Bossa Invest

RevisaPrev is a technology company focused on retirement review and pension planning services. It employs innovative technology to assess and optimize retirement plans, helping clients recover their financial dignity and rectify errors in their retirement benefits.

Money Education, located near New Orleans, LA, specializes in developing, designing, and publishing academic and reference materials for the financial industry. The company focuses on upper-level university students and business professionals who seek a comprehensive curriculum in financial planning or require a thorough financial reference. Its textbooks cover essential topics in professional financial planning, making them particularly beneficial for individuals preparing for the national CFP certification examination. Founded and managed by active financial industry experts and academics, Money Education's content is rooted in real-world experience and reflects current practices in the field. The company's portfolio includes easy-to-read textbooks and digital resources that aim to provide clear and updated financial education for students, educators, and professionals alike.

Gado Certo specializes in providing personalized support services in the livestock sector, focusing on the digital buying and selling of cattle. The company offers consultancy and operational services for the purchase and sale of cattle lots, facilitating secure transactions through an integrated payment system. Additionally, Gado Certo features a calculator designed to help ranchers assess the feasibility of purchasing specific cattle lots based on their individual preferences and viable market values. Through these services, Gado Certo aims to streamline the cattle trading process for ranchers.

PlayBPO is a financial business process outsourcing (BPO) manager that specializes in streamlining operations for financial institutions. The company offers a cloud-based task management platform designed to enhance agility and efficiency in managing tasks, clients, and communication. Its features include a centralized system for organizing customer interactions, a dashboard that highlights key performance indicators, and a timesheet for tracking time spent on various tasks. By providing a pre-configured platform, PlayBPO enables financial BPOs to quickly implement essential processes, improving overall operational effectiveness.

Celero is a financial management company based in Curitiba, Brazil, founded in 2014. It offers a platform and mobile application designed to assist small and medium-sized service providers in managing their business finances. The platform allows users to send photos of payables and receivables, track and approve scheduled payments, and monitor cash flow with detailed reports. Celero's services include financial automation, total financial control, and automatic bank reconciliation, while also integrating with various business technologies. By simplifying the financial management process, Celero aims to help entrepreneurs maintain control over their finances and reduce the time spent on financial tasks.

Personal Finance Plans are a type of financial education Fintech that caters to both individuals (B2C) and businesses (B2B) (B2B2C). Thousands of consumers are served all around Brazil. Their team works with clients online and on a one-on-one basis to help customers plan, manage, and handle their money, whether it's to pay off debts, save, or invest.

Mottu is a motorcycle rental startup that focuses on supporting gig workers in the logistics and food delivery sectors. By providing access to motorcycles without the need for a guarantor, Mottu facilitates opportunities for individuals to improve their livelihoods through delivery services. The company also offers a logistics platform that manages maintenance services, ensuring that the motorcycles remain in good condition for users. Mottu aims to become a leading solution for those engaged in delivery work, addressing the needs of an underserved market.

Decoda Health operates a conversational AI technology company that streamlines healthcare payment management. Its platform reads electronic health records, automatically assigns billing codes to clinician notes, and facilitates patient payment discussions, aiming to reduce administrative burden, claim denials, and enhance compliance, while maintaining patient respect and understanding.

Klasha is a global technology company established in 2021 by Jess Anuna, focused on facilitating seamless financial transactions to and from emerging markets. The company offers a platform and APIs that enable businesses to collect and send payments, as well as hold various currencies, including exotic and hard currencies. Klasha's infrastructure supports enterprise-level clients in managing their cross-border payments efficiently. By allowing international merchants to accept payments from Africa using local payment methods, Klasha enhances the ease of online transactions for customers, enabling them to transact conveniently from their homes. With the capability to handle over 120 currencies, Klasha aims to save merchants both time and money in their payment processes.

LeverPro is an online platform that specializes in providing real-time evaluation and planning for economic and financial visions. It offers a software-as-a-service (SaaS) solution that includes various modules for generating financial statements, explanatory notes, and comprehensive economic reports. Users can also access performance indicators and prepare corporate budgets, which facilitates swift analysis and informed decision-making. The platform is adaptable for mobile devices, ensuring accessibility and convenience for its users. LeverPro aims to streamline financial processes and enhance the clarity of financial data through its intuitive presentation of reports and graphics.

Instabase, Inc. is a technology company based in San Francisco, California, founded in 2015. It specializes in developing a platform that automates document processing workflows and analyzes unstructured data. The platform integrates various capabilities, including optical character recognition, data classification and extraction, and natural language processing, allowing organizations across sectors such as insurance, finance, and healthcare to streamline operations and improve decision-making. Additionally, Instabase provides a developer kit that enables the creation of customized business applications, helping institutions embed artificial intelligence into their systems and processes. Through its innovative solutions, Instabase aims to address significant business challenges and facilitate transformational outcomes for its clients.

IronVest is a security technology firm focused on safeguarding data, identity, and financial accounts during online transactions. Its innovative technology aims to protect users' banking and transaction information, allowing them to conduct their activities securely. By prioritizing user security, IronVest addresses the growing concerns surrounding online safety in financial dealings, providing a reliable solution for individuals looking to protect their sensitive information in an increasingly digital landscape.

Gado Certo specializes in providing personalized support services in the livestock sector, focusing on the digital buying and selling of cattle. The company offers consultancy and operational services for the purchase and sale of cattle lots, facilitating secure transactions through an integrated payment system. Additionally, Gado Certo features a calculator designed to help ranchers assess the feasibility of purchasing specific cattle lots based on their individual preferences and viable market values. Through these services, Gado Certo aims to streamline the cattle trading process for ranchers.

INCO is a digital platform that enables electronic investing in real estate projects, including residential, commercial, and industrial sectors. It provides users with tools to analyze and monitor their investments while generating monthly reports. The platform offers comprehensive information about various real estate projects and their financial backgrounds, allowing investors to pursue profitable opportunities with the potential for higher returns. By focusing on liquidity and transparency, INCO aims to democratize access to real estate assets, facilitating a more diverse investment landscape.

Transfeera is an open banking platform established in March 2016 with the aim of automating and simplifying payments for businesses and individuals. Founded by three former ContaAzul employees, the platform facilitates cost-effective bank transfers, specifically targeting the reduction of expenses associated with TEDs and DOCs. By streamlining financial processes, Transfeera helps users minimize errors and operational efforts, leading to further savings. The platform provides a secure and efficient means to make and receive payments, allowing users to manage transactions with employees, suppliers, and customers while avoiding high-interest rates from banks. Ultimately, Transfeera enhances cash flow and saves time and money for its users.

Inco Ventures, based in Paris, France, is a specialized venture capital firm licensed by the AMF. With over €500 million in assets under management or advice, the company invests in and supports promising startups and companies that focus on innovative solutions to social and environmental challenges. Their investment portfolio spans across sectors such as energy and ecological transitions, digital economy and education, healthcare, and service accessibility. Inco Ventures is committed to fostering a new economy that is both socially inclusive and environmentally sustainable, aligning financial returns with positive impact.

Kredivo is a leading digital financial services provider based in Jakarta, Indonesia, founded in 2016 by Akshay Garg. It offers a modern online credit platform that enables customers to access instant credit for e-commerce and offline purchases, as well as personal loans. Kredivo's innovative API allows businesses to integrate its payment options seamlessly, offering customers flexible financing solutions such as 30-day payment plans and installment options. The platform emphasizes real-time decision-making to ensure a straightforward and transparent credit experience, catering to a wide range of consumers and enhancing their shopping capabilities. Additionally, Kredivo operates in key Southeast Asian markets, solidifying its position as a prominent player in the region's digital credit landscape.

Kapstar operates a digital exchange platform designed to facilitate the sending and receiving of money from the United States. By leveraging advanced banking structures, the platform provides cross-border payment services within a secure regulatory framework. This enables both individuals and businesses to transfer funds internationally and process payments at reduced costs. The company's focus on creating an efficient and user-friendly experience positions it as a valuable solution for those seeking reliable money transfer options.

FlyCode is an artificial intelligence-powered application designed to assist subscription-based businesses in managing dunning and payment processes effectively. The platform focuses on maximizing revenue by intelligently addressing payment failures, thereby reducing passive churn among subscribers. By optimizing payment management, FlyCode enables clients to recover lost revenue and enhance overall financial performance.

Fiscal Crypto is a cryptocurrency platform that offers an asset declaration solution aimed at helping users manage their crypto assets effectively. The platform provides tools for calculating tax obligations, uploading necessary tax documents, and downloading capital gains reports. By streamlining these processes, Fiscal Crypto enables users to avoid fines and penalties associated with tax delays, ensuring compliance while tracking profits and losses efficiently.

Bart Digital is a software company that specializes in streamlining agricultural credit granting processes for industries, traders, and distributors. By leveraging workflow automation and digital signatures, Bart Digital significantly reduces the bureaucratic delays often associated with these operations. The platform facilitates the integration of various stakeholders, including producers and resellers, thereby enhancing the efficiency of commodity exchange operations for agricultural inputs. Additionally, Bart Digital offers strategic information services, such as satellite monitoring of crops and environmental compliance data, which aid clients in assessing borrowers' credit risk. Through the use of artificial intelligence for automatic document analysis, Bart Digital empowers clients to execute private lending operations more effectively while minimizing exposure to market volatility.

Mitfokus, founded in 2016 and based in Campinas, São Paulo, offers financial, tax, and accounting solutions tailored specifically for the healthcare industry. The company has developed a financial application that facilitates safe and cost-effective medical accounting. Mitfokus specializes in the issuance of invoices and tax planning, providing detailed monthly reports and bank reconciliation through the use of digital classifiers powered by artificial intelligence. This innovative approach helps physicians and medical companies enhance their service standards while effectively addressing financial and tax challenges.

Fiscontech specializes in developing fintech software designed to automate fiscal and tax tasks, enhancing productivity and efficiency in accounting and financial processes. The company's software streamlines operations by managing e-CAC and state notifications, and consolidating federal, state, and municipal CNDs into a single interface. Additionally, it offers features such as automated delivery guides and receipts, advanced issue filtering for common customer concerns, and effective storage and management of purchase and sales markup language. By facilitating the analysis of debts, Fiscontech enables its clients to significantly improve the search and management of financial and accounting information.

Tamara is a prominent shopping and payments platform based in Riyadh, Saudi Arabia, and serves the GCC region. Founded by Abdulmajeed Alsukhan and his partners, the company aims to transform the shopping, payment, and banking experience for consumers. With a workforce of over 350 employees, Tamara has established a significant presence, operating offices in the UAE, Egypt, Germany, and Vietnam. Since its inception in September 2020, Tamara has raised approximately $366 million in both equity and debt from notable investors, including Sanabil Investments and Goldman Sachs. The platform boasts around 6 million customers and partners with more than 15,000 merchants, featuring a mix of global and regional brands as well as local small and medium enterprises. Tamara empowers merchants by providing flexible payment options through its application programming interfaces, allowing clients to increase sales by offering installment payment plans.

Moniepoint is a financial technology company that offers a comprehensive digital banking and payment ecosystem tailored for small and medium-sized businesses. The platform provides a range of services, including payment processing, credit access, and business management tools. Moniepoint enables businesses to create accounts and accept payments through various offline and online channels, facilitating efficient financial management. By integrating banking solutions with essential business tools, Moniepoint supports organizations in managing their finances and accessing the resources necessary for growth.

Alongside builds indexes for cryptocurrencies.

Klar is a digital financial platform focused on providing deposit and credit services to customers in Mexico. The company operates as a challenger bank, offering instant credit, as well as cashback and withdrawal services without commissions, through its card and mobile application. By leveraging technology, Klar aims to deliver secure and cost-effective alternatives to traditional credit and debt services, catering to the evolving needs of its users.

NymCard is a payment processing platform founded in 2016, operating from Abu Dhabi, United Arab Emirates, with a focus on enhancing the digital payment landscape in Africa and the Middle East. The company specializes in providing an issuer processor solution that allows banks and financial institutions to offer innovative digital payment products, including plastic, virtual, and tokenized cards. NymCard's advanced infrastructure and user-friendly mobile wallet solutions facilitate quick account setup and immediate access to smart payment cards, promoting efficient and secure online transactions. By leveraging open APIs and mobile SDKs, NymCard aims to address the low penetration of payment cards in these regions, thereby driving greater participation in the digital economy.

Cont.Digital is a digital accounting company based in Santa Maria, Rio Grande do Sul, that specializes in providing accounting services to micro and small businesses. Founded in 2019, the company focuses on various aspects of financial management, including tax assessment, bookkeeping, revenue and expense control, statement preparation, and bank reconciliation. Cont.Digital operates an accounting platform designed to automate routine accounting tasks, streamlining processes from business registration to ongoing monitoring of accounting, tax, and personnel functions. This fully online and secure platform allows clients to manage their financial operations efficiently, providing accessibility and convenience from any location at any time.

Zoe Financial, Inc., founded in 2016 and based in Scarsdale, New York, specializes in providing financial advisory services. The company focuses on connecting clients with independent, fiduciary financial advisors who are thoroughly screened to ensure they offer appropriate and trustworthy guidance. Zoe Financial employs a wealth planning platform that categorizes advisors based on their qualifications, expertise, and operational efficiency, facilitating personalized financial planning for clients. This approach helps individuals navigate their financial needs, promoting accountability and informed decision-making for stable wealth creation.

R5 is a company based in Colombia that simplifies vehicle ownership for its customers. It operates an online platform designed to facilitate financing through the use of assets like cars and motorcycles as collateral. The platform caters primarily to low-income individuals, allowing them to refinance high-interest debt or secure funds for business investments. Additionally, R5 offers a digital solution for purchasing compulsory vehicle insurance at affordable rates, enabling customers to leverage their vehicles to access credit options with lower interest rates. This approach aims to make financial services more accessible and manageable for its users.

WeBro Pay offers digital financial solutions. They arrive to help builders and developers manage receivables from realtors, including the well-known sales commissions. They view their available balance, future commissions, contracts, customers, and slips.

Hallo Serviços de Internet Ltda. is a Brazilian company that specializes in providing business solutions for financial institutions, including banks and credit unions. The company develops a customized online platform designed to facilitate the buying and selling of financial products among account holders. This platform not only allows for effective customer feedback and information gathering but also includes features such as transmission, recording, voting, access control, and reporting. By leveraging these capabilities, Hallo enables financial institutions to generate new business opportunities and effectively manage and sell products related to unpaid financing.

Mooney develops a practical financial literacy methodology. They provide financial literacy in a practical way. Thier products includes mooney lab i, mooney young, and mooney kids.

Alpe Capital specializes in financial software that facilitates the backend management of diverse financial products. The company provides a range of services tailored to assets including cryptocurrencies, NFTs, decentralized finance (DeFi), gaming, tokens, and metaverse investments. By leveraging innovative technological tools, Alpe Capital enables users and businesses to effectively manage these financial products. Their focus on developing models and algorithms supports informed decision-making, enhancing strategic effectiveness in investment activities.

Spotawheel is a tech-driven dealership that specializes in the buying and selling of used cars, established in 2015 and headquartered in Nea Ionia, Greece. The company operates in Greece and Poland, providing a transparent online platform for second-hand vehicles. Spotawheel offers a curated inventory of fully inspected cars, which are available for both purchase and subscription leasing. The platform incorporates predictive analytics to help users identify and monitor potential faults in vehicles. Additionally, Spotawheel enhances the buying experience by offering various add-ons such as financing, insurance, warranty, and after-sales support, enabling customers to make informed and confident decisions when purchasing used cars.

Cignifi Inc. is a company that specializes in credit and marketing analytics, primarily serving mobile network operators. Established in 2010 and headquartered in Boston, Massachusetts, with an additional office in Sao Paulo, Brazil, Cignifi has created a platform that generates credit risk and marketing scores using mobile phone data. This innovative approach addresses the needs of approximately 2.7 billion individuals globally who possess mobile phones but lack access to traditional financial services. The company's offerings extend beyond analytics, encompassing products such as airtime credit, handset financing, and online lending, aimed at empowering underserved consumers and enhancing their access to essential financial products. Cignifi's platform leverages proprietary behavioral modeling and analytics tools to facilitate the onboarding of new customers for banks, insurers, and retailers while effectively managing fraud and credit risk.

Aavenir Software Pvt. Ltd specializes in developing Software-as-a-Service solutions for source-to-pay processes. Founded in 2019 and headquartered in Ahmedabad, India, with an office in San Francisco, California, Aavenir utilizes machine learning and natural language processing technologies to enhance procurement efficiency. Its platform automates invoice processing by extracting vital information such as invoice numbers and payment terms, while validating data against purchase orders and contract details to ensure accuracy. Aavenir's solutions aim to streamline procurement and contract lifecycle management, offering clients actionable insights based on historical data to optimize their processes.

Payhawk, established in 2019, is a leading spend management solution provider, headquartered in London with offices across Europe, the US, and the UK. The company offers a unified platform that combines company cards, expense tracking, accounts payable, and seamless accounting software integrations. Payhawk empowers businesses to control spending, maximize efficiency, and stay agile, serving over 32 countries and prominent clients such as LuxAir, Babbel, and Vinted.

Erithmitic operates a non-bank lending platform that offers reliable and competitive institutional financing to borrowers and brokers. By utilizing proprietary data and advanced software, the company delivers customized debt financing solutions across various asset types. Its platform integrates data, technology, and institutional lending support to streamline the borrowing process. This approach allows Erithmitic to engage experienced originators, underwriters, engineers, and data scientists, facilitating efficient execution of lending and borrowing transactions.

Wayflyer is a Dublin-based revenue-based financing platform specifically designed for e-commerce brands. The company offers fast and affordable funding solutions to facilitate business growth while simplifying the financing process. In addition to funding, Wayflyer provides an analytics platform that leverages a daily underwriting engine to assess marketing performance. This enables e-commerce businesses to receive detailed insights and recommendations aimed at optimizing their campaign budgets and enhancing overall performance. By combining financial support with actionable marketing analytics, Wayflyer aims to empower e-commerce brands to achieve sustainable growth.

Fincent is a finance firm focused on modernizing financial and accounting services for small and midsized businesses. The company offers an AI-powered platform that acts as a comprehensive financial hub, integrating various functions such as bookkeeping, tax preparation, bill payment, invoicing, financial projections, budgeting, and reimbursements. By providing a real-time dashboard, Fincent enables entrepreneurs to manage their finances efficiently, allowing them to concentrate on growing their businesses. Through its innovative approach, Fincent aims to streamline financial processes and enhance overall business management.

TymeBank is a subsidiary of the Tyme Group, specializing in financial technology and digital banking solutions aimed at the lower-income market. The bank offers accessible financial services with a focus on minimal fees, allowing customers to open secure personal and business accounts online. TymeBank's digital platform provides a range of services, including transactional and savings accounts, with features such as free card swipes and competitive interest rates. By prioritizing affordability and convenience, TymeBank serves over 15 million customers, helping them manage their banking needs with ease and efficiency.

Albo is a prominent Mexican challenger bank that provides a financial platform designed to simplify money management for its users. It offers a mobile banking app and a Mastercard, enabling clients to easily track their spending, saving, and investment activities. The platform allows users to receive and transfer money effortlessly, with features that include real-time tracking of monetary movements and categorized expense and income reports. Albo focuses on adapting to individual lifestyles by delivering honest and innovative banking services that enhance financial management.

TymeBank is a subsidiary of the Tyme Group, specializing in financial technology and digital banking solutions aimed at the lower-income market. The bank offers accessible financial services with a focus on minimal fees, allowing customers to open secure personal and business accounts online. TymeBank's digital platform provides a range of services, including transactional and savings accounts, with features such as free card swipes and competitive interest rates. By prioritizing affordability and convenience, TymeBank serves over 15 million customers, helping them manage their banking needs with ease and efficiency.

Arquivei is a web application that monitors NFes issued for CNPJ, automatically downloads the XML and PDF files, and stores them in the cloud. It works by reading digital certificates and does not require any software installations on the machines. Its panel allows users to view, print, search, and filter by period, supplier, and various other criteria for NFE, NFSe, and ES cells. Arquivei for businesses connects to the Department of Finance, automatically downloads NFes issued for the CNPJ of companies, and stores them in XML and DANFE on Note Management Panel; keeps all invoices before the product arrives; and offers reports, filters, and intelligent search for any content of the notes. It offers accountants with the Panel access to invoices of clients who are in Arquivei; enables them to monitor and centralize tax documents such as NFes, STCs, and NFSes Ginfes on Note Management Panel; and offers filters and intelligent search on any content of the notes. Arquivei is operated from São Carlos, Brazil.

Alan Yelsey, the founder of WAY (wayfinder.net), sold his previous company, Machine Dreams, to multi-billion dollar Australian Company Computershare in 2009. Alan, a former Honeywell Executive responsible for Signal and Image Processing Business Development, founded and grew Machine Dreams into one of the world's largest knowledge visualization companies. His clients spanned the globe and all industry segments. Alan was acclaimed for the inventive creativity of the unique software, hardware and services Machine Dreams provided to most of the world's largest corporations. Since then, Alan assembled a team that has spent the last 10 years developing WAY to solve the largest problem facing the world today, and fully embrace the greatest business opportunity of the century - the reinvention of the defective primitive language and interfaces we use for everything important. Fast Company judged WAY to be one of the top world changing ideas of 2019. Noted media experts and social networking companies believe what WAY has developed will inevitably disrupt and replace the way human beings communicate with themselves and their computer screens. What WAY has invented (5 seminal patents and more pending) is an elegantly simple multi sensory universal language that for the first time enables organizations and individuals to accumulate, access and apply a systemic lens to everything complex - with an attractive entertaining gaming-like interface,, paint by numbers touch, no language barriers, feedback loops for mass action reward and recognition, transparency and proof verification on top of AI and Big Data, and ubiquitous potential. WAY's new pattern based semiotic language will disrupt and revolutionize commerce, the internet, social networks, finance, healthcare, organizational management systems, AI/Big Data/IT, education and economic systems worldwide. WAY's invention is an entirely new paradigm that declares that our inherited deficient languages - how people think, communicate and act - are actually THE problem. The solution is an accumulative multi-sensory language built upon ontologically organized universal cellular models filled with pattern and sound to signify meaning. Please contact us to experience what many believe is the invention that will reset how corporations and economies work. WAY is seeking a corporate partner to fully realize its technology and bring its inventions to life or investors who believe in WAY's new paradigm.

We are the largest Digital Assets Platform in Latin America. - 4,000,000 clients - +220 assets listed - 11 years operating since 2013 - USD 31 billion transacted - 400 employees - +120M USD tokenized assets Achievements: - Top #1 Series B round ever in Latin America and the largest investment in a crypto company ever made by SoftBank in the region - 1st RWA Tokens issuer in Brazil, LatAm Leader, 4th worldwide - Based in Brazil with offices in Portugal and Mexico Invested by: - SoftBank - 10T Holdings - genial - GP Investments - Mercado Libre - Parallax Ventures - Tribe Capital Regulatory Licences: - BACEN - CVM - Banco de Portugal Audited by: - EY The company was founded in 2013 by Gustavo Chamati and Mauricio Chamati and is headquartered in Sao Paulo, Brazil.

Guiabolso is a Brazilian fintech company founded in 2014 by Thiago Alvarez and Benjamin Gleason, aimed at transforming the financial landscape through innovative technology and Open Banking solutions. With a user base of 6 million, Guiabolso offers an application that consolidates financial management, automates budgeting, and provides a curated marketplace for financial products. The platform enhances users' financial well-being by facilitating informed choices through unique segmenting and scoring capabilities. Additionally, Guiabolso stands out as the only company in Brazil with a fully operational end-to-end Open Banking solution tailored for B2B clients, offering advanced analytics and personal financial management features. By leveraging open data access, Guiabolso seeks to improve the financial lives of consumers and provide valuable insights to its corporate partners.

Ozow, established in 2014 and headquartered in Johannesburg with an additional office in Cape Town, specializes in developing an online payment gateway. This platform facilitates instant, secure bank-to-bank payments for both buyers and merchants across various devices and methods, including SMS, email, QR codes, and in-store. Ozow's unique pay-by-bank solution enables merchants to initiate payments through diverse channels, reducing chargebacks and offering real-time transactions, automated reconciliations, and low transaction fees. By eliminating the need for cards and offering free processing for smaller businesses, Ozow promotes financial inclusion and accessibility, contributing to increased sales and customer satisfaction.

Divibank is a financing platform that provides businesses with access to growth capital through innovative financial services software. The platform facilitates connections to accredited financial institutions, offering credit solutions that align repayment with revenue performance, thereby preserving cash flow for users. By leveraging data from digital marketing campaigns, Divibank aims to enhance sales volume while ensuring effective campaign performance. This approach empowers entrepreneurs to expand their sales operations and acquire new customers efficiently.

Halan is a ride-hailing application based in Cairo, Egypt, that specializes in providing two and three-wheeler vehicle rides and on-demand logistics services. Founded in November 2017, the platform allows users to request motorbike or tuk-tuk rides and order food or goods for delivery via motorbikes and cargo tricycles. In addition to catering to individual customers, Halan offers smart-tech last-mile delivery solutions to support both large organizations and small businesses in their distribution and supply chain needs. The application enhances convenience and safety for users while providing drivers with opportunities for incremental business. Halan has established partnerships with notable fast-food chains such as McDonald’s, KFC, and Pizza Hut, further solidifying its presence in the logistics and ride-hailing market.

Financial Choice allows consumers to invest their checking account funds for market returns while retaining instant cash access. Financial Choice provides instant access to cash, automated investing, tax efficiency, and portfolio rebalancing.

Shara is a mobile application that provides a digital platform designed for consumer goods companies in developing markets. It offers tools for managing business operations, including features for sending receipts and invoices, tracking outstanding payments, and sending scheduled reminders and customized professional statements. Additionally, Shara includes a free and secure wallet, allowing clients to organize their finances effectively. By offering these services at no cost, Shara aims to assist businesses in systematically growing and enhancing their sales capabilities.

Palenca is a company that specializes in a payroll application programming interface (API) designed to simplify the sharing of employment data between consumers and financial institutions. Its technology allows for the validation of income and employment information, providing clients with access to workers' personal profiles and earnings. This capability not only streamlines the background verification process but also facilitates automated collections directly from borrowers' paychecks, enhancing the overall efficiency of financial transactions related to employment verification and loan repayments.

Omie is a Brazilian software company founded in 2013, headquartered in São Paulo. It specializes in developing cloud-based enterprise resource planning (ERP) and financial services tailored for small and medium-sized enterprises. The company's platform integrates business processes by offering tools for accounting and customer relationship management, enabling users to issue fiscal notes, manage receivables, and monitor daily operations effectively. Omie's software is designed to be simple, intuitive, and affordable, fostering a collaborative ecosystem where entrepreneurs and accountants can work together seamlessly to enhance business efficiency.

Nimbly is a financial management platform that assists small and medium businesses in automating their day-to-day financial tasks, including accounts payable and receivable. By streamlining payment workflows, Nimbly saves time for finance teams, allowing them to focus on more strategic activities. The platform has established native integrations with major Brazilian banks, facilitating smooth B2B payment processes. In the first half of 2022, Nimbly processed over 800,000 B2B payment transactions, demonstrating its significant impact on the operational efficiency of financial teams. Through its services, Nimbly enhances the capacity of financial business process outsourcing providers to better serve their clients.

Daloopa specializes in document automation and data extraction, utilizing artificial intelligence to streamline the management of complex financial documents. By converting these documents into an auditable database, Daloopa provides clarity for financial institutions, enabling them to efficiently handle high-volume, critical tasks. The company serves a diverse range of clients, including hedge funds, private equity firms, mutual funds, corporations, and investment banks, assisting them in quickly addressing urgent data discovery needs during earnings periods and model-building processes. Daloopa's AI-driven approach distinguishes it from traditional one-size-fits-all solutions, offering comprehensive and precise data on publicly traded companies in a timely manner.

Foresight was originally created by Taylor Davidson in 2008 as a resource for entrepreneurs to download a simple financial model template for early-stage startups. The reason was simple: Taylor found himself continually creating new financial models for entrepreneur friends of his from scratch, and struggled to find standard templates or resources on the web. He spent one last time building a new financial model for a friend, and then turned it into a template and released it to the public on his website. After years of modifications, additions, improvements, and new models, Foresight has grown into a more complete resource for financial model templates and standards for entrepreneurs. Over 10,000 people have downloaded one of the financial models and multiple entrepreneurs have raised millions of dollars in venture funding using these templates as a base.

TeamApt is a financial technology company that develops digital banking and payment platform for financial transactions. It offers an end-to-end omnichannel digital banking service called Moneytor Digital Banking, enabling banks to offer retail, merchant, and corporate banking services through digital channels, Aptpay for automation of digital banking business operations, settlements, reconciliations, and tracks digital transformation processes with web and mobile interfaces. TeamApt was founded in 2015 and is headquartered in Lekki, Lagos, Nigeria.

Ridepanda is an online marketplace specializing in the sale of eco-friendly electric vehicles, including e-bikes, e-mopeds, and e-scooters. The platform is designed to cater to individual needs by allowing users to select vehicles based on their height, weight, and personal preferences. In addition to offering a curated selection of sustainable rides, Ridepanda provides essential services to enhance customer experience, such as flexible financing options, extended warranties, theft insurance, vehicle assembly, and maintenance plans. This comprehensive approach enables customers to purchase electric vehicles with added confidence and convenience.

Unit is a financial infrastructure platform that enables technology companies to integrate financial features into their products, including accounts, cards, payments, and lending services. By streamlining the process of launching vertical banks, Unit manages compliance and maintains necessary banking relationships, allowing businesses to create customized banking experiences more efficiently. This capability not only helps companies save time but also enhances their product offerings, ultimately increasing customer lifetime value.

Payflow is a financial platform that offers a unique employee benefit by providing instant access to earned salaries, thereby enhancing employees' financial well-being. Founded in 2020 and backed by Rocket Internet, the company operates from Spain. Payflow's service allows employees to access their earnings without affecting the company's cash flow or complicating payroll processes. This approach not only improves employee productivity and engagement but also helps organizations manage their financial operations more effectively. Through its platform, Payflow aims to support both employees and employers in achieving better financial management.

Striga is a developer of a blockchain platform that provides a comprehensive suite of APIs for digital assets and financial services. The company enables businesses to integrate compliant payment solutions into their applications without the complexities associated with regulatory licensing, such as MiCA and EMI. Striga's platform offers services including user onboarding, custody, trading, IBAN issuing, and card issuing, catering to a diverse clientele that includes FinTech startups, Web3 innovators, banks, and crypto exchanges. By simplifying access to compliant financial services, Striga allows its customers to securely utilize cryptocurrency for payments across more than 30 countries in the European Union.

Set Labs is focused on advancing the field of finance through innovative cryptocurrency asset management solutions. The company develops a protocol that enables the creation and exchange of collateralized baskets of tokens, utilizing smart contracts to facilitate the bundling and unbundling of various crypto assets. This technology allows users to efficiently create cryptocurrency baskets, which can include a mix of ERC20 tokens, non-fungible tokens, and on-chain securities. By providing tools and specifications for developers, Set Labs aims to simplify the process of asset management in the blockchain space, promoting a more accessible and flexible financial environment.

Personal Finance Plans are a type of financial education Fintech that caters to both individuals (B2C) and businesses (B2B) (B2B2C). Thousands of consumers are served all around Brazil. Their team works with clients online and on a one-on-one basis to help customers plan, manage, and handle their money, whether it's to pay off debts, save, or invest.

Pavilion Data Systems Inc. is a technology company that specializes in designing and developing NVMe-over-Fabric storage platforms tailored for massively-parallel applications. Established in 2011 and headquartered in San Jose, California, with additional offices in the Netherlands and India, the company aims to enhance storage performance and efficiency for various sectors, including financial services, government, cloud service providers, and media and entertainment. Pavilion's innovative architecture offers a new category of storage solutions known as Hyperparallel Flash Arrays, which utilize multiple controllers to achieve ultra-low latency and linear scalability, surpassing the limitations of traditional all-flash arrays. The company's offerings include the Pavilion Data OS, which supports Internet and SaaS businesses in delivering critical applications, alongside its OPENCHOICE model that redefines storage procurement and deployment strategies. Through its advanced technology and experienced team, Pavilion Data Systems is positioned as a leader in the evolving landscape of enterprise storage solutions.

INCO is a digital platform that enables electronic investing in real estate projects, including residential, commercial, and industrial sectors. It provides users with tools to analyze and monitor their investments while generating monthly reports. The platform offers comprehensive information about various real estate projects and their financial backgrounds, allowing investors to pursue profitable opportunities with the potential for higher returns. By focusing on liquidity and transparency, INCO aims to democratize access to real estate assets, facilitating a more diverse investment landscape.

LumaTax, Inc. specializes in developing sales tax practice management software tailored for small businesses. The company's flagship product is an economic nexus analysis tool that simplifies the process of evaluating transactions against state thresholds to ascertain nexus in various taxing jurisdictions. LumaTax's platform also facilitates the filing and payment of sales and use tax returns across the United States. The software is designed to serve diverse industries, including food and beverage, retail, services, and health and beauty. Established in 2016 and headquartered in San Diego, California, LumaTax aims to enhance sales tax compliance for its clients through automated solutions and intelligent applications.

INCO is a digital platform that enables electronic investing in real estate projects, including residential, commercial, and industrial sectors. It provides users with tools to analyze and monitor their investments while generating monthly reports. The platform offers comprehensive information about various real estate projects and their financial backgrounds, allowing investors to pursue profitable opportunities with the potential for higher returns. By focusing on liquidity and transparency, INCO aims to democratize access to real estate assets, facilitating a more diverse investment landscape.

Vincent is an alternative investment search engine that provides investors with access to private market investment opportunities. The platform consolidates the diverse landscape of online investing, enabling individuals to find and evaluate investment options that extend beyond traditional stocks and bonds. Vincent's offerings include investments in venture capital, real estate, artwork, collectibles, and other alternative assets, allowing users to research, compare, and review various investment opportunities. By facilitating exploration of new markets, Vincent assists investors in diversifying their portfolios and maximizing their wealth through carefully curated investment options.

LvlUp Ventures, established in 2019, is a global venture capital firm headquartered in Los Angeles, California. It invests in and accelerates early-stage startups across diverse sectors such as AI, gaming, consumer tech, and fintech, with a presence in major startup hubs worldwide. LvlUp reviews thousands of applications annually, leveraging its extensive ecosystem and industry expertise to support founders and create category-defining companies. The firm offers bespoke acceleration programs, direct investments, and strategic partnerships, with a track record of producing top-quartile companies and a low failure rate.

Tribal is a technology-driven financial services provider, specializing in offering small and medium-sized businesses in emerging markets access to modern payment methods and financing solutions. The company's platform enables SMBs to utilize multi-currency physical and virtual business credit cards, local and international wire transfers, short-term financing, and a comprehensive spend management tool, all integrated into a single, user-friendly interface. Tribal has secured funding from prominent investors such as SoftBank Latin America Fund, QED Investors, and Coinbase Ventures, and has been recognized by Visa as part of their FinTech Fast Track program.

Clearco is an online financial platform focused on providing growth capital to e-commerce and B2B companies. The company leverages proprietary software and data science models to identify high-growth funding opportunities. Clearco offers funding in exchange for a percentage of future revenue, allowing startups to secure the necessary capital for expansion without diluting their equity. This innovative approach enables businesses to access an alternative funding source tailored to their unique growth trajectories.

OpenEnvoy is a financial software provider that offers automation and insight solutions specifically designed for finance teams. The platform focuses on accounts payable automation and invoice reconciliation, aiming to protect businesses from issues such as duplicate billings, excessive charges, and supplier fraud. By auditing invoices without requiring manual intervention, OpenEnvoy has reviewed over $2 billion in spending, providing companies with real-time visibility into their supplier networks. This approach enables finance teams to achieve immediate returns on investment while managing costs predictably.

Puzzle Financial is a stealth mode SaaS startup focused on developing core accounting software designed to improve financial decision-making for startups. The platform aims to create a scalable foundation that supports fundraising, tax management, and real-time insights into overall business health. By transforming traditional accounting practices into a system of financial intelligence, Puzzle Financial enables startups to enhance their financial performance and gain greater trust and confidence in their financial operations.

Kinside Inc., founded in 2018 and based in Pasadena, California, operates a dual-sided childcare platform that connects working parents with a network of daycares and preschools across the United States. The application enables parents to find and secure childcare options while offering the ability to pay for care online. Kinside's platform provides a comprehensive range of childcare services, allowing parents to access current openings and explore various options. Additionally, it facilitates employer contributions and tax savings, thereby creating a transparent and affordable solution for working families seeking reliable childcare.

Daylight is a digital banking platform based in West Hollywood, California, specifically designed for the LGBT+ community. Founded in 2020, Daylight provides a range of financial services, including prepaid cards and an app that offers tools, advice, and cashback for spending at queer bars and allied businesses. The platform aims to empower its members by helping them navigate the financial system, develop smarter financial habits, and connect with a supportive community. By focusing on the unique needs of the LGBT+ population, Daylight fosters financial literacy and encourages users to build a future that aligns with their values.

Anduin is a technology company that focuses on enhancing transparency and trust in private market transactions and board actions. Its workflow platform streamlines various processes, including due diligence, milestone reporting, auditing, and deal negotiation, saving time and minimizing errors for all parties involved. The platform also features modular and interoperable tools designed to improve the investor onboarding experience in alternative and private markets. By offering marketing-focused data rooms and a secure, collaborative environment, Anduin facilitates efficient connections between limited partners and general partners, ultimately enabling smoother navigation of the complex subscription process.

Databento offers a streamlined platform for accessing financial market data, founded by professionals with backgrounds in trading and engineering from leading quantitative hedge funds. The company provides a self-service model that allows users to access live exchange feeds and vast amounts of historical data efficiently. Clients can choose between a pay-as-you-go system or flat-rate pricing, providing flexibility based on their needs. By hosting servers in colocation facilities at various trading venues, Databento ensures low-latency and high-fidelity data capture directly from the source. Its platform also automates data licensing and reduces onboarding time, making it easier for businesses and financial institutions to obtain reliable, institutional-grade data while minimizing storage costs.

BlocPower is an energy technology startup based in Los Angeles, California, focused on creating healthier, greener, and smarter buildings. Founded in 2014 in Brooklyn, New York, by Donnel Baird and Morris Cox, the company specializes in retrofitting urban buildings with advanced energy efficiency technologies and green heating and cooling systems. BlocPower identifies energy-wasting buildings and utilizes a proprietary machine learning platform to determine the most effective retrofits for maximizing energy savings. The company connects various stakeholders, including government agencies, utilities, building owners, and equipment providers, to facilitate these upgrades. With a mission to serve financially underserved communities, BlocPower has completed projects in nearly 1,000 buildings, helping customers save 20–40% on their annual energy bills. By leveraging data and innovative financing, BlocPower aims to reduce carbon emissions and improve health outcomes while addressing the climate crisis.

Promise simplifies government debt and helps people pay their bills. We partner with utilities and government agencies to offer a variety of convenient and flexible payment options, including zero-interest installment plans and relief distribution. We use sophisticated outreach methods that make it easy for customers to sign up and manage their plans. Ultimately, our technology maximizes government revenue while helping customers pay off debt sooner and with fewer penalties. Promise is a team of technology experts from companies like Palantir, Stripe, Uber and Google and leaders from the public sector. We are backed by a diverse group of venture capital firms like Kapor Capital, Y Combinator, First Round and RocNation.

OnPlan is a financial modeling platform based in San Francisco, California, that specializes in providing tools for budgeting, forecasting, and performance tracking. Established in 2016, the company offers a modular software solution that includes features such as KPI tracking, dashboard creation, and benchmarking. Its platform allows businesses to synchronize data across Google Sheets, Microsoft Excel, Airtable, and OnPlan itself, facilitating collaboration within teams. Users can access tools for Budget versus Actual analysis, pre-made dashboards, and various modules for sales, marketing, and staffing. Additionally, OnPlan supports scenario analysis and allows for customizable role designations and permissions, thereby enhancing overall visibility and decision-making capabilities for organizations.

Stark Capital is a digital investment banking and business intermediary firm founded in 2016 and based in São Paulo, Brazil. Specializing in the middle market, Stark Capital focuses on providing fundraising, mergers, and acquisitions solutions tailored for midsize companies and startups. The firm serves a diverse range of industries, including information technology, healthcare, consumer products, and business products and services. By connecting entrepreneurs with investors, Stark Capital facilitates strategic partnerships and capital raising efforts, contributing to the growth and development of businesses within the Brazilian market.

Quantum Metric, Inc. provides an analytics platform that leverages machine learning to capture and analyze user behavior across digital channels. The platform combines statistical analysis with machine intelligence to assess website performance, identify user struggles, and detect issues such as underperforming layouts and network problems. By integrating session replay with customer feedback and various analytics tools, Quantum Metric enables organizations to gain insights into user interactions, including clicks and session behavior. The platform's Funnel DNA analysis helps identify segments affecting conversion rates and quantifies digital frustration points, informing strategic improvements. Catering primarily to Fortune 500 companies in sectors like e-commerce, finance, travel, and telecommunications, Quantum Metric aims to enhance digital products and optimize user experiences. Founded in 2011 and headquartered in Monument, Colorado, the company has received recognition for its innovation and growth.

Agoric is a developer of a framework designed to enhance the programming of smart contracts for the blockchain ecosystem. The platform facilitates the creation and deployment of smart contracts using JavaScript, making it accessible to millions of programmers. By emphasizing composability, Agoric enables rapid development and offers a competitive advantage in creating decentralized applications. Its framework allows for secure execution of transactions, the establishment of new markets, and the creation of innovative exchange patterns without centralized control. The Agoric team comprises experienced technologists, economists, and business leaders who have collaborated on smart contracts technology for over three decades. They aim to revolutionize how smart contracts are developed and utilized, fostering unprecedented global cooperation and enabling entrepreneurs to explore new business opportunities with digital assets. Agoric has partnered with notable projects within the blockchain space and received support from various investors, further solidifying its mission to advance smart contract technology.

Deep Discovery focuses on leveraging artificial intelligence to combat financial crime by uncovering hidden patterns in publicly available data. Inspired by investigative journalism, particularly the reporting of the Panama Papers, the company aims to identify organized crime networks that remain undetected, contributing to significant financial penalties for banks. By generating financial crime risk assessment scores for companies and their leadership, Deep Discovery provides tools for banks, regulators, law enforcement, and journalists to evaluate potential risks within opaque networks. Their subscription-based model allows users to access these risk scores, along with the underlying source documentation for verification. The company stands out by offering network-based risk assessments, which are not available from other software vendors, addressing a critical gap in the market that has led to banks inadvertently engaging with high-risk entities.

Fynn provides financial assistance services specifically tailored for students pursuing trade and vocational education. The company specializes in private loans that differ from federal loan programs and other private lending options in terms of terms, repayment plans, and rates. Fynn focuses on underwriting students based on their future potential, ensuring that its interests align with both educational institutions and the students themselves. This approach aims to support students from the moment they enroll until they secure employment, ultimately helping them access educational opportunities that contribute to long-term financial stability.

Noah is a finance company that offers homeowners a unique way to access their home equity without incurring new monthly payments or interest. By providing upfront financing in exchange for a share of the future appreciation or depreciation of a property, Noah enables homeowners in select metropolitan areas across the United States to achieve their financial goals. This innovative approach allows customers to pay off debts, fund college tuition, or finance home renovations and healthcare expenses, thereby redefining the concept of home ownership.

Finch is a software company based in Mountain View, California, founded in 2020. It specializes in providing a single integration platform that allows users to access payroll, HR, and benefits data across over 200 systems. By offering a compliant and secure connection to various applications, Finch enables administrators to integrate their organizations' data seamlessly. The company's software facilitates access to critical employee information and financial flows, supporting a range of applications in lending, insurance, benefits, financial planning, and HR. Finch aims to create an interconnected employment ecosystem, empowering developers and innovators to leverage previously closed systems and enhance data accessibility in the employment sector.

Manufactured is a global company that specializes in manufacturing, financing, and distributing products across 20 industries in 25 countries. Since its inception in 2019, it has successfully managed over $140 million in gross merchandise value. The company offers an inventory success platform that provides tailored manufacturing and financing solutions for both B2B and direct-to-consumer clients. Its services include inventory financing, purchase order financing, and factoring, all designed to help businesses manage cash flow effectively and prevent inventory stockouts. Additionally, Manufactured assists clients in procuring large wholesale orders and offers comprehensive sourcing and supply chain management services, thereby enabling businesses to optimize their manufacturing processes.

Steno Agency, Inc., established in 2018 and headquartered in Los Angeles, California, specializes in providing comprehensive litigation support services to law firms. The company offers court reporting, legal videography, interpreter services, and remote deposition platforms, along with an online dashboard for case management. Steno also pioneers a non-recourse deferred payment process, DisbursePay, to assist clients with financing challenges. Its mission is to enhance the litigation process through reliable services, innovative technology, and exceptional customer support.

Griffin is a banking-as-a-service provider that specializes in enabling companies to create and launch financial services products. Its platform acts as an operating system for embedded finance, offering an all-in-one solution that simplifies the process for fintech companies by reducing costs and time to market while alleviating the challenges of partnering with traditional banks. Additionally, Griffin's digital banking platform facilitates payments for the fintech sector and incorporates integrated compliance services, allowing businesses to meet know-your-customer and anti-money laundering requirements securely and efficiently. By enhancing the customer experience through embedded finance, Griffin supports global brands with complex payment needs.

Settle is a cash-flow management platform that assists businesses and individuals in managing their financial transactions, tracking expenses, and optimizing cash flow. Founded by Alek Koenig in November 2019 and headquartered in San Francisco, California, the company provides tools and insights to help users gain a clearer understanding of their financial situation and make informed decisions. Its software automates business-to-business payments and offers features such as payment management, payable date management, paperless invoices, and auto payments, all aimed at expediting billing cycles and enhancing working capital.

Andrena, Inc. is a New York-based company that specializes in providing high-speed internet services, primarily targeting universities, hospitals, financial services, and other organizations with significant data requirements. The company develops an internet distribution platform that collaborates with internet providers to utilize existing fiber networks. By deploying a network of antennas, Andrena creates widespread wireless internet access, ensuring that customers and businesses can connect to faster networks at reduced costs. This innovative approach addresses the growing demand for reliable and efficient internet connectivity in data-intensive environments.

Finmark is a financial planning software company based in Raleigh, North Carolina, founded in 2020 by Greg Lissy, Jeremy Neuberger, and Rami Essaid. The platform is designed to simplify financial management for startups, enabling them to efficiently handle their runway, hiring plans, and cash flow. By transforming complex financial concepts into an intuitive interface, Finmark allows companies to easily create, update, and share their financial metrics. This functionality supports startups at various stages, from pre-revenue to pre-IPO, facilitating team alignment, collaboration, and cost reduction. Through its user-friendly approach, Finmark empowers founders and firms to build and manage their financial strategies effectively.

OpenEnvoy is a financial software provider that offers automation and insight solutions specifically designed for finance teams. The platform focuses on accounts payable automation and invoice reconciliation, aiming to protect businesses from issues such as duplicate billings, excessive charges, and supplier fraud. By auditing invoices without requiring manual intervention, OpenEnvoy has reviewed over $2 billion in spending, providing companies with real-time visibility into their supplier networks. This approach enables finance teams to achieve immediate returns on investment while managing costs predictably.

Catch is a Boston-based company that designs a personal benefits platform aimed at freelancers, contractors, and workers without employer-sponsored benefits. Established in 2016, Catch provides a range of financial solutions, including tax withholding, retirement savings plans, health insurance, and student loan refinancing. The platform allows users to conduct benefit checkups, link bank accounts, and create personalized financial plans, helping individuals build a comprehensive safety net for their financial stability and security. By leveraging data-driven insights, Catch enables users to take control of their financial needs and manage their wealth effectively in an evolving work landscape.

INCO is a digital platform that enables electronic investing in real estate projects, including residential, commercial, and industrial sectors. It provides users with tools to analyze and monitor their investments while generating monthly reports. The platform offers comprehensive information about various real estate projects and their financial backgrounds, allowing investors to pursue profitable opportunities with the potential for higher returns. By focusing on liquidity and transparency, INCO aims to democratize access to real estate assets, facilitating a more diverse investment landscape.

Prodigy Software Inc. operates an online checkout platform designed to enhance the car buying experience by integrating seamlessly with dealership infrastructure and financial institutions. Founded in 2015 and headquartered in San Francisco, California, Prodigy provides auto dealers with a modern, streamlined digital sales solution that improves efficiency and customer satisfaction. The platform allows customers to complete parts of the purchasing process online or in-store, ensuring real-time synchronization of information to eliminate redundant data entry. By connecting car buyers with dealers, as well as lenders and credit bureaus, Prodigy aims to facilitate increased car sales and operational efficiency for dealers.