American Express

Deem is a technology platform for the business travel industry focusing on travel, car service, and expense solutions. Its mission is to make business travel less complicated for travelers, less costly for employers, and more profitable for service providers. Using its industry-leading software solutions, employees book travel and car service and report those expenses faster and more easily than ever before. Corporations control costs more effectively. Travel management companies deliver more engaging customer experiences. Car service operators benefit from new efficiencies and widen their customer reach. The company was founded in 1999 and headquartered in San Francisco, California.

Boom Technology is making supersonic passenger travel into reality by making a supersonic airliner. Boom was founded on the philosophy that they need to overcome the challenges to supersonic passenger flight, not surrender to them. They're making a supersonic aircraft affordable for business travel. Their ultimate goal is a routine supersonic flight for everyone. Boom Supersonic is redefining what it means to fly in a commercial aircraft by building Overture, its Mach-2.2. It was founded in 2014 and is based in Englewood, Colorado.

Decision Engines, Inc. designs and develops cloud platform that provides end-to-end process automation by using artificial intellingence engine. The company's solution allows users to design, build, and deploy bots and processes; autoscaling resources; and data extractoion. The company was incorporated in 2017 and is based in Palo Alto, California.

InAuth is a digital device intelligence company for a mobile-first world. It delivers the most advanced device identification, risk detection, and analysis capabilities possible to help organizations limit risk, remove friction, and reduce fraud within their digital channels. With safer digital transactions, banks, payment networks, merchants, healthcare providers, governments, and other organizations are better positioned to capture new revenue opportunities and compete more effectively in an “always-on” world.

Orum develops a financial platform that creates instant payment wallets and enables money movement. Its solution includes Foresight, an automated programming interface that enables banks and financial institutions to move money in real time. The platform uses machine learning and data science to predict availability of funds and fraud patterns. The company was founded in 2019 and is based in New York, New York.

Founded in 2016, Better.com democratized the home-financing ecosystem, replacing it with a digitized process that eliminates commissions, fees, unnecessary steps, and time-wasting branch appointments. In addition to providing mortgage rates in seconds, Better.com’s platform offers a digital marketplace featuring competitive quotes from an array of insurance providers for seamless purchase of a homeowner's insurance policy and instant access to leading real estate agents across the country. To date, Better.com has done $7.9B in home loans and $1B in insurance.

Trulioo operates a Digital Identity Network that provides instant access to hundreds of procured, vetted, and trusted data sources around the world — all through a single integration. Deploying stringent security and privacy standards combined with the latest innovations in AI, biometrics and cloud computing, Trulioo’s GlobalGateway solution has access to information on more than 5 billion people and 250 million companies, enabling organizations to run identity verification checks with accuracy, reliability, speed and scale.

Plaid is the technology platform providing the tools and access needed for the development of a fully modern, and digitally-enabled financial system. Plaid makes it easier and safer for developers — from the smallest startups to the largest financial institutions — to build innovative financial services and applications. Plaid offers beautiful consumer experiences, developer-friendly infrastructure, and intelligence tools that give everyone the ability to build the future of financial services. Plaid was launched by William Hockey and Zach Perret in 2012 and is headquartered in San Francisco, California.

FalconX is a digital asset trading platform that uses data science to provide clients with best execution capabilities. Over the last 10 months, the company has generated $7 billion in global trading volume at a quarterly growth rate of over 600%. Clients include over 100 financial institutions across traditional finance including hedge funds, proprietary trading firms, payment gateways, over-the-counter trading desks, cryptocurrency miners, and exchanges.

Glean Analytics Inc. develops an intelligence solution to manage vendor spending. It offers Glean, a solution that enables users to track spend vs. budget as it occurs; understand the drivers of their costs; receive proactive alerts on potential savings and irregular spend patterns; and compare bills to prior periods and identify differences. The company serves finance teams. Glean Analytics Inc. was founded in 2019 and is based in New York, New York.

Businesses on Stripe rank access to capital as their biggest obstacle to growth. Traditional lenders aren’t set up to serve internet businesses, typically requiring lengthy applications, complex collateral obligations, and fixed payment schedules. They built Stripe Capital to cut through the red tape. Their goal is to provide access to fast, flexible financing that helps online businesses invest in growth.

Foodline is a food catering portal that helps its clients select caterers for their events. It provides cash rewards when its users post reviews of the caterers after their events. Foodline develops speech-activated telephones and online restaurant guides. It also provides online restaurant reservations. Founded in 1998 by Paul Lightfoot, Foodline is based in Singapore.

EverC provides cyber intelligence that enables acquiring banks and payment service providers to manage merchant-based fraud and cyber risk. The startup company uses artificial intelligence to look into its client’s portfolios and identify links with potential criminals using its cyber intelligence capabilities. It is engaged in providing a range of solutions that give acquirers and payment service providers with the necessary relevant information to check ongoing and newly boarded merchants while guiding them through the process of managing online risk, detecting transaction launderers, hidden transaction tunnels, and fraud detection. EverC's products include MerchantView for detecting online money laundering and MarketView for keeping marketplaces clean from illegal products. Founded in 2008 by Ron Teicher, Noam Rabinovich, and Raz Abramov, the firm is headquartered in New York, New York.

Pilot.com, Inc. provides bookkeeping, tax preparation, and CFO services for startups and small businesses. It offers bookkeeping services that handle customer's books and pairs each of its customers with a dedicated account manager. Its CFO Services include annual budgeting, ongoing financial support, pitch assessment, and fundraising strategy. The company was formerly known as Zapgram, Inc. and changed its name to Pilot.com, Inc. in July 2017. Pilot.com, Inc. was incorporated in 2016 and is based in San Francisco, California.

Founded in 2015, Even Financial is an NYC based fintech company focused on evolving how financial institutions connect with consumers and provide them the best product recommendations at the right moment, facilitating an on-demand and personalized customer acquisition experience across the entire financial services ecosystem. The Even platform serves as a trusted intermediary for financial institutions - including Prosper, Lending Club and Marcus by Goldman Sachs - that helps find consumers and distribute their products digitally. Even’s industry-leading search, comparison and recommendation API is an infrastructure layer that enables hundreds of diverse partners - including Credit.com, Transunion, Money Under 30, Credit Sesame and The Penny Hoarder - to power comprehensive personal finance websites, mobile apps and other offerings with a modern platform that is proven to accelerate customer acquisition through optimal product recommendations, lowering cost of acquisition and maximizing monetization. Even Financial is based in New York.

IndiaLends is digital lending and borrowing marketplace that connects consumers and small businesses looking for low rate loans with institutional lenders looking for good returns. Available on both the web and mobile, the company also provides value-add services such as big-data analytics, credit risk assessment and verification, and automated work-flows for loan origination and management to lenders while borrowers can apply for unsecured personal loans online, get access to their credit reports for free and manage their daily spends via the IndiaLends Mobile App. Launched in 2015, the company is based in New Delhi, India.

Albert is a financial service company that makes financial advice accessible and affordable. Albert Genius customers can chat directly with a financial expert about any money topic, build a personalized financial plan, and access the intelligent, automated investing of Portfolio by Genius for no additional cost. The company's free features include automatic savings, financial health monitoring, budgeting. and detailed spending reports, and Albert Instant, which offers customers a cash advance against their paycheck to help avoid overdrafts.

Lipstream Networks, Inc. is the Internet voice service provider for eBusiness. Lipstream enables live voice communication for eCommerce, customer service, education and community applications. Customers include AltaVista, English First, Excite@Home, Kana Communications, Miadora, MyFamily.com, PeopleSupport and Quintus.

Philanthropi utilizes technology to implement, manage, and measure philanthropic initiatives for organizations. Its technology provides turnkey solutions that foster internal and external charitable giving across all acts of philanthropy. The company was founded in 2018 and is headquartered in Philadelphia, Pennsylvania.

Founded in 2015, Even Financial is an NYC based fintech company focused on evolving how financial institutions connect with consumers and provide them the best product recommendations at the right moment, facilitating an on-demand and personalized customer acquisition experience across the entire financial services ecosystem. The Even platform serves as a trusted intermediary for financial institutions - including Prosper, Lending Club and Marcus by Goldman Sachs - that helps find consumers and distribute their products digitally. Even’s industry-leading search, comparison and recommendation API is an infrastructure layer that enables hundreds of diverse partners - including Credit.com, Transunion, Money Under 30, Credit Sesame and The Penny Hoarder - to power comprehensive personal finance websites, mobile apps and other offerings with a modern platform that is proven to accelerate customer acquisition through optimal product recommendations, lowering cost of acquisition and maximizing monetization. Even Financial is based in New York.

ShopRunner, Inc. owns and operates an online shopping portal that connects retailers and brands to online shoppers. The company was founded in 2009 and is based in Chicago, Illinois with additional offices in Conshohocken and Philadelphia, Pennsylvania; New York, New York; Kraków, Poland; and San Mateo, California. As of June 17, 2011, ShopRunner, Inc. operates as a former subsidiary of Kynetic L.L.C. As of December 28, 2020, ShopRunner, Inc. operates as a subsidiary of FedEx Corporation.

Cardless is a credit card company. They help brands launch custom cobrand credit card products. They handle the program creation, card underwriting, lending, issuance, and top-notch customer service, while brands focus on delivering rewards truly valuable to their superfan cardholders. Cardless was founded in February 2019 by Michael Spelfogel and Scott Kazmierowicz (ex-Stanford CS / Data Science, ex-Lyft, ex-Visa, ex-Goldman) and is backed by top VCs including Accomplice, Greycroft, Clocktower Ventures, as well as founders of Plastiq, SeatGeek, Flatiron Health, and FiveStars

Kiip is a rewards network and mobile application that offers rewards from brands and companies for virtual achievements. It has received $15.4 million in total funding to date from Relay Ventures, Interpublic Group, Hummer Winblad, American Express Ventures, Digital Garage, True Ventures, Verizon Ventures, CrossLink Capital, and others. Kiip was Brian Wong, Courtney Guertin, and Amadeus Demarzi in 2010.

Today, accounting teams keep their books in sync with customers and vendors by manually transcribing paper, email, and PDFs into their accounting system. This manual transcription is slow and error-prone creating cash traps in receivables and cash leaks in payables. We believe there is a better way to keep books up to date and cash flowing. At Lockstep, we're re-imagining how accounting teams work by transforming the current network of emails into trusted connections between accounting systems. Lockstep makes accounting more accurate and timely, improves cash flow, and frees staff to focus on high value activities.

Skytree is a California-based software company that develops and publishes a machine learning platform for advanced analytics. The company offers a platform that gives organizations the power to discover analytic insights, predict future trends, make recommendations, and reveal untapped markets and customers. Backed by investments from US Venture Partners, Javelin Venture Partners, Samsung, UPS, and In-Q-Tel, Skytree is involved in enterprise-grade machine learning. The company was founded in 2012 by [Martin Hack](https://www.crunchbase.com/person/martin-hack) and [Alexander Gray](https://www.crunchbase.com/person/alexander-gray). It is headquartered in San Jose, C.A.

Philanthropi utilizes technology to implement, manage, and measure philanthropic initiatives for organizations. Its technology provides turnkey solutions that foster internal and external charitable giving across all acts of philanthropy. The company was founded in 2018 and is headquartered in Philadelphia, Pennsylvania.

Persado is the Marketing Language Cloud; AI generated language that resonates the most with any audience, segment or individual. Imagine having a data scientist and a copywriter for each person in your audience; you get the language that performs and the analytics explaining why, resulting in more business and unseen insights. Comprised of the world’s largest database, with over a million words and phrases tagged and scored for consumer marketing, Persado’s Marketing Language Cloud enables brands to increase acquisition and retention while building long term consumer relationships.

A SaaS-based spend management solutions provider

Flow provides a turn-key platform for e-commerce companies to go global, capturing international demand for their products. The platform enables merchants to simply configure their cross-border supply-chain requirements and immediately fulfill their overseas demand. Flow can be used by e-commerce companies of any size and both as a complete, end-to-end solution or as a modular unbundled product. Using the Flow platform the experience of buying and selling internationally is as easy as domestic for both merchants and consumers.

Finmark is financial planning software for startups; making it simple for companies to manage their runway, hiring, and cash. The platform takes complex financial concepts and calculations and distills them down into a simple to use interface so companies can easily update, inspect, and share their financial metrics. Companies, from pre-revenue to pre-IPO, rely on Finmark to align teams, drive collaboration, reduce costs and resources, and build the next generation of great startups. Greg Lissy, Jeremy Neuberger, and Rami Essaid founded the company in Raleigh, North Carolina in 2020.

StarCite's online business-to-business software and services allow corporations to purchase and manage products and services related to their company meetings and events.

Cignifi Inc. designs and develops credit and marketing analytics platform for mobile network operators. It provides credit risk and marketing scores using mobile phone data, and provides information for credit cards, personal loans, insurance, and savings among mobile pre-pay customers. The company serves telecommunication operators, retailers, lenders, and insurers. The company was incorporated in 2010 and is based in Boston, Massachusetts with additional offices in Sao Paulo, Brazil.

Albert is a financial service company that makes financial advice accessible and affordable. Albert Genius customers can chat directly with a financial expert about any money topic, build a personalized financial plan, and access the intelligent, automated investing of Portfolio by Genius for no additional cost. The company's free features include automatic savings, financial health monitoring, budgeting. and detailed spending reports, and Albert Instant, which offers customers a cash advance against their paycheck to help avoid overdrafts.

Glean Analytics Inc. develops an intelligence solution to manage vendor spending. It offers Glean, a solution that enables users to track spend vs. budget as it occurs; understand the drivers of their costs; receive proactive alerts on potential savings and irregular spend patterns; and compare bills to prior periods and identify differences. The company serves finance teams. Glean Analytics Inc. was founded in 2019 and is based in New York, New York.

Candex Ltd. provides recruitment solutions. It enables employers to manage their recruitment supply chain for permanent positions across the globe. The company offers Candex, a sourcing and vendor management tool for organizations; and Candex Rollout, a Web-based platform that requires no integration and works with ATS and ERP systems. It also provides value proposition and management/reporting solutions. The company was incorporated in 2010 and is based in San Francisco, California.

Founded in 1998, we’ve been powering dining experiences for more than 20 years. Chuck Templeton started OpenTable in San Francisco in 1998, after getting frustrated by the need to call multiple restaurants to find the right place to go to dinner with his in-laws. Since then, OpenTable has become the world’s leading provider of online restaurant reservations with over 54,000 restaurants across 20 countries. OpenTable’s workforce has grown to 1200 employees in 10 offices around the globe. OpenTable has a passion for hospitality and helping restaurants grow their business with many of our employees having worked in the service industry. OpenTable continues to focus on leveraging data to provide personalized restaurant recommendations for you. With over 2 billion seated diners since 1998, we have a wealth of data we leverage to help diners find the right restaurant every time.

Mezi is revolutionizing travel by giving you an AI assistant for all your travel needs. Just say where you want to go and Mezi helps you make it happen -- from booking your flight and hotel, to figuring out what to do, to handling your online check-in or changes of plans, to being your on-the-ground guide when you arrive. All through a simple messaging app. Artificial intelligence is on the bleeding edge of technology, and we believe that the world has yet to be shown how it fits into their lives. Mezi aims to invent what that means for the everyday person. It envisions a world where anyone can travel with the ease and confidence knowing they have an assistant in their pocket wherever they go.

Cignifi Inc. designs and develops credit and marketing analytics platform for mobile network operators. It provides credit risk and marketing scores using mobile phone data, and provides information for credit cards, personal loans, insurance, and savings among mobile pre-pay customers. The company serves telecommunication operators, retailers, lenders, and insurers. The company was incorporated in 2010 and is based in Boston, Massachusetts with additional offices in Sao Paulo, Brazil.

Glean Analytics Inc. develops an intelligence solution to manage vendor spending. It offers Glean, a solution that enables users to track spend vs. budget as it occurs; understand the drivers of their costs; receive proactive alerts on potential savings and irregular spend patterns; and compare bills to prior periods and identify differences. The company serves finance teams. Glean Analytics Inc. was founded in 2019 and is based in New York, New York.

Codat is a London-based technology company that lets banks and fintech plug into their small businesses and the software they use, giving them seamless access to real-time customer data. Codat is building an ecosystem of connected datasets that handle the heavy lifting of integrations, leaving providers free to focus on improving their offerings for small businesses.Codat has over 60 clients globally, across various different industries from traditional lenders to invoice financing, insurance to cashflow forecasting.

Freebird is a first-of-its-kind mobile rebooking tool that empowers travelers to skip the line and instantly book a new ticket – on any airline at no additional cost – in the event of a flight cancellation, four-hour delay, or missed connection. Freebird provides travelers with instant notifications in the event of a flight disruption, and offers the ability to rebook in less than 30 seconds with only three taps on their mobile device.

VOCA AI LTD. develops artificial intelligence-powered voice assistant platform. It offers Voca Agents that use emotional intelligence to provide natural, intelligent, and empathetic spoken conversations. The company handles workflows by using end-to-end speech neural models allowing companies to automate conversations. It offers NVR, debt collection, lead qualification, customer service, and survey solutions. The company serves banking, lending, telecommunication, insurance, and legal service industries. VOCA AI LTD. was founded in 2017 and is based in Herzliya, Israel with additional office in New York, New York.

Ezetap makes the Ezetap device, a light-weight card reader that can be plugged into any smart device or feature phone used by a retailer. The technology allows anyone to accept cards--from merchants and cabdrivers to grocers and pizza deliverers. The firm sells the product to online retailers, insurance firms, restaurants and hotels.

Next Insurance Inc., an insurance agency, sells insurance products and services to small businesses online. It offers business, general liability, professional liability, commercial auto, and workers’ compensation insurance products and services. The company serves contractor, construction, consulting, fitness, cleaning, beauty, therapy, entertainment, education, other customers. Next Insurance Inc. was founded in 2015 and is based in Palo Alto, California.

Simplee is changing how people pay for healthcare. They offer software platform to providers for a modern billing and payment experience that engages patients in a highly personalized way. Founded in 2010, the company is based in Palo Alto, California, United States.

A SaaS-based spend management solutions provider

Founded in 2016, Better.com democratized the home-financing ecosystem, replacing it with a digitized process that eliminates commissions, fees, unnecessary steps, and time-wasting branch appointments. In addition to providing mortgage rates in seconds, Better.com’s platform offers a digital marketplace featuring competitive quotes from an array of insurance providers for seamless purchase of a homeowner's insurance policy and instant access to leading real estate agents across the country. To date, Better.com has done $7.9B in home loans and $1B in insurance.

Next Insurance Inc., an insurance agency, sells insurance products and services to small businesses online. It offers business, general liability, professional liability, commercial auto, and workers’ compensation insurance products and services. The company serves contractor, construction, consulting, fitness, cleaning, beauty, therapy, entertainment, education, other customers. Next Insurance Inc. was founded in 2015 and is based in Palo Alto, California.

RetailExchange.com, Inc., an online business-to-business marketplace, provides offline and online excess inventory solutions.

Finix Payments, Inc. develops platforms, vertically focused software, and Software-as-a-Service solutions. It offers payment facilitator platform that provides tokenization, merchant onboarding, reporting and reconciliation, settlements and funding instruction, and chargeback and risk management services; Push-to-Card disbursements; and professional services. Finix Payments, Inc. was founded in 2015 and is based in San Francisco, California.

SumUp is a financial technology company that is set to become the first ever global card acceptance brand. The company enables businesses to accept card payments at the Point-of-Sale or on the go in a simple, secure and cost-effective way. SumUp is the only company to offer an end-to-end EMV card acceptance solution built on proprietary hardware and mobile apps. This unique offering enabled SumUp to rapidly expand into 16 markets, including the U.S., Brazil and Germany, making it the mPOS company with the largest global footprint. The company has gone on to develop a full suite of SDKs and APIs for third parties to integrate card payments into their mobile apps. SumUp has been backed by renowned investors, including Groupon, BBVA Ventures, Holtzbrinck Ventures and American Express. In April 2016 SumUp has merged with the mPOS company payleven to create the global leader in mobile payment.

RetailNext, Inc. provides real-time analytics that enable retailers, shopping centers, and manufacturers to collect, analyze, and visualize in-store data. It offers traffic counting and conversion, staffing optimization, window and display effectiveness, shopper engagement, shopper path analytics, shopper insights, loss prevention, and store execution compliance solutions. The company’s SaaS platform integrates with various store data sources, including promotional calendars, staffing systems, and weather services to analyze how various factors impact shopping behavior. It serves customers in the United States and internationally. The company has a strategic partnership with YOOBIC. RetailNext, Inc. was formerly known as BVI Networks, Inc. and changed its name to RetailNext, Inc. in December 2011. The company was founded in 2007 and is based in San Jose, California.

Albert is a financial service company that makes financial advice accessible and affordable. Albert Genius customers can chat directly with a financial expert about any money topic, build a personalized financial plan, and access the intelligent, automated investing of Portfolio by Genius for no additional cost. The company's free features include automatic savings, financial health monitoring, budgeting. and detailed spending reports, and Albert Instant, which offers customers a cash advance against their paycheck to help avoid overdrafts.

Tradeshift is a cloud-based business network connecting buyers and suppliers. Its platform enables its clients to connect with all their suppliers digitally in order to seize early payment discounts and minimize risks, eliminating paper and manual processes across procure-to-pay, thereby allowing businesses to simplify supply chain payments in a secure manner. The company was founded in 2009 and is headquartered in San Francisco, California.

FalconX is a digital asset trading platform that uses data science to provide clients with best execution capabilities. Over the last 10 months, the company has generated $7 billion in global trading volume at a quarterly growth rate of over 600%. Clients include over 100 financial institutions across traditional finance including hedge funds, proprietary trading firms, payment gateways, over-the-counter trading desks, cryptocurrency miners, and exchanges.

Based in Boston, Massachusetts, BioCatch offers a range of behavioral authentication and threat detection solutions for web and mobile applications. Available as a cloud-based solution, BioCatch collects and analyzes more than 2000 cognitive parameters to generate unique user profiles. Organizations use the platform to continuously authenticate users during their online sessions, protecting against cyber threats and fraudulent activity, such as account takeover and RAT-in-the-Browser (RitB), remote access, and automated account manipulation. BioCatch was founded in 2011.

Glean Analytics Inc. develops an intelligence solution to manage vendor spending. It offers Glean, a solution that enables users to track spend vs. budget as it occurs; understand the drivers of their costs; receive proactive alerts on potential savings and irregular spend patterns; and compare bills to prior periods and identify differences. The company serves finance teams. Glean Analytics Inc. was founded in 2019 and is based in New York, New York.

Firework is one of the fastest growing interactive video platforms on mobile.

Capillary’s technology solutions help businesses get ahead of the digital evolution and stay ‘Always Consumer Ready’. The experience platform integrates Artificial Intelligence and Machine Learning to make it easy for brands to get deep understanding and insights into their consumers, engage consumers through personalized 1:1 communication, provide easy and connected cross-channel commerce experiences and build loyalty to reward and retain their best consumers. Over 300 marquee brands across 30+ countries, including Pizza Hut, VF Brands, Walmart, Al-Futtaim, KFC, Starbucks, Madura Garments, Courts and Samsung, trust Capillary to enable easy and seamless consumer experiences. With over 300 million consumers and 25,000 stores on the platform, Capillary is Asia’s leading SaaS product company. Over 700 Capillary associates across 11 global offices are continually innovating to find new ways for brands to make their consumers’ lives easier, and experiences memorable. Founded in 2008, Capillary is backed by Warburg Pincus, Sequoia Capital, Norwest Venture Partners, Qualcomm Ventures, and American Express Ventures. Explore more at https://www.capillarytech.com/

Splyt is a B2B mobility marketplace that connects institutional supply and demand for ground-based transport. It makes mobility inventory available through its single API, without the users of its demand-side partners needing to download or register with additional suppliers. The company was founded in 2015 and is headquartered in London, England.

Abra is the world’s first digital cash, peer-to-peer money transfer network. Buy, sell, and hold bitcoin or send bitcoin or fiat to any bitcoin wallet or any other Abra user instantly and securely. Abra uses bitcoin and blockchain technology to enable users to transact in over 50 currencies, including bitcoin. Founded in 2014 by Bill Barhydt, serial entrepreneur and global mobile-banking veteran, their team is based in Silicon Valley and committed to forever changing how the world moves money.

Candex Ltd. provides recruitment solutions. It enables employers to manage their recruitment supply chain for permanent positions across the globe. The company offers Candex, a sourcing and vendor management tool for organizations; and Candex Rollout, a Web-based platform that requires no integration and works with ATS and ERP systems. It also provides value proposition and management/reporting solutions. The company was incorporated in 2010 and is based in San Francisco, California.

Airbase serves as an all-in-one platform for spend management, helping companies with their financial control and visibility. It combines approval workflows, corporate cards, bill pay, accounting automation, and reporting all in one place.The company was born out of the idea that spends management shouldn't have to be difficult. It offers a solution that lets companies invest less time on the tedious, manual tasks of tracking every dollar spent and more on being strategic partners to their businesses. Airbase was founded in 2017 and is headquartered in San Francisco, California.

Melio Payments Inc., doing business as Melio, provides a digital bill payment solution for small businesses. It offers digital accounts payable and receivable dashboard that allows small businesses to transfer and receive payments; and processes payments and delivers them to vendors, suppliers, and other business payment recipients via mailed paper checks or bank deposits. The company was incorporated in 2018 and is based in New York, New York.

Codat is a London-based technology company that lets banks and fintech plug into their small businesses and the software they use, giving them seamless access to real-time customer data. Codat is building an ecosystem of connected datasets that handle the heavy lifting of integrations, leaving providers free to focus on improving their offerings for small businesses.Codat has over 60 clients globally, across various different industries from traditional lenders to invoice financing, insurance to cashflow forecasting.

RetailNext, Inc. provides real-time analytics that enable retailers, shopping centers, and manufacturers to collect, analyze, and visualize in-store data. It offers traffic counting and conversion, staffing optimization, window and display effectiveness, shopper engagement, shopper path analytics, shopper insights, loss prevention, and store execution compliance solutions. The company’s SaaS platform integrates with various store data sources, including promotional calendars, staffing systems, and weather services to analyze how various factors impact shopping behavior. It serves customers in the United States and internationally. The company has a strategic partnership with YOOBIC. RetailNext, Inc. was formerly known as BVI Networks, Inc. and changed its name to RetailNext, Inc. in December 2011. The company was founded in 2007 and is based in San Jose, California.

Founded in 2015, Even Financial is an NYC based fintech company focused on evolving how financial institutions connect with consumers and provide them the best product recommendations at the right moment, facilitating an on-demand and personalized customer acquisition experience across the entire financial services ecosystem. The Even platform serves as a trusted intermediary for financial institutions - including Prosper, Lending Club and Marcus by Goldman Sachs - that helps find consumers and distribute their products digitally. Even’s industry-leading search, comparison and recommendation API is an infrastructure layer that enables hundreds of diverse partners - including Credit.com, Transunion, Money Under 30, Credit Sesame and The Penny Hoarder - to power comprehensive personal finance websites, mobile apps and other offerings with a modern platform that is proven to accelerate customer acquisition through optimal product recommendations, lowering cost of acquisition and maximizing monetization. Even Financial is based in New York.

TrueAccord Corp. provides an automated platform for debt recovery. Its platform uses an automated system, behavioral analytics, and a humanistic approach to help businesses recover outstanding payments, while maintaining a positive relationship with their customer. The company was founded in 2013 and is based in San Francisco, California.

Founded in 2016, Better.com democratized the home-financing ecosystem, replacing it with a digitized process that eliminates commissions, fees, unnecessary steps, and time-wasting branch appointments. In addition to providing mortgage rates in seconds, Better.com’s platform offers a digital marketplace featuring competitive quotes from an array of insurance providers for seamless purchase of a homeowner's insurance policy and instant access to leading real estate agents across the country. To date, Better.com has done $7.9B in home loans and $1B in insurance.

Rent the Runway, Inc. rents designer dresses, clothing, and accessories for women through its stores and online platform. It offers party dresses, gowns, jumpsuits and rompers, outer wear tops and bottoms, jackets, coats, jewelry, handbags, scarves, hats, and sunglasses. Rent the Runway, Inc. was founded in 2008 and is based in New York, New York. It has stores in New York, New York; San Francisco and Santa Monica, California; and Washington, District Of Columbia.

FalconX is a digital asset trading platform that uses data science to provide clients with best execution capabilities. Over the last 10 months, the company has generated $7 billion in global trading volume at a quarterly growth rate of over 600%. Clients include over 100 financial institutions across traditional finance including hedge funds, proprietary trading firms, payment gateways, over-the-counter trading desks, cryptocurrency miners, and exchanges.

Mirato is the first company to provide both an orchestration and automation of bank’s TPRM program across all risk domains, from initial assessment to continuous monitoring and much beyond. Through machine-learning-based NLP models and sophisticated data harvesting, Mirato realized its vision of third party risk management as a business enabler. A holistic tool that reduces risk, operational costs and heightens corporate performance. Mirato’s TPRM platform integrates into existing TPRM programs and replaces much of the manual work that makes up and complicates it, replacing it with automated smart processes. Funneling all risk silos into a single data lake allows us to flush out integrated risk, including aggregation/concentration risk. Mirato saves subject matter experts a considerable amount of work and allows them to make the most of their time and intellect.

Loyalty Partner help companies understand their customers better, because only satisfied customers are loyal customers. This is a key factor in ensuring the profitability of a company, particularly in hard-fought markets with low margins. They have built up unrivalled expertise through the successful development and operation of PAYBACK. They know what professional customer management can achieve and help companies create their own solution. In cooperation with their three subsidiaries – the bonus programme and multichannel-marketing platform PAYBACK, the customer insights experts emnos and the IT solutions provider Loyalty Partner Solutions – they cover the entire portfolio for customer management, taking in everything from CRM consulting and the design and implementation of individual bonus programmes to the management of complex single processes.

Drum Technologies, Inc. develops and operates gig economy platform and mobile application to earn money by promoting businesses. The company’s application, Drum, enables drummers to earn commissions by sharing offers created by businesses, signing businesses, and building network of drummers. The buyers can discover offers shared by drummers. It serves personal services, retail, food and drink, automotive, health and fitness, travel, business services, home service, and utilities industries. The company was founded in 2018 and is based in Atlanta, Georgia.

Jawbone makes personal technology comfortable, usable, and beautiful. The flagship product, the award-winning Jawbone Bluetooth headset with NoiseAssassin™ technology set a new standard for mobile voice quality. Unmatched in the industry, Aliph’s NoiseAssassin technology was originally perfected with DARPA for battlefield applications. It eliminates background noise and provides unparalleled call clarity in all environments.

Boom Technology is making supersonic passenger travel into reality by making a supersonic airliner. Boom was founded on the philosophy that they need to overcome the challenges to supersonic passenger flight, not surrender to them. They're making a supersonic aircraft affordable for business travel. Their ultimate goal is a routine supersonic flight for everyone. Boom Supersonic is redefining what it means to fly in a commercial aircraft by building Overture, its Mach-2.2. It was founded in 2014 and is based in Englewood, Colorado.

Based in Boston, Massachusetts, BioCatch offers a range of behavioral authentication and threat detection solutions for web and mobile applications. Available as a cloud-based solution, BioCatch collects and analyzes more than 2000 cognitive parameters to generate unique user profiles. Organizations use the platform to continuously authenticate users during their online sessions, protecting against cyber threats and fraudulent activity, such as account takeover and RAT-in-the-Browser (RitB), remote access, and automated account manipulation. BioCatch was founded in 2011.

IndiaLends is digital lending and borrowing marketplace that connects consumers and small businesses looking for low rate loans with institutional lenders looking for good returns. Available on both the web and mobile, the company also provides value-add services such as big-data analytics, credit risk assessment and verification, and automated work-flows for loan origination and management to lenders while borrowers can apply for unsecured personal loans online, get access to their credit reports for free and manage their daily spends via the IndiaLends Mobile App. Launched in 2015, the company is based in New Delhi, India.

Abra is the world’s first digital cash, peer-to-peer money transfer network. Buy, sell, and hold bitcoin or send bitcoin or fiat to any bitcoin wallet or any other Abra user instantly and securely. Abra uses bitcoin and blockchain technology to enable users to transact in over 50 currencies, including bitcoin. Founded in 2014 by Bill Barhydt, serial entrepreneur and global mobile-banking veteran, their team is based in Silicon Valley and committed to forever changing how the world moves money.

Boom Technology is making supersonic passenger travel into reality by making a supersonic airliner. Boom was founded on the philosophy that they need to overcome the challenges to supersonic passenger flight, not surrender to them. They're making a supersonic aircraft affordable for business travel. Their ultimate goal is a routine supersonic flight for everyone. Boom Supersonic is redefining what it means to fly in a commercial aircraft by building Overture, its Mach-2.2. It was founded in 2014 and is based in Englewood, Colorado.

IfOnly is a marketplace for incredible experiences. From unique everyday offerings with local experts to once-in-a-lifetime connections with lauded luminaries, IfOnly provides access to a curated selection of extraordinary experiences that benefit worthy causes around the world. Members enjoy amazing experiences that help them do something incredible every weekend. Engage with athletes, epicureans, artists, musicians, designers, and others who inspire shared interests, foster lasting memories, and benefit impactful causes. Luminaries can share their talent and build their business on the IfOnly marketplace. From meeting premium clientele to promoting their experiences in a curated, safe environment, top luminaries trust IfOnly to help them build their brand while benefiting important causes. At IfOnly, we believe that life is not about buying things, it's about the extraordinary experiences we remember and share. So, what’s your IfOnly?

Signifyd, Inc. operates an API that helps e-commerce businesses to control fraud while doing business. The company offers E-Commerce Assurance, an API supported by a cloud platform that protects online retailers in the case of chargebacks and automates fraud prevention; and Signifyd Chargeback Recovery that allow merchants to address various types of chargebacks. It serves Fortune 1000 companies and Internet retailers. Signifyd, Inc. was formerly known as Trusted Patterns, Inc. The company was founded in 2011 and is based in San Jose, California with an additional headquarters in London, United Kingdom.

LoungeBuddy, Inc. develops and offers a mobile application that allows travelers short-term access to airport lounges. It allows travelers to discover, book and access airport lounges around the world. The company was founded in 2013 and is based in San Francisco, California. As of April 1, 2019, LoungeBuddy, Inc. operates as a subsidiary of American Express Travel Related Services Company, Inc.

Menlo Security provides a cloud-based isolation platform that protects organizations from cyberattacks by eliminating the threat of malware from websites, documents, and emails. Menlo Security is trusted by major global businesses, including Fortune 500 companies and financial services institutions, and backed by Vista Equity Partners, Neuberger Berman, General Catalyst, Sutter Hill Ventures, Engineering Capital, Osage University Partners, American Express Ventures, Ericsson Ventures, HSBC, and JP Morgan Chase. Menlo Security was founded in 2012 and headquartered in Mountain View, California.

Dastkar is a private not-for-profit NGO established in 1981, working to support traditional Indian craftspeople, many of them women and village-based, with the objective of helping craftspeople regain their place in the economic mainstream, in a country where the craft sector is second only to agriculture in providing employment.

Founded in 1995, PeopleFirst is the nation's largest online motor vehicle lender, originating and servicing consumer auto and motorcycle loans, primarily via the Internet. PeopleFirst is the pioneer of an innovative financing option that gives consumers the flexibility to finance their purchase of a new or used car or motorcycle at virtually any dealership in the country up to their pre-approved loan amount without having to renegotiate the terms. The company also provides financing for lease buyouts, refinances of existing loans, and the purchase of vehicles from private individuals. The company presently offers auto and motorcycle loans in 48 states plus the District of Columbia. To obtain more information about PeopleFirst, visit the company's Web site at http://www.peoplefirst.com . Capital One cautions that its current expectations for its earnings are forward-looking statements and actual results could differ materially due to a number of factors, including competition in the credit card, installment loan, and auto finance industries and general economic conditions affecting consumer income and spending, which may affect consumer borrowing, bankruptcies, delinquencies, and charge-offs. A discussion of these and other factors can be found in Capital One's annual and other reports filed with the Securities and Exchange Commission, including, but not limited to, Capital One's report on Form 10-K for the year ended December 31, 2001.

Truework is a platform for employment and income verification that puts consumers in control of their personal data. The system digitizes the verification process for HR departments, banks, and others, to make it fast and secure for employees to get verified when applying for a loan, jobs, or apartment rental. Truework’s network of over 40,000 lenders, and background check companies, and other verifiers completes thousands of employment and income verifications every day. The employer network includes nearly 100 enterprise companies and more than 20,000 small businesses across all industries, from healthcare to technology, including The College Board, The Real Real, Oscar Health, The Motley Fool, and Tuft & Needle.

Through technology-enabled services, we use data to achieve smarter marketing for the world’s largest brands.

Divido is a global white label consumer lending platform for financial institutions and multinational retailers. Rapidly build new revenue streams, improve the customer experience and increase conversion by offering finance at the point-of-purchase with Divido. The platform is omnichannel, available online, in-store and via mobile, and works across multiple countries through one integration. Over 1000 partners work with Divido including Nordea Finance, BNP Paribas, BMW, Lenovo and last minute. Divido offers financial services for merchants, lenders, and intermediaries that want to offer instant new credit as a payment option to their end-consumers and corporate clients. Backed by the investors behind Skype, WorldPay, and TransferWise the company launched late 2015 and currently has 300+ partners using its platform including some of the world's well-known brands. By the end of 2017. Divido will operate in 9 countries. Divido was founded in 2014 and is based in London, England, United Kingdom

Cloud Elements is a developer of an API integration platform used to integrate and manage digital products and applications. It features end-to-end functions such as data transformations, API provisioning, usage monitoring, events, and notifications for tracking and troubleshooting that enables developers to integrate multiple apps into different CRM and marketing automation platforms in an easy manner. Cloud Elements was founded in 2012 and is headquartered in Denver, Colorado.

Instacart is a grocery delivery startup that delivers in as short as an hour. It focuses on delivering groceries and home essentials, Instacart already has over 500,000 items from local stores in its catalog. Customers can choose from a variety of local stores including Safeway, Whole Foods, Super Fresh, Harris Teeter, Shaw's, Mariano's, Jewel-Osco, Stanley's, and Costco. Customers can mix items from multiple stores into one order. Instacart has raised funding from Kleiner Perkins Caufield & Byers, Andreessen Horowitz, Sequoia Capital, Y Combinator, Khosla Ventures, and Canaan Partners besides other participants. Instacart was founded in 2012 and headquartered in San Francisco in California.

Melio Payments Inc., doing business as Melio, provides a digital bill payment solution for small businesses. It offers digital accounts payable and receivable dashboard that allows small businesses to transfer and receive payments; and processes payments and delivers them to vendors, suppliers, and other business payment recipients via mailed paper checks or bank deposits. The company was incorporated in 2018 and is based in New York, New York.

Acompay is a digital payment automation platform that helps companies make supplier payments and improve cash flow.

iZettle is reinventing technologies and banking services that help small-business owners live better, work less and earn more. Based in Stockholm, the financial technology company revolutionized mobile payments in 2010 with the world’s first mini chip card reader and software for mobile devices. Today, small-business owners around the world use iZettle’s powerfully simple services to improve the speed and ease of payments at checkout, business management, sales analytics, customer engagement, and funding

Enigma Technologies, a New York-based data science company, is building the future of small business intelligence. Enigma provides timely, accurate insights on the identity, activity, and risk profile of every small business. From evaluating insurance risk to fraud prevention, Enigma helps businesses better serve their SMB customers. Leading organizations, including American Express, Truist, and PayPal depend on Enigma to power the daily decisions that matter.

AvantGo, Inc. provides software and services that enable and enhance the use of Internet-based content and corporate intranets to mobile devices, including personal digital assistants and Internet-enabled phones. The company licenses its AvantGo M-Business Server products and AvantGo mobile applications products to help its customers provide their employees, customers, suppliers, and business affiliates with easy access to business information. The AvantGo Mobile Internet service allows individuals to access Internet-based content and applications, and gives content providers and other businesses a new medium for reaching and interacting with new and existing customers. In February 2002, AvantGo was chosen by Microsoft for the participation in the Microsoft Mobility Partner Advisory Council. AvantGo provides solutions for the Microsoft Windows Powered Pocket PC 2002.

MishiPay Limited develops MishiPay, a mobile self-checkout solution. Its solution allows in-store shoppers to pick up a product, scan the barcode, receive product information, and pay directly in the app with their phone. It serves retailers in various sectors, including fashion, consumer electronics, DIY, sports, convenience, specialty retailers, and more. The company was founded in 2015 and is based in London, United Kingdom with an additional office in Bengalore, India.

Abra is the world’s first digital cash, peer-to-peer money transfer network. Buy, sell, and hold bitcoin or send bitcoin or fiat to any bitcoin wallet or any other Abra user instantly and securely. Abra uses bitcoin and blockchain technology to enable users to transact in over 50 currencies, including bitcoin. Founded in 2014 by Bill Barhydt, serial entrepreneur and global mobile-banking veteran, their team is based in Silicon Valley and committed to forever changing how the world moves money.

Advanced Data Exchange provides electronic data interchange, business integration, and commerce management services. It offers outsourced electronic data interchange services, including document specification and template design, data mapping and translation, trading partner connectivity, secure message delivery and tracking, project management, technical support, and training. The company also provides ADX WebAccess, a Web browser-based order management and invoice presentment solution for suppliers; and ADX Desktop, a personal computer software that offers data archiving and back office system integration capabilities. In addition, it offers business integration services, such as data translation, mapping, validation, back office systems integration, and trading partner connectivity; and trading partner electronic commerce reference guides, trading partner recruitment and connectivity, integration and data normalization, enterprise application integration, supplier support services, and scheduled business progress reviews. Further, Advanced Data Exchange provides commerce management services, which include order and invoice, customer and supplier, business document, and comprehensive business intelligence management services. Additionally, it offers CommerceMail, which provides solutions for the commerce problems. Advanced Data Exchange was formerly known as The EC Company. The company was founded as in 1992 and is headquartered in Fremont, California.

Our Mission: Empowering enterprises with data and insights to support critical financing and trade decisioning associated to private companies. Our Vision: Building the most reliable, dynamic and complete Enterprise Health Bureau in e-invoicing countries We are VC backed by Bluerun Ventures, Finrebel, Mission Gate, Leap Global, IGNIA, Amex Ventures, ALL VP, 500 Startups, Mexamerica Capital & Vincus. Operating in Mexico and Brazil.

LearnVest, Inc. owns and operates a personal finance and lifestyle Website for women. Its Website provides content, tools, support, and financial planning services that help women to tackle their finances. The company’s Website educates subscribers of money and lifestyle tips for living on a budget. In addition, it covers topics ranging from following a budget and paying down student loans to planning wallet friendly dinner parties for friends and plotting strategies to ask for a raise. LearnVest, Inc. was founded in 2007 and is based in New York, New York.

Respond is an online marketplace that connects purchase-ready consumers to quality local businesses. Respond enables users to submit a single request form and get responses from up to 4 local service providers. Founded in 1998, Respond focuses on three major vertical markets: Weddings & Events, Home Services, & Financial Services. Respond has helped over 5 Million users find local sevice providers over the past decade. Respond is privately owned and operated by the TEOCO Corporation, The Employee-Owned Company. Visit Respond at www.respond.com

WR Hambrecht + Co., LLC provides underwriting, corporate advisory, equity research, sales and trading, electronic brokerage, and private equity services to technology and emerging growth companies. The company uses Internet and auction processes to serve investors and issuers. WR Hambrecht + Co., LLC was founded in 1998 and is headquartered in San Francisco, California with additional offices in New York, Boston, Philadelphia and Seattle.

Warby Parker is a lifestyle brand that offers designer eyewear at a revolutionary price operating as a socially conscious business. Approximately one billion people don't have access to affordable glasses. Glasses can increase one's income by 20%, enable students to see a blackboard, and offer dignity to those with poor eyesight. Warby Parker works with experienced non-profit partners to ensure that each sale of our frames will give someone in need access to affordable glasses.

Signifyd, Inc. operates an API that helps e-commerce businesses to control fraud while doing business. The company offers E-Commerce Assurance, an API supported by a cloud platform that protects online retailers in the case of chargebacks and automates fraud prevention; and Signifyd Chargeback Recovery that allow merchants to address various types of chargebacks. It serves Fortune 1000 companies and Internet retailers. Signifyd, Inc. was formerly known as Trusted Patterns, Inc. The company was founded in 2011 and is based in San Jose, California with an additional headquarters in London, United Kingdom.

Tapzo (formerly Helpchat) is an All in One App for high frequency use cases. This could be anything from finding best offers, deals & coupons, booking cabs/taxis & autos, ordering food, recharging prepaid mobile & DTH, paying postpaid mobile bills, reading news, following & sharing trending, funny & viral stories, checking live cricket scores and daily horoscope! Tapzo is a 500+ people company with offices in Bangalore, New Delhi and Mumbai. You can check out the mobile app here. Android: bit.ly/Tapzo iOS: bit.ly/TapzoApp

LEADEROSITY is an online learning platform for the emerging, mid-career, and senior leaders who seek to create meaningful, lasting impact by sharpening their leadership skills and expanding their networking strategies. LEADEROSITY curriculum isn’t about interacting with a screen – it’s about engaging with people. Our world class content partners utilize distinguished faculty members to guide learners through online coursework. Peer to peer interaction invites participants to challenge themselves and their online colleagues to become more collaborative. And our LEADEROSITY alumni network allows your organization maintain lasting relationships with local, national, and international leaders. LEADEROSITY is made possible through the generosity of American Express, the Kresge Foundation, and the Annie E. Casey Foundation.

Payfone provides businesses with Identity Certainty - the ability to confirm that their customers are who they say they are to create easy, secure and frictionless experiences across PCs, mobile phones and tablets. They do for digital security what Uber does for hailing taxis and what Amazon does for online shopping. They make authenticating your customers easy for you and effortless for them. They're backed by leading banks, venture firms and wireless carriers, and are based in New York City.

Mezi is revolutionizing travel by giving you an AI assistant for all your travel needs. Just say where you want to go and Mezi helps you make it happen -- from booking your flight and hotel, to figuring out what to do, to handling your online check-in or changes of plans, to being your on-the-ground guide when you arrive. All through a simple messaging app. Artificial intelligence is on the bleeding edge of technology, and we believe that the world has yet to be shown how it fits into their lives. Mezi aims to invent what that means for the everyday person. It envisions a world where anyone can travel with the ease and confidence knowing they have an assistant in their pocket wherever they go.

Next Insurance Inc., an insurance agency, sells insurance products and services to small businesses online. It offers business, general liability, professional liability, commercial auto, and workers’ compensation insurance products and services. The company serves contractor, construction, consulting, fitness, cleaning, beauty, therapy, entertainment, education, other customers. Next Insurance Inc. was founded in 2015 and is based in Palo Alto, California.

Capillary’s technology solutions help businesses get ahead of the digital evolution and stay ‘Always Consumer Ready’. The experience platform integrates Artificial Intelligence and Machine Learning to make it easy for brands to get deep understanding and insights into their consumers, engage consumers through personalized 1:1 communication, provide easy and connected cross-channel commerce experiences and build loyalty to reward and retain their best consumers. Over 300 marquee brands across 30+ countries, including Pizza Hut, VF Brands, Walmart, Al-Futtaim, KFC, Starbucks, Madura Garments, Courts and Samsung, trust Capillary to enable easy and seamless consumer experiences. With over 300 million consumers and 25,000 stores on the platform, Capillary is Asia’s leading SaaS product company. Over 700 Capillary associates across 11 global offices are continually innovating to find new ways for brands to make their consumers’ lives easier, and experiences memorable. Founded in 2008, Capillary is backed by Warburg Pincus, Sequoia Capital, Norwest Venture Partners, Qualcomm Ventures, and American Express Ventures. Explore more at https://www.capillarytech.com/

THE NEW STANDARD HAS ARRIVED. Wrapp is The New Standard for rewarding purchases and customer loyalty. The end to an era of irrelevant advertising and outdated memberships. Wrapp connects to our users’ payment cards, and analyzes transactions to learn their buying behavior. This way, our users only get rewards from brands they're interested in. And by sticking to cashback returns, we make sure they get rewards they actually find useful. Simply put, we put purchasing power in the hands of consumers, and meaningful marketing in the hands of brands.

Radius (www.radius.com) is the only Enterprise Customer Data Platform (CDP) on a mission to power data intelligence across all B2B applications, channels, and users. Built on The Network of Record™ - the most accurate and comprehensive B2B data ecosystem - and pioneering AI, Radius helps companies discover, manage and reach their audiences. With Radius, our customers have a single source of truth, a unified view of every possible customer, and the largest reach across more than 500 channels. Radius customers include Comcast, Sam’s Club, DexYP, Square, and many more. The company is backed by 8VC, BlueRun Ventures, and Founders Fund. Radius is headquartered in San Francisco.

InAuth is a digital device intelligence company for a mobile-first world. It delivers the most advanced device identification, risk detection, and analysis capabilities possible to help organizations limit risk, remove friction, and reduce fraud within their digital channels. With safer digital transactions, banks, payment networks, merchants, healthcare providers, governments, and other organizations are better positioned to capture new revenue opportunities and compete more effectively in an “always-on” world.

Calient provides high-density 3D MEMS (Micro-Electro-Mechanical Systems) optical circuit switching for software-defined networks and data centers. Its optical circuit switching technology is used by service providers, cloud computing, content delivery, and government networks. This offers businesses with adaptive photonic switching systems that enable dynamic optical layer optimization in software-defined networks and data centers. The company’s 3D-MEMS switches enable dynamic optical-layer sharing, optimization, and automation of high-performance test, compute, and network resources in data centers, optical transport networks, and DevOps test automation facilities. Calient Technologies was established in 1999 and is headquartered in Goleta, California.

Founded in 2015, Even Financial is an NYC based fintech company focused on evolving how financial institutions connect with consumers and provide them the best product recommendations at the right moment, facilitating an on-demand and personalized customer acquisition experience across the entire financial services ecosystem. The Even platform serves as a trusted intermediary for financial institutions - including Prosper, Lending Club and Marcus by Goldman Sachs - that helps find consumers and distribute their products digitally. Even’s industry-leading search, comparison and recommendation API is an infrastructure layer that enables hundreds of diverse partners - including Credit.com, Transunion, Money Under 30, Credit Sesame and The Penny Hoarder - to power comprehensive personal finance websites, mobile apps and other offerings with a modern platform that is proven to accelerate customer acquisition through optimal product recommendations, lowering cost of acquisition and maximizing monetization. Even Financial is based in New York.

DataGrail, Inc. develops and provides a privacy management platform for companies to ensure compliance with various privacy laws and regulations. The company enables to integrate sales, marketing, and support systems with third-party systems, as well as facilitates control over communication preferences. It serves consumers and businesses. The company was incorporated in 2018 and is based in San Francisco, California.

SavingStar is a paperless grocery rewards platform that enables shoppers to earn cash back. Shoppers earn cash on item-level grocery purchases with offers linked to their store loyalty cards and are validated when they submit a picture of their receipt at a number of retail locations nationwide. It automatically adds the value of each offer into members' SavingStar or partner accounts, enabling users to pick their payout from cash back or other currencies. The platform was launched in June 2010 and is based in Waltham, Massachusetts.

Deem is a technology platform for the business travel industry focusing on travel, car service, and expense solutions. Its mission is to make business travel less complicated for travelers, less costly for employers, and more profitable for service providers. Using its industry-leading software solutions, employees book travel and car service and report those expenses faster and more easily than ever before. Corporations control costs more effectively. Travel management companies deliver more engaging customer experiences. Car service operators benefit from new efficiencies and widen their customer reach. The company was founded in 1999 and headquartered in San Francisco, California.

Clip is changing card acceptance in Mexico, offering different models of portable card-reading hardware to accept all credit and debit cards as well as other solutions. More than a device to accept all cards, Clip is an ally focused on empowering Mexican businesses.

Resy is a mobile app for people who love eating at great restaurants but hate hassling for reservations. The idea that you have to plan way in advance or jump through hurdles to eat at the city’s best restaurants is absurd. Even if you do get a table, chances are the experience of getting from “Where should we eat?” to your seat could have been better. We want to change that. On Resy, there is no ’6:30 or 10′ treatment.’ If you want to have dinner at 8, then you should have dinner at 8.

Menlo Security provides a cloud-based isolation platform that protects organizations from cyberattacks by eliminating the threat of malware from websites, documents, and emails. Menlo Security is trusted by major global businesses, including Fortune 500 companies and financial services institutions, and backed by Vista Equity Partners, Neuberger Berman, General Catalyst, Sutter Hill Ventures, Engineering Capital, Osage University Partners, American Express Ventures, Ericsson Ventures, HSBC, and JP Morgan Chase. Menlo Security was founded in 2012 and headquartered in Mountain View, California.

Trulioo operates a Digital Identity Network that provides instant access to hundreds of procured, vetted, and trusted data sources around the world — all through a single integration. Deploying stringent security and privacy standards combined with the latest innovations in AI, biometrics and cloud computing, Trulioo’s GlobalGateway solution has access to information on more than 5 billion people and 250 million companies, enabling organizations to run identity verification checks with accuracy, reliability, speed and scale.

MobiKwik is India’s leading fintech platform, operating businesses in consumer payments, payment gateway, and financial services. MobiKwik’s payments network is one of the largest in India with 120 million users, 3 million merchants, and 300+ billers. The vision of the company is to build accessible, and affordable digital financial services for a Billion Indians. Founded in 2009 by Bipin Preet Singh and Upasana Taku, the company has raised over $100M in funding from marquee investors. With 60% Indian ownership, MobiKwik is the Truly Indian Payments App. Having grown from its strength in payments, the company has transformed into a full-stack fintech platform offering financial products. Since 2018, MobiKwik has disbursed 19 lakh loans via its Digital Credit Line, which disburses money instantly to the user’s wallet. The company ventured into the mutual fund space with the acquisition of Mumbai-based Clearfunds.

Abra is the world’s first digital cash, peer-to-peer money transfer network. Buy, sell, and hold bitcoin or send bitcoin or fiat to any bitcoin wallet or any other Abra user instantly and securely. Abra uses bitcoin and blockchain technology to enable users to transact in over 50 currencies, including bitcoin. Founded in 2014 by Bill Barhydt, serial entrepreneur and global mobile-banking veteran, their team is based in Silicon Valley and committed to forever changing how the world moves money.

Adaytum provides Internet-based enterprise business planning software that allows organizations to plan, track, analyze, and forecast key business activities in a proactive and collaborative manner.

Aurigin Systems provides solutions for the intellectual asset management (IAM) market. It is based in Smyrna, Georgia, United States.

Sage Intacct is 100% invested in meeting the needs of financial professionals, 100% focused on customer success, and 100% committed to the cloud. That’s who they are, and always will be. Customers ranging from startups to public companies rely on Sage Intacct's best-in-class cloud ERP software to deliver the efficiencies and insights that keep them on the fast track of growth, from their first million to their first billion. What distinguishes Sage Intacct most is the company they keep—the employees, partners, and customers that come together to inspire continuous innovation and success. They are the only cloud accounting software company to be appointed a preferred provider by the AICPA and recognized by finance professionals as the highest rated solution for customer satisfaction. They have been ranked Top Workplace for 7 consecutive years and their leadership team includes award winners for Highest Rated CEO, CFO of the Year and CTO Executive of the Year. Headquartered in San Jose, they have a nationwide award-winning channel program and a U.S. based customer support team.

Cloud Elements is a developer of an API integration platform used to integrate and manage digital products and applications. It features end-to-end functions such as data transformations, API provisioning, usage monitoring, events, and notifications for tracking and troubleshooting that enables developers to integrate multiple apps into different CRM and marketing automation platforms in an easy manner. Cloud Elements was founded in 2012 and is headquartered in Denver, Colorado.

MobiKwik is India’s leading fintech platform, operating businesses in consumer payments, payment gateway, and financial services. MobiKwik’s payments network is one of the largest in India with 120 million users, 3 million merchants, and 300+ billers. The vision of the company is to build accessible, and affordable digital financial services for a Billion Indians. Founded in 2009 by Bipin Preet Singh and Upasana Taku, the company has raised over $100M in funding from marquee investors. With 60% Indian ownership, MobiKwik is the Truly Indian Payments App. Having grown from its strength in payments, the company has transformed into a full-stack fintech platform offering financial products. Since 2018, MobiKwik has disbursed 19 lakh loans via its Digital Credit Line, which disburses money instantly to the user’s wallet. The company ventured into the mutual fund space with the acquisition of Mumbai-based Clearfunds.

EverC provides cyber intelligence that enables acquiring banks and payment service providers to manage merchant-based fraud and cyber risk. The startup company uses artificial intelligence to look into its client’s portfolios and identify links with potential criminals using its cyber intelligence capabilities. It is engaged in providing a range of solutions that give acquirers and payment service providers with the necessary relevant information to check ongoing and newly boarded merchants while guiding them through the process of managing online risk, detecting transaction launderers, hidden transaction tunnels, and fraud detection. EverC's products include MerchantView for detecting online money laundering and MarketView for keeping marketplaces clean from illegal products. Founded in 2008 by Ron Teicher, Noam Rabinovich, and Raz Abramov, the firm is headquartered in New York, New York.

Plaid is the technology platform providing the tools and access needed for the development of a fully modern, and digitally-enabled financial system. Plaid makes it easier and safer for developers — from the smallest startups to the largest financial institutions — to build innovative financial services and applications. Plaid offers beautiful consumer experiences, developer-friendly infrastructure, and intelligence tools that give everyone the ability to build the future of financial services. Plaid was launched by William Hockey and Zach Perret in 2012 and is headquartered in San Francisco, California.

Enigma Technologies, a New York-based data science company, is building the future of small business intelligence. Enigma provides timely, accurate insights on the identity, activity, and risk profile of every small business. From evaluating insurance risk to fraud prevention, Enigma helps businesses better serve their SMB customers. Leading organizations, including American Express, Truist, and PayPal depend on Enigma to power the daily decisions that matter.

Melio Payments Inc., doing business as Melio, provides a digital bill payment solution for small businesses. It offers digital accounts payable and receivable dashboard that allows small businesses to transfer and receive payments; and processes payments and delivers them to vendors, suppliers, and other business payment recipients via mailed paper checks or bank deposits. The company was incorporated in 2018 and is based in New York, New York.

Founded in the summer of 1999, HealthAllies.com recently received the Gold "Abby" Award for Innovation in Healthcare from the Adaptive Business Leaders Organization. HealthAllies.com uses the power of the Internet to offer you the best care at the best rates from physicians, treatment centers and hospitals throughout the United States. These low rates are available to anyone with out-of-pocket medical expenses, and include any treatment not covered or only partially covered by insurance. And with HealthAllies.com, you only pay for the care you need. HealthAllies.com works either alongside or in place of health insurance. You'll have access to providers in virtually every specialty, offering every diagnostic test and covering every procedure, with rates ranging from 10 to 50 percent off of standard charges, plus a small transaction fee to HealthAllies.com when the service is used. We can even help you renegotiate a past bill, and we won't charge you any insurance premiums, membership dues or annual fees.

FalconX is a digital asset trading platform that uses data science to provide clients with best execution capabilities. Over the last 10 months, the company has generated $7 billion in global trading volume at a quarterly growth rate of over 600%. Clients include over 100 financial institutions across traditional finance including hedge funds, proprietary trading firms, payment gateways, over-the-counter trading desks, cryptocurrency miners, and exchanges.

Founded in 2016, Better.com democratized the home-financing ecosystem, replacing it with a digitized process that eliminates commissions, fees, unnecessary steps, and time-wasting branch appointments. In addition to providing mortgage rates in seconds, Better.com’s platform offers a digital marketplace featuring competitive quotes from an array of insurance providers for seamless purchase of a homeowner's insurance policy and instant access to leading real estate agents across the country. To date, Better.com has done $7.9B in home loans and $1B in insurance.

BigCommerce is a cloud e-commerce platform for established and rapidly-growing businesses. It combines enterprise functionality, an open architecture, and app ecosystem, and market-leading performance. BigCommerce enables businesses to grow online sales with 80% less cost, time, and complexity than on-premise software. BigCommerce powers B2B and B2C e-commerce for more than 60,000 brands, 2,000+ mid-market businesses, 30 Fortune 1000 companies, and industry-leading brands, including Assurant, Ben & Jerry’s, Paul Mitchell, Skullcandy, Sony, and Toyota.

Revolution Money is a financial services company with the goal of disrupting incumbent credit companies and PayPal. Revolution Money's credit card, the RevolutionCard, differs from other credit cards by using PIN-activation, rather than signatures This allows the card to be printed without any personally identifying information, which the company claims helps to reduce identity theft. The card transactions are also processed on an internet-based system, allowing the company to drastically reduce its processing fees. Revolution Money's other main service is MoneyExchange, which pretty much does what one would think -- let users transfer money between one another -- but, uniquely, a MoneyExchange account holders can use a Revolution Money Debit/ATM card so money can be accessed at stores or withdrawn from ATMs. Transfers between Revolution Money account holders are free. Revolution Money is partially owned by Revolution, LLC, an investment firm and holding company owned by AOL-founder Steve Case. The company's board also boasts an impressive number of financial luminaries, including Lawrence Summers, former US Secretary of the Treasury; Franklin Raines, former CEO of Fannie Mae; Russell Hogg, former President and CEO of MasterCard; David Pottruck, former CEO of Charles Schwab; and David Golden, former Vice Chairman of JPMorgan.

Founded in 2003, Lianlian Yintong Electronic Payment Co., Ltd (Lianlian Pay) is the fourth largest non-banking third-party payment service provider in China, with a registered capital of RMB325 million. It's parent company is Lianlian Number (连连数字). Lianlian cross-border payment now supports settlement of 19 currencies and enjoys direct connection and comprehensive service from all the major domestic banks. In 2015, Lianlian Pay became one of the first partners of China (Hangzhou) Cross-border E-commerce Comprehensive Pilot Area (the first national-level cross-border e-commerce pilot zone approved by China's State Council).

Plaid is the technology platform providing the tools and access needed for the development of a fully modern, and digitally-enabled financial system. Plaid makes it easier and safer for developers — from the smallest startups to the largest financial institutions — to build innovative financial services and applications. Plaid offers beautiful consumer experiences, developer-friendly infrastructure, and intelligence tools that give everyone the ability to build the future of financial services. Plaid was launched by William Hockey and Zach Perret in 2012 and is headquartered in San Francisco, California.

Trulioo operates a Digital Identity Network that provides instant access to hundreds of procured, vetted, and trusted data sources around the world — all through a single integration. Deploying stringent security and privacy standards combined with the latest innovations in AI, biometrics and cloud computing, Trulioo’s GlobalGateway solution has access to information on more than 5 billion people and 250 million companies, enabling organizations to run identity verification checks with accuracy, reliability, speed and scale.

Pocket Menu Inc. owns and operates an online portal that offers restaurant reservation and payment services. The company covers restaurants in Tokyo, Yokohama, Kyoto, and Osaka. Pocket Menu Inc. was founded in 2011 and is based in Tokyo, Japan. As of January 11, 2019, Pocket Menu Inc. operates as a subsidiary of American Express International, Inc.

Founded in 2007 and based in El Segundo, Calif., Sometrics, a wholly-owned subsidiary of American Express, is helping publishers market free-to-play online games and monetize virtual currency with a consumer destination site and the industry’s most advanced in-game payment solutions. Sometrics’ payment processing, optimization and analytics platform is also being used to support Serve, American Express’ new digital payments and commerce platform, to deploy virtual currencies and loyalty programs on a global scale. GameCoins.com, an online games discovery and user acquisition platform, connects gamers with publishers through fun activities and relevant content. Game Coins members have the opportunity to discover new games through Missions, Raffles and other branded activities and earn Game Coins currency that can then be redeemed for many top online games, as well as Facebook Credits via their App2User program. The destination offers publishers access to an audience of millions of dedicated gamers around the world. For more information about GameCoins, please visit http://www.gamecoins.com/. With Sometrics’ in-game payment and optimization platform, game publishers gain a new revenue source that enhances existing payment methods and increases conversions among paying users. The company offers dozens of payment options in over 100 countries including credit cards, mobile, pre-paid cards, bank transfers and more, in addition to hundreds of brand engagement ads. Sometrics’ payment management and optimization platform allows publishers to maximize revenue through existing payment methods while enhancing user conversion via advanced analytics tools. For more information on the in-game payment and optimization platform, please visit http://sometrics.com/. Sometrics raised $2 million in capital in its first round of funding, led by the Mail Room Fund, an investment consortium that combines big Hollywood (the William Morris Talent Agency) with Silicon Valley (Accel and Venrock) venture capitalists, in addition to co-investors AT&T and Greycroft Partners. Series B financing totaling $4 million was closed in October of 2009, led by Steamboat Ventures and including the Mail Room Fund and Greycroft.

Fancy is a curated online retailer that provides a platform for consumers looking to discover the coolest and most innovative fashion, accessories, art and gadgets from emerging brands and artists across the globe.

Melio Payments Inc., doing business as Melio, provides a digital bill payment solution for small businesses. It offers digital accounts payable and receivable dashboard that allows small businesses to transfer and receive payments; and processes payments and delivers them to vendors, suppliers, and other business payment recipients via mailed paper checks or bank deposits. The company was incorporated in 2018 and is based in New York, New York.

LearnVest, Inc. owns and operates a personal finance and lifestyle Website for women. Its Website provides content, tools, support, and financial planning services that help women to tackle their finances. The company’s Website educates subscribers of money and lifestyle tips for living on a budget. In addition, it covers topics ranging from following a budget and paying down student loans to planning wallet friendly dinner parties for friends and plotting strategies to ask for a raise. LearnVest, Inc. was founded in 2007 and is based in New York, New York.

Businesses on Stripe rank access to capital as their biggest obstacle to growth. Traditional lenders aren’t set up to serve internet businesses, typically requiring lengthy applications, complex collateral obligations, and fixed payment schedules. They built Stripe Capital to cut through the red tape. Their goal is to provide access to fast, flexible financing that helps online businesses invest in growth.

[Accertify](http://www.accertify.com/) develops integrated tools for merchants to identify the fraudulent use of credit cards in online, telephone or any card not present transactions. via: [Accertify](http://www.accertify.com/)

Provider of a software platform for advanced voice applications. The company's flagship Voice Web Application Platform enables both wireline and wireless service providers to deliver advanced, business-centric voice applications. By leveraging new technologies like Voice XML customer service, commerce transaction, and self-service applications provide a more personalized and interactive caller experience, and ensure that mobile corporate users have equal access to time-critical business and customer information.

CAKE is revolutionizing the way restaurants and bars engage with their customers. We are expanding rapidly throughout London through our mobile payment app, which seamlessly connects customers with the restaurant, allowing people to discover, book, pay and earn loyalty. Cake not only eliminates the hassle of cash and card payments, but also provides invaluable and actionable data back to the venue to drive revenue and increase loyalty and retention.

Ness Computing's mission is to make search personal. By applying its expertise in search, recommendations and social networking to human behavior, Ness helps people discover experiences they'll love. The first category Ness supports is restaurants.

StarCite's online business-to-business software and services allow corporations to purchase and manage products and services related to their company meetings and events.

Deem is a technology platform for the business travel industry focusing on travel, car service, and expense solutions. Its mission is to make business travel less complicated for travelers, less costly for employers, and more profitable for service providers. Using its industry-leading software solutions, employees book travel and car service and report those expenses faster and more easily than ever before. Corporations control costs more effectively. Travel management companies deliver more engaging customer experiences. Car service operators benefit from new efficiencies and widen their customer reach. The company was founded in 1999 and headquartered in San Francisco, California.

Fancy is a curated online retailer that provides a platform for consumers looking to discover the coolest and most innovative fashion, accessories, art and gadgets from emerging brands and artists across the globe.

Kabbage, Inc. provides small businesses access to automated funding through its financial services data and technology platform. It operates Kabbage, an automated and online lending platform to provide automated funding to businesses and support customer data monitoring. The company’s platform enables users to apply for the loan, submit data in real time, get the approval, and provides funding. It also offers The Kabbage card that allows customers to withdraw from their lines of credit for the amount of a purchase at any point-of-sale (POS) checkout; and The Kabbage Mobile App, an application which provides customers on-the-go access to their account and line of credit. Kabbage, Inc. was founded in 2008 and is based in Atlanta, Georgia with additional offices in New York, New York; San Francisco, California; Denver, Colorado; and Bengaluru, India.

iZettle is reinventing technologies and banking services that help small-business owners live better, work less and earn more. Based in Stockholm, the financial technology company revolutionized mobile payments in 2010 with the world’s first mini chip card reader and software for mobile devices. Today, small-business owners around the world use iZettle’s powerfully simple services to improve the speed and ease of payments at checkout, business management, sales analytics, customer engagement, and funding