Anthemis

Anthemis is a London-based venture investment platform established in 2010, focusing on early-stage investments in the financial services and technology sectors, particularly in the Fintech and InsurTech markets. The firm seeks to drive innovation and change within these industries by fostering a diverse ecosystem of startups, entrepreneurs, investors, and academics. Guided by principles of collaboration, inclusivity, and virtuous outcomes, Anthemis aims to address the pressing challenges faced by the financial services sector. Over its years of operation, the company has managed multiple investment funds and has made 179 investments, successfully exiting 16 of these ventures. Through its strategic investment approach, Anthemis is committed to cultivating sustainable businesses that contribute positively to society.

Ruth Blader

Partner

Marin Cauvas

Principal

Archie Cochrane

Principal

Katrina Cruz

Talent Lead, Venture Studios

Elizabeth Davis

Principal

Vica Epifantseva-Manos

Partner

Natalia Von Esebeck

Legal Counsel

David Galbraith

Partner

Ali Geramian

Managing Director

Samantha Ghiotti

Partner

Alan Greco

Associate, Investment

Gavin Holland

president

JeeYoon Hong

Principal

Matthew Jones

Principal, Investments

Vica Manos

Partner

Alex Mayall

Investment Principal

Charity Mhende

Assoicate, Marketing

Swarnali Mitra

Associate

Johnita Walker Mizelle

Head of Investor Relations and Ecosystem Development

Sean James Newham

Technology Specialist, Venture Studios

Iason Nikolakis

Managing Director

Katie Palencsar

Managing Director

Sean Park

Co-Founder, Chief Investment Officer & General Partner

Yann Ranchere

Venture Partner

Tom Ryan

Partner

Henry Salmon

Principal

Kate Sampson

Managing Director

Nadeem Shaikh

Co-Founder and Chief Executive Officer

Riki Shepley

Associate

Vinay Singh

Managing Director

Alex Steiner

Associate, Investment

Luís Paulo Torres

Associate

Rob Tragen

Chief of Staff and Chief Financial Officer

Bukie Adebo Umeano

Investor

Naoshir Vachha

Managing Partner & General Counsel

Patrick Watson

Chief Financial Officer

Dario de Wet

Associate, Investment

Billy Whalen

Corporate Development

Sophie Winwood

Principal

Gabby Wright

Associate, Investor Relations

Erica Young

Principal

Foxe Bladder, Ruth

Director of Investments

Past deals in England

Hokodo

Series B in 2022
Hokodo Ltd is a technology company based in London, UK, focused on providing innovative insurance and financing solutions tailored for B2B marketplaces, cloud accounting, and e-invoicing platforms. Established in 2018, Hokodo develops APIs that enable its clients to seamlessly integrate protection and financing options into their customer journeys. Among its offerings are Invoice Protection, which safeguards customers against unpaid invoices, and Secure Freight, designed to protect goods during transit or storage. By addressing the needs of small and medium-sized enterprises often overlooked by traditional financial services, Hokodo aims to enhance the accessibility and effectiveness of financial products in the market.

Opply

Seed Round in 2022
Opply digitizes supply chain for food and beverage brands globally.

Nosso

Seed Round in 2022
Nosso is a mobile-based financial planning platform for the future of children.

TAINA Technology

Venture Round in 2021
Taina Technology Limited designs and develops software solutions that allows financial institution to streamline and automate their compliance processes. It offers Foreign Account Tax Compliance Act (FATCA) and Common Reporting Standard (CRS) platform that provides online and paper form validation. It offers solutions, such as online onboarding that validates the form and cross-checks all the relevant information in real time; fully automated tax form validation engine; responsible officer module that identifies risk and trends, which enables Officer to visualize, assess, and make decisions based on the information; and withholding taxes calculation module. The company was founded in 2016 and is based in London, United Kingdom.

Humanising Autonomy

Series A in 2021
Humanising Autonomy is a predictive AI company focused on enhancing the interaction between vehicles and people across various environments. The company develops behavior artificial intelligence software that integrates behavioral psychology, computer vision, and large language models to predict human decision-making. Its platform analyzes camera data in real-time to interpret and forecast the behavior of pedestrians, passengers, and vehicles. This capability supports automated decision-making processes, improving driver alerts and vehicle motion response. By providing an end-to-end software solution for dashcam manufacturers, Humanising Autonomy aims to establish a global standard for safety and efficiency in vehicle operations.

Proportunity

Private Equity Round in 2021
Proportunity Limited is a technology-driven mortgage lender based in London, United Kingdom, specializing in providing innovative financing solutions for first-time home buyers. Founded in 2016 by Vadim Toader and Stefan Boronea, the company leverages artificial intelligence and machine learning to analyze real estate data, accurately forecasting house prices and identifying high-growth areas. By offering equity and mortgage loans, Proportunity aims to assist buyers in overcoming the challenges of deposit requirements, allowing them to purchase homes in promising locations while potentially paying less than their current rent. Through its data-driven insights, Proportunity empowers customers to make informed decisions in the real estate market.

Balance Re

Series A in 2021
Balance Re is the life reinsurance startup specialized in quantitative asset-liability management.

Flock

Series A in 2021
Flock was founded in 2015 on the conviction that insurance was no longer fit for purpose in our fast-moving, hyper-connected world. Their mission is to make the world a safer, smarter place by bridging the gap between the insurance industry of today and the emerging technologies of tomorrow. The London based Insurtech began in the commercial drone industry where they launched Europe's first pay-as-you-fly drone insurance product, using real-time data (like population density and wind speed) to quantify, insure, and mitigate drone flight risks.They now have insure thousands of innovative drone operations globally, from agricultural surveyors to NHS medical delivery flights. Flock's technology has now helped thousands of pilots around the world to fly safer, reducing their risk exposure by 15% on average. Flock recently expanded into the rapidly evolving world of commercial motor fleets with a division focused on connected vehicles. Modern fleets change on a daily basis; expanding, contracting, and adopting the latest technology. They need an insurance policy that’s as agile and data-driven as they are. The world is becoming increasingly connected and autonomous, bringing both amazing opportunities and complex risks. As the insurer of the future, Flock aims to not only pay claims when incidents occur; they help customers understand and mitigate their own risks, to avoid things going wrong in the first place.

Tide

Series C in 2021
Tide Platform Limited is a mobile-first banking service based in London, United Kingdom, established in 2015. The company primarily serves small and medium enterprises (SMEs) by providing business current accounts and a range of financial services designed to streamline their operations in an online and mobile environment. Tide aims to save time and money for SMEs by offering not only banking services but also administrative solutions, including seamless integration with accounting systems. With a focus solely on the needs of SMEs, Tide has emerged as a leader in the challenger banking sector within the UK, leveraging advanced technology to deliver user-friendly solutions tailored to the specific requirements of small businesses.

Weavr

Seed Round in 2021
Weavr provides an open publicly-accessible cloud-based platform that connects payment networks and financial providers, and tools for innovators to define, deploy and consume digital payment flows. Businesses need to master payment flows to realize the full benefits of digitization, but as payment capabilities - such as open banking, new payment card transactions, real-time bank payments, DLT-based value transfers - proliferate and compliance burdens grow - PCI DSS, but also Secure Customer Authentication and new AML directives - complexity is an increasing barrier for innovators. Weavr addresses these challenges in practical ways, simplifying how digital payments are purchased, delivered and consumed.

StepEx

Pre Seed Round in 2021
StepEx enables borrowers to fund their education by selling a proportion of their future income for a defined period. With repayments that are always affordable no-one is forced into bankruptcy. This makes further education and the wealth creation it brings available to everyone at far lower borrowing costs than through traditional unsecured personal debt providers. Corporates can provide funds to match the talent they want in future with the qualifications they need, targeting demographics that are underrepresented in their workforce. Reducing the cost of HR search and selection costs, providing a positive return on an impact (ESG) investment and a crucial advantage in the war for talent. Investors can amplify corporate funding by participating in the only asset class that provides exposure to the labour market, a natural hedge against most macro shocks that impact capital markets. This non-correlated asset class provides higher risk weighted returns than comparable assets.

TreasurySpring

Series A in 2021
TreasurySpring is a financial technology firm that was founded in early 2016 by three long-term business partners with the goal of revolutionising institutional short-term funding markets. We have applied legal, financial and operational technology to create a unique, regulated fund platform. Our Fixed-Term Funds or FTFs offer cash rich firms access to short-term investments that have historically been unavailable to them, whilst allowing institutions seeking funding to access a much broader universe of capital providers than ever before.

Hokodo

Series A in 2021
Hokodo Ltd is a technology company based in London, UK, focused on providing innovative insurance and financing solutions tailored for B2B marketplaces, cloud accounting, and e-invoicing platforms. Established in 2018, Hokodo develops APIs that enable its clients to seamlessly integrate protection and financing options into their customer journeys. Among its offerings are Invoice Protection, which safeguards customers against unpaid invoices, and Secure Freight, designed to protect goods during transit or storage. By addressing the needs of small and medium-sized enterprises often overlooked by traditional financial services, Hokodo aims to enhance the accessibility and effectiveness of financial products in the market.

Ember

Seed Round in 2021
Ember Digital Limited is a London-based company that provides software designed to automate accounting and tax processes for contractors and small businesses. Founded in 2019, Ember utilizes Open Banking and Machine Learning to streamline the entire accounting workflow, enabling users to manage their financial activities from bank transaction to tax submission within a single platform. The software includes features such as bank account feed aggregation, accounting report generation, invoicing, payroll management, tax estimation, and tax return filing with HMRC. By integrating these functions, Ember aims to eliminate the need for costly accounting software and manual bookkeeping, offering a comprehensive solution to its users.

Weavr

Seed Round in 2020
Weavr provides an open publicly-accessible cloud-based platform that connects payment networks and financial providers, and tools for innovators to define, deploy and consume digital payment flows. Businesses need to master payment flows to realize the full benefits of digitization, but as payment capabilities - such as open banking, new payment card transactions, real-time bank payments, DLT-based value transfers - proliferate and compliance burdens grow - PCI DSS, but also Secure Customer Authentication and new AML directives - complexity is an increasing barrier for innovators. Weavr addresses these challenges in practical ways, simplifying how digital payments are purchased, delivered and consumed.

Cledara

Seed Round in 2020
Cledara Limited is a purchasing and analytics platform designed to support businesses in the subscription economy. Founded in 2018 and based in London, the company offers an all-in-one SaaS management solution that allows organizations to manage, control, and automate their cloud software. Cledara's platform integrates management tools with a payments system, facilitating a request-to-purchase process that streamlines the acquisition and management of software subscriptions. This enables businesses to enhance their operational processes, ensure regulatory compliance, and achieve cost savings. Overall, Cledara serves as a comprehensive resource for companies looking to optimize their software purchases and management.

Numan

Series A in 2020
Numan is a startup which aims to tackle your tackle problem erectile dysfunction.

Hometree

Series A in 2020
Hometree Marketplace Limited is a UK-based company that specializes in providing home improvement and energy services to homeowners. Established in 2015 and headquartered in London, the company offers a variety of services including annual boiler maintenance, plumbing, electrical work, and home energy solutions. Hometree provides comprehensive home cover plans that protect against breakdowns in heating, plumbing, and electrical systems, as well as installation and financing options for renewable energy technologies. This range of services is designed to simplify home management for homeowners, giving them greater control and peace of mind regarding their home maintenance and energy consumption.

TrueLayer

Series C in 2020
TrueLayer Limited is a London-based company that offers a platform for building financial applications. Established in 2016, it provides a toolkit designed to connect to bank data, verify accounts, and access transactions in real-time. TrueLayer's software-as-a-service (SaaS) platform enables the development of various consumer and small-to-medium business applications in sectors such as payments, online lending, personal financial management, robot-advisors, insurance, investment services, peer-to-peer marketplaces, and cryptocurrencies. The company's solutions are utilized by fintech startups, online lenders, and personal finance managers, contributing to the growth of the open banking economy by facilitating the creation of innovative financial services and products.

TAINA Technology

Series A in 2020
Taina Technology Limited designs and develops software solutions that allows financial institution to streamline and automate their compliance processes. It offers Foreign Account Tax Compliance Act (FATCA) and Common Reporting Standard (CRS) platform that provides online and paper form validation. It offers solutions, such as online onboarding that validates the form and cross-checks all the relevant information in real time; fully automated tax form validation engine; responsible officer module that identifies risk and trends, which enables Officer to visualize, assess, and make decisions based on the information; and withholding taxes calculation module. The company was founded in 2016 and is based in London, United Kingdom.

Hoptroff

Pre Seed Round in 2020
Hoptroff is a London-based company that specializes in precision timing solutions and the manufacture of wristwatches. It produces classic, sports, and atomic wristwatches, along with watch movements, utilizing Swiss-made mechanical components in their designs. In addition to its watchmaking endeavors, Hoptroff has developed a time synchronization platform that ensures microsecond accuracy for server clocks. This platform enhances the reliability of timestamp records for digital transactions, reducing fraud risk and improving operational efficiency for organizations. By offering low-latency fiber connections or secure internet access, Hoptroff enables businesses to achieve extreme accuracy in their time-sensitive operations.

Novoic

Seed Round in 2020
Novoic Ltd is a digital biotech company based in London, United Kingdom, that specializes in AI-driven speech analytics to assist clinicians in diagnosing neurological diseases. Established in 2019, Novoic has developed a comprehensive platform that includes proprietary technologies such as Sforza, which features libraries for audio and language feature extraction. The platform employs advanced machine learning algorithms and leverages a large proprietary dataset to detect early signs of dementia and other brain diseases by monitoring subtle changes in speech patterns. This innovative approach enables healthcare professionals to identify and track the progression of neurological conditions effectively.

Wollit

Seed Round in 2020
Wollit Ltd is a fintech company based in London, established in 2017, that focuses on enhancing the financial wellbeing of individuals engaged in flexible work, such as those on zero-hour contracts and irregular workers. The company's primary offering is the Wollit Income Promise, an innovative financial product designed to provide income stability by allowing users to take home a consistent amount each month, regardless of fluctuations in their working hours or earnings. By leveraging advanced technology and a commitment to ethical financial solutions, Wollit aims to address the gaps in financial services available to flexible workers, ultimately seeking to transform their financial experiences. The company has attracted investment from prominent technology investors in the UK and a leading global bank, positioning itself to make a significant impact in the fintech sector.

Weavr

Seed Round in 2020
Weavr provides an open publicly-accessible cloud-based platform that connects payment networks and financial providers, and tools for innovators to define, deploy and consume digital payment flows. Businesses need to master payment flows to realize the full benefits of digitization, but as payment capabilities - such as open banking, new payment card transactions, real-time bank payments, DLT-based value transfers - proliferate and compliance burdens grow - PCI DSS, but also Secure Customer Authentication and new AML directives - complexity is an increasing barrier for innovators. Weavr addresses these challenges in practical ways, simplifying how digital payments are purchased, delivered and consumed.

Weavr

Seed Round in 2020
Weavr provides an open publicly-accessible cloud-based platform that connects payment networks and financial providers, and tools for innovators to define, deploy and consume digital payment flows. Businesses need to master payment flows to realize the full benefits of digitization, but as payment capabilities - such as open banking, new payment card transactions, real-time bank payments, DLT-based value transfers - proliferate and compliance burdens grow - PCI DSS, but also Secure Customer Authentication and new AML directives - complexity is an increasing barrier for innovators. Weavr addresses these challenges in practical ways, simplifying how digital payments are purchased, delivered and consumed.

Wollit

Pre Seed Round in 2019
Wollit Ltd is a fintech company based in London, established in 2017, that focuses on enhancing the financial wellbeing of individuals engaged in flexible work, such as those on zero-hour contracts and irregular workers. The company's primary offering is the Wollit Income Promise, an innovative financial product designed to provide income stability by allowing users to take home a consistent amount each month, regardless of fluctuations in their working hours or earnings. By leveraging advanced technology and a commitment to ethical financial solutions, Wollit aims to address the gaps in financial services available to flexible workers, ultimately seeking to transform their financial experiences. The company has attracted investment from prominent technology investors in the UK and a leading global bank, positioning itself to make a significant impact in the fintech sector.

StepLadder

Seed Round in 2019
StepLadder Solutions Ltd., operating as StepLadder, is a London-based company that offers a peer-to-peer lending platform aimed at assisting first-time homebuyers. Established in 2016, StepLadder provides a unique savings scheme that features zero interest rates and fixed terms, utilizing a pooled savings model with a lottery-style payout system. This innovative approach enables participants to save collectively, helping them to accumulate the necessary funds for property deposits. The platform also facilitates flexible monthly payment options and connects users to mortgage calculations and property listings that meet their criteria. As an appointed representative of More Lending Solutions Limited, StepLadder adheres to regulations set forth by the Financial Conduct Authority, ensuring a secure and reliable service for its users.

Proportunity

Seed Round in 2019
Proportunity Limited is a technology-driven mortgage lender based in London, United Kingdom, specializing in providing innovative financing solutions for first-time home buyers. Founded in 2016 by Vadim Toader and Stefan Boronea, the company leverages artificial intelligence and machine learning to analyze real estate data, accurately forecasting house prices and identifying high-growth areas. By offering equity and mortgage loans, Proportunity aims to assist buyers in overcoming the challenges of deposit requirements, allowing them to purchase homes in promising locations while potentially paying less than their current rent. Through its data-driven insights, Proportunity empowers customers to make informed decisions in the real estate market.

Quantemplate

Series B in 2019
Quantemplate enables business users to take raw data sources, cleanse and harmonise them with tools powered by machine learning, then perform analysis to develop competitive advantage through proprietary insights. Leading insurance businesses use Quantemplate to grow their business, collapse their costs and enable digital transformation. The company was recently named a European FinTech Top50 company and a Global InsurTech Top21.

Tide

Series B in 2019
Tide Platform Limited is a mobile-first banking service based in London, United Kingdom, established in 2015. The company primarily serves small and medium enterprises (SMEs) by providing business current accounts and a range of financial services designed to streamline their operations in an online and mobile environment. Tide aims to save time and money for SMEs by offering not only banking services but also administrative solutions, including seamless integration with accounting systems. With a focus solely on the needs of SMEs, Tide has emerged as a leader in the challenger banking sector within the UK, leveraging advanced technology to deliver user-friendly solutions tailored to the specific requirements of small businesses.

Cledara

Pre Seed Round in 2019
Cledara Limited is a purchasing and analytics platform designed to support businesses in the subscription economy. Founded in 2018 and based in London, the company offers an all-in-one SaaS management solution that allows organizations to manage, control, and automate their cloud software. Cledara's platform integrates management tools with a payments system, facilitating a request-to-purchase process that streamlines the acquisition and management of software subscriptions. This enables businesses to enhance their operational processes, ensure regulatory compliance, and achieve cost savings. Overall, Cledara serves as a comprehensive resource for companies looking to optimize their software purchases and management.

Humanising Autonomy

Seed Round in 2019
Humanising Autonomy is a predictive AI company focused on enhancing the interaction between vehicles and people across various environments. The company develops behavior artificial intelligence software that integrates behavioral psychology, computer vision, and large language models to predict human decision-making. Its platform analyzes camera data in real-time to interpret and forecast the behavior of pedestrians, passengers, and vehicles. This capability supports automated decision-making processes, improving driver alerts and vehicle motion response. By providing an end-to-end software solution for dashcam manufacturers, Humanising Autonomy aims to establish a global standard for safety and efficiency in vehicle operations.

TrueLayer

Series C in 2019
TrueLayer Limited is a London-based company that offers a platform for building financial applications. Established in 2016, it provides a toolkit designed to connect to bank data, verify accounts, and access transactions in real-time. TrueLayer's software-as-a-service (SaaS) platform enables the development of various consumer and small-to-medium business applications in sectors such as payments, online lending, personal financial management, robot-advisors, insurance, investment services, peer-to-peer marketplaces, and cryptocurrencies. The company's solutions are utilized by fintech startups, online lenders, and personal finance managers, contributing to the growth of the open banking economy by facilitating the creation of innovative financial services and products.

Stable

Seed Round in 2019
Stable Group Limited, incorporated in 2016 and based in London, United Kingdom, is a risk management platform that assists businesses in managing price volatility and costs through its volatility insurance solutions. The company serves various sectors globally, providing protection against untraded commodity price fluctuations in the derivatives market. Stable operates as a subsidiary of Anthemis Baloise Strategic Ventures.

YuLife

Series A in 2019
YuLife is a tech-driven insurance company on a mission to inspire life and turn financial products into a force for good. By harnessing the power of gamification and the latest behavioural science, YuLife insurance rewards healthy living and puts everyday wellness within reach of everyone. Founded in 2016, YuLife is headquartered in London and backed by serial investors and VCs including Creandum, MMC Ventures, Notion Capital, LocalGlobe and Anthemis Exponential Ventures.

REalyse

Series A in 2019
Realyse Aggregation UK Limited is a technology company based in London that provides residential property investment data to professionals in the United Kingdom. The company specializes in offering smart technology and independently sourced data, including information on house prices, rents, yields, demographics, and market activity. Its platform allows property developers, investors, and agents to visualize data, identify investment opportunities, analyze market trends, and monitor risks. Users can sort and compare various data points and present findings to stakeholders, thereby facilitating informed decision-making in property investments. Established in 2016, Realyse aims to enhance the understanding of the residential property market, enabling professionals to make quick and accurate investment decisions.

Chronomics

Seed Round in 2019
Chronomics Ltd, established in 2017 and headquartered in Norwich, United Kingdom, specializes in testing kits and an artificial intelligence platform designed for DNA methylation analysis. The company focuses on monitoring users' health and wellbeing by utilizing epigenetic information derived from DNA. Its offerings include insights into biological age, smoke exposure, metabolic state, health risks, and hereditary intolerances, along with predictions related to eye color. Through its innovative approach, Chronomics aims to provide a comprehensive understanding of individual health profiles.

Flux Systems

Series A in 2018
Flux Systems develops software platform that keeps a track of payment receipts by automatically linking them to payment cards. The company was built with bank level security. They store and process data using third party servers located in secure data centers in Europe, that are protected by firewalls and have restricted access in compliance with applicable regulations. Flux was founded in 2016 and is based in London, England. Its major partners include Barclaycard, Costa, pod, EAT., Barclays, and Starling Bank.

Tide

Convertible Note in 2018
Tide Platform Limited is a mobile-first banking service based in London, United Kingdom, established in 2015. The company primarily serves small and medium enterprises (SMEs) by providing business current accounts and a range of financial services designed to streamline their operations in an online and mobile environment. Tide aims to save time and money for SMEs by offering not only banking services but also administrative solutions, including seamless integration with accounting systems. With a focus solely on the needs of SMEs, Tide has emerged as a leader in the challenger banking sector within the UK, leveraging advanced technology to deliver user-friendly solutions tailored to the specific requirements of small businesses.

Fluidly

Series A in 2018
Fluidly Limited, founded in 2016 and based in London, United Kingdom, specializes in cash flow management and forecasting software. The company aims to transform how businesses manage their cash flow by employing data science, artificial intelligence, and machine learning. Fluidly's innovative platform automates cash flow forecasting, allowing businesses to gain a detailed and accurate view of their financial future in a matter of minutes. This solution addresses the inefficiencies of traditional cash flow forecasting, which often relies on cumbersome spreadsheet models that are time-consuming and provide limited insights. By leveraging transaction data from accounting systems, Fluidly enables small and medium enterprises to make informed financial decisions, enhancing their ability to control cash flow, manage resources, and optimize growth opportunities.

Hokodo

Seed Round in 2018
Hokodo Ltd is a technology company based in London, UK, focused on providing innovative insurance and financing solutions tailored for B2B marketplaces, cloud accounting, and e-invoicing platforms. Established in 2018, Hokodo develops APIs that enable its clients to seamlessly integrate protection and financing options into their customer journeys. Among its offerings are Invoice Protection, which safeguards customers against unpaid invoices, and Secure Freight, designed to protect goods during transit or storage. By addressing the needs of small and medium-sized enterprises often overlooked by traditional financial services, Hokodo aims to enhance the accessibility and effectiveness of financial products in the market.

Tide

Convertible Note in 2018
Tide Platform Limited is a mobile-first banking service based in London, United Kingdom, established in 2015. The company primarily serves small and medium enterprises (SMEs) by providing business current accounts and a range of financial services designed to streamline their operations in an online and mobile environment. Tide aims to save time and money for SMEs by offering not only banking services but also administrative solutions, including seamless integration with accounting systems. With a focus solely on the needs of SMEs, Tide has emerged as a leader in the challenger banking sector within the UK, leveraging advanced technology to deliver user-friendly solutions tailored to the specific requirements of small businesses.

TrueLayer

Series B in 2018
TrueLayer Limited is a London-based company that offers a platform for building financial applications. Established in 2016, it provides a toolkit designed to connect to bank data, verify accounts, and access transactions in real-time. TrueLayer's software-as-a-service (SaaS) platform enables the development of various consumer and small-to-medium business applications in sectors such as payments, online lending, personal financial management, robot-advisors, insurance, investment services, peer-to-peer marketplaces, and cryptocurrencies. The company's solutions are utilized by fintech startups, online lenders, and personal finance managers, contributing to the growth of the open banking economy by facilitating the creation of innovative financial services and products.

Unmind

Pre Seed Round in 2018
Unmind Ltd is a London-based company that specializes in a B2B mental health platform designed to foster healthier and happier organizations. Founded in 2016, Unmind provides clinically-backed tools and training that promote mental well-being in the workplace. The platform features a range of offerings, including engaging learning and development programs created by industry experts, practical exercises aimed at improving stress management, focus, and sleep, as well as gold-standard assessments and anonymized insights. Additionally, Unmind ensures that users have access to private support and resources, available on any device, making it a comprehensive solution for enhancing mental health in professional environments.

Flock

Seed Round in 2018
Flock was founded in 2015 on the conviction that insurance was no longer fit for purpose in our fast-moving, hyper-connected world. Their mission is to make the world a safer, smarter place by bridging the gap between the insurance industry of today and the emerging technologies of tomorrow. The London based Insurtech began in the commercial drone industry where they launched Europe's first pay-as-you-fly drone insurance product, using real-time data (like population density and wind speed) to quantify, insure, and mitigate drone flight risks.They now have insure thousands of innovative drone operations globally, from agricultural surveyors to NHS medical delivery flights. Flock's technology has now helped thousands of pilots around the world to fly safer, reducing their risk exposure by 15% on average. Flock recently expanded into the rapidly evolving world of commercial motor fleets with a division focused on connected vehicles. Modern fleets change on a daily basis; expanding, contracting, and adopting the latest technology. They need an insurance policy that’s as agile and data-driven as they are. The world is becoming increasingly connected and autonomous, bringing both amazing opportunities and complex risks. As the insurer of the future, Flock aims to not only pay claims when incidents occur; they help customers understand and mitigate their own risks, to avoid things going wrong in the first place.

Meniga

Venture Round in 2018
Meniga Ltd is a digital banking platform that specializes in developing white-label solutions for banks, businesses, and individuals to manage their financial data effectively. Founded in 2013 and based in London, the company offers a range of products, including personal finance management tools, data aggregation, and transaction-based insights. Meniga's solutions encompass automated real-time notifications, predictive analytics, and personalized user engagement, as well as marketing products that provide card-linked offers and consumer data analytics. By focusing on modular and customizable solutions, Meniga aims to enhance the financial technology landscape, enabling clients to leverage big data and analytics to improve their services.

Goji

Series A in 2018
Goji is a London-based digital platform established in February 2015, specializing in asset management, investment planning, funding, insurance consultancy, and financial services. Founded by professionals with expertise in wealth management, banking, and technology, Goji aims to empower direct lending and expand access to this market for new investors. The company is supported by prominent Fintech venture capital and angel investors, reflecting its commitment to innovation in financial services.

Stowga

Seed Round in 2017
Stowga is an online marketplace that facilitates the buying and selling of warehousing and logistics services. Founded in 2016 and based in London, the company aims to eliminate inefficiencies in warehousing by creating a global network of flexible storage solutions. Stowga's platform allows businesses to find, book, and manage warehouse space on a pay-as-you-go basis, leveraging big data and machine learning to optimize supply chains and ensure that inventory is stored in the most suitable locations. With over 4,000 warehouses listed in the UK, Stowga connects companies with logistics and delivery firms in need of space, while also offering on-demand insurance options. This approach not only enhances service quality but also reduces costs for customers, ultimately generating more revenue for warehouse operators.

Quantemplate

Series A in 2017
Quantemplate enables business users to take raw data sources, cleanse and harmonise them with tools powered by machine learning, then perform analysis to develop competitive advantage through proprietary insights. Leading insurance businesses use Quantemplate to grow their business, collapse their costs and enable digital transformation. The company was recently named a European FinTech Top50 company and a Global InsurTech Top21.

Flux Systems

Seed Round in 2017
Flux Systems develops software platform that keeps a track of payment receipts by automatically linking them to payment cards. The company was built with bank level security. They store and process data using third party servers located in secure data centers in Europe, that are protected by firewalls and have restricted access in compliance with applicable regulations. Flux was founded in 2016 and is based in London, England. Its major partners include Barclaycard, Costa, pod, EAT., Barclays, and Starling Bank.

ABAKA Holdings

Seed Round in 2017
ABAKA Holdings Ltd. is a London-based company that operates an intelligent savings platform aimed at enhancing the financial wellbeing of employees. The platform, known as ABAKA, allows employers to increase awareness of employee benefits and engage directly with their staff. It empowers employees by providing tailored financial guidance and personalized nudges to improve their financial literacy. Additionally, ABAKA is recognized as the world's first digital saving and retirement enterprise SaaS platform, utilizing artificial intelligence to support financial institutions in delivering scalable advice on pensions, savings, and investments. Its suite of modular applications enables functionalities such as conversational AI, intelligent behavioral nudges, and digital financial dashboards. With over 9 million users benefiting from its technologies, ABAKA's solutions are licensed by leading banks, pension providers, and asset managers globally. The company also maintains a strategic partnership with Avaloq Group AG and has been operational since its incorporation in 2016.

Tide

Series A in 2017
Tide Platform Limited is a mobile-first banking service based in London, United Kingdom, established in 2015. The company primarily serves small and medium enterprises (SMEs) by providing business current accounts and a range of financial services designed to streamline their operations in an online and mobile environment. Tide aims to save time and money for SMEs by offering not only banking services but also administrative solutions, including seamless integration with accounting systems. With a focus solely on the needs of SMEs, Tide has emerged as a leader in the challenger banking sector within the UK, leveraging advanced technology to deliver user-friendly solutions tailored to the specific requirements of small businesses.

TrueLayer

Series A in 2017
TrueLayer Limited is a London-based company that offers a platform for building financial applications. Established in 2016, it provides a toolkit designed to connect to bank data, verify accounts, and access transactions in real-time. TrueLayer's software-as-a-service (SaaS) platform enables the development of various consumer and small-to-medium business applications in sectors such as payments, online lending, personal financial management, robot-advisors, insurance, investment services, peer-to-peer marketplaces, and cryptocurrencies. The company's solutions are utilized by fintech startups, online lenders, and personal finance managers, contributing to the growth of the open banking economy by facilitating the creation of innovative financial services and products.

Imandra

Pre Seed Round in 2017
Imandra, developed by Aesthetic Integration Ltd., is a cloud-scale automated reasoning system designed to enhance the rigor and governance of critical algorithms, particularly within the financial industry. Founded in 2014 and based in London, the company focuses on formal verification technology that enables the analysis and sharing of trading system specifications. Imandra provides tools that not only analyze algorithms but also assist in identifying and resolving software bugs, ensuring that the algorithms are safe, explainable, and fair. As reliance on complex software increases, Imandra's Reasoning as a Service platform aims to address the need for deep advancements in artificial intelligence to maintain the integrity of essential systems.

Currencycloud

Series D in 2017
Currencycloud is a global payments platform that simplifies the process of moving money across borders. It offers businesses an API-based infrastructure that allows developers to create customized payment solutions tailored to their specific needs. The platform facilitates seamless transactions in multiple currencies, providing automated end-to-end payment processes, collection and conversion services, and digital currency management. By handling the complexities and regulatory requirements of cross-border payments, Currencycloud enables clients to integrate financial services into their operations, empowering them to operate more effectively in the digital economy.

REalyse

Seed Round in 2017
Realyse Aggregation UK Limited is a technology company based in London that provides residential property investment data to professionals in the United Kingdom. The company specializes in offering smart technology and independently sourced data, including information on house prices, rents, yields, demographics, and market activity. Its platform allows property developers, investors, and agents to visualize data, identify investment opportunities, analyze market trends, and monitor risks. Users can sort and compare various data points and present findings to stakeholders, thereby facilitating informed decision-making in property investments. Established in 2016, Realyse aims to enhance the understanding of the residential property market, enabling professionals to make quick and accurate investment decisions.

Quantemplate

Series A in 2015
Quantemplate enables business users to take raw data sources, cleanse and harmonise them with tools powered by machine learning, then perform analysis to develop competitive advantage through proprietary insights. Leading insurance businesses use Quantemplate to grow their business, collapse their costs and enable digital transformation. The company was recently named a European FinTech Top50 company and a Global InsurTech Top21.

Currencycloud

Series C in 2015
Currencycloud is a global payments platform that simplifies the process of moving money across borders. It offers businesses an API-based infrastructure that allows developers to create customized payment solutions tailored to their specific needs. The platform facilitates seamless transactions in multiple currencies, providing automated end-to-end payment processes, collection and conversion services, and digital currency management. By handling the complexities and regulatory requirements of cross-border payments, Currencycloud enables clients to integrate financial services into their operations, empowering them to operate more effectively in the digital economy.

Azimo

Series B in 2015
Azimo Limited is a digital money transfer network that enables users to send money internationally via an online platform accessible from any internet-connected device. Founded in 2012 and headquartered in London, with an additional office in Amsterdam, the company offers mobile applications for both Android and iOS. Azimo aims to provide a cost-effective alternative to traditional money transfer methods by offering lower fees and competitive exchange rates. The platform allows users to send money directly to bank accounts or to over 270,000 cash pick-up locations worldwide, focusing on delivering a convenient and efficient service.

Atom Bank

Venture Round in 2014
Atom Bank plc provides banking services through smartphones, tablets, phablets, phones, and Internet in the United Kingdom. It also offers fixed deposits, accounts, mortgages, business loans, and secured loans. The company was formerly known as Crossco (1337) plc and changed its name to Atom Bank plc in August 2015. Atom Bank plc was incorporated in 2013 and is based in Durham, United Kingdom with an additional office in London, United Kingdom..

Quantemplate

Seed Round in 2014
Quantemplate enables business users to take raw data sources, cleanse and harmonise them with tools powered by machine learning, then perform analysis to develop competitive advantage through proprietary insights. Leading insurance businesses use Quantemplate to grow their business, collapse their costs and enable digital transformation. The company was recently named a European FinTech Top50 company and a Global InsurTech Top21.

Currencycloud

Series B in 2014
Currencycloud is a global payments platform that simplifies the process of moving money across borders. It offers businesses an API-based infrastructure that allows developers to create customized payment solutions tailored to their specific needs. The platform facilitates seamless transactions in multiple currencies, providing automated end-to-end payment processes, collection and conversion services, and digital currency management. By handling the complexities and regulatory requirements of cross-border payments, Currencycloud enables clients to integrate financial services into their operations, empowering them to operate more effectively in the digital economy.

Azimo

Series A in 2014
Azimo Limited is a digital money transfer network that enables users to send money internationally via an online platform accessible from any internet-connected device. Founded in 2012 and headquartered in London, with an additional office in Amsterdam, the company offers mobile applications for both Android and iOS. Azimo aims to provide a cost-effective alternative to traditional money transfer methods by offering lower fees and competitive exchange rates. The platform allows users to send money directly to bank accounts or to over 270,000 cash pick-up locations worldwide, focusing on delivering a convenient and efficient service.

Azimo

Seed Round in 2013
Azimo Limited is a digital money transfer network that enables users to send money internationally via an online platform accessible from any internet-connected device. Founded in 2012 and headquartered in London, with an additional office in Amsterdam, the company offers mobile applications for both Android and iOS. Azimo aims to provide a cost-effective alternative to traditional money transfer methods by offering lower fees and competitive exchange rates. The platform allows users to send money directly to bank accounts or to over 270,000 cash pick-up locations worldwide, focusing on delivering a convenient and efficient service.

mporium Group

Series A in 2012
Mporium Group Plc, a technology company, provides software as service and supporting services in the United Kingdom and Europe. It offers mporium IMPACT that work with a range of signals, including TV, news feeds, sports, financial data, and social media to manage the pricing, timing, and selection of advertiser messages. The company was formerly known as MoPowered Group plc and changed its name to Mporium Group Plc in June 2015. Mporium Group Plc was incorporated in 2013 and is based in London, the United Kingdom.

Xenapto

Seed Round in 2012
Xenapto is a service designed to manage investment data and streamline workflows for venture capitalists and individual investors. By integrating modern productivity tools, it facilitates a flexible approach to investment management. The platform aims to simplify the complexities associated with building and managing businesses, making it a valuable resource for those involved in the investment process.

Currencycloud

Series A in 2012
Currencycloud is a global payments platform that simplifies the process of moving money across borders. It offers businesses an API-based infrastructure that allows developers to create customized payment solutions tailored to their specific needs. The platform facilitates seamless transactions in multiple currencies, providing automated end-to-end payment processes, collection and conversion services, and digital currency management. By handling the complexities and regulatory requirements of cross-border payments, Currencycloud enables clients to integrate financial services into their operations, empowering them to operate more effectively in the digital economy.

eToro

Venture Round in 2012
eToro is a social trading investment network that facilitates financial trading by allowing users to observe and replicate the trading activities of others. Established in 2007 and headquartered in London, the platform aims to democratize access to global markets by providing tools for both manual and automated trading across various asset classes, including traditional investments and cryptocurrencies. Its key features include the OpenBook and WebTrader platforms, which enable users to share live trading insights and learn from one another. eToro's model fosters a collaborative environment where investors can leverage the expertise of their peers while making informed trading decisions. The company also maintains registered offices in Cyprus and Israel, operating as a subsidiary of eToro Group Limited.

AGILE customer insight

Seed Round in 2011
AGILEci levels the playing field for independent retailers to compete with big retailers. AGILEci automates payments data analytics to put affordable actionable insight into the hands of retailers. Drive sales and profits through better business and customer understanding. AGILEci is a product of Anthemis Group (www.anthemis.com)

FinanceAcar

Series A in 2011
FinanceAcar is an online, finance comparison website that allows its users to compare car finance and leasing deals. It enables users to select a vehicle of their choice and compare prices across different products, receive quotations or apply online for funds, and get the vehicle delivered to their doorstep. The website offers car finance information and prices for more than 11,000 different vehicles. It also provides comparison of business car leasing and contract purchase products. Users of the website are required to be UK residents and 18 years of age or older.

Seedcamp

Venture Round in 2010
Seedcamp is a London-based venture capital investment firm founded in 2007, specializing in early-stage investments in technology sectors, including fintech and healthcare, across various global markets. The firm focuses on identifying and supporting exceptional founders who are addressing significant challenges through innovative solutions. Over the past decade, Seedcamp has invested in more than 260 startups, including well-known companies like TransferWise, Revolut, and UiPath. By providing immediate access to capital, extensive support, and a robust network, Seedcamp aims to accelerate the growth of its portfolio companies. The collective achievements of Seedcamp's startups have led to over $1 billion in additional funding from prominent investors, reflecting the firm's commitment to fostering a thriving entrepreneurial ecosystem in Europe and beyond.

Timetric

Seed Round in 2010
Timetric Ltd develop the Timetric Platform, a hosted service for managing and analysing statistical data, and http://timetric.com/, a website built on that platform. The company was founded, and is based, in Cambridge in the United Kingdom. The cofounders first met whilst doing computational physics research: they were writing software to manage the enormous volumes of data produced by physical simulations. They were one of the winners of London Mini Seedcamp 2009; they closed a round of seed funding in March 2010, with participants in the round including Stefan Glänzer, Alex Zubillaga, Sherry Coutu, Matteo Stefanel and Sean Park and Udayan Goyal of Nauiokas Park.