Catalyst Fund

The Awareness Company specializes in data storytelling through its AI-powered software platform, HYDRA, which collects and analyzes data from diverse sources. This software-as-a-service (SaaS) solution enables organizations of all sizes to access, interpret, and utilize data effectively, transforming it into insightful stories that drive informed decision-making. The platform serves a wide range of sectors, including energy management, environmental protection, agriculture, and sustainability, enhancing their ability to address complex challenges such as disaster mitigation and corporate governance. By making data affordable, accessible, and user-friendly, The Awareness Company empowers businesses and communities to create actionable insights that foster collaboration and strategic planning.

Enakl is a technology mobility company focused on providing bus-sharing solutions for commuting in Africa. Its platform utilizes data collection to predict demand, allowing for efficient pooling of users based on their destinations and the creation of optimal routes operated by professional drivers. By integrating ride-hailing technology with existing shared taxi services, Enakl offers residents in emerging cities affordable, reliable, and comfortable transport options tailored to their needs. The company's innovative business model emphasizes social inclusion and aims to alleviate issues related to congestion and access to transportation in the region, while promoting flexible, safe, and convenient travel solutions.

Octavia Carbon is the first Direct Air Capture (DAC) company in the Global South, focused on filtering carbon dioxide from the atmosphere to combat climate change and reduce reliance on fossil fuels. The company designs, builds, and deploys patented technology that utilizes Kenya's geothermal energy and geological resources to enhance the efficiency and cost-effectiveness of DAC technology. By capturing CO2 directly from the air, Octavia Carbon enables the conversion of this greenhouse gas into stable underground rock formations or repurposes it as an industrial gas, helping to replace polluting fossil fuels. This innovative approach not only addresses environmental concerns but also supports industrial power users in East Africa, contributing to the fight against energy poverty in the region.

BioBuu specializes in transforming food waste into valuable products, specifically animal feed and fertilizer. The company employs insects and larvae in its production process, which allows for the recycling of organic waste. This innovative approach not only reduces the environmental impact associated with traditional protein production for animal feed but also promotes sustainable practices in manufacturing. By focusing on environmentally friendly methods, BioBuu contributes to a circular economy and addresses the growing need for sustainable solutions in the agricultural sector.

MazaoHub is an AI-powered farm management company that develops software tailored for rural farmers. The company provides solar soil sensors to enhance agribusiness operations, transforming them into centers of excellence for local farmers. By leveraging AI to analyze soil and satellite data, MazaoHub delivers personalized insights in accessible language through offline mobile applications. This approach enables farmers and agronomists to improve data management, optimize resource allocation, and facilitate connections with buyers. Ultimately, MazaoHub aims to boost productivity and promote sustainability within the agricultural sector.

Earthbond is a company focused on providing carbon accounting information for commercial and residential clients in Africa. By analyzing energy consumption and financial data, Earthbond connects users with renewable energy vendors, particularly in the solar energy sector. This approach enables homes and businesses to achieve cost savings while contributing to environmental sustainability. Additionally, the company aims to leverage the collective power of neighborhoods to enhance pricing and financing options for its clients, promoting a more accessible transition to renewable energy solutions.

Raino Tech4Impact is a social enterprise that leveraging technology as an enabler to empower African communities. Founded in 2014, They have been developing technology-driven solutions in health, agriculture, sports, green energy and offer business support services. In partnership with various key players in different sectors, they have developed unique and efficient different use cases of technological solutions impacting millions of lives.

NoorNation focuses on delivering long-term, decentralized energy and water infrastructure solutions aimed at underserved areas. The company manufactures solar-powered, self-contained units that are designed for rapid deployment. These units contribute to the industrial localization movement and support sustainability efforts across various sectors, including agriculture, tourism, and rural communities. By enabling clients to utilize green infrastructure, NoorNation aims to provide affordable access to clean energy and safe water, thereby addressing essential life needs while promoting environmental responsibility.

Medikea Health is an online healthcare platform designed to make primary care accessible and affordable for millions of Africans. The service includes virtual, subscription-based telemedicine, allowing users to consult with healthcare providers through chat or phone calls. In addition to online consultations, Medikea offers medicine delivery, at-home lab testing, and referrals to in-person clinics within its asset-light network. The platform aims to address non-emergent medical issues, providing users with convenient access to private consultations and discounts on medications. By integrating various healthcare services, Medikea strives to enhance the overall patient experience and improve healthcare accessibility.

Scrapays is a clean-tech startup focused on enhancing recycling through technology and finance. It assists urban recycling businesses, including collectors and agents, by offering on-demand material recovery services to waste producers, such as individuals and enterprises. The company operates a decentralized recovery model that utilizes an integrated technology platform, including USSD, IoT, web, and mobile applications, enabling a quick recovery cycle for recyclable materials. Scrapays empowers users to create self-managed businesses, allowing them to earn commissions based on the weight of recovered recyclables. Individuals can become local collectors or host collection outlets, effectively monetizing their recyclable waste. The platform also facilitates a network of micro-businesses, enhancing efficiency in managing scrap materials and generating collection traffic. Through this model, Scrapays aims to optimize the recycling process while rewarding all partners involved in the recovery chain.

Zebra CropBank is developing a technology-driven platform for banking and distributing agricultural produce, enabling farmers to convert their crops into tradable assets. The platform features a post-harvest produce management system that allows farmers to instantly convert their crops into cash or use them as collateral for credit. By establishing storage and processing facilities at multiple locations, Zebra CropBank enhances the efficiency, accessibility, and transparency of produce management. This approach aims to help farmers reduce food waste and improve their financial outcomes.

Thola operates a comprehensive marketplace designed to assist small and medium-sized businesses in measuring and reducing their environmental impact while enhancing sustainability practices. The platform connects companies seeking compliance with accredited sustainability officers, facilitating monitoring and support for various compliance needs, including environmental impact, ESG, and human rights. By centralizing the process of sustainability compliance, Thola makes it easier for businesses to navigate regulations, access certifications, and streamline monitoring, reporting, auditing, and certification processes. This approach simplifies the journey towards sustainability, making it more affordable and accessible for companies worldwide, while also supporting eco-conscious investments in agricultural commodities.

Thola operates a comprehensive marketplace designed to assist small and medium-sized businesses in measuring and reducing their environmental impact while enhancing sustainability practices. The platform connects companies seeking compliance with accredited sustainability officers, facilitating monitoring and support for various compliance needs, including environmental impact, ESG, and human rights. By centralizing the process of sustainability compliance, Thola makes it easier for businesses to navigate regulations, access certifications, and streamline monitoring, reporting, auditing, and certification processes. This approach simplifies the journey towards sustainability, making it more affordable and accessible for companies worldwide, while also supporting eco-conscious investments in agricultural commodities.

TOLBI works on agriculture industry and provide solutions on agricultural intelligence and productivity.

Sand to Green offers an innovative approach to combat desertification, land degradation, and food insecurity through its agroforestry technology. The company specializes in rehabilitating arid lands by establishing endemic agro-forestry plantations. Utilizing solar desalination and carbon offset mechanisms, Sand to Green supports the growth of sustainable orchards and biofuel plantations, effectively irrigating them with desalinated seawater. This technology not only enhances agricultural productivity in challenging environments but also addresses environmental concerns by promoting the restoration of degraded lands, ultimately contributing to healthier food systems and reducing pressure on primary forests.

Sand to Green offers an innovative approach to combat desertification, land degradation, and food insecurity through its agroforestry technology. The company specializes in rehabilitating arid lands by establishing endemic agro-forestry plantations. Utilizing solar desalination and carbon offset mechanisms, Sand to Green supports the growth of sustainable orchards and biofuel plantations, effectively irrigating them with desalinated seawater. This technology not only enhances agricultural productivity in challenging environments but also addresses environmental concerns by promoting the restoration of degraded lands, ultimately contributing to healthier food systems and reducing pressure on primary forests.

Agro Supply is a digital platform designed to assist farmers in managing their financial resources effectively. It offers an agricultural mobile layaway system that enables farmers to save and invest in essential farming inputs without resorting to credit. The platform incorporates a micro-saving scheme where farmers can purchase scratch cards, allowing them to accumulate savings. These savings can then be used to procure agricultural inputs, such as fertilizers and seeds, which are delivered directly to the farmers. By facilitating access to training and resources, Agro Supply aims to help farmers reduce costs and enhance their agricultural yields, ultimately contributing to improved farming practices.

Assuraf is a prominent InsurTech company based in Dakar, Senegal, primarily serving the Francophone regions of Africa. It operates a digital broking platform that offers a wide range of insurance products, facilitating access to various insurance services from multiple providers in one location. By focusing on building essential infrastructure and tailored products, Assuraf aims to promote insurance inclusion and cater to the unique needs of individuals in emerging markets. The company’s approach seeks to simplify the insurance process, making it faster and more accessible for its users.

Bekia is a technology platform focused on waste management, enabling individuals to monetize their inorganic waste through a user-friendly interface. The platform allows users to separate their waste at home and exchange it for goods and services, earning points that can be redeemed for items such as groceries, school supplies, metro tickets, and mobile credits. Additionally, users have the option to donate their earned points to various charitable causes. By facilitating this exchange, Bekia not only promotes recycling and responsible waste disposal but also provides a financial incentive for users to participate in sustainable practices.

Eight Medical is a platform designed to connect users with urgent and emergency care resources at critical times. The company operates a network of pre-hospital care professionals who deliver emergency ambulance services, ensuring that customers have access to healthcare-related services whenever needed. By bridging the gap between emergency care responders and individuals in distress, Eight Medical aims to provide timely assistance and enhance the overall effectiveness of emergency healthcare delivery.

PaddyCover is an insurance service provider based in Lagos, Nigeria, established in 2018. The company operates an online platform that offers a range of insurance solutions, including health, vehicle, and home insurance. By collaborating with established insurers and customer aggregators, PaddyCover facilitates flexible and convenient payment options for its insurance packages, allowing users to access reputable insurance providers with ease. The company's multi-channel approach enhances the customer experience by providing optimal services tailored to individual needs.

Farmz2U is an infrastructure company dedicated to empowering smallholder farmers by providing essential tools and resources to enhance their agricultural operations. The company develops a farming management system that focuses on data-driven solutions to automate production processes, ultimately increasing yield and profitability. Through its web application, Farmz2U offers comprehensive support for farmers at every stage, from pre-farming to post-harvest. This includes digital extension services that deliver tailored agricultural expertise and facilitate market access, enabling smallholder farmers to improve their practices and achieve commercial success.

Farm to Feed is a food supply chain company focused on reducing food loss and waste through a tech-enabled platform. This innovative approach creates a circular food system that connects farmers with surplus and imperfect produce to consumers, allowing farmers to generate additional income while providing affordable access to nutritious food for customers. By facilitating the sale of surplus fruits and vegetables, Farm to Feed not only addresses the issue of food waste but also contributes to lower CO2 emissions, promoting sustainability within the agricultural sector.

Visual and AI Solutions (VAIS) is a deep-tech company focused on advancing agricultural technology and Earth observation analytics through innovative AI and deep learning algorithms. The company aims to support climate-smart farming practices by optimizing resource utilization and reducing environmental impact. By leveraging proprietary technology, VAIS develops solutions that enhance the efficiency of agricultural operations and improve the analysis of multispectral Earth observation data.

Octavia Carbon is the first Direct Air Capture (DAC) company in the Global South, focused on filtering carbon dioxide from the atmosphere to combat climate change and reduce reliance on fossil fuels. The company designs, builds, and deploys patented technology that utilizes Kenya's geothermal energy and geological resources to enhance the efficiency and cost-effectiveness of DAC technology. By capturing CO2 directly from the air, Octavia Carbon enables the conversion of this greenhouse gas into stable underground rock formations or repurposes it as an industrial gas, helping to replace polluting fossil fuels. This innovative approach not only addresses environmental concerns but also supports industrial power users in East Africa, contributing to the fight against energy poverty in the region.

Bamba is a company that develops a personalized protection platform aimed at enhancing the health and economic well-being of individuals. The platform provides various prevention and protection plans, connecting employers, vulnerable workers, and freelancers with tailored services for labor protection and health. This includes access to medical care, insurance for minor medical expenses, and fair-priced financial services such as payroll. By integrating a smart digital agent into any company's interface, Bamba helps large organizations support their users in navigating unforeseen events efficiently while minimizing costs. Through its services, Bamba strives to ensure that individuals receive the necessary medical assistance and financial support they require.

Koltin is a dedicated health insurance company focused on providing insurance and preventative care services to seniors in Mexico, particularly those over 60. Recognizing the growing need in this demographic, Koltin offers a comprehensive platform that combines traditional insurance coverage with personalized care. Through partnerships with major insurance carriers, it provides access to major medical health insurance, accident insurance, and emergency medical coverage. Additionally, Koltin offers unlimited preventive advice from specialists and tech-enabled health aging plans, allowing older adults to maintain their independence while ensuring their physical and mental well-being. By addressing the unique health needs of this age group, Koltin establishes itself as a leading alternative for older Mexicans seeking quality healthcare solutions.

Hourwork is a recruitment and retention platform that connects employers with hourly workers, focusing on optimizing the hourly workforce. Founded in 2018 and previously known as Syrg, the company serves over 5,000 quick-service restaurant franchises across the United States. Its platform integrates seamlessly with existing human resource software, enhancing operational compliance and security. By facilitating the recruitment of past applicants and former employees, Hourwork enables businesses to reduce costs, improve compliance, and boost employee engagement, ultimately striving to create an hourly workspace that benefits all stakeholders involved.

Cold Hubs is a provider of solar-powered cold storage facilities designed to preserve perishable food. The company offers modular, walk-in cold rooms that operate off-grid, enabling the storage and preservation of various perishable items, including crops, raw meat, fruits, and vegetables. By utilizing these solar-powered solutions, Cold Hubs helps farmers extend the shelf life of their produce, ensuring that fruits and vegetables remain fresh for a longer duration. This approach not only aids in reducing food waste but also supports farmers in maintaining the quality of their products in areas lacking traditional refrigeration options.

Caantin is focused on enhancing the contribution of restaurants to the global economy by providing a comprehensive platform tailored for the African food industry. Their solution facilitates food supply procurement, short-term credit access, and overall business management for restaurants. By developing vendor management and payments software, Caantin simplifies onboarding and operations, which improves customer satisfaction and business performance. The platform streamlines procurement processes, supplier payments, and inventory financing, while also offering payment reminders and a collection system for accounts receivable. This enables clients to obtain necessary products at competitive prices, ultimately supporting the growth of food businesses across Africa.

AquaRech is a company focused on enhancing fish farming practices to improve production efficiency and market access for farmers. By developing a fish farming platform, AquaRech aims to reduce production costs and make quality tilapia more affordable, thereby contributing to food security in Africa. The platform provides fish farmers with resources to source quality feed and transition to technology-driven precision fish farming. Additionally, it offers tools to discover new market routes and access credit, empowering farmers to increase productivity and income. AquaRech promotes a community-based aquaculture value chain that fosters equitable trade and supports the growth of local farming communities.

Tulix is a remittance and payments platform designed to facilitate easy and convenient money transfers to loved ones in Africa. The app empowers users to manage their finances collaboratively by allowing them to share money for various needs, such as household expenses, education, and medical costs. Tulix enhances the transparency and accountability of financial transactions by enabling users to co-determine how funds will be spent with their beneficiaries. The platform features innovative tools like "jars" for collaborative budgeting and goal-based savings, which contribute to improved financial health for households. By providing instant payment capabilities to local businesses and maintaining connections across borders, Tulix supports users in building healthier financial relationships while maximizing the impact of local and international remittances.

AquaRech is a company focused on enhancing fish farming practices to improve production efficiency and market access for farmers. By developing a fish farming platform, AquaRech aims to reduce production costs and make quality tilapia more affordable, thereby contributing to food security in Africa. The platform provides fish farmers with resources to source quality feed and transition to technology-driven precision fish farming. Additionally, it offers tools to discover new market routes and access credit, empowering farmers to increase productivity and income. AquaRech promotes a community-based aquaculture value chain that fosters equitable trade and supports the growth of local farming communities.

Tulix is a remittance and payments platform designed to facilitate easy and convenient money transfers to loved ones in Africa. The app empowers users to manage their finances collaboratively by allowing them to share money for various needs, such as household expenses, education, and medical costs. Tulix enhances the transparency and accountability of financial transactions by enabling users to co-determine how funds will be spent with their beneficiaries. The platform features innovative tools like "jars" for collaborative budgeting and goal-based savings, which contribute to improved financial health for households. By providing instant payment capabilities to local businesses and maintaining connections across borders, Tulix supports users in building healthier financial relationships while maximizing the impact of local and international remittances.

Caantin is focused on enhancing the contribution of restaurants to the global economy by providing a comprehensive platform tailored for the African food industry. Their solution facilitates food supply procurement, short-term credit access, and overall business management for restaurants. By developing vendor management and payments software, Caantin simplifies onboarding and operations, which improves customer satisfaction and business performance. The platform streamlines procurement processes, supplier payments, and inventory financing, while also offering payment reminders and a collection system for accounts receivable. This enables clients to obtain necessary products at competitive prices, ultimately supporting the growth of food businesses across Africa.

Mujer Financiera is a startup dedicated to reducing the gender gap in financial inclusion for women, particularly in Latin America. The company provides a financial education platform that focuses on enhancing women's financial literacy through a comprehensive academy covering topics such as budgeting, saving, and investing. In addition to educational resources, Mujer Financiera offers a user-friendly application that helps women track their finances effectively. The platform also fosters a supportive online community, empowering women to make informed financial decisions, start saving, invest wisely, and manage their personal finances. Through these initiatives, Mujer Financiera aims to equip women with the knowledge and tools necessary to achieve their financial goals and build a secure financial future.

Brimore operates a social commerce platform that connects emerging brand owners with a network of resellers. These resellers market and sell the products of these brands using social media, providing nationwide coverage for the brands. The platform uses data analytics to facilitate this connection between emerging brands and individual distributors across Egypt's 27 governorates, enabling small local manufacturers to directly reach consumers through freelance sales agents.

Swoove is a logistics service aggregator that focuses on enhancing delivery experiences for businesses and their customers. It offers a comprehensive dispatch and fleet management solution that enables efficient and cost-effective operations. Swoove provides real-time monitoring, updates, and tracking of deliveries, allowing businesses to manage their shipping processes seamlessly. With services beginning at a competitive price point, Swoove supports small and medium-sized enterprises (SMEs) in Africa, starting with Ghana, by facilitating reliable doorstep delivery and accurate pricing. This platform empowers businesses to expand their reach while ensuring quality service in both local and international markets.

Oze is a digital platform designed to support small and medium-sized enterprises (SMEs) in Africa by providing tools for managing sales, expenses, and customer data. The app enables entrepreneurs to track their financial activities efficiently and offers tailored recommendations, reports, and business education to enhance their operations. Oze also provides access to coaching for users seeking additional guidance. By leveraging data and machine learning, Oze can assess credit risk and facilitate affordable financing options through banking partners. With a user base exceeding 150,000, Oze has established itself as the largest online community of SMEs in West Africa, demonstrating significant impact as 97% of businesses using Oze for over nine months have reported growth or profitability.

Tendo is an online platform based in Accra, Ghana, that facilitates independent reselling by connecting resellers with businesses. Founded in 2019, the company allows individuals to start their own online businesses without the need for upfront capital investment. Tendo sources ready-to-ship products from various suppliers, which are then made available to resellers who can add their profit margins. The platform also provides access to social media tools and enables resellers to list products at wholesale prices, eliminating the challenges of inventory management and transportation. This innovative approach empowers small businesses and individuals to thrive in the digital e-commerce landscape.

Shopa is a digital platform that connects informal retailers with manufacturers and suppliers to streamline the ordering and delivery process. By digitizing the informal retail supply chain, Shopa facilitates direct access for retailers to source essential goods, thereby enhancing product availability in underprivileged communities. Additionally, the platform offers microcredit options to support informal retailers in managing their business activities effectively. Through these services, Shopa aims to bridge the gap between informal retailers and suppliers, ultimately contributing to the economic empowerment of underserved markets.

TOP is a women-owned period care company that aims to empower women with better product choices, protecting their bodies and the environment. It offers offers organic tampons and pads that are accessible to everyone. Wherever there is toilet paper, there MUST be period products.

Crop2Cash is an agricultural technology company focused on empowering smallholder farmers in rural Nigeria by improving their access to financing. The platform facilitates digital payments and streamlines the value chain of food crops, encompassing activities such as weighing, quality control, and extension services. By enhancing transparency and efficiency within the agricultural supply chain, Crop2Cash not only supports responsible farmers but also helps them build their financial identity. This approach allows banks to engage in formal financing with greater confidence, mitigating concerns regarding fund mismanagement and ensuring that farmers receive the capital they need to thrive.

PocketFin is a FinTech company that specializes in a micro-insurance distribution platform aimed at enhancing access to financial services in tier 2, 3, and 4 towns and cities in India. The company employs a hybrid sales network that combines an app-based approach with traditional agent-based methods. By aggregating local influencers who are already connected with various financial agencies, PocketFin enables these agents to utilize a customized customer relationship management system to effectively manage monthly collections. This model not only supports financial institutions in penetrating rural markets but also provides banks, non-banking financial companies, and small lenders with efficient lending and collection solutions tailored to the needs of underserved populations.

Verqor is an innovative platform that transforms the agricultural sector by integrating finance and technology. It provides farmers with access to cashless credits, facilitating the purchase of essential supplies and machinery. By employing an alternative data-driven credit scoring system, Verqor aims to enhance financial inclusion within the agricultural community. The platform connects various stakeholders in the agriculture industry, including buyers, sellers, and financial institutions, promoting collaboration and transparency. Financial institutions can issue low-risk credits based on Verqor's unique credit assessment criteria, ensuring that farmers can acquire necessary resources while enabling crop buyers to access quality produce. This approach empowers farmers and strengthens supply chain management in the agriculture sector.

Ohm Mobility is a platform focused on fintech and clean transportation services, aiming to transform urban mobility. The company is developing a technology platform designed to enhance the management and financing of vehicles, including electric vehicles, particularly in emerging markets. By integrating digital payments, Internet of Things data, and advanced data science, Ohm Mobility seeks to modernize financial processes, allowing banks to lower lending costs and improve their lending operations. This innovative approach positions Ohm Mobility as a key player in the intersection of transportation and finance, promoting sustainable and efficient urban transportation solutions.

Ziada is a mobile application that connects consumers with service providers in the unorganised sector. The platform facilitates growth for service providers by helping them find new clients actively seeking trusted services. Additionally, Ziada offers business advisory services and access to equipment rental, enhancing the capabilities of service providers. Users can select the required service category and choose a provider based on their location, thus streamlining the process of finding reliable assistance.

HealthDart is a digital health platform designed to improve access to healthcare services for middle-income communities. It connects users with local, independent pharmacies and healthcare providers through its application. The platform facilitates in-person consultations with verified healthcare professionals, including nurses and doctors, and offers instant health advice. Users can manage their healthcare needs efficiently by networking with these providers, allowing for easy ordering of medications and health products with doorstep delivery. HealthDart's services aim to make healthcare more accessible and affordable, addressing the needs of underserved populations.

Boost Technology provides financial B2B commerce platforms. The company provide services that create a tipping point and services that listen, learn, build, and iterate on a shared platform. Boost assists distributors in the trillion-dollar informal economy. Boost is a single, adaptable platform that allows clients to be served in numerous languages and currencies, with multiple catalogues and prices available across channels.

KudiGo is a technology company that provides a mobile-based integrated solution designed for informal consumer retailers in Africa. Its platform offers a comprehensive suite that includes retail management, accounting, and non-cash payment processing, along with AI-powered analytics. By leveraging innovative technology, KudiGo helps users improve their business oversight and adopt efficient bookkeeping practices, promoting financial inclusion. Additionally, the company utilizes big data and blockchain technology to enhance transparency and facilitate real-time monitoring for manufacturers and distributors in the retail sector.

Power is a platform that provides financial services to employees and gig workers across sub-Saharan Africa. They enable individuals to access earned wages, loans, insurance, payments, and savings so they can live with dignity, reduce financial-related stress, and take control of their financial well-being.

Kandua is an online marketplace based in South Africa that connects homeowners with vetted and rated independent contractors for various home services, including renovations, maintenance, and repairs. The platform facilitates all aspects of the hiring process, allowing users to communicate, manage invoicing, and make payments securely through its system. By providing comprehensive profiles of artisans, complete with personal details and reviews from previous clients, Kandua enables homeowners to make informed decisions when selecting service providers tailored to their specific needs. This approach aims to reduce the risks typically associated with hiring small contractors, ensuring a more reliable and efficient home service experience.

Jetstream Africa Limited is a cloud-based logistics platform based in Accra, Ghana, founded in 2018. The company specializes in providing cross-border marine logistics services, facilitating freight forwarding and global exports for African suppliers. By offering tools for booking, tracking, and consolidating shipments, Jetstream enhances access to international trade for small and medium-sized enterprises (SMEs) across Africa. The platform aims to simplify the shipping process, making it more accessible for businesses to engage in global commerce.

Koa is a savings and financial services platform that offers technology solutions and financial services applications through its API. Co-founded by Alexis Roman and Delila Kidanu, the company specializes in embedding financial services, effectively delivering savings-as-a-service to its clients.

Indicina Technologies Limited is a Lagos-based company that offers a digitized credit analysis platform aimed at enhancing consumer finance strategies in Africa. The platform serves a variety of financial institutions, including banks, insurers, and consumer finance companies, by providing tools for creating credit rules and models, conducting credit assessments and scoring, managing loan portfolios, and facilitating loan collections. By leveraging analytics-driven insights, Indicina helps these institutions optimize their credit decision-making processes, improve application acceptance rates, and reduce default rates, thereby contributing to the development of a robust credit infrastructure in the region.

Lami is an end-to-end digital insurance platform and API that enables companies across sectors to offer insurance products. Its API allows underwriters to connect with consumer-facing companies that can provide embedded insurance as a value add for existing customers, many of whom are uninsured.

KarmaLifeAI is an AI-powered digital solution for the financial well being of blue-collar gig workers and micro-business. The company allows the user to pay directly for key expenditures and smoothen their consumption patterns. It offers real-time access to credit for gig workers, based on their payroll account, through partnerships with the digital platforms they work for. It operates an interest-free subscription model in which the platform or the gig worker can pay a flat fee and access credit equalling up to one-third of their monthly income. The company analyzes alternative data points and payment behavior over time to unlock higher credit lines for the workers.

WellaHealth is a startup focused on improving healthcare access for low-income individuals and families in Nigeria. The company has developed a digital triage bot that provides guidance based on the Nigeria Centre for Disease Control guidelines, allowing users to log their health responses for potential follow-up by public health authorities. In addition to this innovative tool, WellaHealth offers micro-health insurance plans that target prevalent diseases, providing affordable coverage for treatments and medications. Their platform connects users to a network of pharmacies and healthcare professionals, enabling them to manage their health needs without facing significant financial strain.

Graviti offers the products needed the most, financed for months. No credit or debit card, no initial payment, no arrears, and with credit approved immediately. It wants to make sure every family in LATAM is able to buy basic appliances for the home by offering fair and accessible financing to acquire them. The company was founded in 2019 and is based in Mexico.

Paymenow Group operates a financial wellness and inclusion platform that provides employees with early access to earned wages, helping to alleviate financial stress associated with traditional payday cycles. Founded in 2019 and based in Stellenbosch, South Africa, the platform integrates seamlessly with employers' payroll systems, allowing for real-time access to funds. Paymenow focuses on promoting responsible financial behavior and encourages saving through gamification. By offering affordable access to cash, the platform aims to reduce reliance on payday loans and microlenders while providing educational resources to assist employees in achieving their financial goals.

MangoLife is a company that offers life, retirement, education, and health insurance aimed at safeguarding individuals and their families from fundamental life risks. Founded in 2017 and headquartered in Leon, Guanajuato, the company leverages technology to enhance the customer experience by simplifying interactions and the contracting process. This approach minimizes unnecessary paperwork and clarifies coverage options, distinguishing MangoLife from traditional insurers.

Flex Finance is a spend management platform tailored for small and medium-sized enterprises in Africa, addressing the critical issue of financial mismanagement that leads to high business failure rates. Recognizing that 90% of businesses on the continent may not survive past five years due to inadequate financial oversight, Flex provides tools to streamline expense management. The platform features an intuitive user interface that facilitates budgeting, expense tracking, digital requisitions, and bulk payment transfers. By offering these services through both mobile and web applications, Flex empowers businesses to digitize their financial operations, making them more efficient and better equipped to manage their spending in an increasingly digital environment.

Chipper Cash is a financial services company founded in 2017 and headquartered in San Francisco, California. It operates a software application platform that enables users to send and receive money instantly and for free across different currencies within Africa. The platform facilitates peer-to-peer cross-border money transfers in a simple manner, similar to sending a text message, enhancing financial inclusivity across the continent. Chipper Cash’s innovative approach allows users to make personal payments efficiently via their mobile devices, making it a key player in the African fintech landscape.

Wasoko is an e-commerce platform that connects small retail shops in Africa to the digital economy, enhancing their access to essential goods and services. By facilitating seamless transactions, the platform allows informal retailers to conveniently order products via SMS or a mobile app, ensuring they receive free same-day delivery to their stores. This approach not only simplifies the sourcing process for shopkeepers but also helps manufacturers maintain consistent product availability for consumers. Through this model, Wasoko aims to boost sales and market coverage for companies operating in emerging markets, thereby fostering trade and economic growth across the continent.

Gro is an app that provides financial services, digital accounts, and savings. Offer customers products with reasonable prices, diversified business models, and benefits that are very beneficial to investors. is a private asset manager that specializes in investing in funds.

Meerkat is a financial wellness company based in Cape Town, South Africa, founded in 2015. It aims to enhance the financial health of individuals by offering a range of services designed to improve their financial situations. The company provides debt counseling, debt consolidation, debt rescue, and credit risk cover, making it easier for clients to manage their finances and achieve their financial goals. Additionally, Meerkat's credit life business offers comprehensive coverage at lower premiums, all accessible through a mobile platform, facilitating convenient financial management for its customers.

Kwara GmbH is a technology company that specializes in developing a digital banking platform tailored for savings and credit co-operative societies (SACCOs). Founded in 2018 and headquartered in Berlin, Germany, with an additional office in Nairobi, Kenya, Kwara aims to modernize credit unions by providing a comprehensive cloud-based solution. The platform facilitates loan application servicing and approval for members, while also offering integration services, customer support, real-time financial tracking, and compliance assistance. Kwara's offerings include Kwara Pronto, a tool for managing loans. Currently, the company serves over 200 SACCOs across Kenya, South Africa, and the Philippines, enabling these financial institutions to enhance their operations and improve access to formal financial services.

PesaKit is a technology company based in Nairobi, Kenya, that specializes in providing a platform for last-mile agent networks in the mobile money and digital finance sectors. Established in 2018, PesaKit utilizes artificial intelligence to develop a virtual assistant that streamlines the management of liquidity and conversion processes for mobile money agents and merchants. The company's software application features an API-driven interface, enabling users to digitize distribution and access channels effectively. PesaKit aims to enhance financial inclusion by supporting mobile money agents with innovative tools that improve their operational efficiency.

FarMart is an agritech company focused on empowering farmers and optimizing the agricultural supply chain. By leveraging technology, FarMart addresses the challenges faced by farmers and enhances the efficiency of the agricultural ecosystem. The company provides a platform that connects farmers with retailers and food businesses, facilitating the sharing of farm-related information and enabling easy access to crucial resources and markets. Through this innovative approach, FarMart helps farmers sell their produce at competitive prices, ultimately aiming to create a sustainable and efficient agricultural supply chain that benefits both farmers and consumers.

CowryWise is a FinTech company based in Lagos, Nigeria, that offers a personal finance platform designed to automate savings and investments for users across the country. The platform allows users to set up automatic transfers from their bank accounts to their CowryWise accounts on a daily, weekly, or monthly basis, with these savings earning interest through risk-free investments such as treasury bills and government bonds. By leveraging technology and investment management, CowryWise aims to democratize access to premium financial services at low costs, helping customers achieve their savings and investment goals in a simple, secure, and rewarding manner. The company also provides free wealth advisory and consumer education to promote financial inclusion among its users.

Spoon Money is an online stokvel management platform designed to enhance transparency, security, and accountability in traditional stokvel practices. It focuses on community needs by developing products that address specific customer requirements. The platform provides users with secure access to loans, as well as savings and credit solutions aimed at fostering sustainable livelihoods and financial resilience. Additionally, Spoon Money captures quality data to support a proprietary credit scoring methodology, which helps users boost earnings and encourages positive saving behaviors.

Visual and AI Solutions (VAIS) is a deep-tech company focused on advancing agricultural technology and Earth observation analytics through innovative AI and deep learning algorithms. The company aims to support climate-smart farming practices by optimizing resource utilization and reducing environmental impact. By leveraging proprietary technology, VAIS develops solutions that enhance the efficiency of agricultural operations and improve the analysis of multispectral Earth observation data.

Chipper Cash is a financial services company founded in 2017 and headquartered in San Francisco, California. It operates a software application platform that enables users to send and receive money instantly and for free across different currencies within Africa. The platform facilitates peer-to-peer cross-border money transfers in a simple manner, similar to sending a text message, enhancing financial inclusivity across the continent. Chipper Cash’s innovative approach allows users to make personal payments efficiently via their mobile devices, making it a key player in the African fintech landscape.

Turaco, established in 2018, is an insurance technology company headquartered in Wilmington, Delaware, with operations in Nairobi, Kenya. It specializes in providing affordable health and life insurance, along with healthcare financing solutions, to low-income individuals. Turaco offers these services through a user-friendly mobile application and online platform, simplifying access to insurance products and health loans. Their unique approach enables customers to manage risks and obtain healthcare at affordable, manageable premiums.

Hover, LLC, founded in 2002 and based in Eaton, Colorado, specializes in mobile money payment solutions. The company's application facilitates seamless mobile transactions, tapping into the rapidly growing global mobile money industry, which processes over $1.3 billion daily. Hover's Android API allows developers to integrate various mobile money services efficiently, making it easier for businesses to offer payment solutions worldwide.

Wasoko is an e-commerce platform that connects small retail shops in Africa to the digital economy, enhancing their access to essential goods and services. By facilitating seamless transactions, the platform allows informal retailers to conveniently order products via SMS or a mobile app, ensuring they receive free same-day delivery to their stores. This approach not only simplifies the sourcing process for shopkeepers but also helps manufacturers maintain consistent product availability for consumers. Through this model, Wasoko aims to boost sales and market coverage for companies operating in emerging markets, thereby fostering trade and economic growth across the continent.

Nearly 2 billion people around the world are unbanked and lack access to formal financial services. For refugees, migrants, and cross border traders, this is particularly challenging because they have no safe or reliable way to bring their money across borders or an affordable way to send and receive money, leaving them vulnerable to exploitative exchange rates and theft. With Leaf, users can travel without cash and rest assured that their money will be safe and accessible no matter where they go. Friends and family around the world can also deposit into a refugee’s account, regardless of location. Backed by blockchain technology of Stellar, Leaf ultimately creates an economic identity that customers can use to establish themselves in a new country.

Banco Maré is a social startup based in Rio de Janeiro that provides a financial platform aimed at simplifying access to basic banking services for underserved communities. Through its application, users can pay bills and transfer money seamlessly, utilizing a local digital currency known as "stilt." The platform enhances financial inclusion by streamlining payment collections and eliminating intermediaries, allowing residents to conduct transactions with ease. By focusing on regions that lack traditional financial systems, Banco Maré seeks to empower individuals and foster local economic development.

payAgri is a farmer-centric, technology-driven business that operates within the agriculture and food sector, focusing on creating a sustainable and inclusive model throughout the agricultural value chain. Established in 2017 and headquartered in Theni, Tamil Nadu, payAgri connects farmers directly with buyers, facilitating trade and funding flows while generating verifiable and traceable data. This approach helps farmers build assets and eliminates inefficiencies in the value chain, such as reliance on middlemen and cash-based transactions. The company has benefited from support and incubation by various institutions, including IIMA-CIIE, NABARD MABIF, and the Royal Agricultural University in the UK, as well as from insights gained through six years of extensive research in the farming and rural sectors.

Zippi Soluções de Crédito Ltda is a digital platform based in São Paulo, Brazil, that specializes in providing financial services for gig workers, particularly drivers for ride-sharing applications such as Uber, 99, and Cabify. The platform offers personal loans tailored to the needs of self-employed individuals, allowing them to manage their finances more effectively. By providing weekly invoices and facilitating payments through a user-friendly application, Zippi aims to support its clients in focusing on their business growth without incurring annual fees. This approach positions Zippi as a valuable resource for the growing gig economy in Latin America.

Salutat specializes in intelligent communication solutions for financial institutions. The company has developed a technology that automates and enhances customer relations, offering two-way personalized smartphone chats. This innovation allows banks to streamline client conversations, significantly reducing communication time and costs. By improving customer interaction, Salutat's technology enhances repayment services, sales, and customer retention capabilities, ultimately driving better outcomes for financial institutions and their clients.

Chipper Cash is a financial services company founded in 2017 and headquartered in San Francisco, California. It operates a software application platform that enables users to send and receive money instantly and for free across different currencies within Africa. The platform facilitates peer-to-peer cross-border money transfers in a simple manner, similar to sending a text message, enhancing financial inclusivity across the continent. Chipper Cash’s innovative approach allows users to make personal payments efficiently via their mobile devices, making it a key player in the African fintech landscape.

payAgri is a farmer-centric, technology-driven business that operates within the agriculture and food sector, focusing on creating a sustainable and inclusive model throughout the agricultural value chain. Established in 2017 and headquartered in Theni, Tamil Nadu, payAgri connects farmers directly with buyers, facilitating trade and funding flows while generating verifiable and traceable data. This approach helps farmers build assets and eliminates inefficiencies in the value chain, such as reliance on middlemen and cash-based transactions. The company has benefited from support and incubation by various institutions, including IIMA-CIIE, NABARD MABIF, and the Royal Agricultural University in the UK, as well as from insights gained through six years of extensive research in the farming and rural sectors.

Wasoko is an e-commerce platform that connects small retail shops in Africa to the digital economy, enhancing their access to essential goods and services. By facilitating seamless transactions, the platform allows informal retailers to conveniently order products via SMS or a mobile app, ensuring they receive free same-day delivery to their stores. This approach not only simplifies the sourcing process for shopkeepers but also helps manufacturers maintain consistent product availability for consumers. Through this model, Wasoko aims to boost sales and market coverage for companies operating in emerging markets, thereby fostering trade and economic growth across the continent.

Rukula is a financial services provider focused on assisting financially-excluded individuals by offering small loans for household consumer durables and electronic items. The company aims to enhance the quality of life for these communities by enabling access to essential products through a simple and transparent lending process. By facilitating loans that help individuals acquire items they may otherwise be unable to afford, Rukula plays a critical role in improving the financial well-being of its clients.

Grão is born to change the relationship of Brazilians with their money.

Abalobi is a non-profit organization dedicated to empowering small-scale fishing communities through a mobile app suite designed to enhance fisheries governance from catch to consumption. The initiative focuses on social justice and poverty alleviation within the small-scale fisheries sector by fostering sustainable fishing practices and improving data collection. By promoting traceable seafood sourced from these communities, Abalobi enables fishers to connect directly with buyers, thereby enhancing market access. The organization aims to build resilience against climate change and ensure the responsible stewardship of marine resources, ultimately contributing to the social, economic, and ecological well-being of fishing communities.

Asaak is a financial technology company that specializes in providing asset financing to mobility workers in emerging markets, primarily focusing on East Africa and Mexico. The company has developed a mobile-based microfinance platform that aims to democratize financial services and empower businesses to grow. Asaak's platform streamlines lending operations, including underwriting, application processing, investor management, and loan servicing. By offering a range of digital finance tools, Asaak enables clients to easily access financial resources, thereby enhancing their ability to reach customers and improve their operational efficiency.

ToGarantido is an omnichannel platform based in Brazil that specializes in selling microinsurance tailored for low-income populations. The company operates as an online broker, providing access to various insurance products such as PME insurance, motorcycle insurance, and auto insurance. ToGarantido's platform facilitates seamless integration options for insurers, allowing for customizable features like chatbots and APIs. This approach not only simplifies the insurance process for clients but also enables insurers to introduce new products and generate additional revenue opportunities. By focusing on the underserved market, ToGarantido aims to improve insurance accessibility for uninsured individuals.

MobiLife is an insurance provider established in 2015 and headquartered in Johannesburg, South Africa. The company focuses on transforming the micro-insurance sector by offering insurance products and processes that are fully accessible through smartphones. MobiLife aims to support South African families by providing financial protection, ensuring they do not face hunger due to the loss of a primary income earner. Through its innovative approach, MobiLife seeks to make insurance more accessible and relevant to the needs of its customers.

ROSS Intelligence develops artificial intelligence tools aimed at enhancing the capabilities of lawyers, enabling them to achieve greater efficiency in their work. The company's primary product, ROSS, employs natural language processing technology to assist legal teams in conducting research and answering legal queries. This platform allows users to sift through case law and identify relevant details for new cases, thereby streamlining the legal research process. ROSS Intelligence serves a diverse clientele, including prominent law firms and corporate legal departments in both the United States and internationally. The company operates from offices in Toronto, San Francisco, and New York.

ESCALA EDUCACION S.A.S is a social enterprise based in Medellin, Colombia, founded in 2015. The company focuses on promoting access to higher education and financial inclusion by partnering with businesses to provide educational benefits to their employees. ESCALA offers savings plans that allow employees to allocate a portion of their paychecks for educational purposes, either for themselves or their children. These savings plans include company matching funds, tuition discounts, scholarships, and vocational support, along with career counseling services. By enhancing these educational benefits, ESCALA aims to make higher education more accessible to a broader audience, fostering both personal and professional development.

ESCALA EDUCACION S.A.S is a social enterprise based in Medellin, Colombia, founded in 2015. The company focuses on promoting access to higher education and financial inclusion by partnering with businesses to provide educational benefits to their employees. ESCALA offers savings plans that allow employees to allocate a portion of their paychecks for educational purposes, either for themselves or their children. These savings plans include company matching funds, tuition discounts, scholarships, and vocational support, along with career counseling services. By enhancing these educational benefits, ESCALA aims to make higher education more accessible to a broader audience, fostering both personal and professional development.

At Smile ID they believe anyone should be able to prove their identity easily, anywhere in the world. Their team is made up of American and African engineers and financial services professionals with experience across global markets in highly regulated environments. They have built encryption, authentication and security solutions. They have developed image processing technology from the chip level up. They have been part of security investigations and have pursued fraudsters. Having worked with, or for, telecoms, lenders, banks and startups, they know the challenges of building world class technology and they understand the needs of the African consumer and enterprise customer. They are backed by leading Silicon Valley & African investors and they have pan-African reach, with representation in the United States, South Africa, Nigeria, Kenya, Ghana and Rwanda.

At Smile ID they believe anyone should be able to prove their identity easily, anywhere in the world. Their team is made up of American and African engineers and financial services professionals with experience across global markets in highly regulated environments. They have built encryption, authentication and security solutions. They have developed image processing technology from the chip level up. They have been part of security investigations and have pursued fraudsters. Having worked with, or for, telecoms, lenders, banks and startups, they know the challenges of building world class technology and they understand the needs of the African consumer and enterprise customer. They are backed by leading Silicon Valley & African investors and they have pan-African reach, with representation in the United States, South Africa, Nigeria, Kenya, Ghana and Rwanda.

Harvesting Inc. operates a global business intelligence platform focused on agriculture, providing an online software-as-a-service solution that enables stakeholders in the agricultural value chain to assess and manage agri-climatic business risks. The company's agriculture intelligence engine leverages data collection, analysis, and reporting to deliver insights into cropland conditions and weather patterns. By utilizing advanced technologies such as remote sensing satellites and machine learning algorithms, Harvesting offers accurate information for crop monitoring and risk assessment. Its platform serves various clients, including crop insurance companies and agricultural input firms, facilitating risk analysis and enhancing insurance programs. Founded in 2016 and based in Sunnyvale, California, Harvesting aims to bring speed, accuracy, and transparency to agricultural decision-making.

Harvesting Inc. operates a global business intelligence platform focused on agriculture, providing an online software-as-a-service solution that enables stakeholders in the agricultural value chain to assess and manage agri-climatic business risks. The company's agriculture intelligence engine leverages data collection, analysis, and reporting to deliver insights into cropland conditions and weather patterns. By utilizing advanced technologies such as remote sensing satellites and machine learning algorithms, Harvesting offers accurate information for crop monitoring and risk assessment. Its platform serves various clients, including crop insurance companies and agricultural input firms, facilitating risk analysis and enhancing insurance programs. Founded in 2016 and based in Sunnyvale, California, Harvesting aims to bring speed, accuracy, and transparency to agricultural decision-making.

PayLatr is a recurring micro-credit mobile platform offering interest-free monthly credits to low-income households in India to easily pay for retail transactions without cash, credit cards or other pre-paid means. On average, a middle-income household in India spends about 7,000 – 9,000 rupees at any neighborhood store. More than 95 percent of transactions are in cash because most stores do not accept cards and/or users do not have credit cards. Often, households experience cash crunch issues by using up most of their cash for grocery shopping. PayLatr offers monthly credit to improve their household cash flow by providing recurring monthly credit lines at various merchants, via mobile money.

PayLatr is a recurring micro-credit mobile platform offering interest-free monthly credits to low-income households in India to easily pay for retail transactions without cash, credit cards or other pre-paid means. On average, a middle-income household in India spends about 7,000 – 9,000 rupees at any neighborhood store. More than 95 percent of transactions are in cash because most stores do not accept cards and/or users do not have credit cards. Often, households experience cash crunch issues by using up most of their cash for grocery shopping. PayLatr offers monthly credit to improve their household cash flow by providing recurring monthly credit lines at various merchants, via mobile money.

Grafica is a developer of a cloud-based software platform specifically designed for solar distributors. The company offers a modular software-as-a-service solution that is both affordable and scalable, allowing distributors to integrate various essential services, including Internet of Things, customer relationship management, inventory management, data analytics, and credit scoring. Grafica's platform enhances decision-making by providing analytics based on payment history and usage data, enabling stakeholders in the solar industry to make informed choices regarding financing and operational efficiency as their businesses grow.