CE Innovation Capital

Growing Leap is a SaaS service provider focused on enhancing financial digital operations for institutions in the finance sector. The company's platform enables users to integrate marketing data and manage event and content materials effectively. By leveraging process intelligence technologies, including process mining and knowledge mining, Growing Leap facilitates intelligent and agile marketing automation processes. This approach helps financial enterprises reduce customer acquisition costs while allowing them to perform personalized operations for their customers, ultimately improving overall efficiency and effectiveness in customer management.

Yinghe Information is a software fintech firm that specializes in providing core business solutions for data centers and asset management. The company has developed an asset management platform aimed at streamlining investment operations for its users. Its software enables investors to efficiently allocate portfolio funds, submit regulatory disclosures, and access research, thereby facilitating the digitization of their investment activities. Through its innovative solutions, Yinghe Information enhances the operational efficiency of investment processes, catering to the needs of modern financial management.

Marble is an insurance management platform focused on enhancing the customer experience by offering a rewards-based membership program. This innovative approach allows users to manage their home and auto insurance policies in a single digital wallet, where they can easily compare rates and find suitable policies. By prioritizing the needs of its members, Marble aims to reduce insurance costs and provide value through its loyalty program, which also serves as an effective marketing channel for insurance companies. This dual focus ensures that users not only save money but also earn rewards as they navigate their insurance options, creating a win-win situation for both consumers and providers.

Archax Ltd is a London-based digital securities exchange that specializes in trading asset-backed tokens, including digital securities and security tokens. Established in 2018, it is recognized as the UK's first regulated digital securities exchange, broker, and custodian, having received authorization from the Financial Conduct Authority. Archax aims to serve institutional investors by providing a secure platform for trading various digital assets, from cryptocurrencies to digital securities. The exchange is designed to integrate seamlessly with existing institutional trading workflows and operates on high-performance infrastructure hosted in top-tier data centers. By bridging the gap between the blockchain-centric technology community and traditional investment sectors, Archax facilitates safe trading among recognized participants in a regulated environment.

Ayoconnect is a leading financial API platform in Southeast Asia, established in 2016. It specializes in providing a wide range of white-label financial products through its robust API infrastructure, enabling developers to quickly launch financial services for their users. With a network connecting over 1,000 institutions, Ayoconnect serves more than 200 clients, including prominent banks, retailers, and fintech companies like Bank Mandiri and DANA. The platform processes over 300 million API hits annually, facilitating seamless integration and interaction among businesses, utilities, and financial institutions. Ayoconnect aims to enhance financial inclusion and promote the adoption of embedded finance throughout the region, focusing on reducing friction and improving money management for both businesses and consumers.

Pico is a prominent provider of technology services tailored for the financial markets sector. The company offers a comprehensive network platform that enables clients to access financial markets instantly. This platform is enhanced with advanced analytics and telemetry capabilities, ensuring transparency and low-latency solutions. Pico's innovative approach allows clients to operate efficiently and gain a competitive advantage in the rapidly evolving financial landscape. Its agile service delivery model further supports the needs of clients seeking to navigate the complexities of financial trading effectively.

Peakflo is a revenue collection software company that specializes in providing solutions for businesses in Southeast Asia. Its platform is designed to streamline finance operations for small and medium-sized enterprises by simplifying the processes of payments and credit management. By leveraging its API and offering one-click integration with accounting software, Peakflo enables finance teams to save significant time—up to 100 hours per month—while improving the speed of invoice payments by 10 to 20 days. Additionally, the platform helps businesses optimize their vendor payment processes, resulting in a substantial reduction of fees by 50 to 90%. With a diverse user base that includes early-stage startups and established unicorns, Peakflo empowers organizations to enhance their cash flow management and minimize bad debts.

Zhiyi Tech develops a supply chain platform for intelligent clothing design. They offer services for digitalized trend forecasting, design selection, and supply chain organization. They provide clothing companies with core functions such as fashion trend prediction, design empowerment, and style recommendation, and expand to the downstream of the industrial chain via the SaaS portal, providing one-stop design and flexible production supply chain platform services.

Leyue Health, operated by Leyo Information Technology (Shanghai) Co., Ltd., is an innovative platform that integrates internet technology with medical health services. The company specializes in developing a commercial insurance direct payment platform that facilitates real-time online settlement of claims, significantly reducing the traditional 30-day claims processing time. By streamlining the reimbursement process, Leyue Health addresses common challenges faced by medical institutions and insurance providers, enhancing the user experience for insurance beneficiaries. In addition to its core settlement services, the company offers a mobile application that enables users to make appointments, manage test results, and process payments seamlessly. Leyue Health's approach fosters a more efficient and user-friendly connection between medical institutions and insurance providers, marking a significant advancement in the integration of healthcare and insurance technology.

Yinghe Information is a software fintech firm that specializes in providing core business solutions for data centers and asset management. The company has developed an asset management platform aimed at streamlining investment operations for its users. Its software enables investors to efficiently allocate portfolio funds, submit regulatory disclosures, and access research, thereby facilitating the digitization of their investment activities. Through its innovative solutions, Yinghe Information enhances the operational efficiency of investment processes, catering to the needs of modern financial management.

Fuse is an innovative insurance app designed to streamline various insurance activities for users. It serves as a platform that connects a range of insurance products from multiple companies, allowing individuals to easily register as partners, compare different policies, and select the most suitable options for their needs. The app emphasizes a fast, secure, and paperless approach to insurance, providing clients with reliable services that protect their futures. With a focus on user convenience, Fuse aims to simplify the insurance process and enhance accessibility to essential coverage.

Jetty Insurance Agency LLC, founded in 2015 and headquartered in New York, is a financial services company that specializes in providing property and casualty insurance products. The company has developed a real estate insurance platform aimed at simplifying the leasing process and enhancing conversion rates for property managers. Jetty's innovative solutions help property managers increase lease conversions, minimize bad debt, and streamline their operations. For renters, Jetty alleviates the financial burden associated with move-in costs, making home renting more affordable and accessible. Through its mission, Jetty seeks to transform the rental experience for both property managers and residents.

Fuse is an innovative insurance app designed to streamline various insurance activities for users. It serves as a platform that connects a range of insurance products from multiple companies, allowing individuals to easily register as partners, compare different policies, and select the most suitable options for their needs. The app emphasizes a fast, secure, and paperless approach to insurance, providing clients with reliable services that protect their futures. With a focus on user convenience, Fuse aims to simplify the insurance process and enhance accessibility to essential coverage.

Symbo Platform is an InsurTech company whose technology supports agents, TPA’s, brokers, corporates, and insurers in the purchase, distribution, and administration of insurance

Pico is a prominent provider of technology services tailored for the financial markets sector. The company offers a comprehensive network platform that enables clients to access financial markets instantly. This platform is enhanced with advanced analytics and telemetry capabilities, ensuring transparency and low-latency solutions. Pico's innovative approach allows clients to operate efficiently and gain a competitive advantage in the rapidly evolving financial landscape. Its agile service delivery model further supports the needs of clients seeking to navigate the complexities of financial trading effectively.

BIMA offers a range of healthcare services, including telemedicine, health screening, and personalized health programs. The company aims to make healthcare accessible and affordable in emerging markets by leveraging technology. BIMA's vision focuses on empowering individuals to take control of their health while providing comprehensive insurance options.

BioCatch is a pioneering company specializing in behavioral biometrics, which focuses on analyzing the digital behavior of online users to enhance fraud detection and prevention. By leveraging advanced cognitive science and machine learning, BioCatch provides insights that help financial institutions identify potential risks associated with user interactions while maintaining privacy. The company's technology is designed to combat increasingly sophisticated fraud tactics, including social engineering scams, and to streamline the digital banking experience from account creation to login and beyond. With over a decade of experience and a robust portfolio of patents, BioCatch is committed to driving innovation in the field of digital security, enabling clients to effectively combat fraud while fostering a trusted online environment.

Fenbeitong is a company that provides an enterprise consumption platform designed to enhance control over corporate expenditures. By utilizing intelligent control rules and reminder mechanisms, Fenbeitong enables businesses to significantly reduce costs associated with travel, vehicle usage, procurement, and other public consumption activities. The platform offers a corporate wallet application that facilitates the management, payment, and reimbursement of corporate expenses, allowing employees to avoid upfront costs and cumbersome reimbursement processes. Additionally, Fenbeitong supports a credit monthly payment system and a unified invoice approach, which streamlines financial operations and boosts overall business efficiency.

AInnovation Technology Group Co Ltd is an enterprise-level provider of artificial intelligence solutions based in China. The company specializes in delivering AI products and services tailored for various industries, particularly focusing on the integration of AI within manufacturing processes. AInnovation employs advanced technologies, including computer vision, machine learning, and natural language processing, to enhance operational efficiency and drive digital transformation for its clients. Its offerings encompass AI platforms, algorithms, software, and AI-enabled equipment, all designed to optimize productivity and improve business value. AInnovation's strategic focus includes five key areas: industrial software, digital intelligence software, industrial logistics, intelligent equipment, and industrial sustainability, positioning itself as a leader in the AI-driven transformation of manufacturing.

Wefox is a technology company specializing in the insurance sector. It operates a digital platform that connects insurance providers, brokers, businesses, and customers, facilitating access to various insurance solutions. The company focuses on indirect sales, partnering with intermediaries to expand its market reach. Wefox's platform offers services such as policy management, claims settlement, and quotation generation for a range of insurance types, including health, liability, and disability.

Dave Inc. is a financial services company that has developed a mobile application designed to assist users in managing their finances and avoiding bank overdrafts. Founded in 2015 in Los Angeles, the app provides features such as expense prediction, overdraft alerts, and the ability to access paycheck advances, allowing users to maintain a healthy balance. With a focus on financial wellness, Dave offers services including a $250 overdraft protection, credit building tools, and opportunities to find additional income sources. The company has rapidly gained popularity, amassing over 12 million members and positioning itself as a disruptive force in the banking sector by providing transparent financial products without hidden fees. The app serves as a digital support system for individuals seeking budgeting advice and immediate financial assistance, akin to the support one might receive from a friend or family member.

Railsr is a financial services company that specializes in creating a digital finance experience platform aimed at enhancing accessibility to financial services. The company offers a range of solutions, including the creation of digital ledgers and their connection to traditional bank accounts. Its services encompass receiving, sending, and converting money, as well as issuing payment cards and managing credit. By providing a comprehensive API, Railsr enables banks and corporate clients to conduct transactions in a digital and compliant manner, streamlining the onboarding process and facilitating efficient financial operations.

SafetyWing is a startup based in Palo Alto, California, founded in 2017 by Sondre Rasch, Sarah Beyahte Sandnes, and Hans Nyvold Kjellby. The company specializes in providing travel medical insurance solutions tailored for remote workers and digital nomads. Its flagship product, Remote Health, offers personalized insurance coverage for individuals outside their home country, addressing the unique lifestyle disruption needs faced by those in the gig economy. SafetyWing's services include emergency medical treatment, coverage for lost luggage, and travel delays, enabling online freelancers and entrepreneurs to secure cost-effective insurance in real-time. By catering to the specific requirements of individuals with transferable jobs and variable incomes, SafetyWing empowers them to travel with greater freedom and peace of mind.

Curve is a digital wallet company that offers a unique platform designed to consolidate multiple payment cards and accounts into a single application, enhancing the way users manage their finances. Established in London in 2015, Curve allows users to store their cards digitally while providing innovative features that actively save money on transactions. The wallet eliminates hidden foreign transaction fees, enables users to switch payment cards post-purchase, and allows for the accumulation of rewards alongside existing card benefits. With over six million customers globally, Curve processes billions in payments annually and is authorized by financial regulators in the UK, EEA, and the US. By integrating advanced wallet technology, Curve positions itself at the forefront of financial innovation, combining the benefits of traditional banking with the flexibility of digital finance.

Jacobi, Inc. is a technology company that specializes in providing a customizable platform for the modeling and visualization of multi-asset portfolios. Founded in 2014 and headquartered in San Francisco, California, with additional offices in Brisbane, Australia, and London, United Kingdom, Jacobi offers tools that streamline investment processes, enabling users to design, analyze, and engage with portfolios effectively. The platform aggregates portfolios and cash flows, allowing for the creation of comprehensive dashboards that facilitate intuitive visualizations of complex financial data. By enabling deeper analysis of risk and returns associated with investment decisions, Jacobi enhances communication between investment managers and their clients. The company was previously known as Think Future, Inc. and continues to develop solutions that foster better investment ideas and engagement through storytelling and analytics.

Active.Ai is a developer of a proprietary conversational AI platform tailored for financial institutions, insurance companies, and capital markets. The company's artificial intelligence engine, Triniti, enhances user engagement through various channels, including messaging, voice, and Internet of Things devices. Designed specifically for the financial sector, Triniti leverages advanced Machine Learning, Natural Language Processing, and Natural Language Generation technologies to facilitate intuitive interactions. Active.Ai aims to assist clients in navigating the evolving landscape of customer expectations by providing tools that foster meaningful dialogue and connections during everyday interactions. The company is backed by an executive team with over 60 years of combined industry experience, ensuring a deep understanding of the strategic and operational challenges faced by its clients.

Branch International Inc. is a digital lending company founded in 2015 and headquartered in San Francisco, California, with additional offices in Mumbai, Nairobi, Mexico City, Lagos, and Kirkland. The company specializes in providing personal loans through its Android application, utilizing smartphone data to assess creditworthiness and streamline the approval process. By leveraging data science, Branch aims to reduce the cost of delivering financial services in emerging markets, thereby enhancing access to banking options for the growing middle class. Its mission is to ensure fair financial access for consumers, allowing users to build credit regardless of their banking history and circumventing challenges posed by traditional financial institutions.

Qupital Limited is a fintech company that operates an online invoice trading platform designed to facilitate financing for businesses by allowing them to raise funds against their receivables. Established in 2016 and headquartered in Kowloon, Hong Kong, the platform connects Hong Kong-registered businesses with a diverse range of professional investors, including institutional investors and family offices. By enabling these businesses to upload invoices, Qupital allows investors to evaluate individual invoices and propose discount rates for advancing cash, thereby enhancing liquidity in the market. This innovative approach not only helps businesses reduce their financing costs but also provides investors with access to a new asset class of accounts receivables. Through its self-developed risk control model and strategic partnerships, Qupital aims to improve the efficiency of the financing process for cross-border e-commerce sellers.

Tigerobo, founded in July 2017, is an artificial intelligence technology company focused on revolutionizing financial information access. It has developed a smart financial search engine that leverages deep learning and natural language processing to provide comprehensive, accurate, and real-time financial data. The company's platform employs an automated deep-learning system alongside knowledge map construction, allowing users to efficiently gather and digest relevant financial information. By streamlining the way users acquire data, Tigerobo aims to enhance the financial decision-making process through advanced technology.

Nav is a business financial management platform that provides entrepreneurs with free access to personal and business credit reports from major credit bureaus, including Experian, Dun & Bradstreet, Equifax, and TransUnion. The platform offers tools for monitoring finances and building business credit, along with a marketplace featuring over 100 financing products, such as loans and credit cards. By employing a lender-neutral approach, Nav helps business owners identify the most suitable financing options based on their specific needs and approval odds. Additionally, Nav's services are utilized by other business service providers to enhance their customer offerings, making it a valuable resource for managing operational funding requirements efficiently.

Sinoagri Inclusive Finance is a big data-based agricultural planting management solution provider.

Zhongnong Puhui Jinfu Technology Co., Ltd. is an Internet + agricultural company specializing in agricultural plantation management services. Based on big data technology, the company focuses on agricultural planting links to improve customer planting efficiency while helping customers grow stable and high-quality agricultural products. The company is committed to building an ecological circle of modern agricultural industry, empowering participants in the agricultural industry chain, making agricultural consumption more convenient, making agricultural production more efficient, and making agricultural products more efficient.

Fair is a car leasing company headquartered in Santa Monica, California, founded in 2016. The company has developed a mobile application that facilitates vehicle leasing services, allowing users to shop for, get approved for, and pay for a car directly from their smartphones using only a driver's license and a bank account. Fair's platform offers customers the flexibility to choose their desired vehicle, select mileage options, and manage payments all within the app. This innovative approach embodies the car-as-a-service (CaaS) model, providing individuals with the freedom to drive the car they want for as long as they wish, while also allowing them the option to return the vehicle at any time without the long-term commitments typically associated with traditional vehicle financing or leasing.

Cross River Bank, established in 2008 and headquartered in Fort Lee, New Jersey, is a subsidiary of CRB Group, Inc. It offers a range of personal and corporate banking services, including checking, savings, and deposit accounts. The bank specializes in direct lending for commercial real estate projects across the New York, New Jersey, and Connecticut metro areas. Notably, Cross River Bank combines traditional banking with innovative technologies to provide solutions for fintech companies in marketplace lending and payment processing. It focuses on regulatory compliance and consumer protection to deliver secure, API-based banking platforms and products, encompassing lending, payments, risk management, and BaaS offerings, enabling a comprehensive banking experience for its clients.

Fair is a car leasing company headquartered in Santa Monica, California, founded in 2016. The company has developed a mobile application that facilitates vehicle leasing services, allowing users to shop for, get approved for, and pay for a car directly from their smartphones using only a driver's license and a bank account. Fair's platform offers customers the flexibility to choose their desired vehicle, select mileage options, and manage payments all within the app. This innovative approach embodies the car-as-a-service (CaaS) model, providing individuals with the freedom to drive the car they want for as long as they wish, while also allowing them the option to return the vehicle at any time without the long-term commitments typically associated with traditional vehicle financing or leasing.

EmpInfo, Inc. is a technology company based in San Jose, California, established in 2011. It operates a nationwide marketplace that facilitates the verification of employment and income records. The platform is designed for use by lenders, pre-employment screeners, government agencies, landlords, and other authorized verifiers, providing online access to essential employment and earnings data. EmpInfo aims to streamline the credentialing process for applicants while reducing the administrative burden on employers. By automating the employment verification process, the company enhances security and mitigates privacy risks associated with third-party verifiers. Its services are available 24/7, ensuring a reliable solution for users who require accurate and timely employment information.

Upgrade Inc., established in 2016 and headquartered in San Francisco with additional offices across North America, operates an online lending platform that combines access to personal loans and the Upgrade Card with free credit education tools and monitoring services. The company aims to provide affordable and responsible credit solutions to mainstream consumers, offering products such as personal loans and a unique credit card designed for use at retail locations nationwide. Additionally, Upgrade offers mobile banking products and educational resources to help consumers understand and manage their finances effectively.

Blast, established in 2017 and based in Newport Beach, California, operates a digital wallet enabling users to earn, store, and spend money within its platform. The company facilitates saving and earning by offering financial rewards for gaming activities, such as playing popular titles or trying new ones. Users can accumulate funds through small monetary increments while engaged in gameplay, with the option to make in-app purchases using their earned balance. Blast aims to harmonize gaming and finance, making wealth accumulation more accessible and enjoyable.

Tiger Brokers, established in 2014, is a leading online brokerage firm specializing in facilitating global investments for Chinese investors. The company's platform enables users to trade equities and other financial instruments across multiple exchanges worldwide. Tiger Brokers offers comprehensive services including order placement and execution, margin financing, account management, investor education, community discussion forums, and customer support.

iYunbao is a FinTech company based in Shanghai, China, specializing in the promotion of Internet insurance products. Founded in 2015, the company operates a platform that offers a range of services designed to enhance the insurance experience for consumers. These services include mobile insurance, convenient claims processing, online settlement, and market data analysis, all aimed at improving efficiency and convenience for users. iYunbao's approach facilitates better access to insurance products and aims to meet the diverse needs of its customers effectively.

Marqeta operates a modern card issuing and payment processing platform that enables businesses to create customized payment solutions using open APIs. Founded in 2010 and headquartered in Oakland, California, with an additional office in London, Marqeta's platform allows users to build, issue, and manage digital, physical, and tokenized payment cards. The company provides a range of services including virtual cards, real-time fund transfers, spend controls, and data analytics solutions. Marqeta serves various industries such as e-commerce, lending, on-demand services, and digital banking by offering flexible and scalable payment infrastructure. It is certified to operate in 40 countries globally.

Tradeshift is a global cloud-based business network that connects buyers and suppliers, streamlining supply chain processes. Founded in 2009, the company offers a suite of services including eProcurement, AP automation, risk management, seller engagement, and payment solutions. Tradeshift's platform enables businesses to connect with their suppliers digitally, facilitating early payment discounts, risk mitigation, and the elimination of manual processes. With a presence in multiple countries, Tradeshift operates as a subsidiary of Tradeshift Holdings Inc. and also has an innovation lab, Tradeshift Frontiers, dedicated to exploring emerging technologies for B2B commerce and global supply chain transformation.

Souche, founded by Yao Junhong in December 2012, is a prominent automotive new retail platform in China. The company has attracted significant investments, raising over $1.2 billion by August 2018 from notable organizations such as Alibaba Group and Ant Financial Services Group. Recognized in the 2017 New Global Unicorns Ranking by PitchBook, Souche aims to be a central intelligence hub for the automotive industry. Over the years, it has developed an integrated automotive retail ecosystem that includes various businesses. These encompass Tangeche, an automotive financial leasing platform; Chehang168, a B2B industrial chain service platform; Cheyipai, an online used-car trading platform; and TIHD, a car-sharing service. Additionally, Souche offers SaaS products for used-car dealers through Dafengche and operates a new-car dealership network called Maicheguanjia. The company also provides ERP systems for dealership groups and integrated supply chain logistics services. Souche is often referred to as "the Alibaba of the Chinese automotive industry."

Shenma Finance is a Shanghai-based company dedicated to improving financial access for China's rural population. It operates a financial services platform that targets counties and townships, effectively reaching approximately 800 million farmers. By offering high-quality, efficient, and low-cost financial services, Shenma Finance aims to bridge the gap between rural and urban financial resources. The company employs inclusive financial methods to ensure that farmers have access to the same financial services as their urban counterparts, thus promoting economic equity and empowerment within rural communities.

Cyzone is a media platform dedicated to supporting Chinese entrepreneurs and the growth of medium- and small-sized enterprises in China. As the exclusive Chinese partner of Entrepreneur Magazine, Cyzone offers valuable resources and activities that facilitate networking and partnership-building among entrepreneurs. The platform provides a comprehensive suite of services, including media information, digital exhibitions, data research, innovation consulting, education and training, and capital docking, aimed at enhancing economic innovation. By connecting high-growth enterprises, financial institutions, large industrial companies, and government parks, Cyzone enables its users to access timely and in-depth information, ultimately helping them integrate into the global business environment and expand their operations internationally.

Meiliche Financial is a Chinese platform that provides financial services for secondhand car. It is the automotive finance spinout of online lender, Meili.

Branch International Inc. is a digital lending company founded in 2015 and headquartered in San Francisco, California, with additional offices in Mumbai, Nairobi, Mexico City, Lagos, and Kirkland. The company specializes in providing personal loans through its Android application, utilizing smartphone data to assess creditworthiness and streamline the approval process. By leveraging data science, Branch aims to reduce the cost of delivering financial services in emerging markets, thereby enhancing access to banking options for the growing middle class. Its mission is to ensure fair financial access for consumers, allowing users to build credit regardless of their banking history and circumventing challenges posed by traditional financial institutions.

BioCatch is a pioneering company specializing in behavioral biometrics, which focuses on analyzing the digital behavior of online users to enhance fraud detection and prevention. By leveraging advanced cognitive science and machine learning, BioCatch provides insights that help financial institutions identify potential risks associated with user interactions while maintaining privacy. The company's technology is designed to combat increasingly sophisticated fraud tactics, including social engineering scams, and to streamline the digital banking experience from account creation to login and beyond. With over a decade of experience and a robust portfolio of patents, BioCatch is committed to driving innovation in the field of digital security, enabling clients to effectively combat fraud while fostering a trusted online environment.

SafetyWing is a startup based in Palo Alto, California, founded in 2017 by Sondre Rasch, Sarah Beyahte Sandnes, and Hans Nyvold Kjellby. The company specializes in providing travel medical insurance solutions tailored for remote workers and digital nomads. Its flagship product, Remote Health, offers personalized insurance coverage for individuals outside their home country, addressing the unique lifestyle disruption needs faced by those in the gig economy. SafetyWing's services include emergency medical treatment, coverage for lost luggage, and travel delays, enabling online freelancers and entrepreneurs to secure cost-effective insurance in real-time. By catering to the specific requirements of individuals with transferable jobs and variable incomes, SafetyWing empowers them to travel with greater freedom and peace of mind.

Fair is a car leasing company headquartered in Santa Monica, California, founded in 2016. The company has developed a mobile application that facilitates vehicle leasing services, allowing users to shop for, get approved for, and pay for a car directly from their smartphones using only a driver's license and a bank account. Fair's platform offers customers the flexibility to choose their desired vehicle, select mileage options, and manage payments all within the app. This innovative approach embodies the car-as-a-service (CaaS) model, providing individuals with the freedom to drive the car they want for as long as they wish, while also allowing them the option to return the vehicle at any time without the long-term commitments typically associated with traditional vehicle financing or leasing.

Cyzone is a media platform dedicated to supporting Chinese entrepreneurs and the growth of medium- and small-sized enterprises in China. As the exclusive Chinese partner of Entrepreneur Magazine, Cyzone offers valuable resources and activities that facilitate networking and partnership-building among entrepreneurs. The platform provides a comprehensive suite of services, including media information, digital exhibitions, data research, innovation consulting, education and training, and capital docking, aimed at enhancing economic innovation. By connecting high-growth enterprises, financial institutions, large industrial companies, and government parks, Cyzone enables its users to access timely and in-depth information, ultimately helping them integrate into the global business environment and expand their operations internationally.

H2O.ai is a Mountain View-based company established in 2011, specializing in AI-driven predictive analytics. It offers an open-source platform, H2O, for data scientists, developers, and analysts to perform machine learning tasks on big data. The platform includes H2O Driverless AI for automated machine learning and H2O Wave for real-time application development powered by AI. H2O.ai serves over 20,000 global organizations, including Fortune 500 companies, empowering them to solve complex business problems and discover new ideas. Its customer-centric approach has earned it a Net Promoter Score of 78, the highest in its industry. The company's AI Hybrid Cloud platform is used across various sectors such as marketing mix modeling, risk analysis, fraud detection, advertising technology, and customer intelligence. H2O.ai collaborates strategically with companies like Alteryx and has backing from investors including Goldman Sachs, NVIDIA, and Wells Fargo.

Active.Ai is a developer of a proprietary conversational AI platform tailored for financial institutions, insurance companies, and capital markets. The company's artificial intelligence engine, Triniti, enhances user engagement through various channels, including messaging, voice, and Internet of Things devices. Designed specifically for the financial sector, Triniti leverages advanced Machine Learning, Natural Language Processing, and Natural Language Generation technologies to facilitate intuitive interactions. Active.Ai aims to assist clients in navigating the evolving landscape of customer expectations by providing tools that foster meaningful dialogue and connections during everyday interactions. The company is backed by an executive team with over 60 years of combined industry experience, ensuring a deep understanding of the strategic and operational challenges faced by its clients.

About Orchard Orchard Platform has built a centralized marketplace where loan originators and institutional investors can come together to explore and evaluate opportunities for funding, buying, and selling loans. By providing a global network of institutional buyers and sellers with high-quality data services, advanced analytics and reporting, and robust capital management tools through an innovative, end-to-end platform, Orchard has created a smarter way for participants in the private credit markets to interact, evaluate deals, and move forward with simple and complex transactions more efficiently. Orchard Platform does not provide legal advice, tax advice, or accounting advice. Before making any investment or executing any transaction, you should consult with your legal, tax, and accounting advisors with respect to the suitability, value, and risk of such investment or transaction. Investment advisory services are provided to clients by Orchard Platform Advisors, LLC, an SEC-registered investment adviser headquartered in New York, N.Y. Orchard produces the Orchard U.S. Consumer Marketplace Lending Index—the only industry-wide direct lending performance benchmark—and has been named one of the Next Billion Dollar Startups by Forbes. The commentary and insights posted on its blog, and the data and research available to everyone on its platform, have cemented Orchard as a thought leader in its industry. For more information, visit www.orchardplatform.com. About Orchard Platform Markets, LLC Orchard Platform Markets, LLC is a wholly-owned subsidiary of Orchard App Inc., and is an SEC-registered broker-dealer and member of FINRA and SIPC. The mission of Orchard Platform Markets, LLC is to provide a transparent, technologically optimized platform for loan originators and institutional investors to safely and securely connect, evaluate potential deals, and move forward with multiple types of transactions. For more information, visit www.orchardplatformmarkets.com.

Huisuanzhang is a financial services platform established in April 2015, catering to the needs of small and medium-sized enterprises (SMEs) in China. The company offers a range of services, including bookkeeping, invoicing, tax planning, accounting, business registration, and trademark registration, all designed to streamline financial operations for integrated enterprises. Utilizing cloud and mobile Internet technologies, Huisuanzhang delivers affordable and efficient financial services across a broad network that covers over 200 cities in China, bolstered by more than 300 regional service agencies. With a focus on innovation and user experience, the company continuously enhances its service offerings to address the specific challenges faced by SMEs. As of September 2017, Huisuanzhang's reach extends to over 230,000 business users, establishing itself as a key player in providing comprehensive financial and tax solutions within the Chinese market.

Dave Inc. is a financial services company that has developed a mobile application designed to assist users in managing their finances and avoiding bank overdrafts. Founded in 2015 in Los Angeles, the app provides features such as expense prediction, overdraft alerts, and the ability to access paycheck advances, allowing users to maintain a healthy balance. With a focus on financial wellness, Dave offers services including a $250 overdraft protection, credit building tools, and opportunities to find additional income sources. The company has rapidly gained popularity, amassing over 12 million members and positioning itself as a disruptive force in the banking sector by providing transparent financial products without hidden fees. The app serves as a digital support system for individuals seeking budgeting advice and immediate financial assistance, akin to the support one might receive from a friend or family member.

Omnyway streamlines retail operations by abstracting complex digital systems into user-friendly solutions. Their key offerings include VISX, a livestream commerce platform that enables any retail employee to host video-based shopping events, allowing viewers to purchase items in real-time with sales attributed to the hosting employee and their respective store. Omnyway HaiWai facilitates acceptance of popular global digital wallets at existing POS systems without hardware or software changes, reducing integration time to zero. Additionally, Omnyway Zapbuy enables one-click purchasing from digital ads. The company's cloud-based platform ensures rapid deployment, global scalability, robust security features, and built-in analytics for secure payment acceptance in physical stores.

Taulia, established in 2009, is a global FinTech company specializing in supply chain management and financing software. Headquartered in San Francisco with offices worldwide, Taulia offers AI-driven solutions for both buyers and suppliers. For buyers, Taulia provides dynamic discounting, supply chain finance, cash forecasting, invoice automation, and supplier management tools. For suppliers, it offers early payment, electronic invoicing, and self-service platforms. Taulia's cloud-based solutions enable businesses to transform every invoice into a revenue opportunity, streamline e-invoicing, and empower suppliers, ultimately enhancing working capital management. The company has a strategic alliance with KPMG.

Onfido Limited, established in 2010 and headquartered in London, specializes in digital identity verification. The company offers a SaaS solution that uses AI-based technology to verify government-issued IDs and match them with facial biometrics, ensuring users' identities are genuine. Onfido's platform is employed in various sectors, including financial services, marketplaces, gaming, and e-commerce, for applications such as KYC, user onboarding, and fraud detection. The company operates globally with offices in major cities like San Francisco, New York, Lisbon, Paris, New Delhi, and Singapore.

dv01, Inc. is a financial technology company based in New York that specializes in providing data management and analytics solutions for institutional investors, banks, and lenders in the financial lending markets. Incorporated in 2014, dv01 offers a range of products, including its cloud-based portfolio management solution, dv01 LOANS, which enables investors to analyze and compare lender data. The company also provides dv01 BONDS, a loan data agent service for securitizations, and Securitization Explorer, a web portal designed to enhance investor insights into consumer loan securitizations. By integrating data from various marketplace lending platforms and mortgage servicers, dv01 aims to bring transparency and efficiency to lending markets, facilitating better decision-making and risk management for its clients. The company's platform has reported on significant volumes of online lending and mortgage loans, addressing the need for reliable data in an evolving financial landscape.

Lenda Inc. is a financial services company based in San Francisco, California, specializing in home loans and refinancing. Founded in 2012, Lenda operates an online platform designed to simplify the home loan process, allowing homeowners to complete refinancing applications digitally. The company offers a range of services, including no-fee refinancing, cash-out refinancing, real-time rate quotes, e-signature capabilities, and secure document upload portals. By leveraging proprietary technology, Lenda aims to streamline the mortgage application process, making it easier for customers to manage their home financing needs efficiently while saving time and money. As of April 2019, Lenda operates as a subsidiary of Reali, Inc.

Fenbeitong is a company that provides an enterprise consumption platform designed to enhance control over corporate expenditures. By utilizing intelligent control rules and reminder mechanisms, Fenbeitong enables businesses to significantly reduce costs associated with travel, vehicle usage, procurement, and other public consumption activities. The platform offers a corporate wallet application that facilitates the management, payment, and reimbursement of corporate expenses, allowing employees to avoid upfront costs and cumbersome reimbursement processes. Additionally, Fenbeitong supports a credit monthly payment system and a unified invoice approach, which streamlines financial operations and boosts overall business efficiency.

Marqeta operates a modern card issuing and payment processing platform that enables businesses to create customized payment solutions using open APIs. Founded in 2010 and headquartered in Oakland, California, with an additional office in London, Marqeta's platform allows users to build, issue, and manage digital, physical, and tokenized payment cards. The company provides a range of services including virtual cards, real-time fund transfers, spend controls, and data analytics solutions. Marqeta serves various industries such as e-commerce, lending, on-demand services, and digital banking by offering flexible and scalable payment infrastructure. It is certified to operate in 40 countries globally.

Jiangtai Insurance Brokers (hereinafter referred to as Jiangtai) was established on June 16, 2000. It is the first insurance broker company in China to have been approved by the CIRC. The establishment of Jiangtai marks the official launch of the insurance brokerage market in China. Jiang Thai headquarters is located in Beijing, the registered capital of 214.928 million yuan. There are 67 branches of the country covering all provinces, autonomous regions and municipalities (except Macao and Taiwan Provinces), cities specifically designated in the state plan and some prefecture-level cities. Jiangtai adheres to the direction of professional development. It owns Yingshuo (Beijing) Insurance Brokers Co., Ltd., a leading professional reinsurance brokerage firm in China, Jiangtai Reinsurance Brokerage Co., Ltd., a wholly-owned subsidiary of Jiangtai Insurance Brokers Co. Ltd. in Hong Kong Companies, and subsidiaries based on seven years' experience in tourism market risk management and professional travel product development company - Jiangtai International Travel (Beijing) Co., Ltd. At present, the company employs more than 2,600 people, including more than 2,000 risk management and insurance professionals. Jiang Thai is committed to providing customers from all walks of life non-life insurance, life insurance, reinsurance and other insurance brokerage services and risk management services. In accordance with the relevant provisions of the "Insurance Law", based on the interests of policyholders, the insurance policyholders are provided with a series of insurance brokerage services such as risk investigation, risk assessment, risk control, insurance coverage, reinsurance arrangement and assistance with claims. Jiangtai insists on innovation and development, taking the path of marketization and specialization to take the social hot spots, difficulties and focus issues as the impetus for the development and make use of market-oriented measures to provide a guarantee for the stable development of the national economy. It has successfully entered the aerospace, urban orbit, energy Nearly 50,000 customers, including Ministry of Education, Ministry of Transport, National Tourism Administration, National Meteorological Bureau, Industrial and Commercial Bank of China, Agricultural Bank of China, Shanghai Volkswagen, etc. have successfully completed the business of South-to-North Water Diversion, Beijing-Shanghai high-speed rail, FY-2 meteorological satellite and other major projects in the insurance brokerage services. Jiangtai bravely shoulders its social responsibility with an excellent professional ability and explores a sustainable development path for national insurance brokers in areas of tourism, health care, education and safety production that are in line with the national economy and the people's livelihood in areas such as tourism, healthcare, education and safety production and won the Customer's unanimous praise. For seventeen years, the company's operating income has maintained a growth rate of more than 20% and has been on the path to profitability. In 2008, it was awarded the title of "Advanced Collective of National Insurance System" by the Ministry of Human Resources and Social Security and the China Insurance Regulatory Commission. Jiangtai positively takes advantage of the development opportunity of "Internet +", makes full use of modern tools such as e-commerce platform and mobile internet, actively expands its business scope and benefits professional insurance brokers' products and services to more insurance consumers. Founded the first international alliance of alliances led by Chinese insurance brokerage firms - Jiangtai International Cooperation Union with service network covering 160 countries and regions including 64 countries and regions along the "Belt and Road". In over 60 countries, it has provided insurance brokerage and risk management services to Chinese companies that go global such as energy, equipment manufacturing, and overseas contracting projects. Jiangtai has set up a brand campaign that integrates public welfare, non-governmental nature, professionalism and authority into one - "China Outbound Venture Enterprise Conference" and has successfully held three sessions since 2015. In order to further enhance the cooperation between Chinese enterprises and China Citizens have made a contribution to the risk awareness of going abroad. Jiangtai is committed to serving the modernization of the country's governance system and governance capacity, serving the upgrading and restructuring of the national economy, serving the people's livelihood security network, serving the government's functions, and safeguarding the development of the socialist market economy and deepening the overall reform. The courage to innovate and indomitable Jiangtai will surely become the pride of China's national insurance brokers.

Souche, founded by Yao Junhong in December 2012, is a prominent automotive new retail platform in China. The company has attracted significant investments, raising over $1.2 billion by August 2018 from notable organizations such as Alibaba Group and Ant Financial Services Group. Recognized in the 2017 New Global Unicorns Ranking by PitchBook, Souche aims to be a central intelligence hub for the automotive industry. Over the years, it has developed an integrated automotive retail ecosystem that includes various businesses. These encompass Tangeche, an automotive financial leasing platform; Chehang168, a B2B industrial chain service platform; Cheyipai, an online used-car trading platform; and TIHD, a car-sharing service. Additionally, Souche offers SaaS products for used-car dealers through Dafengche and operates a new-car dealership network called Maicheguanjia. The company also provides ERP systems for dealership groups and integrated supply chain logistics services. Souche is often referred to as "the Alibaba of the Chinese automotive industry."

Addepar, Inc. is a technology company that provides an investment management platform tailored for wealth and asset management firms. Founded in 2009 and headquartered in Mountain View, California, Addepar specializes in data aggregation, reconciliation, investment analysis, and reporting services. The platform supports over 800 firms globally, managing assets exceeding $4 trillion, and serves a diverse clientele, including family offices, financial institutions, and foundations. Addepar’s offerings include onboarding and ongoing support, as well as an open API that allows clients to integrate and develop applications on its platform. Additionally, the company provides access to a marketplace for investment products, particularly in alternative and private markets. With a flexible workforce and several offices in key locations, including New York City and Chicago, Addepar aims to enhance data-driven investment decisions and client outcomes through its comprehensive software solutions.

Nav is a business financial management platform that provides entrepreneurs with free access to personal and business credit reports from major credit bureaus, including Experian, Dun & Bradstreet, Equifax, and TransUnion. The platform offers tools for monitoring finances and building business credit, along with a marketplace featuring over 100 financing products, such as loans and credit cards. By employing a lender-neutral approach, Nav helps business owners identify the most suitable financing options based on their specific needs and approval odds. Additionally, Nav's services are utilized by other business service providers to enhance their customer offerings, making it a valuable resource for managing operational funding requirements efficiently.

Trumid Financial LLC is a financial technology company based in New York that specializes in electronic trading solutions for the credit market. Founded in 2014, Trumid operates the Trumid Market Center, an electronic trading network specifically designed for corporate bonds, and offers Trumid Bond Stream, a tool that provides TRACE pricing data. The company focuses on enhancing the credit trading experience by integrating advanced technology with market expertise, facilitating direct access to liquidity and valuable market intelligence for professionals in the corporate bond sector. Additionally, Trumid Labs leverages data science to manage its network and provide bond price lookup services, enabling participants to make informed trading decisions. Trumid operates as a subsidiary of Trumid Holdings LLC.

WeConvene Limited operates a Web-based platform that streamlines corporate access for global investment professionals. Founded in 2012 and headquartered in New York City with local presence across five continents, the company's platform facilitates interactions between buy-side customers (investors), sell-side customers (banks, brokers), and corporates. It enables users to discover, book, manage, track, and analyze meetings, conferences, and other corporate access events, enhancing efficiency and reducing manual effort in the capital markets process. As of June 2021, WeConvene hosts over 450 events monthly, serves 1,300 corporates directly or indirectly via partners, and has an ecosystem of 150,000 professional investors. The platform is integrated with prominent financial data providers such as Bloomberg, NASDAQ, and Intrado.

Upgrade Inc., established in 2016 and headquartered in San Francisco with additional offices across North America, operates an online lending platform that combines access to personal loans and the Upgrade Card with free credit education tools and monitoring services. The company aims to provide affordable and responsible credit solutions to mainstream consumers, offering products such as personal loans and a unique credit card designed for use at retail locations nationwide. Additionally, Upgrade offers mobile banking products and educational resources to help consumers understand and manage their finances effectively.

TrueAccord is reinventing the relationship between creditors and lenders with a machine learning-driven, digital approach to debt collection. Our technology personalizes outreach to each customer across digital channels, continuously optimizing for performance while delivering a customer experience that builds long-term brand loyalty.

Jacobi, Inc. is a technology company that specializes in providing a customizable platform for the modeling and visualization of multi-asset portfolios. Founded in 2014 and headquartered in San Francisco, California, with additional offices in Brisbane, Australia, and London, United Kingdom, Jacobi offers tools that streamline investment processes, enabling users to design, analyze, and engage with portfolios effectively. The platform aggregates portfolios and cash flows, allowing for the creation of comprehensive dashboards that facilitate intuitive visualizations of complex financial data. By enabling deeper analysis of risk and returns associated with investment decisions, Jacobi enhances communication between investment managers and their clients. The company was previously known as Think Future, Inc. and continues to develop solutions that foster better investment ideas and engagement through storytelling and analytics.

CreditEase Insurance Agency is an insurance distributor based in Beijing, China, established in 2011. The agency specializes in providing a range of insurance products through partnerships with both domestic and international insurance companies. Utilizing the Internet as its primary channel for distribution, CreditEase aims to streamline access to various insurance offerings for its clients.

Funding Circle is a UK-based company established in 2010, operating an online marketplace that connects small and medium-sized businesses seeking loans with a diverse range of investors, including individuals, banks, asset management companies, and government-backed entities. The platform facilitates both unsecured and secured loans for various purposes such as business growth, working capital, asset purchase, and property development. Funding Circle also works with institutional investors on securitization programs and acts as a special purpose entity issuing debt securities. The company's mission is to provide businesses with access to finance and investors with attractive returns, fostering economic growth and job creation.

The first car loan by CITIC Group, Beijing Automotive Group, Matrix Partners, and Brilliance China joint venture China's first credit auto finance O2O service platform. Team consists of professionals from the automotive, financial, Internet, three major areas of composition, dedicated to the automobile industry chain links in new car dealers, used car dealers, car rental business, automotive parts suppliers, vehicle logistics providers, automotive consumers provide tailor-made financial solutions.

Tradeshift is a global cloud-based business network that connects buyers and suppliers, streamlining supply chain processes. Founded in 2009, the company offers a suite of services including eProcurement, AP automation, risk management, seller engagement, and payment solutions. Tradeshift's platform enables businesses to connect with their suppliers digitally, facilitating early payment discounts, risk mitigation, and the elimination of manual processes. With a presence in multiple countries, Tradeshift operates as a subsidiary of Tradeshift Holdings Inc. and also has an innovation lab, Tradeshift Frontiers, dedicated to exploring emerging technologies for B2B commerce and global supply chain transformation.

Circle is a financial technology firm established in 2013 by Jeremy Allaire and Sean Neville, headquartered in Boston, with additional offices in New York, San Francisco, Dublin, London, and Hong Kong. The company leverages blockchain technology to facilitate payments and e-commerce through stablecoins and its Circle Pay platform, streamlining the process of sending money. Circle offers a range of services, including Circle Invest, which allows users to buy and sell cryptocurrency assets, and Circle Trade, which provides over-the-counter trading services with access to one of the largest global liquidity pools for digital asset trading, averaging $2 billion in monthly volume. Backed by prominent investors such as Goldman Sachs and Accel Partners, Circle positions itself as a key player in the global internet finance sector, focused on integrating crypto assets into mainstream financial applications.

WorldCover is a company dedicated to providing satellite-enabled insurance solutions to farmers, particularly in developing countries, safeguarding them against the financial impacts of droughts and other climate-related risks. Founded by professionals with backgrounds in computer science and finance from MIT, WorldCover addresses a significant challenge within the $100 billion climate risk landscape by improving food and income security for smallholder farmers. More than 70% of the 2.5 billion individuals at the "base of the pyramid" depend on agriculture for their livelihoods. By leveraging remote sensing and advanced risk modeling, WorldCover's platform simplifies access to affordable crop insurance, thus allowing farmers to better protect their livelihoods from natural disasters.

Fundbox is an AI-driven financial platform based in San Francisco, California, founded in 2013 by Eyal Shinar, Tomer Michaeli, and Yuval Ariav. The company focuses on providing small and mid-sized enterprises (SMEs) with fast and intuitive access to business credit and cash flow management solutions. By utilizing advanced machine learning and deep data analytics, Fundbox facilitates invoice financing and offers lines of credit, enabling businesses to improve their cash flow by quickly converting outstanding invoices into accessible funds. The platform aims to empower small businesses, fostering customer growth and enhancing their ability to manage payments effectively.

Avalon Finance is a decentralized protocol that offers a BTC liquidity mechanism for production.