BHG Financial

Apiture, Inc. is a financial technology company that specializes in developing digital banking solutions for banks and credit unions across the United States. Established in 2017 and headquartered in Wilmington, North Carolina, with an additional office in Austin, Texas, Apiture offers products such as Apiture Open, which facilitates account openings for checking, savings, CDs, and loans, and Apiture Xpress, an integrated digital banking solution for both consumer and business account holders. The company focuses on empowering financial institutions by providing a flexible platform that combines consumer and business banking, account opening, and data intelligence. Through its innovative approach, Apiture aims to enhance the capabilities of its clients, enabling them to serve their customers effectively while maintaining the personalized touch of community banks at a larger scale. Apiture operates as a subsidiary of First Data Corporation and has formed a strategic alliance with DefenseStorm, Inc.

Effectiv is a next-generation fraud management platform tailored for financial institutions. The company specializes in developing solutions that provide initial assessments of transactions to identify potential fraudulent activity. By leveraging artificial intelligence, Effectiv automates the fraud detection process during the onboarding of new users, ensuring the authenticity of credentials. This technology allows for a comprehensive analysis of data, facilitating deeper investigations into suspicious transactions. Effectiv's platform aims to enable financial companies to effectively detect and manage fraud while optimizing costs.