Bossa Invest

OMD Solucoes is a software company that provides organizations from various sectors with on-site courses and consulting services.

BLUECYBER is developing simplified cyber insurance offerings to help underserved SMEs and families in Latin America protect their digital lives through a seamless Embedded Cyber Insurance API marketplace that enables digital distribution channels to integrate customizable cyber insurance solutions into their products, services and subscriptions

Celero is a financial management company based in Curitiba, Brazil, offering a platform and mobile app designed for small and medium-sized service providers. The solution automates core finance tasks by transforming photos of payment slips, invoices, and other documents into payments and reports, and by enabling users to manage payables and receivables, track cash flow, and approve scheduled payments. It provides automatic bank reconciliation and integrates with other business technologies, delivering total financial control and streamlined processes. The platform is available on mobile devices, supporting Android and iOS, and aims to reduce the time spent on financial management while improving visibility into financial operations. Founded in 2014, Celero serves clients seeking easier, paper-to-digital finance workflows and better financial reporting.

WEPIPE is a cloud-based platform designed to standardize and optimize business processes. It enables organizations to simplify and automate workflows in minutes, aiming to enhance operational efficiency. By leveraging WEPIPE, companies can reduce the need for certain managerial roles as automation increases, aligning with modern trends towards streamlined operations. The platform is user-friendly, allowing for easy adoption across various industries. Although primarily focused on process optimization, WEPIPE also contributes to the broader conversation on technological solutions for business challenges.

Calcme is a company that offers a comprehensive management platform designed specifically for small businesses. Its system features a user-friendly graphical interface that facilitates the generation of quotations and the management of production orders. The platform encompasses a variety of functionalities, including order tracking, production progress management, budgeting, and financial services. This allows businesses to efficiently oversee their financial operations, from handling transactions to issuing invoices and bills, thereby streamlining their overall management processes.

Founded in 2017, SSCrop specializes in developing digital platforms tailored for agricultural businesses. Its core offering is an online tool that streamlines financial statistics and resource management, empowering farming companies with efficient data organization.

RevPay is an online platform that delivers fintech and credit facilities along with financial consulting for individuals and organizations. They can understands the reality of wholesale shopkeepers and their resellers. The solution was designed for women entrepreneurs who need an easy and quick microcredit solution.

Noby Academy is a Sao Paulo-based startup established in 2017 that specializes in commercial and sales training for small and medium-sized enterprises. The company has developed an innovative teaching platform that employs the ATÁTIKA methodology, designed to train professionals in effective omnichannel sales strategies. Noby Academy's approach emphasizes hands-on training, enabling salespeople to engage in practical tasks that yield measurable results. By focusing on direct and efficient learning methods, Noby Academy aims to enhance the capabilities of sales teams, ultimately helping businesses in Brazil generate value and wealth through a modern educational model.

Classera is an education management system and ed-tech platform established in 2011 by Mohammad Alashmawi and Mohammad Almadani in San Francisco, California. The company specializes in providing learning management systems tailored for K-12 students. Its platform includes a range of features such as a student information system, student attendance tracking, social learning capabilities, a grade book, and a transcript management system. These tools are designed to enable users to effectively manage their educational records and facilitate personalized learning experiences. Classera aims to support the development of students by offering a comprehensive set of resources that cater to their educational needs.

Zid is a cloud-based multi-channel commerce platform tailored for small and medium-sized businesses in Saudi Arabia. Founded in 2017 and headquartered in Riyadh, Zid enables merchants to create their own branded eStores while integrating with various supply chain players. The platform offers a comprehensive suite of tools that allow users to manage products and inventory, process orders and payments, ship products, and build customer relationships. It also provides analytics and reporting features, facilitating data-driven decision-making, and offers access to financing options. Zid's mission is to simplify the entry of retailers into electronic commerce, making it accessible and professional for businesses in the region.

Factorial is a human resources company founded in 2016 by Bernat Farrero and Jordi Romero in Barcelona, Catalonia. It specializes in providing an HR management platform tailored for small and medium-sized businesses. The company's software streamlines various HR processes, including holiday management, payroll, document management, and employee benefits. By automating these tasks, Factorial helps organizations minimize errors and enhance visibility into their HR data, allowing managers to efficiently oversee employee leave and compensation plans.

Melvin, founded in 2018 and based in Belo Horizonte, Minas Gerais, specializes in maintenance management software aimed at simplifying the management of industrial equipment. The company's platform serves a diverse range of clients, from manufacturing industries to franchises, providing intuitive tools that guide users in effective asset management. By centralizing maintenance processes, Melvin enables engineers and other stakeholders to efficiently oversee maintenance activities, enhancing operational efficiency across various sectors.

ZenHR is a cloud-based human resources management system based in Amman, Jordan, with additional locations in Dubai and Riyadh. Founded in 2016, the company specializes in providing HR software solutions tailored for the Middle East and North Africa region. ZenHR's platform includes a comprehensive suite of features such as onboarding and offboarding, employee self-service, attendance and time tracking, payroll, and performance evaluation. The software is designed to comply with local labor laws, social insurance, tax regulations, and expat requirements, making it suitable for a wide range of clients from small and medium enterprises to larger organizations. By automating processes like salary calculations and offering user-friendly interfaces, ZenHR aims to enhance the overall HR experience for both departments and employees, facilitating a seamless transition from the hiring phase to retirement.

Mozare3 is an agricultural-fintech platform that serves smallholder farmers, connecting farming communities to local and global demand. It provides periodic field visits, reports, recommendations, and training to build farmers’ capacity, enabling them to access deals from agricultural service providers and nurseries and to obtain basic inputs such as pesticides, fertilizers, seedlings, or seeds through flexible payment terms. The platform serves over 20 million underserved, unbankable smallholder farmers and their families.

Tutu Digital is a financial services technology firm that focuses on enhancing the efficiency of financial markets through innovative solutions. The company specializes in peer-to-peer lending, providing business loans to individuals interested in investing. Tutu Digital aims to support micro and small enterprises by facilitating access to financial resources, thereby promoting social impact and economic growth. The firm addresses customer inquiries through various channels, including phone, email, and online applications, ensuring a responsive and accessible service experience.

Tamara is a prominent shopping and payments platform based in Riyadh, Saudi Arabia, and serves the GCC region. Founded in September 2020 by Abdulmajeed Alsukhan and his partners, the company aims to revolutionize shopping, payment, and banking experiences. With a workforce of over 350 employees, Tamara operates additional offices in the UAE, Egypt, Germany, and Vietnam. The platform empowers merchants by providing flexible payment solutions, including installment options, through its application programming interfaces and plugins. This functionality enhances customer experiences and boosts sales for merchants. Tamara has established a robust customer base of 6 million and collaborates with over 15,000 partner merchants, which include both leading global brands and local small and medium enterprises. The company has successfully raised significant funding, highlighting its strong market presence and growth potential.

TeamApt is a financial technology company that develops digital banking and payment platform for financial transactions. It offers an end-to-end omnichannel digital banking service called Moneytor Digital Banking, enabling banks to offer retail, merchant, and corporate banking services through digital channels, Aptpay for automation of digital banking business operations, settlements, reconciliations, and tracks digital transformation processes with web and mobile interfaces. TeamApt was founded in 2015 and is headquartered in Lekki, Lagos, Nigeria.

Muda Meu Mundo is a startup that focuses on connecting small producers, particularly family farmers, with retailers through a specialized supply chain platform. The company leverages data intelligence to provide comprehensive tracking throughout the production chain and facilitate transformation for each family in its network. By screening the supply chain at every level, Muda Meu Mundo engages producers in the market as retailers, ensuring that social and environmental impacts are considered at each link in the chain. This approach enables small-scale farmers to harness ESG data intelligence, fostering the development of a sustainable supply chain while generating positive outcomes for all stakeholders involved.

Lemobb is an application development company that provides products for start-ups, small and medium sized companies.

FideliZii provides loyalty and relationship marketing solution for small retail businesses such as restaurants, bars, beauty salons, pet shops, fast lava, pharmacies, gas stations, and general stores. It replaces the traditional paper loyalty card and stamp generating benefits for customers and shopkeepers. The customer no longer has to walk with cards but with FideliZii. The owner of the establishment now has full control of its loyalty program and improve its operational flow.

Becon has developed a new generation of modems, aimed at commercial establishments - such as retail chains, bars, restaurants, malls, among others. The product behaves like a personalized modem, and apart from sharing the internet intelligently, guaranteeing quality and safety to users and the customer, our modem captures a huge collection of data, such as customer frequency, when they came, how long they've stayed, how long they didn't comeback and more, as well as hot spots in the establishment, profile and behavior of the customers and, through a friendly registration, starts to identify this information that was previously anonymous to the owner. Another innovation is the automation of activities such as promotional marketing by SMS, email or Whatsapp, as well as an automated loyalty program, customized by the owner for the client. For this, Becon sells it's smartmodens, and only charges a small fee for SMS, emails or Whatsapps sent throught the system, as the loyalty program, custom campaings or more. All this to help these establishments to attract, know and retain its customers.

Cont.Digital is a digital accounting company based in Santa Maria, Rio Grande do Sul, that specializes in providing accounting services to micro and small businesses. Founded in 2019, the company focuses on various aspects of financial management, including tax assessment, bookkeeping, revenue and expense control, statement preparation, and bank reconciliation. Cont.Digital operates an accounting platform designed to automate routine accounting tasks, streamlining processes from business registration to ongoing monitoring of accounting, tax, and personnel functions. This fully online and secure platform allows clients to manage their financial operations efficiently, providing accessibility and convenience from any location at any time.

TeamMove App is a Brazilian company headquartered in Criciúma that specializes in providing retail solutions through a communication platform. Established on May 21, 2018, the platform is designed to manage team activities in alignment with key performance indicators. It delivers information in a straightforward manner tailored to individual roles and profiles, offering a centralized view of operations. By streamlining access to essential management and operational software, such as ERP, POS, and CRM systems, TeamMove App enhances employee engagement and supports talent retention within organizations.

Bold is a company that operates an application designed to facilitate payments and manage sales reports and transactions, specifically targeting small and medium-sized businesses (SMBs) in Colombia. Founded in 2019 and based in Bogotá, Colombia, Bold aims to simplify financial processes for its clients. In addition to its core financial services, Bold Media, Inc., which was established in 2015 and is based in San Francisco, California, provides an internal blog platform that helps organizations share knowledge and ideas efficiently.

Fincent is a modern finance firm offering an AI-powered platform for small and mid-sized businesses. It provides comprehensive financial services including bookkeeping, tax management, bill pay, invoicing, financial projections, budgeting, and reimbursements, all accessible through a single dashboard.

GrowSari is a technology-driven B2B platform designed to empower sari-sari stores by transforming them from basic fast-moving consumer goods (FMCG) outlets into comprehensive service hubs. The company provides shop owners with the necessary tools and infrastructure to digitally procure goods, thereby eliminating the need for middlemen. Through its e-commerce marketplace, GrowSari connects stores directly to suppliers, enabling owners to expand their product offerings to include mobile top-ups, remittances, and banking services. This approach not only helps store owners reduce costs but also enhances their understanding of market trends, ultimately benefiting grassroots communities across the nation.

Umbler is a cloud hosting company that specializes in serving small businesses, agencies, and developers. It provides a range of services, including cloud hosting, domain registration, email accounts, and database solutions. Umbler's pay-as-you-go model allows clients to design and manage complex hosting structures easily. Users have the flexibility to scale, pause, or cancel services in real-time, granting them complete control over their applications. By focusing on user-friendly solutions, Umbler aims to meet the diverse needs of its clients in the digital landscape.

TymeBank is a subsidiary of the Tyme Group, specializing in financial technology and digital banking solutions aimed at the lower-income market. The bank offers accessible financial services with a focus on minimal fees, allowing customers to open secure personal and business accounts online. TymeBank's digital platform provides a range of services, including transactional and savings accounts, with features such as free card swipes and competitive interest rates. By prioritizing affordability and convenience, TymeBank serves over 15 million customers, helping them manage their banking needs with ease and efficiency.

TymeBank is a subsidiary of the Tyme Group, specializing in financial technology and digital banking solutions aimed at the lower-income market. The bank offers accessible financial services with a focus on minimal fees, allowing customers to open secure personal and business accounts online. TymeBank's digital platform provides a range of services, including transactional and savings accounts, with features such as free card swipes and competitive interest rates. By prioritizing affordability and convenience, TymeBank serves over 15 million customers, helping them manage their banking needs with ease and efficiency.

Sary is a digital business-to-business marketplace based in Riyadh, Saudi Arabia, that connects small and medium-sized enterprises with merchant wholesalers of fast-moving consumer goods (FMCG). Founded in 2018 by Mohammed Aldossary and Khaled AlSiari, Sary aims to streamline the supply chain in the wholesale industry, allowing businesses to efficiently procure inventory. Its mobile and web application offers a range of FMCG products, including beverages, oils, and snacks, facilitating orders from small quantities to truckloads with rapid delivery options, often within 24 hours. Sary serves a diverse clientele, including mini-market chains, hotels, restaurants, and convenience shops, and has expanded its operations to 12 major cities, catering to over 40,000 customers and partnering with more than 1,700 brands and wholesalers. The platform provides users with immediate price quotations and product comparisons, enabling them to manage their expenses effectively as their businesses grow.

Smart School is an educational technology company based in Brazil, founded in 2014. It operates a digital platform designed to streamline communication between parents, students, and schools, enhancing the efficiency of the school day for institutions of all sizes. The platform automates routine tasks, simplifies data collection, and reduces time spent on administrative duties, thereby improving overall school management and communication. Smart School's tools are user-friendly and adaptable, making them practical for various educational settings.

Chiper is a prominent B2B e-commerce platform dedicated to serving corner stores in Latin America. Operating primarily in Colombia and Mexico, with plans to expand into Brazil, Chiper has created one of the world's largest networks of bulk buyers by uniting thousands of corner stores. The company optimizes the supply chain to provide these stores with fast delivery, a wide selection of products, and competitive pricing. By aggregating demand and eliminating intermediaries, Chiper enables direct connections between producers and retailers, facilitating cost savings and growth for corner stores across the region.

Founded in 2017, Agenda Boa develops a business management platform that enables professionals and small businesses across various sectors to generate documents, manage orders, appointments, revenue, costs, and profits. Headquartered in Rio de Janeiro, Brazil.

Airalo is an eSIM storefront that provides travelers with digital SIM solutions for over 190 countries and regions. The company offers eSIMs at local rates for compatible smartphones, tablets, and PCs, allowing users to connect without carrying multiple physical SIM cards or changing numbers. Through a mobile app, Airalo enables customers to browse and activate plans themselves, delivering global connectivity and flexibility for international travel. By replacing traditional SIM cards with portable eSIM profiles, Airalo aims to simplify international roaming and help travelers stay connected wherever they go.

SellersFi is a financial technology company that specializes in providing funding and financial solutions for online marketplace sellers. Founded in 2017 and headquartered in New York, the company has developed a platform that offers automated working capital tailored specifically for e-commerce entrepreneurs. Utilizing machine-learning models, SellersFi analyzes data generated from the business activities of online sellers, enabling them to gain access to growth capital and actionable insights. This approach not only facilitates easy access to funding but also helps improve cash flow and streamline operations for e-commerce businesses.

Sail helps freelancers send invoices to clients, accept online payments, and save client payment methods on file for easy billing down the road. It is a business tool for freelancers that gives them the back-office business infrastructure of an agency.

Shara is a mobile application that facilitates systematic business growth. It offers free scheduled reminders, customized professional statements, and a secure digital wallet for organizing transactions.

Noby Academy is a Sao Paulo-based startup established in 2017 that specializes in commercial and sales training for small and medium-sized enterprises. The company has developed an innovative teaching platform that employs the ATÁTIKA methodology, designed to train professionals in effective omnichannel sales strategies. Noby Academy's approach emphasizes hands-on training, enabling salespeople to engage in practical tasks that yield measurable results. By focusing on direct and efficient learning methods, Noby Academy aims to enhance the capabilities of sales teams, ultimately helping businesses in Brazil generate value and wealth through a modern educational model.

Omie is a Brazilian software company that provides cloud-based enterprise resource planning and financial services for small and medium-sized businesses. Its platform combines accounting, customer relationship management, and invoicing tools, enabling users to issue fiscal notes, manage receivables, and monitor day-to-day operations while integrating customer data across the business. The platform also serves as an ecosystem linking entrepreneurs with accounting firms, facilitating collaboration through consultants and enablers who promote adoption. Founded in 2013 and headquartered in São Paulo, Omie emphasizes simplicity, intuitive use, and affordability.

Nimbly streamlines B2B payments for small and medium businesses in Brazil. It integrates with major banks and processed over 800,000 transactions in the first half of 2022.

IOUU is a Fintech company dedicated to democratizing finance by providing simpler, faster, and cheaper access to financial services. It connects businesses seeking credit with investors willing to lend, offering an efficient and transparent platform that leverages technology for easy, fair, and secure credit access.

Umba is a digital banking company based in Nairobi, Kenya, founded in 2017. It offers a mobile application that provides a range of financial services, including free bank accounts and the ability to apply for, receive, and repay microloans directly through mobile devices. The platform employs machine learning to assess credit eligibility and create risk scores, which helps optimize risk management for users and financial institutions. By delivering an interconnected ecosystem of financial services, Umba empowers customers in Kenya and Nigeria to gain complete control over their finances in a single app.

TeamApt is a financial technology company that develops digital banking and payment platform for financial transactions. It offers an end-to-end omnichannel digital banking service called Moneytor Digital Banking, enabling banks to offer retail, merchant, and corporate banking services through digital channels, Aptpay for automation of digital banking business operations, settlements, reconciliations, and tracks digital transformation processes with web and mobile interfaces. TeamApt was founded in 2015 and is headquartered in Lekki, Lagos, Nigeria.

Tribal is a technology-driven financial services provider, specializing in offering small and medium-sized businesses in emerging markets access to modern payment methods and financing solutions. The company's platform enables SMBs to utilize multi-currency physical and virtual business credit cards, local and international wire transfers, short-term financing, and a comprehensive spend management tool, all integrated into a single, user-friendly interface. Tribal has secured funding from prominent investors such as SoftBank Latin America Fund, QED Investors, and Coinbase Ventures, and has been recognized by Visa as part of their FinTech Fast Track program.

Lana is a technology company that connects underserved populations in Mexico, Chile, and Peru with inclusive financial services via its mobile app.

Lexos ERP is an online management system based in São José dos Campos, São Paulo, Brazil, that serves as a hub connecting sellers to major marketplaces in the country. The platform is designed for companies across various segments, allowing them to register their products for sale at leading retailers. By automating routine business processes such as financial control, inventory management, electronic invoicing, and order processing, Lexos streamlines operations for small and medium-sized e-commerce businesses. The company's mission is to facilitate digital transformation for retailers through its comprehensive ERP Omnichannel solution, enhancing their performance across prominent online sales channels.

Spokn is a platform for internal communications that supports remote teams by turning voice and video content into internal podcasts and Stories. It enables organizations to share updates, wins, and culture through simple, asynchronous audio and video messages, offering a more human alternative to live meetings. The platform is used to create internal podcasts for weekly team recaps, strategy updates, new hire welcomes, and announcements, helping employees stay informed and upskill through accessible messaging. By focusing on asynchronous formats, Spokn aims to strengthen remote culture and improve engagement across distributed teams.

Muda Meu Mundo is a startup that focuses on connecting small producers, particularly family farmers, with retailers through a specialized supply chain platform. The company leverages data intelligence to provide comprehensive tracking throughout the production chain and facilitate transformation for each family in its network. By screening the supply chain at every level, Muda Meu Mundo engages producers in the market as retailers, ensuring that social and environmental impacts are considered at each link in the chain. This approach enables small-scale farmers to harness ESG data intelligence, fostering the development of a sustainable supply chain while generating positive outcomes for all stakeholders involved.

S2 Pets operates a chain of independent pet stores, leveraging technology to enhance pet care services. Its platform offers a mobile app for pet monitoring and management systems for clinics and pet shops, aiming to create a welcoming environment for pets.

Avenify Corporation is a peer-to-peer lending platform based in Reston, Virginia, that focuses on income share agreements (ISAs) to finance education. Founded in 2018, Avenify simplifies the financing process for nursing students by offering them ISAs, which allow them to pay a percentage of their future income in exchange for funding their education. The platform also connects investors with students, facilitating access to both federal and private loan options to cover tuition fees. By providing transparent and straightforward financing terms, Avenify aims to support students in their educational pursuits and help them secure employment after graduation.

Smilink is the first direct to consumer invisible aligners company in Brazil. It helps people get the smile they want by using 3D high tech invisible aligners and whitening products at a price they can afford. The company has an innovative direct to consumer business model that is both simple and convenient, while offering prices less than half the market average. Invisible aligners are a series of tight-fitting, custom-made plastic aligners that gradually shift teeth into their desired position. They are produced through 3D digital technology, which involves scanning the mouth of the patient, planning the treatment in a specialized software by a qualified orthodontist and producing the aligners with 3D printers. In relation to traditional dental braces, invisible aligners have a series of strong advantages: removable, aesthetic, invisible, comfortable, precise, shorter treatment duration and less professional dependence. Customers book appointments online and then visit a Smilink center to perform X-rays and 3D scanning in order to choose the appropriate treatment alongside a qualified orthodontist. All of this in just one visit, free of charge in under 45 minutes. If the patient decides to move forward, Smilink provides them with invisible aligners and a whitening kit at a very convenient price. In an average of 6-10 months, our customers will straighten and whiten their teeth.

Founded in 2015, Rewind is dedicated to assisting small and medium businesses in maintaining their online growth. With over 30,000 customers across 100 countries, Rewind offers highly-rated software and support to help businesses manage their software-as-a-service data effectively. By providing solutions for data protection and recovery, Rewind enables businesses to safeguard the information necessary for their continued success and development.

BukuKas is a neo-banking venture focused on integrating unbanked individuals in Southeast Asia into the financial ecosystem. Initially launched in Indonesia, the BukuKas app aims to support micro and small enterprises by digitizing traditional bookkeeping methods. The application allows business owners to easily record sales, expenses, and cash transactions using their smartphones. By simplifying cash management, BukuKas helps these enterprises enhance their profitability. Additionally, the app offers features such as transaction management, money transfer without bank fees, performance monitoring, automatic financial report generation, and stock management. Through these services, BukuKas seeks to improve cash flow management for small businesses in the region.

Sampingan is an Indonesian company founded in 2018 and headquartered in Jakarta, with an additional office in Singapore. It develops a mobile application that connects businesses with selected and trained freelancers for task-based jobs. The platform facilitates the engagement of agents for temporary work, enabling companies to efficiently find individuals for various jobs that need to be completed. Sampingan aims to streamline the process of hiring freelancers, making it easier for businesses to access a pool of skilled workers for short-term tasks.

Prospa Advance Pty Ltd., established in 2011 and headquartered in Sydney, specializes in providing unsecured business loans to small enterprises across Australia. It offers tailored financing solutions for various purposes such as working capital, inventory, equipment purchases, renovations, expansion, tax obligations, marketing, payroll, partnership buyouts, and other business needs. Prospa's proprietary technology platform facilitates a swift and convenient online application process, enabling thousands of Australian small businesses to access finance efficiently. The company has been recognized for its rapid growth and innovation, including being named the fastest-growing technology company in Australia by Deloitte Tech Fast 50 in 2015.

Marti Technologies offers tech-enabled urban transportation services to riders. The company operates e-mopeds, e-bikes, and e-scooters serviced by proprietary software systems and IOT infrastructure. Marti offers environmentally sustainable transportation services to its riders in an economically sustainable manner for the company. Marti’s services are currently delivered via fully electric vehicles, which are also shared, thereby contributing to environmental sustainability.

Fynn provides private loan services and a financial assistance platform that supports students pursuing trade and vocational education. The company underwrites students based on future potential rather than conventional credit metrics, and seeks to align its interests with schools and students to promote success from enrollment through employment. By offering financially accessible loans, Fynn aims to remove barriers to education and help borrowers achieve long-term financial stability through targeted, career-oriented training.

Simpo, founded in 2016 and headquartered in Palo Alto, California with operations in Tel Aviv, Israel, offers a product engagement platform designed to help businesses create engaging in-app experiences without the need for coding. The company's platform enables product managers to build interactive software experiences efficiently, eliminating the requirement for engineering resources. Simpo is trusted by major enterprises such as Walmart, DuPont, Jet, and Monday.

SteadiPay Inc., established in 2017 and headquartered in Los Angeles, California, specializes in developing a payment processing application for credit and debit card transactions. The company's core offering is a bank-agnostic cash management platform designed to help small businesses efficiently manage their cash flow. This platform provides real-time visibility into all business accounts, automates cash forecasting, and offers insights to optimize cash management strategies, allowing businesses to focus on strategic growth rather than back-office finance tasks.

Hone Group Inc., established in 2018, is a San Francisco-based company that specializes in live online leadership and management training. It offers a development platform that empowers organizations to enhance their employees' soft skills, including communication, team building, and conflict management. Hone's platform facilitates expert-led small group training, peer learning, and continuous reinforcement, while also providing data-driven insights to measure and improve training impact.

Settle is a cash-flow management software company that automates business-to-business payments and helps optimize working capital. The platform provides payment management, payable date control and extensions, paperless invoicing, auto payments, automated purchase orders, and proactive replenishment alerts to streamline procurement, accounts payable automation, and financing, enabling faster billing cycles and improved visibility into liquidity. Founded in 2019 by Alek Koenig and based in San Francisco, Settle serves companies seeking integrated tools to improve cash flow management.

Solid Financial Technologies, Inc. is a San Mateo, California-based company that specializes in providing a modern banking platform designed for small businesses and e-commerce platforms. Founded in 2018, Solid enables these businesses to offer banking services directly to their customers through an integrated suite of fintech solutions. The platform allows users to quickly create bank accounts and payment cards, facilitating the embedding of banking services within various applications and marketplaces. By offering a fully managed infrastructure, Solid supports companies in launching compliant and user-friendly fintech products, enhancing their overall business management capabilities.

Pave helps consumer and SMB credit risk teams increase approvals through AI-powered cashflow analytics. 100 million+ US consumers and businesses are financially underserved, simply because their data is not recognized by the traditional financial system. We solve this by transforming transaction data, loan performance outcomes, and credit reports into Cashflow-driven Attributes and Scores, enabling increased financial access to new customer segments without increasing risk. Our mission is to build a future where every person and business has access to equitable credit solutions by creating a new standard of Cashflow-driven Analytics.

Possible Finance is a consumer finance company that provides short-term, small-dollar installment loans and payday loans with flexible terms. It uses cashflow underwriting to assess affordability and offers a pathway toward improved financial health. By reporting repayment activity to major credit bureaus, the company helps borrowers build credit history and access traditional financing options, supporting economic mobility for underserved communities. The business model emphasizes accessible funding and streamlined approval to serve individuals who lack widespread access to conventional credit, while aiming to reduce the debt cycle through responsible lending practices and clear repayment structures.

Sizebay operates a virtual fitting platform for online clothing and footwear retailers that uses customers’ body measurements to determine fit, detecting measurements and comparing them with the measurements of selected pieces to suggest suitable sizes and enhance the online shopping experience; it aggregates sizing data and consumer interactions to support product decisions and business insights.

Conta Simples is a comprehensive finance platform that combines checking accounts, expense management software, and corporate cards. It aims to provide control, visibility, autonomy, and decentralization of payments for small and medium-sized businesses in Latin America.

Funding Societies, established in 2015 and headquartered in Singapore, operates a digital financing platform that connects small and medium-sized enterprises (SMEs) with investors. The company facilitates business loans, focusing on quick and efficient financing solutions, often bypassing traditional banking methods. It offers a range of flexible financing options, including micro and term loans, and invoice financing, using advanced credit scoring and risk assessment models. With operations across Southeast Asia, including Singapore, Malaysia, Indonesia, and Thailand, Funding Societies caters to SMEs seeking accessible and timely financing.

Prospa Advance Pty Ltd., established in 2011 and headquartered in Sydney, specializes in providing unsecured business loans to small enterprises across Australia. It offers tailored financing solutions for various purposes such as working capital, inventory, equipment purchases, renovations, expansion, tax obligations, marketing, payroll, partnership buyouts, and other business needs. Prospa's proprietary technology platform facilitates a swift and convenient online application process, enabling thousands of Australian small businesses to access finance efficiently. The company has been recognized for its rapid growth and innovation, including being named the fastest-growing technology company in Australia by Deloitte Tech Fast 50 in 2015.

Sampingan is an Indonesian company founded in 2018 and headquartered in Jakarta, with an additional office in Singapore. It develops a mobile application that connects businesses with selected and trained freelancers for task-based jobs. The platform facilitates the engagement of agents for temporary work, enabling companies to efficiently find individuals for various jobs that need to be completed. Sampingan aims to streamline the process of hiring freelancers, making it easier for businesses to access a pool of skilled workers for short-term tasks.

SmartMEI is a Brazilian company that offers banking and automated accounting solutions specifically designed for micro-entrepreneurs. Founded by two Brazilian graduates from Stanford's MBA program, SmartMEI addresses the foundational needs of micro-business owners by providing a comprehensive business-in-a-box solution. This platform simplifies essential tasks such as ensuring compliance with government regulations, managing financial transactions, and organizing legal and fiscal obligations. Through its application, users can manage bank accounts, issue invoices, and handle payments and receipts efficiently. SmartMEI's services are currently utilized in over 3,500 cities across Brazil, helping entrepreneurs streamline their operations and focus on growing their businesses.

Bugle is an online video training platform designed for businesses to enhance their training and knowledge-sharing capabilities. Using just a smartphone and the Bugle platform, teams can create, publish, and share video training content, quizzes, challenges, articles, surveys, and events. This tool supports various departments such as Sales, Marketing, Operations, Customer Success, HR, and other strategic teams to improve business outcomes with customers, partners, employees, and other stakeholders by fostering effective learning communities.

Airalo is an eSIM storefront that provides travelers with digital SIM solutions for over 190 countries and regions. The company offers eSIMs at local rates for compatible smartphones, tablets, and PCs, allowing users to connect without carrying multiple physical SIM cards or changing numbers. Through a mobile app, Airalo enables customers to browse and activate plans themselves, delivering global connectivity and flexibility for international travel. By replacing traditional SIM cards with portable eSIM profiles, Airalo aims to simplify international roaming and help travelers stay connected wherever they go.

IOUU is a Fintech company dedicated to democratizing finance by providing simpler, faster, and cheaper access to financial services. It connects businesses seeking credit with investors willing to lend, offering an efficient and transparent platform that leverages technology for easy, fair, and secure credit access.

Bikayi is an e-commerce platform designed to empower aspiring entrepreneurs by enabling them to create and manage online stores easily. It offers customizable store themes, integrated payment gateways, multi-vendor support, delivery partner integration, digital marketing tools, SEO optimization, and social media engagement features.

Smilink is the first direct to consumer invisible aligners company in Brazil. It helps people get the smile they want by using 3D high tech invisible aligners and whitening products at a price they can afford. The company has an innovative direct to consumer business model that is both simple and convenient, while offering prices less than half the market average. Invisible aligners are a series of tight-fitting, custom-made plastic aligners that gradually shift teeth into their desired position. They are produced through 3D digital technology, which involves scanning the mouth of the patient, planning the treatment in a specialized software by a qualified orthodontist and producing the aligners with 3D printers. In relation to traditional dental braces, invisible aligners have a series of strong advantages: removable, aesthetic, invisible, comfortable, precise, shorter treatment duration and less professional dependence. Customers book appointments online and then visit a Smilink center to perform X-rays and 3D scanning in order to choose the appropriate treatment alongside a qualified orthodontist. All of this in just one visit, free of charge in under 45 minutes. If the patient decides to move forward, Smilink provides them with invisible aligners and a whitening kit at a very convenient price. In an average of 6-10 months, our customers will straighten and whiten their teeth.

SmartMEI is a Brazilian company that offers banking and automated accounting solutions specifically designed for micro-entrepreneurs. Founded by two Brazilian graduates from Stanford's MBA program, SmartMEI addresses the foundational needs of micro-business owners by providing a comprehensive business-in-a-box solution. This platform simplifies essential tasks such as ensuring compliance with government regulations, managing financial transactions, and organizing legal and fiscal obligations. Through its application, users can manage bank accounts, issue invoices, and handle payments and receipts efficiently. SmartMEI's services are currently utilized in over 3,500 cities across Brazil, helping entrepreneurs streamline their operations and focus on growing their businesses.

Umbler is a cloud hosting company that specializes in serving small businesses, agencies, and developers. It provides a range of services, including cloud hosting, domain registration, email accounts, and database solutions. Umbler's pay-as-you-go model allows clients to design and manage complex hosting structures easily. Users have the flexibility to scale, pause, or cancel services in real-time, granting them complete control over their applications. By focusing on user-friendly solutions, Umbler aims to meet the diverse needs of its clients in the digital landscape.

Poli Digital is a software development company that provides Omnichannel attendance platform for SMEs.

Sprout is a health engagement platform based in Toronto, Ontario, that focuses on enhancing workplace wellbeing through comprehensive corporate wellness solutions. Founded in 2012 by Martha Switzer and Christina Ford, the platform equips employees with resources to adopt healthier lifestyles while providing employers with tools to manage and assess the impact of wellness initiatives. By promoting physical activity tailored to individual preferences, Sprout aims to improve employee satisfaction and retention, ultimately helping companies realize a better return on their wellness investments. The platform not only facilitates healthier living at work but also supports overall wellbeing at home, reinforcing the importance of a holistic approach to corporate wellness.

Founded in 2017, Agenda Boa develops a business management platform that enables professionals and small businesses across various sectors to generate documents, manage orders, appointments, revenue, costs, and profits. Headquartered in Rio de Janeiro, Brazil.

Spokn is a platform for internal communications that supports remote teams by turning voice and video content into internal podcasts and Stories. It enables organizations to share updates, wins, and culture through simple, asynchronous audio and video messages, offering a more human alternative to live meetings. The platform is used to create internal podcasts for weekly team recaps, strategy updates, new hire welcomes, and announcements, helping employees stay informed and upskill through accessible messaging. By focusing on asynchronous formats, Spokn aims to strengthen remote culture and improve engagement across distributed teams.

Sail helps freelancers send invoices to clients, accept online payments, and save client payment methods on file for easy billing down the road. It is a business tool for freelancers that gives them the back-office business infrastructure of an agency.

Odilo is a leading software solutions provider for libraries, offering comprehensive tools to discover, manage, and distribute digital content while ensuring compliance with copyright laws. Headquartered in Spain with offices across North America and Mexico, Odilo aims to develop innovative products serving diverse library types and enabling their transition into the future.

S2 Pets operates a chain of independent pet stores, leveraging technology to enhance pet care services. Its platform offers a mobile app for pet monitoring and management systems for clinics and pet shops, aiming to create a welcoming environment for pets.

mLabs is a comprehensive software-as-a-service (SaaS) platform designed for managing social media marketing and relationships. The platform enables users to schedule posts, respond to comments, track content feeds, and analyze performance metrics, all from a single interface. It offers smart recommendations based on user history to enhance content delivery and engagement, making it particularly beneficial for small and medium-sized businesses. Users can also generate customized performance reports and monitor competition, thereby increasing their effectiveness in social media management. Currently, mLabs operates exclusively in Portuguese, catering to a broad range of companies seeking affordable, efficient solutions for their social media needs.

Smarket is a technology company founded in 2015, specializing in an online platform that streamlines sales offers for retailers. The company focuses on enhancing operational efficiency by providing tools for managing and organizing complex retail data, particularly through its flagship module, Smarket Promotions. This solution caters to both large retail networks, which require robust control over the assembly process and negotiations, and small retailers, who benefit from an affordable system that allows for quick creation of promotional materials without the need for intermediaries. Smarket's platform also enables effective monitoring of product sales and supports efficient promotion management, helping clients minimize errors and reduce time spent on rework.

Salauno operates a chain of ophthalmology clinics in Mexico focused on affordable eye care for low- and middle-income populations. The clinics provide services including cataract and glaucoma care, pterygium treatment, and management of diabetic retinopathy, with a patient-centered approach and emphasis on accessibility. The company aims to reduce the backlog of eye care needs by offering cross-subsidized services that enable patients to obtain high-quality treatment at lower costs. It runs 11 clinics across Mexico and has received recognition for social entrepreneurship, including the Schwab Foundation award.

IOUU is a Fintech company dedicated to democratizing finance by providing simpler, faster, and cheaper access to financial services. It connects businesses seeking credit with investors willing to lend, offering an efficient and transparent platform that leverages technology for easy, fair, and secure credit access.

Adianta is a financial service company based in São Paulo, Brazil, founded in May 2016. It provides a digital platform designed for small and medium enterprises, facilitating access to working capital through innovative solutions such as invoice factoring and receivables prepayment. The company's technology automates the evaluation of credit and operational performance, allowing clients to anticipate receivables and secure necessary financing efficiently. Adianta has been recognized as one of Brazil's top fintechs, reflecting its commitment to enhancing financial accessibility for small businesses.

Squid Fácil is the first platform to provide real-time updated inventory for virtual stores in Brazil. It aims to connect suppliers to retailers through a free and easy to use solution. Our goal is to solve a very common problem for small retailer who want to improve or start a new business, which is the unavailability of data of inventory prices and suppliers. In Brazil, suppliers and manufacturers do not provide product data and do not allow the drop shipping sale. Retailers have to buy products in advance and store in their own inventories, resulting in large costs, lower margins and risks for the small business owner. We developed a solution that allows the merchant to work transparently connected to various suppliers in real time, without the need of dealing with physical stock of products. Our system centralizes inventory data and applications, requesting on-demand purchases from suppliers and delivering products directly to end consumers.

Workable is an all-in-one human resources platform designed to assist businesses in efficiently finding and hiring candidates while effectively managing their teams. The platform features a robust Applicant Tracking System and a flexible HR Information System (HRIS), serving as a comprehensive record for various HR functions. Workable enables companies to source talent by posting to over 200 job boards and accessing a vast database of candidate profiles. It simplifies the hiring process through AI-driven screening, automated interview scheduling, and offer management. Additionally, Workable facilitates employee management by automating onboarding, storing HR data, and conducting performance reviews. The platform also includes tools for tracking time and attendance, managing time off, and generating payroll reports. With a user-friendly mobile app and dedicated customer support, Workable is trusted by more than 30,000 companies across over 100 countries, helping them build high-performance teams.

Founded in 2017, Agenda Boa develops a business management platform that enables professionals and small businesses across various sectors to generate documents, manage orders, appointments, revenue, costs, and profits. Headquartered in Rio de Janeiro, Brazil.

Omie is a Brazilian software company that provides cloud-based enterprise resource planning and financial services for small and medium-sized businesses. Its platform combines accounting, customer relationship management, and invoicing tools, enabling users to issue fiscal notes, manage receivables, and monitor day-to-day operations while integrating customer data across the business. The platform also serves as an ecosystem linking entrepreneurs with accounting firms, facilitating collaboration through consultants and enablers who promote adoption. Founded in 2013 and headquartered in São Paulo, Omie emphasizes simplicity, intuitive use, and affordability.

SuperAgendador is a scheduling software company based in Brazil, specializing in serving beauty salons and similar service providers. The founding partners identified significant scheduling challenges and the lack of effective management tools available to service professionals, which led to the creation of SuperAgendador. They envisioned a platform that would streamline appointment management and improve operational efficiency for beauty salons, clinics, and other service-oriented businesses. Initially developed as the Didas Websecretária prototype, the software evolved into SuperAgendador, providing users with a professional tool to enhance their scheduling processes and reduce idle times.

Investree is a B2B marketplace lending platform based in Indonesia, licensed by the Financial Services Authority (OJK) for both conventional and Shariah-compliant financing. Established in October 2015, the company has expanded its regional presence to Thailand and plans to enter the Philippines. Investree's mission is to leverage technology and data to provide small and medium enterprises (SMEs) with access to working capital from retail and institutional lenders. The platform employs a B2B acquisition model to attract SME borrowers through strategic partnerships with e-procurement platforms and payment gateway providers, enhancing verification processes and reducing acquisition costs. Led by a team of seasoned professionals, Investree has successfully facilitated over USD 230 million in funding since its inception, serving more than 1,000 SMEs while maintaining a strong asset quality.

A Fina nasceu para facilitar a vida do pequeno empresário e profissional autônomo que necessita de crédito rápido, simples e seguro.

The Regulars is building the architecture for self-reliance. They are a platform and community that helps anyone with skills grow and maintain a paying monthly subscriber base of "Regulars." They help freelancers and small business owners cultivate and expand their existing customer base. With enough Regulars, you can begin to make regular income, and be on your way to fashioning a lucrative personal brand around your skills and services.

Sled is a technology-driven startup that addresses the challenges retail businesses face related to cash transactions, specifically the shortage of coins for change. The company provides a digital solution that allows retailers to deliver change electronically to customers, which helps eliminate cash shortages and reduces costs associated with cash handling. Sled's platform integrates with major point-of-sale and electronic transaction systems, enabling seamless transactions for large retail chains in Brazil. In addition to facilitating digital change, Sled offers a cash withdrawal service for Mastercard clients at retail locations and is in the process of expanding its services to include other major payment brands like Visa and Elo. By streamlining cash transactions, Sled aims to enhance the efficiency and reliability of retail operations.

ContaAzul Software LTDA is a Brazilian company that provides a software as a service (SaaS) platform designed for small businesses. Founded in 2011 and headquartered in Joinville, Brazil, ContaAzul offers a user-friendly online solution that centralizes financial management, invoicing, inventory, and sales processes. The platform connects businesses to accounting services, banks, and electronic invoicing, simplifying various financial routines. Additionally, ContaAzul is dedicated to supporting small entrepreneurs by providing educational resources and instructional materials, ensuring they have the knowledge to succeed. This comprehensive approach allows businesses to focus on growth and profitability.

Muda Meu Mundo is a startup that focuses on connecting small producers, particularly family farmers, with retailers through a specialized supply chain platform. The company leverages data intelligence to provide comprehensive tracking throughout the production chain and facilitate transformation for each family in its network. By screening the supply chain at every level, Muda Meu Mundo engages producers in the market as retailers, ensuring that social and environmental impacts are considered at each link in the chain. This approach enables small-scale farmers to harness ESG data intelligence, fostering the development of a sustainable supply chain while generating positive outcomes for all stakeholders involved.