Arbor Ventures

Tabby is a financial technology company based in the United Arab Emirates that offers payment solutions for consumers in the UAE and Saudi Arabia. The company allows customers to pay for their online and in-store purchases either through a deferred single payment or in multiple installments. Tabby's proprietary decision engine facilitates instant checkout, enabling users to make purchases and pay later without incurring additional costs. Through its services, Tabby aims to enhance the shopping experience by providing greater financial flexibility to consumers.

Ralali is an e-commerce company operating B2B online marketplace for local trade connecting suppliers and buyers, starting with Industrial and MRO categories then expand to Office supplies, Automotive, Medical, Agriculture, Home & Building, Hotel & Restaurant Equipment, and many more. The company was established in 2013 and is based in Tangerang, Indonesia.

LoanStreet Inc. operates an integrated, online platform that streamlines the process of sharing, managing, and originating loans for credit unions, banks, and direct lenders. It offers LoanStreet that provides access to a nationwide network of lenders and investors, track the performance of their loan portfolio, and more grow and diversify their balance sheet. The company’s LoanStreet provides real-time reporting, standardized agreements, balance sheet management, and automated reporting. The company was founded in 2013 and is based in New York, New York.

Double Negative is a visual effects, animation and stereo conversion companies for feature film and television, with studios.

Uni provides new-age credit cards for the digital generation. Uni aims to bridge the gap in the credit card market by making them more accessible to consumers across different regions.

Hibob Inc. is a developer of a cloud-based human resources management system, primarily known for its platform, bob. Founded in 2015 and headquartered in Tel Aviv, Israel, with additional offices in New York and London, Hibob aims to modernize HR technology for today's collaborative and remote work environments. The bob platform serves as a comprehensive solution for various HR needs, including attendance records, time-off schedules, employee records, performance management, and compensation tools. It has gained traction among over 1,000 midsize and multinational companies, facilitating improved employee engagement, talent development, and retention. Hibob has experienced significant growth since its inception, reflecting the increasing importance of agile HR technology in driving organizational success.

Abra is a digital cash, peer-to-peer money transfer network that enables users to buy, sell, and hold bitcoin, as well as send both bitcoin and fiat currencies to any bitcoin wallet or other Abra users. Founded in 2014 by Bill Barhydt, the company leverages bitcoin and blockchain technology to facilitate transactions in over 50 currencies. Abra aims to provide a secure and instant method for transferring money, allowing users to do so without incurring fees through its mobile platform. Based in Silicon Valley, Abra is focused on transforming the way money moves globally.

Ready.net is a software development company that specializes in creating business and operational tools for internet service providers (ISPs). Founded in 2020 and headquartered in San Francisco, California, the company offers a product called Back Office Secret Sauce (BOSS). This innovative software enables ISP subscribers to manage their networks independently, facilitating tasks such as upgrading service plans, selecting additional services, paying bills online, and receiving assistance through a chatbot. Ready.net aims to enhance the operational efficiency of local ISPs while providing a user-friendly experience for their customers.

Heyday is a consumer-focused business that operates an online platform for brands in digital marketplaces, helping them enhance their eCommerce presence. Founded in 2020 and based in San Francisco, the company aims to support sellers in reaching new heights within the marketplace landscape. Additionally, Heyday Wellness, established in 2015 and located in New York, specializes in customized skincare services, offering tailored facial treatments that include deep cleansing, skin analysis, exfoliation, extractions, hydration, and SPF protection. The wellness segment also features a range of skincare products such as beauty creams, lotions, and wipes available through both physical stores and online channels. Together, these offerings position Heyday as a versatile player in the beauty and skincare industry.

Planck Resolution LTD develops artificial intelligence-based software that provides insurance companies with data analytics for risk assessment and policy customization. Founded in 2016 and headquartered in Tel Aviv-Yafo, Israel, with an additional office in New York, the company offers a commercial lines data platform and an underwriters data dashboard. These tools aggregate extensive datasets and utilize AI to deliver key insights tailored to the commercial underwriting process. By automating data collection and analysis, Planck enhances the efficiency of underwriting, reduces errors, and helps insurers gain better visibility into risk factors. This leads to improved business conversion rates and lower loss ratios. Additionally, Planck has created an AI-driven web game called Slippery Floor.

Grab Holdings Inc. is a Singapore-based company that offers a comprehensive mobile technology platform providing various online-to-offline services in Southeast Asia. Founded in 2012 by Anthony Tan and Tan Hooi Lng, Grab operates in several countries, including Singapore, Indonesia, the Philippines, Malaysia, Thailand, Vietnam, and Myanmar. The platform includes a wide range of services such as transportation options like GrabTaxi and GrabCar, and delivery services, alongside solutions for financial transactions through Grab Financial Group. This group provides services in payments, rewards, lending, and insurance, and features a user-friendly point-of-sale system for merchants, as well as a mobile wallet for convenient transactions. Grab aims to enhance the quality of life for its users by integrating essential services into a single app.

BCG reported that 70% of Gen Z discover products through content platforms, not directly on a retailer website. Social commerce is NOW. The global fashion E-commerce digital advertising allocation is $200 billion. Mai is making social visual discovery shopping a reality on every photo and video across any social platforms or devices. Viewers can click and shop the clothing they see while watching videos, such as TV shows, movies, and other digital media. Mai bridges the gap between social content and e-commerce, through a fully-automated AI computer vision technology, a sophisticated e-commerce bidding system, and a user personalization system. At Mai, we have spent three years working with top computer vision AI scientists, AI engineers, and fashion experts that created the world’s 1st fully automated video fashion shopping solution. We are connected with numerous top global e-commerce platforms, with total 200M SKUs available, daily updated with an out-of-stock rate <3%. Moreover, Mai is already live with two of the biggest social content platforms in Asia, with more to come. Mai has won the No.1 winner of MIT AI Idol contest in Jul 2020, and also won the title of “Most fundable company by investment value” at the biggest Asia Internet Conference in Nov 2020.

Hibob Inc. is a developer of a cloud-based human resources management system, primarily known for its platform, bob. Founded in 2015 and headquartered in Tel Aviv, Israel, with additional offices in New York and London, Hibob aims to modernize HR technology for today's collaborative and remote work environments. The bob platform serves as a comprehensive solution for various HR needs, including attendance records, time-off schedules, employee records, performance management, and compensation tools. It has gained traction among over 1,000 midsize and multinational companies, facilitating improved employee engagement, talent development, and retention. Hibob has experienced significant growth since its inception, reflecting the increasing importance of agile HR technology in driving organizational success.

Heyday is a consumer-focused business that operates an online platform for brands in digital marketplaces, helping them enhance their eCommerce presence. Founded in 2020 and based in San Francisco, the company aims to support sellers in reaching new heights within the marketplace landscape. Additionally, Heyday Wellness, established in 2015 and located in New York, specializes in customized skincare services, offering tailored facial treatments that include deep cleansing, skin analysis, exfoliation, extractions, hydration, and SPF protection. The wellness segment also features a range of skincare products such as beauty creams, lotions, and wipes available through both physical stores and online channels. Together, these offerings position Heyday as a versatile player in the beauty and skincare industry.

EverC provides cyber intelligence that enables acquiring banks and payment service providers to manage merchant-based fraud and cyber risk. The startup company uses artificial intelligence to look into its client’s portfolios and identify links with potential criminals using its cyber intelligence capabilities. It is engaged in providing a range of solutions that give acquirers and payment service providers with the necessary relevant information to check ongoing and newly boarded merchants while guiding them through the process of managing online risk, detecting transaction launderers, hidden transaction tunnels, and fraud detection. EverC's products include MerchantView for detecting online money laundering and MarketView for keeping marketplaces clean from illegal products. Founded in 2008 by Ron Teicher, Noam Rabinovich, and Raz Abramov, the firm is headquartered in New York, New York.

InCountry, Inc. is a data residency storage solutions provider that focuses on helping businesses achieve global data compliance. Founded in 2019 and headquartered in San Francisco, the company operates in 65 countries, offering a platform that securely stores and processes profile data within its country of origin. This enables multinational corporations to integrate data residency solutions quickly and efficiently, often in under ten minutes. InCountry’s services include a REST API and SDK for direct data logic execution, InCountry Border for keeping personal information within national borders, and Single-Tenant hosting for isolated infrastructure. The company serves various sectors, including finance, healthcare, and payments, ensuring compliance and security for sensitive data. InCountry is supported by notable investors such as Accenture and Global Founders Capital.

Planck Resolution LTD develops artificial intelligence-based software that provides insurance companies with data analytics for risk assessment and policy customization. Founded in 2016 and headquartered in Tel Aviv-Yafo, Israel, with an additional office in New York, the company offers a commercial lines data platform and an underwriters data dashboard. These tools aggregate extensive datasets and utilize AI to deliver key insights tailored to the commercial underwriting process. By automating data collection and analysis, Planck enhances the efficiency of underwriting, reduces errors, and helps insurers gain better visibility into risk factors. This leads to improved business conversion rates and lower loss ratios. Additionally, Planck has created an AI-driven web game called Slippery Floor.

Tabby is a financial technology company based in the United Arab Emirates that offers payment solutions for consumers in the UAE and Saudi Arabia. The company allows customers to pay for their online and in-store purchases either through a deferred single payment or in multiple installments. Tabby's proprietary decision engine facilitates instant checkout, enabling users to make purchases and pay later without incurring additional costs. Through its services, Tabby aims to enhance the shopping experience by providing greater financial flexibility to consumers.

2C2P Pte. Ltd. is a global payments platform headquartered in Bangkok and Singapore, specializing in payment processing solutions. The company offers its services under the brand names 123, easyBills, and Qwik, enabling businesses to securely accept payments across online, mobile, and in-store channels. With operations spanning Southeast Asia, North Asia, Europe, and the United States, 2C2P has become the preferred payment platform provider for regional airlines, travel companies, and global retailers. Through its innovative solutions, the company aims to facilitate seamless transactions for a diverse range of businesses.

Tabby is a financial technology company based in the United Arab Emirates that offers payment solutions for consumers in the UAE and Saudi Arabia. The company allows customers to pay for their online and in-store purchases either through a deferred single payment or in multiple installments. Tabby's proprietary decision engine facilitates instant checkout, enabling users to make purchases and pay later without incurring additional costs. Through its services, Tabby aims to enhance the shopping experience by providing greater financial flexibility to consumers.

Ralali is an e-commerce company operating B2B online marketplace for local trade connecting suppliers and buyers, starting with Industrial and MRO categories then expand to Office supplies, Automotive, Medical, Agriculture, Home & Building, Hotel & Restaurant Equipment, and many more. The company was established in 2013 and is based in Tangerang, Indonesia.

InCountry, Inc. is a data residency storage solutions provider that focuses on helping businesses achieve global data compliance. Founded in 2019 and headquartered in San Francisco, the company operates in 65 countries, offering a platform that securely stores and processes profile data within its country of origin. This enables multinational corporations to integrate data residency solutions quickly and efficiently, often in under ten minutes. InCountry’s services include a REST API and SDK for direct data logic execution, InCountry Border for keeping personal information within national borders, and Single-Tenant hosting for isolated infrastructure. The company serves various sectors, including finance, healthcare, and payments, ensuring compliance and security for sensitive data. InCountry is supported by notable investors such as Accenture and Global Founders Capital.

VOOM is the world’s first on-demand, telematics-based InsurTech platform for Specialized Mobility products, dedicated to protecting users for anything they ride, fly, or sail. The company’s first product, SkyWatch.AI, leverages the power of machine learning to assess and mitigate risks and provide on-demand insurance for thousands of drone pilots operating across the US. VOOM’s data-driven, usage-based insurance products include multiple high-risk, episodic-usage mobility verticals, including e-scooters, e-bikes, powersports, motor boats, and small planes. Headquartered in Tel Aviv with an office in Palo Alto, CA, VOOM is a licensed insurance broker in all 50 US states.

Abra is a digital cash, peer-to-peer money transfer network that enables users to buy, sell, and hold bitcoin, as well as send both bitcoin and fiat currencies to any bitcoin wallet or other Abra users. Founded in 2014 by Bill Barhydt, the company leverages bitcoin and blockchain technology to facilitate transactions in over 50 currencies. Abra aims to provide a secure and instant method for transferring money, allowing users to do so without incurring fees through its mobile platform. Based in Silicon Valley, Abra is focused on transforming the way money moves globally.

Abra is a digital cash, peer-to-peer money transfer network that enables users to buy, sell, and hold bitcoin, as well as send both bitcoin and fiat currencies to any bitcoin wallet or other Abra users. Founded in 2014 by Bill Barhydt, the company leverages bitcoin and blockchain technology to facilitate transactions in over 50 currencies. Abra aims to provide a secure and instant method for transferring money, allowing users to do so without incurring fees through its mobile platform. Based in Silicon Valley, Abra is focused on transforming the way money moves globally.

Hibob Inc. is a developer of a cloud-based human resources management system, primarily known for its platform, bob. Founded in 2015 and headquartered in Tel Aviv, Israel, with additional offices in New York and London, Hibob aims to modernize HR technology for today's collaborative and remote work environments. The bob platform serves as a comprehensive solution for various HR needs, including attendance records, time-off schedules, employee records, performance management, and compensation tools. It has gained traction among over 1,000 midsize and multinational companies, facilitating improved employee engagement, talent development, and retention. Hibob has experienced significant growth since its inception, reflecting the increasing importance of agile HR technology in driving organizational success.

Silot specializes in using cutting-edge artificial intelligence and knowledge graph technology to work with banks around Southeast Asia, radically transforming these institutions to be smarter and more efficient. Our solutions go beyond task automation or rote processing. We aim to empower banks with unprecedented discovery and decision-making ability using AI that can learn, with the ultimate goal of helping banks transcend into a new era of intelligent banking.

Akulaku Inc. is a consumer finance platform based in Jakarta, Indonesia, established in 2016. The company specializes in offering online financial credit services to customers across Southeast Asia. Its services include shopping in installments through an independently managed online marketplace and various other platforms, as well as providing flexible cash loans. Akulaku's mission is to enhance the quality of life for both partners and consumers by creating a comprehensive and reliable financial ecosystem.

Trumid Financial LLC designs and develops solutions for electronic trading. The company operates Trumid Market Center, an electronic credit trading network and market intelligence platform for corporate bonds; and Trumid Bond Stream, a tool that streams TRACE pricing data on trader’s watch list. In addition, it operates Trumid Labs that uses data science to manage the network and offer bond price lookup services. The company was incorporated in 2014 and is based in New York, New York. Trumid Financial LLC operates as a subsidiary of Trumid Holdings LLC.

Skyline AI Ltd develops an artificial intelligence based forecasting platform for the commercial real estate market. Its platform mines, synthesizes, and utilizes live data and helps in predicting future rent and disposition prices, identifying market trends, identifying properties with ideal risk-reward ratios, locating and exploiting market anomalies, and capturing arbitrage between asking price and market price. The company was incorporated in 2014 and is based in Tel Aviv-Yafo, Israel.

We believe that owning your own identity is a basic human right. Your digital identity isn’t just your key for logging into websites and making social connections online, it’s your economic passport for an increasingly global market. And as a manifestation of who you are, you should own it—along with all the corresponding data that makes up your digital ID. Privacy, agency, and security are your rights. At globaliD, we’ve developed a privacy-first, highly secure and encrypted platform—one that allows individuals full control over their unique digital identities.

Planck Resolution LTD develops artificial intelligence-based software that provides insurance companies with data analytics for risk assessment and policy customization. Founded in 2016 and headquartered in Tel Aviv-Yafo, Israel, with an additional office in New York, the company offers a commercial lines data platform and an underwriters data dashboard. These tools aggregate extensive datasets and utilize AI to deliver key insights tailored to the commercial underwriting process. By automating data collection and analysis, Planck enhances the efficiency of underwriting, reduces errors, and helps insurers gain better visibility into risk factors. This leads to improved business conversion rates and lower loss ratios. Additionally, Planck has created an AI-driven web game called Slippery Floor.

Skyline AI Ltd develops an artificial intelligence based forecasting platform for the commercial real estate market. Its platform mines, synthesizes, and utilizes live data and helps in predicting future rent and disposition prices, identifying market trends, identifying properties with ideal risk-reward ratios, locating and exploiting market anomalies, and capturing arbitrage between asking price and market price. The company was incorporated in 2014 and is based in Tel Aviv-Yafo, Israel.

Silot specializes in using cutting-edge artificial intelligence and knowledge graph technology to work with banks around Southeast Asia, radically transforming these institutions to be smarter and more efficient. Our solutions go beyond task automation or rote processing. We aim to empower banks with unprecedented discovery and decision-making ability using AI that can learn, with the ultimate goal of helping banks transcend into a new era of intelligent banking.

EverC provides cyber intelligence that enables acquiring banks and payment service providers to manage merchant-based fraud and cyber risk. The startup company uses artificial intelligence to look into its client’s portfolios and identify links with potential criminals using its cyber intelligence capabilities. It is engaged in providing a range of solutions that give acquirers and payment service providers with the necessary relevant information to check ongoing and newly boarded merchants while guiding them through the process of managing online risk, detecting transaction launderers, hidden transaction tunnels, and fraud detection. EverC's products include MerchantView for detecting online money laundering and MarketView for keeping marketplaces clean from illegal products. Founded in 2008 by Ron Teicher, Noam Rabinovich, and Raz Abramov, the firm is headquartered in New York, New York.

TrueAccord Corp. is a San Francisco-based company founded in 2013 that specializes in providing an automated platform for debt recovery. The company leverages machine learning and behavioral analytics to personalize communication with customers across various digital channels. This approach not only enhances recovery rates for businesses but also aims to maintain positive relationships with their customers. By optimizing outreach strategies, TrueAccord delivers a customer experience designed to foster long-term brand loyalty, thereby redefining the traditional dynamics between creditors and debtors.

TrueAccord Corp. is a San Francisco-based company founded in 2013 that specializes in providing an automated platform for debt recovery. The company leverages machine learning and behavioral analytics to personalize communication with customers across various digital channels. This approach not only enhances recovery rates for businesses but also aims to maintain positive relationships with their customers. By optimizing outreach strategies, TrueAccord delivers a customer experience designed to foster long-term brand loyalty, thereby redefining the traditional dynamics between creditors and debtors.

Abra is a digital cash, peer-to-peer money transfer network that enables users to buy, sell, and hold bitcoin, as well as send both bitcoin and fiat currencies to any bitcoin wallet or other Abra users. Founded in 2014 by Bill Barhydt, the company leverages bitcoin and blockchain technology to facilitate transactions in over 50 currencies. Abra aims to provide a secure and instant method for transferring money, allowing users to do so without incurring fees through its mobile platform. Based in Silicon Valley, Abra is focused on transforming the way money moves globally.

Paidy Inc. is a Tokyo-based company that offers a cardless payment platform for online shopping. Founded in 2008 and formerly known as Exchange Corporation K.K., Paidy allows consumers to make purchases using just their name and email address, eliminating the need for credit cards or pre-registration. The service is designed for mobile and instant-checkout, enabling users to buy online and settle their payments through a consolidated monthly bill. Paidy employs proprietary technology to assess creditworthiness, underwrite transactions, and ensure payment to merchants. This innovative approach caters to Japanese consumers who prefer not to use credit cards, thereby helping online vendors enhance their conversion rates, increase average order values, and encourage repeat purchases.

We believe that owning your own identity is a basic human right. Your digital identity isn’t just your key for logging into websites and making social connections online, it’s your economic passport for an increasingly global market. And as a manifestation of who you are, you should own it—along with all the corresponding data that makes up your digital ID. Privacy, agency, and security are your rights. At globaliD, we’ve developed a privacy-first, highly secure and encrypted platform—one that allows individuals full control over their unique digital identities.

Hibob Inc. is a developer of a cloud-based human resources management system, primarily known for its platform, bob. Founded in 2015 and headquartered in Tel Aviv, Israel, with additional offices in New York and London, Hibob aims to modernize HR technology for today's collaborative and remote work environments. The bob platform serves as a comprehensive solution for various HR needs, including attendance records, time-off schedules, employee records, performance management, and compensation tools. It has gained traction among over 1,000 midsize and multinational companies, facilitating improved employee engagement, talent development, and retention. Hibob has experienced significant growth since its inception, reflecting the increasing importance of agile HR technology in driving organizational success.

Akulaku Inc. is a consumer finance platform based in Jakarta, Indonesia, established in 2016. The company specializes in offering online financial credit services to customers across Southeast Asia. Its services include shopping in installments through an independently managed online marketplace and various other platforms, as well as providing flexible cash loans. Akulaku's mission is to enhance the quality of life for both partners and consumers by creating a comprehensive and reliable financial ecosystem.

EverC provides cyber intelligence that enables acquiring banks and payment service providers to manage merchant-based fraud and cyber risk. The startup company uses artificial intelligence to look into its client’s portfolios and identify links with potential criminals using its cyber intelligence capabilities. It is engaged in providing a range of solutions that give acquirers and payment service providers with the necessary relevant information to check ongoing and newly boarded merchants while guiding them through the process of managing online risk, detecting transaction launderers, hidden transaction tunnels, and fraud detection. EverC's products include MerchantView for detecting online money laundering and MarketView for keeping marketplaces clean from illegal products. Founded in 2008 by Ron Teicher, Noam Rabinovich, and Raz Abramov, the firm is headquartered in New York, New York.

Accouting SaaS Japan Co.,LTD. develops cloud-based accounting and tax applications software. The company is based in Tokyo, Japan.

Mikatus Inc. provides planning, development and sales of cloud services for tax accountants. The company provides software of mobile and computers for tax accountants . Mikatus Inc. was founded in 2009 and is based in Tokyo, Japan.

Paidy Inc. is a Tokyo-based company that offers a cardless payment platform for online shopping. Founded in 2008 and formerly known as Exchange Corporation K.K., Paidy allows consumers to make purchases using just their name and email address, eliminating the need for credit cards or pre-registration. The service is designed for mobile and instant-checkout, enabling users to buy online and settle their payments through a consolidated monthly bill. Paidy employs proprietary technology to assess creditworthiness, underwrite transactions, and ensure payment to merchants. This innovative approach caters to Japanese consumers who prefer not to use credit cards, thereby helping online vendors enhance their conversion rates, increase average order values, and encourage repeat purchases.

Forter, Inc. specializes in providing comprehensive e-commerce fraud prevention solutions for online merchants. Founded in 2013 and headquartered in New York, with additional offices in London and a research facility in Tel Aviv, the company offers a Decision-As-a-Service platform that utilizes a variety of data points, including cyber intelligence and behavioral analysis, to assess transactions. This system allows merchants to make informed fraud decisions with a transparent view provided through the Forter Decision Dashboard. Additionally, Forter Smart Routing enhances the payment process by preventing revenue loss from false declines. The platform is fully automated, focusing on creating a fraud-free environment that not only blocks fraudulent activities but also improves customer experience and transaction approvals. Forter aims to streamline risk management for e-commerce businesses, ensuring a secure and efficient transaction process.

Founded in November 2013, QuanCheng is a SaaS corporate expense management startup, specializing in corporate expense management and vendor management. Zhenghecixi Capital (正和磁系资本),a venture capital founded by top-tier Chinese entrepreneurs was an early investor. QuanCheng’s business covers 50 tierone and tier two Chinese cities. With its headquarters in Shanghai, the company has offices in 17 Chinese cities including Beijing, Guangzhou,Shenzhen, and Wuhan.

TrueAccord Corp. is a San Francisco-based company founded in 2013 that specializes in providing an automated platform for debt recovery. The company leverages machine learning and behavioral analytics to personalize communication with customers across various digital channels. This approach not only enhances recovery rates for businesses but also aims to maintain positive relationships with their customers. By optimizing outreach strategies, TrueAccord delivers a customer experience designed to foster long-term brand loyalty, thereby redefining the traditional dynamics between creditors and debtors.

Quottly, Inc., founded in 2015 and based in San Francisco, California, provides an online platform that helps students discover and enroll in courses at other colleges that are transferable for credit toward their degrees. The platform functions as a course search optimizer, allowing users to browse available classes from nearby and online institutions, enabling them to select the most affordable options. By facilitating access to a wider range of courses, Quottly aims to enhance students' educational experiences while helping them save on tuition costs and manage their schedules more effectively.

Paidy Inc. is a Tokyo-based company that offers a cardless payment platform for online shopping. Founded in 2008 and formerly known as Exchange Corporation K.K., Paidy allows consumers to make purchases using just their name and email address, eliminating the need for credit cards or pre-registration. The service is designed for mobile and instant-checkout, enabling users to buy online and settle their payments through a consolidated monthly bill. Paidy employs proprietary technology to assess creditworthiness, underwrite transactions, and ensure payment to merchants. This innovative approach caters to Japanese consumers who prefer not to use credit cards, thereby helping online vendors enhance their conversion rates, increase average order values, and encourage repeat purchases.

Shanghai Lujiazui International Financial Asset Exchange (“Lufax”) is an online marketplace for the origination and trading of financial assets. Lufax was incorporated in September, 2011 in Shanghai with the support of Shanghai’s Municipal Government, and has grown into China’s largest internet finance company in less than four years. The company is an associate of China Ping An Group, the largest and most innovative non-SOE financial institution in China. Lufax’s number of registered users surpassed 7 million by February 2015, while the volume of online transactions grew more than 8 times year-on-year. Close to 50% of Lufax transactions are now handled via mobile. As a constant innovator and pioneer in the internet finance industry, Lufax has developed China’s most open, safe and convenient investment and financing platform. Investors come to Lufax for its broad product offering, diverse liquidity avenues and superior user experience. Asset owners look to Lufax to help them structure, price and place complex assets to investors in a credible and transparent manner. Lufax takes full advantage of the latest big data and IT technologies, and leverages the most advanced risk assessment models and risk control systems. Combined with its value proposition to customers, Lufax has a competitive edge which it believes cannot be replicated.

Accouting SaaS Japan Co.,LTD. develops cloud-based accounting and tax applications software. The company is based in Tokyo, Japan.

Mikatus Inc. provides planning, development and sales of cloud services for tax accountants. The company provides software of mobile and computers for tax accountants . Mikatus Inc. was founded in 2009 and is based in Tokyo, Japan.

Paidy Inc. is a Tokyo-based company that offers a cardless payment platform for online shopping. Founded in 2008 and formerly known as Exchange Corporation K.K., Paidy allows consumers to make purchases using just their name and email address, eliminating the need for credit cards or pre-registration. The service is designed for mobile and instant-checkout, enabling users to buy online and settle their payments through a consolidated monthly bill. Paidy employs proprietary technology to assess creditworthiness, underwrite transactions, and ensure payment to merchants. This innovative approach caters to Japanese consumers who prefer not to use credit cards, thereby helping online vendors enhance their conversion rates, increase average order values, and encourage repeat purchases.

Demyst is a company focused on enhancing financial services through the use of data and analytical technology. It addresses the credit-rating challenges faced by financial institutions, aiming to improve access to financial resources and promote financial inclusion. By leveraging innovative data solutions, Demyst seeks to empower firms to make informed credit decisions, ultimately contributing to the advancement of the financial services industry.