Sequoia Capital

Sequoia Capital is a venture capital firm based in Menlo Park, California, and a prominent global investor in seed, early and growth-stage startups. The firm backs companies across sectors including information technology, healthcare, financial services, energy, internet, mobile and enterprise software, often aiming to be a first investor and partner in fast-growing, proven teams. It pursues opportunities domestically in the United States and internationally in markets such as India, China and Israel, funding rounds spanning seed to growth with flexible investment sizes. Sequoia supports ambitious founders to push boundaries and build enduring companies.

Abheek Anand

Managing Director

Michelle Bailhe

Partner

Sumaiya Balbale

COO and Operating Partner

Bogomil Balkansky

Partner

Julien Bek

Partner

Past deals in Personal Finance

nsave

Series A in 2025
Nsave is a fintech startup that specializes in digital banking services, focusing on providing a secure platform for saving in various currencies, including USD, EUR, and GBP. The company aims to enhance financial inclusion by offering services that do not impose account restrictions, allowing customers to access global safe accounts for their funds. With a commitment to financial security, Nsave ensures that users can manage their savings with confidence and ease.

nsave

Seed Round in 2024
Nsave is a fintech startup that specializes in digital banking services, focusing on providing a secure platform for saving in various currencies, including USD, EUR, and GBP. The company aims to enhance financial inclusion by offering services that do not impose account restrictions, allowing customers to access global safe accounts for their funds. With a commitment to financial security, Nsave ensures that users can manage their savings with confidence and ease.

NaroIQ

Pre Seed Round in 2024
NaroIQ is a company that provides an embedded investment management platform designed to enhance the investment experience for customers. The platform allows users to discover and analyze stocks by submitting their financial profiles, which helps them identify how well specific investments align with their strategies. By converting complex financial metrics into an easy-to-understand scoring system, NaroIQ effectively acts as a personal investment assistant, streamlining the decision-making process for investors. The company also builds infrastructure that allows businesses to create their own exchange-traded funds and mutual funds, alleviating the operational and regulatory burdens typically associated with fund management.

Fintual

Venture Round in 2024
Founded in 2018, Fintual is a Chilean company that offers low-commission investment accounts for young professionals seeking passive investment opportunities. Headquartered in Santiago, the company uses artificial intelligence to assess clients' risk profiles and provide tailored investment recommendations.

Telda

Seed Round in 2022
Telda is a financial brand operating in the MENA region, specifically designed for Millennials and Gen Z. It aims to simplify the payment experience and facilitate peer-to-peer transfers, offering a modern alternative to traditional banking. The company has developed a money transfer application that allows users to easily send, spend, and save money. With features such as biometric identification and a 3D secure application, Telda enables users to open a free account without paperwork. The platform provides the ability to send and receive money from friends at no cost, while also offering insights into spending habits to help users manage their finances effectively.

nsave

Seed Round in 2022
Nsave is a fintech startup that specializes in digital banking services, focusing on providing a secure platform for saving in various currencies, including USD, EUR, and GBP. The company aims to enhance financial inclusion by offering services that do not impose account restrictions, allowing customers to access global safe accounts for their funds. With a commitment to financial security, Nsave ensures that users can manage their savings with confidence and ease.

Rupeek

Venture Round in 2022
Rupeek is a financial services company that operates an online lending platform specializing in gold loans and personal loans. The platform is designed to provide consumers with simplified and affordable lending solutions, focusing on credit risk assessment. Rupeek aims to enhance financial inclusion by offering transparent and accessible financial products. Customers can apply for loans by submitting basic identity and address proof, which allows for quick document verification and efficient processing. This streamlined approach enables consumers to receive loan disbursements within an hour, making the borrowing experience faster and more convenient.

Hubble Money

Seed Round in 2022
Hubble Money is a developer of an online saving platform that aims to assist consumers in saving money while offering rewards for their savings efforts. The platform connects users with trustworthy and transparent saving plans in partnership with well-known brands. By facilitating these connections, Hubble Money not only enhances the savings experience for consumers but also allows brands to engage more meaningfully with their customers during the consideration phase. This approach fosters a closer relationship between consumers and top brands, ultimately enriching the overall savings journey.

Mos

Series B in 2022
Mos is a financial services company that provides student-focused financial solutions, including checking accounts, debit cards, and access to financial aid advisors. Its platform helps students simplify the financial aid process, identify scholarship opportunities, and access a broad range of financial sources to fund their education. By guiding users through costs, discounts, and payment options, Mos aims to remove financial barriers and expand opportunities for students. The company combines budgeting tools with expert support to help students manage funds, reduce fees, and secure additional financial assistance throughout the college journey. Through its mission to make higher education more accessible, Mos focuses on empowering students to navigate financing with clarity and confidence.

Papaya

Series B in 2021
Papaya is a mobile application designed to streamline the bill payment process for users by allowing them to pay any bill quickly and easily using their mobile devices. By enabling users to snap a photo of their bills, Papaya eliminates the complexities of traditional payment methods such as mailing checks or navigating cumbersome online payment portals. The platform caters to billers across various industries, facilitating faster and more consistent payment collection. Papaya has gained recognition as one of the highest-rated financial technology applications, receiving over 70,000 reviews on the App Store. Additionally, the company is supported by prominent investors, reinforcing its position in the fintech sector.

Fintual

Series B in 2021
Founded in 2018, Fintual is a Chilean company that offers low-commission investment accounts for young professionals seeking passive investment opportunities. Headquartered in Santiago, the company uses artificial intelligence to assess clients' risk profiles and provide tailored investment recommendations.

Bright Money

Series A in 2021
Bright Money is an AI-powered financial management platform that assists consumers in achieving debt freedom. The company focuses on helping users eliminate various forms of debt, including credit card, student, and auto loans, by leveraging machine learning algorithms to analyze individual financial data. Bright Money offers personalized insights into spending habits, budgeting, and overall financial health, empowering users to reduce financial stress and make informed decisions. The platform also provides tailored credit products and tools designed to enhance financial wellness, enabling users to build savings and attain better financial stability. Through its innovative approach, Bright Money aims to support consumers on their journey toward improved financial management.

Empower

Series B in 2021
Empower is a fintech company dedicated to improving access to affordable credit for everyday Americans. It offers innovative features such as instant cash advances, automatic savings plans, and low-cost credit lines to help users manage their finances effectively.

Telda

Pre Seed Round in 2021
Telda is a financial brand operating in the MENA region, specifically designed for Millennials and Gen Z. It aims to simplify the payment experience and facilitate peer-to-peer transfers, offering a modern alternative to traditional banking. The company has developed a money transfer application that allows users to easily send, spend, and save money. With features such as biometric identification and a 3D secure application, Telda enables users to open a free account without paperwork. The platform provides the ability to send and receive money from friends at no cost, while also offering insights into spending habits to help users manage their finances effectively.

Personetics

Private Equity Round in 2021
Personetics Technologies Ltd. is a provider of customer interaction technology designed specifically for the financial services sector. Founded in 2010 and headquartered in White Plains, New York, the company also has a research and development center in Nazareth, Israel, and additional offices in Tel Aviv, Israel, and Singapore. Personetics offers a range of solutions, including the Personetics Digital Banker, which facilitates customer-centric processes across various digital channels, and Personetics Anywhere, which enables personalized assistance through messaging platforms. The company’s Self-Driving Finance platform engages retail and small business customers by providing tailored guidance in financial management. By leveraging real-time analytics and a library of banking-specific predictions, Personetics empowers financial institutions to enhance customer experiences, convert passive users into active participants, and streamline operations.

FPL Technologies

Series B in 2021
FPL Technologies Pvt. Ltd., founded in 2019 and headquartered in Mumbai, India, focuses on providing innovative financial solutions for a digitally savvy younger population. The company has developed a proprietary technology platform that aims to enhance the credit card experience, capitalizing on the growing demand for consumption credit in India. With the recent surge in digital payment adoption, FPL recognizes the need for a more user-friendly approach to credit management. Their flagship product, the One Score app, launched to help users check and understand their credit scores, offers a secure and straightforward way to manage credit behavior. By integrating an intuitive mobile application with their credit card services, FPL Technologies seeks to meet the evolving needs of millennials and improve their overall financial literacy and credit experience.

Nubank

Series G in 2021
Nubank is a prominent digital bank revolutionizing finance with its customer-centric approach. It provides a variety of services, including credit cards, personal loans, and digital payments, all accessible through a simple mobile app. Known for transparency, ease of use, and low fees, Nubank aims to empower users with innovative solutions for better financial management.

Mos

Series A in 2020
Mos is a financial services company that provides student-focused financial solutions, including checking accounts, debit cards, and access to financial aid advisors. Its platform helps students simplify the financial aid process, identify scholarship opportunities, and access a broad range of financial sources to fund their education. By guiding users through costs, discounts, and payment options, Mos aims to remove financial barriers and expand opportunities for students. The company combines budgeting tools with expert support to help students manage funds, reduce fees, and secure additional financial assistance throughout the college journey. Through its mission to make higher education more accessible, Mos focuses on empowering students to navigate financing with clarity and confidence.

Empower

Series A in 2020
Empower is a fintech company dedicated to improving access to affordable credit for everyday Americans. It offers innovative features such as instant cash advances, automatic savings plans, and low-cost credit lines to help users manage their finances effectively.

Alto Solutions

Seed Round in 2019
Alto Solutions provides an online platform designed to facilitate self-directed individual retirement accounts (IRAs), enabling users to invest in a variety of alternative assets. The company offers several solutions, including Alto IRA for general investing, Checkbook+ IRA for real estate investments with check-writing control, and Alto CryptoIRA for direct cryptocurrency trading via Coinbase. Additionally, Alto Solutions provides a dashboard for managing clients, accounts, and investments, as well as assistance in determining investment eligibility and identifying financial trust companies for asset custody. The company serves wealth managers, investors, registered investment advisors, real estate owners, and entrepreneurs. Founded in 2015, Alto Solutions is based in Nashville, Tennessee.

Nubank

Series F in 2019
Nubank is a prominent digital bank revolutionizing finance with its customer-centric approach. It provides a variety of services, including credit cards, personal loans, and digital payments, all accessible through a simple mobile app. Known for transparency, ease of use, and low fees, Nubank aims to empower users with innovative solutions for better financial management.

Papaya

Series A in 2018
Papaya is a mobile application designed to streamline the bill payment process for users by allowing them to pay any bill quickly and easily using their mobile devices. By enabling users to snap a photo of their bills, Papaya eliminates the complexities of traditional payment methods such as mailing checks or navigating cumbersome online payment portals. The platform caters to billers across various industries, facilitating faster and more consistent payment collection. Papaya has gained recognition as one of the highest-rated financial technology applications, receiving over 70,000 reviews on the App Store. Additionally, the company is supported by prominent investors, reinforcing its position in the fintech sector.

ClearTax

Series B in 2018
ClearTax is a Bangalore-based financial technology platform that offers solutions for income tax filing, Goods and Services Tax (GST), and mutual fund investments. Founded in 2014 by Archit Gupta, Srivatsan Chari, and Ankit Solanki, ClearTax was the first company from India to receive funding from Y-Combinator. The company has attracted investment from notable figures and firms, including Max Levchin, Vijay Shekhar Sharma, Neeraj Arora, Peter Thiel's Founders Fund, Sequoia, and Ryan Peterson. ClearTax has secured significant funding, with investments totaling $62 million from various investors. The platform capitalizes on India's digitization of tax systems to streamline financial processes for individuals and businesses.

Empower

Venture Round in 2018
Empower is a fintech company dedicated to improving access to affordable credit for everyday Americans. It offers innovative features such as instant cash advances, automatic savings plans, and low-cost credit lines to help users manage their finances effectively.

Rupeek

Series A in 2018
Rupeek is a financial services company that operates an online lending platform specializing in gold loans and personal loans. The platform is designed to provide consumers with simplified and affordable lending solutions, focusing on credit risk assessment. Rupeek aims to enhance financial inclusion by offering transparent and accessible financial products. Customers can apply for loans by submitting basic identity and address proof, which allows for quick document verification and efficient processing. This streamlined approach enables consumers to receive loan disbursements within an hour, making the borrowing experience faster and more convenient.

Empower

Seed Round in 2017
Empower is a fintech company dedicated to improving access to affordable credit for everyday Americans. It offers innovative features such as instant cash advances, automatic savings plans, and low-cost credit lines to help users manage their finances effectively.

Rupeek

Seed Round in 2017
Rupeek is a financial services company that operates an online lending platform specializing in gold loans and personal loans. The platform is designed to provide consumers with simplified and affordable lending solutions, focusing on credit risk assessment. Rupeek aims to enhance financial inclusion by offering transparent and accessible financial products. Customers can apply for loans by submitting basic identity and address proof, which allows for quick document verification and efficient processing. This streamlined approach enables consumers to receive loan disbursements within an hour, making the borrowing experience faster and more convenient.

Nubank

Series D in 2016
Nubank is a prominent digital bank revolutionizing finance with its customer-centric approach. It provides a variety of services, including credit cards, personal loans, and digital payments, all accessible through a simple mobile app. Known for transparency, ease of use, and low fees, Nubank aims to empower users with innovative solutions for better financial management.

ClearTax

Seed Round in 2016
ClearTax is a Bangalore-based financial technology platform that offers solutions for income tax filing, Goods and Services Tax (GST), and mutual fund investments. Founded in 2014 by Archit Gupta, Srivatsan Chari, and Ankit Solanki, ClearTax was the first company from India to receive funding from Y-Combinator. The company has attracted investment from notable figures and firms, including Max Levchin, Vijay Shekhar Sharma, Neeraj Arora, Peter Thiel's Founders Fund, Sequoia, and Ryan Peterson. ClearTax has secured significant funding, with investments totaling $62 million from various investors. The platform capitalizes on India's digitization of tax systems to streamline financial processes for individuals and businesses.

Nubank

Series C in 2016
Nubank is a prominent digital bank revolutionizing finance with its customer-centric approach. It provides a variety of services, including credit cards, personal loans, and digital payments, all accessible through a simple mobile app. Known for transparency, ease of use, and low fees, Nubank aims to empower users with innovative solutions for better financial management.

Nubank

Series B in 2015
Nubank is a prominent digital bank revolutionizing finance with its customer-centric approach. It provides a variety of services, including credit cards, personal loans, and digital payments, all accessible through a simple mobile app. Known for transparency, ease of use, and low fees, Nubank aims to empower users with innovative solutions for better financial management.

Feidee

Series B in 2015
Feidee is a Beijing-based company founded in 2010 that specializes in online platforms for personal finance management. The company enables users to track their daily expenses and manage their finances effectively through its mobile applications. One of its key offerings is Kaniu, a mobile application designed specifically for managing credit card expenditures. By allowing users to record their incomes and expenses, Feidee's platforms facilitate budgeting and enhance savings management, making personal finance more accessible and efficient for individuals.

Nubank

Series A in 2014
Nubank is a prominent digital bank revolutionizing finance with its customer-centric approach. It provides a variety of services, including credit cards, personal loans, and digital payments, all accessible through a simple mobile app. Known for transparency, ease of use, and low fees, Nubank aims to empower users with innovative solutions for better financial management.

Jianpu Technology

Series C in 2014
Jianpu Technology Inc. is the independent open platform for discovery and recommendation of financial products in China, according to the iResearch Report*. By leveraging our deep data insights and proprietary technology, we provide users with personalized search results and recommendations that are tailored to each user’s particular financial needs and credit profile. We also enable financial service providers with sales and marketing solutions to reach and serve their target customers more effectively through online and mobile channels, and enhance their competitiveness by providing them with tailored data, risk management and end-to-end solutions. We are committed to maintaining an independent open platform, which allows us to serve the needs of users and financial service providers impartially.

FutureAdvisor

Series B in 2014
FutureAdvisor, founded in 2010 and based in Seattle, Washington, offers investment advisory services that aim to simplify wealth management for clients. The company specializes in providing personalized, data-driven recommendations to optimize retirement accounts such as 401(k)s and IRAs. FutureAdvisor's platform focuses on delivering financial projections and tailored diversification plans, helping clients make informed investment decisions. By implementing the principles of index investing in a user-friendly software format, FutureAdvisor addresses common investment challenges, such as high fees and poor performance associated with traditional mutual funds. As a subsidiary of BlackRock, FutureAdvisor continues to promote the notion that effective investing can be accessible and affordable for everyone.

Prosper Marketplace

Series B in 2013
Founded in 2005, Prosper Marketplace is a leading online lending platform that connects borrowers with investors. It facilitates fixed-rate, unsecured personal loans through its transparent marketplace, benefiting both parties financially and socially.

Nubank

Seed Round in 2013
Nubank is a prominent digital bank revolutionizing finance with its customer-centric approach. It provides a variety of services, including credit cards, personal loans, and digital payments, all accessible through a simple mobile app. Known for transparency, ease of use, and low fees, Nubank aims to empower users with innovative solutions for better financial management.

Prosper Marketplace

Series A in 2013
Founded in 2005, Prosper Marketplace is a leading online lending platform that connects borrowers with investors. It facilitates fixed-rate, unsecured personal loans through its transparent marketplace, benefiting both parties financially and socially.

FutureAdvisor

Series A in 2012
FutureAdvisor, founded in 2010 and based in Seattle, Washington, offers investment advisory services that aim to simplify wealth management for clients. The company specializes in providing personalized, data-driven recommendations to optimize retirement accounts such as 401(k)s and IRAs. FutureAdvisor's platform focuses on delivering financial projections and tailored diversification plans, helping clients make informed investment decisions. By implementing the principles of index investing in a user-friendly software format, FutureAdvisor addresses common investment challenges, such as high fees and poor performance associated with traditional mutual funds. As a subsidiary of BlackRock, FutureAdvisor continues to promote the notion that effective investing can be accessible and affordable for everyone.

FutureAdvisor

Seed Round in 2010
FutureAdvisor, founded in 2010 and based in Seattle, Washington, offers investment advisory services that aim to simplify wealth management for clients. The company specializes in providing personalized, data-driven recommendations to optimize retirement accounts such as 401(k)s and IRAs. FutureAdvisor's platform focuses on delivering financial projections and tailored diversification plans, helping clients make informed investment decisions. By implementing the principles of index investing in a user-friendly software format, FutureAdvisor addresses common investment challenges, such as high fees and poor performance associated with traditional mutual funds. As a subsidiary of BlackRock, FutureAdvisor continues to promote the notion that effective investing can be accessible and affordable for everyone.

Outright

Series A in 2009
Outright offers an online bookkeeping application tailored for micro-businesses, freelancers, and online sellers. It automatically imports data from various platforms like Amazon, eBay, PayPal, banks, and credit cards to track income and expenses, monitor business performance, and simplify tax preparation.

ApnaPaisa

Series B in 2007
ApnaPaisa is India’s leading fintech platform distributing loans and mortgages. We provide assistance to help you decide the best product for your needs including personal, home & business loans. With our experienced team of experts who possess an acute understanding of the credit marketplace blended with the latest technology, we create a safe & secure environment where you can explore and exploit the best of everything.

ApnaPaisa

Venture Round in 2007
ApnaPaisa is India’s leading fintech platform distributing loans and mortgages. We provide assistance to help you decide the best product for your needs including personal, home & business loans. With our experienced team of experts who possess an acute understanding of the credit marketplace blended with the latest technology, we create a safe & secure environment where you can explore and exploit the best of everything.

Elevate Credit

Series A in 2005
Elevate Credit, Inc., established in 2014 and based in Fort Worth, Texas, specializes in providing online credit solutions to non-prime consumers in the United States and the United Kingdom. The company offers a range of products, including unsecured online installment loans, lines of credit, and credit cards, under brands such as Rise, Elastic, Sunny, and Today Card. Elevate is committed to helping its customers build a brighter financial future by offering features like lower interest rates, free financial training, and free credit monitoring, rewarding good financial behavior.
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