Black Pearls VC

HeavyFinance operates a crowdlending platform that connects farmers with retail and institutional investors, facilitating access to financing for agricultural needs. The platform enables farmers to secure mortgage loans backed by assets such as heavy machinery in the farming, forestry, and infrastructure sectors. It offers various benefits for both parties, including flexible repayment options and the opportunity for farmers to repay loans early without fees. Investors are presented with investment-backed assets and can expect double-digit returns, supported by risk reports, statistics, and project summaries that ensure transparency. By underwriting farmers and servicing loans, HeavyFinance creates a streamlined process for raising capital and investing in agricultural projects.

SIA Nordigen Solutions, established in 2016 and headquartered in Riga, Latvia, specializes in developing application programming interfaces (APIs) for transaction categorization and credit assessment. The company aims to revolutionize the credit evaluation process by enabling banks and alternative lenders to leverage bank account data in their credit decisions. Operating in over 12 countries, Nordigen provides transaction-based analytics solutions that focus on income verification, affordability checks, and the identification of risk-critical behaviors for credit scoring. Its core offerings include transaction categorization and behavioral scoring engines, which are available for both cloud and on-premise deployment.

Teamscope, Inc. is a company based in Tallinn, Estonia, that specializes in creating visual and interactive insights through big data analytics aimed at improving team building. Founded by professionals from executive search, data science, and technology sectors, Teamscope provides a platform designed to assist managers in making informed hiring decisions and fostering high-performing teams. By utilizing a unique algorithm, the platform assesses the values, personality traits, and core competencies of existing team members. It then recommends the ideal characteristics to seek in new candidates and evaluates their compatibility with both the role and the team dynamics. Additionally, Teamscope generates detailed behavioral profiles and interview guides for candidates, aiding hiring managers in selecting the most suitable individuals for their teams.

Insly Limited is a provider of cloud-based insurance software tailored for brokers and agents, aimed at simplifying the management of insurance processes. Founded as a spin-off from IIZI Group, a leading insurance broker in Central and Eastern Europe, Insly offers a comprehensive suite of tools including client and policy management, sales workflow, accounting, and billing solutions. The software facilitates easy customization, online storage, and provides essential support for managing renewals, documents, and claims processing. Insly's mission is to enhance the understanding and accessibility of insurance for both service providers and end users. Established in 2014, the company is headquartered in London, with additional offices in Tallinn, Riga, Warsaw, and San Francisco, reflecting its commitment to serving a diverse range of clients in the insurance sector.

Teamscope, Inc. is a company based in Tallinn, Estonia, that specializes in creating visual and interactive insights through big data analytics aimed at improving team building. Founded by professionals from executive search, data science, and technology sectors, Teamscope provides a platform designed to assist managers in making informed hiring decisions and fostering high-performing teams. By utilizing a unique algorithm, the platform assesses the values, personality traits, and core competencies of existing team members. It then recommends the ideal characteristics to seek in new candidates and evaluates their compatibility with both the role and the team dynamics. Additionally, Teamscope generates detailed behavioral profiles and interview guides for candidates, aiding hiring managers in selecting the most suitable individuals for their teams.

Founded 3.5 years ago by a son of a successful farmer and an experienced software developer, now 61 people team with experience from Stripe, Heap Analytics, Transferwise and ZeroTurnaround. Farmers spend weeks on government reports, get fined for the slightest mistake and most commonly manage their farm with Excel or pen and paper. eAgronom reduces generating reports to a couple of clicks, advises farmers on how to get the most out of their fields and warns against legislative violations while gathering data to unlock data mining potential for a 350 000 B industry. There are no other players in the industry who focus only on grain farming. eAgronom grabbed 70% of Estonian market in 6 months, in 1.5 years has expanded to 5 countries in Europe and into Canada. Ca 3,6M € funding from seed-investors.

Insly Limited is a provider of cloud-based insurance software tailored for brokers and agents, aimed at simplifying the management of insurance processes. Founded as a spin-off from IIZI Group, a leading insurance broker in Central and Eastern Europe, Insly offers a comprehensive suite of tools including client and policy management, sales workflow, accounting, and billing solutions. The software facilitates easy customization, online storage, and provides essential support for managing renewals, documents, and claims processing. Insly's mission is to enhance the understanding and accessibility of insurance for both service providers and end users. Established in 2014, the company is headquartered in London, with additional offices in Tallinn, Riga, Warsaw, and San Francisco, reflecting its commitment to serving a diverse range of clients in the insurance sector.