Arbor Ventures

Lean Technologies Limited, founded in 2019 and based in Riyadh, Saudi Arabia, is a FinTech startup that specializes in providing an application programming interface (API) platform for financial data applications. The company's API suite simplifies access to consumer financial data, allowing businesses to navigate the complexities of financial infrastructure with ease. By enabling seamless access to customers' financial information and facilitating instant bank transfers, Lean Technologies aims to enhance the accessibility, transparency, and utility of financial data and payments. This approach fosters a more inclusive and interconnected financial landscape, ultimately benefiting both consumers and businesses.

Tabby Inc. is a financial technology company based in the United Arab Emirates that offers innovative payment solutions for online and offline shopping. The company specializes in a buy now, pay later service, providing consumers in the UAE and Saudi Arabia with flexible payment options. Customers can choose to pay for their purchases either in a single deferred payment or in multiple installments, allowing them to manage their spending and enhance their shopping experience. Through its platform, Tabby aims to reshape the relationship between consumers and money, promoting financial freedom and responsible spending.

Pagos is a company that specializes in developing a software-as-a-service (SaaS) financial platform aimed at optimizing payment processing for businesses. Founded in 2021 and based in Wilmington, Delaware, Pagos offers a data platform and API-driven micro-services that can integrate seamlessly with various payment systems. Its solutions focus on normalizing, visualizing, aggregating, and monitoring payment data, which helps companies enhance performance, increase sales, and reduce the overall costs associated with payment acceptance. Additionally, Pagos provides tools that enable merchant companies to effectively manage their payments, fostering business growth and building long-term customer relationships.

Tabby Inc. is a financial technology company based in the United Arab Emirates that offers innovative payment solutions for online and offline shopping. The company specializes in a buy now, pay later service, providing consumers in the UAE and Saudi Arabia with flexible payment options. Customers can choose to pay for their purchases either in a single deferred payment or in multiple installments, allowing them to manage their spending and enhance their shopping experience. Through its platform, Tabby aims to reshape the relationship between consumers and money, promoting financial freedom and responsible spending.

a leading provider of extended warranties for the Japanese e-commerce market. Kiva provides “proteger,” an innovative solution that enables rapid implementation for online retailers. Kiva addresses the current challenges in the Japanese extended warranty market: “the lack of development pace in the product guarantee services, despite the rapid growth of the e-commerce market.” Kiva’s unique extended warranty service, “proteger,” offers rapid product replacement and repair warranty service to address this issue. In addition to reducing barriers to new product purchases and contributing to sales, “proteger” creates benefits such as providing consumers with a sense of long-term security.

Ready.net is a software development company that specializes in creating business and operational tools for internet service providers (ISPs). Founded in 2020 and headquartered in San Francisco, California, the company offers a product called Back Office Secret Sauce (BOSS). This innovative software enables ISP subscribers to manage their networks independently, facilitating tasks such as upgrading service plans, selecting additional services, paying bills online, and receiving assistance through a chatbot. Ready.net aims to enhance the operational efficiency of local ISPs while providing a user-friendly experience for their customers.

Planck is a commercial insurance data platform that empowers insurers to underwrite businesses with speed and accuracy. Utilizing artificial intelligence, Planck aggregates extensive datasets to provide real-time analytics and insights tailored to the commercial underwriting process. The platform enhances efficiency by pre-filling most responses in ACORD forms, minimizing errors and mitigating fraud, which helps to lower loss ratios. By leveraging publicly available data, image processing, and company reports, Planck enables insurance providers to conduct thorough risk assessments and develop customized insurance policies, ultimately streamlining the underwriting process.

Tabby Inc. is a financial technology company based in the United Arab Emirates that offers innovative payment solutions for online and offline shopping. The company specializes in a buy now, pay later service, providing consumers in the UAE and Saudi Arabia with flexible payment options. Customers can choose to pay for their purchases either in a single deferred payment or in multiple installments, allowing them to manage their spending and enhance their shopping experience. Through its platform, Tabby aims to reshape the relationship between consumers and money, promoting financial freedom and responsible spending.

Ralali is an e-commerce company based in Tangerang, Indonesia, that operates a business-to-business online marketplace. Established in 2013, it connects suppliers and buyers across various sectors, initially focusing on Industrial and MRO categories before expanding to include Office supplies, Automotive, Medical, Agriculture, Home & Building, and Hotel & Restaurant Equipment, among others. The platform facilitates business transactions by providing a large network of buyers and sellers, along with credit options and promotional tools that assist businesses in broadening their reach and boosting sales. Ralali aims to simplify and enhance the buying and selling process, ensuring that transactions are conducted safely and transparently.

LoanStreet Inc. operates an integrated online platform that simplifies the sharing, managing, and originating of loans for credit unions, banks, and direct lenders. Founded in 2013 and based in New York, the company provides a marketplace that facilitates the efficient syndication of loans of any size. LoanStreet automates and standardizes the entire loan process, allowing lenders and investors to buy, sell, and manage loans directly through its platform. The service includes features such as real-time reporting, standardized agreements, and enhanced balance sheet management, which help users optimize capital and reduce administrative costs. By offering deep insights into loan distribution and performance, LoanStreet enables financial institutions to grow and diversify their portfolios effectively.

DNEG is a leading provider of visual entertainment services, specializing in visual effects, animation, and stereo conversion for the film and television industries. The company offers a comprehensive suite of services that includes VFX for feature films, episodic television, and advertisements, as well as virtual production and motion graphics. DNEG is recognized for its ability to create realistic and captivating visual effects that enhance storytelling in various media formats. By catering to the needs of filmmakers and content creators, DNEG plays a vital role in the development of multiplatform content and elevates the overall quality of visual storytelling.

Uni Cards, established in October 2020 by Nitin Gupta in Bangalore, Karnataka, offers a pay-later service that transforms the credit experience for users. The company provides a digital visa card that allows customers to split their payments into three installments over three months without incurring additional fees, as long as payments are made on time. Users benefit from cashback rewards if they pay their full balance within the month. Uni Cards aims to enhance financial flexibility and management for its users, making it easier to handle expenses while enjoying the advantages of rewards. The service is currently available for free to early adopters through the Uni app.

Nomi Health is a direct health company focused on reducing healthcare costs for employers and patients. It operates a healthcare payment platform that eliminates intermediaries in the healthcare system, facilitating direct connections between employers, providers, and families. By streamlining the administration of medical testing and self-insured healthcare plans, Nomi Health aims to enhance the affordability and quality of care available to clients. The company's innovative approach addresses the complexities and expenses associated with traditional healthcare delivery, allowing organizations to offer more accessible services to their employees and their families.

HiBob Inc. is a developer of a cloud-based human resources management system designed to modernize HR technology for contemporary workplaces. Founded in 2015 and headquartered in Tel Aviv, Israel, with additional offices in New York and London, HiBob offers its flagship product, Bob, which serves as an integrated human resource information system. This platform facilitates various HR functions, including attendance tracking, time-off management, employee records, compensation management, and performance evaluation. With an intuitive, data-driven design, Bob is tailored for the needs of globally distributed and collaborative work environments. Since its launch, HiBob has experienced significant growth and has become the preferred HRIS for over 1,000 midsize and multinational companies, helping them enhance employee engagement and retention through effective talent management.

Abra is a cryptocurrency platform established in 2014, designed to provide a straightforward and secure environment for individuals and businesses to buy, trade, and borrow against cryptocurrencies. Based in the United States and operational in over 150 countries, Abra facilitates easy conversion between cryptocurrencies and various local fiat currencies. The platform serves a diverse clientele, including high-net-worth individuals, family offices, registered investment advisors, and institutions, offering customizable services that allow users to manage their crypto portfolios effectively. With over two million customers and $9 billion processed in transactions, Abra has positioned itself as a trusted solution in the cryptocurrency market, earning recognition as one of the top five crypto wallets. The company is supported by prominent investors, reinforcing its commitment to creating an open and accessible global financial system.

Ready.net is a software development company that specializes in creating business and operational tools for internet service providers (ISPs). Founded in 2020 and headquartered in San Francisco, California, the company offers a product called Back Office Secret Sauce (BOSS). This innovative software enables ISP subscribers to manage their networks independently, facilitating tasks such as upgrading service plans, selecting additional services, paying bills online, and receiving assistance through a chatbot. Ready.net aims to enhance the operational efficiency of local ISPs while providing a user-friendly experience for their customers.

Heyday is a skincare services company that provides customized facial treatments through its chain of stores, which are primarily located in New York. Founded in 2015 by Adam Ross, Jeni Sykes, and Michael Pollak, Heyday focuses on offering a personalized skincare experience, including deep cleansing, skin analysis, exfoliation, extractions, masks, hydration, and SPF protection. In addition to its core services, the company also enables customers to purchase a range of skincare products at competitive prices. With a commitment to blending expertise and data, Heyday empowers individuals to take better care of their skin. The company operates an online platform that accelerates consumer product brands on digital marketplaces, further enhancing its reach and impact in the skincare industry.

Planck is a commercial insurance data platform that empowers insurers to underwrite businesses with speed and accuracy. Utilizing artificial intelligence, Planck aggregates extensive datasets to provide real-time analytics and insights tailored to the commercial underwriting process. The platform enhances efficiency by pre-filling most responses in ACORD forms, minimizing errors and mitigating fraud, which helps to lower loss ratios. By leveraging publicly available data, image processing, and company reports, Planck enables insurance providers to conduct thorough risk assessments and develop customized insurance policies, ultimately streamlining the underwriting process.

Grab Holdings Inc., headquartered in Singapore, operates a mobile technology platform that integrates city transportation and various on-demand services in Southeast Asia. The company, founded in 2012 by Anthony Tan and Tan Hooi Ling, offers services such as ride-hailing (GrabTaxi, GrabCar), carpooling (GrabHitch, GrabShare), shuttle services (GrabShuttle, GrabShuttle Plus), and food delivery through its GrabFood platform. Grab also provides financial services, including payments, consumer loans, and enterprise offerings. It operates in eight countries: Singapore, Indonesia, Philippines, Malaysia, Thailand, Vietnam, and Myanmar. Grab generates revenue by charging commissions to both consumers and service providers, with ride-hailing and food delivery contributing to 89% of its total revenue. The company competes with Foodpanda and Gojek in the region.

Grab Financial Group provides financial services across payments, rewards, lending, and insurance. A seamless point-of-sale (POS) system for merchants and a trusted mobile wallet of choice in Southeast Asia for payments such as in-store purchases, Grab transactions, and fund transfers.

Markable Creators specializes in transforming social media content into shoppable experiences through advanced image recognition and AI-driven technology. By utilizing computer vision and deep learning, the platform allows users to identify fashion products featured in videos and photos, seamlessly linking them to e-commerce sites for easy purchasing. With a vast inventory of 200 million SKUs, which are regularly updated to ensure availability, Markable Creators addresses the growing demand for social commerce, especially among Gen Z consumers who increasingly discover products through digital content rather than traditional retail channels. The company has established partnerships with major social media platforms in Asia and has been recognized for its innovative solutions, winning top accolades for its contributions to AI and e-commerce integration.

HiBob Inc. is a developer of a cloud-based human resources management system designed to modernize HR technology for contemporary workplaces. Founded in 2015 and headquartered in Tel Aviv, Israel, with additional offices in New York and London, HiBob offers its flagship product, Bob, which serves as an integrated human resource information system. This platform facilitates various HR functions, including attendance tracking, time-off management, employee records, compensation management, and performance evaluation. With an intuitive, data-driven design, Bob is tailored for the needs of globally distributed and collaborative work environments. Since its launch, HiBob has experienced significant growth and has become the preferred HRIS for over 1,000 midsize and multinational companies, helping them enhance employee engagement and retention through effective talent management.

Tabby Inc. is a financial technology company based in the United Arab Emirates that offers innovative payment solutions for online and offline shopping. The company specializes in a buy now, pay later service, providing consumers in the UAE and Saudi Arabia with flexible payment options. Customers can choose to pay for their purchases either in a single deferred payment or in multiple installments, allowing them to manage their spending and enhance their shopping experience. Through its platform, Tabby aims to reshape the relationship between consumers and money, promoting financial freedom and responsible spending.

Heyday is a skincare services company that provides customized facial treatments through its chain of stores, which are primarily located in New York. Founded in 2015 by Adam Ross, Jeni Sykes, and Michael Pollak, Heyday focuses on offering a personalized skincare experience, including deep cleansing, skin analysis, exfoliation, extractions, masks, hydration, and SPF protection. In addition to its core services, the company also enables customers to purchase a range of skincare products at competitive prices. With a commitment to blending expertise and data, Heyday empowers individuals to take better care of their skin. The company operates an online platform that accelerates consumer product brands on digital marketplaces, further enhancing its reach and impact in the skincare industry.

EverC Ltd. specializes in cloud-based cyber risk intelligence and merchant fraud detection solutions. The company provides tools such as MerchantView, which helps acquiring banks and payment service providers manage fraud and cyber risks associated with merchants, and MarketView, which monitors illicit listings in online marketplaces. EverC's offerings also include professional services for detecting violating merchants, verifying transaction laundering, and providing compliance consultancy and analytical reports. Founded in 2007 and headquartered in New York, with additional offices in Shanghai and Tel Aviv, EverC aims to enhance the safety and transparency of the e-commerce ecosystem. The company's automated, AI-driven platform swiftly identifies and mitigates risks, including high-risk merchants and online money laundering, thereby supporting sustainable growth for global payment providers and marketplaces.

InCountry, Inc. is a data residency-as-a-service platform that offers solutions for global data compliance, allowing international businesses to securely store and process profile data in its country of origin. Founded in 2019 and headquartered in San Francisco, the company operates in 65 countries and provides services that include InCountry REST API, InCountry Border, and InCountry Single-Tenant, enabling organizations to manage data compliance without the typical concerns associated with cross-border data transfer. The platform facilitates quick integration, often within ten minutes, and caters to various sectors including finance, health, and payments. InCountry is supported by notable investors, helping to enhance its capabilities in ensuring compliance and security for multinational corporations.

Planck is a commercial insurance data platform that empowers insurers to underwrite businesses with speed and accuracy. Utilizing artificial intelligence, Planck aggregates extensive datasets to provide real-time analytics and insights tailored to the commercial underwriting process. The platform enhances efficiency by pre-filling most responses in ACORD forms, minimizing errors and mitigating fraud, which helps to lower loss ratios. By leveraging publicly available data, image processing, and company reports, Planck enables insurance providers to conduct thorough risk assessments and develop customized insurance policies, ultimately streamlining the underwriting process.

Tabby Inc. is a financial technology company based in the United Arab Emirates that offers innovative payment solutions for online and offline shopping. The company specializes in a buy now, pay later service, providing consumers in the UAE and Saudi Arabia with flexible payment options. Customers can choose to pay for their purchases either in a single deferred payment or in multiple installments, allowing them to manage their spending and enhance their shopping experience. Through its platform, Tabby aims to reshape the relationship between consumers and money, promoting financial freedom and responsible spending.

2C2P is a comprehensive payments platform based in Singapore that facilitates secure payment acceptance and processing for enterprises worldwide. It offers a single point of integration for online, mobile, and offline transactions, connecting to over 400,000 alternative payment locations to help businesses reach a diverse customer base. The platform supports both banked and unbanked transactions, enhancing e-commerce and m-commerce capabilities. In addition to payment processing, 2C2P provides a range of value-added services, including issuing, 3D Secure, bill payments, and digital goods, catering to the varied needs of its clients. The company serves a wide array of industries, including technology, online marketplaces, and retail, making it a preferred choice for global enterprises seeking efficient and secure payment solutions.

Tabby Inc. is a financial technology company based in the United Arab Emirates that offers innovative payment solutions for online and offline shopping. The company specializes in a buy now, pay later service, providing consumers in the UAE and Saudi Arabia with flexible payment options. Customers can choose to pay for their purchases either in a single deferred payment or in multiple installments, allowing them to manage their spending and enhance their shopping experience. Through its platform, Tabby aims to reshape the relationship between consumers and money, promoting financial freedom and responsible spending.

Ralali is an e-commerce company based in Tangerang, Indonesia, that operates a business-to-business online marketplace. Established in 2013, it connects suppliers and buyers across various sectors, initially focusing on Industrial and MRO categories before expanding to include Office supplies, Automotive, Medical, Agriculture, Home & Building, and Hotel & Restaurant Equipment, among others. The platform facilitates business transactions by providing a large network of buyers and sellers, along with credit options and promotional tools that assist businesses in broadening their reach and boosting sales. Ralali aims to simplify and enhance the buying and selling process, ensuring that transactions are conducted safely and transparently.

InCountry, Inc. is a data residency-as-a-service platform that offers solutions for global data compliance, allowing international businesses to securely store and process profile data in its country of origin. Founded in 2019 and headquartered in San Francisco, the company operates in 65 countries and provides services that include InCountry REST API, InCountry Border, and InCountry Single-Tenant, enabling organizations to manage data compliance without the typical concerns associated with cross-border data transfer. The platform facilitates quick integration, often within ten minutes, and caters to various sectors including finance, health, and payments. InCountry is supported by notable investors, helping to enhance its capabilities in ensuring compliance and security for multinational corporations.

Abra is a cryptocurrency platform established in 2014, designed to provide a straightforward and secure environment for individuals and businesses to buy, trade, and borrow against cryptocurrencies. Based in the United States and operational in over 150 countries, Abra facilitates easy conversion between cryptocurrencies and various local fiat currencies. The platform serves a diverse clientele, including high-net-worth individuals, family offices, registered investment advisors, and institutions, offering customizable services that allow users to manage their crypto portfolios effectively. With over two million customers and $9 billion processed in transactions, Abra has positioned itself as a trusted solution in the cryptocurrency market, earning recognition as one of the top five crypto wallets. The company is supported by prominent investors, reinforcing its commitment to creating an open and accessible global financial system.

HiBob Inc. is a developer of a cloud-based human resources management system designed to modernize HR technology for contemporary workplaces. Founded in 2015 and headquartered in Tel Aviv, Israel, with additional offices in New York and London, HiBob offers its flagship product, Bob, which serves as an integrated human resource information system. This platform facilitates various HR functions, including attendance tracking, time-off management, employee records, compensation management, and performance evaluation. With an intuitive, data-driven design, Bob is tailored for the needs of globally distributed and collaborative work environments. Since its launch, HiBob has experienced significant growth and has become the preferred HRIS for over 1,000 midsize and multinational companies, helping them enhance employee engagement and retention through effective talent management.

Silot develops intelligent banking software that leverages artificial intelligence and blockchain technology to enhance the operational efficiency of banks in Southeast Asia. By integrating and connecting various functional silos within financial institutions—such as payments, onboarding, merchant management, and anti-fraud—Silot's solutions facilitate improved data sharing and decision-making. The company's approach goes beyond simple task automation, aiming to empower banks with advanced capabilities that promote smarter operations and enhance overall performance. Ultimately, Silot seeks to help banks evolve into a new era of intelligent banking by enabling unprecedented discovery and decision-making abilities.

Deep Labs, Inc. is a San Francisco-based company specializing in persona-based artificial intelligence aimed at enhancing consumer experiences and mitigating risks in the Payments, Retail, and Financial Services sectors. Established in 2016, the company offers a suite of advanced software products, including DeepDecision, DeepIdentity, DeepRisk, DeepConsumer, and DeepCredit, which leverage sophisticated algorithms and machine learning to authenticate customers, reduce fraud, and streamline digital transactions. Deep Labs' technology enables real-time risk assessment and decision-making, helping businesses optimize customer experiences while minimizing identity theft and fraud. By providing dynamic, context-aware insights into user behavior, Deep Labs supports various applications, including account security, anti-money laundering measures, and targeted marketing strategies, ultimately driving revenue growth and operational efficiency for its clients.

Akulaku Inc. is a prominent banking and digital finance platform headquartered in Jakarta, Indonesia, founded in 2016. It operates across Southeast Asia, including Indonesia, the Philippines, and Malaysia, focusing on meeting the financial needs of underserved customers in emerging markets. The company provides a variety of services, including digital banking, financing, investment, and insurance brokerage. Its offerings feature a virtual credit card, an e-commerce platform, and Asetku, an online wealth management service. Additionally, Akulaku has launched Neobank, a mobile digital bank supported by Bank Neo Commerce. The company aims to serve 50 million users in Southeast Asia by 2025, facilitating a range of financial transactions, from mobile top-ups to installment shopping, thereby enhancing the shopping experience for its users.

Trumid Financial LLC is a financial technology company based in New York that specializes in electronic trading solutions for the credit market. Founded in 2014, Trumid operates the Trumid Market Center, an electronic trading network specifically designed for corporate bonds, and offers Trumid Bond Stream, a tool that provides TRACE pricing data. The company focuses on enhancing the credit trading experience by integrating advanced technology with market expertise, facilitating direct access to liquidity and valuable market intelligence for professionals in the corporate bond sector. Additionally, Trumid Labs leverages data science to manage its network and provide bond price lookup services, enabling participants to make informed trading decisions. Trumid operates as a subsidiary of Trumid Holdings LLC.

Skyline AI Ltd is a real estate technology company that specializes in developing an artificial intelligence-based platform for the commercial real estate market. Founded in 2017 and headquartered in New York with an office in Tel Aviv-Yafo, the company focuses on streamlining and digitizing the real estate investment process for accredited investors globally. The platform utilizes live and historical data to predict future rent and disposition prices, identify market trends, and locate properties with optimal risk-reward ratios. By leveraging advanced technology for due diligence, the platform assists investors in accessing institutional-grade commercial real estate opportunities while simplifying legal, tax, and financial aspects. Skyline AI aims to enhance the investment experience by capturing market anomalies and facilitating ongoing management and monitoring of investments.

GlobaliD is a developer of secure identity applications that focuses on creating a decentralized identification system. The platform emphasizes privacy and security, allowing individuals full ownership and control over their digital identities, which they consider a fundamental human right. By utilizing biometrics and encrypted technology, GlobaliD enables users to manage their portable identities securely. The company aims to empower individuals with the ability to navigate an increasingly global market while safeguarding their personal data and privacy.

Planck is a commercial insurance data platform that empowers insurers to underwrite businesses with speed and accuracy. Utilizing artificial intelligence, Planck aggregates extensive datasets to provide real-time analytics and insights tailored to the commercial underwriting process. The platform enhances efficiency by pre-filling most responses in ACORD forms, minimizing errors and mitigating fraud, which helps to lower loss ratios. By leveraging publicly available data, image processing, and company reports, Planck enables insurance providers to conduct thorough risk assessments and develop customized insurance policies, ultimately streamlining the underwriting process.

Skyline AI Ltd is a real estate technology company that specializes in developing an artificial intelligence-based platform for the commercial real estate market. Founded in 2017 and headquartered in New York with an office in Tel Aviv-Yafo, the company focuses on streamlining and digitizing the real estate investment process for accredited investors globally. The platform utilizes live and historical data to predict future rent and disposition prices, identify market trends, and locate properties with optimal risk-reward ratios. By leveraging advanced technology for due diligence, the platform assists investors in accessing institutional-grade commercial real estate opportunities while simplifying legal, tax, and financial aspects. Skyline AI aims to enhance the investment experience by capturing market anomalies and facilitating ongoing management and monitoring of investments.

Silot develops intelligent banking software that leverages artificial intelligence and blockchain technology to enhance the operational efficiency of banks in Southeast Asia. By integrating and connecting various functional silos within financial institutions—such as payments, onboarding, merchant management, and anti-fraud—Silot's solutions facilitate improved data sharing and decision-making. The company's approach goes beyond simple task automation, aiming to empower banks with advanced capabilities that promote smarter operations and enhance overall performance. Ultimately, Silot seeks to help banks evolve into a new era of intelligent banking by enabling unprecedented discovery and decision-making abilities.

EverC Ltd. specializes in cloud-based cyber risk intelligence and merchant fraud detection solutions. The company provides tools such as MerchantView, which helps acquiring banks and payment service providers manage fraud and cyber risks associated with merchants, and MarketView, which monitors illicit listings in online marketplaces. EverC's offerings also include professional services for detecting violating merchants, verifying transaction laundering, and providing compliance consultancy and analytical reports. Founded in 2007 and headquartered in New York, with additional offices in Shanghai and Tel Aviv, EverC aims to enhance the safety and transparency of the e-commerce ecosystem. The company's automated, AI-driven platform swiftly identifies and mitigates risks, including high-risk merchants and online money laundering, thereby supporting sustainable growth for global payment providers and marketplaces.

NS8 Inc. is a provider of a fraud prevention and user experience protection platform, specializing in helping online businesses minimize risk through its comprehensive services. Founded in 2016 and headquartered in Las Vegas, Nevada, with additional offices in Miami Beach and Amsterdam, the company offers NS8 Antifraud, which utilizes machine learning, behavioral analytics, real-time scoring, and global monitoring to identify and mitigate fraudulent activities. The platform provides actionable insights into transaction quality and trustworthiness, enabling businesses to automate their fraud management workflows. It also monitors bot activity and hidden sessions, allowing users to analyze effective traffic sources and tailor content and offers accordingly. NS8 serves various industries, including e-commerce, payment gateways, online merchants, and event ticketing. In October 2020, NS8 Inc. filed for reorganization under Chapter 11 in the U.S. Bankruptcy Court for the District of Delaware.

TrueAccord is reinventing the relationship between creditors and lenders with a machine learning-driven, digital approach to debt collection. Our technology personalizes outreach to each customer across digital channels, continuously optimizing for performance while delivering a customer experience that builds long-term brand loyalty.

Abra is a cryptocurrency platform established in 2014, designed to provide a straightforward and secure environment for individuals and businesses to buy, trade, and borrow against cryptocurrencies. Based in the United States and operational in over 150 countries, Abra facilitates easy conversion between cryptocurrencies and various local fiat currencies. The platform serves a diverse clientele, including high-net-worth individuals, family offices, registered investment advisors, and institutions, offering customizable services that allow users to manage their crypto portfolios effectively. With over two million customers and $9 billion processed in transactions, Abra has positioned itself as a trusted solution in the cryptocurrency market, earning recognition as one of the top five crypto wallets. The company is supported by prominent investors, reinforcing its commitment to creating an open and accessible global financial system.

Stockpile, Inc., founded in 2010 and headquartered in San Francisco, California, operates in the financial services sector, focusing on making investing accessible for young and first-time investors. The company provides a platform that simplifies the investment process, allowing users to open free accounts, purchase individual stocks, and set up automatic investment plans. Through features such as zero fee trading, custodial accounts, gift cards, and fractional investing, Stockpile enables individuals to invest in blue chip stocks without the high costs typically associated with these investments. The platform also includes educational resources, offering free mini-lessons to help users understand stock investing. Stockpile Investments, Inc. is a registered broker-dealer and a member of FINRA and SIPC, reflecting its commitment to regulatory compliance and investor protection. The company has garnered attention from prominent publications and maintains a high user rating on app stores.

Paidy Inc. is a Tokyo-based company established in 2008, specializing in a cardless real-time payment network that simplifies online transactions for consumers. Formerly known as Exchange Corporation K.K., the company rebranded in 2018 to reflect its focus on providing an efficient payment solution that does not require credit cards or pre-registration. Paidy's software platform allows users to make purchases online and pay for them through a consolidated monthly bill, leveraging proprietary technology to assess creditworthiness and guarantee payments to merchants. This approach caters particularly to Japanese consumers, many of whom prefer avoiding credit cards for online shopping. By facilitating cardless payments, Paidy helps eCommerce operators enhance their conversion rates, increase average order values, and boost repeat purchases.

GlobaliD is a developer of secure identity applications that focuses on creating a decentralized identification system. The platform emphasizes privacy and security, allowing individuals full ownership and control over their digital identities, which they consider a fundamental human right. By utilizing biometrics and encrypted technology, GlobaliD enables users to manage their portable identities securely. The company aims to empower individuals with the ability to navigate an increasingly global market while safeguarding their personal data and privacy.

Karmic Labs, Inc. is a company based in San Francisco, California, that specializes in providing smart payment cards designed to streamline funding distribution workflows. Founded in 2014, Karmic offers corporate cards and modern applications that assist users in managing expenses effectively. The company's integrated payment and expense management solutions cater to both small and large financial institutions, as well as various expense management clients. By focusing on ease of enrollment, payment processing, and real-time mobile experiences, Karmic enables businesses to save time and money while maintaining control over their financial operations.

HiBob Inc. is a developer of a cloud-based human resources management system designed to modernize HR technology for contemporary workplaces. Founded in 2015 and headquartered in Tel Aviv, Israel, with additional offices in New York and London, HiBob offers its flagship product, Bob, which serves as an integrated human resource information system. This platform facilitates various HR functions, including attendance tracking, time-off management, employee records, compensation management, and performance evaluation. With an intuitive, data-driven design, Bob is tailored for the needs of globally distributed and collaborative work environments. Since its launch, HiBob has experienced significant growth and has become the preferred HRIS for over 1,000 midsize and multinational companies, helping them enhance employee engagement and retention through effective talent management.

Akulaku Inc. is a prominent banking and digital finance platform headquartered in Jakarta, Indonesia, founded in 2016. It operates across Southeast Asia, including Indonesia, the Philippines, and Malaysia, focusing on meeting the financial needs of underserved customers in emerging markets. The company provides a variety of services, including digital banking, financing, investment, and insurance brokerage. Its offerings feature a virtual credit card, an e-commerce platform, and Asetku, an online wealth management service. Additionally, Akulaku has launched Neobank, a mobile digital bank supported by Bank Neo Commerce. The company aims to serve 50 million users in Southeast Asia by 2025, facilitating a range of financial transactions, from mobile top-ups to installment shopping, thereby enhancing the shopping experience for its users.

EverC Ltd. specializes in cloud-based cyber risk intelligence and merchant fraud detection solutions. The company provides tools such as MerchantView, which helps acquiring banks and payment service providers manage fraud and cyber risks associated with merchants, and MarketView, which monitors illicit listings in online marketplaces. EverC's offerings also include professional services for detecting violating merchants, verifying transaction laundering, and providing compliance consultancy and analytical reports. Founded in 2007 and headquartered in New York, with additional offices in Shanghai and Tel Aviv, EverC aims to enhance the safety and transparency of the e-commerce ecosystem. The company's automated, AI-driven platform swiftly identifies and mitigates risks, including high-risk merchants and online money laundering, thereby supporting sustainable growth for global payment providers and marketplaces.

Mikatus Inc. is a Tokyo-based company founded in 2009 that specializes in providing cloud services specifically designed for tax accountants. The company develops software applications for both mobile and computer platforms, offering an all-in-one system that integrates accounting, payroll, and tax functionalities. By assisting tax professionals and accounting firms, Mikatus aims to enhance the performance of small and medium-sized businesses. Their services include tax, accounting, payroll, financial support, and management support, all geared towards helping tax accountants differentiate their practices and improve business outcomes. Through their innovative solutions, Mikatus seeks to organize the thought processes of managers and provide fresh perspectives to foster growth and development in the businesses they serve.

Paidy Inc. is a Tokyo-based company established in 2008, specializing in a cardless real-time payment network that simplifies online transactions for consumers. Formerly known as Exchange Corporation K.K., the company rebranded in 2018 to reflect its focus on providing an efficient payment solution that does not require credit cards or pre-registration. Paidy's software platform allows users to make purchases online and pay for them through a consolidated monthly bill, leveraging proprietary technology to assess creditworthiness and guarantee payments to merchants. This approach caters particularly to Japanese consumers, many of whom prefer avoiding credit cards for online shopping. By facilitating cardless payments, Paidy helps eCommerce operators enhance their conversion rates, increase average order values, and boost repeat purchases.

Forter, Inc. is a New York-based company that specializes in end-to-end fraud prevention solutions for online merchants. Founded in 2013, it provides an automated system designed to detect and eliminate various transaction risks, including credit card fraud, account takeover, and identity theft. Forter's platform utilizes machine learning algorithms and behavioral analysis to assess transactions in real time, enabling merchants to block fraudulent activities while enhancing customer experience and approval rates. The company's Decision-As-a-Service framework evaluates each transaction using a comprehensive analysis of customer data points, while the Forter Decision Dashboard offers transparency into transaction evaluations. Additionally, Forter Smart Routing helps merchants minimize revenue loss from false payment declines throughout the payment process. With offices in London and a research facility in Tel Aviv, Forter aims to create a fraud-free environment that allows retailers to focus on their growth.

TravelersBox LTD. operates automatic kiosks in international airports, allowing travelers to convert leftover foreign currency into gift cards or to deposit funds into their PayPal accounts. Founded in 2012 and based in Istanbul, Turkey, the company provides an efficient solution for international passengers to utilize their unused currency when departing from various destinations, including Turkey, England, Georgia, and Italy. Users can also choose to donate their leftover currency through the kiosks, further enhancing the utility of their foreign coins and bills. By streamlining the currency conversion process, TravelersBox enables travelers to save money in a convenient and straightforward manner.

Founded in November 2013, QuanCheng is a Shanghai-based startup specializing in corporate expense management and vendor management through its centralized purchasing management platform. The company provides software solutions designed to facilitate business dining and trip expense management, helping organizations optimize their operational efficiency. QuanCheng serves a wide market across 50 tier-one and tier-two cities in China, with an extensive presence that includes offices in major cities such as Beijing, Guangzhou, Shenzhen, and Wuhan. Early backing came from Zhenghecixi Capital, a venture capital firm established by prominent Chinese entrepreneurs.

TrueAccord is reinventing the relationship between creditors and lenders with a machine learning-driven, digital approach to debt collection. Our technology personalizes outreach to each customer across digital channels, continuously optimizing for performance while delivering a customer experience that builds long-term brand loyalty.

Quottly, Inc. is a San Francisco-based company founded in 2015 that provides an online platform for students to discover and register for courses at other colleges that count toward their degree. The platform functions as a college course search optimizer, allowing users to explore class offerings from nearby and online institutions, ultimately helping them find the most cost-effective options. By integrating system-wide class schedules and transfer rules with student information systems, Quottly simplifies the course registration process. This approach not only facilitates flexible scheduling and access to better courses but also addresses transfer challenges and maximizes resource utilization by filling empty seats.

Stockpile, Inc., founded in 2010 and headquartered in San Francisco, California, operates in the financial services sector, focusing on making investing accessible for young and first-time investors. The company provides a platform that simplifies the investment process, allowing users to open free accounts, purchase individual stocks, and set up automatic investment plans. Through features such as zero fee trading, custodial accounts, gift cards, and fractional investing, Stockpile enables individuals to invest in blue chip stocks without the high costs typically associated with these investments. The platform also includes educational resources, offering free mini-lessons to help users understand stock investing. Stockpile Investments, Inc. is a registered broker-dealer and a member of FINRA and SIPC, reflecting its commitment to regulatory compliance and investor protection. The company has garnered attention from prominent publications and maintains a high user rating on app stores.

Paidy Inc. is a Tokyo-based company established in 2008, specializing in a cardless real-time payment network that simplifies online transactions for consumers. Formerly known as Exchange Corporation K.K., the company rebranded in 2018 to reflect its focus on providing an efficient payment solution that does not require credit cards or pre-registration. Paidy's software platform allows users to make purchases online and pay for them through a consolidated monthly bill, leveraging proprietary technology to assess creditworthiness and guarantee payments to merchants. This approach caters particularly to Japanese consumers, many of whom prefer avoiding credit cards for online shopping. By facilitating cardless payments, Paidy helps eCommerce operators enhance their conversion rates, increase average order values, and boost repeat purchases.

Lufax is a technology-driven personal financial services platform based in China and affiliated with Ping An Insurance. The company specializes in various financial services, including wealth management and retail credit facilitation. Lufax offers a range of services related to financial asset transactions, including investment services for institutions and individual investors, as well as transaction financing consulting. Its comprehensive platform supports financial asset allocation and transaction organization, enabling clients to manage their financial needs effectively. Through its innovative approach, Lufax aims to enhance financial accessibility and efficiency for its users.

Accounting SaaS Japan Co., Ltd. is a Tokyo-based company that specializes in developing cloud-based accounting and tax application software. The firm focuses on providing innovative solutions to streamline accounting processes for businesses, enhancing efficiency and accuracy in financial management. By leveraging cloud technology, Accounting SaaS Japan enables users to access their accounting tools from anywhere, facilitating better collaboration and real-time data analysis. This strategic approach positions the company to meet the evolving needs of its clients in a competitive market.

Mikatus Inc. is a Tokyo-based company founded in 2009 that specializes in providing cloud services specifically designed for tax accountants. The company develops software applications for both mobile and computer platforms, offering an all-in-one system that integrates accounting, payroll, and tax functionalities. By assisting tax professionals and accounting firms, Mikatus aims to enhance the performance of small and medium-sized businesses. Their services include tax, accounting, payroll, financial support, and management support, all geared towards helping tax accountants differentiate their practices and improve business outcomes. Through their innovative solutions, Mikatus seeks to organize the thought processes of managers and provide fresh perspectives to foster growth and development in the businesses they serve.

Paidy Inc. is a Tokyo-based company established in 2008, specializing in a cardless real-time payment network that simplifies online transactions for consumers. Formerly known as Exchange Corporation K.K., the company rebranded in 2018 to reflect its focus on providing an efficient payment solution that does not require credit cards or pre-registration. Paidy's software platform allows users to make purchases online and pay for them through a consolidated monthly bill, leveraging proprietary technology to assess creditworthiness and guarantee payments to merchants. This approach caters particularly to Japanese consumers, many of whom prefer avoiding credit cards for online shopping. By facilitating cardless payments, Paidy helps eCommerce operators enhance their conversion rates, increase average order values, and boost repeat purchases.

Demyst provides a cloud-based management platform that enables financial institutions to effectively integrate and centralize diverse data sources through a single interface. By facilitating the incorporation of external data into business workflows, the platform enhances decision-making processes and helps organizations maintain regulatory compliance. This approach allows financial institutions to better serve their customers and adapt to the rapidly evolving landscape of data-driven insights.

Pipapai develops a cloud based platform to connect applicants with human resource personnels of a company. The platform helps in recruiting new staff members, allowing companies to build a harmonious relationship with its employees and broaden ideas to help in the recruitment process of the companies. Pipapai was founded on 2012 and is headquartered in Nanjing, China.

Demyst provides a cloud-based management platform that enables financial institutions to effectively integrate and centralize diverse data sources through a single interface. By facilitating the incorporation of external data into business workflows, the platform enhances decision-making processes and helps organizations maintain regulatory compliance. This approach allows financial institutions to better serve their customers and adapt to the rapidly evolving landscape of data-driven insights.

Stitch provides a technology stack with modular building blocks for fintechs, corporates, and banks.

Stitch allows businesses to build and operate financial products.