Bossa Invest

ThetaRay Ltd. is a technology company that specializes in big data analytics solutions, leveraging artificial intelligence and machine learning to enhance financial security. Founded in 2012 and headquartered in Hod HaSharon, Israel, with additional offices in key global locations, the company focuses on developing a transaction monitoring platform aimed at detecting early signs of money laundering and other illicit activities. Its software solutions encompass anti-money laundering, fraud detection, and cyber security, providing financial institutions and critical infrastructure sectors with tools to identify anomalies in real-time, manage risks, and uncover operational issues. By utilizing advanced algorithms, ThetaRay enhances operational efficiency and protects clients against emerging threats, ultimately facilitating the detection of fraud and the identification of growth opportunities.

Salesform, founded in 2020 and based in New York, New York, specializes in enhancing sales processes by streamlining CRM updates, lead routing, and demo requests. The company provides tools that enable sales teams to effectively manage inbound leads by discovering connections among them and facilitating meeting bookings. Salesform employs intelligent algorithms to assign leads according to customized rules, thereby improving the efficiency of lead handling. By automatically enriching lead information, the company helps revenue teams establish stronger connections and accelerate their response times, ultimately enhancing overall sales performance.

Founded in 2016, Zoe Financial is a New York-based company that connects individuals with independent, fiduciary financial advisors. It screens advisors based on qualifications, expertise, and client-advisor ratio to ensure personalized financial planning.

Fidel API is a financial infrastructure platform that allows developers to create programmable experiences during transaction events on payment cards. Established in 2018 and headquartered in London, with additional offices in Lisbon and New York, Fidel API provides tools that enhance interactions between merchants and consumers by facilitating real-time, event-driven engagements. The platform is designed to integrate seamlessly with major payment networks, such as Visa and Mastercard, to deliver detailed transaction data, including amount, location, date, and merchant. This capability supports improved marketing strategies and customer engagement through tailored loyalty and rewards programs, as well as streamlined processes for reimbursements and expense management. The company serves a diverse clientele, ranging from startups to large enterprises, and has established partnerships with prominent firms across various sectors.

Pahdo Labs is a game development company founded in 2021 and based in New York, NY. The company specializes in creating an Anime-style action MMORPG and a game creation platform that empowers players to design and share their own games. Pahdo Labs aims to cultivate a virtual world where individuals can engage meaningfully, own the fruits of their creativity, and foster a sense of community. By providing tools that enable gamers to transform their imaginations into reality, Pahdo Labs enhances the multiplayer online gaming experience, promoting long-lasting engagement and entertainment.

Pahdo Labs is a game development company founded in 2021 and based in New York, NY. The company specializes in creating an Anime-style action MMORPG and a game creation platform that empowers players to design and share their own games. Pahdo Labs aims to cultivate a virtual world where individuals can engage meaningfully, own the fruits of their creativity, and foster a sense of community. By providing tools that enable gamers to transform their imaginations into reality, Pahdo Labs enhances the multiplayer online gaming experience, promoting long-lasting engagement and entertainment.

Founded in 2019, Payhawk is a leading spend management solution provider for businesses across Europe, the US, and the UK. It offers company cards, expense tracking, automated data extraction, and accounting software integrations to maximize efficiency and control spending.

Zeno Group, Inc. is a public relations and communications firm that provides a range of services including reputation management, corporate communications, brand marketing, healthcare, technology, and idea generation. The company also develops consumer, digital lifestyle, health, and public affairs programs tailored to meet client business objectives. Founded in 1998 and originally named PR21, Zeno Group changed its name in October 2004. It is headquartered in New York City and has additional offices in Chicago, Los Angeles, San Francisco, Seattle, and Washington, D.C. Zeno Group operates as a subsidiary of Daniel J. Edelman, Inc.

Hellosaurus develops an interactive learning platform for children that combines video classes, creative programs, and engaging activities. The platform supports content creators by providing tools to produce and publish shows, enabling kids to learn through interactive experiences. Founded in 2019 and based in New York, the company focuses on child-friendly online education delivered through its interactive video experiences and content from various creators.

EngFlow is a build acceleration startup founded in 2020 and headquartered in New York. The company develops a remote execution platform designed to enhance the efficiency of software development by enabling faster builds and comprehensive testing of source code. EngFlow's platform supports both on-premises and cloud operations, catering to various clients who utilize the open-source remote execution API. By optimizing the software development process, EngFlow helps developers ship well-tested products more quickly. The company's solutions are compatible with major technologies such as Bazel, Chromium, and the Android Platform, making it a valuable partner for enterprises seeking to improve their build and test workflows.

flok LTD is a customer engagement and loyalty platform that enables consumers to access loyalty plans and rewards from various vendors through a mobile application available on iOS and Android. Originally launched in 2011 as a digital punch card app, flok has since expanded its offerings to include a comprehensive suite of customer communication tools, such as chatbots, AI-assisted chat, automated messaging, and CRM services. The platform serves a diverse range of industries, including food and drink, beauty, retail, health and fitness, entertainment, and services. Headquartered in New York City, with an additional office in Tel Aviv, flok collaborates with partners that range from major retailers to small businesses across multiple countries. The company, formerly known as LoyalBlocks Ltd, was incorporated in 2008 and has operated as a subsidiary of Wix.com Ltd since 2017.

SellersFi is a financial technology company that specializes in providing funding and financial solutions for online marketplace sellers. Founded in 2017 and headquartered in New York, the company has developed a platform that offers automated working capital tailored specifically for e-commerce entrepreneurs. Utilizing machine-learning models, SellersFi analyzes data generated from the business activities of online sellers, enabling them to gain access to growth capital and actionable insights. This approach not only facilitates easy access to funding but also helps improve cash flow and streamline operations for e-commerce businesses.

CookUnity LLC is a personalized meal subscription platform that connects independent chefs with food enthusiasts. Founded in 2015 and based in Brooklyn, New York, the company offers a service that allows customers to select from a diverse menu of handcrafted meals, featuring sustainably-sourced ingredients and seasonal produce. The platform is designed for individuals seeking convenient, healthy dining options, with meals prepared by talented chefs who create a rotating selection based on availability. By providing an at-home dining experience, CookUnity caters to busy consumers who appreciate the artistry of gourmet cooking while enjoying the convenience of home delivery.

Founded in 2015, Morty is an online mortgage marketplace that instantly matches homebuyers with competitive loan products from a wide network of lenders. Its platform simplifies operations for loan officers and brokerages through AI-assisted tools, built-in compliance handling, and streamlined processes.

Founded in 2019, Radish Health is a digital platform offering primary care services tailored for municipalities and small businesses. It focuses on core service areas like mental health, nutrition counseling, and telehealth, aiming to save costs while improving employee care.

ShopShops is a livestream shopping platform that connects consumers with brick-and-mortar retailers across the globe, allowing users to shop from diverse stores directly through their mobile devices. Founded in 2016 by Liyia Wu, the company operates from its headquarters in New York City and Beijing. The platform offers an interactive experience, enabling customers to browse efficiently by location and access authenticated products from various brands and stores. By breaking down geographical barriers, ShopShops provides a unique shopping experience that combines curation and interaction, allowing fashion-savvy consumers to explore global retail offerings conveniently and affordably.

Flume Health Inc. is a third-party administrator of health plans based in New York, founded in 2018. The company focuses on making self-insured health plans more affordable and user-friendly by offering exceptional customer support alongside innovative payment technology. Flume Health's platform enables members to access healthcare services at significantly reduced rates, typically 20-40% lower than traditional network prices. Additionally, the company employs a virtual assistant to address healthcare-related inquiries, facilitating private communication with trained care guides. Their services include providing data to identify quality medical care, booking appointments, and sending reminders, all aimed at helping clients find affordable medical providers that meet their needs.

Ivee specializes in providing wellness and intravenous (IV) treatment services delivered directly to patients' homes. The company focuses on making health services more accessible by offering on-demand IV therapy for various needs, including detoxification, immune support, and productivity enhancement. Patients can conveniently book these IV therapy sessions online, eliminating the need to travel for wellness and ancillary care. Through its innovative delivery infrastructure, Ivee aims to redefine the way individuals receive health treatments, emphasizing comfort and accessibility.

Founded in 2014, Density Inc. specializes in developing sensors and Sensor-as-a-Service that measure and manage human traffic through doors in real-time without compromising privacy. Its products include Density API for real-time foot traffic data access and Occupancy Analytics Platform for connected buildings. Applications span across various sectors such as corporate offices, schools, workplaces, and higher education.

Bunches is a group chat platform founded in 2020 and based in New York, New York. The application allows creators to easily establish paid group chats on various topics. Users can create a chat room, set a joining fee, and share a unique link to invite others through social networks. This enables creators to engage with their audience by sharing exclusive content within the group chat environment. Bunches aims to facilitate meaningful interactions and connections between creators and their members, allowing for a monetized and interactive community experience.

Seasons is a fashion rental platform that specializes in luxury apparel and menswear, including streetwear. Founded in 2019 by Regy Perlera and headquartered in New York, the company provides an online subscription service that allows customers to rent curated clothing from a selection of high-quality brands. Users can reserve a limited number of products at a time, with the convenience of having them delivered directly to their doorstep. This innovative approach caters to the growing demand for sustainable fashion and offers an accessible way for individuals to enjoy premium clothing without the commitment of purchase.

User Interviews, Inc. is a company that specializes in providing a platform for recruiting participants for product tests and market research. Founded in 2013 and based in Brooklyn, New York, it offers tools such as Recruit, which facilitates flexible participant recruitment across various research types, and Research Hub, a centralized system for managing research participants. Additionally, User Interviews provides resources like the UX Research field guide to assist researchers, designers, and product managers at all levels of experience. The platform enables users to easily access a diverse panel of participants through features like screener surveys, calendars, incentives, and messaging, and it allows for the creation of a Research CRM that can accommodate up to 100 contacts free of charge. The company was previously known as MobileSuites, Inc. before rebranding in 2015.

Dots is a mobile game studio based in New York City, known for creating engaging games such as Dots and Two Dots. The company develops mobile games that provide a cross-platform gaming experience, allowing users to play on both Android and iOS devices. With a focus on minimalist artwork and thoughtful design, Dots aims to deliver beautiful gameplay that invites players to explore visually stunning landscapes. The studio's philosophy emphasizes connectivity, encouraging users to experience a unique journey through its games.

Starship is a financial technology company based in New York City, established in 2016. It focuses on creating a mobile health savings account (HSA) platform that integrates savings, investing, and health-tracking tools. The application allows users to conveniently manage their health savings through automated investing in index funds, streamlined reimbursements, and a user-friendly mobile interface. Additionally, it offers features such as receipt management, card management, and family account oversight, facilitating tax-free healthcare expenses and promoting financial wellness. Starship aims to simplify the process of saving and investing for healthcare needs, making it accessible and efficient for users.

Galileo is a technology company based in New York, founded in 2014, specializing in healthcare solutions. The company offers a mobile application and online communication platform that enables medical professionals to provide comprehensive clinical care directly from their phones. This includes synchronous and asynchronous telecommunications technologies for connecting providers with patients. Galileo's services cater to diverse patient populations, offering high-touch, data-driven, multi-specialty longitudinal care over the phone, at home, and in various settings. The company is recognized by regional and national health plans, employers, and Fortune 500 companies as a leading solution for improving population health.

BlocPower designs and implements energy efficiency and electrification upgrades for urban buildings, including schools, churches, small businesses, non-profits, and homes. Through proprietary software, machine learning, and IoT-enabled monitoring, it analyzes facilities to identify cost-effective retrofits, combines financing and project management, and delivers scalable deployment that reduces energy waste and utility bills while enhancing indoor air quality and comfort.

Founded in 2015, Eden Health is a New York-based company that designs and develops a text-based messaging platform for employers and employees. This platform offers services such as private doctor's office, 24/7 telemedicine, and insurance navigation, aiming to elevate employee health and wellbeing by simplifying the complex healthcare landscape.

SoLo Funds is a financial technology company that operates a digital marketplace connecting lenders and borrowers to address emergency financial needs. Based in New York City, the platform uses technology to assess creditworthiness and facilitate small, self-selected microloans funded by individual lenders. Launched in 2018 to provide an equitable, community-driven lending alternative, SoLo aims to empower financial autonomy by expanding offerings beyond lending to include banking features, credit building, and premium member services. The marketplace has processed millions of transactions, reflecting its focus on community empowerment and accessible financing.

Mercato is an online grocery marketplace that connects local specialty food shops with consumers, allowing customers to order fresh groceries online for delivery. The company's platform enables users to purchase items from a single store or combine products from multiple merchants in one order. Mercato operates primarily in Brooklyn and Manhattan, providing a convenient way for customers to access their preferred local groceries. Founded in 2015, the company is headquartered in San Diego, California.

Citizen is a mobile application that sends safety alerts and real-time incident updates to its users. It operates across major US markets, providing millions of people with information sourced from 911 data, live stories, and user-generated content. The app aims to enhance personal and community safety.

Pico, founded in 2016 and based in New York, designs and develops software solutions focused on managing audience relationships for online businesses. The company provides pre-made templates with high-converting sign-in buttons for platforms like Facebook and Google. Pico's offerings cater to various needs, including newsletters, e-commerce, subscriptions, memberships, and donations.

BEGiN is an education technology company dedicated to enhancing children's learning experiences through innovative products. The company develops engaging educational programs that focus on fostering essential skills necessary for future success. Its portfolio includes HOMER, KidPass, and codeSpark Academy, each designed to provide quality educational content that promotes creativity, problem-solving, and a love of learning. BEGiN's approach is informed by research and insights from experts in early childhood development, and it has garnered support from notable organizations such as LEGO Ventures and Sesame Workshop. Co-founded by Neal Shenoy, Noelle Millholt, and Stephanie Dua, BEGiN has also been recognized as one of Crain’s 100 Best Places to Work in New York City.

Plaza Technologies is a New York-based company that operates a commerce platform designed for brands and retailers to engage with customers through live video. This innovative platform facilitates virtual connections, allowing clients to interact with their communities in real time. By leveraging video commerce and virtual shopping experiences, Plaza Technologies empowers brands and retailers to enhance customer engagement, build relationships, and drive sales at every stage of the buying journey. Through its focus on live video interactions, the company provides a unique solution that bridges the gap between online commerce and personal customer experiences.

Public Holdings, Inc. is a financial technology company that offers a social investing platform, allowing users to engage in fractional trading of stocks and exchange-traded funds (ETFs). Founded in 2018 and headquartered in New York, the platform enables individuals to invest with any amount of money while fostering a community where users can connect with friends, follow trading professionals, and share investment strategies. Public provides commission-free brokerage services, making the stock market accessible to a wider audience. The company's emphasis on social interaction and community learning distinguishes it from traditional trading platforms, as users can explore interest-based themes and gain insights from experts and peers. Public Holdings, Inc. also maintains a presence in Copenhagen, Denmark.

BentoBox CMS Inc. is a New York-based company that specializes in developing a mobile operations platform tailored for restaurants. Founded in August 2013 by Krystle Mobayeni and Pierre Drescher, BentoBox automates various tasks for restaurants, including menu updates, social media management, private event promotions, and gift card sales. Its platform enhances the restaurant's online presence by offering features such as search engine optimization, social media and newsletter sign-up, and one-click reservations. By focusing on direct interactions between restaurants and their guests, BentoBox aims to eliminate reliance on third-party services, thereby allowing restaurants to drive high-margin revenue through their own websites. The company's tools are designed to improve operational efficiency while empowering restaurants to strengthen their customer relationships and maximize profits.

Andrena specializes in delivering high-speed internet services tailored for institutions with heavy data needs such as universities, hospitals, and financial services. The company partners directly with internet providers, utilizing their existing fiber networks to deploy antennas that create wireless internet access, offering reduced costs without compromising speed.

BloomCredit is a fintech platform focused on enhancing the financial eligibility of individuals who have been declined for lending products. Founded in 2016 and based in New York, the company employs a data-driven approach to provide actionable insights and guidance. By collaborating directly with lenders, BloomCredit conducts consumer credit analysis and ongoing credit monitoring, notifying lenders when applicants meet eligibility criteria. This process not only helps consumers improve their financial health but also increases their chances of securing loans. Additionally, BloomCredit offers advanced developer-friendly API solutions that promote and monitor credit health, fostering trust between consumers and financial institutions.

Bubble Group, Inc. is a New York-based company that specializes in no-code development technology. Founded in 2012, it offers a platform that allows users to create web and mobile applications without the necessity of traditional coding skills. Through its code-free programming language, Bubble enables a diverse range of users, including startups and educational institutions, to build customer-facing platforms, develop internal tools, and learn programming fundamentals. The platform features customizable user interface elements, allowing users to visually design and modify applications to suit their functional requirements. By democratizing the app development process, Bubble aims to empower users to build and host their web applications independently.

BEGiN is an education technology company dedicated to enhancing children's learning experiences through innovative products. The company develops engaging educational programs that focus on fostering essential skills necessary for future success. Its portfolio includes HOMER, KidPass, and codeSpark Academy, each designed to provide quality educational content that promotes creativity, problem-solving, and a love of learning. BEGiN's approach is informed by research and insights from experts in early childhood development, and it has garnered support from notable organizations such as LEGO Ventures and Sesame Workshop. Co-founded by Neal Shenoy, Noelle Millholt, and Stephanie Dua, BEGiN has also been recognized as one of Crain’s 100 Best Places to Work in New York City.

Founded in 2015, Morty is an online mortgage marketplace that instantly matches homebuyers with competitive loan products from a wide network of lenders. Its platform simplifies operations for loan officers and brokerages through AI-assisted tools, built-in compliance handling, and streamlined processes.

Minerva is a developer of a process sharing platform used to help capture and share dynamic workflows for any website. Its product allows users to create clickable instructions on properties they don't own and also supports native experiences through their software development kit (SDK) and browser extension that enable businesses to create documentation easily and efficiently. Minerva was founded in 2019 and is based in Brooklyn, New York.

Gilgamesh Pharmaceuticals, Inc. is a preclinical biotechnology company based in New York, focused on developing innovative psychotropic drugs to address mental health issues. Founded in 2019, the company specializes in creating novel compounds that enhance the benefits of traditional psychedelics, improving parameters such as safety, tolerability, duration, and efficacy. Gilgamesh targets a range of neuropsychiatric conditions, including depression, anxiety, substance use disorders, and stress-related issues. With the growing global mental health crisis, the company aims to accelerate the development of new treatments that meet the urgent need for effective solutions in mental health care, leveraging its expertise in medicinal chemistry and drug development.

Founded in 2015, Eden Health is a New York-based company that designs and develops a text-based messaging platform for employers and employees. This platform offers services such as private doctor's office, 24/7 telemedicine, and insurance navigation, aiming to elevate employee health and wellbeing by simplifying the complex healthcare landscape.

KUDO, Inc., also known as Kudo Technologies, is a New York-based company that provides a language as a service (LaaS) platform designed for multilingual online meetings. Founded in 2016, KUDO offers a cloud-based software as a service (SaaS) solution that includes video conferencing tools with integrated support for translators and multiple audio streams. The platform facilitates multilingual live events and web conferencing, allowing businesses to communicate effectively with global audiences in their preferred languages. KUDO's innovative approach enables participants and interpreters to connect from anywhere in the world using standard computers or smartphones, making it a cost-effective option for reaching diverse markets.

Founded in 2019, Radish Health is a digital platform offering primary care services tailored for municipalities and small businesses. It focuses on core service areas like mental health, nutrition counseling, and telehealth, aiming to save costs while improving employee care.

Turing Labs Inc. is an innovative company that specializes in artificial intelligence solutions for the consumer packaged goods (CPG) industry. Founded in 2019 and headquartered in New York, with an additional office in Burlington, Canada, Turing Labs has developed a platform that significantly accelerates the research and development process for CPG companies. This platform enables R&D teams to formulate, test, and package consumer products more efficiently by utilizing historical data to simulate various product combinations and outcomes without the need for physical trials. By integrating advanced data analytics and human intelligence, Turing Labs helps clients optimize product variants, identify areas requiring further research, and adapt to evolving consumer preferences, thereby enhancing speed-to-market for new and existing products.

Agentic Workflow Automation across all of Your Data. Cape, Inc. was founded in 2018, based in New York City and Halifax Canada, and is backed by Evolution Equity Partners, Tiger Global Management, boldstart ventures, Version One Ventures, Ridgeline Partners, Haystack, and Radical Ventures. Visit capeprivacy.com for more information.

Nylas Inc., established in 2013 and headquartered in San Francisco, develops a communications platform-as-a-service (CPaaS) that facilitates seamless connectivity between applications and email, calendar, and contact services. The company's flagship product, Nylas, enables businesses worldwide to automate manual tasks, create personalized experiences, and gain insights from communication data. It offers bi-directional sync with major providers like Gmail, Outlook.com, Microsoft Exchange, Office 365, and IMAP, supporting embedded calendar features and recurring events. Nylas operates additional locations in New York and Denver.

Galileo is a technology company based in New York, founded in 2014, specializing in healthcare solutions. The company offers a mobile application and online communication platform that enables medical professionals to provide comprehensive clinical care directly from their phones. This includes synchronous and asynchronous telecommunications technologies for connecting providers with patients. Galileo's services cater to diverse patient populations, offering high-touch, data-driven, multi-specialty longitudinal care over the phone, at home, and in various settings. The company is recognized by regional and national health plans, employers, and Fortune 500 companies as a leading solution for improving population health.

Seasons is a fashion rental platform that specializes in luxury apparel and menswear, including streetwear. Founded in 2019 by Regy Perlera and headquartered in New York, the company provides an online subscription service that allows customers to rent curated clothing from a selection of high-quality brands. Users can reserve a limited number of products at a time, with the convenience of having them delivered directly to their doorstep. This innovative approach caters to the growing demand for sustainable fashion and offers an accessible way for individuals to enjoy premium clothing without the commitment of purchase.

Citizen is a mobile application that sends safety alerts and real-time incident updates to its users. It operates across major US markets, providing millions of people with information sourced from 911 data, live stories, and user-generated content. The app aims to enhance personal and community safety.

Flume Health Inc. is a third-party administrator of health plans based in New York, founded in 2018. The company focuses on making self-insured health plans more affordable and user-friendly by offering exceptional customer support alongside innovative payment technology. Flume Health's platform enables members to access healthcare services at significantly reduced rates, typically 20-40% lower than traditional network prices. Additionally, the company employs a virtual assistant to address healthcare-related inquiries, facilitating private communication with trained care guides. Their services include providing data to identify quality medical care, booking appointments, and sending reminders, all aimed at helping clients find affordable medical providers that meet their needs.

Bunches is a group chat platform founded in 2020 and based in New York, New York. The application allows creators to easily establish paid group chats on various topics. Users can create a chat room, set a joining fee, and share a unique link to invite others through social networks. This enables creators to engage with their audience by sharing exclusive content within the group chat environment. Bunches aims to facilitate meaningful interactions and connections between creators and their members, allowing for a monetized and interactive community experience.

Ivee specializes in providing wellness and intravenous (IV) treatment services delivered directly to patients' homes. The company focuses on making health services more accessible by offering on-demand IV therapy for various needs, including detoxification, immune support, and productivity enhancement. Patients can conveniently book these IV therapy sessions online, eliminating the need to travel for wellness and ancillary care. Through its innovative delivery infrastructure, Ivee aims to redefine the way individuals receive health treatments, emphasizing comfort and accessibility.

Plaza Technologies is a New York-based company that operates a commerce platform designed for brands and retailers to engage with customers through live video. This innovative platform facilitates virtual connections, allowing clients to interact with their communities in real time. By leveraging video commerce and virtual shopping experiences, Plaza Technologies empowers brands and retailers to enhance customer engagement, build relationships, and drive sales at every stage of the buying journey. Through its focus on live video interactions, the company provides a unique solution that bridges the gap between online commerce and personal customer experiences.

About Orchard Orchard Platform has built a centralized marketplace where loan originators and institutional investors can come together to explore and evaluate opportunities for funding, buying, and selling loans. By providing a global network of institutional buyers and sellers with high-quality data services, advanced analytics and reporting, and robust capital management tools through an innovative, end-to-end platform, Orchard has created a smarter way for participants in the private credit markets to interact, evaluate deals, and move forward with simple and complex transactions more efficiently. Orchard Platform does not provide legal advice, tax advice, or accounting advice. Before making any investment or executing any transaction, you should consult with your legal, tax, and accounting advisors with respect to the suitability, value, and risk of such investment or transaction. Investment advisory services are provided to clients by Orchard Platform Advisors, LLC, an SEC-registered investment adviser headquartered in New York, N.Y. Orchard produces the Orchard U.S. Consumer Marketplace Lending Index—the only industry-wide direct lending performance benchmark—and has been named one of the Next Billion Dollar Startups by Forbes. The commentary and insights posted on its blog, and the data and research available to everyone on its platform, have cemented Orchard as a thought leader in its industry. For more information, visit www.orchardplatform.com. About Orchard Platform Markets, LLC Orchard Platform Markets, LLC is a wholly-owned subsidiary of Orchard App Inc., and is an SEC-registered broker-dealer and member of FINRA and SIPC. The mission of Orchard Platform Markets, LLC is to provide a transparent, technologically optimized platform for loan originators and institutional investors to safely and securely connect, evaluate potential deals, and move forward with multiple types of transactions. For more information, visit www.orchardplatformmarkets.com.

Mercato is an online grocery marketplace that connects local specialty food shops with consumers, allowing customers to order fresh groceries online for delivery. The company's platform enables users to purchase items from a single store or combine products from multiple merchants in one order. Mercato operates primarily in Brooklyn and Manhattan, providing a convenient way for customers to access their preferred local groceries. Founded in 2015, the company is headquartered in San Diego, California.

ShopShops is a livestream shopping platform that connects consumers with brick-and-mortar retailers across the globe, allowing users to shop from diverse stores directly through their mobile devices. Founded in 2016 by Liyia Wu, the company operates from its headquarters in New York City and Beijing. The platform offers an interactive experience, enabling customers to browse efficiently by location and access authenticated products from various brands and stores. By breaking down geographical barriers, ShopShops provides a unique shopping experience that combines curation and interaction, allowing fashion-savvy consumers to explore global retail offerings conveniently and affordably.

Gro Intelligence, Inc. is an agricultural data analytics company founded in 2014, with offices in New York City and Nairobi, Kenya. The company specializes in providing insights into agricultural productivity by utilizing proprietary algorithms and artificial intelligence to collect and synthesize data from various sources. This platform offers predictive analytics that help users understand critical factors affecting commodity markets, including weather patterns, trade flows, and pricing dynamics. By transforming complex data into actionable knowledge, Gro Intelligence enables financial institutions, corporations, and public sector entities to make informed decisions regarding supply chains, climate challenges, and food security. The company's holistic approach combines advanced technology with human expertise, positioning agricultural and climate data as essential infrastructure for societal advancement.

Enjoy Technology, Inc. is a retail company that specializes in the sale of entertainment products, including smartphones, speakers, home theaters, tablets, computers, cameras, drones, and gaming devices. Founded in 2014 and headquartered in Menlo Park, California, with additional operations in New York City, Enjoy Technology utilizes a technology-driven platform to transform the shopping experience by delivering products directly to customers' homes. The company operates on-demand mobile stores, allowing customers to receive personalized service and products tailored to their needs. Despite its innovative approach to retail, Enjoy Technology has faced significant challenges and filed for Chapter 11 bankruptcy.

NorthOne Inc., established in 2016 with headquarters in Toronto, Canada, specializes in digital banking solutions. The company offers a mobile-first API-based bank account, accessible via iOS, Android, and desktop platforms, catering primarily to startups, freelancers, and small businesses across America. NorthOne's platform enables users to manage finances and transactions efficiently, with features such as automated envelope creation for expenses like taxes, payroll, and rent, along with seamless integration of payment processing tools via Stripe. The company aims to simplify financial management, allowing businesses to focus more on their core operations.

BlocPower designs and implements energy efficiency and electrification upgrades for urban buildings, including schools, churches, small businesses, non-profits, and homes. Through proprietary software, machine learning, and IoT-enabled monitoring, it analyzes facilities to identify cost-effective retrofits, combines financing and project management, and delivers scalable deployment that reduces energy waste and utility bills while enhancing indoor air quality and comfort.

User Interviews, Inc. is a company that specializes in providing a platform for recruiting participants for product tests and market research. Founded in 2013 and based in Brooklyn, New York, it offers tools such as Recruit, which facilitates flexible participant recruitment across various research types, and Research Hub, a centralized system for managing research participants. Additionally, User Interviews provides resources like the UX Research field guide to assist researchers, designers, and product managers at all levels of experience. The platform enables users to easily access a diverse panel of participants through features like screener surveys, calendars, incentives, and messaging, and it allows for the creation of a Research CRM that can accommodate up to 100 contacts free of charge. The company was previously known as MobileSuites, Inc. before rebranding in 2015.

Ripple Labs operates a global payments network using blockchain technology. It offers RippleNet, connecting banks, payment providers, digital asset exchanges, and corporates for cross-border payments. Key solutions include XRP (a digital asset for payments), xCurrent (for banks), xRapid (for payment providers), and xVia (for corporates). The company is headquartered in San Francisco with additional offices globally.

Starship is a financial technology company based in New York City, established in 2016. It focuses on creating a mobile health savings account (HSA) platform that integrates savings, investing, and health-tracking tools. The application allows users to conveniently manage their health savings through automated investing in index funds, streamlined reimbursements, and a user-friendly mobile interface. Additionally, it offers features such as receipt management, card management, and family account oversight, facilitating tax-free healthcare expenses and promoting financial wellness. Starship aims to simplify the process of saving and investing for healthcare needs, making it accessible and efficient for users.

AlphaFlow, Inc. is a technology-driven investment company based in San Francisco, California, with an additional office in New York. Founded in 2015, AlphaFlow operates an online investment platform focused on real estate assets, specifically providing professionally managed portfolios of real estate loans to institutional investors and accredited individuals. The platform underwrites loans from residential real estate lenders nationwide, utilizing over 50 evaluation factors to identify optimal investment opportunities. By automating best practices in investment management, including diversification and data analytics, AlphaFlow allows investors to benefit from a simplified and intelligent approach to real estate investing without the high fees associated with traditional methods. This enables clients to build and manage diversified investment portfolios across multiple states and loan types, offering access to previously inaccessible asset classes while generating high-income streams through debt-based real estate investments.

Odilo is a leading software solutions provider for libraries, offering comprehensive tools to discover, manage, and distribute digital content while ensuring compliance with copyright laws. Headquartered in Spain with offices across North America and Mexico, Odilo aims to develop innovative products serving diverse library types and enabling their transition into the future.

Shef operates a marketplace for homemade meals, connecting local cooks with customers seeking authentic, home-cooked dishes. Founded in 2019, Shef enables cooks to earn income from home while promoting cultural inclusivity and affordable meal options.

Turing Labs Inc. is an innovative company that specializes in artificial intelligence solutions for the consumer packaged goods (CPG) industry. Founded in 2019 and headquartered in New York, with an additional office in Burlington, Canada, Turing Labs has developed a platform that significantly accelerates the research and development process for CPG companies. This platform enables R&D teams to formulate, test, and package consumer products more efficiently by utilizing historical data to simulate various product combinations and outcomes without the need for physical trials. By integrating advanced data analytics and human intelligence, Turing Labs helps clients optimize product variants, identify areas requiring further research, and adapt to evolving consumer preferences, thereby enhancing speed-to-market for new and existing products.

About Orchard Orchard Platform has built a centralized marketplace where loan originators and institutional investors can come together to explore and evaluate opportunities for funding, buying, and selling loans. By providing a global network of institutional buyers and sellers with high-quality data services, advanced analytics and reporting, and robust capital management tools through an innovative, end-to-end platform, Orchard has created a smarter way for participants in the private credit markets to interact, evaluate deals, and move forward with simple and complex transactions more efficiently. Orchard Platform does not provide legal advice, tax advice, or accounting advice. Before making any investment or executing any transaction, you should consult with your legal, tax, and accounting advisors with respect to the suitability, value, and risk of such investment or transaction. Investment advisory services are provided to clients by Orchard Platform Advisors, LLC, an SEC-registered investment adviser headquartered in New York, N.Y. Orchard produces the Orchard U.S. Consumer Marketplace Lending Index—the only industry-wide direct lending performance benchmark—and has been named one of the Next Billion Dollar Startups by Forbes. The commentary and insights posted on its blog, and the data and research available to everyone on its platform, have cemented Orchard as a thought leader in its industry. For more information, visit www.orchardplatform.com. About Orchard Platform Markets, LLC Orchard Platform Markets, LLC is a wholly-owned subsidiary of Orchard App Inc., and is an SEC-registered broker-dealer and member of FINRA and SIPC. The mission of Orchard Platform Markets, LLC is to provide a transparent, technologically optimized platform for loan originators and institutional investors to safely and securely connect, evaluate potential deals, and move forward with multiple types of transactions. For more information, visit www.orchardplatformmarkets.com.

Poncho Inc. is a New York-based company that specializes in providing personalized weather forecasts through its application, emails, and text messages across the continental United States. Founded in 2014, Poncho has developed a popular chatbot on Facebook Messenger and ranks among the leading weather apps in the App Store. The company not only delivers weather updates but also offers travel reports, enhancing the user experience with engaging content. As of May 2018, Poncho operates as a subsidiary of Dirty Lemon Beverages, LLC, leveraging advanced bot technologies to reach its audience on various messaging and hardware platforms.

Skopenow, Inc. is a New York-based company founded in 2016 that specializes in developing a people search engine for social media investigations aimed at detecting fraud. Its analytical search engine provides fraud detection and risk evaluation services, primarily serving the insurance and legal sectors. The platform utilizes open-source intelligence to generate comprehensive analytical reports based on a person's name and location, offering profiles, photos, and relevant locations. This capability allows organizations to efficiently identify fraudulent activities within social media and the broader open web.

Bulletin, Inc. is a wholesale marketplace that connects individual designers and premium brands with retailers, facilitating the online sale of a diverse array of products, including home decor, apparel, accessories, jewelry, and beauty items. Founded in 2015 and headquartered in New York, the company not only operates an online platform but also hosts shared storefronts and utilizes vacant commercial spaces to showcase and sell products from emerging designers in person. By providing these curated spaces and a robust online marketplace, Bulletin aims to optimize the retail sector and democratize access to distribution channels for both brands and retailers.

Founded in 2014, Density Inc. specializes in developing sensors and Sensor-as-a-Service that measure and manage human traffic through doors in real-time without compromising privacy. Its products include Density API for real-time foot traffic data access and Occupancy Analytics Platform for connected buildings. Applications span across various sectors such as corporate offices, schools, workplaces, and higher education.

REZI is a property rental company that focuses on enhancing the rental experience for both landlords and tenants through its advanced technology and analytics. The company has developed a platform that employs proprietary analytics and advanced screening methods to efficiently identify long-term tenants. This system not only facilitates the tenant search process but also allows tenants to manage their rent payments conveniently, including the option for automatic recurring payments. By leveraging technology and financial products, REZI aims to streamline the rental process, making it more efficient and user-friendly for all parties involved.

Toymail, established in 2013 and headquartered in New York, specializes in creating safe, screen-free, plush toy-based communication devices for children. These toys, connected to a mobile audio application, allow kids to send and receive voice messages to and from family and friends, fostering connections and promoting verbal communication. The company's products are sold online and are designed to entertain, educate, and connect children with their loved ones.

First Access is a financial technology company founded in 2011 and headquartered in New York. It specializes in providing a smart data platform tailored for financial institutions in emerging markets, particularly micro and SME lenders. The company focuses on digitizing paper-based operations, allowing these institutions to collect rich data, monitor trends, and automate processes without disrupting their daily activities. Leveraging its expertise in credit scoring, First Access enables lenders to adopt advanced data-driven strategies, incorporating machine learning insights to enhance their capabilities. The company aims to transform data into financial opportunities by facilitating the automation and digitization of credit access through user-friendly technology, ultimately fostering growth and collaboration within the financial sector.

Bulletin, Inc. is a wholesale marketplace that connects individual designers and premium brands with retailers, facilitating the online sale of a diverse array of products, including home decor, apparel, accessories, jewelry, and beauty items. Founded in 2015 and headquartered in New York, the company not only operates an online platform but also hosts shared storefronts and utilizes vacant commercial spaces to showcase and sell products from emerging designers in person. By providing these curated spaces and a robust online marketplace, Bulletin aims to optimize the retail sector and democratize access to distribution channels for both brands and retailers.

Founded in 2014, Zeotap operates a customer intelligence platform that helps brands understand their customers and predict behaviors. Its platform connects various data assets across the global advertising ecosystem for end-to-end monetization, collects real-time data to maximize campaign impact, and generates strategic insights. Zeotap serves data owners and advertisers worldwide, with offices in Berlin, New York, Bengaluru, Madrid, and Milan.

Wunderkind, Inc. is a technology company that specializes in cloud-based solutions for customer acquisition and behavioral marketing automation. Founded in 2010 and headquartered in New York City, with an additional office in London, Wunderkind offers a platform known as BounceX, which focuses on people-based marketing. This platform enables online publishers and retail website owners to engage visitors through targeted messaging and timely advertising, ultimately enhancing conversion rates and increasing revenue. Wunderkind's technology leverages real-time user behavior data, such as mouse movements and intent signals, to identify potential customers and deliver personalized experiences across various channels, including websites, email, and advertisements. The company's impressive client roster includes well-known brands like Uniqlo, Lufthansa, and CNN, and it is recognized for driving significant revenue growth for these businesses through its innovative marketing solutions.

Founded in 2013, ProductionPro is a New York-based company that develops an online platform for film and television makers. This platform enables users to visualize, understand, and streamline their creative ideas and collaborative processes before production begins. It aims to improve creative collaboration by centralizing scripts, designs, research, and continuity into one place.