Bossa Invest

RevisaPrev is a technology company focused on retirement review and pension planning services. It employs innovative technology to assess and optimize retirement plans, helping clients recover their financial dignity and rectify errors in their retirement benefits.

Quill aims to simplify real estate transactions with technology and security and provides an integrated digital experience.

Vista Fintech connects financial planners with clients using technology. Vista is a platform that manages plans and dreams, automatically updates investments, and organizes and consolidates numerous personal financial planning difficulties. They also provide patrimony, indebtedness, and financial stability.

Hiperbanco is a Fintech company specializing in providing a wide range of financial services, notably its "Banco Digital Whitelabel" product. It caters to businesses across various sectors, offering tailored and flexible financial solutions under their clients' brands, including accounts, PIX, TED, boleto, recargas, cartão, and loans. Hiperbanco stands out for its customer-centric approach, co-creating unique financial products and leveraging advanced technologies.

Celero is a financial management company based in Curitiba, Brazil, founded in 2014. It offers a platform and mobile application designed to assist small and medium-sized service providers in managing their finances. The platform allows users to capture images of payment slips, invoices, and other financial documents, facilitating automatic bank reconciliation and transforming these documents into actionable payments and reports. Celero's services include tracking cash flow, approving scheduled payments, and providing comprehensive financial control through easy-to-use software. By integrating with various business technologies, Celero aims to streamline financial management processes, enabling clients to save time and improve financial oversight.

Personal Finance Plans are a type of financial education Fintech that caters to both individuals (B2C) and businesses (B2B) (B2B2C). Thousands of consumers are served all around Brazil. Their team works with clients online and on a one-on-one basis to help customers plan, manage, and handle their money, whether it's to pay off debts, save, or invest.

Magnet Customer is a creator of a investor management platform designed to create a bond between companies and their clients. Their platform offers API connections with other systems and Webhook connections, allowing businesses to generate numerous business opportunities and communicate with their investors while taking into account predetermined cognitive parameters, channels, frequency, language, characteristics of products or services, and other immense amounts of filters.

ThetaRay Ltd. is a technology company that specializes in big data analytics solutions, leveraging artificial intelligence and machine learning to enhance financial security. Founded in 2012 and headquartered in Hod HaSharon, Israel, with additional offices in key global locations, the company focuses on developing a transaction monitoring platform aimed at detecting early signs of money laundering and other illicit activities. Its software solutions encompass anti-money laundering, fraud detection, and cyber security, providing financial institutions and critical infrastructure sectors with tools to identify anomalies in real-time, manage risks, and uncover operational issues. By utilizing advanced algorithms, ThetaRay enhances operational efficiency and protects clients against emerging threats, ultimately facilitating the detection of fraud and the identification of growth opportunities.

Klasha is a global technology company established in 2021 by Jess Anuna, focused on facilitating seamless financial transactions to and from emerging markets. The company provides a platform and APIs that enable businesses to collect and send money, as well as hold diverse currencies, including exotic and hard currencies. Klasha's infrastructure supports enterprise companies in managing cross-border payments efficiently, allowing international merchants to accept payments from Africa using local payment methods. This capability ensures quick and reliable transactions, enabling customers in emerging markets to engage in commerce from the convenience of their homes. With the ability to manage over 120 currencies, Klasha aims to simplify and enhance the payment experience for businesses and consumers alike.

Pay2B is a payment-as-a-service ecosystem based in São Paulo, Brazil, that streamlines the entire payment process for businesses. The company has developed a digital platform that integrates various payment methods, including credit and debit cards, PIX Open Finance, cashback options, and reward program points, facilitating quick and easy payment management for online stores and e-commerce platforms. Pay2B's services encompass payment recurrence, multi-currency transactions, and a comprehensive payment management system, which includes a digital wallet. By providing these solutions, Pay2B enables businesses to simplify both online and offline payment processing.

Perception Point LTD is a cybersecurity technology company based in Tel Aviv, Israel, specializing in advanced threat detection and response. The company offers a cloud-based platform that safeguards organizations from cyber threats by monitoring and preventing attacks across various enterprise collaboration channels, including email, web, and cloud services. Its innovative approach allows direct access to a computer system's CPU, enabling the detection and prevention of threats before they can be exploited. Perception Point serves a diverse range of industries, including finance, healthcare, and education, providing comprehensive solutions to protect sensitive data and networks from phishing and other malicious activities.

INCO is a digital platform that enables electronic investing in real estate projects, including residential, commercial, and industrial properties. The company offers tools for analyzing and monitoring investments, as well as generating monthly reports to aid investors in making informed decisions. By providing detailed information about various real estate projects and their financial backgrounds, INCO aims to facilitate and diversify investment opportunities. The platform promotes liquidity and transparency in the real estate market, allowing investors to access profitable projects with the potential for higher returns. Through its services, INCO seeks to transform and democratize the investment landscape in real estate.

Thunes is a global B2B payment infrastructure platform established in 2016, specializing in cross-border payment solutions. It facilitates seamless fund transfers between various payment systems, catering to a diverse range of clients, including major players in the gig economy and fintech sectors. The platform enables businesses and consumers to send and receive payments in 80 currencies across 132 countries, supporting 300 payment methods. Thunes offers a suite of services including remittance processing, mass payouts, virtual accounts, and payment collection, utilizing application programming interfaces (APIs) to enhance accessibility and reduce transaction costs. In April 2022, the company expanded its capabilities by acquiring a controlling stake in Tookitaki, a compliance platform that strengthens its anti-money laundering and fraud prevention measures. Headquartered in Singapore, Thunes operates regional offices in key global cities such as London, Paris, and Dubai, positioning itself as a vital player in the international payment landscape.

OnOrder is a company that simplifies orders and payments, boosting cash flow and conversion rates for suppliers and distributors.

Transfeera is an open banking platform established in March 2016 by former ContaAzul employees Guilherme Verdasca, Rafael Negherbon, and Fernando Nunes. The company aims to simplify and automate payments for both businesses and individuals, facilitating a secure and efficient way to make and receive transactions. By streamlining financial routines, Transfeera helps users reduce errors and operational efforts that can lead to unnecessary expenses. Additionally, its platform is designed to minimize the costs associated with traditional bank transfers, such as TEDs and DOCs, ultimately enabling customers to save time, money, and improve their cash flow.

RevPay is an online platform that delivers fintech and credit facilities along with financial consulting for individuals and organizations. They can understands the reality of wholesale shopkeepers and their resellers. The solution was designed for women entrepreneurs who need an easy and quick microcredit solution.

Zid is a cloud-based multi-channel commerce platform tailored for small and medium-sized businesses in Saudi Arabia. Founded in 2017 and headquartered in Riyadh, Zid enables merchants to create their own branded eStores while integrating with various supply chain players. The platform offers a comprehensive suite of tools that allow users to manage products and inventory, process orders and payments, ship products, and build customer relationships. It also provides analytics and reporting features, facilitating data-driven decision-making, and offers access to financing options. Zid's mission is to simplify the entry of retailers into electronic commerce, making it accessible and professional for businesses in the region.

Tributei is a developer of a software-as-a-service platform that automates the ICMS-ST and DIFAL calculation processes for businesses. By harnessing artificial intelligence, the platform efficiently downloads and reviews invoices, calculates and audits entrance grades, and manages payment guides. This functionality helps organizations maintain accurate and up-to-date accounts, streamlining their financial operations and improving overall efficiency.

Kredivo is a leading digital financial services provider based in Jakarta, Indonesia, founded in 2016 by Akshay Garg. It offers a modern online credit platform that enables customers to access instant credit for e-commerce and offline purchases, as well as personal loans. Kredivo's innovative API allows businesses to integrate its payment options seamlessly, offering customers flexible financing solutions such as 30-day payment plans and installment options. The platform emphasizes real-time decision-making to ensure a straightforward and transparent credit experience, catering to a wide range of consumers and enhancing their shopping capabilities. Additionally, Kredivo operates in key Southeast Asian markets, solidifying its position as a prominent player in the region's digital credit landscape.

Tutu Digital is a financial services technology firm that focuses on enhancing the efficiency of financial markets through innovative solutions. The company specializes in peer-to-peer lending, providing business loans to individuals interested in investing. Tutu Digital aims to support micro and small enterprises by facilitating access to financial resources, thereby promoting social impact and economic growth. The firm addresses customer inquiries through various channels, including phone, email, and online applications, ensuring a responsive and accessible service experience.

Kapstar is a company that operates a digital exchange platform designed to facilitate the transfer of money to and from the United States. The platform leverages advanced banking structures to provide cross-border payment services, ensuring compliance with regulatory standards. By focusing on a user-friendly experience, Kapstar enables both individuals and businesses to send and receive funds internationally with reduced fees, thereby streamlining the process of managing international payments.

Mozare3 is a startup focused on connecting underserved smallholder farmers with global markets via its agri-fintech platform. It serves over 20 million farmers, providing them access to training programs, market opportunities, and essential supplies like seeds and fertilizers on flexible payment terms. The company facilitates periodic field visits and reports for capacity building and connects farmers directly to agricultural export companies.

Fiscontech specializes in developing software solutions that automate fiscal and tax processes, enhancing efficiency in accounting and financial management. The company's technology handles tasks such as delivery guides, receipts, and advanced filtering for common issues across multiple customers. It also manages purchase and sales markup language storage, debt analysis, and provides a unified panel for federal, state, and municipal CNDs (Certificates of No Debt). Additionally, Fiscontech's software receives e-CAC notifications from the government to ensure compliance with tax regulations.

Pague Bem Brasil is a company that offers a digital platform designed to enhance credit protection and collection solutions for businesses. Founded in 2016 and headquartered in Cabo de Santo Agostinho, Pernambuco, Brazil, the company provides services such as credit analysis, automated billing emails, billing history reports, and digital archives of invoices, along with legal support. Pague Bem Brasil focuses on helping companies manage and recover their financial health by minimizing defaults through its agile and practical approach, which includes automation and human conversion service channels.

TeamApt is a financial technology company that develops digital banking and payment platform for financial transactions. It offers an end-to-end omnichannel digital banking service called Moneytor Digital Banking, enabling banks to offer retail, merchant, and corporate banking services through digital channels, Aptpay for automation of digital banking business operations, settlements, reconciliations, and tracks digital transformation processes with web and mobile interfaces. TeamApt was founded in 2015 and is headquartered in Lekki, Lagos, Nigeria.

GeoPagos is a company that specializes in providing digital payment solutions tailored for businesses aiming to establish or enhance their payment acceptance capabilities in Latin America. The company focuses on mobile point of sale (mPOS) technology, allowing merchants to accept payments via credit or debit cards using smartphones or tablets equipped with a compact card reader. This innovative approach simplifies and secures the payment process, transforming the shopping experience for millions of consumers. By integrating advanced global technologies with local insights, GeoPagos supports a wide range of businesses in effectively managing their payment transactions.

Klar is a digital financial platform focused on providing deposit and credit services to customers in Mexico. The company operates as a challenger bank, offering instant credit, as well as cashback and withdrawal services without commissions, through its card and mobile application. By leveraging technology, Klar aims to deliver secure and cost-effective alternatives to traditional credit and debt services, catering to the evolving needs of its users.

Parcelamos Tudo is a fintech company that operates as a digital bank, providing a comprehensive solution for payment methods and account installments for both individuals and businesses. The company specializes in offering a platform that allows users to pay bills and invoices—whether due or overdue—in installments of up to 12 months using credit cards at market interest rates. By prioritizing user experience, Parcelamos Tudo aims to simplify the financial management of its clients through a secure and user-friendly digital tool, ultimately enhancing their convenience in handling payments.

B2Capital is a company based in Sao Paulo, Brazil, that provides an online platform focused on the management of product exchange and accounts payable. The platform is designed to streamline these processes for businesses, enhancing efficiency and improving financial management.

Hallo Serviços de Internet Ltda. is a Brazilian company that specializes in providing business solutions for financial institutions, including banks and credit unions. The company develops a customized online platform designed to facilitate the buying and selling of financial products among account holders. This platform not only allows for effective customer feedback and information gathering but also includes features such as transmission, recording, voting, access control, and reporting. By leveraging these capabilities, Hallo enables financial institutions to generate new business opportunities and effectively manage and sell products related to unpaid financing.

Alpe is a company that specializes in financial software aimed at optimizing the backend processes involved in managing a wide array of financial products. It provides services for various asset types, including cryptocurrencies, NFTs, decentralized finance (DeFi), gaming, tokens, and metaverse-related investments. By leveraging advanced technological tools, Alpe enables users and businesses to navigate the complexities of blockchain-related investments. The company develops specialized models and algorithms that enhance decision-making, promoting greater strategic confidence in investment activities. Through its innovative approach, Alpe serves as a resource for market specialists, facilitating more effective management of diverse financial assets.

Fidel API is a financial infrastructure platform that allows developers to create programmable experiences during transaction events on payment cards. Established in 2018 and headquartered in London, with additional offices in Lisbon and New York, Fidel API provides tools that enhance interactions between merchants and consumers by facilitating real-time, event-driven engagements. The platform is designed to integrate seamlessly with major payment networks, such as Visa and Mastercard, to deliver detailed transaction data, including amount, location, date, and merchant. This capability supports improved marketing strategies and customer engagement through tailored loyalty and rewards programs, as well as streamlined processes for reimbursements and expense management. The company serves a diverse clientele, ranging from startups to large enterprises, and has established partnerships with prominent firms across various sectors.

Apollo Agriculture, established in 2015, is a Kenyan agtech company with a presence in Nairobi. It specializes in providing smallholder farmers with access to critical farming inputs, financing, and advisory services. The company leverages agronomic machine learning, remote sensing, and mobile technology to assess credit risk and tailor financial and technical assistance to each farmer's unique needs and location. This approach aims to enhance farm yields and profitability in emerging markets, with a focus on Kenya.

AngelList, established in 2010, is a U.S.-based online platform that connects startups, angel investors, and job seekers. It operates as the parent company of AngelList Venture, AngelList Talent, and Product Hunt, boasting over 20 unicorns in its portfolio. The platform supports millions of job seekers in their search and has facilitated the launch of over 100,000 products. Additionally, AngelList India serves as a platform for fundraising, recruitment, and product launches.

Receiv is a company specializing in a smart billing platform tailored for financial teams within large corporations. The platform transforms the management of accounts receivable and collection processes by automating operational tasks and significantly simplifying the daily activities of finance teams. This innovative approach leads to reduced delinquency rates and enhances customer satisfaction through multiple communication channels, allowing clients to easily resolve their financial commitments. Receiv's platform is flexible, customizable, and integrable, catering to the needs of businesses seeking efficiency and innovation. Among its clients are notable companies such as TOTVS, Grupo Ipiranga, RD Station, Seguros Unimed, and Brinks. Additionally, Receiv collaborates with partners and investors including Darwin Startups, Bossa Invest, B3, Neoway, TransUnion, and RTM.

Payhawk Limited, established in 2019, is a leading provider of spend management solutions, headquartered in London with offices across Europe, the US, and the UK. The company offers a unified platform that combines company cards, expense tracking, accounts payable, and seamless accounting software integrations. Payhawk's real-time tracking, automated data extraction, and customizable alerts enable businesses to control spending, maximize efficiency, and streamline financial operations. With a diverse client base spanning over 32 countries, including prominent names like LuxAir and Babbel, Payhawk empowers businesses to manage expenses effectively and stay agile.

O2OBOTS is a Brazilian company based in Florianópolis that specializes in developing an artificial intelligence platform tailored for brokers and insurance companies. The platform facilitates the distribution of financial services through popular messaging applications such as WhatsApp, Facebook, and Instagram. By integrating with the transactional systems of financial institutions, O2OBOTS provides a robot-based support system that engages users online, enhancing customer interaction and experience. This innovative solution enables banks and fintechs to significantly increase their online sales conversion rates, improve productivity, and reduce operational costs, positioning O2OBOTS as a key player in the financial technology landscape.

Bold is a company that operates an application designed to facilitate payments and manage sales reports and transactions, specifically targeting small and medium-sized businesses (SMBs) in Colombia. Founded in 2019 and based in Bogotá, Colombia, Bold aims to simplify financial processes for its clients. In addition to its core financial services, Bold Media, Inc., which was established in 2015 and is based in San Francisco, California, provides an internal blog platform that helps organizations share knowledge and ideas efficiently.

Wayflyer is a Dublin-based revenue-based financing platform specifically designed for e-commerce brands. The company offers fast and affordable funding solutions to facilitate business growth while simplifying the financing process. In addition to funding, Wayflyer provides an analytics platform that leverages a daily underwriting engine to assess marketing performance. This enables e-commerce businesses to receive detailed insights and recommendations aimed at optimizing their campaign budgets and enhancing overall performance. By combining financial support with actionable marketing analytics, Wayflyer aims to empower e-commerce brands to achieve sustainable growth.

Erithmitic operates a digital lending platform that connects borrowers and brokers with institutional financing options. The company differentiates itself by utilizing proprietary data and software to deliver competitive and reliable funding solutions tailored to various asset types. Its platform streamlines the end-to-end lending process, supported by experienced professionals in origination, underwriting, engineering, and data science.

Fincent is an innovative finance firm dedicated to modernizing financial and accounting services for small and midsized businesses. By combining elements of neo-banking and software as a service, Fincent aims to serve as a comprehensive financial hub. The company offers an AI-powered finance team that operates through a centralized dashboard, facilitating a range of financial functions including bookkeeping, tax preparation, bill payment, invoicing, financial projections, budgeting, and reimbursements. This approach enables entrepreneurs to streamline their financial management processes, allowing them to concentrate on the growth of their businesses while leveraging advanced technology for efficiency and accuracy.

GrowSari is a technology-driven B2B platform designed to empower sari-sari stores by transforming them from basic fast-moving consumer goods (FMCG) outlets into comprehensive service hubs. The company provides shop owners with the necessary tools and infrastructure to digitally procure goods, thereby eliminating the need for middlemen. Through its e-commerce marketplace, GrowSari connects stores directly to suppliers, enabling owners to expand their product offerings to include mobile top-ups, remittances, and banking services. This approach not only helps store owners reduce costs but also enhances their understanding of market trends, ultimately benefiting grassroots communities across the nation.

VegaX Holdings Inc. is a digital asset management company based in Seoul, South Korea, that specializes in providing cryptocurrency investors with innovative investment solutions. The company offers a platform that features actionable cryptocurrency indexes and index-based asset management products, including notable cryptocurrencies such as bitcoin and ethereum. VegaX's platform facilitates easy and secure access for investors, allowing them to utilize index strategies for potentially higher returns and to achieve instant diversification in their portfolios. By focusing on index-driven products, VegaX enables investors to make informed, diversified, and risk-adjusted investment decisions in the evolving cryptocurrency market.

Afriex Inc. is a mobile payment application developer based in Oakland, California, specializing in overseas money transfer services. Founded in 2019, the company offers a digital wallet application that allows users to send and receive money globally, utilizing stablecoins to ensure fast and cost-effective remittance solutions. Afriex supports transactions to over 30 countries, enabling users to make payments and manage their finances more efficiently at current exchange rates, while also providing various withdrawal options to enhance the user experience.

TymeBank is a subsidiary of the Tyme Group, specializing in financial technology and digital banking solutions aimed at the lower-income market. The bank offers accessible financial services with a focus on minimal fees, allowing customers to open secure personal and business accounts online. TymeBank's digital platform provides a range of services, including transactional and savings accounts, with features such as free card swipes and competitive interest rates. By prioritizing affordability and convenience, TymeBank serves over 15 million customers, helping them manage their banking needs with ease and efficiency.

FintechOS specializes in fintech enablement, empowering businesses to launch, service, and expand financial products swiftly and efficiently. Headquartered globally in London and New York, their platform accelerates innovation by breaking data free from core systems, allowing for personalized product creation at scale. FintechOS connects with diverse ecosystems and integrates seamlessly into existing tech stacks, supporting companies like Société Générale, Admiral Group, and BPCE Oney. Their customer base spans strategic corporations to innovative startups, demonstrating their versatility in driving fintech transformation across various industries.

Biscoint is an online trading platform based in Brazil that facilitates the buying and selling of cryptocurrencies, primarily focusing on Bitcoin trading. The platform is designed to provide users with a fast and cost-effective way to engage in cryptocurrency transactions. Biscoint offers a range of services, including Bitybank and Bitypreço, which enhance the trading experience by allowing users to access multiple brokers and investment options. The company's user-friendly interface and efficient processes enable individuals to trade cryptocurrencies with ease and convenience.

TymeBank is a subsidiary of the Tyme Group, specializing in financial technology and digital banking solutions aimed at the lower-income market. The bank offers accessible financial services with a focus on minimal fees, allowing customers to open secure personal and business accounts online. TymeBank's digital platform provides a range of services, including transactional and savings accounts, with features such as free card swipes and competitive interest rates. By prioritizing affordability and convenience, TymeBank serves over 15 million customers, helping them manage their banking needs with ease and efficiency.

Smartcon is a mobile fintech company that specializes in mobile vouchers and membership services.

DgPays is a financial technology company that specializes in providing comprehensive payment solutions tailored for banks, e-money institutions, telecom operators, and transportation operators. The company's platform includes a range of services such as online and mobile payment systems, mobile wallets, prepaid cards, and bill payment solutions. Additionally, DgPays offers tools for managing loyalty programs and payment gateway infrastructure. Their solutions also encompass essential banking services, including compliance, fraud management, and authentication, ensuring secure and efficient financial transactions. By integrating these diverse services, DgPays aims to facilitate seamless and convenient financial experiences for its clients and their customers.

Guiabolso is a Brazilian fintech company founded in 2014 by Thiago Alvarez and Benjamin Gleason, aimed at transforming the financial landscape through innovative technology and Open Banking solutions. With a user base of 6 million, Guiabolso offers an application that consolidates financial management, automates budgeting, and provides a curated marketplace for financial products. The platform enhances users' financial well-being by facilitating informed choices through unique segmenting and scoring capabilities. Additionally, Guiabolso stands out as the only company in Brazil with a fully operational end-to-end Open Banking solution tailored for B2B clients, offering advanced analytics and personal financial management features. By leveraging open data access, Guiabolso seeks to improve the financial lives of consumers and provide valuable insights to its corporate partners.

Party Round is building better tools for founders, starting with an automated fundraising tool. Generate and send docs, collect signatures, and receive funds, automating your raise from open to close.

Ozow, established in 2014 and headquartered in Johannesburg with an additional office in Cape Town, specializes in developing an online payment gateway. This platform facilitates instant, secure bank-to-bank payments for both buyers and merchants across various devices and channels, including SMS, email, QR codes, and in-store. Ozow's innovative solution reduces transaction fees, eliminates the need for cards, and offers real-time notifications, promoting financial inclusion and accessibility for merchants and customers alike.

Divibank is a financing platform that provides businesses with access to growth capital through innovative financial services. It develops software that facilitates customer access to products and services from accredited financial institutions. Divibank's platform is designed to offer credit linked to a business's revenue, allowing for flexible repayment without straining cash flow. By utilizing data from digital marketing campaigns, the platform aims to enhance sales performance while helping entrepreneurs attract new users. This approach enables businesses to leverage their revenue potential and optimize their marketing efforts effectively.

WorldCoin is a company that focuses on creating a privacy-centric digital currency platform designed to enhance global connectivity and trust among users. It offers a secure digital identity solution through its iris-scanning device, which generates a unique World ID, allowing individuals to manage their biometric information and digital assets securely. The platform operates on a permissionless blockchain, ensuring transparency and privacy in transactions. Additionally, the World App facilitates easy access to various Mini Apps while enabling users to store their World ID and digital assets effectively. By prioritizing user privacy, WorldCoin aims to discourage fraudulent activities and promote a trustworthy environment for digital interactions.

Trii is a fintech company focused on democratizing access to the stock market for retail investors in Latin America. It offers a mobile application that allows individual users to buy and sell shares easily and efficiently. By reducing the costs associated with retail transactions, Trii enables investors to automate investing processes that were previously labor-intensive and costly. The company's platform aims to simplify investment for a broader audience, promoting financial inclusion and enhancing the investment experience for users in the region.

SellersFi is a financial technology company that specializes in providing funding and financial solutions for online marketplace sellers. Founded in 2017 and headquartered in New York, the company has developed a platform that offers automated working capital tailored specifically for e-commerce entrepreneurs. Utilizing machine-learning models, SellersFi analyzes data generated from the business activities of online sellers, enabling them to gain access to growth capital and actionable insights. This approach not only facilitates easy access to funding but also helps improve cash flow and streamline operations for e-commerce businesses.

Orchard is a real estate development company that operates a digitally enabled home-buying marketplace designed to streamline the process of buying and selling homes. The company assists customers in finding and purchasing properties while offering a range of vendor partner services, including cleaning, landscaping, photography, flooring, roofing, and plumbing. Orchard's platform combines technology with human-centered design to provide accurate home valuations and facilitates cash offers, allowing buyers to make contingency-free purchases. Additionally, Orchard manages the sale of clients' previous homes, ensuring a seamless and stress-free experience for those looking to buy and sell simultaneously.

Jurify is a legal service using technology that leverages the work of legal titans to offer capital law resources. Created by experienced lawyers from global law firms who grew tired of the cloistered and outdated way law was practiced, Jurify channels the collective genius of the best attorneys worldwide to deliver high-quality legal resources in seconds.

Alvva is a San Francisco-based startup dedicated to developing financial products aimed at enhancing the upward mobility of the over 25 million noncitizen immigrants in the United States. Recognizing that many eligible non-citizens encounter barriers such as unaffordability and limited access to traditional credit, Alvva's first offering is a credit-building loan designed to assist with the costs associated with filing immigration applications. The company employs a fintech platform that provides an electronic check compliant with USCIS specifications and aligns payment schedules with payroll cycles, allowing users to manage their immigration expenses while simultaneously building their credit history. Founded by a team with a shared immigrant experience and extensive fintech expertise, Alvva is committed to addressing the unique challenges faced by immigrants and facilitating their journey towards achieving citizenship and financial stability.

One is a financial mobile application headquartered in San Francisco, California, that offers a range of banking and fintech solutions. Founded in 2019, the company focuses on enhancing users' financial capabilities by providing services such as online payments, cash transactions, and digital wallet functionalities. The app is designed to increase users' spending power by optimizing their earnings and helping them achieve financial goals more efficiently. Additionally, One enables users to share money easily with family and friends while promoting faster growth of their finances. Through its innovative offerings, One aims to bridge financial gaps for its users.

IOUU is a Fintech company focused on transforming traditional financial services to make them more accessible and efficient. The company offers a peer-to-peer lending platform that connects businesses and individuals seeking credit with investors and lending institutions. By leveraging technology, IOUU aims to streamline access to financial services, providing a more transparent and efficient alternative to traditional loan processes. The platform emphasizes financial inclusion and personalized development, ensuring that clients can secure better credit options. Through the use of innovative solutions, including non-traditional data sources and machine learning, IOUU seeks to enhance the customer experience and promote ethical lending practices. The company's mission is to democratize finance and create lasting relationships by delivering greater value and improved opportunities in digital banking.

Nimbly is a financial management platform that caters to small and medium businesses, facilitating efficient B2B payments. The platform automates essential financial tasks such as accounts payable and receivable, significantly reducing the time finance teams dedicate to operational activities. Nimbly's integration with major Brazilian banks enhances the payment workflow, making it seamless for finance departments. In the first half of 2022, Nimbly enabled over 800,000 B2B payment transactions, demonstrating its effectiveness in streamlining financial processes for businesses. By optimizing these workflows, Nimbly allows financial business process outsourcing (BPO) firms to better serve their clients.

Dr.Cash offers credit for medical, cosmetic, and dental treatments. For clinics, it provides patients with more opportunities to achieve their goals and live with a higher quality of life. Dr. Cash aspires to be an exclusive partner at all times. A company comprised of people who understand the needs of their clients and will make the process as simple as possible.

Umba is a digital banking company based in Nairobi, Kenya, founded in 2017. It offers a mobile application that provides a range of financial services, including free bank accounts and the ability to apply for, receive, and repay microloans directly through mobile devices. The platform employs machine learning to assess credit eligibility and create risk scores, which helps optimize risk management for users and financial institutions. By delivering an interconnected ecosystem of financial services, Umba empowers customers in Kenya and Nigeria to gain complete control over their finances in a single app.

Valora is a mobile crypto wallet that aims to simplify the use of cryptocurrencies and decentralized finance for individuals around the world. Its platform is designed for accessibility, allowing users, even those with basic smartphones, to send, save, and spend crypto with the same ease as sending a text message. Valora's application emphasizes user-friendly navigation while ensuring robust cryptographic security and privacy features, enabling secure money transfers across borders with a simple tap. By leveraging blockchain technology, Valora seeks to empower the estimated 6 billion smartphone users globally, making digital currencies practical and usable in everyday transactions.

Daloopa is a company that specializes in document automation and data extraction, utilizing artificial intelligence to streamline complex and high-volume tasks for financial institutions. Its platform transforms intricate financial documents into an organized and auditable database, thereby enhancing the workflow of financial and data teams. By offering precise and comprehensive data on publicly traded companies, Daloopa addresses the urgent data discovery needs of hedge funds, private equity firms, mutual funds, corporations, and investment banks. This AI-driven approach accelerates the analysts' ability to derive valuable insights, particularly during critical periods such as earnings reports and model building. Daloopa distinguishes itself by avoiding generic solutions and focusing on delivering tailored data services that meet the specific requirements of its clients.

Morty, Inc. is an online mortgage broker based in New York, founded in 2015. The company operates a mortgage marketplace that allows homebuyers to shop, compare, and close various loan products. Its platform efficiently matches users with competitive rates and a wide selection of lenders, facilitating access to diverse mortgage options. By streamlining the mortgage process, Morty aims to help consumers save on payments and closing costs, making home financing more accessible and transparent.

TeamApt is a financial technology company that develops digital banking and payment platform for financial transactions. It offers an end-to-end omnichannel digital banking service called Moneytor Digital Banking, enabling banks to offer retail, merchant, and corporate banking services through digital channels, Aptpay for automation of digital banking business operations, settlements, reconciliations, and tracks digital transformation processes with web and mobile interfaces. TeamApt was founded in 2015 and is headquartered in Lekki, Lagos, Nigeria.

Shippabo is an online platform based in California that specializes in simplifying freight shipping operations for its users. The platform offers a range of services, including freight forwarding, customs documentation, and trucking and drayage solutions. It facilitates online bookings and custom bond purchases while providing real-time notifications and comprehensive shipment management tools. Founded by Calvin Lo, Nina Luu, Wes Chien, and Sam Luu, Shippabo aims to enhance the efficiency of the supply chain process by giving importers easy access to essential shipping resources and enabling them to track their shipments effectively.

RoadSync, Inc. is a technology company that specializes in developing an online payment platform tailored for the logistics industry. Founded in 2015 and based in Atlanta, Georgia, RoadSync offers a comprehensive payment portal that facilitates instant receipts for carriers, brokers, and drivers. Its platform enhances billing management by allowing users to track all billing activities and manage recurring transaction communications. Serving a diverse clientele that includes warehouses, repair services, and tow providers, RoadSync aims to streamline logistics expense management by enabling secure and efficient payment acceptance. With a focus on modernizing commerce within the $800 billion logistics sector, RoadSync is dedicated to automating financial solutions to improve payment speed, oversight, and convenience for both payers and vendors.

Kick is a self-driving bookkeeping company developing a social banking platform to crowdsource tax deductions and cashback. Its platform helps kick-start online businesses with a modern business bank account, cashback, and authentic affiliate links.

Unit is a financial infrastructure platform that enables technology companies to integrate financial features into their products, including accounts, cards, payments, and lending. By streamlining the process of launching vertical banks, Unit manages compliance and banking relationships, allowing businesses to create unique banking experiences efficiently. This capability not only accelerates the development timeline for financial services but also enhances customer engagement and lifetime value by differentiating their offerings in a competitive market.

Novo Platform Inc. is a digital banking platform designed for small business owners, entrepreneurs, and freelancers. Founded in 2018 by Tyler McIntyre and Michael Rangel, the company is headquartered in Miami, Florida. Novo offers enhanced business deposit accounts and integrates banking activities with applications that provide users with analytical insights and fraud notifications related to their banking data. The platform is supported by a network of FDIC-insured community banks, aiming to streamline financial management for its clients. Originally known as Novo Financial Corp., the company was incorporated in 2016 and has since focused on creating tailored banking solutions for modern businesses.

Array is a technology company that empowers digital brands, financial institutions, and fintech firms to rapidly launch consumer-focused financial products and features. Its platform enables clients to boost revenue and enhance digital engagement, while promoting financial literacy among their customers. Array's software measures and provides personalized credit and financial data, ensuring secure and customizable solutions for businesses.

Entersekt Pty Ltd. is an international software development company headquartered in Stellenbosch, South Africa, with additional offices in Utrecht, Netherlands, and other locations in North America and Europe. Established in 2008, the company specializes in mobile-first fintech solutions, offering online push-based authentication and application security services tailored for banks and enterprises. Its product portfolio includes transakt, interakt, and connekt, which facilitate secure online and mobile banking, as well as card-not-present authentication. Entersekt's patented mobile identity system is designed to enhance security while delivering convenient digital experiences across various service channels, making it a reliable partner for financial service providers and other enterprises.

Striga is a technology company that provides a blockchain platform designed for digital assets and financial services through a single set of APIs. The platform enables businesses to seamlessly integrate compliant payment solutions into their applications without the complexities of regulatory licensing, such as MiCA and EMI. Catering primarily to developers, Striga offers a robust suite of services that includes user onboarding, custody, trading, IBAN issuing, and card issuing across over 30 countries in the European Union. Its client base comprises early-stage FinTech startups, Web3 innovators, banks, and crypto exchanges, all of whom utilize Striga's solutions to facilitate secure cryptocurrency transactions and enhance their financial service offerings.

Personal Finance Plans are a type of financial education Fintech that caters to both individuals (B2C) and businesses (B2B) (B2B2C). Thousands of consumers are served all around Brazil. Their team works with clients online and on a one-on-one basis to help customers plan, manage, and handle their money, whether it's to pay off debts, save, or invest.

Set Labs is a company focused on advancing the future of finance through innovative crypto-financial solutions. It develops a cryptocurrency asset management protocol that allows users to create and exchange collateralized baskets of tokens. By utilizing a set of smart contracts and specifications, Set Labs enables the efficient and permissionless creation, bundling, and unbundling of crypto assets. This includes not only baskets of ERC20 tokens but also collections of non-fungible tokens and on-chain securities. The tools provided by Set Labs empower developers to construct diverse cryptocurrency baskets, facilitating a more versatile and accessible financial ecosystem.

Addi is a technology company that specializes in providing credit and banking solutions, focusing on point-of-sale lending. Its application enables users to apply for credit at the moment of purchase in partner stores, facilitating a buy now, pay later option with interest-free installment payments. This service promotes digital commerce by allowing consumers to access fast and affordable financing for their shopping needs, thereby enhancing the purchasing experience while supporting retailers in boosting sales.

Flume Health Inc. is a third-party administrator of health plans based in New York, founded in 2018. The company focuses on making self-insured health plans more affordable and user-friendly by offering exceptional customer support alongside innovative payment technology. Flume Health's platform enables members to access healthcare services at significantly reduced rates, typically 20-40% lower than traditional network prices. Additionally, the company employs a virtual assistant to address healthcare-related inquiries, facilitating private communication with trained care guides. Their services include providing data to identify quality medical care, booking appointments, and sending reminders, all aimed at helping clients find affordable medical providers that meet their needs.

INCO is a digital platform that enables electronic investing in real estate projects, including residential, commercial, and industrial properties. The company offers tools for analyzing and monitoring investments, as well as generating monthly reports to aid investors in making informed decisions. By providing detailed information about various real estate projects and their financial backgrounds, INCO aims to facilitate and diversify investment opportunities. The platform promotes liquidity and transparency in the real estate market, allowing investors to access profitable projects with the potential for higher returns. Through its services, INCO seeks to transform and democratize the investment landscape in real estate.

INCO is a digital platform that enables electronic investing in real estate projects, including residential, commercial, and industrial properties. The company offers tools for analyzing and monitoring investments, as well as generating monthly reports to aid investors in making informed decisions. By providing detailed information about various real estate projects and their financial backgrounds, INCO aims to facilitate and diversify investment opportunities. The platform promotes liquidity and transparency in the real estate market, allowing investors to access profitable projects with the potential for higher returns. Through its services, INCO seeks to transform and democratize the investment landscape in real estate.

LvlUp Ventures, established in 2019, is a global venture capital firm headquartered in Los Angeles, California. It invests in and accelerates early-stage startups across diverse sectors such as AI, gaming, consumer tech, and fintech, with a presence in major startup hubs worldwide. LvlUp reviews thousands of applications annually, leveraging its extensive ecosystem and industry expertise to support founders and create category-defining companies. The firm offers bespoke acceleration programs, direct investments, and strategic partnerships, with a track record of producing top-quartile companies and a low failure rate.

Tribal is a technology-driven financial services provider, specializing in offering small and medium-sized businesses in emerging markets access to modern payment methods and financing solutions. The company's platform enables SMBs to utilize multi-currency physical and virtual business credit cards, local and international wire transfers, short-term financing, and a comprehensive spend management tool, all integrated into a single, user-friendly interface. Tribal has secured funding from prominent investors such as SoftBank Latin America Fund, QED Investors, and Coinbase Ventures, and has been recognized by Visa as part of their FinTech Fast Track program.

Nelo is a Mexico City-based company that specializes in developing a mobile application for financial transactions. Founded on April 8, 2019, Nelo offers a digital payment management platform that enables users to track their financial transactions effectively. The platform allows individuals to send and request money while providing a free virtual card with no charges for account opening. This functionality facilitates real-time payment and balance tracking, empowering users to manage their funds in an affordable and secure manner.

Realworld is a developer of an application designed to simplify and automate the complexities of adulthood by providing a centralized platform for managing various aspects of life. The application serves as a comprehensive resource for users, guiding them through important decisions related to finance, health, insurance, and other essential life moments. It enables users to set up credit cards, manage student loan repayments, schedule medical appointments, select health insurance plans, and organize important documents for tasks such as applying for apartment leases. Additionally, Realworld helps users keep track of civic responsibilities by sending reminders for voter registration and local elections. Through its holistic approach, Realworld empowers individuals to navigate adulthood more effectively and make informed decisions.

Tributi is a Colombian fintech company founded in 2017, headquartered in Bogota. It specializes in developing an online platform for preparing income tax returns, catering to various taxpayer profiles such as employees, freelancers, and investors. The platform automates the process by considering all legal deductions according to Colombian law, ensuring secure financial data handling. Tributi aims to reduce tax compliance friction for individuals in Latin America through its automated tax filing preparation service.

Stealth plans to be the fastest cryptographically private digital currency possible. The goal is to provide almost instant transactions with absolute privacy protection using state of the art cryptography combined with streamlined blockchain execution. The technology we are developing is called Quantum Proof-of-Stake (qPoS).

Daylight is a digital banking platform based in West Hollywood, California, specifically designed for the LGBTQ+ community. Founded in 2020, Daylight offers a range of services including prepaid cards, financial tools, and advice tailored to the unique needs of its members. The platform not only facilitates smarter financial habits but also provides cashback rewards for spending at queer bars and allied businesses. By fostering a supportive community, Daylight aims to empower individuals to navigate the financial system effectively and build a secure future without compromise.

Lana is a technology company focused on providing financial services to traditionally underserved populations in Latin America, specifically in Mexico, Chile, and Peru. Through its innovative fintech application, Lana connects users, particularly those engaged in the gig economy, with essential financial tools tailored to their needs. The application facilitates automated personal financial management, enabling users to make bill payments and securely send and receive money through encrypted transactions. By addressing the specific challenges faced by these communities, Lana aims to foster greater financial inclusion and empower individuals with access to convenient and reliable financial services.

LegalBot is a developer of a regulatory compliance platform aimed at financial entities and regulators. The company leverages machine learning analytic tools to enhance the regulatory user experience. With a team of experts in compliance, technology, and business, LegalBot provides a suite of tools designed for the interpretation of rules and classification of obligations. This approach helps companies in regulated markets operate efficiently while ensuring full compliance. By enabling businesses to navigate complex regulatory landscapes, LegalBot enhances productivity, fosters innovation, and supports sophisticated regulatory analysis in a dynamic environment.

Anduin is a technology company focused on enhancing transparency and efficiency in private market transactions and board actions. Its workflow platform streamlines various processes, including due diligence, milestone reporting, auditing, and deal negotiation, ultimately fostering fair outcomes for all parties involved. By providing modular and interoperable tools, Anduin revolutionizes the investor onboarding experience, particularly in alternative and private markets. The platform facilitates secure and collaborative interactions, allowing clients to effectively connect with limited partners and general partners. Through its innovative solutions, Anduin aims to save time and reduce errors, establishing itself as a reliable source of information for all transaction stakeholders.

DgPays is a financial technology company that specializes in providing comprehensive payment solutions tailored for banks, e-money institutions, telecom operators, and transportation operators. The company's platform includes a range of services such as online and mobile payment systems, mobile wallets, prepaid cards, and bill payment solutions. Additionally, DgPays offers tools for managing loyalty programs and payment gateway infrastructure. Their solutions also encompass essential banking services, including compliance, fraud management, and authentication, ensuring secure and efficient financial transactions. By integrating these diverse services, DgPays aims to facilitate seamless and convenient financial experiences for its clients and their customers.

VoiceOps is a pioneering coaching enablement solution specifically designed for call centers, aiming to enhance the effectiveness of coaching and drive significant return on investment. Founded in 2016, the company utilizes advanced artificial intelligence tools to analyze high-volume calls and identify successful behaviors, which are then scaled across teams to foster lasting behavioral changes among representatives. This approach not only improves conversion rates but also reduces attrition and ramp-up time, creating a more consultative experience for customers. VoiceOps has demonstrated impressive results for its clients, including substantial increases in close rates and significant reductions in compliance violations and post-call work. The company serves leading organizations in various sectors, including financial services, education, and insurance, positioning itself as a critical partner for businesses looking to optimize their call center operations and drive growth.

Starship is a financial technology company based in New York City, established in 2016. It focuses on creating a mobile health savings account (HSA) platform that integrates savings, investing, and health-tracking tools. The application allows users to conveniently manage their health savings through automated investing in index funds, streamlined reimbursements, and a user-friendly mobile interface. Additionally, it offers features such as receipt management, card management, and family account oversight, facilitating tax-free healthcare expenses and promoting financial wellness. Starship aims to simplify the process of saving and investing for healthcare needs, making it accessible and efficient for users.

Receiv is a company specializing in a smart billing platform tailored for financial teams within large corporations. The platform transforms the management of accounts receivable and collection processes by automating operational tasks and significantly simplifying the daily activities of finance teams. This innovative approach leads to reduced delinquency rates and enhances customer satisfaction through multiple communication channels, allowing clients to easily resolve their financial commitments. Receiv's platform is flexible, customizable, and integrable, catering to the needs of businesses seeking efficiency and innovation. Among its clients are notable companies such as TOTVS, Grupo Ipiranga, RD Station, Seguros Unimed, and Brinks. Additionally, Receiv collaborates with partners and investors including Darwin Startups, Bossa Invest, B3, Neoway, TransUnion, and RTM.

Credit Dharma is rebranded as Threedots. Credit Dharma democratized the home-financing ecosystem, replacing it with a digitized process that eliminates commissions, fees, unnecessary steps, and time-wasting branch appointments. In addition to providing mortgage rates in seconds, Credit Dharma’s platform offers a digital marketplace featuring competitive quotes from an array of home loan providers for seamless purchase. The company was founded in 2021 by Ex-groww team and is headquartered in Bengaluru, India

Promise Network Inc. is an organization based in Oakland, California, founded in 2017, that aims to reduce recidivism and enhance community safety by providing alternatives to incarceration. Through its application platform, Promise offers a comprehensive suite of services for arrestees who cannot afford bail, including personalized care plans that incorporate court-mandated conditions and access to essential services such as drug treatment, housing assistance, and job training. The platform facilitates intake and assessment, ongoing support, and supervision, allowing for effective communication and coordination among care teams. By working with county governments, Promise helps manage the jail population and fosters better long-term outcomes for both individuals and communities by promoting rehabilitation over incarceration.

SoLo Funds, Inc., established in 2015 and headquartered in New York City, operates a mobile platform that facilitates peer-to-peer lending. It connects individuals in need of short-term loans with those willing to lend, fostering a community-driven financial ecosystem. The platform assesses creditworthiness and enables borrowers to access small, interest-free loans on terms they set, processing millions of transactions since its 2018 launch. SoLo aims to provide an equitable and empowering lending alternative, and is expanding its services to include banking, credit building, and premium member offerings.