. It integrates with existing reservation systems to simplify and secure the direct-booking flow, removing barriers to direct bookings and supporting mobile and web transactions. The platform helps hotels improve conversion, increase revenue, and offer modern e-commerce capabilities by unifying payments and streamlining the checkout experience.

Candex is a global enterprise procurement platform that simplifies tail spend management. It enables organizations to efficiently engage with low-risk suppliers, automate invoice reconciliation, integrate with existing ERP systems, and gain real-time visibility into spend data. Candex operates across borders and currencies, ensuring compliance while streamlining procurement operations.

DataGrail develops a privacy management platform that enables businesses to ensure compliance with various privacy laws. It integrates sales, marketing, and support systems with third-party systems, providing control over communication preferences.

Cardless offers a platform that enables businesses to create and manage integrated credit card experiences. The service handles application processing, customer support, and account management, providing a seamless experience for users. Its application allows customers to track purchases, make payments, and select rewards, while brands can reward loyalty with points that can be redeemed for experiences, merchandise, and exclusive offers, giving clients control over their financial accounts.

Wonder is a technology company that develops an all-in-one gaming platform for Android mobile devices. The platform enables users to play, stream, and share games across devices seamlessly.

Klasha is a global technology company that provides a platform and APIs to move money to and from emerging markets. The platform enables businesses to collect and send payments and hold exotic currencies through an extensive API stack, supporting cross-border transactions for enterprise clients. It offers secure, fast payment processing, multi-currency settlement, and developer-friendly integration to simplify international commerce in emerging markets. Founded in 2021 by Jess Anuna, Klasha supports more than 120 currencies, with the aim of saving merchants time and money on cross-border payments.

BodesWell is a provider of self-service financial planning software aimed at enabling financial institutions to offer planning services to individuals who do not have access to traditional financial advisors. The company's automated tools assist users in tracking budgets and investments, helping them manage their financial activities in relation to key milestones such as purchasing a home, funding education, and preparing for retirement. By integrating BodesWell's software into existing online platforms, established financial services firms can extend the advantages of financial planning to millions of underserved customers. In June 2022, BodesWell was acquired by American Express, enhancing its capacity to reach a broader audience.

Trellis makes insurance easy by meeting consumers where they are–and helping them find the right personal insurance to meet their needs. Powered by consumer-permissioned data, Trellis Connect is a property and casualty pre-fill solution that delivers a simplified user experience, unlocks the full value of data in personal insurance accounts, and protects users’ security and privacy. Trellis Technologies was established in 2019 by Daniel Demetri in San Francisco, California.

Glean AI is a New York-based company that provides an all-in-one spend management solution tailored for small and mid-market businesses. Utilizing advanced artificial intelligence, Glean analyzes expense drivers and delivers line-item level insights that are frequently overlooked by finance teams and budget owners. Its platform combines smart automation with spending intelligence, empowering finance teams to identify significant savings opportunities. By streamlining financial processes, Glean enables companies to expedite invoice payments and reduce manual workload, thereby enhancing overall financial efficiency.

Airbase develops software that streamlines spend management. Its platform combines expense approvals, virtual cards, bill payments, reporting, and accounting automation to provide companies with full spending visibility and control.

Finmark is a financial planning software company founded in 2020 in Raleigh, North Carolina, by Greg Lissy, Jeremy Neuberger, and Rami Essaid. The platform is designed to simplify financial management for startups by transforming complex financial concepts and calculations into an intuitive interface. This allows companies, ranging from pre-revenue to pre-IPO, to manage their runway, hiring plans, and key financial metrics with greater ease. By facilitating collaboration and reducing the resources needed for financial planning, Finmark enables startup founders to create, update, and share their financial plans effectively, positioning them for success in a competitive landscape.

Pinwheel is the market-leading payroll data connectivity platform. Fintechs and financial institutions alike trust Pinwheel to access the data and controls within traditional and non-traditional payroll platforms to update direct deposits, streamline income and employment verification, improve underwriting, power earned wage access, and build innovative new products. With consumer permissioning, Pinwheel connects to the majority of these providers, covering over 1,400+ platforms and nearly 80% of anyone receiving a paycheck in the US, to enable market-leading fintechs, like Block (formerly Square), to easily access and update the payroll data of more than 100 million US-based employed people. Pinwheel is the only provider that handles both direct deposit switching and the provision of income and employment data to be Consumer Reporting Agency (CRA) compliant with the Fair Credit Reporting Act (FCRA). To learn more, visit www.pinwheelapi.com.

Founded in 2018, Philanthropi is a technology company based in Philadelphia that specializes in facilitating and managing philanthropic initiatives for organizations. Its platform enables internal and external charitable giving, fostering engagement and measurable impact across various acts of philanthropy.

Skipify is a California-based technology company dedicated to enhancing shoppers' journeys and strengthening merchant-customer relationships. It achieves this by offering an innovative checkout platform that instantly connects shoppers with their payment methods, rewards, and points, thereby reducing cart abandonment and improving overall shopping experiences.

Firework provides a video commerce platform that enables businesses to stream videos directly on their websites. Its features include in-video shopping, lead generation, live streaming events, and AI-powered video assistants, allowing brands to engage visitors and boost conversions.

Spotnana is a travel technology company that aims to simplify and enhance travel experiences. It offers a SaaS platform designed to modernize the travel industry's infrastructure, making travel more accessible, affordable, and trustworthy for corporations and consumers alike.

Plaid is a technology platform that provides APIs and developer tools to connect consumer bank accounts and financial data with applications. It enables developers to build modern financial services by offering infrastructure and intelligence tools that allow access to transactions, authentication for bank accounts, identity verification, real-time balances, asset verification, and income data. Its products include Transactions, Auth, Identity, Balance, Assets, and Income, supporting personal finance, consumer payments, lending, banking and brokerage, and business finance solutions. Plaid serves developers from startups to large financial institutions, helping democratize financial services with a developer-friendly experience. The company was founded in 2012 and is headquartered in San Francisco, California.

Lockstep is a financial technology company that aims to enhance the efficiency of accounting departments by automating the management of accounts receivable and accounts payable. The company's platform revolutionizes the way accounting teams interact with vendors and customers by establishing direct connections between their accounting systems, eliminating the need for manual data entry from emails and paper documents. This innovation not only reduces errors and accelerates cash flow but also allows staff to concentrate on higher-value tasks. By streamlining the sharing of accounting data among business partners, Lockstep facilitates timely and accurate bookkeeping, ultimately improving financial performance for its clients.

FalconX is a cryptocurrency brokerage and digital asset trading platform founded in 2018. It provides trading solutions that give institutions reliable execution and cost efficiency in cryptocurrency markets. The platform uses data science to eliminate slippage and hidden fees, along with blockchain technology and machine learning to route mid-to-large size trades across multiple liquidity sources. FalconX offers trading, credit, and clearing services to hedge funds, proprietary trading firms, and other institutional clients seeking transparent, scalable digital asset execution.

BodesWell is a provider of self-service financial planning software aimed at enabling financial institutions to offer planning services to individuals who do not have access to traditional financial advisors. The company's automated tools assist users in tracking budgets and investments, helping them manage their financial activities in relation to key milestones such as purchasing a home, funding education, and preparing for retirement. By integrating BodesWell's software into existing online platforms, established financial services firms can extend the advantages of financial planning to millions of underserved customers. In June 2022, BodesWell was acquired by American Express, enhancing its capacity to reach a broader audience.

Codat Limited operates a platform facilitating integrations between financial and accounting software. Established in 2016, it serves businesses, banking, insurance, and e-commerce sectors, with offices in London and New York.

Trulioo operates a digital identity network that enables instant online identity, document, and business verification services. The company provides electronic identity verification platforms designed for businesses to assess risks associated with digital identities, combining traditional methods for identity confirmation with modern data from social and online sources. This approach supports companies in verifying customers and entities across borders, helping them comply with anti-money laundering and know-your-customer requirements.

Extend offers personalized extended warranties and protection plans for a wide range of consumer products. Its platform provides intelligent real-time optimization of warranty offers, improving conversions and generating revenue for merchants. Integrated with leading eCommerce solutions, Extend enhances the customer support experience by storing purchase details and assisting throughout the claim process.

Skipify is a California-based technology company dedicated to enhancing shoppers' journeys and strengthening merchant-customer relationships. It achieves this by offering an innovative checkout platform that instantly connects shoppers with their payment methods, rewards, and points, thereby reducing cart abandonment and improving overall shopping experiences.

Candex is a global enterprise procurement platform that simplifies tail spend management. It enables organizations to efficiently engage with low-risk suppliers, automate invoice reconciliation, integrate with existing ERP systems, and gain real-time visibility into spend data. Candex operates across borders and currencies, ensuring compliance while streamlining procurement operations.

Halo Investing, Inc. is a financial technology company based in Chicago, Illinois, that operates a multi-issuer platform focused on structured notes. Founded in 2015, the company aims to democratize access to structured notes, a sophisticated investment product typically available only to ultra-high-net-worth individuals. Halo provides advisory services to investment management firms, offering predefined investment strategies, customized note calendars, and portfolio diversification solutions tailored for financial advisors. Its platform enables clients to analyze, purchase, and manage structured notes throughout their lifecycle, enhancing efficiency for both investors and issuing banks. Additionally, Halo Investing manages securities and investment portfolios for individuals, pension plans, and profit-sharing plans.

Orum is a financial technology company that provides a platform designed to facilitate real-time money movement and instant payment solutions. Founded in 2019 and headquartered in New York, Orum leverages machine learning and proprietary data science to enhance financial transactions. Its flagship product, Foresight, is an automated programming interface that predicts fund availability and assesses transaction risks, allowing banks and financial institutions to move money instantaneously. By offering a single API integration, Orum enables businesses across various industries to embed its infrastructure, optimizing payment processes for speed, cost, and risk management. The company's innovative approach supports the development of new financial products while ensuring seamless transaction experiences.

Founded in 2018, Philanthropi is a technology company based in Philadelphia that specializes in facilitating and managing philanthropic initiatives for organizations. Its platform enables internal and external charitable giving, fostering engagement and measurable impact across various acts of philanthropy.

FalconX is a cryptocurrency brokerage and digital asset trading platform founded in 2018. It provides trading solutions that give institutions reliable execution and cost efficiency in cryptocurrency markets. The platform uses data science to eliminate slippage and hidden fees, along with blockchain technology and machine learning to route mid-to-large size trades across multiple liquidity sources. FalconX offers trading, credit, and clearing services to hedge funds, proprietary trading firms, and other institutional clients seeking transparent, scalable digital asset execution.

Codat Limited operates a platform facilitating integrations between financial and accounting software. Established in 2016, it serves businesses, banking, insurance, and e-commerce sectors, with offices in London and New York.

Codat Limited operates a platform facilitating integrations between financial and accounting software. Established in 2016, it serves businesses, banking, insurance, and e-commerce sectors, with offices in London and New York.

Melio is a fintech company that specializes in providing small businesses with digital tools to manage their business-to-business payments and receivables. Its platform offers a streamlined accounts payable and receivable dashboard, allowing businesses to transfer and receive payments efficiently. By simplifying the payment workflow, Melio enables small businesses to improve their cash flow and reduce or eliminate late payment costs. This approach enhances oversight and control over finances, allowing businesses to focus more on customer engagement rather than back-office operations. Overall, Melio aims to empower small businesses by minimizing time and costs associated with payment processes.

Dastkar is a private not-for-profit NGO established in 1981, working to support traditional Indian craftspeople, many of them women and village-based, with the objective of helping craftspeople regain their place in the economic mainstream, in a country where the craft sector is second only to agriculture in providing employment.

Engine by MoneyLion is a financial technology company that specializes in embedded finance and marketplace platforms for financial services. The company offers a comprehensive suite of tools, including a search, comparison, and recommendation engine for various financial products, as well as tools for offer management and optimization. These services empower businesses to integrate financial products into their operations, enabling them to deliver personalized financial offers to their clients. Additionally, Engine by MoneyLion provides a diverse range of financial services, including loans, credit, insurance, and savings account solutions.

FalconX is a cryptocurrency brokerage and digital asset trading platform founded in 2018. It provides trading solutions that give institutions reliable execution and cost efficiency in cryptocurrency markets. The platform uses data science to eliminate slippage and hidden fees, along with blockchain technology and machine learning to route mid-to-large size trades across multiple liquidity sources. FalconX offers trading, credit, and clearing services to hedge funds, proprietary trading firms, and other institutional clients seeking transparent, scalable digital asset execution.

Truework is an API-enabled platform that streamlines income and employment verifications for banks, lenders, background check providers, and other stakeholders. The service automates the processing of income and employment requests, integrates with human resources and payroll systems as well as lending and housing markets, and puts individuals in control of their data. By consolidating verification workflows, Truework supports faster approvals and more accurate verification decisions. The company serves the financial services and fintech sectors and focuses on developer APIs to enable seamless integration into existing HR, payroll, lending, and compliance processes.

Boom Supersonic manufactures commercial supersonic airliners with a capacity of 65-88 seats. Its flagship product, Overture, is designed to fly at Mach-2.2, revolutionizing long-distance travel by saving time and costs.

Menlo Security is a cybersecurity company headquartered in Mountain View, California, founded in 2012. It offers a cloud‑based isolation platform that protects organizations from malware by executing all web content, documents, and email attachments in a remote sandbox. Users can safely interact with websites and files without exposing their local environment to malicious code. The platform serves Fortune 500 companies and financial services institutions worldwide, with operations across North America, EMEA, APAC, and other regions.

Better Holdco, Inc. is a digital mortgage lending company based in New York that offers a streamlined online platform for residential clients in multiple states across the U.S. Founded in 2016, Better.com focuses on providing a transparent and efficient home-financing experience by eliminating commissions, fees, and traditional branch appointments. The company offers a variety of mortgage options, including fixed and adjustable rates for conventional and jumbo loans, as well as refinancing services. In addition to mortgage lending, Better.com features a digital marketplace that provides competitive quotes from various insurance providers and connects clients with leading real estate agents. Since its inception, Better.com has facilitated $7.9 billion in home loans and $1 billion in insurance, aiming to democratize access to home financing.

EverC is a provider of cloud-based cyber risk intelligence and merchant fraud detection solutions for the online seller ecosystem. The company offers MerchantView, a monitoring platform for acquiring banks and payment service providers to manage merchant-based fraud and cyber risk, and MarketView, which tracks illicit marketplace listings. Its services include detection of violating merchants, transaction laundering verification, card compliance consulting, and web analyst verification. Founded in 2015, EverC combines risk intelligence, data science, fintech, and payments expertise to power cross-channel risk management. The platform rapidly detects high-risk merchants, online money laundering, and fake or illegal products, while ongoing monitoring mitigates evolving risk. EverC aims to help marketplaces, global payment providers, and online sellers grow safely by transforming the internet into a transparent, trusted environment.

Melio is a fintech company that specializes in providing small businesses with digital tools to manage their business-to-business payments and receivables. Its platform offers a streamlined accounts payable and receivable dashboard, allowing businesses to transfer and receive payments efficiently. By simplifying the payment workflow, Melio enables small businesses to improve their cash flow and reduce or eliminate late payment costs. This approach enhances oversight and control over finances, allowing businesses to focus more on customer engagement rather than back-office operations. Overall, Melio aims to empower small businesses by minimizing time and costs associated with payment processes.

Finix develops a B2B payment processing platform that enables businesses to own, manage, and monetize their payments. The platform uses modular architecture and real-time tracking to consolidate payment data and facilitate global money transfers.

Kabbage is a financial technology company that provides small businesses with automated access to working capital through a 100% online lending platform. The platform uses business data such as revenue, accounting data, transactions, shipping, and other sources to assess health and calculate credit lines in real time, enabling applications, approvals, and funding decisions in minutes. It offers ongoing lines of credit and a purchasing card tied to the account for point-of-sale payments, along with a mobile app for on-the-go access and management. Kabbage began serving online merchants and expanded to all small businesses, including brick-and-mortar customers, and licenses its data and technology to power lending for other organizations.

FalconX is a cryptocurrency brokerage and digital asset trading platform founded in 2018. It provides trading solutions that give institutions reliable execution and cost efficiency in cryptocurrency markets. The platform uses data science to eliminate slippage and hidden fees, along with blockchain technology and machine learning to route mid-to-large size trades across multiple liquidity sources. FalconX offers trading, credit, and clearing services to hedge funds, proprietary trading firms, and other institutional clients seeking transparent, scalable digital asset execution.

Splyt Technologies Ltd., established in 2014, operates a global B2B mobility marketplace based in London. The company specializes in providing a single connectivity solution for ground-based transportation, integrating drivers and passengers. Splyt offers tools such as the Splyt widget and API to facilitate this process, enabling seamless mobility inventory access through a single API for demand-side partners without requiring additional supplier registrations or downloads.

BioCatch is a pioneering company specializing in behavioral biometrics, which focuses on analyzing the digital behavior of online users to enhance fraud detection and prevention. By leveraging advanced cognitive science and machine learning, BioCatch provides insights that help financial institutions identify potential risks associated with user interactions while maintaining privacy. The company's technology is designed to combat increasingly sophisticated fraud tactics, including social engineering scams, and to streamline the digital banking experience from account creation to login and beyond. With over a decade of experience and a robust portfolio of patents, BioCatch is committed to driving innovation in the field of digital security, enabling clients to effectively combat fraud while fostering a trusted online environment.

Founded in 2015, Albert is a fintech company based in Culver City, California. It offers a mobile platform providing accessible and affordable financial advice through direct chat with experts, personalized financial plans, automated investing, budgeting tools, and features like Albert Instant for paycheck advances.

Melio is a fintech company that specializes in providing small businesses with digital tools to manage their business-to-business payments and receivables. Its platform offers a streamlined accounts payable and receivable dashboard, allowing businesses to transfer and receive payments efficiently. By simplifying the payment workflow, Melio enables small businesses to improve their cash flow and reduce or eliminate late payment costs. This approach enhances oversight and control over finances, allowing businesses to focus more on customer engagement rather than back-office operations. Overall, Melio aims to empower small businesses by minimizing time and costs associated with payment processes.

Glean AI is a New York-based company that provides an all-in-one spend management solution tailored for small and mid-market businesses. Utilizing advanced artificial intelligence, Glean analyzes expense drivers and delivers line-item level insights that are frequently overlooked by finance teams and budget owners. Its platform combines smart automation with spending intelligence, empowering finance teams to identify significant savings opportunities. By streamlining financial processes, Glean enables companies to expedite invoice payments and reduce manual workload, thereby enhancing overall financial efficiency.

Flow Commerce, Inc. is a technology company that specializes in cross-border e-commerce solutions, facilitating international sales for online merchants. Founded in 2015 and headquartered in Hoboken, New Jersey, with an office in Dublin, Ireland, Flow provides a versatile platform that allows e-commerce businesses to easily configure their global supply chain and meet overseas demand. The platform addresses the complexities of international commerce by offering tools for multi-currency pricing, rapid shipping, international payment processing, tax management, and logistics. Flow's solution can be utilized as a comprehensive end-to-end system or as modular components, making it accessible for e-commerce companies of all sizes. By simplifying the buying and selling process across borders, Flow Commerce enhances the overall experience for both merchants and consumers.

Voca.ai specializes in developing AI-based voice assistants aimed at automating and scaling customer conversations. The company employs a speech-to-intent algorithm powered by machine learning to understand the full intent of a customer's spoken conversation, including different tones and vocal cues. This enables Voca.ai to facilitate natural, intelligent, and empathetic interactions between customers and businesses. Their AI-powered agents, known as Voca Agents, are designed to handle various workflows across multiple industries, from outbound to inbound calls, without requiring extensive data or complex processes for implementation. The goal is to enhance both customer experience (CX) and employee experience (EX) by allowing human agents to focus on more creative tasks while the AI handles routine conversations seamlessly.

Candex is a global enterprise procurement platform that simplifies tail spend management. It enables organizations to efficiently engage with low-risk suppliers, automate invoice reconciliation, integrate with existing ERP systems, and gain real-time visibility into spend data. Candex operates across borders and currencies, ensuring compliance while streamlining procurement operations.

Founded in 2016, Next Insurance is a technology-driven online insurance agency specializing in small businesses. It offers a range of business insurance products, including general liability, professional liability, commercial auto, and workers' compensation, serving various sectors such as contractors, fitness, cleaning, and education. The company uses technology to streamline claims investigation, aiming for transparency within 48 hours.

MishiPay Limited is a technology company that specializes in mobile self-checkout solutions for retail environments. Founded in 2015 and headquartered in London, with an additional office in Bangalore, India, MishiPay has developed an innovative application that allows in-store shoppers to select products, scan barcodes, and make secure payments directly through their smartphones. This technology eliminates the need for traditional checkout lines, enabling customers to complete their purchases quickly and efficiently. MishiPay serves a diverse range of retailers across various sectors, including fashion, consumer electronics, DIY, sports, and convenience stores, enhancing the shopping experience by facilitating cashless transactions and reducing wait times.

Drum is a gig economy platform that aims to enhance the lives of millions by facilitating the creation and management of sales forces for businesses. Launched in 2019, it allows companies to establish a sales presence more efficiently than traditional advertising methods. In addition to supporting businesses, Drum provides a comprehensive platform for creators, enabling them to engage with their followers and monetize their content. The platform offers in-app analytics that help creators sell both digital and physical products directly through their profiles, allowing them to focus on their creative endeavors while managing their sales effectively.

Trulioo operates a digital identity network that enables instant online identity, document, and business verification services. The company provides electronic identity verification platforms designed for businesses to assess risks associated with digital identities, combining traditional methods for identity confirmation with modern data from social and online sources. This approach supports companies in verifying customers and entities across borders, helping them comply with anti-money laundering and know-your-customer requirements.

Engine by MoneyLion is a financial technology company that specializes in embedded finance and marketplace platforms for financial services. The company offers a comprehensive suite of tools, including a search, comparison, and recommendation engine for various financial products, as well as tools for offer management and optimization. These services empower businesses to integrate financial products into their operations, enabling them to deliver personalized financial offers to their clients. Additionally, Engine by MoneyLion provides a diverse range of financial services, including loans, credit, insurance, and savings account solutions.

Abra is a cryptocurrency platform established in 2014, designed to provide a straightforward and secure environment for individuals and businesses to buy, trade, and borrow against cryptocurrencies. Based in the United States and operational in over 150 countries, Abra facilitates easy conversion between cryptocurrencies and various local fiat currencies. The platform serves a diverse clientele, including high-net-worth individuals, family offices, registered investment advisors, and institutions, offering customizable services that allow users to manage their crypto portfolios effectively. With over two million customers and $9 billion processed in transactions, Abra has positioned itself as a trusted solution in the cryptocurrency market, earning recognition as one of the top five crypto wallets. The company is supported by prominent investors, reinforcing its commitment to creating an open and accessible global financial system.

DataGrail develops a privacy management platform that enables businesses to ensure compliance with various privacy laws. It integrates sales, marketing, and support systems with third-party systems, providing control over communication preferences.

Menlo Security is a cybersecurity company headquartered in Mountain View, California, founded in 2012. It offers a cloud‑based isolation platform that protects organizations from malware by executing all web content, documents, and email attachments in a remote sandbox. Users can safely interact with websites and files without exposing their local environment to malicious code. The platform serves Fortune 500 companies and financial services institutions worldwide, with operations across North America, EMEA, APAC, and other regions.

Resy is an online reservation platform that simplifies the process of booking tables at restaurants. Catering to both diners and restaurants, Resy connects users with a diverse selection of over 5,000 establishments globally. Through its content-rich website and user-friendly mobile app, the platform allows diners to easily discover and reserve tables at their favorite restaurants without the hassle often associated with making reservations. Resy is designed with a focus on hospitality, providing users with access to restaurant ratings and reviews, which enhances their dining experience. By leveraging technology, Resy aims to redefine the future of hospitality and serve as a valuable resource for food enthusiasts.

Clip is transforming card acceptance in Mexico by providing portable card-reading hardware and a digital payment platform that enables businesses to accept all credit and debit cards, including contactless payments. The company's solutions allow businesses to turn smartphones or tablets into card terminals, facilitating seamless transactions without the need for complicated paperwork or monthly fees. By focusing on empowering Mexican businesses, Clip helps them increase sales and grow by offering a user-friendly application that simplifies payment acceptance. This approach positions Clip as a vital ally for merchants seeking efficient and accessible payment solutions.

Pilot provides bookkeeping, tax, and CFO services for growing businesses. Its platform offers automated accrual basis bookkeeping, generating on-demand, accurate financial reports to reduce time, cost, and labor associated with traditional outsourced practices.

Abra is a cryptocurrency platform established in 2014, designed to provide a straightforward and secure environment for individuals and businesses to buy, trade, and borrow against cryptocurrencies. Based in the United States and operational in over 150 countries, Abra facilitates easy conversion between cryptocurrencies and various local fiat currencies. The platform serves a diverse clientele, including high-net-worth individuals, family offices, registered investment advisors, and institutions, offering customizable services that allow users to manage their crypto portfolios effectively. With over two million customers and $9 billion processed in transactions, Abra has positioned itself as a trusted solution in the cryptocurrency market, earning recognition as one of the top five crypto wallets. The company is supported by prominent investors, reinforcing its commitment to creating an open and accessible global financial system.

LoungeBuddy, Inc. is a mobile application company based in San Francisco, California, founded in 2013. It specializes in providing travelers with short-term access to airport lounges worldwide. By enabling users to discover, book, and access these lounges, LoungeBuddy enhances the travel experience for those seeking comfort and amenities while waiting for flights. The company operates as a subsidiary of American Express Travel Related Services Company, Inc. LoungeBuddy's innovative platform allows lounge operators to sell excess capacity, capitalizing on the significant gap between available and utilized entries. This technology-focused approach includes a patent-pending, real-time inventory management system that optimizes passenger flow and facilitates transactions for various travel-related companies. With the global airport lounge market experiencing underutilization, LoungeBuddy aims to transform lounge access into a standard component of the air travel experience, alongside flights and hotel bookings.

Cloud Elements provides a cloud-to-cloud API integration platform that helps developers connect and manage data across multiple cloud applications and services. The platform includes hubs for data domains such as customers, documents, messaging, help desk, marketing, and finance; reusable elements that connect specific cloud endpoints; and an API integration layer for building, integrating, monitoring, and maintaining third-party cloud services and applications. It supports end-to-end functions such as data transformations, API provisioning, usage monitoring, events, and notifications to track and troubleshoot integrations, enabling connections between apps in CRM and marketing automation ecosystems. The company also offers consulting services, including design assessments, design workshops, application development, and API development. Founded in 2012 and headquartered in Denver, Colorado, Cloud Elements serves startups, SaaS vendors, and enterprise departments worldwide.

Better Holdco, Inc. is a digital mortgage lending company based in New York that offers a streamlined online platform for residential clients in multiple states across the U.S. Founded in 2016, Better.com focuses on providing a transparent and efficient home-financing experience by eliminating commissions, fees, and traditional branch appointments. The company offers a variety of mortgage options, including fixed and adjustable rates for conventional and jumbo loans, as well as refinancing services. In addition to mortgage lending, Better.com features a digital marketplace that provides competitive quotes from various insurance providers and connects clients with leading real estate agents. Since its inception, Better.com has facilitated $7.9 billion in home loans and $1 billion in insurance, aiming to democratize access to home financing.

Pocket Concierge is a Japanese online platform facilitating restaurant reservations at selected high-end establishments. Its mission is to promote Japanese culinary culture globally while offering users an exclusive dining experience. The platform enables seamless bookings and payments, overcoming language and payment barriers for both mobile and web browser users.

Founded in 2015, Albert is a fintech company based in Culver City, California. It offers a mobile platform providing accessible and affordable financial advice through direct chat with experts, personalized financial plans, automated investing, budgeting tools, and features like Albert Instant for paycheck advances.

Plaid is a technology platform that provides APIs and developer tools to connect consumer bank accounts and financial data with applications. It enables developers to build modern financial services by offering infrastructure and intelligence tools that allow access to transactions, authentication for bank accounts, identity verification, real-time balances, asset verification, and income data. Its products include Transactions, Auth, Identity, Balance, Assets, and Income, supporting personal finance, consumer payments, lending, banking and brokerage, and business finance solutions. Plaid serves developers from startups to large financial institutions, helping democratize financial services with a developer-friendly experience. The company was founded in 2012 and is headquartered in San Francisco, California.

Decision Engines designs and develops a cloud-native, self-service platform for end-to-end process automation powered by artificial intelligence. The platform enables users to design, build and deploy bots and processes, autoscale resources, and extract data, supporting autonomous decision-making and intelligent process orchestration. It aims to replace manual tasks, improve operational efficiency, and accelerate value through rapid deployment and seamless integration with legacy systems. Founded in 2017 and based in Palo Alto, California, the company focuses on automating industrial and finance processes with AI-powered bots and data-driven insights.

Cloud Elements provides a cloud-to-cloud API integration platform that helps developers connect and manage data across multiple cloud applications and services. The platform includes hubs for data domains such as customers, documents, messaging, help desk, marketing, and finance; reusable elements that connect specific cloud endpoints; and an API integration layer for building, integrating, monitoring, and maintaining third-party cloud services and applications. It supports end-to-end functions such as data transformations, API provisioning, usage monitoring, events, and notifications to track and troubleshoot integrations, enabling connections between apps in CRM and marketing automation ecosystems. The company also offers consulting services, including design assessments, design workshops, application development, and API development. Founded in 2012 and headquartered in Denver, Colorado, Cloud Elements serves startups, SaaS vendors, and enterprise departments worldwide.

Freebird is an innovative mobile rebooking platform designed to assist travelers in managing flight disruptions, such as cancellations, significant delays, or missed connections. The company enables users to quickly and efficiently book a new ticket on any airline at no additional cost, ensuring a seamless travel experience. Through its user-friendly interface, travelers receive instant notifications about flight issues and can rebook their flights in under 30 seconds with just three taps on their mobile device. This service not only saves time for individual travelers but also enhances operational efficiency for travel agencies and corporations, while maintaining a duty of care and improving the overall traveler experience.

Enigma Technologies, Inc. is an operational data management and intelligence company based in New York. It specializes in providing a searchable database of public records, information, and documents, facilitating streamlined operations and informed decision-making for its users. The company offers a suite of products, including Enigma Data Infrastructure, which features tools for data operations and metadata enhancement, and Enigma Solutions, tailored for specific industries such as financial services, pharmacovigilance, and insurance. Enigma also provides analysis-ready public data relevant to sectors like oil and gas, healthcare, and company reference data. Additionally, Enigma operates Enigma Labs, which focuses on developing open data tools for public use, and offers an API to support developers in creating data-rich applications. The company is recognized for its contributions to small business intelligence, delivering timely and accurate insights on the identity and risk profile of small businesses, thus aiding firms in areas such as insurance risk assessment and fraud prevention. Enigma Technologies was incorporated in 2011.

Divido is a global white-label consumer lending platform that enables financial institutions and multinational retailers to offer finance options at the point-of-purchase. Its omnichannel platform, available online, in-store, and via mobile across multiple countries through one integration, helps partners improve customer experience and increase conversion rates.

Engine by MoneyLion is a financial technology company that specializes in embedded finance and marketplace platforms for financial services. The company offers a comprehensive suite of tools, including a search, comparison, and recommendation engine for various financial products, as well as tools for offer management and optimization. These services empower businesses to integrate financial products into their operations, enabling them to deliver personalized financial offers to their clients. Additionally, Engine by MoneyLion provides a diverse range of financial services, including loans, credit, insurance, and savings account solutions.

Founded in 2016, Next Insurance is a technology-driven online insurance agency specializing in small businesses. It offers a range of business insurance products, including general liability, professional liability, commercial auto, and workers' compensation, serving various sectors such as contractors, fitness, cleaning, and education. The company uses technology to streamline claims investigation, aiming for transparency within 48 hours.