Andreessen Horowitz

Andreessen Horowitz is a venture capital firm established in 2009 by Marc Andreessen and Ben Horowitz, based in Menlo Park, California. The firm specializes in investing across various stages of startups, from seed to late stage, with a strong emphasis on technology sectors. Its investment focus includes software, cloud computing, enterprise solutions, and consumer Internet, as well as areas intersecting computer science and life sciences, such as digital therapeutics and computational medicine. The firm aims to fund innovative companies that contribute to American dynamism, with investments typically ranging from $50,000 to $50 million. While primarily targeting technology startups, Andreessen Horowitz has a selective approach, avoiding investments in sectors like clean energy and traditional consumer retail.

Anish Acharya

General Partner

Anthony Albanese JD

Co-COO and Managing Partner

Eric Alby

Partner

Ryan Allen

Partner

Seema Amble

Partner

Jeff Amico

Partner and Director of Crypto Startup School

Marc Andreessen

Co-Founder and General Partner

Marc Andrusko

Partner, Infrastructure

Alicia Barone

Events Partner

Alyssa Bene

Partner

Peter Blackwood

Partner

Michael Blau

Partner

Matt Bornstein

Partner

Jeff Bramel

Partner

Sam Broner

Partner

Parker Brown

Partner

Elena Burger

Deal Partner

Quinten Burgunder

Partner

LeeAnn Caballero

Partner

Martin Casado

General Partner

Connie Chan

General Partner

Geraldine Chan

Partner

Sharon Chang

Operating Partner

Zachary Chen

Associate Partner

Andrew Chen

General Partner

Frank Chen

Operating Partner

Alexander Chia

Partner

Zach Cohen

Investor

Annie Collins

Partner

Jorge Conde

General Partner

Emma Cooper

Investor

Brian Crnkovich

Partner

Sebastian Cua

Partner and Chief of Staff

Stacy D'Amico

Co-COO, Growth fund

Eric Dai

Analyst

Allison Davis

Partner

Zach Dicker

Partner

Zak Doric

Partner

Jay Drain Jr.

Deal Partner

Kevin Dulsky

Partner

Grace Ellis

Operating Partner

JT Evans

Partner

Bryan Faust

Partner

Sarah Fazal

Partner

Ethan Ferreira

Partner

Pamon Forouhar

Partner, Business Operations

David Garcia

Partner

John Garcia

Firm Operations Partner

Joel de la Garza

Partner

David George

General Partner

Caroline Goggins

Partner

Kristina Graci-deLuna

Partner, People Practice

Lydia Green

Deal Operations Partner

Michele Griffin

Partner

Robin Guo

Partner

Austin Guzman

Partner

David Haber

General Partner

Andrea Hall

Partner on the Go-to-Market team

Mason Hall

Partner

Elizabeth Harkavy

Partner

Ronnie Harris

Partner

Tawny Holguin

Partner

Oliver Hsu

Partner

Alex Immerman

Partner

Nicole Irvin

Partner

Mindy Isenstein

Partner

Peter Johnson

Partner

Jeff Jordan

Managing Partner

Justin Kahl

Partner

Brad Kern

Operating Partner

Brett Kim

Investor

Bryan Kim

Partner

Blake Kim

Partner

Troy Kirwin

Investment Partner

James Kissell

Partner

Julie Klapstein

Partner

L. William Krause

Board Partner

Sriram Krishnan

General Partner

Jonathan Lai

Investment Partner

Justin Larkin

Partner, Bio Team

Peter Lauten

Partner

Jennifer Li

Enterprise Investment Partner

Yoko Li

Partner, AI and Infra

Ginger Liau

Partner, Bio Fund

Jane Lippencott

Partner

Kristine Lipscomb

Partner

Bowen Liu

Investing Partner

Seth Lobree

Partner

Insiya Lokhandwa

Partner

Insiya Lokhandwala

Partner

Isaiah Lott

Partner

Joshua Lu

Investing Partner, Games Fund One

Josh Lu

Investing Partner, GAMES FUND ONE

Marco Mascorro

Partner

Daren Matsuoka

Partner

Mark McAndrew

Partner

Ryan McEntush

Partner

Mehul Mehta

Deal Partner

Jeanne Moeschler

Partner

Jason Mok

Operating Partner, Corporate Development

Olivia Moore

Consumer Partner

Ana Mostarac

Corporate Development Partner

Kevin Nishioka

Partner

John O'Farrell

General Partner

Wahab Owolabi

Partner

Nelson Perla-Ward

Partner

Jessica Peterson

Partner - EBC Program and Operations Manager

Rebecca (Becky) Pferdehirt

Partner

Jewel Pi

Partner

Ben Portney

Partner

Rajko Radovanovic

Partner

Sam Ragsdale

Investor

Santiago Rodriguez

Partner

Maggie Romero

Co-COO and Operating Partner, Bio+Health

Jason Rosenthal

Operating Partner and Head of Crypto Startup Accelerator

Katherine Rundell

Partner, Creators and Consumer GTM

Michael Sandwick

Partner, Consumer

Shannon Schiltz

Operating Partner

Joe Schmidt

Investing Partner

Gil Shafir

Partner

Kristina Shen

General Partner

Jeff Silverstein

Investment Partner

Anne Lee Skates

Partner

Mariano Sorgente

Partner

Jack Soslow

Investment Partner

Matt Spence

Partner

Nicole Stanners

Partner

Angela Strange

General Partner

Jeffrey Stump

Operating Partner

Jamie Sullivan

Partner

Robert H. Swan

Operating Partner

Bob Swan

Partner

Satish Talluri

Partner

Kimberly Tan

Investment Partner

Carol Tang

Partner

Adela Tomsejova

Partner, Bio + Health

Andy Tran

Investment Partner

Dalton Turay

Partner

David Ulevitch

General Partner

Gabriel Vasquez

Investment Partner

Michelle Volz

Investment Partner

Daisy Wolf

Investing Partner

Carra Wu

Partner

Kevin Wu

Partner

Guy Wuollet

Partner

Shangda Xu

Partner

Ali Yahya

General Partner

Zeya Yang

Partner

JJ Yu

Partner, Capital Network

Stephenie Zhang

Partner

Past deals in Personal Finance

NG.Cash

Seed Round in 2022
Developer of a digital wallet designed to bring financial education through access to digital money. The company's application provides several advantages which include a free account, virtual card, and physical card that is customizable with instant transfers, enabling customers to build their financial independence.

Keep Financial

Seed Round in 2022
Keep Financial is aligning compensation with business objectives, ROI, and performance. Keep Financial is featuring Vesting Cash Plans, provides employees with usable capital up front so companies can attract the best talent, assure retention, and increase overall satisfaction and productivity.

Propel

Series B in 2022
Propel, Inc. is a Brooklyn-based company founded in 2014 that develops mobile software aimed at improving the financial health of low-income Americans. Its primary product, FreshEBT, is a free smartphone application that enables users to manage their EBT benefits, check their balance, and organize grocery shopping while capitalizing on local deals. The app serves hundreds of thousands of users across the country, providing a practical tool for budgeting and food savings. Propel has gained recognition in major media outlets such as the New York Times, Bloomberg, and Forbes for its impact on financial management among underserved communities.

Current

Series D in 2021
Current is a leading U.S. challenger bank built to meet the needs of people with unique lives who have been overlooked by the traditional banking industry. Our proprietary Current Core technology allows us to provide premium banking services for everyone, regardless of age or income, and improve the financial outcomes of our members without overdraft fees, minimum balance requirements, or hidden fees. We give members up to two days faster direct deposit paychecks, free overdrafts up to $100 with Overdrive™ , points on purchases redeemable for cash back, access to 55,000 free ATMs worldwide as well as 24/7 member support 365 days a year.

Greenlight

Series D in 2021
Greenlight Financial Technology, Inc. is a financial services company that provides debit card solutions specifically designed for children, enabling parents to cultivate financial literacy in their kids. Founded in 2014 and headquartered in Atlanta, Georgia, Greenlight offers a mobile application that allows parents to manage their children's spending by selecting specific stores where the Greenlight debit card can be used. The platform features patent-pending technology that empowers parents to monitor spending habits, freeze cards if lost, receive instant alerts, and automate allowances. This approach not only promotes responsible spending but also facilitates teachable moments around earning, saving, and giving.

Plaid

Series D in 2021
Plaid Inc. is a technology platform that enables users to connect their bank accounts to various financial applications, facilitating a more modern and digitally-enabled financial system. Founded in 2012 and headquartered in San Francisco, the company offers a suite of APIs that allows developers to create innovative financial products. Its offerings include tools for accessing transaction histories, authenticating bank accounts, verifying user identities, confirming real-time account balances, and assessing borrowers' assets and income. Plaid's solutions cater to a wide range of financial activities, including personal finances, consumer payments, lending, and business transactions. The platform serves a diverse clientele, including Fortune 50 companies, and aims to democratize financial services by providing the necessary infrastructure for both small startups and large financial institutions to enhance their service offerings.

SeedFi

Series A in 2021
SeedFi is building a new generation of financial products for the 100MM Americans living paycheck to paycheck. Their customers include the most vulnerable members of society and their products have a tangible impact on their financial health, providing lower-cost access to capital and the opportunity to build credit and start saving. They were founded in early 2019 by a team of fintech (and tech!) veterans. Having spent the past 10+ years lending to lower-income consumers who need better options, they’re highly attuned to the challenges people face getting access to financial services that leave them in a better place. They aim to change that. SeedFi has offices in San Francisco and New York.

Stir

Series A in 2021
Stir Money, Inc., founded in 2019 and located in San Francisco, California, operates within the technology sector. The company provides a platform designed for digital creators, allowing them to manage multiple revenue streams effectively. Stir Money's platform includes features for organizing analytics and facilitating fund sharing among collaborators, which supports creators in streamlining their financial operations and enhancing their productivity. The company recently introduced its beta product, marking a significant step in its development and commitment to serving the needs of digital creators.

Moov

Series A in 2020
Moov Financial, Inc. is a financial technology company that specializes in developing an open-source platform designed to embed banking services within various applications. Established in 2017 and headquartered in Cedar Falls, Iowa, Moov is focused on rebuilding banking infrastructure for a cloud-native environment, free from legacy technology constraints. The platform offers a developer-friendly approach, allowing for customization and portability across cloud providers or on-premises environments. Moov's services include ACH processing, customer accounts, KYC and OFAC compliance, wire transfers, and image cash letters. By providing a modular and decoupled banking-as-a-service solution, Moov enables organizations to integrate transactional banking capabilities seamlessly into their software, thereby enhancing user experiences and simplifying money management.

Brightside

Series A in 2020
Brightside Benefit, Inc. operates a financial care platform designed for employers to enhance the financial well-being of their employees. Founded in 2017 and headquartered in Chandler, Arizona, with additional offices in Philadelphia, the company provides a comprehensive solution that combines personal assistants, smart technology, and innovative financial products. Its platform, Kickforward, offers real-time guidance and personalized financial support, enabling employees to make informed decisions that improve their financial behavior and net income. Brightside emphasizes unbiased service, ensuring that employees have access to reliable financial information and options without conflicts of interest from financial institutions. By focusing on individual needs and utilizing behavioral science, Brightside aims to alleviate employee stress, ultimately driving better productivity, retention, and diversity while reducing healthcare costs for employers.

Tally

Series C in 2019
Tally Technologies, Inc. is a financial automation company founded in 2015 and based in San Francisco, California. The company offers an application that simplifies the management of multiple credit cards, allowing users to avoid high annual percentage rates, costly fees, and the complexities associated with juggling various accounts. Tally’s platform automates credit card management by tracking balances and due dates, providing features such as debt management, late fee protection, and a line of credit. This approach empowers consumers to take control of their credit card usage, helping them save money on interest and achieve their financial goals.

Synapse

Series B in 2019
SynapseFI is a banking platform that enables companies to provide financial products to their customers for a fraction of the cost of traditional banks. The company provides payment, deposit, lending. and investment products as APIs to FinTech companies who build and launch their financial innovations on top of their banking infrastructure. They help fintech companies work together to develop the technology. Founded in 2014, SynapseFI is headquartered in San Francisco, California.

Wise

Secondary Market in 2019
Wise is a company that specializes in international money transfer services, facilitating easy and low-cost transactions for individuals and businesses. Founded in 2010 and headquartered in London, Wise offers a core money transfer product and a borderless account designed for expats, freelancers, and travelers, which currently holds over £2 billion in deposits. The company also provides a mobile application that allows users to track their transfers and initiate new transactions conveniently. With additional offices in Tallinn and New York, Wise aims to simplify the process of sending money abroad swiftly and affordably.

SeedFi

Seed Round in 2019
SeedFi is building a new generation of financial products for the 100MM Americans living paycheck to paycheck. Their customers include the most vulnerable members of society and their products have a tangible impact on their financial health, providing lower-cost access to capital and the opportunity to build credit and start saving. They were founded in early 2019 by a team of fintech (and tech!) veterans. Having spent the past 10+ years lending to lower-income consumers who need better options, they’re highly attuned to the challenges people face getting access to financial services that leave them in a better place. They aim to change that. SeedFi has offices in San Francisco and New York.

Earnin

Series C in 2018
Earnin offers a mobile platform that allows employees to access their earned wages in real-time, bypassing the traditional biweekly paycheck system. Launched in 2014, the service enables users to draw on their earnings whenever needed, directly from their smartphones. Unlike conventional payroll services, Earnin does not charge fees or interest; instead, it allows users to voluntarily contribute what they consider fair for the service. The platform works by tracking the hours worked through an electronic timesheet and facilitating direct deposits, empowering users to manage their finances more effectively and avoid late or overdraft fees. By leveraging technology, Earnin is aimed at enhancing financial flexibility and control for employees.

Propel

Series A in 2018
Propel, Inc. is a Brooklyn-based company founded in 2014 that develops mobile software aimed at improving the financial health of low-income Americans. Its primary product, FreshEBT, is a free smartphone application that enables users to manage their EBT benefits, check their balance, and organize grocery shopping while capitalizing on local deals. The app serves hundreds of thousands of users across the country, providing a practical tool for budgeting and food savings. Propel has gained recognition in major media outlets such as the New York Times, Bloomberg, and Forbes for its impact on financial management among underserved communities.

Plaid

Series C in 2018
Plaid Inc. is a technology platform that enables users to connect their bank accounts to various financial applications, facilitating a more modern and digitally-enabled financial system. Founded in 2012 and headquartered in San Francisco, the company offers a suite of APIs that allows developers to create innovative financial products. Its offerings include tools for accessing transaction histories, authenticating bank accounts, verifying user identities, confirming real-time account balances, and assessing borrowers' assets and income. Plaid's solutions cater to a wide range of financial activities, including personal finances, consumer payments, lending, and business transactions. The platform serves a diverse clientele, including Fortune 50 companies, and aims to democratize financial services by providing the necessary infrastructure for both small startups and large financial institutions to enhance their service offerings.

Cuenca

Seed Round in 2018
Cuenca is a FinTech company based in San Francisco, California, that specializes in providing digital financial services. Established in 2016, Cuenca operates a mobile-based application that facilitates various banking functions, including bill payments for utilities such as mobile, electricity, and water. In addition to bill payment services, the platform offers online banking features that enable users to securely deposit and withdraw funds, access savings accounts with competitive interest rates, and obtain loans tailored to their financial needs. This comprehensive digital approach allows users to manage their finances conveniently and efficiently.

Wise

Series E in 2017
Wise is a company that specializes in international money transfer services, facilitating easy and low-cost transactions for individuals and businesses. Founded in 2010 and headquartered in London, Wise offers a core money transfer product and a borderless account designed for expats, freelancers, and travelers, which currently holds over £2 billion in deposits. The company also provides a mobile application that allows users to track their transfers and initiate new transactions conveniently. With additional offices in Tallinn and New York, Wise aims to simplify the process of sending money abroad swiftly and affordably.

Earnin

Series B in 2017
Earnin offers a mobile platform that allows employees to access their earned wages in real-time, bypassing the traditional biweekly paycheck system. Launched in 2014, the service enables users to draw on their earnings whenever needed, directly from their smartphones. Unlike conventional payroll services, Earnin does not charge fees or interest; instead, it allows users to voluntarily contribute what they consider fair for the service. The platform works by tracking the hours worked through an electronic timesheet and facilitating direct deposits, empowering users to manage their finances more effectively and avoid late or overdraft fees. By leveraging technology, Earnin is aimed at enhancing financial flexibility and control for employees.

Propel

Seed Round in 2017
Propel, Inc. is a Brooklyn-based company founded in 2014 that develops mobile software aimed at improving the financial health of low-income Americans. Its primary product, FreshEBT, is a free smartphone application that enables users to manage their EBT benefits, check their balance, and organize grocery shopping while capitalizing on local deals. The app serves hundreds of thousands of users across the country, providing a practical tool for budgeting and food savings. Propel has gained recognition in major media outlets such as the New York Times, Bloomberg, and Forbes for its impact on financial management among underserved communities.

Wise

Series D in 2016
Wise is a company that specializes in international money transfer services, facilitating easy and low-cost transactions for individuals and businesses. Founded in 2010 and headquartered in London, Wise offers a core money transfer product and a borderless account designed for expats, freelancers, and travelers, which currently holds over £2 billion in deposits. The company also provides a mobile application that allows users to track their transfers and initiate new transactions conveniently. With additional offices in Tallinn and New York, Wise aims to simplify the process of sending money abroad swiftly and affordably.

Affirm

Series D in 2016
Affirm is a financial technology company that offers installment loans to consumers at the point of sale, allowing them to make purchases from online merchants and pay for them in fixed monthly installments. Founded in 2012 and headquartered in San Francisco, with an additional office in Chicago, Affirm aims to provide transparent financial products that empower consumers and enhance their buying experience. Customers can select Affirm as a payment method at checkout, complete a real-time application, and choose a payment plan that aligns with their budget. The service stands out by offering upfront pricing with no hidden fees or compounding interest, unlike traditional credit options. Affirm partners with over 2,000 merchants across various sectors, including retail, travel, and electronics, to provide consumers with a flexible alternative to credit cards. Loans are facilitated through a partnership with Cross River Bank, ensuring a reliable financing option for users.

Affirm

Series B in 2015
Affirm is a financial technology company that offers installment loans to consumers at the point of sale, allowing them to make purchases from online merchants and pay for them in fixed monthly installments. Founded in 2012 and headquartered in San Francisco, with an additional office in Chicago, Affirm aims to provide transparent financial products that empower consumers and enhance their buying experience. Customers can select Affirm as a payment method at checkout, complete a real-time application, and choose a payment plan that aligns with their budget. The service stands out by offering upfront pricing with no hidden fees or compounding interest, unlike traditional credit options. Affirm partners with over 2,000 merchants across various sectors, including retail, travel, and electronics, to provide consumers with a flexible alternative to credit cards. Loans are facilitated through a partnership with Cross River Bank, ensuring a reliable financing option for users.

Earnest

Series A in 2015
Earnest Operations LLC is a financial services company based in San Francisco, California, that specializes in student loan refinancing, private student loans, and personal loans. Founded in 2013, the company aims to simplify the loan process for responsible borrowers by utilizing advanced technology that evaluates more than just credit scores, incorporating factors such as education, savings habits, and career paths. Earnest offers a range of private student loans, including options for undergraduate, graduate, medical, and law school, as well as personal loans for purposes like credit card consolidation, home improvement, and weddings. Since its inception, Earnest has expanded significantly, distributing nearly $2 billion in student loans by 2017. In that year, it was acquired by Navient Corporation, which maintains Earnest as a distinct brand while providing operational support. The company serves clients in 45 states and the District of Columbia, providing an online platform for loan management and customer service.

Wise

Series C in 2015
Wise is a company that specializes in international money transfer services, facilitating easy and low-cost transactions for individuals and businesses. Founded in 2010 and headquartered in London, Wise offers a core money transfer product and a borderless account designed for expats, freelancers, and travelers, which currently holds over £2 billion in deposits. The company also provides a mobile application that allows users to track their transfers and initiate new transactions conveniently. With additional offices in Tallinn and New York, Wise aims to simplify the process of sending money abroad swiftly and affordably.

Earnest

Seed Round in 2014
Earnest Operations LLC is a financial services company based in San Francisco, California, that specializes in student loan refinancing, private student loans, and personal loans. Founded in 2013, the company aims to simplify the loan process for responsible borrowers by utilizing advanced technology that evaluates more than just credit scores, incorporating factors such as education, savings habits, and career paths. Earnest offers a range of private student loans, including options for undergraduate, graduate, medical, and law school, as well as personal loans for purposes like credit card consolidation, home improvement, and weddings. Since its inception, Earnest has expanded significantly, distributing nearly $2 billion in student loans by 2017. In that year, it was acquired by Navient Corporation, which maintains Earnest as a distinct brand while providing operational support. The company serves clients in 45 states and the District of Columbia, providing an online platform for loan management and customer service.
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