Camp One Ventures

Resolve Innovations, Inc., established in 2017 and headquartered in Oakland, California, operates a financial management platform. This platform enables users to explore and compare debt relief options, and facilitates connections with debt relief providers. Additionally, it offers tools to enhance credit scores, reduce expenses, increase income, manage and consolidate debt, lower interest rates, and negotiate with creditors. The company was founded by a team comprising financial advisors, debt experts, and technologists, aiming to provide accessible and unbiased assistance to individuals facing financial challenges.

Albert Corporation is a financial technology company founded in 2015 and based in Culver City, California. The company focuses on democratizing money management by providing accessible and affordable financial advisory services through its mobile application. Its platform enables users to engage directly with financial experts to address various money-related issues, as well as to create personalized financial plans. Albert offers a range of features, including automatic savings, budgeting tools, financial health monitoring, and detailed spending reports. Additionally, the platform allows customers to access automated investing options and provides Albert Instant, which offers advances against paychecks to help prevent overdrafts. By aggregating financial data from bank accounts, credit cards, loans, and investments, Albert delivers personalized recommendations to assist users in effectively managing their finances.

Candex Ltd. is a company that provides innovative recruitment and payment solutions for organizations worldwide. Established in 2010 and based in San Francisco, Candex offers a comprehensive sourcing and vendor management tool, allowing employers to manage their recruitment supply chain for permanent positions. The company also features Candex Rollout, a web-based platform that integrates seamlessly with existing applicant tracking and enterprise resource planning systems. Additionally, Candex serves as a fintech consolidator, enabling large organizations to handle payments to low-risk suppliers through existing procurement processes. By managing the complexities of setup, support, taxation, and regulatory requirements, Candex simplifies and accelerates the payment process for vendors, facilitating compliance and efficiency in financial transactions. The platform effectively addresses the needs of a significant portion of suppliers, enhancing operational efficiency for its clients.

EarnUp Inc. is a fintech company based in San Francisco, California, that focuses on automating loan payments for consumers. Established in 2013, EarnUp's platform is designed to assist over 200 million Americans with debt by intelligently managing their financial obligations, including home mortgages, student loans, auto loans, and personal loans. The service allows users to set aside small amounts of money when financially feasible, which are then used to make loan payments on their behalf. By synchronizing micro-payments with users' income and lifestyle, EarnUp aims to streamline the debt repayment process and help individuals regain control over their finances, ultimately enabling them to pay off their debts more efficiently.

GlobaliD is a developer of secure identity applications aimed at creating a decentralized identification system. The company provides a privacy-first platform that empowers individuals to take full control of their digital identities, which serve as essential tools for online access and economic participation in a global market. Utilizing biometrics and secure encryption, GlobaliD offers a portable identity solution that enables users to manage their unique digital identities while safeguarding their personal data. Through its innovative approach, the company emphasizes the importance of privacy, agency, and security as fundamental rights in the digital age.

MetaBrite, Inc. is a technology company based in Seattle, Washington, that specializes in extracting consumer purchase insights from receipts. Founded in 2011, MetaBrite develops AI-based software that captures and processes precise item-level details from paper receipts, allowing for the extraction of SKU-level information on uniquely identifiable products. The company's software development kit (SDK) integrates into mobile applications, enabling clients to access real-time purchasing data across a wide range of product categories. MetaBrite serves various sectors, including mobile consumer research, loyalty and rewards programs, targeted marketing, and personal finance/lifestyle management. The company, which was previously known as CookBrite Inc. before rebranding in November 2015, aims to provide clients with comprehensive insights into consumer behavior on a larger scale than traditional methods allow.

Token Transit, Inc. is a technology company that specializes in mobile ticketing and payment solutions for public transportation agencies. Established in 2015 and based in San Francisco, California, Token Transit offers a user-friendly application that allows riders in the United States and Canada to purchase fares using their smartphones. The platform supports payments via credit, debit, and commuter benefits cards, as well as Cash App Pay for unbanked and underbanked users. Token Transit works with over 200 municipal and regional transportation agencies across North America, enhancing the commuting experience by enabling fare purchases directly within popular applications like Google Maps and Apple Maps. Through its software-as-a-service model, Token Transit aims to provide convenience and flexibility in public transit fare management.

EarnUp Inc. is a fintech company based in San Francisco, California, that focuses on automating loan payments for consumers. Established in 2013, EarnUp's platform is designed to assist over 200 million Americans with debt by intelligently managing their financial obligations, including home mortgages, student loans, auto loans, and personal loans. The service allows users to set aside small amounts of money when financially feasible, which are then used to make loan payments on their behalf. By synchronizing micro-payments with users' income and lifestyle, EarnUp aims to streamline the debt repayment process and help individuals regain control over their finances, ultimately enabling them to pay off their debts more efficiently.

Zooz is a technology company founded in 2010 that specializes in developing a payments platform aimed at enhancing the payment performance of merchants. The platform offers an integrated solution that includes acquirers, e-wallets, alternative payment methods, and fraud management services. By routing transactions through the entire payment process, Zooz enables businesses to optimize and streamline their payment operations within a complex ecosystem. In July 2018, Zooz was acquired by PayU, further expanding its capabilities and reach in the payments landscape.

CoinFlip Solutions, Inc. is a fintech company that specializes in payment technology solutions, enabling consumers to utilize their loyalty points and travel rewards for purchases at physical retail locations. Founded in 2015 and headquartered in Plano, Texas, CoinFlip's proprietary platform streamlines the conversion of points and miles into payment transactions, simplifying accounting processes and providing valuable data insights. The company is also known for its cryptocurrency services, including a large network of cryptocurrency ATMs and a user-friendly platform for buying, selling, and swapping digital currencies. CoinFlip aims to create accessible and inclusive financial services that cater to a diverse consumer base.

Wade & Wendy, Inc. is a New York-based company that specializes in enhancing the hiring process through artificial intelligence. Founded in June 2015 by Josh Brandoff, Adrian von der Osten, and Drew Austin, the company develops two primary chatbots: Wendy, which assists employers by screening applicants on career websites and making hiring recommendations, and Wade, which supports job seekers by recording their data and identifying suitable job opportunities. The platform leverages machine intelligence and big data to provide insights that facilitate more informed hiring decisions, fostering a more engaging and human-centric recruitment experience for both job seekers and hiring teams.

Even.com is focused on enhancing financial resilience for employees, addressing the challenges faced by over half of Americans living paycheck to paycheck. The company develops a mobile budgeting application that automatically budgets upcoming bills, allowing users to manage their spending habits effectively. By partnering with employers, Even provides its services as a benefit, which not only supports employees in making ends meet, paying down debt, and saving money but also helps employers improve employee retention. The business operates transparently, ensuring that it profits only when its customers do. Even.com is based in Oakland, California, and Raleigh, North Carolina.

Float, Inc. is a financial services company based in Los Angeles, California, specializing in mobile-first credit solutions for young consumers. The company has developed an innovative credit application that allows users to access and manage credit directly from their smartphones. Float caters to thin-file consumers by offering instant access to affordable lines of credit without requiring a FICO score. Its online lending platform utilizes a non-FICO based underwriting approach, enabling personalized credit decisions in seconds. This system provides micro-credit lines that can be used alongside existing debit cards, empowering emerging credit consumers to demonstrate their creditworthiness through a streamlined and user-friendly process.

IP Commerce is a privately held software company serving small and medium sized businesses (SMBs). Its flagship solution, Commerce Sync, simplifies accounting for thousands of SMBs, helping business owners realize valuable time savings, increased accuracy, and complete business visibility. The Company is headquartered in Denver, Colorado.

Simple Disability Insurance is an innovative company focused on transforming the disability insurance market, which currently lacks coverage for nearly 100 million American workers. The company offers a unique Software as a Service (SaaS) platform that streamlines the traditionally complex and lengthy process of underwriting and issuing disability insurance policies. By utilizing advanced data analytics, Simple Disability enables financial institutions, including banks and insurance companies, to identify clients who are likely to need disability insurance. The platform provides tailored marketing content and guides users through a straightforward one-page online application. It also automates the underwriting process, allowing for real-time policy issuance and immediate electronic delivery to consumers. This significant reduction in processing time—from several months to just ten minutes—enhances the customer experience. Simple Disability's end-to-end solution can be seamlessly integrated into existing financial service distributions, enabling partners to enhance client loyalty and generate revenue without incurring additional customer acquisition costs.

Plink develops commerce automation software designed for assistance in transactions and building customer relationships. They allow businesses to add various features to their existing point-of-sale systems or countertop terminals to facilitate transactions with target customers, enabling local enterprises to take advantage of an array of collateral programs that ensure they generate sales and loyalty.

Stellar Labs, Inc., incorporated in 2014 and based in Burlingame, California, operates within the technology sector, focusing on the private aviation industry. The company has developed an advanced commercial operations system that integrates an all-digital distribution network, aiming to transform and enhance business aviation. Stellar Labs offers a suite of cloud-based applications designed to cater to a range of operational needs, from simple single-aircraft management to complex operations involving large fleets and multiple bases. This innovative approach positions Stellar Labs as a key player in revolutionizing the efficiency and effectiveness of private aviation services.

Wade & Wendy, Inc. is a New York-based company that specializes in enhancing the hiring process through artificial intelligence. Founded in June 2015 by Josh Brandoff, Adrian von der Osten, and Drew Austin, the company develops two primary chatbots: Wendy, which assists employers by screening applicants on career websites and making hiring recommendations, and Wade, which supports job seekers by recording their data and identifying suitable job opportunities. The platform leverages machine intelligence and big data to provide insights that facilitate more informed hiring decisions, fostering a more engaging and human-centric recruitment experience for both job seekers and hiring teams.

Momentum Telecom is a provider of cloud-based communication solutions, specializing in business voice, broadband management, and unified communications. The company focuses on empowering human connections by developing and integrating advanced cloud voice applications and services. Momentum Telecom primarily serves independent cable operators and municipalities across the U.S., offering private label residential and business digital voice solutions. Its offerings include a variety of cloud-based applications such as voice, video, and collaboration tools, which are designed to enhance productivity and efficiency for both direct customers and channel partners. With a robust telecommunications infrastructure and comprehensive back-office capabilities, Momentum Telecom delivers high-quality, cost-effective solutions tailored to the needs of its clients.

Float, Inc. is a financial services company based in Los Angeles, California, specializing in mobile-first credit solutions for young consumers. The company has developed an innovative credit application that allows users to access and manage credit directly from their smartphones. Float caters to thin-file consumers by offering instant access to affordable lines of credit without requiring a FICO score. Its online lending platform utilizes a non-FICO based underwriting approach, enabling personalized credit decisions in seconds. This system provides micro-credit lines that can be used alongside existing debit cards, empowering emerging credit consumers to demonstrate their creditworthiness through a streamlined and user-friendly process.

Karmic Labs, Inc. is a San Francisco-based company that specializes in smart payment cards and integrated payment solutions designed to streamline the funding distribution workflow for businesses. Founded in 2014, Karmic provides corporate cards and modern applications that facilitate effective expense management for both small and large financial institutions, as well as various expense management clients. The company focuses on delivering reliable platform solutions that combine ease of enrollment and real-time mobile experiences, enabling users to efficiently manage their expenses and save time and money. Karmic's commitment to innovation positions it as a leader in the convergence of payment cards and mobile software.

Goodworld, Inc. operates an online platform that facilitates charitable donations through social media, allowing users to support causes they care about by using the #donate hashtag on platforms like Facebook and Twitter. Founded in 2014 and headquartered in Washington, D.C., Goodworld specializes in social payments and nonprofit technology, providing a secure and efficient system for fundraising. The platform empowers nonprofits to raise funds while enabling users to easily comment, tweet, and donate, thereby enhancing the viral nature of charitable giving. Through its innovative approach, Goodworld connects communities and promotes social impact movements, making the donation process straightforward and accessible.

OvationCXM is a prominent provider of customer experience management solutions, specializing in the integration of artificial intelligence to enhance customer journeys. The company offers a comprehensive platform that empowers enterprises to identify and address friction points in real time across digital platforms, back-office operations, and partner interactions. This innovative platform features journey orchestration, knowledge management, generative AI, dynamic chat capabilities, and partner connectivity, all designed to deliver actionable, data-driven insights. By enabling businesses to achieve complete visibility and control over their customer experiences, OvationCXM supports revenue security, profitable growth, and the cultivation of customer loyalty and employee retention.

Even.com is focused on enhancing financial resilience for employees, addressing the challenges faced by over half of Americans living paycheck to paycheck. The company develops a mobile budgeting application that automatically budgets upcoming bills, allowing users to manage their spending habits effectively. By partnering with employers, Even provides its services as a benefit, which not only supports employees in making ends meet, paying down debt, and saving money but also helps employers improve employee retention. The business operates transparently, ensuring that it profits only when its customers do. Even.com is based in Oakland, California, and Raleigh, North Carolina.

ApplePie Capital, established in 2013 and based in San Francisco, specializes in providing financing solutions tailored to franchise businesses. Through its online platform, the company offers a range of loan products designed to help franchisees open new locations, acquire existing ones, refinance debts, or fund renovations. ApplePie Capital connects entrepreneurs with investors seeking fixed-income returns, facilitating efficient financing for franchise expansion while promoting trust in established brands.

Terabit Radios, Inc. is a manufacturer of high-capacity wireless systems, specializing in IP-centric technologies for gigabit and multi-gigabit line-of-sight wireless IP transport. Founded in 2012 and headquartered in Milpitas, California, the company provides point-to-point and point-to-multipoint systems that ensure resilience against third-party interference and feature self-interference cancellation in full duplex systems. Terabit Radios' offerings are designed for the scalable, reliable, and secure delivery of high data rate applications, including video, voice, and messaging, with a focus on ultra-low power consumption and exceptional range and throughput. The company's innovative solutions also incorporate waveform-level physical security and achieve gigabit data rates, catering to the demands of low latency applications.

Pulse.io, Inc. is a company that specializes in mobile application performance monitoring, assisting developers in identifying and resolving issues that may hinder the efficiency of their applications. The company provides a monitoring solution featuring a drop-in SDK that automatically instruments critical components of an application to evaluate excessive wait times and network access. Its platform enables developers to track response times, network errors, and key performance metrics, including download time and latency, across various domains and endpoints. Users benefit from detailed code-level diagnostics, which can be filtered by application version, device type, operating system, carrier, and location. Additionally, Pulse.io's solution allows for the analysis of spinner times, framerates, and memory terminations, helping to identify and eliminate network bottlenecks. Founded in 2011 and based in San Mateo, California, Pulse.io was acquired by Alphabet Inc. in May 2015.

Pinyata is an event-based photo-sharing and social network app.

BookingPal, Inc. is a cloud-based technology company that specializes in providing a global distribution system for the vacation rental, independent car rental, campground, and RV property rental markets. Founded in 2013 and headquartered in Irvine, California, BookingPal's platform enhances the online visibility of property managers and owners by distributing their listings to major travel websites, travel agents, and tour operators. The company offers tools such as myOptimize, which assesses listing quality and optimizes placement across channels, and myInquiry, which connects property owners with a team of reservation agents to facilitate guest communications. By enabling real-time connectivity between property management software and consumer travel sites, BookingPal aims to increase bookings and revenue opportunities for its clients.

Augmate Corporation is an enterprise-focused company that specializes in developing a platform for industrial smart eyewear applications tailored for deskless workers. Founded in 2013 and based in New York, the company offers an IoT and wearable device management platform that enables organizations to create and deploy cloud-based applications for smart eyewear across various industries, including agriculture, automotive, aviation, construction, manufacturing, medical, and pharmaceuticals. Through its InnoVision program, Augmate allows businesses to evaluate and pilot wearable technology in workplace settings, while its secure, blockchain-based platform manages the integration and connectivity of multiple wearable devices. The platform also optimizes information distribution, ensuring a safe and productive work environment, and supports partnerships with leading hardware manufacturers such as Google Glass and Vuzix.

Earnin is a financial technology company that offers a payroll disbursement platform, allowing employees to access their earned wages in real time without incurring interest or fees. Launched in 2014, the company utilizes mobile technology to empower users by providing the flexibility to receive their pay anytime, directly from their smartphones. The platform tracks an employee's worked hours through electronic timesheets and facilitates direct deposits, enabling individuals to manage their finances more effectively and avoid late payment or overdraft fees. By breaking the traditional biweekly pay cycle, Earnin aims to enhance financial control for users, making it easier to meet their financial obligations as they arise.

Zooz is a technology company founded in 2010 that specializes in developing a payments platform aimed at enhancing the payment performance of merchants. The platform offers an integrated solution that includes acquirers, e-wallets, alternative payment methods, and fraud management services. By routing transactions through the entire payment process, Zooz enables businesses to optimize and streamline their payment operations within a complex ecosystem. In July 2018, Zooz was acquired by PayU, further expanding its capabilities and reach in the payments landscape.

ApplePie Capital, established in 2013 and based in San Francisco, specializes in providing financing solutions tailored to franchise businesses. Through its online platform, the company offers a range of loan products designed to help franchisees open new locations, acquire existing ones, refinance debts, or fund renovations. ApplePie Capital connects entrepreneurs with investors seeking fixed-income returns, facilitating efficient financing for franchise expansion while promoting trust in established brands.

Rhiza, Inc. is a company that specializes in online marketing analytics, providing a platform designed to make big data actionable for marketers and sales professionals. Founded in 2008 and based in Pittsburgh, Pennsylvania, with an additional office in Seattle, Rhiza's software enables media companies to gain insights into their audiences, content, and advertisers by visualizing and analyzing disparate data sets. This functionality supports the optimization of targeted media buys, tracking of campaign effectiveness, and the development of new marketing strategies. Rhiza's solutions empower media publishers to enhance their ad sales capabilities and provide advertisers with the tools needed to maximize their marketing investments. The company operates as a subsidiary of Nielsen Holdings plc and serves notable clients, including major media brands like BBC Worldwide and Comcast.

Karmic Labs, Inc. is a San Francisco-based company that specializes in smart payment cards and integrated payment solutions designed to streamline the funding distribution workflow for businesses. Founded in 2014, Karmic provides corporate cards and modern applications that facilitate effective expense management for both small and large financial institutions, as well as various expense management clients. The company focuses on delivering reliable platform solutions that combine ease of enrollment and real-time mobile experiences, enabling users to efficiently manage their expenses and save time and money. Karmic's commitment to innovation positions it as a leader in the convergence of payment cards and mobile software.

Augmate Corporation is an enterprise-focused company that specializes in developing a platform for industrial smart eyewear applications tailored for deskless workers. Founded in 2013 and based in New York, the company offers an IoT and wearable device management platform that enables organizations to create and deploy cloud-based applications for smart eyewear across various industries, including agriculture, automotive, aviation, construction, manufacturing, medical, and pharmaceuticals. Through its InnoVision program, Augmate allows businesses to evaluate and pilot wearable technology in workplace settings, while its secure, blockchain-based platform manages the integration and connectivity of multiple wearable devices. The platform also optimizes information distribution, ensuring a safe and productive work environment, and supports partnerships with leading hardware manufacturers such as Google Glass and Vuzix.

Fenway Summer Ventures is a venture capital firm established in 2014 and based in Washington, D.C. The firm specializes in investing in the financial technology sector, focusing on innovative companies that are transforming the financial services industry. Fenway Summer Ventures primarily targets early-stage investments but is also open to promising growth-stage opportunities. The firm aims to provide both capital and strategic insights to entrepreneurs, helping them to build strong brands and develop world-class teams within this multi-trillion dollar market.

One Inc. is a San Francisco-based company that develops a mobile application called One, designed to facilitate social networking by connecting users with shared interests. The app utilizes information from users' Facebook profiles and their geographical location to identify and notify them of nearby individuals who have similar interests and have also downloaded the application. This innovative approach aims to enhance user interaction and foster community engagement among individuals with common hobbies and preferences.

Xola, Inc. is a technology company that provides a cloud-based booking and marketing platform designed for businesses offering tours and activities. Founded in 2006 and headquartered in San Francisco, California, with an additional office in Bengaluru, India, Xola's software solution enables clients to effectively manage customer bookings through various channels, including in-person and online. The platform encompasses a wide range of functionalities such as payment processing, inventory management, scheduling, guide management, and customer relationship management. By streamlining these operations, Xola helps tour operators and event organizers save time and enhance their business efficiency, ultimately supporting their growth in the lifestyle experiences sector.

OvationCXM is a prominent provider of customer experience management solutions, specializing in the integration of artificial intelligence to enhance customer journeys. The company offers a comprehensive platform that empowers enterprises to identify and address friction points in real time across digital platforms, back-office operations, and partner interactions. This innovative platform features journey orchestration, knowledge management, generative AI, dynamic chat capabilities, and partner connectivity, all designed to deliver actionable, data-driven insights. By enabling businesses to achieve complete visibility and control over their customer experiences, OvationCXM supports revenue security, profitable growth, and the cultivation of customer loyalty and employee retention.

DoubleBeam Inc. is a technology company that specializes in cloud-based mobile payment and wallet solutions tailored for retailers. Founded in 2011 and based in Pasadena, California, DoubleBeam offers an integrated system that processes payments, captures customer data, and allows retailers to create targeted in-app offers. Its platform includes hardware such as card readers and scanners, as well as the DoubleBeam Cloud POS software, which enables remote order management and sales tracking. By facilitating mobile-based eChecking, DoubleBeam provides a cost-effective alternative to traditional payment methods, enhancing marketing effectiveness and customer experience. The company's solutions seamlessly integrate with existing mobile applications and point-of-sale systems, allowing retailers to maintain brand control while improving operational efficiency and customer engagement. As of May 2020, DoubleBeam operates as a subsidiary of The OLB Group, Inc.

Terabit Radios, Inc. is a manufacturer of high-capacity wireless systems, specializing in IP-centric technologies for gigabit and multi-gigabit line-of-sight wireless IP transport. Founded in 2012 and headquartered in Milpitas, California, the company provides point-to-point and point-to-multipoint systems that ensure resilience against third-party interference and feature self-interference cancellation in full duplex systems. Terabit Radios' offerings are designed for the scalable, reliable, and secure delivery of high data rate applications, including video, voice, and messaging, with a focus on ultra-low power consumption and exceptional range and throughput. The company's innovative solutions also incorporate waveform-level physical security and achieve gigabit data rates, catering to the demands of low latency applications.

Ripple Labs, Inc. is a technology company that operates a global payments network leveraging blockchain technology. Founded in 2012 and headquartered in San Francisco, California, Ripple develops RippleNet, an enterprise-level decentralized solution that connects banks, payment providers, digital asset exchanges, and corporations to facilitate international money transfers. Its offerings include XRP, a digital asset used for payments; xCurrent, which provides cross-border payment services for banks; xRapid, designed for payment providers and financial institutions to optimize liquidity costs; and xVia, a tool for corporates and payment providers to send payments using a standardized interface. Ripple aims to create a frictionless experience for global transactions, allowing financial institutions to transact directly with each other while minimizing foreign exchange exposure and counterparty risks. The company also maintains additional offices in major cities around the world, including New York, London, and Sydney.

Pulse.io, Inc. is a company that specializes in mobile application performance monitoring, assisting developers in identifying and resolving issues that may hinder the efficiency of their applications. The company provides a monitoring solution featuring a drop-in SDK that automatically instruments critical components of an application to evaluate excessive wait times and network access. Its platform enables developers to track response times, network errors, and key performance metrics, including download time and latency, across various domains and endpoints. Users benefit from detailed code-level diagnostics, which can be filtered by application version, device type, operating system, carrier, and location. Additionally, Pulse.io's solution allows for the analysis of spinner times, framerates, and memory terminations, helping to identify and eliminate network bottlenecks. Founded in 2011 and based in San Mateo, California, Pulse.io was acquired by Alphabet Inc. in May 2015.

3D Forms is a 3D printing and fabrication firm that offers products based on 3D Printing and other fabrication. They provide 3D printing, design, and scanning services. Their work includes parts, designs, sketches, or ideas, and create 3D printed models using 3D equipment and software. They offer printing materials and methods.

BookingPal, Inc. is a cloud-based technology company that specializes in providing a global distribution system for the vacation rental, independent car rental, campground, and RV property rental markets. Founded in 2013 and headquartered in Irvine, California, BookingPal's platform enhances the online visibility of property managers and owners by distributing their listings to major travel websites, travel agents, and tour operators. The company offers tools such as myOptimize, which assesses listing quality and optimizes placement across channels, and myInquiry, which connects property owners with a team of reservation agents to facilitate guest communications. By enabling real-time connectivity between property management software and consumer travel sites, BookingPal aims to increase bookings and revenue opportunities for its clients.

Drywave is a stealth startup.

Ripple Labs, Inc. is a technology company that operates a global payments network leveraging blockchain technology. Founded in 2012 and headquartered in San Francisco, California, Ripple develops RippleNet, an enterprise-level decentralized solution that connects banks, payment providers, digital asset exchanges, and corporations to facilitate international money transfers. Its offerings include XRP, a digital asset used for payments; xCurrent, which provides cross-border payment services for banks; xRapid, designed for payment providers and financial institutions to optimize liquidity costs; and xVia, a tool for corporates and payment providers to send payments using a standardized interface. Ripple aims to create a frictionless experience for global transactions, allowing financial institutions to transact directly with each other while minimizing foreign exchange exposure and counterparty risks. The company also maintains additional offices in major cities around the world, including New York, London, and Sydney.

Aarki, Inc. is a mobile application advertising solutions provider based in Mountain View, California, with additional offices in several global cities including Beijing, Los Angeles, and Tokyo. Founded in 2010, the company focuses on assisting agencies, app developers, advertisers, and publishers in various markets such as gaming, shopping, lifestyle, and travel. Aarki employs data and machine learning to help clients grow and re-engage their mobile app customers, delivering post-install performance that aligns with specific marketing objectives. The company utilizes a vast array of contextual bidding signals and proprietary behavioral models to enhance audience engagement while ensuring compliance with privacy standards. By offering deep insights into customer intent and usage habits, Aarki enables clients to effectively activate their data assets and optimize performance in real-time.

One Inc. is a San Francisco-based company that develops a mobile application called One, designed to facilitate social networking by connecting users with shared interests. The app utilizes information from users' Facebook profiles and their geographical location to identify and notify them of nearby individuals who have similar interests and have also downloaded the application. This innovative approach aims to enhance user interaction and foster community engagement among individuals with common hobbies and preferences.

Swarm is a mobile application that helps friends and neighbors communicate in a fun way throughout everyday activities.

Terabit Radios, Inc. is a manufacturer of high-capacity wireless systems, specializing in IP-centric technologies for gigabit and multi-gigabit line-of-sight wireless IP transport. Founded in 2012 and headquartered in Milpitas, California, the company provides point-to-point and point-to-multipoint systems that ensure resilience against third-party interference and feature self-interference cancellation in full duplex systems. Terabit Radios' offerings are designed for the scalable, reliable, and secure delivery of high data rate applications, including video, voice, and messaging, with a focus on ultra-low power consumption and exceptional range and throughput. The company's innovative solutions also incorporate waveform-level physical security and achieve gigabit data rates, catering to the demands of low latency applications.

Balance is an enterprise social software platform to help personal finance professionals collaborate and engage with their clients to more efficiently manage financial tasks.

Pulse.io, Inc. is a company that specializes in mobile application performance monitoring, assisting developers in identifying and resolving issues that may hinder the efficiency of their applications. The company provides a monitoring solution featuring a drop-in SDK that automatically instruments critical components of an application to evaluate excessive wait times and network access. Its platform enables developers to track response times, network errors, and key performance metrics, including download time and latency, across various domains and endpoints. Users benefit from detailed code-level diagnostics, which can be filtered by application version, device type, operating system, carrier, and location. Additionally, Pulse.io's solution allows for the analysis of spinner times, framerates, and memory terminations, helping to identify and eliminate network bottlenecks. Founded in 2011 and based in San Mateo, California, Pulse.io was acquired by Alphabet Inc. in May 2015.

Credit Sesame, Inc. operates a credit and loan management platform designed to simplify and automate consumer credit management. Founded in 2006 and headquartered in Mountain View, California, with an additional office in San Francisco, the company provides tools that allow users to analyze their loans, credit scores, home mortgages, and credit card debts. Credit Sesame offers free access to credit score monitoring, credit reports, and identity theft protection. It also delivers personalized recommendations for refinancing and managing various financial products, including personal loans, home loans, and credit cards. By integrating these services, Credit Sesame aims to help consumers enhance their financial wellness and improve their credit and spending power.

Blendagram offers technology that enables the conversion of promotional material, products, and logos into digital videos. It helps eliminate viewer annoyance by placing non-invasive brand advertisements within the video. Blendagram was founded in 2012 and is based in Los Gatos, California.

inDinero, Inc. is a company that specializes in developing cloud-based accounting and tax software tailored for small business owners and entrepreneurs in the United States. Founded in 2009 and headquartered in Portland, Oregon, with additional offices in San Jose, Boston, Los Angeles, and New York, inDinero provides a comprehensive suite of services that includes automated bookkeeping, tax preparation, and financial management. Its software simplifies day-to-day financial tasks, offering users insights into their company's financial health to help identify savings opportunities and enhance revenue. The platform features a flat pricing model and a financial dashboard that enables users to manage their books, categorize transactions, and perform reconciliations with ease. By integrating a team of bookkeepers, accountants, and certified public accountants, inDinero aims to empower small businesses with the knowledge needed to make informed financial decisions.