CDG Invest

PayTic specializes in providing back-office solutions for payment issuers, enabling them to effectively manage their card programs. The company offers a SaaS platform that automates and centralizes program management processes, addressing various operational aspects such as customer support, chargebacks, fraud prevention, anti-money laundering compliance, reporting, and reconciliation. By streamlining these functions, PayTic enhances the efficiency and effectiveness of banks, credit unions, and fintech companies in handling their payment operations. The proprietary solutions significantly reduce operational costs and improve proactivity, thereby mitigating risks and delivering substantial value to its clients. PayTic's approach aims to transform payment management by introducing the Zero Ops model, which minimizes manual processes and provides a competitive edge in the industry.

Klaim is a healthcare FinTech company that enhances cash flow for healthcare providers by offering rapid payment solutions. The company specializes in purchasing outstanding medical claims, allowing providers to receive immediate cash, which enables them to address operational expenses and focus on patient care without the burden of extensive paperwork. Klaim's platform utilizes artificial intelligence to streamline medical billing processes and predict cash flows, effectively minimizing revenue losses caused by delayed or rejected payments from insurance companies. By simplifying claim management and expediting payments, Klaim provides healthcare providers with the financial resources they need to operate efficiently.

Upfund, established in 2022 and headquartered in Paris, France, is a real estate technology company specializing in commercial property data. It offers a digital platform that aggregates and qualifies data, providing comprehensive insights into the office, retail, and business premises markets. The platform enables users, including brokers, investors, and lenders, to access data on transactions, foot traffic, and tenants, facilitating market analysis, location selection, and informed decision-making.

Cathedis is a digital logistics company focused on transforming delivery management for e-commerce. It partners with e-merchants to address the evolving needs of the online retail market, offering tailored, competitive, and innovative logistics solutions. The company's platform specializes in e-commerce logistics, providing services such as same-day delivery, online or on-delivery payment options, and real-time tracking of packages and delivery personnel. By streamlining the parcel sending process, Cathedis enhances convenience for both e-merchants and e-buyers, adapting to their specific business requirements.

Userguest.com BV is a technology company based in Amsterdam, Netherlands, that specializes in providing hotels with marketing tools and data-driven recommendations to enhance their online revenue. Founded in 2018, the company offers a suite of solutions designed to improve user experience and increase conversion rates and direct bookings. Key features of Userguest's offerings include personalized notifications, social proof messages, smart pop-ups, and an interactive dashboard. By employing RevMarketing Automation, Userguest matches user booking intent with hotel inventory priorities, effectively displaying personalized incentives that drive revenue growth for hotels.

VelyVelo specializes in enhancing last-mile delivery operations by providing sustainable mobility solutions through its electric bicycles. The company designs lightweight and affordable e-bikes featuring wide tires, powerful batteries, and suspension forks, aimed at supporting delivery personnel in their logistics efforts. VelyVelo offers a comprehensive subscription service alongside a technology platform that optimizes fleet management for delivery businesses. By focusing on eco-friendly transportation options, VelyVelo helps clients reduce their carbon footprint while improving efficiency in last-mile delivery.

Estaly is a business specializing in insurance solutions for online enterprises. It has developed an embedded insurance platform, designed to integrate insurance products into the user journey of various online businesses, including e-commerce, retail, fintech, and banking sectors. This platform streamlines insurance compliance and claim management processes, offering customized claims and a unified platform for raising insurance claims.

PayLik is a technology company that specializes in financial wellness software. Its core product is a platform designed to simplify and streamline the process of salary advance management. The platform enables employees to access portions of their salaries throughout the month using a prepaid card, while supporting human resources and finance departments by facilitating these advance payments.

Strapack Morocco offers packaging and industrial packaging solutions. It provides an extensive range of machinery, materials, and consumables to ensure efficiency in packaging activities.

PayTic specializes in providing back-office solutions for payment issuers, enabling them to effectively manage their card programs. The company offers a SaaS platform that automates and centralizes program management processes, addressing various operational aspects such as customer support, chargebacks, fraud prevention, anti-money laundering compliance, reporting, and reconciliation. By streamlining these functions, PayTic enhances the efficiency and effectiveness of banks, credit unions, and fintech companies in handling their payment operations. The proprietary solutions significantly reduce operational costs and improve proactivity, thereby mitigating risks and delivering substantial value to its clients. PayTic's approach aims to transform payment management by introducing the Zero Ops model, which minimizes manual processes and provides a competitive edge in the industry.

Crealo is a copyright management platform that offers a range of services designed to help clients manage and protect their digital content. The platform provides a right owner portal, legal support, process audits, and business support, allowing users to efficiently control access to documents and other digital assets. Key features include a user-friendly drag-and-drop interface, prebuilt UI kits, and a component library. Crealo's technology automates the retrieval of sales figures from distribution channels and calculates various royalty types in compliance with legal obligations, enabling clients to generate accurate statements. This automation helps clients save time and resources, allowing them to concentrate on more value-added activities.

Mynk is an application that offers sending and receiving money online.

CleanMob is a business-to-business company focused on decarbonizing and optimizing corporate vehicle fleets. It offers a unique eco-driving and smartphone telematics platform that utilizes proprietary technology, including AI algorithms and modeling, to analyze data from smartphone sensors and connected vehicles. This innovative approach eliminates the need for telematics hardware installations, streamlining the process for vehicle fleet managers. The platform automatically detects journeys and assesses carbon impact alongside other externalities without requiring manual input. Additionally, it provides personalized advice and rewards, helping clients decrease fuel budgets, maintenance costs, and other expenses associated with fleet management. CleanMob aims to promote sustainable mobility while supporting companies in their efforts to reduce their environmental footprint.

Hsabati specializes in providing modular management services to support organizations in their business development efforts. The company offers a cloud-based platform that includes software for production management, billing management, finance management, and report management, all accessible via smartphones, tablets, and computers. Their platform features a project overview dashboard and actionable insights, allowing clients to streamline their operations and enhance daily business functions. Additionally, Hsabati offers invoice and supply chain financing options to improve clients' working capital, ensuring they have the necessary resources to thrive.

Freshcut Morocco is an agro-industrial firm.

Oncorad groupe is a health care organization that specializes in oncology and radiology services for the prevention and treatment of cancer.

PALM is a cutting-edge company that leverages the power of AI and deep learning to provide enterprises with a comprehensive solution for talent management, development, and upskilling. We understand the evolving nature of work and the importance of growing a diverse global workforce. PALM empowers organizations to harness the full potential of HR data analytics and transform it into actionable insights in real-time, enabling a winning talent strategy. Our Offering: PALM offers a talent marketplace and collaborative platform that streamlines talent development, retention, and upskilling processes. With PALM, enterprises can effortlessly manage their workforce, identify emerging skills, and bridge the skills gap using AI-driven automation. Our solution enables teams to connect with the right profiles and foster collaboration at all levels, ensuring optimal performance and skill enhancement. Key Features: Skills Mapping: PALM's advanced AI algorithms automatically map skills, providing organizations with a comprehensive understanding of their talent pool. This enables them to identify skill gaps and make informed decisions for training and development initiatives. Real-time Skills Gap Visualization: PALM allows organizations to visualize the skills gap in real-time, providing actionable insights for strategic decision-making. By knowing which skills are lacking, companies can prioritize training efforts and allocate resources effectively. Personalized Reskilling and Upskilling Programs: In today's rapidly changing work environment, PALM enables organizations to deliver personalized reskilling and upskilling programs at a global scale. This ensures that employees stay relevant and equipped with the latest skills required for their roles. Data-driven Talent Insights: PALM leverages AI and deep learning to transform HR data into actionable insights. Organizations gain a comprehensive overview of their talent ecosystem, enabling them to make informed decisions about talent acquisition, development, and retention strategies. Connectivity and Collaboration: PALM facilitates seamless connections with various stakeholders in a company's ecosystem, including permanent, temporary, and part-time employees, former employees, and independent experts. This fosters collaboration, knowledge sharing, and the creation of a vibrant talent network. Advantages: Future-ready Talent Strategy: PALM equips organizations to adapt to the ongoing revolution of work. By addressing skills obsolescence, project-based work, and increasing competition for talent, PALM ensures that companies are well-prepared for the future of work. Global Scale and Real-time Insights: PALM enables organizations to operate at a global scale by providing real-time, actionable insights. This empowers companies to make agile decisions and respond swiftly to talent-related challenges and opportunities. Enhanced HR Data Analytics: PALM unlocks the full potential of HR data analytics by integrating AI and deep learning capabilities. This results in richer and more accurate talent insights, driving strategic decision-making and improving overall performance. Improved Employee Retention: PALM helps organizations understand their talent better and repurpose employees for suitable roles, reducing turnover rates. By offering personalized development opportunities and nurturing a collaborative work environment, PALM supports employee satisfaction and retention. PALM has successfully raised €2 million in a recent funding round, attracting investments from prominent investors and business angels. Key investors include Kima Ventures, STATION F, the 212 founders program by CDG Invest, and bpifrance, with participation from notable business angels. Recognized for its innovation and potential, Palm has been honored as a member of the Future 40, an esteemed group that recognizes the 40 most promising startups among the 1,000 hosted on the STATION F campus.

ShareID is a technology company focused on enhancing digital identity verification through an innovative multi-factor authentication system. By linking authentication to government-issued IDs, ShareID ensures the liveness of users, enabling secure and efficient identity reauthentication with minimal effort, such as a simple smile. The platform employs advanced computer vision algorithms and a patented public key infrastructure to create a reusable digital identity, allowing for swift verification processes that are as thorough as traditional document checks. Committed to data privacy, ShareID complies with international regulations, ensuring that users' personal data and biometrics are never stored, thereby fostering a secure and decentralized digital identity ecosystem.

Cathedis is a digital logistics company focused on transforming delivery management for e-commerce. It partners with e-merchants to address the evolving needs of the online retail market, offering tailored, competitive, and innovative logistics solutions. The company's platform specializes in e-commerce logistics, providing services such as same-day delivery, online or on-delivery payment options, and real-time tracking of packages and delivery personnel. By streamlining the parcel sending process, Cathedis enhances convenience for both e-merchants and e-buyers, adapting to their specific business requirements.

Mycophyto, co-founded in July 2016 by microbiologist Justine Lipuma and Senior Research Engineer Christine Poncet-Doise, specializes in biological crop protection based on three decades of research. The company develops customized products and offers specific support services to facilitate innovative agricultural systems. Mycophyto's plant production system focuses on identifying indigenous fungi and beneficial soil pathogens that enhance plant growth. By cultivating these microorganisms in an integrated greenhouse, the company enables researchers to grow a variety of plants, crops, and herbs sustainably, reducing dependence on chemical fertilizers. Through its unique approach, Mycophyto aims to advance agricultural practices while promoting environmental sustainability.

Eviosys is a global supplier of sustainable metal packaging, specializing in the manufacture of food cans, aerosol cans, metal closures, and promotional packaging. The company focuses on enhancing brand reputation by promoting, protecting, and preserving consumer products while ensuring performance, safety, and hygiene. Eviosys is dedicated to environmental preservation and the development of a circular economy, enabling food businesses to minimize waste and improve recycling rates. Through its innovative packaging solutions, Eviosys aims to meet the evolving needs of the packaging industry while contributing to sustainability efforts.

Digishare is an omnichannel communication solution designed to maximize customer engagement across multiple channels, including WhatsApp. Our platform has improved marketing, sales, and customer support results for several B2B and B2C clients by automating and personalizing customer interactions through interactive journeys on WhatsApp. With Digishare, you can send promotional messages or transactional notifications, manage live conversations via live chat, and use chatbots to instantly respond to your customers' requests. Ticket management and an integrated customer database allow you to efficiently track and resolve each interaction, centralize exchanges, and segment customers. By adopting Digishare, you optimize your customer relationship across all communication channels, while increasing your productivity and offering an exceptional customer experience.

Kargolive provides transportation services that include ocean freight shipping, air freight shipping, and road freight shipping. They also offer insurance, warehousing, and distribution services.

Humanitics is a technology company that specializes in AI-driven retail management software. It serves luxury, fashion, and beauty brands, helping them enhance store profitability. The company's core product is an AI algorithm that identifies specific actions for retail teams to boost performance. It delivers these actions regularly, assisting store managers in optimizing sales directly from the sales floor, and ultimately helping clients maximize their revenue.

Distripha is a remedy created and put out by OBI Conseil, a company that works in strategy, organization, and technology. Their aim is to use technology to the benefit of pharmacists in order to make their lives easier and boost the efficiency of their pharmacies. With advanced planning without modifying your present management software, intelligent management optimizes order and stock planning.

SLM Impact Finance creates and implements innovative technological solutions based on exclusive quantitative and cognitive models. Their solutions integrate the latest advanced technologies such as artificial intelligence, machine learning, and deep learning. Their tactical Investment solutions consist in detecting opportunities stemming from exceptional situations and impacting a multi sectorial array of assets.

Ta7alil is a health care application. They provide results and analysis reports online through laboratories and doctors. They offer a mobile application that enables users to digitize and keep a history of medical records.

POGO is a platform for renting electric scooters using a mobile phone application. Their services include electric mobility, shared micro mobility, sustainable urban transport, electric scooters, electric scooters, and electric cars.

Nessiam is an lingerie tech startup based in Morocco.

Guichet is a digital ticketing platform focused on transforming the ticketing industry in Morocco. It provides a comprehensive online solution for purchasing tickets to a diverse array of events, including concerts, sports, theater, cinema, festivals, and travel experiences. The platform is designed to empower event organizers by offering them an autonomous administration and control environment, which includes features like real-time ticketing monitoring. By collaborating with various event organizers, Guichet aims to offer a wide selection of entertainment options to its users, making it easier for them to access and enjoy cultural and recreational activities.

Freterium is a collaborative software-as-a-service (SaaS) platform that facilitates connections among organizations, individuals, and technologies within the logistics value chain. It provides a cloud-based transport management system designed to streamline the management of daily road freight shipments for manufacturers, retailers, and logistics providers. The platform offers real-time visibility and optimized orchestration, allowing users to monitor delivery statuses and analyze performance metrics. This automation simplifies logistics operations, enabling clients to access efficient and hassle-free supply chain services.

LNKO is an e-commerce startup that focuses on trendy eyewear, offering a diverse collection of optical wearables for both men and women. Operating on a direct-to-consumer model, LNKO eliminates intermediaries from the sales process, allowing it to provide high-quality glasses and lenses at competitive prices. The platform features a wide range of frame styles and colors, catering to various consumer preferences and promoting an accessible shopping experience for those looking for fashionable eyewear.

Saweblia is a provider of home and office repair services, specializing in various tasks such as plumbing, electrical work, air conditioning, painting, and general maintenance. The company aims to connect customers with independent professionals who offer these services at competitive prices. Saweblia addresses common household issues, including door handle replacements, power outages, toilet leaks, washing machine connections, bulb replacements, and stuck locks. By offering online assistance, Saweblia allows customers to access support for everyday repairs and remodeling projects from the convenience of their homes.

GOA Commerce is an e-commerce service provider that assists both international and local brands in managing their online sales operations. The company offers a comprehensive range of services, including content optimization, order management, sales forecasting, digital marketing, and web analytics. By outsourcing these functions, brands and manufacturers can effectively attract customers, convert leads, and enhance their business growth. GOA Commerce focuses on streamlining the online sales process, allowing clients to concentrate on their core activities while benefiting from expert management of their digital storefronts.

Userguest.com BV is a technology company based in Amsterdam, Netherlands, that specializes in providing hotels with marketing tools and data-driven recommendations to enhance their online revenue. Founded in 2018, the company offers a suite of solutions designed to improve user experience and increase conversion rates and direct bookings. Key features of Userguest's offerings include personalized notifications, social proof messages, smart pop-ups, and an interactive dashboard. By employing RevMarketing Automation, Userguest matches user booking intent with hotel inventory priorities, effectively displaying personalized incentives that drive revenue growth for hotels.

Freterium is a collaborative software-as-a-service (SaaS) platform that facilitates connections among organizations, individuals, and technologies within the logistics value chain. It provides a cloud-based transport management system designed to streamline the management of daily road freight shipments for manufacturers, retailers, and logistics providers. The platform offers real-time visibility and optimized orchestration, allowing users to monitor delivery statuses and analyze performance metrics. This automation simplifies logistics operations, enabling clients to access efficient and hassle-free supply chain services.

Hsabati specializes in providing modular management services to support organizations in their business development efforts. The company offers a cloud-based platform that includes software for production management, billing management, finance management, and report management, all accessible via smartphones, tablets, and computers. Their platform features a project overview dashboard and actionable insights, allowing clients to streamline their operations and enhance daily business functions. Additionally, Hsabati offers invoice and supply chain financing options to improve clients' working capital, ensuring they have the necessary resources to thrive.

Kifal Auto is a retailer of used vehicles based in Casablanca, Morocco, established in 2018. The company operates a consumer-to-consumer marketplace where it facilitates the buying and selling of used cars. Kifal Auto provides a comprehensive range of services to enhance the car transaction experience, including car expertise, pricing guidance, and administrative support. Additionally, the company offers various value-added services such as financing, warranties, insurance, and auto maintenance, positioning itself as a one-stop shop for customers in the used car market. Through its platform, Kifal Auto aims to simplify the process for both buyers and sellers, ensuring a trusted and efficient marketplace for used vehicles.

Weego is a comprehensive mobility platform catering to users across Africa, designed to streamline transportation access in emerging and developing regions. The application aggregates various transportation options, allowing users to plan multimodal trips that include urban buses, trains, metros, taxis, and ride-hailing services. It provides real-time arrival information and enables users to book tickets and pay for rides directly through the app using a Virtual Card. By connecting users to the local transportation network, Weego enhances commuting convenience and accessibility, making travel easier and more efficient for its users.

Inyad specializes in creating mobile applications that assist small and medium-sized businesses in managing and expanding their operations. The company focuses on empowering these businesses by providing tools that enable them to record customer debts and payments, facilitate bookkeeping, and access an online selling platform. By offering comprehensive solutions tailored to the needs of offline businesses, Inyad aims to enhance their ability to thrive in the digital marketplace.

Urbam specializes in decorative floors and technical concrete, excelling in application and construction product distribution.