Clocktower Technologies I

Splitwise, Inc. provides an expense-sharing tool to organize household and other shared expenses, such as rent, bills, travel IOUs, and other random transactions. The company offers a Web tool that allows roommates to track apartment spending on utilities, rent, grocery trips, and other expenses. Its platform is accessed on iPhone, Android, or computer. Splitwise, Inc. was formerly known as SplitTheRent.com. The company was founded in 2011 and is based in Providence, Rhode Island.

At Caju we are creating a benefits platform for the teams of the future. Starting with benefits used every day by most employees, we want teams to use products and services they like and that are fair to merchants and partners. We'll launch soon!

Nowsta is an all-in-one software for hourly and event-based workforces, providing scheduling, time tracking, and fintech solutions. It helps employers become better managers by giving them the tools they need to seamlessly manage their hourly workforce. The company is building a platform that leverages advancements in machine learning and payments technology to reimagine the way companies communicate with, and pay their hourly wage employees. Nowsta was established in 2015 and is headquartered in Brooklyn, New York, United States. Nowsta

Caplight is a platform that enables institutional investors to buy and sell derivatives of private equity. For the first time in the private markets, institutional investors can hedge positions, generate income on assets, and access true liquidity with public settlement-like mechanics. Caplight serves a broad range of QIBs including hedge funds, VC funds, family offices, pensions, endowments, mutual funds, and insurance firms. Securities are offered by North Capital Private Securities, member FINRA/SIPC, a partner of Caplight Markets LLC.

Kocomo is an early-stage proptech startup, backed by leading U.S., European, and Latin American investors. Leveraging the power of technology, Kocomo has created a transparent vertically-integrated solution that empowers people to purchase, enjoy, and sell co-ownership stakes in luxury homes, starting in Mexico. At Kocomo, we believe your memories deserve a home. We are on a mission to make the dream of vacation home ownership an attainable reality for more people around the world.

At Caju we are creating a benefits platform for the teams of the future. Starting with benefits used every day by most employees, we want teams to use products and services they like and that are fair to merchants and partners. We'll launch soon!

TaxScouts is a tax preparation platform that makes tax planning easier. It allows drawing up of personal income tax online by certified accountants and its tax bot helps users to understand their personal income tax situation and suggests ways to reduce their tax bill. Founded by Mart Abramov, Kaupo Kõrv, and Daniel Karger in 2017, TaxScouts is headquartered in London, England.

Tilled develops a payment platform designed to integrate payments into software and immediately start earning revenue by accepting payments via credit card, debit card, ACH processing, FSAs, or HSAs. The company's platform allows payments monetization through modern APIs and SDKs without upfront costs or additional headcount required, enabling clients to focus on core operations and generate revenue from credit card processing. The Boulder-Colorado-headquartered company was founded in 2018..

Kindur is a new-kind of financial company that helps baby boomers embrace modern retirement. Through Kindur’s straight forward digital advice, we make sense of your savings, insurance, social security and healthcare costs so that you can focus on enjoying your hard-earned retirement with confidence. We want you to always know where you stand, how much you have to spend and help you prepare for the unexpected. Our signature retirement paycheck puts you in the driver’s seat to retire fearlessly. Learn more at www.kindur.com

Tilled develops a payment platform designed to integrate payments into software and immediately start earning revenue by accepting payments via credit card, debit card, ACH processing, FSAs, or HSAs. The company's platform allows payments monetization through modern APIs and SDKs without upfront costs or additional headcount required, enabling clients to focus on core operations and generate revenue from credit card processing. The Boulder-Colorado-headquartered company was founded in 2018..

Align17 Ltd offers investment advice and operates a marketplace that brings investors in private impact deals together with private wealth clients. It provides its clients access and advice to investment in social and environmental opportunities. The company was founded in 2017 and is based in London, United Kingdom.

Wagmo, Inc. provides monthly wellness insurance plans for pets. It offers a monthly wellness plan that reimburses members for pet routine care services, such as vaccinations, grooming appointment, and preventive medicines. Wagmo, Inc. was formerly known as Get Coverd, LLC. The company was founded in 2017 and is based in Boston, Massachusetts.

Kushki is a payment platform tailor-made for Latin America that uses local logic and pricing and can be rapidly integrated. It connects LATAM through payments. Kushki offers clients an integrated payments platform and omnichannel solutions for e-commerce, m-commerce, and physical stores. The startup’s API standardizes the ecosystem’s fragmented payments landscape, including credit and debit cards, bank transfers, and cash networks with over 300,000 physical points of payment. Founded in New York City in 2016, by serial entrepreneurs, Aron Schwarzkopf and Sebastian Castro, the company has operations in Brazil, Chile, Colombia, Ecuador, Mexico, Peru, USA and Canada.

Resolve Innovations, Inc. operates as a financial management platform. Its platform allows users to compare debt relief options and connect with debt relief providers. The company also provides tools to improve credit score, trim expenses, boost income, pay down debt, consolidate debt, reduce interest rates, and negotiate with creditors. Resolve Innovations, Inc. was founded in 2017 and is based in Oakland, California.

Hire legally anywhere in the world. TOP empowers you to think global. Hire, manage and pay the best talent from any country you can dream of. Taxes, onboarding and payroll for global teams

Negotiatus Corp. develops online purchasing software. It offers Negotiatus that enables businesses to place orders, control spend, and submit payment across every vendor. The company’s Negotiatus helps operations and finance teams spend less time placing orders. The company was founded in 2014 and is based in New York, New York.

Sentieo Inc. operates a financial research platform that provides investment and business insights for equity and corporate analysts. It offers Sentieo, a financial research platform that utilizes machine learning and natural language processing to instantly surface textual and financial insights for investment management and corporate intelligence clients. The company’s Sentieo provides solutions, such as financial document search, content coverage, broker research portal, research management, financial data terminal, mosaic – alternative datasets, and mobile apps. It serves investment management, corporations, wealth management, sell side and investment banking, PE and VC, consulting sectors. Sentieo Inc. was incorporated in 2012 and is based in San Francisco, California. It has additional offices in New York, New York; and New Delhi, India.

Kindur is a new-kind of financial company that helps baby boomers embrace modern retirement. Through Kindur’s straight forward digital advice, we make sense of your savings, insurance, social security and healthcare costs so that you can focus on enjoying your hard-earned retirement with confidence. We want you to always know where you stand, how much you have to spend and help you prepare for the unexpected. Our signature retirement paycheck puts you in the driver’s seat to retire fearlessly. Learn more at www.kindur.com

Breathe Life Inc. designs and develops a software platform for insurance companies and assists them in conducting business online. The company's platform uses tools and analytics for the digital distribution of life insurance policies and eliminates the requirement of brokers. It also features a single-session quote creation and application process which enables consumers to purchase products on their own. It caters to life and health insurers, distribution organizations, and advisors. The company was incorporated in 2017 and is based in Montreal, Canada.

At TripleBlind, we offer digital privacy as a service. Our suite of tools enables companies to safely provide and consume extremely sensitive data and algorithms in encrypted space, in the most private and secure setting that has ever existed.

Mercury is a bank for startups, engineered in Silicon Valley for tech companies. The company provides bank accounts built specifically for startups by combining Federal Deposit Insurance Corp (FDIC)-insured checking and savings accounts with tech tools like cashflow analytics, intuitive dashboards and efficient payments, enabling tech startups to have a practical financial stack, real-time insight into company finances, and tools to maximize operational efficiency.

Hire legally anywhere in the world. TOP empowers you to think global. Hire, manage and pay the best talent from any country you can dream of. Taxes, onboarding and payroll for global teams

Staircase works towards bringing the best of modern platform technology and human-centered design to the US mortgage market as it undergoes an inevitable restructuring of its technical architecture and the corresponding unlocking of product and service innovation potential.

Habi operates a proprietary pricing algorithm and platform to simplify the homeownership lifecycle throughout Latin America. The company provides middle-class customers buy and sell their homes more quickly and efficiently, without the uncertainty of traditional real estate transactions. Habi was founded in 2019 and is headquartered in Bogotá, Colombia.

Resolve is a B2B payments solution that allows merchants to extend risk-free net terms to their customers. By making it easier to get paid, we help manufacturers, wholesalers, and distributors increase sales and improve their cash flow. B2B merchants can use Resolve in all of their sales channels, including ecommerce checkouts. Resolve is backed by top investors, including PayPal and Affirm co-founder Max Levchin.

Nexu is a financing platform used by car dealerships to offer financing to more car buyers in a 100% digital and real-time experience. Nexu's platform uses AI, statistical algorithms and technology automation.

Carmoola is transforming the way consumers experience car finance, enabling more people to get access to safe, fair, personal transport.

Guros is a digital insurance marketplace in Mexico (for now) that’s transforming the entire insurance experience, from purchasing to managing vehicle insurance (for now). We're on a mission to democratize insurance in Latin America; both for end-customers and neobanks/fintechs who want to embed insurance into their platform, but need to do so in a much simpler, faster, and reliable way. We have launched in Mexico where 70% of drivers DO NOT have auto insurance despite being required by law, but we will leverage our platform across other insurance products in the near-term, and to other LatAm markets over the mid-term.

Wagmo, Inc. provides monthly wellness insurance plans for pets. It offers a monthly wellness plan that reimburses members for pet routine care services, such as vaccinations, grooming appointment, and preventive medicines. Wagmo, Inc. was formerly known as Get Coverd, LLC. The company was founded in 2017 and is based in Boston, Massachusetts.

Dolado allows SMBs to have access to the technologies that are only available to more sophisticated players. By doing this, it empowers small companies to bring more efficiency on the way they sell, buy and manage their business. To improve the way merchants sells, Dolado provides a digital catalog that allows the setup of a digital storefront in less than 3 minutes. On the buying side, it offers a B2B Marketplace that connects merchants to top wholesalers and give them access to the best deals. Dolado also offers a Digital Bookkeeping application that serves as a digital ledger to help business owners easily record sales, expenses, and cash transactions in one place.

FLINK, S.A.P.I. de C.V. operates as a NeoBank. It offers an application from which user can open account. The application helps to receive and send money. It also offers International MasterCard with customized modules to make purchases and transactions in any establishment. FLINK, S.A.P.I. de C.V. was founded in 2017 and is headquartered in Mexico City, Mexico.

RoadSync, Inc. designs and develops an online payment platform for various industries. It offers a payment portal that allows users to provide instant receipts to carriers, brokers, and drivers. The company’s platform also enables users to view all billing activities and recurring transaction emails. It serves warehouses, repair and tow services, drivers, and logistics industries. RoadSync, Inc. was formerly known as MyLumper Corp. and changed its name to RoadSync, Inc. in December 2017. The company was founded in 2015 and is based in Atlanta, Georgia.

Paceline is a fitness rewards platform that adds financial benefit to the physical activity. It is out to reinvent the financial industry with the aim of making it more technology-enabled and better at engaging with consumers. The company was founded in 2019 and is based in San Francisco, California.

Morada Uno underwrites and insures house rentals by equipping real estate professionals with tools and technology. The company aims to simplify and create trust and security in real estate transactions, promoting fairness in every interaction, and promoting a positive change in the mentality and way of doing things in Mexico.

Steady removes barriers to earn through its income intelligence that supports over 3 million hourly, 1099 and mixed-earners in earning more, an average of over $5,500 per year. Steady's view of income also applies its technology for purposes of income measurement that fills the wage data gap for public and private sector entities that service this worker population in areas such as the administration of public sector benefits. Steady was founded in 2017.

taxProper Inc. designs and develops property tax calculation solution. Its suite enables property tax assessment services. The company also provides file appeal services. taxProper Inc. is based in Chicago, Illinois.

Fin Technologies, Inc., doing business as Mantl, offers bank account opening software for banks and credit unions. It provides solutions, which includes strategy, compliance, marketing, operations, and technology services. The company was founded in 2016 and is based in New York, New York.

Reel is a platform for debt-free shopping. We make it simple to pay for what you want in installment savings. From a new pair of shoes to an Apple Watch, we help you save a little everyday, while giving you inspirations and price alerts. Our objective is to help millennials, the most credit adverse generation with the highest consumption power, achieve their goals while avoiding the burden of unnecessary debt.

Developer of an online financial trading platform named IntelligentCross intended to offer stock trading services with the help of machine learning. The company's platform uses a dark pool that helps in buying and selling orders in a secured manner, as well as modulates the speed of its trading based on real-time measurement of its own performance, enabling clients to keep the transaction protected from traders hunting down bids and offers. The platform is regulated by the Securities and Exchange Commission (SEC) and the Financial Services Regulatory Authority (FINRA).

Steady Platform, Inc. develops and operates an application that allows people to find jobs, seek financial advice, and save money with deals on various products ranging from healthcare plans to tax help. It offers Steady, a platform that connects workers to the gig economy. The company’s Steady recommends personalized income opportunities for users and helps them track their income; and assists in connecting workers to employers who can provide them with an increase in monthly income through part-time, one-time, and temporary work. Steady Platform, Inc. was incorporated in 2017 and is based in Atlanta, Georgia.

Railsbank Technology Ltd develops an API banking and compliance technology platform that connects together a global network of partner banks with companies. The platform provides companies with access to wholesale banking services in five lines of code. It enables users to create bank accounts, streamline technical integration with banks, and connect to payment schemes to receive and send money to/from these accounts. Railsbank Technology Ltd was founded in 2016 and is based in London, United Kingdom with additional offices located in Singapore, Lithuania, Luxembourg, Vietnam, and Sri Lanka.

Gaia combines reproductive health data with financial technology to make IVF treatments more accessible, affordable and personal

Energetic Insurance unlocks solar financing for unrated or below investment grade organizations. It is a Managing General Underwriter (MGU) with a novel, data-driven approach that develop new risk management products to unlock exponential growth in the renewable energy industry. For solar industry participants who want to do more projects and deploy more capital, EneRate Credit Cover unlocks solar project financing for unrated and below investment grade counterparties by covering payment default risk.

Railsbank Technology Ltd develops an API banking and compliance technology platform that connects together a global network of partner banks with companies. The platform provides companies with access to wholesale banking services in five lines of code. It enables users to create bank accounts, streamline technical integration with banks, and connect to payment schemes to receive and send money to/from these accounts. Railsbank Technology Ltd was founded in 2016 and is based in London, United Kingdom with additional offices located in Singapore, Lithuania, Luxembourg, Vietnam, and Sri Lanka.

Papaya is a developer of an online mobile bill payment application designed to simplify the financial transactions. The company's bill payment application offers multiple payment methods including debit and credit cards or directly from bank accounts, where personal information and payment data are encrypted and processed via HIPAA and PCI compliant methods, enabling users to pay bills faster and in a secure hassle-free method.

Tomorrow Ideas, Inc. develops an application that helps in protecting family’s financial future. Its application features include last will and testament for the family and the laws of the state, a revocable living trust, guardianship for children and pets, net worth and life insurance calculator, term life insurance comparison, and a complimentary insurance policy. The company’s application is available for iOS and Android devices. Tomorrow Ideas, Inc. was founded in 2016 and is headquartered in Seattle, Washington.

Bricklane enables customers to invest as little as £100 tax-efficiently in its portfolios of homes and benefit from rental income and capital growth. Bricklane launched its first Property ISA product in October 2016 and has since grown to over £15m assets under management. Bricklane now has two ISA products live, its first focusing on regional capital real estate, and its second is dedicated to London. Bricklane has a unique offering for both individual and institutional investors by providing efficient and flexible access to the UK’s largest asset class – residential property. The company aims to make the property market work better for everyone. Trusted by thousands of customers, Bricklane is featured in FT Future of Fintech, Telegraph, and Moneywise.

Ordway is a smart billing and revenue automation platform for growing businesses. It simplifies managing recurring subscriptions, contract details, pricing transactions, invoicing customers, collecting payments, and recognizing revenue. They are on a mission to build the world’s most effective billing and finance platform. Used by companies across multiple industries, Ordway eliminates back-office inefficiencies, identifies revenue trends, and simplifies finance and operations tasks so personnel can focus on strategic growth activities. Ordway is a SaaS company based in Washington DC.

taxProper Inc. designs and develops property tax calculation solution. Its suite enables property tax assessment services. The company also provides file appeal services. taxProper Inc. is based in Chicago, Illinois.

Bread partners with retailers to offer pay-over-time solutions that make financing easier and more transparent. The company uses technology to advance consumer-friendly credit by improving access, transparency, ease-of-use, and cost. Their products help their merchant partners to grow sales by making their products accessible to more consumers. Bread was founded in 2014 and is based in New York, NY.

Borrowell Inc. offers financial products and services. The company provides personal loans and credit cards. It also offers credit score, to get approval for a personal loan, a car loan, or a mortgage. The company owns and operates an online marketplace-lending platform. It provides Canadians with borrowing options and unsecured consumer loans. The company was founded in 2014 and is based in Toronto, Canada.

Nowsta is an all-in-one software for hourly and event-based workforces, providing scheduling, time tracking, and fintech solutions. It helps employers become better managers by giving them the tools they need to seamlessly manage their hourly workforce. The company is building a platform that leverages advancements in machine learning and payments technology to reimagine the way companies communicate with, and pay their hourly wage employees. Nowsta was established in 2015 and is headquartered in Brooklyn, New York, United States. Nowsta

We're the modern practice finance company, innovating for dentists, veterinarians, and other healthcare professionals like you. Today, more than ever — as our country perseveres through a global pandemic — we recognize the importance of healthcare providers. We call ourselves "Provide" in tribute to you.

Parasail Health, Inc. offers payment plans and patient financing options. It offers health care system for patients to help payments flow between insurance companies, employers, and medical groups. In addition, the company provides additional payments option to patients for billing companies and providers. It serves insurance companies, employers, and medical groups. The company was incorporated in 2013 and is based in Sausalito, California.

Founded in 2016, Windfall Data is on a mission to determine the net worth of everyone on the planet. The company serves nonprofit and for-profit organizations by providing actionable consumer financial data that is refreshed on a weekly basis. More than 400 organizations use Windfall Data to identify and engage their most promising constituents. Windfall Data is based in San Francisco and backed by Bullpen Capital, Bonfire Ventures, Industry Ventures, TenOneTen Ventures, ValueStream Ventures, and Auren Hoffman.

Mantl is the first customer-centric outer core ecosystem that gives banks and credit unions the flexibility to innovate using modern technology, while owning their brand throughout the entire customer lifecycle.

Matic Insurance Services, Inc. operates as a digital insurance agency that offers solutions for consumers, originators, and insurance servicers. The company was formerly known as Matic Insurance and changed its name to Matic Insurance Services, Inc. in May 2014. Matic Insurance Services, Inc. was incorporated in 2014 and is based in Columbus, Ohio with additional offices in Los Angeles and San Francisco, California; and Lviv, Ukraine.

Tam(squared) Inc., doing business as Paceline, develops and delivers a fitness rewards platform that adds financial benefit to physical activity. The company was incorporated in 2019 and is based in Mill Valley, California.

Stackin' is the simplest entry point into finance with over one million subscribers and a mission to empower people to improve their financial lives via text message. Stackin' provides the necessary tools & curated products for a younger generation of consumers to build healthy financial habits over time in a fun, entertaining, judgement-free relationship. Powered by a custom messaging platform, data, machine learning and human touch, their personalized messages educate subscribers on how to save money, reduce debt and start investing.

Trim's mission is to make Americans financially healthy at scale. Our customers benefit from automated savings, decreased bills and bank fees negotiated by Trim, canceled subscriptions, and spending analysis and recommendations. We've saved our users more than $60M and we’re continuing to grow and add features to improve financial health. Our team has previous experience at organizations like Cisco, Eventbrite, Goldman Sachs, Google, LearnVest, Patreon, Rackspace, and Stripe. Trim is backed by venture investors including Ashton Kutcher (Sound Ventures), OCA Ventures, Eniac Ventures, Version One Ventures, and Core Innovation Capital. Come work with us to create the future of personal finance.

Brace Software, Inc. develops an application for mortgage servicing. It offers Brace that streamlines content and messaging and provides enterprise loss mitigation platform for mortgage servicers. The company’s Brace leverages loan-level data to improve loan modification outcomes for investors; and enables servicers to use a single integrated platform to manage all delinquent borrowers going through loss mitigation strategies. Brace Software, Inc. was founded in 2017 and is based in Santa Monica, California.

Helcim Inc. launched in 2006 as a payment processor and evolved into a financial technology company that empowers businesses. As of fall 2017, Helcim serves more than 6,000 businesses in the US and Canada, and annually processes $2.5 billion in payments from over 15 million transactions.

QuoteMachine is a software to help local retailers turn any in-store conversation into an online sale. When a customer leaves the store without buying, the sales associate sends them a personalized microsite that contains the list of the products they talked about. When the customer is ready, they can then order directly from the microsite. Our microsite converts at 70%.

Openly Inc., a technology-enabled insurance provider, offers insurance products and services for homeowners. The company was founded in 2017 and is based in Boston, Massachusetts with an additional office in Chicago, Illinois.

Steadily Insurance Agency, Inc. provides insurance services of properties to the landlord. It covers various types of damages, such as fire, water, liability protection, medical, settlement costs, volcanic eruption, explosion, and other coverages. It also provides insurance services online. The company was incorporated in 2019 and is based in Austin, Texas.

Paytrix provides payment and banking infrastructure for software companies. Paytrix builds a regulated curation layer into their network, integrating financial infrastructure to allow companies to immediately grow their payments operations internationally.

Brightside is the first employer-based financial wellness solution that uniquely combines personal assistants, smart technology and innovative products to relieve employee stress and its impact on the workforce. Brightside delivers improved outcomes for employees through its financial assistants, who engage employees, establish trust, and provide tailored support, as well as unbiased access to financial products that save them money. Headquartered in San Francisco, Calif., Brightside was founded in 2017

Developer of a financial platform intended to improve the financial well-being of the employees. The company's platform automatically manages advance payment requests and offers a financial management tool, without any impact on cash flow, enabling employees to save time and reduce their financial stress.

Flossy is a dental care company that connects dentists to patients with transparent upfront pricing. By using its mobile app, patients can connect directly with great dentists through its curated network, easily book an appointment, and pay with the app.

Momento is an insurtech company with the objective of revolutionizing the insurance industry in Latin America, starting with car insurance. Through a technological and data-driven approach, we aim to offer: i) a radically simplified user experience for purchasing; ii) hyper-customized pricing; iii) automated and effortless claim management; iv) customer engagement to reach the uninsured Latin-American market

Resolve is a B2B payments solution that allows merchants to extend risk-free net terms to their customers. By making it easier to get paid, we help manufacturers, wholesalers, and distributors increase sales and improve their cash flow. B2B merchants can use Resolve in all of their sales channels, including ecommerce checkouts. Resolve is backed by top investors, including PayPal and Affirm co-founder Max Levchin.

Bricklane enables customers to invest as little as £100 tax-efficiently in its portfolios of homes and benefit from rental income and capital growth. Bricklane launched its first Property ISA product in October 2016 and has since grown to over £15m assets under management. Bricklane now has two ISA products live, its first focusing on regional capital real estate, and its second is dedicated to London. Bricklane has a unique offering for both individual and institutional investors by providing efficient and flexible access to the UK’s largest asset class – residential property. The company aims to make the property market work better for everyone. Trusted by thousands of customers, Bricklane is featured in FT Future of Fintech, Telegraph, and Moneywise.

M1 Finance is a developer of a money management platform used to automate the investing process. Its platform allows users to invest automatically for free in a custom stock and ETF portfolio, helps to borrow a low-cost line of credit, and also provides digital banking that integrates with investments that enable users to manage their money in sophisticated ways.

Matic Insurance Services, Inc. operates as a digital insurance agency that offers solutions for consumers, originators, and insurance servicers. The company was formerly known as Matic Insurance and changed its name to Matic Insurance Services, Inc. in May 2014. Matic Insurance Services, Inc. was incorporated in 2014 and is based in Columbus, Ohio with additional offices in Los Angeles and San Francisco, California; and Lviv, Ukraine.

Sumer builds technology for micro small businesses. We enable businesses to grow sales and improve their management with simple features. Our first goal is to enable businesses go digital with our “15 second store”: Via Sumer App, any business can create a digital store rapidly, upload a catalogue of the products and share it with clients. Thus, we leverage on the mobile penetration in LatAm and simplify the cumbersome experience of having an online store. We have a Digital Ledger and an Ads tool to allow business reach new audiences. From there we are working on adding features (centered in Customer Service, Payments, Financing) that will complement the operating system we will put on every entrepreneur’s hand. SUMER was founded in June 2021. The company is headquartered in Bogotá, Colombia with offices in Mexico City, Mexico

Habi operates a proprietary pricing algorithm and platform to simplify the homeownership lifecycle throughout Latin America. The company provides middle-class customers buy and sell their homes more quickly and efficiently, without the uncertainty of traditional real estate transactions. Habi was founded in 2019 and is headquartered in Bogotá, Colombia.

DigiSure is the leading end-to-end protection solution and cloud-native insurance management system for mobility and shared economy companies. We exist to put more power and control over a portion of the $1.6 trillion in property & casualty (P&C) insurance premiums spent annually directly into the hands of the people who know their businesses and customers best. Our vision is to use connected data and automation to transform risk management to make it more transparent and responsive, similar to how the internet and mobile changed commerce and advertising. We do this by infusing data-enabled intelligence and automation technology into everything we build, all the while delivering a customer experience that is second to none. Founded in 2018 by veterans of leading insurance, mobility and sharing economy companies, DigiSure is working to reimagine insurance for future mobility to create a safer, more secure and climate friendly world. The Company is based in San Francisco and maintains a global footprint. For more information visit, www.digisure.ai.

Tala is a mobile technology and data science company that is oriented around financial services in emerging markets. More than 2 million people have borrowed through Tala’s smartphone app, which provides instant credit scoring, lending, and other personalized financial services in emerging markets. Tala provides personalized loans to approved borrowers and builds digital credit history. The company provides instant loans through a mobile app where the entire process happens, from loan application to funds release and status tracking. Tala was founded on October 1, 2011, and is the global team is headquartered in Santa Monica, with additional offices in Nairobi, Manila, Dar Es Salaam, Mexico City, Mumbai, and Bangalore.

Chime, the leader in the U.S. challenger banking segment, helps members avoid bank fees, save money automatically, and lead healthier financial lives. Based in San Francisco, California, Chime offers a modern, mobile and connected approach to banking that gives members complete control of their finances. Chime members receive a Chime debit card, a Spending Account, a Savings Account, and a powerful mobile app that keeps members in control. The Chime mobile app is available for iPhone and Android devices and has been featured as one of the best Money Management apps in the App Store.

TowerIQ is a broker first platform that brings transparency to insurance markets. The company seamlessly brings clients from application to binding by augmenting broker expertise with a low touch technology platform that distributes ingestible data directly to any carrier. This frees brokers and agents to focus their efforts on solving the business challenges facing the clients that allow them to win more business and improve client retention. TowerIQ was founded in 2017 and is headquartered in Boston, Massachusetts.

M1 Finance is a developer of a money management platform used to automate the investing process. Its platform allows users to invest automatically for free in a custom stock and ETF portfolio, helps to borrow a low-cost line of credit, and also provides digital banking that integrates with investments that enable users to manage their money in sophisticated ways.

Proptech, real estate, vacation and short-term rentals, consumer finance

Omniex develops software infrastructure that integrates front, middle, and back-office services to simplify access and remove fragmentation. It operates an institutional operating platform for investment managers and active traders focused on crypto-assets. Omniex's solutions include Portfolio Solutions and Analytics; tracks crypto-asset portfolio, valuation, orders, risk and performance, and provides real-time dashboards and unified analytics services, Connectivity and Routing; unifies trading interface, multi-venue DMA and routing services that allows fund managers and traders to refocus attention and valuable time on managing portfolios, making investing decisions, and creating profitable trading strategies, and Algorithmic Execution Services; allows traders to execute orders with minimal impact on the market. Hu Liang, John Burnett, and Kamal Mokeddem founded it in 2017, with its headquarters in San Francisco in California.

Energetic Insurance unlocks solar financing for unrated or below investment grade organizations. It is a Managing General Underwriter (MGU) with a novel, data-driven approach that develop new risk management products to unlock exponential growth in the renewable energy industry. For solar industry participants who want to do more projects and deploy more capital, EneRate Credit Cover unlocks solar project financing for unrated and below investment grade counterparties by covering payment default risk.

Orum develops a financial platform that creates instant payment wallets and enables money movement. Its solution includes Foresight, an automated programming interface that enables banks and financial institutions to move money in real time. The platform uses machine learning and data science to predict availability of funds and fraud patterns. The company was founded in 2019 and is based in New York, New York.

Insurate is an insurance technology provider, wholesaler, and managing general agency that leverages data science to create new occupational insurance products for America’s industrial workforce. Through data science and predictive analytics, the company identifies businesses that are statistically safer than average and rewards them with access to new products and savings.

Minimum is another app building a toolset that automatically tracks and offsets a person’s carbon emissions. Minimum is looking to partner with companies directly to help employees stay mindful. It’s a familiar model that pairs a calculator with payments to offset a person’s carbon footprint with Minimum taking 20% off the top.