Catalyst Fund

A technology firm specializing in AI-powered data analytics platforms. It processes data from diverse sources to provide real-time insights, helping businesses optimize operations, reduce costs, and enhance sustainability.

Enakl is a tech mobility company based in Africa, specializing in bus sharing solutions for commute rides. It uses data-driven technology to predict demand, pool users, and create efficient routes operated by professional drivers. Enakl's innovative model offers affordable pricing, promoting social inclusion while reducing congestion and improving transport access in African cities.

Octavia Carbon is a pioneering company based in Kenya that specializes in Direct Air Capture (DAC) technology. It designs, builds, and deploys proprietary systems to filter CO2 from the atmosphere, aiming to reverse climate change and reduce reliance on fossil fuels. The company uniquely leverages Kenya's geothermal energy and talent to accelerate DAC technology development and lower costs.

Biobuu is a company dedicated to transforming food waste into valuable resources through environmentally sustainable practices. It specializes in recycling organic waste by utilizing insects and larvae to produce animal feed and fertilizer. This innovative approach not only addresses the challenges associated with waste management but also mitigates the environmental impact of traditional protein production for animal feed. By focusing on manufacturing capacity and sustainable production methods, Biobuu aims to contribute to a more sustainable agricultural ecosystem while providing effective solutions for waste reduction.

MazaoHub is a technology company that empowers rural farmers through AI-driven farm management solutions. It provides solar-powered soil sensors, integrates farm software for data analysis, and offers personalized insights via offline mobile apps to enhance resource allocation and connect farmers with buyers.

Earthbond facilitates collective purchasing power within neighborhoods for improved pricing and financing options.

Raino Tech4Impact is a social enterprise that leveraging technology as an enabler to empower African communities. Founded in 2014, They have been developing technology-driven solutions in health, agriculture, sports, green energy and offer business support services. In partnership with various key players in different sectors, they have developed unique and efficient different use cases of technological solutions impacting millions of lives.

NoorNation specializes in providing long-term solutions for decentralized energy and water infrastructure. The company operates a renewable energy manufacturing business, offering solar-powered units designed to deliver clean energy and safe water affordably, particularly targeting less-served areas.

Medikea Health is a multiservice online healthcare application aimed at providing accessible and affordable primary care to millions of Africans. The platform facilitates virtual, subscription-based telemedicine, allowing users to have online consultations with health providers through chat or call. In addition to telemedicine services, Medikea offers in-person care through a network of asset-light clinics. Users can book appointments, receive medicine delivery, and access at-home lab testing for non-emergent medical issues. The platform also enables hospital referrals and provides discounts on medications, ensuring convenience and affordability in healthcare for its users.

Scrapays is a cleantech startup that facilitates the recovery of recyclable waste through a decentralized network. It connects waste producers (individuals and enterprises) with recycling businesses, enabling on-demand material recovery services. Scrapays uses integrated offline and online technology to manage this network, ensuring efficient collection and rewarding all partners based on kilograms recovered.

Zebra CropBank operates a tech-driven platform that enables farmers to convert their harvested crops into tradable assets. This platform offers a post-harvest produce management system, allowing farmers to instantly liquidate their crops for cash or use them as collateral for credit.

Thola facilitates companies worldwide in measuring and reducing their environmental impact, enhancing sustainability efforts. It operates an 'Uber-like' marketplace connecting businesses with nearby accredited sustainability officers for comprehensive compliance monitoring and support.

Thola facilitates companies worldwide in measuring and reducing their environmental impact, enhancing sustainability efforts. It operates an 'Uber-like' marketplace connecting businesses with nearby accredited sustainability officers for comprehensive compliance monitoring and support.

TOLBI works on agriculture industry and provide solutions on agricultural intelligence and productivity.

Developer of a satellite-based platform designed to transform degraded soils into arable land through regenerative agriculture and agroforestry planning. The company offers soil and climate analysis tools, food, and tailored agronomic partnerships, enabling agricultural organizations, energy firms, and food sector companies to implement effective land restoration and sustainable cultivation practices.

Developer of a satellite-based platform designed to transform degraded soils into arable land through regenerative agriculture and agroforestry planning. The company offers soil and climate analysis tools, food, and tailored agronomic partnerships, enabling agricultural organizations, energy firms, and food sector companies to implement effective land restoration and sustainable cultivation practices.

Agro Supply is a digital platform designed to assist farmers in managing their finances and purchasing agricultural inputs. It operates a mobile layaway system that allows farmers to save for essential farming resources, such as fertilizer and seeds, through a micro-saving scheme involving scratch cards. By using this approach, farmers are able to acquire necessary inputs without resorting to credit, thereby reducing costs. Additionally, Agro Supply offers training mechanisms to enhance agricultural practices, ultimately aiming to boost crop yields for its users. The platform effectively bridges the gap between financial management and agricultural supply, supporting farmers in achieving better productivity.

Assuraf is a prominent Pan-African InsurTech company headquartered in Dakar, Senegal, with a focus on Francophone Africa. The company operates a digital broking platform that caters to all types of insurance, aiming to enhance insurance inclusion across emerging markets. Assuraf's integrated platform is designed to streamline the process of obtaining insurance by allowing users to access a variety of digital products from multiple insurance providers in one convenient location. By building essential infrastructure and tailored products, Assuraf seeks to meet the diverse needs of individuals in the region, ultimately driving greater access to insurance solutions.

Bekia is a technology platform focused on waste management, enabling individuals to monetize their inorganic waste. Through its platform, users can exchange separated waste for various goods and services, fostering a circular economy. By participating in this system, clients can earn points that can be redeemed for essential items such as groceries, school supplies, metro tickets, and mobile credits. Alternatively, users have the option to donate their earned points to support various charitable causes. Bekia's innovative approach not only incentivizes waste separation but also promotes sustainable practices within communities.

Eight Medical is a platform that connects users with urgent and emergency care resources promptly and efficiently. It operates a network of pre-hospital care professionals, ensuring customers have access to healthcare services around the clock during critical moments.

PaddyCover is an insurance services provider based in Lagos, Nigeria, founded in 2018. The company operates an online platform that offers a range of insurance solutions, including health, vehicle, and home insurance. It collaborates with established insurers and customer aggregators to create a multi-channel platform, which facilitates flexible and convenient payment options for insurance packages. Through this approach, PaddyCover enables users to access a variety of reputable insurance providers, ensuring they receive optimal services tailored to their needs.

Farmz2U is an infrastructure company focused on empowering smallholder farmers to operate at a commercial scale. It provides a comprehensive farming management system that automates agricultural production, enhancing yield and profitability. The company's platform includes a web application that offers digital extension services, guiding farmers through all stages of the farming process, from pre-farming to post-harvest. By delivering tailored agricultural expertise and facilitating market access, Farmz2U enables smallholder farmers to improve their production capabilities and connect more effectively with the market. Through its support, the company aims to enhance local farm production and strengthen the agricultural sector.

Farm to Feed is a technology-driven company that addresses food waste by digitizing the supply chain. It aggregates farmers' full harvests, including surplus and imperfect produce, and connects them digitally with food service businesses like hotels, restaurants, and caterers.

Visual and AI Solutions (VAIS) is a deep-tech company focused on enhancing agricultural practices through advanced technology. It specializes in developing proprietary AI and deep learning algorithms that optimize resource use in farming, contributing to climate-smart agricultural methods. By leveraging multispectral Earth Observation data analytics, VAIS aims to minimize environmental impact while improving efficiency in agriculture. This innovative approach positions the company at the forefront of AgriTech, providing solutions that address both productivity and sustainability challenges in the agricultural sector.

Octavia Carbon is a pioneering company based in Kenya that specializes in Direct Air Capture (DAC) technology. It designs, builds, and deploys proprietary systems to filter CO2 from the atmosphere, aiming to reverse climate change and reduce reliance on fossil fuels. The company uniquely leverages Kenya's geothermal energy and talent to accelerate DAC technology development and lower costs.

Bamba is a company that specializes in developing a personalized protection platform aimed at enhancing the health and economic well-being of individuals. The platform provides prevention and protection plans, including health services such as medical care and insurance for minor medical expenses, as well as financial services like payroll management. Bamba's solutions are designed to connect employers with vulnerable workers and freelancers, offering tailored services that meet their specific needs. This includes embedding a smart digital agent into any company’s interface to help users quickly address unforeseen events while minimizing costs.

Koltin is a health insurance company in Mexico that focuses on the needs of people aged 60 and older. It combines traditional health insurance with proactive, tech-enabled care to improve access to coverage and care for seniors. By partnering with a leading insurer, Koltin provides major medical coverage alongside a dedicated, team-based care model and personalized health aging plans enabled by technology. The company also offers remote support services, including accident insurance, coverage for medical emergencies and major medical expenses, and unlimited preventive guidance from specialists. Through these integrated insurance and care services, Koltin helps elderly individuals maintain independence and preserve physical and mental well-being while navigating the complexities of aging.

HourWork operates a recruitment and retention platform tailored for hourly workers in quick-service restaurants. Founded in 2018, the company connects employers with potential candidates from its extensive talent pool, comprising over 5,000 franchises nationwide. HourWork's platform integrates seamlessly with existing HR software, ensuring secure and compliant operations while facilitating rehiring of past applicants and former employees. This streamlined approach helps businesses reduce recruitment costs, enhance compliance, and boost employee engagement.

Cold Hubs is a provider of solar-powered cold storage facilities designed to preserve perishable food. The company offers modular, walk-in cold rooms that operate off-grid, enabling the storage and preservation of various perishable items, including crops, raw meat, fruits, and vegetables. By utilizing these solar-powered solutions, Cold Hubs helps farmers extend the shelf life of their produce, ensuring that fruits and vegetables remain fresh for a longer duration. This approach not only aids in reducing food waste but also supports farmers in maintaining the quality of their products in areas lacking traditional refrigeration options.

Caantin empowers African restaurants by providing a platform for procuring food supplies, accessing short-term credit, and managing business operations.

AquaRech develops a fish farming platform aimed at reducing production costs for farmers and making quality tilapia more affordable and accessible. The platform enables farmers to source quality feed, adopt precision fish farming technology, access new markets, secure credit for farm growth, thereby enhancing productivity, income, and fostering an inclusive community-based aquaculture value chain.

Tulix is a payments and remittance platform focused on empowering individuals across Africa by facilitating money sharing and collaborative payment management. The platform enables users to send money for various purposes, such as supporting families, purchasing goods, or covering medical and educational expenses. Tulix enhances the user experience by allowing individuals to manage their financial contributions transparently, enabling them to see and decide how funds will be utilized, which fosters accountability. The platform features innovative tools, including the creation of "jars" for collaborative budgeting and goal-based savings, aimed at improving financial health. By combining fast and affordable payment options with enhanced visibility and collaboration, Tulix offers significant value to both senders and recipients, allowing them to maintain connections regardless of geographic barriers.

AquaRech develops a fish farming platform aimed at reducing production costs for farmers and making quality tilapia more affordable and accessible. The platform enables farmers to source quality feed, adopt precision fish farming technology, access new markets, secure credit for farm growth, thereby enhancing productivity, income, and fostering an inclusive community-based aquaculture value chain.

Tulix is a payments and remittance platform focused on empowering individuals across Africa by facilitating money sharing and collaborative payment management. The platform enables users to send money for various purposes, such as supporting families, purchasing goods, or covering medical and educational expenses. Tulix enhances the user experience by allowing individuals to manage their financial contributions transparently, enabling them to see and decide how funds will be utilized, which fosters accountability. The platform features innovative tools, including the creation of "jars" for collaborative budgeting and goal-based savings, aimed at improving financial health. By combining fast and affordable payment options with enhanced visibility and collaboration, Tulix offers significant value to both senders and recipients, allowing them to maintain connections regardless of geographic barriers.

Caantin empowers African restaurants by providing a platform for procuring food supplies, accessing short-term credit, and managing business operations.

Mujer Financiera is a startup dedicated to bridging the gender gap in financial inclusion for women. It offers financial education, expense tracking tools, and investment products to empower women to make informed decisions about their personal finances.

Brimore operates a social commerce platform that connects emerging brand owners with a network of resellers. These resellers market and sell the products of these brands using social media, providing nationwide coverage for the brands. The platform uses data analytics to facilitate this connection between emerging brands and individual distributors across Egypt's 27 governorates, enabling small local manufacturers to directly reach consumers through freelance sales agents.

Swoove is a logistics management platform that aggregates delivery services and provides dispatch and fleet management tools to improve delivery efficiency and reduce costs. Its cloud-based platform offers real-time route automation, driver and vehicle tracking, order and vendor management, and analytics, enabling logistics teams to monitor shipments, optimize routes, and scale operations across diverse fleet sizes, including in emerging markets.

Oze empowers African small businesses by digitizing their operations. Its app enables tracking of sales, expenses, and customer data, with analysis providing tailored recommendations and business education. Users can access Oze Coaches for additional support. With over 150,000 registered users, Oze is West Africa's largest online SME community, with a proven track record of driving business growth.

Founded in 2019 and based in Accra, Ghana, Tendo operates an online platform that facilitates reselling. It sources products from various suppliers and delivers them directly to customers of its resellers, enabling independent entrepreneurs to start their own e-commerce businesses without initial capital investment.

Shopa is a digital platform that bridges the gap between informal retailers and manufacturers. It facilitates ordering and delivery services, connecting informal retailers with suppliers, providing microcredit for retailers, and ensuring consistent access to essential goods for consumers in underserved communities.

TOP is a women-owned period care company that aims to empower women with better product choices, protecting their bodies and the environment. It offers offers organic tampons and pads that are accessible to everyone. Wherever there is toilet paper, there MUST be period products.

Crop2Cash operates a digital financing platform aimed at empowering rural Nigerian farmers economically. It facilitates transparent formal financing for banks while providing accessible capital to responsible farmers, enhancing transparency and efficiency in the agricultural supply chain.

PocketFin is a FinTech company that specializes in micro-insurance distribution in India, focusing on tier 2, 3, and 4 towns and cities. The company offers a unique hybrid sales network that combines both an app-based platform and an agent-based approach. By aggregating local influencers who already have affiliations with various agencies, PocketFin enhances the accessibility of financial products, particularly loans and savings, to rural populations. These agents utilize a customized customer relationship management system to efficiently manage monthly collections, thereby aiding financial institutions such as banks and non-banking financial companies in penetrating rural markets and improving their lending and collection processes.

Verqor is a platform that provides financing and technology solutions for the agricultural sector. It enables farmers to acquire inputs and equipment on credit through cashless transactions, supported by a data-driven credit scoring approach that promotes financial inclusion and modernization of farming practices. The platform also serves financial institutions by presenting low-risk agricultural lending opportunities based on credit criteria that consider nontraditional data sources. In addition, it helps crop buyers achieve more reliable supply chains by linking lenders, farmers, and buyers with transparent credit and procurement information. Verqor focuses on improving control and transparency across the agricultural value chain, accelerating access to capital, and enabling farmers to adopt new technologies and inputs to boost productivity.

Ohm Mobility is a platform focused on fintech and clean transportation services, aiming to transform urban mobility. The company is developing a technology platform designed to enhance the management and financing of vehicles, including electric vehicles, particularly in emerging markets. By integrating digital payments, Internet of Things data, and advanced data science, Ohm Mobility seeks to modernize financial processes, allowing banks to lower lending costs and improve their lending operations. This innovative approach positions Ohm Mobility as a key player in the intersection of transportation and finance, promoting sustainable and efficient urban transportation solutions.

Ziada is a mobile application focused on connecting service providers in the unorganised sector with consumers seeking their services. The platform facilitates growth for these providers by linking them with clients actively searching for trusted service options. In addition to job matching, Ziada offers business advisory services and access to equipment rentals, enhancing the operational capabilities of service providers. Users can easily select the desired service category and choose a provider based on their geographic location, thus streamlining the process of finding reliable services in their area.

HealthDart is a healthcare technology company that focuses on improving access to health services in middle-income areas. The company operates a digital health application that connects users with a network of local, independent pharmacies and healthcare providers. Through this platform, HealthDart offers a range of services, including the ability to manage healthcare needs, receive in-person consultations with verified nurses and doctors, and obtain instant health advice. Users can easily order medications and health products for doorstep delivery, facilitating more affordable and convenient access to essential healthcare services.

Boost Technology provides financial B2B commerce platforms. The company provide services that create a tipping point and services that listen, learn, build, and iterate on a shared platform. Boost assists distributors in the trillion-dollar informal economy. Boost is a single, adaptable platform that allows clients to be served in numerous languages and currencies, with multiple catalogues and prices available across channels.

KudiGo offers a mobile-based integrated platform for informal consumer retailers in Africa, combining retail operations, accounting, payments, and analytics to help users gain oversight, adopt efficient bookkeeping practices, and promote financial inclusion. The solution leverages big data and blockchain to enhance transparency and provide real-time visibility for manufacturers and distributors within its niche market.

Power is a platform that provides financial services to employees and gig workers across sub-Saharan Africa. They enable individuals to access earned wages, loans, insurance, payments, and savings so they can live with dignity, reduce financial-related stress, and take control of their financial well-being.

Kandua is an online platform that connects South African homeowners with vetted artisans for home renovations, maintenance, and repairs. It facilitates communication, invoicing, and secure payments through its platform.

Jetstream Africa Limited is a cloud-based logistics company headquartered in Accra, Ghana, established in 2018. The company operates a digital platform that facilitates cross-border marine logistics services for African businesses. It specializes in freight forwarding and global exports, enabling small and medium-sized enterprises (SMEs) to access international trade more easily. By offering services such as shipment booking and tracking, as well as consolidated shipping options, Jetstream enhances the supply chain experience for its users, effectively leveling the playing field in the competitive global market.

Koa is a savings and financial services platform that specializes in providing technology solutions and financial service applications through its API. Co-founded by Alexis Roman and Delila Kidanu, Koa focuses on delivering savings-as-a-service by integrating financial services into various applications. The company aims to enhance user experiences with innovative financial tools while ensuring accessibility and ease of use for its clients.

Indicina Technologies Limited is a Lagos-based company that offers a digitized credit analysis platform aimed at enhancing consumer finance strategies in Africa. The platform serves a variety of financial institutions, including banks, insurers, and consumer finance companies, by providing tools for creating credit rules and models, conducting credit assessments and scoring, managing loan portfolios, and facilitating loan collections. By leveraging analytics-driven insights, Indicina helps these institutions optimize their credit decision-making processes, improve application acceptance rates, and reduce default rates, thereby contributing to the development of a robust credit infrastructure in the region.

Lami is an end-to-end digital insurance platform and API that enables companies across sectors to offer insurance products. Its API allows underwriters to connect with consumer-facing companies that can provide embedded insurance as a value add for existing customers, many of whom are uninsured.

KarmaLifeAI is an AI-powered digital solution for the financial well being of blue-collar gig workers and micro-business. The company allows the user to pay directly for key expenditures and smoothen their consumption patterns. It offers real-time access to credit for gig workers, based on their payroll account, through partnerships with the digital platforms they work for. It operates an interest-free subscription model in which the platform or the gig worker can pay a flat fee and access credit equalling up to one-third of their monthly income. The company analyzes alternative data points and payment behavior over time to unlock higher credit lines for the workers.

WellaHealth is a startup focused on improving healthcare access for low-income individuals and families in Nigeria. The company has developed a digital triage bot that provides guidance based on the Nigeria Centre for Disease Control guidelines, allowing users to log their health responses for potential follow-up by public health authorities. In addition to this innovative tool, WellaHealth offers micro-health insurance plans that target prevalent diseases, providing affordable coverage for treatments and medications. Their platform connects users to a network of pharmacies and healthcare professionals, enabling them to manage their health needs without facing significant financial strain.

Graviti offers the products needed the most, financed for months. No credit or debit card, no initial payment, no arrears, and with credit approved immediately. It wants to make sure every family in LATAM is able to buy basic appliances for the home by offering fair and accessible financing to acquire them. The company was founded in 2019 and is based in Mexico.

Paymenow Group is a financial wellness and inclusion platform based in Stellenbosch, South Africa, founded in 2019. The company provides employees with early access to wages they have already earned, integrating its application with employers' payroll systems for real-time access. By focusing on financial wellness, Paymenow aims to promote responsible financial behavior and encourage saving among employees. The platform addresses challenges associated with traditional payday and microlending practices by offering affordable access to cash, while also educating users to help them achieve their financial goals. Through gamification and user-friendly features, Paymenow enhances financial inclusion and supports employees in managing their finances more effectively.

MangoLife is a company that offers life, retirement, education, and health insurance aimed at safeguarding individuals and their families from fundamental life risks. Founded in 2017 and headquartered in Leon, Guanajuato, the company leverages technology to enhance the customer experience by simplifying interactions and the contracting process. This approach minimizes unnecessary paperwork and clarifies coverage options, distinguishing MangoLife from traditional insurers.

Flex Finance is a spend management platform designed to help African businesses effectively manage their finances. It offers mobile, web, and corporate card solutions to streamline spending and provide insights for better budgeting.

Chipper facilitates free cross-border money transfers via its mobile app. Users can send funds to any mobile number in Africa, with support for multiple currencies.

Wasoko is an Africa-focused e-commerce platform that connects small shops and informal retailers with suppliers, allowing retailers to place orders via SMS or a mobile app and receive free same-day delivery to their stores. By digitizing procurement, the platform expands access to a broad range of essential goods, helping manufacturers and distributors reach more stores and improve product availability for consumers in emerging markets. The service supports trade and economic growth across Africa by increasing sales, widening market coverage for suppliers, and delivering a stable, efficient sourcing experience.

Gro is an app that provides financial services, digital accounts, and savings. Offer customers products with reasonable prices, diversified business models, and benefits that are very beneficial to investors. is a private asset manager that specializes in investing in funds.

Meerkat is a financial wellness company established in 2015 and headquartered in Cape Town, South Africa, dedicated to enhancing the financial health of individuals. The company offers a variety of services, including debt counseling, debt consolidation, debt rescue, employee wellness programs, and credit risk coverage. Meerkat's platform is designed to empower clients to manage their finances more effectively, helping them achieve their financial goals. Additionally, the company provides a credit life business that offers comprehensive coverage at competitive premiums, accessible easily through a mobile application.

Kwara GmbH is a technology company that specializes in developing a digital banking platform tailored for savings and credit co-operative societies (SACCOs). Founded in 2018 and headquartered in Berlin, Germany, with an additional office in Nairobi, Kenya, Kwara aims to modernize credit unions by providing a comprehensive cloud-based solution. The platform facilitates loan application servicing and approval for members, while also offering integration services, customer support, real-time financial tracking, and compliance assistance. Kwara's offerings include Kwara Pronto, a tool for managing loans. Currently, the company serves over 200 SACCOs across Kenya, South Africa, and the Philippines, enabling these financial institutions to enhance their operations and improve access to formal financial services.

PesaKit is a platform for last-mile agent networks in Africa that provides inclusive, interoperable digital and financial access for mobile money agents and merchants. It features an AI-powered virtual assistant via an API-driven interface to digitize distribution and access channels for mobile money and digital finance, enabling liquidity management and conversion processes for agents. Founded in 2018 and headquartered in Nairobi, Kenya.

FarMart is an agritech company focused on empowering farmers and optimizing the agricultural supply chain. By leveraging technology, FarMart addresses the challenges faced by farmers and enhances the efficiency of the agricultural ecosystem. The company provides a platform that connects farmers with retailers and food businesses, facilitating the sharing of farm-related information and enabling easy access to crucial resources and markets. Through this innovative approach, FarMart helps farmers sell their produce at competitive prices, ultimately aiming to create a sustainable and efficient agricultural supply chain that benefits both farmers and consumers.

CowryWise is a FinTech company based in Lagos, Nigeria, that provides a personal finance platform aimed at automating savings and investments for users across the country. The platform allows users to automatically transfer funds from their bank accounts into CowryWise accounts on a daily, weekly, or monthly basis. These savings are then invested in risk-free instruments such as treasury bills and government bonds, earning interest daily. CowryWise focuses on democratizing access to premium financial services by offering them at low rates, thereby enhancing financial inclusion. Through technology and investment management, the company delivers wealth management and financial planning services, along with free wealth advisory and consumer education, enabling customers to achieve their financial goals in a secure and straightforward manner.

Spoon Money offers an online platform for managing stokvel savings clubs, enhancing transparency, security, and accountability. It caters specifically to the needs of its community-based users.

Visual and AI Solutions (VAIS) is a deep-tech company focused on enhancing agricultural practices through advanced technology. It specializes in developing proprietary AI and deep learning algorithms that optimize resource use in farming, contributing to climate-smart agricultural methods. By leveraging multispectral Earth Observation data analytics, VAIS aims to minimize environmental impact while improving efficiency in agriculture. This innovative approach positions the company at the forefront of AgriTech, providing solutions that address both productivity and sustainability challenges in the agricultural sector.

Chipper facilitates free cross-border money transfers via its mobile app. Users can send funds to any mobile number in Africa, with support for multiple currencies.

Turaco Inc., established in 2018 and headquartered in Wilmington, Delaware, is an insurance technology company specializing in providing affordable health and life insurance solutions to low-income individuals. It offers a range of products, including health loans and insurance, delivered through a user-friendly mobile application and online platform. Turaco's mission is to make healthcare financing accessible and affordable, enabling customers to manage risks and obtain necessary medical care at budget-friendly monthly premiums.

Hover, LLC is a company based in Eaton, Colorado, founded in 2002. It specializes in developing an application that facilitates mobile money payments, catering to the growing global mobile money industry, which processes over $1.3 billion daily. Hover provides an Android API that allows developers to seamlessly integrate various mobile money services worldwide, enabling quick and efficient payment solutions.

Wasoko is an Africa-focused e-commerce platform that connects small shops and informal retailers with suppliers, allowing retailers to place orders via SMS or a mobile app and receive free same-day delivery to their stores. By digitizing procurement, the platform expands access to a broad range of essential goods, helping manufacturers and distributors reach more stores and improve product availability for consumers in emerging markets. The service supports trade and economic growth across Africa by increasing sales, widening market coverage for suppliers, and delivering a stable, efficient sourcing experience.

Nearly 2 billion people around the world are unbanked and lack access to formal financial services. For refugees, migrants, and cross border traders, this is particularly challenging because they have no safe or reliable way to bring their money across borders or an affordable way to send and receive money, leaving them vulnerable to exploitative exchange rates and theft. With Leaf, users can travel without cash and rest assured that their money will be safe and accessible no matter where they go. Friends and family around the world can also deposit into a refugee’s account, regardless of location. Backed by blockchain technology of Stellar, Leaf ultimately creates an economic identity that customers can use to establish themselves in a new country.

Banco Maré is a social startup based in Rio de Janeiro that focuses on providing financial services to underserved communities. Through its mobile application, the company enables users to pay bills, transfer funds between individuals, and make purchases at local markets using a digital currency called "stilt." Banco Maré aims to serve regions lacking traditional financial systems, offering a streamlined platform for basic banking services that eliminates intermediaries and simplifies transactions.

payAgri is a farmer-centric agri-fintech company based in Theni, Tamil Nadu, established in 2017. The company focuses on creating a sustainable and inclusive model in the agricultural value chain, connecting farmers directly with buyers to streamline trade and funding flows. By leveraging technology, payAgri enables farmers to generate verifiable and traceable data, which helps eliminate inefficiencies such as middlemen and cash-based transactions. With a strong foundation built on six years of rigorous on-field research in the farming and rural sector, payAgri aims to empower farmers, enhance their asset-building capabilities, and improve overall operational efficiency in the agricultural market. The company is supported by various prestigious institutions and initiatives, emphasizing its commitment to fostering financial inclusion within the agriculture sector.

Zippi Soluções de Crédito Ltda is a digital platform based in São Paulo, Brazil, that specializes in providing financial services for gig workers, particularly drivers for ride-sharing applications such as Uber, 99, and Cabify. The platform offers personal loans tailored to the needs of self-employed individuals, allowing them to manage their finances more effectively. By providing weekly invoices and facilitating payments through a user-friendly application, Zippi aims to support its clients in focusing on their business growth without incurring annual fees. This approach positions Zippi as a valuable resource for the growing gig economy in Latin America.

Salutat specializes in intelligent communication solutions for financial institutions. The company has developed a technology that automates and enhances customer relations, offering two-way personalized smartphone chats. This innovation allows banks to streamline client conversations, significantly reducing communication time and costs. By improving customer interaction, Salutat's technology enhances repayment services, sales, and customer retention capabilities, ultimately driving better outcomes for financial institutions and their clients.

Chipper facilitates free cross-border money transfers via its mobile app. Users can send funds to any mobile number in Africa, with support for multiple currencies.

payAgri is a farmer-centric agri-fintech company based in Theni, Tamil Nadu, established in 2017. The company focuses on creating a sustainable and inclusive model in the agricultural value chain, connecting farmers directly with buyers to streamline trade and funding flows. By leveraging technology, payAgri enables farmers to generate verifiable and traceable data, which helps eliminate inefficiencies such as middlemen and cash-based transactions. With a strong foundation built on six years of rigorous on-field research in the farming and rural sector, payAgri aims to empower farmers, enhance their asset-building capabilities, and improve overall operational efficiency in the agricultural market. The company is supported by various prestigious institutions and initiatives, emphasizing its commitment to fostering financial inclusion within the agriculture sector.

Wasoko is an Africa-focused e-commerce platform that connects small shops and informal retailers with suppliers, allowing retailers to place orders via SMS or a mobile app and receive free same-day delivery to their stores. By digitizing procurement, the platform expands access to a broad range of essential goods, helping manufacturers and distributors reach more stores and improve product availability for consumers in emerging markets. The service supports trade and economic growth across Africa by increasing sales, widening market coverage for suppliers, and delivering a stable, efficient sourcing experience.

Rukula is a financial services provider focused on assisting financially-excluded individuals by offering small loans specifically for household consumer durables and electronic items. The company aims to enhance the quality of life for these communities by providing accessible financing options, enabling them to acquire essential goods that may otherwise be out of reach. Rukula emphasizes a simple, understandable, and transparent lending process, allowing customers to secure funding for necessary items without the complexities often associated with traditional banking products such as bank loans, credit cards, or store credit.

Grão is born to change the relationship of Brazilians with their money.

Abalobi is a non-profit organization dedicated to empowering small-scale fishing communities through a co-designed mobile app suite that enhances fisheries governance from catch to consumption. The organization focuses on social justice and poverty alleviation within the small-scale fisheries sector by promoting sustainable fishing practices and facilitating market access. Abalobi collaborates closely with fishers to improve data collection, enabling them to manage their marine resources effectively. By promoting traceable and responsibly sourced seafood, the organization aims to build resilience in the face of climate change while ensuring that the fishing communities achieve social, economic, and ecological well-being.

Asaak offers asset financing solutions tailored for mobility workers in emerging markets, primarily East Africa and Mexico.

ToGarantido is an omnichannel platform based in Brazil that specializes in the sale of microinsurance, targeting low-income populations. The company operates as an online broker, providing a range of insurance products, including PME insurance, motorcycle insurance, and auto insurance. Its platform facilitates various integration options for insurers, offering customizable solutions such as chatbots and APIs. By streamlining processes, ToGarantido enables clients to introduce new products and explore additional revenue opportunities, ultimately aiming to provide insurance coverage to uninsured individuals.

MobiLife is an insurance provider established in 2015 and headquartered in Johannesburg, South Africa. The company focuses on transforming the micro-insurance sector by offering insurance products and processes that are fully accessible through smartphones. MobiLife aims to support South African families by providing financial protection, ensuring they do not face hunger due to the loss of a primary income earner. Through its innovative approach, MobiLife seeks to make insurance more accessible and relevant to the needs of its customers.

ROSS Intelligence is a company that develops artificial intelligence tools specifically designed to enhance the capabilities of lawyers. Its flagship product, ROSS, serves as an AI-driven legal research platform that utilizes natural language processing to answer legal queries and assist legal teams in navigating case law efficiently. By streamlining the research process, ROSS Intelligence enables lawyers to focus on more complex tasks, ultimately improving their productivity and decision-making. The company's clientele includes leading law firms and corporate legal departments both in the United States and internationally. With operations based in Toronto, San Francisco, and New York, ROSS Intelligence aims to revolutionize the legal profession by creating advanced AI solutions that augment lawyers' cognitive abilities.

ESCALA EDUCACION S.A.S is a social enterprise based in Medellin, Colombia, founded in 2015. The company focuses on promoting access to higher education and financial inclusion by offering innovative savings plans to employees of its business partners. These plans allow employees to save for their own education or for their children's education through payroll deductions. ESCALA EDUCACION enhances these savings with company matching funds and provides additional benefits such as tuition discounts, scholarships, and career counseling. By partnering with various companies, ESCALA serves as their primary educational benefits provider, making higher education more accessible and affordable for employees.

ESCALA EDUCACION S.A.S is a social enterprise based in Medellin, Colombia, founded in 2015. The company focuses on promoting access to higher education and financial inclusion by offering innovative savings plans to employees of its business partners. These plans allow employees to save for their own education or for their children's education through payroll deductions. ESCALA EDUCACION enhances these savings with company matching funds and provides additional benefits such as tuition discounts, scholarships, and career counseling. By partnering with various companies, ESCALA serves as their primary educational benefits provider, making higher education more accessible and affordable for employees.

Smile Identity Inc. is a technology company based in San Francisco, California, that focuses on identity verification solutions. Founded in 2016, the company has developed an application called SmartSelfie, which allows users to create a universal biometric for authentication on Android devices. The team comprises engineers and financial services professionals from both the United States and Africa, bringing expertise in global markets with a focus on highly regulated environments. Smile Identity has developed advanced encryption, authentication, and security solutions, as well as image processing technology. The company has experience working with telecoms, lenders, banks, and startups, enabling them to understand the unique challenges faced by consumers and enterprises in Africa. With support from prominent investors in Silicon Valley and Africa, Smile Identity has established a pan-African presence, operating in countries such as South Africa, Nigeria, Kenya, Ghana, and Rwanda.

Smile Identity Inc. is a technology company based in San Francisco, California, that focuses on identity verification solutions. Founded in 2016, the company has developed an application called SmartSelfie, which allows users to create a universal biometric for authentication on Android devices. The team comprises engineers and financial services professionals from both the United States and Africa, bringing expertise in global markets with a focus on highly regulated environments. Smile Identity has developed advanced encryption, authentication, and security solutions, as well as image processing technology. The company has experience working with telecoms, lenders, banks, and startups, enabling them to understand the unique challenges faced by consumers and enterprises in Africa. With support from prominent investors in Silicon Valley and Africa, Smile Identity has established a pan-African presence, operating in countries such as South Africa, Nigeria, Kenya, Ghana, and Rwanda.

Harvesting is a technology company that offers a cloud‑based platform for the agriculture sector. Its software collects satellite imagery, weather data and other agronomic information, processes it with machine‑learning models, and presents the results through an interactive dashboard. The platform enables farmers, agribusinesses, insurers and other stakeholders to assess crop risk, forecast yields and manage agri‑climatic exposure. Since its founding in 2016, Harvesting has served clients worldwide, helping them improve decision‑making and reduce uncertainty in the agricultural value chain.

Harvesting is a technology company that offers a cloud‑based platform for the agriculture sector. Its software collects satellite imagery, weather data and other agronomic information, processes it with machine‑learning models, and presents the results through an interactive dashboard. The platform enables farmers, agribusinesses, insurers and other stakeholders to assess crop risk, forecast yields and manage agri‑climatic exposure. Since its founding in 2016, Harvesting has served clients worldwide, helping them improve decision‑making and reduce uncertainty in the agricultural value chain.

PayLatr is a recurring micro-credit mobile platform offering interest-free monthly credits to low-income households in India to easily pay for retail transactions without cash, credit cards or other pre-paid means. On average, a middle-income household in India spends about 7,000 – 9,000 rupees at any neighborhood store. More than 95 percent of transactions are in cash because most stores do not accept cards and/or users do not have credit cards. Often, households experience cash crunch issues by using up most of their cash for grocery shopping. PayLatr offers monthly credit to improve their household cash flow by providing recurring monthly credit lines at various merchants, via mobile money.

PayLatr is a recurring micro-credit mobile platform offering interest-free monthly credits to low-income households in India to easily pay for retail transactions without cash, credit cards or other pre-paid means. On average, a middle-income household in India spends about 7,000 – 9,000 rupees at any neighborhood store. More than 95 percent of transactions are in cash because most stores do not accept cards and/or users do not have credit cards. Often, households experience cash crunch issues by using up most of their cash for grocery shopping. PayLatr offers monthly credit to improve their household cash flow by providing recurring monthly credit lines at various merchants, via mobile money.

Grafica is a provider of a cloud-based software-as-a-service platform specifically designed for solar distributors. The company offers an affordable and scalable solution that integrates with leading service providers in areas such as Internet of Things, customer relationship management, inventory management, data analytics, and credit scoring. Grafica's platform enables stakeholders within the solar industry to access analytics based on payment history and usage data, facilitating informed decision-making regarding financing and operational efficiency as companies expand.