Andreessen Horowitz

Clutch provides solutions for transforming Credit Unions into modern FinTechs, focusing on loan and deposit onboarding. The company addresses inefficiencies in traditional banking by offering tailored digital experiences that improve member satisfaction and operational efficiency.

Valon Mortgage is a Fannie Mae and Freddie Mac approved, tech-enabled residential mortgage servicer. The company’s mission is to champion homeowners on their financial journey as the partner they trust with their home and their future.

Addi is a technology company specializing in credit and banking solutions, particularly through its point-of-sale lending application. This platform enables consumers to apply for credit at the moment of purchase in partner retail stores, facilitating interest-free installment payments. By offering a buy now, pay later option, Addi aims to enhance digital commerce and provide borrowers with quick and affordable financing for their shopping needs.

Vesta Corporation is a provider of electronic payment solutions, specializing in client-branded services that enhance payment processing for merchants. The company offers a range of merchant solutions, including vSafe for Small to Midsize Businesses, which focuses on payment and fraud protection for smaller digital goods merchants, and vSafe for Enterprise, designed for comprehensive payments management and enterprise-level fraud prevention. Additionally, Vesta provides vGuaranteed, a payment solution tailored for online retailers, and DelayPay, a retail installment program that allows prepaid wireless customers to pay for services in installments. Founded in 1995 and headquartered in Lake Oswego, Oregon, Vesta operates globally, with centers in the United States, Ireland, China, and an office in Singapore. The company serves diverse industries, including e-commerce, telecommunications, and financial services, processing hundreds of millions of secure payments across various channels while prioritizing data security and fraud loss elimination.

Nitra is a financial technology company focused on enhancing the healthcare industry through efficient and transparent solutions. The company offers a platform that provides machine learning-powered financial software, including credit cards, loans, accounts, payments, and expense management tailored for medical professionals. Nitra's tools help healthcare providers streamline their spending and manage payments in one centralized location, offering a clear overview of daily expenses. The Nitra Visa Business Card rewards users with benefits for every transaction and provides access to discounts through a network of partners. By simplifying accounting and receipt reconciliation, Nitra aims to support healthcare providers in balancing patient care with efficient practice management, delivering modern technology and dedicated support to the sector.

Addi is a technology company specializing in credit and banking solutions, particularly through its point-of-sale lending application. This platform enables consumers to apply for credit at the moment of purchase in partner retail stores, facilitating interest-free installment payments. By offering a buy now, pay later option, Addi aims to enhance digital commerce and provide borrowers with quick and affordable financing for their shopping needs.

Valon Mortgage is a Fannie Mae and Freddie Mac approved, tech-enabled residential mortgage servicer. The company’s mission is to champion homeowners on their financial journey as the partner they trust with their home and their future.

Addi is a technology company specializing in credit and banking solutions, particularly through its point-of-sale lending application. This platform enables consumers to apply for credit at the moment of purchase in partner retail stores, facilitating interest-free installment payments. By offering a buy now, pay later option, Addi aims to enhance digital commerce and provide borrowers with quick and affordable financing for their shopping needs.

Addi is a technology company specializing in credit and banking solutions, particularly through its point-of-sale lending application. This platform enables consumers to apply for credit at the moment of purchase in partner retail stores, facilitating interest-free installment payments. By offering a buy now, pay later option, Addi aims to enhance digital commerce and provide borrowers with quick and affordable financing for their shopping needs.

SeedFi, Inc. is an online platform that provides personal loan services specifically designed for lower-income consumers living paycheck to paycheck. Founded in early 2019 and based in San Francisco with an additional office in New York, the company aims to improve financial health by offering lower-cost access to capital and facilitating credit building. SeedFi's products cater to the needs of vulnerable individuals, enabling them to achieve financial stability through better access to financial services. By focusing on the challenges faced by these consumers, SeedFi seeks to empower them with the tools necessary for saving and improving their creditworthiness, ultimately helping them secure a more stable financial future.

Valon Mortgage is a Fannie Mae and Freddie Mac approved, tech-enabled residential mortgage servicer. The company’s mission is to champion homeowners on their financial journey as the partner they trust with their home and their future.

Addi is a technology company specializing in credit and banking solutions, particularly through its point-of-sale lending application. This platform enables consumers to apply for credit at the moment of purchase in partner retail stores, facilitating interest-free installment payments. By offering a buy now, pay later option, Addi aims to enhance digital commerce and provide borrowers with quick and affordable financing for their shopping needs.

PeerStreet is a platform for investing in real estate debt. The platform represents a two-sided marketplace that provides hassle-free access to an asset class that was previously inaccessible to individual investors and connects a vetted network of private lenders with diverse sources of capital to help fuel their growth and bring lending back to their local communities. PeerStreet was founded in 2013 and is headquartered in Los Angeles, California.

Addi is a technology company specializing in credit and banking solutions, particularly through its point-of-sale lending application. This platform enables consumers to apply for credit at the moment of purchase in partner retail stores, facilitating interest-free installment payments. By offering a buy now, pay later option, Addi aims to enhance digital commerce and provide borrowers with quick and affordable financing for their shopping needs.

SeedFi, Inc. is an online platform that provides personal loan services specifically designed for lower-income consumers living paycheck to paycheck. Founded in early 2019 and based in San Francisco with an additional office in New York, the company aims to improve financial health by offering lower-cost access to capital and facilitating credit building. SeedFi's products cater to the needs of vulnerable individuals, enabling them to achieve financial stability through better access to financial services. By focusing on the challenges faced by these consumers, SeedFi seeks to empower them with the tools necessary for saving and improving their creditworthiness, ultimately helping them secure a more stable financial future.

Addi is a technology company specializing in credit and banking solutions, particularly through its point-of-sale lending application. This platform enables consumers to apply for credit at the moment of purchase in partner retail stores, facilitating interest-free installment payments. By offering a buy now, pay later option, Addi aims to enhance digital commerce and provide borrowers with quick and affordable financing for their shopping needs.

PeerStreet is a platform for investing in real estate debt. The platform represents a two-sided marketplace that provides hassle-free access to an asset class that was previously inaccessible to individual investors and connects a vetted network of private lenders with diverse sources of capital to help fuel their growth and bring lending back to their local communities. PeerStreet was founded in 2013 and is headquartered in Los Angeles, California.

PeerStreet is a platform for investing in real estate debt. The platform represents a two-sided marketplace that provides hassle-free access to an asset class that was previously inaccessible to individual investors and connects a vetted network of private lenders with diverse sources of capital to help fuel their growth and bring lending back to their local communities. PeerStreet was founded in 2013 and is headquartered in Los Angeles, California.

Affirm, Inc. is a financial technology company that provides a closed-end installment loan product designed to facilitate consumer purchases at the point of sale. Founded in 2012 and headquartered in San Francisco, California, with an additional office in Chicago, the company aims to offer a transparent alternative to traditional credit cards. Affirm allows consumers to select a payment plan that fits their budget at checkout, enabling them to make monthly payments without hidden fees or unexpected costs. The company partners with over 2,000 merchants across various sectors, including retail, travel, and electronics, to provide shoppers with flexible payment options. Affirm's platform is designed to empower consumers by promoting accountability and accessibility in financial services.

Affirm, Inc. is a financial technology company that provides a closed-end installment loan product designed to facilitate consumer purchases at the point of sale. Founded in 2012 and headquartered in San Francisco, California, with an additional office in Chicago, the company aims to offer a transparent alternative to traditional credit cards. Affirm allows consumers to select a payment plan that fits their budget at checkout, enabling them to make monthly payments without hidden fees or unexpected costs. The company partners with over 2,000 merchants across various sectors, including retail, travel, and electronics, to provide shoppers with flexible payment options. Affirm's platform is designed to empower consumers by promoting accountability and accessibility in financial services.

Puddle is a San Francisco-based credit creation application that provides an innovative peer-to-peer lending marketplace. It allows individuals to pool their resources, set interest rates, and borrow funds based on trust rather than traditional credit scores. This platform enables users to access credit on demand, fostering a community-oriented approach to financial lending. By connecting members who are willing to lend and borrow within a trusted network, Puddle creates an accessible and flexible financial solution for those in need of funds.

Listia Inc. operates an online auction marketplace that facilitates the exchange of unwanted goods for credits, allowing users to acquire items without spending money. Founded in 2009 and based in Mountain View, California, Listia enables users to list a wide variety of products across numerous categories, including electronics, clothing, collectibles, and home goods. Participants can earn credits by signing up, giving away items, and engaging actively on the platform. These credits can then be used to bid on other listed items, promoting a cycle of trading that unlocks value from unused possessions. This innovative model encourages sustainable consumption and fosters a community centered around sharing and trading.