Citi

auxmoney is a leading digital-lending platform for consumer credit in Europe. Through unique risk models and truly digital processes, auxmoney improves access to affordable credit while reducing the risk and cost of lending. auxmoney is at the forefront of promoting and improving financial inclusion.

Konfio is a financial services platform for small and medium businesses in Mexico that offers corporate credit cards, working capital loans, and payment solutions. Founded in 2013, Konfio's mission is to boost SME growth and productivity in Mexico.

Crowdz is the leader in modernizing the traditional Trade Finance industry by auto risk rating assets at the receivable level. Funders can gain valuable insights to make quick decisions that match their investment strategy. Crowdz has auto risk-rated $4.2b of receivables, and funders have financed over $93m utilizing Crowdz technology. Customers and investors include Citibank, Barclays, Meta, EG Funds Management, Techstars Ventures, and Bold Capital Partners, with over $28 million in investment raised to date. Assets sold to private equity.

Sharegain is democratising the $3tn securities lending industry. Sharegain empowers ambitious financial institutions to generate additional income from assets they (or their clients) already own, with an automated solution that enables private banks, asset managers, fund managers and online brokers to lend their stocks, bonds and ETFs.

auxmoney is a leading digital-lending platform for consumer credit in Europe. Through unique risk models and truly digital processes, auxmoney improves access to affordable credit while reducing the risk and cost of lending. auxmoney is at the forefront of promoting and improving financial inclusion.

4G Capital has supported micro-enterprises in Africa since 2013, providing financial literacy training with working capital loans to help small businesses grow sustainably. 4G Capital clients receive a bespoke programme of business training to help them use micro-loans to achieve much higher take-home earnings. 4G Capital’s proprietorial machine learning technology delivers high fidelity insights from traditionally data dark sectors. We design scalable credit products and services optimized for clients’ business risks, timescales and affordability. Training is delivered via mobile apps and face-to-face outreach. Using only mobile money, loans are accessed in under two minutes with either smart or feature phones. 4G Capital directly addresses the Finance Gap across Africa. This stands at over $19 billion for Micro and SMEs in Kenya alone (source: IFC), even though this important segment accounts for over 30% of GDP. It is almost impossible for these companies to access credit without high collateral and data requirements. Over 30% of small businesses fail due to lack of funding. 4G Capital consistently achieves very high collections rates without collateral or refinancing its clients, by only lending to viable businesses on terms that are right for them. 4G Capital is on target to positively impact over 1 million people by 2020. With operations in Kenya and Uganda, and having received multiple industry awards, 4G Capital is now scaling across the continent and expanding its suite of products and services as Africa’s Fastest Fintech. Key achievements to date: · >94% collection rates without refinancing clients · Net Promoter Score 72 · Clients increase revenues by average 82% · 81% Women Customers · 82% Repeat Customers · 77% Rural Clients · 94% Increased financial literacy · $32M worth of loans to date · >50 locations in Kenya and expanding in Uganda and beyond · Partnership retail credit service plugs in to distributor systems to boost value chain sales