Bossa Invest

Sismetro is a technology company specializing in the development of intelligent management systems. Their solutions, designed to enhance performance, mobility, safety, and robustness, cater to diverse sectors including healthcare, industry, and critical operations. The company's portfolio comprises smart systems for hospitals, along with software for asset management, maintenance, telemetry, IoT, and sterilization. These offerings help clients optimize their resources and boost profitability.

OMD Solucoes is a software company that provides organizations from various sectors with on-site courses and consulting services.

BLUECYBER is developing simplified cyber insurance offerings to help underserved SMEs and families in Latin America protect their digital lives through a seamless Embedded Cyber Insurance API marketplace that enables digital distribution channels to integrate customizable cyber insurance solutions into their products, services and subscriptions

Celero is a financial management company based in Curitiba, Brazil, founded in 2014. It offers a platform and mobile application designed to assist small and medium-sized service providers in managing their business finances. The platform allows users to send photos of payables and receivables, track and approve scheduled payments, and monitor cash flow with detailed reports. Celero's services include financial automation, total financial control, and automatic bank reconciliation, while also integrating with various business technologies. By simplifying the financial management process, Celero aims to help entrepreneurs maintain control over their finances and reduce the time spent on financial tasks.

WEPIPE is a cloud-based platform designed to standardize and optimize business processes. It enables organizations to simplify and automate workflows in minutes, aiming to enhance operational efficiency. By leveraging WEPIPE, companies can reduce the need for certain managerial roles as automation increases, aligning with modern trends towards streamlined operations. The platform is user-friendly, allowing for easy adoption across various industries. Although primarily focused on process optimization, WEPIPE also contributes to the broader conversation on technological solutions for business challenges.

Mix Solutions specializes in developing and implementing mobile point-of-sale systems for businesses. Their primary product is a mobile POS system designed to streamline sales, reduce wait times, and enhance customer experience. This system utilizes near-field communication (NFC) technology for transactions, offers digital menus, ticket printing, and remote printing capabilities, along with administrative functions to prevent fraud and ensure data backup. The company's goal is to provide businesses with efficient tools to manage operations intelligently, thereby enhancing customer satisfaction.

Calcme is a management platform designed for small businesses, offering a comprehensive suite of tools that facilitate budgeting, production management, and financial services. The platform features a user-friendly graphical interface that allows users to generate quotations and manage production orders efficiently. With capabilities such as order tracking and progress management, Calcme enables businesses to oversee their financial operations effectively, from handling transactions to issuing invoices and bills. This integrated approach helps small enterprises streamline their management processes and improve overall efficiency.

SSCrop is a digital platform focusing on the agricultural sector, established in 2017 and headquartered in Bahia, Brazil. It specializes in developing software that facilitates rural administration and farm management. The platform offers a comprehensive suite of tools for managing financial statistics and resource information related to farming operations. SSCrop's web-based solution allows users to track expenses, income, loans, investments, accounts payable and receivable, bank reconciliations, and sales contract management. By organizing this vital data, the platform enables agricultural producers to make informed decisions and enhance the overall management of their farms.

Thunes is a global B2B payment infrastructure platform established in 2016, specializing in cross-border payment solutions. It facilitates seamless fund transfers between various payment systems, catering to a diverse range of clients, including major players in the gig economy and fintech sectors. The platform enables businesses and consumers to send and receive payments in 80 currencies across 132 countries, supporting 300 payment methods. Thunes offers a suite of services including remittance processing, mass payouts, virtual accounts, and payment collection, utilizing application programming interfaces (APIs) to enhance accessibility and reduce transaction costs. In April 2022, the company expanded its capabilities by acquiring a controlling stake in Tookitaki, a compliance platform that strengthens its anti-money laundering and fraud prevention measures. Headquartered in Singapore, Thunes operates regional offices in key global cities such as London, Paris, and Dubai, positioning itself as a vital player in the international payment landscape.

RevPay is an online platform that delivers fintech and credit facilities along with financial consulting for individuals and organizations. They can understands the reality of wholesale shopkeepers and their resellers. The solution was designed for women entrepreneurs who need an easy and quick microcredit solution.

Grinta is a pharmaceutical supply chain company focused on modernizing the distribution of medical products across Africa. It operates a managed marketplace that integrates artificial intelligence and machine learning to empower independent pharmacies and enhance their operational efficiency. By collaborating with various stakeholders, including manufacturers, distributors, and wholesalers, Grinta aims to create a data-driven and reliable supply chain. This platform provides pharmacies with a user-friendly experience, allowing them to access a comprehensive range of traceable and trackable pharmaceutical and medical products from multiple vendors. Through its innovative approach, Grinta seeks to improve the overall effectiveness of the pharmaceutical value chain.

Classera is an education management system and ed-tech platform established in 2011 by Mohammad Alashmawi and Mohammad Almadani in San Francisco, California. The company specializes in providing learning management systems tailored for K-12 students. Its platform includes a range of features such as a student information system, student attendance tracking, social learning capabilities, a grade book, and a transcript management system. These tools are designed to enable users to effectively manage their educational records and facilitate personalized learning experiences. Classera aims to support the development of students by offering a comprehensive set of resources that cater to their educational needs.

Kredivo is a leading digital financial services provider based in Jakarta, Indonesia, founded in 2016 by Akshay Garg. It offers a modern online credit platform that enables customers to access instant credit for e-commerce and offline purchases, as well as personal loans. Kredivo's innovative API allows businesses to integrate its payment options seamlessly, offering customers flexible financing solutions such as 30-day payment plans and installment options. The platform emphasizes real-time decision-making to ensure a straightforward and transparent credit experience, catering to a wide range of consumers and enhancing their shopping capabilities. Additionally, Kredivo operates in key Southeast Asian markets, solidifying its position as a prominent player in the region's digital credit landscape.

Factorial is a human resources company founded in 2016 by Bernat Farrero and Jordi Romero in Barcelona, Catalonia. It specializes in providing an HR management platform tailored for small and medium-sized businesses. The company's software streamlines various HR processes, including holiday management, payroll, document management, and employee benefits. By automating these tasks, Factorial helps organizations minimize errors and enhance visibility into their HR data, allowing managers to efficiently oversee employee leave and compensation plans.

Melvin is a maintenance management software company founded in 2018 and based in Belo Horizonte, Minas Gerais. The software is designed to simplify the management of industrial equipment maintenance, providing an intuitive platform for users. It serves a diverse range of clients, from manufacturing industries to franchises, and assists engineers in effectively managing their assets. By centralizing maintenance management tasks, Melvin enables users to navigate the complexities of maintenance processes with ease, enhancing operational efficiency across various sectors.

ZenHR is a cloud-based human resources management system based in Amman, Jordan, with additional offices in Dubai and Riyadh. Founded in 2016, the company focuses on the Middle East and North Africa, providing a comprehensive suite of HR solutions tailored to local labor laws, expat regulations, and tax requirements. ZenHR's software includes features such as onboarding and offboarding, attendance and time tracking, payroll, performance evaluation, and employee self-service tools. By streamlining HR processes, ZenHR aims to enhance the experience for both HR departments and employees, facilitating a seamless transition from recruitment to retirement. The platform serves a range of clients, from small and medium-sized enterprises to larger organizations, positioning itself as a leader in the B2B HR SaaS market in the region.

Tutu Digital is a financial services technology firm that specializes in marketplace lending and peer-to-peer lending solutions. It focuses on providing business loans to micro and small enterprises, facilitating access to financial support for those looking to invest. The company aims to enhance the efficiency of financial markets and their systems through innovative technologies. Tutu Digital addresses customer inquiries through various channels, including phone, email, and online applications, ensuring comprehensive support for its clients in the fintech space.

SweepSouth is an online home services platform that connects homeowners with trusted service professionals, offering a variety of services including home cleaning, gardening, pool cleaning, and maintenance. The company aims to modernize the home services industry in Africa by leveraging technology to simplify the booking process. Users can conveniently schedule services through the platform via their phone, tablet, or computer, finding suitable pre-vetted professionals in minutes. With a network of over seven thousand service providers and thousands of satisfied customers across four countries, SweepSouth is positioned to expand further within a largely untapped market. The company is dedicated to creating happy homes while providing dignified, flexible work opportunities with decent pay for its service providers.

Tamara is a prominent shopping and payments platform based in Riyadh, Saudi Arabia, and serves the GCC region. Founded by Abdulmajeed Alsukhan and his partners, the company aims to transform the shopping, payment, and banking experience for consumers. With a workforce of over 350 employees, Tamara has established a significant presence, operating offices in the UAE, Egypt, Germany, and Vietnam. Since its inception in September 2020, Tamara has raised approximately $366 million in both equity and debt from notable investors, including Sanabil Investments and Goldman Sachs. The platform boasts around 6 million customers and partners with more than 15,000 merchants, featuring a mix of global and regional brands as well as local small and medium enterprises. Tamara empowers merchants by providing flexible payment options through its application programming interfaces, allowing clients to increase sales by offering installment payment plans.

TeamApt is a financial technology company that develops digital banking and payment platform for financial transactions. It offers an end-to-end omnichannel digital banking service called Moneytor Digital Banking, enabling banks to offer retail, merchant, and corporate banking services through digital channels, Aptpay for automation of digital banking business operations, settlements, reconciliations, and tracks digital transformation processes with web and mobile interfaces. TeamApt was founded in 2015 and is headquartered in Lekki, Lagos, Nigeria.

Muda Meu Mundo is a startup focused on connecting small producers and family farmers with retailers through a specialized supply chain platform. The company utilizes data intelligence to facilitate complete tracking throughout the production chain, ensuring transparency and sustainability. By screening the supply chain at every level, Muda Meu Mundo engages producers with the market while generating positive social and environmental impacts. This approach enables small-scale farmers to leverage ESG data, ultimately creating a more sustainable supply chain and providing benefits for all participants involved.

Lemobb is an application development company that provides products for start-ups, small and medium sized companies.

FideliZii provides loyalty and relationship marketing solution for small retail businesses such as restaurants, bars, beauty salons, pet shops, fast lava, pharmacies, gas stations, and general stores. It replaces the traditional paper loyalty card and stamp generating benefits for customers and shopkeepers. The customer no longer has to walk with cards but with FideliZii. The owner of the establishment now has full control of its loyalty program and improve its operational flow.

Cont.Digital is a digital accounting company based in Santa Maria, Rio Grande do Sul, that specializes in providing accounting services to micro and small businesses. Founded in 2019, the company focuses on various aspects of financial management, including tax assessment, bookkeeping, revenue and expense control, statement preparation, and bank reconciliation. Cont.Digital operates an accounting platform designed to automate routine accounting tasks, streamlining processes from business registration to ongoing monitoring of accounting, tax, and personnel functions. This fully online and secure platform allows clients to manage their financial operations efficiently, providing accessibility and convenience from any location at any time.

Becon has developed a new generation of modems, aimed at commercial establishments - such as retail chains, bars, restaurants, malls, among others. The product behaves like a personalized modem, and apart from sharing the internet intelligently, guaranteeing quality and safety to users and the customer, our modem captures a huge collection of data, such as customer frequency, when they came, how long they've stayed, how long they didn't comeback and more, as well as hot spots in the establishment, profile and behavior of the customers and, through a friendly registration, starts to identify this information that was previously anonymous to the owner. Another innovation is the automation of activities such as promotional marketing by SMS, email or Whatsapp, as well as an automated loyalty program, customized by the owner for the client. For this, Becon sells it's smartmodens, and only charges a small fee for SMS, emails or Whatsapps sent throught the system, as the loyalty program, custom campaings or more. All this to help these establishments to attract, know and retain its customers.

TeamMove App is a Brazilian company headquartered in Criciúma that specializes in providing retail solutions through a communication platform. Established on May 21, 2018, the platform is designed to manage team activities in alignment with key performance indicators. It delivers information in a straightforward manner tailored to individual roles and profiles, offering a centralized view of operations. By streamlining access to essential management and operational software, such as ERP, POS, and CRM systems, TeamMove App enhances employee engagement and supports talent retention within organizations.

Payhawk, established in 2019, is a leading spend management solution provider, headquartered in London with offices across Europe, the US, and the UK. The company offers a unified platform that combines company cards, expense tracking, accounts payable, and seamless accounting software integrations. Payhawk empowers businesses to control spending, maximize efficiency, and stay agile, serving over 32 countries and prominent clients such as LuxAir, Babbel, and Vinted.

Bold is the proprietor of a financial company that focuses on small to medium-sized businesses. The company provides a card payment system that enables small merchants to accept digital payments via credit and debit cards, both national and international, for both contactless and chip transactions, and displays transaction details, processing costs, and sales reports through its application, allowing businesses to use an alternative payment method that helps to increase revenue.

Brimore operates a social commerce platform that connects emerging brand owners with a network of resellers. These resellers market and sell the products of these brands using social media, providing nationwide coverage for the brands. The platform uses data analytics to facilitate this connection between emerging brands and individual distributors across Egypt's 27 governorates, enabling small local manufacturers to directly reach consumers through freelance sales agents.

Fincent is a finance firm focused on modernizing financial and accounting services for small and midsized businesses. The company offers an AI-powered platform that acts as a comprehensive financial hub, integrating various functions such as bookkeeping, tax preparation, bill payment, invoicing, financial projections, budgeting, and reimbursements. By providing a real-time dashboard, Fincent enables entrepreneurs to manage their finances efficiently, allowing them to concentrate on growing their businesses. Through its innovative approach, Fincent aims to streamline financial processes and enhance overall business management.

GrowSari is a technology-driven B2B platform designed to assist sari-sari stores in evolving from basic fast-moving consumer goods (FMCG) outlets into comprehensive service hubs. By eliminating middlemen, GrowSari enables shop owners to digitally procure products directly from manufacturers, thereby reducing costs. The platform expands the range of available products and services, allowing these small retail establishments to offer additional options such as mobile top-ups, remittances, and banking services. With its focus on providing essential infrastructure and tools, GrowSari aims to empower grassroots communities by enhancing the capabilities and sustainability of local shops across the nation.

Umbler is a cloud hosting company that serves small businesses, agencies, and developers. The company provides a range of services, including cloud hosting, domain registration, email accounts, and database solutions. Umbler operates on a pay-as-you-go model, enabling clients to easily create complex hosting structures with minimal effort. This model allows users to have full control over their applications, with the ability to scale, pause, or cancel services in real-time, making it a flexible choice for various hosting needs.

Be Academy is an education platform focused on teaching business skills relevant to the new economy. The platform offers a variety of online courses, programs, and corporate universities designed to prepare professionals for the workforce and address skill gaps in the market. By emphasizing practical learning, Be Academy enables students to develop competencies in digital marketing and entrepreneurship, equipping them to create valuable online businesses. The company's mission is to provide accessible education that aligns with current market demands, fostering a new generation of skilled professionals.

Sary is a digital business-to-business marketplace based in Riyadh, Saudi Arabia, that connects small and medium-sized enterprises with merchant wholesalers of fast-moving consumer goods (FMCG). Founded in 2018 by Mohammed Aldossary and Khaled AlSiari, Sary aims to streamline the supply chain in the wholesale industry, allowing businesses to efficiently procure inventory. Its mobile and web application offers a range of FMCG products, including beverages, oils, and snacks, facilitating orders from small quantities to truckloads with rapid delivery options, often within 24 hours. Sary serves a diverse clientele, including mini-market chains, hotels, restaurants, and convenience shops, and has expanded its operations to 12 major cities, catering to over 40,000 customers and partnering with more than 1,700 brands and wholesalers. The platform provides users with immediate price quotations and product comparisons, enabling them to manage their expenses effectively as their businesses grow.

Smart School is an educational platform founded in 2014 and based in Brazil, designed to enhance communication and efficiency within the educational environment. By connecting parents, students, and schools, the platform streamlines day-to-day operations and simplifies the pedagogical routine. It features user-friendly resources that automate key tasks, facilitating effective school management and improving interactions among all stakeholders. Smart School's innovative approach to data collection and communication aims to reduce the time educators spend on administrative duties, allowing them to focus more on teaching and student engagement.

Chiper is a prominent B2B e-commerce platform serving corner stores in Latin America, with operations in Colombia, Mexico, and plans for expansion into Brazil. The company connects thousands of the region's 3.7 million corner stores, creating one of the largest networks of bulk buyers globally. By aggregating demand and enhancing the supply chain, Chiper enables these stores to access a diverse range of products, including groceries and household items, at competitive prices. The platform eliminates intermediaries, allowing retailers to directly connect with producers and streamline their procurement processes, ultimately supporting the growth and sustainability of local businesses.

Ozow, established in 2014 and headquartered in Johannesburg with an additional office in Cape Town, specializes in developing an online payment gateway. This platform facilitates instant, secure bank-to-bank payments for both buyers and merchants across various devices and methods, including SMS, email, QR codes, and in-store. Ozow's unique pay-by-bank solution enables merchants to initiate payments through diverse channels, reducing chargebacks and offering real-time transactions, automated reconciliations, and low transaction fees. By eliminating the need for cards and offering free processing for smaller businesses, Ozow promotes financial inclusion and accessibility, contributing to increased sales and customer satisfaction.

Agenda BOA is a Brazilian startup founded in 2017, specializing in the development of a business management platform tailored for freelancers and small businesses. The platform facilitates the generation and organization of essential documents, such as budgets, work orders, and digital receipts, while also enabling users to manage appointments and track financial metrics like revenue, costs, and profits. By streamlining these processes, Agenda BOA aims to enhance professionalism among self-employed individuals and improve client experiences, ultimately leading to higher customer satisfaction and retention. The company serves various sectors, including construction, electric, air conditioning, painting, vehicles, maintenance, assistance, and events, and is headquartered in São Paulo, Brazil, with a diverse team from multiple countries.

Airalo is an eSIM store that provides travelers with access to eSIMs in over 190 countries and regions at competitive local rates. Designed for eSIM-compatible devices such as smartphones, tablets, and PCs, Airalo simplifies connectivity for users by eliminating the need to carry multiple physical SIM cards or change phone numbers while abroad. Through its mobile application, travelers can easily select and activate their desired data plans based on their destination, ensuring seamless connectivity without the hassle of traditional SIM card swapping. This service is aimed at enhancing the travel experience by offering affordability and convenience in global communication.

Shara is a mobile application that provides a digital platform designed for consumer goods companies in developing markets. It offers tools for managing business operations, including features for sending receipts and invoices, tracking outstanding payments, and sending scheduled reminders and customized professional statements. Additionally, Shara includes a free and secure wallet, allowing clients to organize their finances effectively. By offering these services at no cost, Shara aims to assist businesses in systematically growing and enhancing their sales capabilities.

Sail helps freelancers send invoices to clients, accept online payments, and save client payment methods on file for easy billing down the road. It is a business tool for freelancers that gives them the back-office business infrastructure of an agency.

Omie is a Brazilian software company founded in 2013, headquartered in São Paulo. It specializes in developing cloud-based enterprise resource planning (ERP) and financial services tailored for small and medium-sized enterprises. The company's platform integrates business processes by offering tools for accounting and customer relationship management, enabling users to issue fiscal notes, manage receivables, and monitor daily operations effectively. Omie's software is designed to be simple, intuitive, and affordable, fostering a collaborative ecosystem where entrepreneurs and accountants can work together seamlessly to enhance business efficiency.

IOUU is a fintech company focused on transforming traditional financial services to provide better access to credit for individuals and businesses. The company operates a peer-to-peer lending platform that connects borrowers seeking credit with investors willing to lend, promoting efficiency and transparency in financial transactions. By leveraging innovative technology, including non-traditional data sources and machine learning, IOUU aims to simplify and enhance the borrowing experience, making it faster, cheaper, and more accessible. The company emphasizes financial inclusion and personalized development, striving to build long-term relationships with clients and ensure they receive better credit opportunities. IOUU is committed to ethical practices and seeks to revolutionize the industry by delivering greater value and convenience in digital banking services.

Nimbly is a financial management platform that assists small and medium businesses in automating their day-to-day financial tasks, including accounts payable and receivable. By streamlining payment workflows, Nimbly saves time for finance teams, allowing them to focus on more strategic activities. The platform has established native integrations with major Brazilian banks, facilitating smooth B2B payment processes. In the first half of 2022, Nimbly processed over 800,000 B2B payment transactions, demonstrating its significant impact on the operational efficiency of financial teams. Through its services, Nimbly enhances the capacity of financial business process outsourcing providers to better serve their clients.

Umba is a digital banking company based in Nairobi, Kenya, founded in 2017. It offers a mobile application that provides a range of financial services, including free bank accounts and the ability to apply for, receive, and repay microloans directly through mobile devices. The platform employs machine learning to assess credit eligibility and create risk scores, which helps optimize risk management for users and financial institutions. By delivering an interconnected ecosystem of financial services, Umba empowers customers in Kenya and Nigeria to gain complete control over their finances in a single app.

TeamApt is a financial technology company that develops digital banking and payment platform for financial transactions. It offers an end-to-end omnichannel digital banking service called Moneytor Digital Banking, enabling banks to offer retail, merchant, and corporate banking services through digital channels, Aptpay for automation of digital banking business operations, settlements, reconciliations, and tracks digital transformation processes with web and mobile interfaces. TeamApt was founded in 2015 and is headquartered in Lekki, Lagos, Nigeria.

Fiddler Labs, Inc. is a company that specializes in developing an artificial intelligence platform designed to help businesses analyze, manage, and deploy their machine learning models effectively. Founded in 2018 and headquartered in Palo Alto, California, Fiddler offers an Explainable AI Engine that promotes transparency and understanding in AI solutions. This platform allows users across data science, product, and business teams to comprehend, validate, and manage their AI implementations, ensuring that these systems deliver reliable and trustworthy experiences for end-users. By providing statistical metrics, performance monitoring, and centralized controls, Fiddler aims to make AI more accessible and trustworthy for enterprises, ultimately unlocking the complexities of AI and enhancing user confidence in its applications.

Lana is a technology company that provides a fintech application aimed at improving access to financial services for individuals in Latin America, specifically in Mexico, Chile, and Peru. The application addresses the needs of gig economy workers and others who have been traditionally excluded from mainstream banking services. It allows users to manage their personal finances more effectively by facilitating secure transactions, including bill payments and money transfers between users. By offering a platform that tailors financial services to the specific requirements of underserved populations, Lana aims to enhance financial inclusion and empower its users with better financial tools.

Be Academy is an education platform focused on teaching business skills relevant to the new economy. The platform offers a variety of online courses, programs, and corporate universities designed to prepare professionals for the workforce and address skill gaps in the market. By emphasizing practical learning, Be Academy enables students to develop competencies in digital marketing and entrepreneurship, equipping them to create valuable online businesses. The company's mission is to provide accessible education that aligns with current market demands, fostering a new generation of skilled professionals.

Spokn is a platform that fosters human connection in remote work settings by enabling employees to share their voices through video and audio Stories and podcasts. The platform allows remote workers to engage in a more personal manner, facilitating the sharing of experiences, achievements, and celebrations without the limitations of traditional virtual meetings. Spokn serves various organizations, helping them improve internal communications with features that include weekly team recaps, strategy updates, and new hire welcomes. Companies such as Robinhood, Udemy, and Ginkgo Bioworks utilize Spokn to cultivate a vibrant remote culture, making it easier for employees to connect asynchronously and strengthen their workplace relationships.

Stable provides a virtual address and mailroom service tailored for startups and businesses operating remotely. Recognizing the challenges associated with changing business addresses and managing physical mail, Stable's platform facilitates a seamless solution that allows companies to establish and maintain a professional presence from any location. Its services aim to alleviate the complexities of traditional business operations, promoting efficiency and innovation in the modern business landscape. By offering a reliable virtual address, Stable helps businesses navigate the evolving needs of remote work while ensuring they can effectively manage essential communications.

Muda Meu Mundo is a startup focused on connecting small producers and family farmers with retailers through a specialized supply chain platform. The company utilizes data intelligence to facilitate complete tracking throughout the production chain, ensuring transparency and sustainability. By screening the supply chain at every level, Muda Meu Mundo engages producers with the market while generating positive social and environmental impacts. This approach enables small-scale farmers to leverage ESG data, ultimately creating a more sustainable supply chain and providing benefits for all participants involved.

S2 Pets operates a chain of independent pet shops that integrates technology to enhance the pet care experience. The company provides an app that helps pet owners manage their pets' health and well-being, offering features such as tracking activity, scheduling veterinary visits, and receiving alerts for consultations and vaccinations. In addition to its digital platform, S2 Pets aims to create a welcoming atmosphere within its physical stores, ensuring a positive environment for customers and their pets. The company can be contacted through various methods, including mail, phone, and a physical address.

Avenify Corporation operates a peer-to-peer lending platform that specializes in income share agreements (ISAs) to finance education, particularly for nursing students. Founded in 2018 and headquartered in Reston, Virginia, Avenify simplifies the process of obtaining funding for tuition by connecting students with investors. Through its platform, the company provides transparent financing options that enable students to pay a percentage of their future income in exchange for educational funding. In addition to financial support, Avenify assists graduates in securing employment, thereby enhancing their overall educational experience and future career prospects.

Smilink is the first direct to consumer invisible aligners company in Brazil. It helps people get the smile they want by using 3D high tech invisible aligners and whitening products at a price they can afford. The company has an innovative direct to consumer business model that is both simple and convenient, while offering prices less than half the market average. Invisible aligners are a series of tight-fitting, custom-made plastic aligners that gradually shift teeth into their desired position. They are produced through 3D digital technology, which involves scanning the mouth of the patient, planning the treatment in a specialized software by a qualified orthodontist and producing the aligners with 3D printers. In relation to traditional dental braces, invisible aligners have a series of strong advantages: removable, aesthetic, invisible, comfortable, precise, shorter treatment duration and less professional dependence. Customers book appointments online and then visit a Smilink center to perform X-rays and 3D scanning in order to choose the appropriate treatment alongside a qualified orthodontist. All of this in just one visit, free of charge in under 45 minutes. If the patient decides to move forward, Smilink provides them with invisible aligners and a whitening kit at a very convenient price. In an average of 6-10 months, our customers will straighten and whiten their teeth.

BukuKas is a neo-banking venture focused on integrating unbanked individuals in Southeast Asia into the financial ecosystem. Initially launched in Indonesia, the BukuKas app aims to support micro and small enterprises by digitizing traditional bookkeeping methods. The application allows business owners to easily record sales, expenses, and cash transactions using their smartphones. By simplifying cash management, BukuKas helps these enterprises enhance their profitability. Additionally, the app offers features such as transaction management, money transfer without bank fees, performance monitoring, automatic financial report generation, and stock management. Through these services, BukuKas seeks to improve cash flow management for small businesses in the region.

Sampingan is an Indonesian company founded in 2018, headquartered in Jakarta with an additional office in Singapore. It operates a mobile application that connects businesses with selected and trained freelancers for task-based jobs. The platform enables users to find temporary work opportunities, facilitating a seamless connection between businesses and individuals seeking to complete specific tasks.

Prospa Advance Pty Ltd. is an Australian company that specializes in providing business lending solutions to small and medium enterprises. Incorporated in 2011 and headquartered in Sydney, Prospa offers unsecured loans tailored for various business needs, including working capital, inventory, equipment, renovations, and marketing expenses. The company also provides merchant cash advances that allow businesses to convert future credit and debit card receivables into immediate cash. Utilizing a proprietary technology platform, Prospa ensures a straightforward online application process, making it easier for business owners to access financing. The company has gained recognition for its rapid growth, having won awards such as the Deloitte Tech Fast 50 and being a finalist in the Telstra Business Awards. Prospa's technological innovations enhance customer experience and streamline credit decision-making, making it a prominent player in the Australian fintech landscape.

Simpo is a product engagement platform that enables businesses to create interactive in-app experiences without the need for coding or engineering resources. Founded in 2016 and headquartered in Palo Alto, California, with operations in Tel Aviv, Israel, Simpo serves a range of enterprises, including notable clients such as Walmart, DuPont, Jet, and Monday. The platform provides tools for developing walkthroughs, announcements, surveys, and automation, facilitating software adoption and user support. Its artificial intelligence-driven features enhance the user experience by allowing companies to onboard, guide, and educate users effectively. Simpo is supported by prominent investors, including Redpoint Ventures and others, reinforcing its position in the software as a service (SaaS) market.

SteadiPay Inc. is a Los Angeles-based company founded in 2017 that specializes in developing a bank-agnostic cash management application for small and medium-sized enterprises. The platform allows businesses to efficiently manage their finances by providing real-time visibility into account balances, automating cash flow forecasts, and identifying opportunities for cash improvement. By integrating cash reporting and treasury management into a single centralized application, SteadiPay enables its users to streamline financial processes and focus on achieving their business objectives rather than getting bogged down with back-office finance tasks.

Steno Agency, Inc., established in 2018 and headquartered in Los Angeles, California, specializes in providing comprehensive litigation support services to law firms. The company offers court reporting, legal videography, interpreter services, and remote deposition platforms, along with an online dashboard for case management. Steno also pioneers a non-recourse deferred payment process, DisbursePay, to assist clients with financing challenges. Its mission is to enhance the litigation process through reliable services, innovative technology, and exceptional customer support.

Settle is a cash-flow management platform that assists businesses and individuals in managing their financial transactions, tracking expenses, and optimizing cash flow. Founded by Alek Koenig in November 2019 and headquartered in San Francisco, California, the company provides tools and insights to help users gain a clearer understanding of their financial situation and make informed decisions. Its software automates business-to-business payments and offers features such as payment management, payable date management, paperless invoices, and auto payments, all aimed at expediting billing cycles and enhancing working capital.

Solid Financial Technologies, Inc. is a San Mateo, California-based company that specializes in providing a modern banking platform designed for small businesses and e-commerce platforms. Founded in 2018, Solid enables these businesses to offer banking services directly to their customers through an integrated suite of fintech solutions. The platform allows users to quickly create bank accounts and payment cards, facilitating the embedding of banking services within various applications and marketplaces. By offering a fully managed infrastructure, Solid supports companies in launching compliant and user-friendly fintech products, enhancing their overall business management capabilities.

Pave helps consumer and SMB credit risk teams increase approvals through AI-powered cashflow analytics. 100 million+ US consumers and businesses are financially underserved, simply because their data is not recognized by the traditional financial system. We solve this by transforming transaction data, loan performance outcomes, and credit reports into Cashflow-driven Attributes and Scores, enabling increased financial access to new customer segments without increasing risk. Our mission is to build a future where every person and business has access to equitable credit solutions by creating a new standard of Cashflow-driven Analytics.

Possible Finance is a consumer finance company dedicated to providing access to capital while promoting long-term financial health. The company aims to assist communities in breaking the debt cycle and fostering economic mobility across generations. It has developed a mobile-only loan application that offers flexible short-term financing options, enabling borrowers to repay loans over time. The platform is designed to be simple and affordable, akin to traditional payday loans, but without requiring a credit check. Additionally, it allows for longer repayment schedules through multiple installments, making it easier for borrowers to manage their finances responsibly.

Fiddler Labs, Inc. is a company that specializes in developing an artificial intelligence platform designed to help businesses analyze, manage, and deploy their machine learning models effectively. Founded in 2018 and headquartered in Palo Alto, California, Fiddler offers an Explainable AI Engine that promotes transparency and understanding in AI solutions. This platform allows users across data science, product, and business teams to comprehend, validate, and manage their AI implementations, ensuring that these systems deliver reliable and trustworthy experiences for end-users. By providing statistical metrics, performance monitoring, and centralized controls, Fiddler aims to make AI more accessible and trustworthy for enterprises, ultimately unlocking the complexities of AI and enhancing user confidence in its applications.

Sizebay operates a virtual fitting platform designed to enhance the e-commerce shopping experience by addressing size uncertainty in clothing and footwear purchases. The company employs advanced technology to automatically determine users' body measurements and compare them with product specifications, enabling personalized size recommendations. This tailored approach not only assists customers in finding the right fit but also enriches their overall shopping experience. Additionally, Sizebay captures customer interactions and generates valuable insights that aid businesses in making informed decisions. By focusing on customization and accuracy, Sizebay aims to streamline online clothing sales and improve customer satisfaction.

Equilibrium is a company that specializes in developing and distributing B2B portals and websites tailored for various industries, including manufacturing, healthcare, pharmaceuticals, media, and retail. Founded in 2004 by Sean Barger and based in California, Equilibrium offers a range of business solutions designed to enhance productivity and streamline operations. Its offerings include productivity acceleration, production asset management, workgroup video collaboration, and digital advertising campaign automation. The company also focuses on video content delivery and monetization, as well as content creation and management, providing comprehensive tools to meet the diverse needs of its clients across multiple sectors.

Conta Simples is a digital banking platform designed to streamline financial transactions for small and medium-sized businesses in Latin America. It combines a checking account, expense management tools, and corporate cards into a single, user-friendly interface. The platform enables businesses to manage transfers, withdrawals, and payments efficiently while providing features that enhance financial control, visibility, and autonomy. By facilitating organized and secure financial operations through both mobile and desktop access, Conta Simples aims to simplify the banking experience for entrepreneurs and finance teams.

Slang is a technology-driven company that specializes in providing online English courses tailored for career development. Originating from a research project at MIT, Slang employs a proprietary machine learning engine to create a highly adaptive e-learning platform. This platform offers a wide range of specialized courses across various fields, including Sales, Finance, Logistics, Medicine, and Law. With the largest professional English course offering globally, Slang's curriculum focuses on real-world scenarios, enabling learners to acquire essential language skills relevant to their careers. The platform also features personalized software that tracks users' knowledge and progress, continually optimizing the learning experience. Looking ahead, Slang plans to expand its course offerings significantly, aiming to release an additional 1,000 courses in the next three years.

Funding Societies, established in 2015 and headquartered in Singapore, operates a digital financing platform that connects small and medium-sized enterprises (SMEs) with investors. The company facilitates business loans, focusing on quick and efficient financing solutions, often bypassing traditional banking methods. It offers a range of flexible financing options, including micro and term loans, and invoice financing, using advanced credit scoring and risk assessment models. With operations across Southeast Asia, including Singapore, Malaysia, Indonesia, and Thailand, Funding Societies caters to SMEs seeking accessible and timely financing.

Sampingan is an Indonesian company founded in 2018, headquartered in Jakarta with an additional office in Singapore. It operates a mobile application that connects businesses with selected and trained freelancers for task-based jobs. The platform enables users to find temporary work opportunities, facilitating a seamless connection between businesses and individuals seeking to complete specific tasks.

Prospa Advance Pty Ltd. is an Australian company that specializes in providing business lending solutions to small and medium enterprises. Incorporated in 2011 and headquartered in Sydney, Prospa offers unsecured loans tailored for various business needs, including working capital, inventory, equipment, renovations, and marketing expenses. The company also provides merchant cash advances that allow businesses to convert future credit and debit card receivables into immediate cash. Utilizing a proprietary technology platform, Prospa ensures a straightforward online application process, making it easier for business owners to access financing. The company has gained recognition for its rapid growth, having won awards such as the Deloitte Tech Fast 50 and being a finalist in the Telstra Business Awards. Prospa's technological innovations enhance customer experience and streamline credit decision-making, making it a prominent player in the Australian fintech landscape.

SmartMEI is a Brazilian company that offers banking and automated accounting solutions tailored for micro-entrepreneurs. Founded by two MBA graduates from Stanford, SmartMEI aims to support local entrepreneurs by leveraging advanced technology to simplify their business operations. The company's platform provides a comprehensive "business-in-a-box" solution that addresses essential back-office functions, ensuring compliance with government regulations while facilitating client invoicing, payment processing, and cash management. SmartMEI's application helps users efficiently navigate their legal and fiscal obligations, making it a vital resource for micro-business owners. The service is actively utilized in over 3,500 cities across Brazil, reflecting its broad reach and impact on the entrepreneurial landscape.

Bugle is an online video training platform that facilitates effective knowledge sharing and training for businesses. It enables users to create, publish, and share video training courses, quizzes, challenges, articles, surveys, and events using just a smartphone and their creativity. The platform is designed to support various business functions, including Sales, Marketing, Operations, Customer Success, and Human Resources, helping organizations improve their training processes and achieve better outcomes with their customers, partners, and employees. By fostering online learning communities, Bugle streamlines the onboarding and educational experience, making it easier for teams to connect and learn collaboratively.

Airalo is an eSIM store that provides travelers with access to eSIMs in over 190 countries and regions at competitive local rates. Designed for eSIM-compatible devices such as smartphones, tablets, and PCs, Airalo simplifies connectivity for users by eliminating the need to carry multiple physical SIM cards or change phone numbers while abroad. Through its mobile application, travelers can easily select and activate their desired data plans based on their destination, ensuring seamless connectivity without the hassle of traditional SIM card swapping. This service is aimed at enhancing the travel experience by offering affordability and convenience in global communication.

Meu Tudo is a Brazilian financial technology company that operates a mobile application focused on providing payroll loans. Founded in 2016 and headquartered in Ceara, the company serves as a marketplace lending platform, enabling users, particularly retired pensioners and federal and state employees, to access financial products and services. By acting as a banking correspondent, Meu Tudo facilitates the intermediation and negotiation of loans, utilizing anti-fraud technology to ensure secure transactions. This innovative approach allows for a streamlined digital experience in obtaining payroll loans, enhancing financial accessibility for its target audience.

Stable provides a virtual address and mailroom service tailored for startups and businesses operating remotely. Recognizing the challenges associated with changing business addresses and managing physical mail, Stable's platform facilitates a seamless solution that allows companies to establish and maintain a professional presence from any location. Its services aim to alleviate the complexities of traditional business operations, promoting efficiency and innovation in the modern business landscape. By offering a reliable virtual address, Stable helps businesses navigate the evolving needs of remote work while ensuring they can effectively manage essential communications.

IOUU is a fintech company focused on transforming traditional financial services to provide better access to credit for individuals and businesses. The company operates a peer-to-peer lending platform that connects borrowers seeking credit with investors willing to lend, promoting efficiency and transparency in financial transactions. By leveraging innovative technology, including non-traditional data sources and machine learning, IOUU aims to simplify and enhance the borrowing experience, making it faster, cheaper, and more accessible. The company emphasizes financial inclusion and personalized development, striving to build long-term relationships with clients and ensure they receive better credit opportunities. IOUU is committed to ethical practices and seeks to revolutionize the industry by delivering greater value and convenience in digital banking services.

Bikayi is a platform designed for aspiring entrepreneurs and small merchants to establish their online presence. It enables users to create online stores efficiently, offering features such as catalog management, customer support through live chat, and seamless integration with popular messaging services like WhatsApp and Instagram. Additionally, Bikayi provides a payment gateway and facilitates domain acquisition, making it easier for businesses to manage their operations and expand their reach. The platform aims to empower users to grow their brands and connect with customers in a convenient manner.

Jeff provides entrepreneurs with a tech platform for running their businesses with a mobile application to connect with customers. The company's mission is to remove financial and knowledge barriers for entrepreneurs. Jeff has more than 2000 entrepreneurs in 40 markets using their solution.

Smilink is the first direct to consumer invisible aligners company in Brazil. It helps people get the smile they want by using 3D high tech invisible aligners and whitening products at a price they can afford. The company has an innovative direct to consumer business model that is both simple and convenient, while offering prices less than half the market average. Invisible aligners are a series of tight-fitting, custom-made plastic aligners that gradually shift teeth into their desired position. They are produced through 3D digital technology, which involves scanning the mouth of the patient, planning the treatment in a specialized software by a qualified orthodontist and producing the aligners with 3D printers. In relation to traditional dental braces, invisible aligners have a series of strong advantages: removable, aesthetic, invisible, comfortable, precise, shorter treatment duration and less professional dependence. Customers book appointments online and then visit a Smilink center to perform X-rays and 3D scanning in order to choose the appropriate treatment alongside a qualified orthodontist. All of this in just one visit, free of charge in under 45 minutes. If the patient decides to move forward, Smilink provides them with invisible aligners and a whitening kit at a very convenient price. In an average of 6-10 months, our customers will straighten and whiten their teeth.

SmartMEI is a Brazilian company that offers banking and automated accounting solutions tailored for micro-entrepreneurs. Founded by two MBA graduates from Stanford, SmartMEI aims to support local entrepreneurs by leveraging advanced technology to simplify their business operations. The company's platform provides a comprehensive "business-in-a-box" solution that addresses essential back-office functions, ensuring compliance with government regulations while facilitating client invoicing, payment processing, and cash management. SmartMEI's application helps users efficiently navigate their legal and fiscal obligations, making it a vital resource for micro-business owners. The service is actively utilized in over 3,500 cities across Brazil, reflecting its broad reach and impact on the entrepreneurial landscape.

Umbler is a cloud hosting company that serves small businesses, agencies, and developers. The company provides a range of services, including cloud hosting, domain registration, email accounts, and database solutions. Umbler operates on a pay-as-you-go model, enabling clients to easily create complex hosting structures with minimal effort. This model allows users to have full control over their applications, with the ability to scale, pause, or cancel services in real-time, making it a flexible choice for various hosting needs.

Poli Digital is a software development company that provides Omnichannel attendance platform for SMEs.

Sprout is a health engagement platform enabling workplace wellbeing for corporate wellness. The platform provides employees with the resources needed to lead healthy lifestyles and to provide management with a solution to manage and measure its impact. It inspires employees to get fit and empowers employers to manage and quantify their corporate wellness. Sprout was founded in 2012 by Martha Switzer and Christina Ford and is headquartered in Toronto, Ontario, Canada.

Agenda BOA is a Brazilian startup founded in 2017, specializing in the development of a business management platform tailored for freelancers and small businesses. The platform facilitates the generation and organization of essential documents, such as budgets, work orders, and digital receipts, while also enabling users to manage appointments and track financial metrics like revenue, costs, and profits. By streamlining these processes, Agenda BOA aims to enhance professionalism among self-employed individuals and improve client experiences, ultimately leading to higher customer satisfaction and retention. The company serves various sectors, including construction, electric, air conditioning, painting, vehicles, maintenance, assistance, and events, and is headquartered in São Paulo, Brazil, with a diverse team from multiple countries.

Spokn is a platform that fosters human connection in remote work settings by enabling employees to share their voices through video and audio Stories and podcasts. The platform allows remote workers to engage in a more personal manner, facilitating the sharing of experiences, achievements, and celebrations without the limitations of traditional virtual meetings. Spokn serves various organizations, helping them improve internal communications with features that include weekly team recaps, strategy updates, and new hire welcomes. Companies such as Robinhood, Udemy, and Ginkgo Bioworks utilize Spokn to cultivate a vibrant remote culture, making it easier for employees to connect asynchronously and strengthen their workplace relationships.

Sail helps freelancers send invoices to clients, accept online payments, and save client payment methods on file for easy billing down the road. It is a business tool for freelancers that gives them the back-office business infrastructure of an agency.

Odilo is a digital content management platform based in Cartagena, Spain, with additional offices in Madrid, Miami, Mexico City, and New York. The company specializes in providing software solutions that enable libraries, schools, universities, and other institutions to offer a wide range of digital content while ensuring compliance with copyright regulations. Odilo's comprehensive product suite facilitates the discovery, management, and distribution of both digital and print materials. By removing technology barriers, the platform empowers institutions to democratize access to education and enhance user experiences. The company focuses on developing innovative and user-friendly solutions that meet the evolving needs of public, private, and special interest libraries, positioning them for future success.

S2 Pets operates a chain of independent pet shops that integrates technology to enhance the pet care experience. The company provides an app that helps pet owners manage their pets' health and well-being, offering features such as tracking activity, scheduling veterinary visits, and receiving alerts for consultations and vaccinations. In addition to its digital platform, S2 Pets aims to create a welcoming atmosphere within its physical stores, ensuring a positive environment for customers and their pets. The company can be contacted through various methods, including mail, phone, and a physical address.

Smarket is a technology company founded in 2015 that operates an online platform focused on managing sales offers for retailers. The company provides a promotion management solution that caters to both large retail networks and small businesses. Smarket Promotions, its initial module, streamlines the assembly process and enhances negotiation capabilities for larger retailers, while offering small retailers an accessible and user-friendly tool to create promotional materials quickly and independently. The platform organizes complex retail data, facilitating the efficient creation and launch of promotions while minimizing errors in physical displays. By monitoring product sales and improving promotional efficiency, Smarket aims to transform the retail promotion landscape.

Salauno is a network of ophthalmology clinics in Mexico that provides essential eye care services, including treatment for cataracts, glaucoma, pterygium, and diabetic retinopathy, primarily targeting low and middle-income populations. The company emphasizes a patient-centered approach and affordability, setting it apart in the healthcare sector. With a mission to reduce the backlog of eye care services, Salauno's clinics not only aim to prevent and reverse blindness but also utilize a model that allows for cross-subsidies, ensuring that quality eye treatment is accessible to those in need. Currently, Salauno operates 11 clinics across Mexico and has been recognized with several awards for its commitment to social entrepreneurship.

IOUU is a fintech company focused on transforming traditional financial services to provide better access to credit for individuals and businesses. The company operates a peer-to-peer lending platform that connects borrowers seeking credit with investors willing to lend, promoting efficiency and transparency in financial transactions. By leveraging innovative technology, including non-traditional data sources and machine learning, IOUU aims to simplify and enhance the borrowing experience, making it faster, cheaper, and more accessible. The company emphasizes financial inclusion and personalized development, striving to build long-term relationships with clients and ensure they receive better credit opportunities. IOUU is committed to ethical practices and seeks to revolutionize the industry by delivering greater value and convenience in digital banking services.

Adianta is a financial services company based in Sao Paulo, Brazil, founded in May 2016. It provides an online platform that facilitates working capital solutions for small and medium enterprises through invoice factoring and credit evaluation. The company specializes in receivables prepayment and offers a streamlined digital experience that allows businesses to access necessary funding efficiently. By utilizing advanced technology for automatic operational analysis, Adianta enables small businesses to secure the credit they need to enhance their cash flow. The company has been recognized as one of Brazil's top fintechs, demonstrating its significant role in the financial technology landscape.

Squid Fácil is the first platform to provide real-time updated inventory for virtual stores in Brazil. It aims to connect suppliers to retailers through a free and easy to use solution. Our goal is to solve a very common problem for small retailer who want to improve or start a new business, which is the unavailability of data of inventory prices and suppliers. In Brazil, suppliers and manufacturers do not provide product data and do not allow the drop shipping sale. Retailers have to buy products in advance and store in their own inventories, resulting in large costs, lower margins and risks for the small business owner. We developed a solution that allows the merchant to work transparently connected to various suppliers in real time, without the need of dealing with physical stock of products. Our system centralizes inventory data and applications, requesting on-demand purchases from suppliers and delivering products directly to end consumers.

Workable is a comprehensive HR platform that facilitates the recruitment and management of employees for businesses, particularly small and medium enterprises. The platform features an advanced Applicant Tracking System and a flexible Human Resource Information System (HRIS), allowing organizations to streamline their hiring processes. Workable enables users to post job openings to over 200 job boards and access a vast pool of candidate profiles. It incorporates AI technology to enhance candidate sourcing, automate screening, and manage interview scheduling. Additionally, Workable assists in employee management by automating onboarding, storing HR data, and conducting performance reviews. The platform also includes tools for time and attendance tracking, making payroll reporting more efficient. Designed for ease of use, Workable offers a mobile app and reliable customer support, serving over 30,000 companies in more than 100 countries to help them build high-performance teams.

Getabed Suite offers a comprehensive set of e-commerce tools, including a hotel booking engine and payment gateways, designed to enhance direct bookings for small and boutique hotels. By leveraging the expertise of a dedicated team of hotel e-commerce specialists, the platform enables hotels to manage their client information, bookings, inventory, rates, and promotions without incurring any commission fees. This solution allows hotels to retain greater control over their operations while connecting seamlessly with third-party software for optimized results. By eliminating the need for contracts and forced terms, Getabed Suite helps clients increase revenue through direct bookings, ultimately reducing overall costs and saving time.

Equilibrium is a company that specializes in developing and distributing B2B portals and websites tailored for various industries, including manufacturing, healthcare, pharmaceuticals, media, and retail. Founded in 2004 by Sean Barger and based in California, Equilibrium offers a range of business solutions designed to enhance productivity and streamline operations. Its offerings include productivity acceleration, production asset management, workgroup video collaboration, and digital advertising campaign automation. The company also focuses on video content delivery and monetization, as well as content creation and management, providing comprehensive tools to meet the diverse needs of its clients across multiple sectors.

Agenda BOA is a Brazilian startup founded in 2017, specializing in the development of a business management platform tailored for freelancers and small businesses. The platform facilitates the generation and organization of essential documents, such as budgets, work orders, and digital receipts, while also enabling users to manage appointments and track financial metrics like revenue, costs, and profits. By streamlining these processes, Agenda BOA aims to enhance professionalism among self-employed individuals and improve client experiences, ultimately leading to higher customer satisfaction and retention. The company serves various sectors, including construction, electric, air conditioning, painting, vehicles, maintenance, assistance, and events, and is headquartered in São Paulo, Brazil, with a diverse team from multiple countries.