Coatue

Mercury is a financial technology company that delivers online banking solutions tailored for startups and technology-focused businesses. It offers a suite of services, including business checking and savings accounts, corporate credit cards, and currency exchange options. The platform features payment processing, expense tracking, and integration capabilities with accounting software to enhance financial management. Additionally, Mercury provides API access for custom financial automation, making it easier for businesses to manage their financial operations. Catering primarily to venture-backed companies, Mercury utilizes partnerships with FDIC-insured institutions to ensure secure banking services. Its goal is to equip clients with practical financial tools and real-time insights into their business finances, thereby maximizing operational efficiency.

Monzo is a digital bank that operates primarily through its mobile application, offering a range of banking services including current, savings, and business accounts, as well as overdrafts and loans. It provides real-time spending updates, categorized transactions, budgeting tools, and instant transaction notifications. Monzo's unique features include 'Pots', sub-accounts for saving towards specific goals, and Monzo Plus, a premium subscription service offering additional benefits. The company, founded in 2015 and based in London, aims to serve customers who prefer managing their finances digitally, without the need for physical branches.

Lead Bank is a commercial bank based in Garden City, Missouri, established in 1928. It provides a comprehensive range of banking and financial services aimed at promoting economic growth for businesses. The bank offers business accounts, cash management, credit card services, and business loans, along with online and mobile banking options. Additionally, Lead Bank specializes in transaction and financial advisory services, including interim executive placements, financial and strategic planning, mergers and acquisitions advisory, private equity placements, capital sourcing, and business valuations. Through its division, Lead Business Advisors, the bank also delivers advisory services that encompass bookkeeping and business brokerage.

Monzo is a digital bank that operates primarily through its mobile application, offering a range of banking services including current, savings, and business accounts, as well as overdrafts and loans. It provides real-time spending updates, categorized transactions, budgeting tools, and instant transaction notifications. Monzo's unique features include 'Pots', sub-accounts for saving towards specific goals, and Monzo Plus, a premium subscription service offering additional benefits. The company, founded in 2015 and based in London, aims to serve customers who prefer managing their finances digitally, without the need for physical branches.

N26 is a German fintech company established in 2013 by Maximilian Tayenthal and Valentin Stalf. It operates through its subsidiary NUMBER26 GmbH, offering mobile banking solutions to customers across the European Union. The company provides international money transfers, investments, overdraft facilities, cash withdrawals, and deposits at stores. N26's digital platform enables users to manage their current accounts, fixed accounts, and other banking services via a user-friendly smartphone application.

Mercury is a financial technology company that delivers online banking solutions tailored for startups and technology-focused businesses. It offers a suite of services, including business checking and savings accounts, corporate credit cards, and currency exchange options. The platform features payment processing, expense tracking, and integration capabilities with accounting software to enhance financial management. Additionally, Mercury provides API access for custom financial automation, making it easier for businesses to manage their financial operations. Catering primarily to venture-backed companies, Mercury utilizes partnerships with FDIC-insured institutions to ensure secure banking services. Its goal is to equip clients with practical financial tools and real-time insights into their business finances, thereby maximizing operational efficiency.

Fireblocks Inc. is a New York-based company founded in 2018 that specializes in blockchain-based security solutions for digital asset management. Its platform is designed to securely transfer digital assets between exchanges, wallets, custodians, and counterparties, catering primarily to financial institutions such as banks, fintech companies, and hedge funds. The company employs advanced technologies, including a patent-pending chip isolation security and model predictive control (MPC), to enhance the security of assets in transit. Fireblocks enables its clients to manage and streamline their digital asset operations effectively, ensuring the protection of funds while facilitating their movement across various platforms. Additionally, Fireblocks has an operational presence in Tel Aviv, Israel.

Mercury is a financial technology company that delivers online banking solutions tailored for startups and technology-focused businesses. It offers a suite of services, including business checking and savings accounts, corporate credit cards, and currency exchange options. The platform features payment processing, expense tracking, and integration capabilities with accounting software to enhance financial management. Additionally, Mercury provides API access for custom financial automation, making it easier for businesses to manage their financial operations. Catering primarily to venture-backed companies, Mercury utilizes partnerships with FDIC-insured institutions to ensure secure banking services. Its goal is to equip clients with practical financial tools and real-time insights into their business finances, thereby maximizing operational efficiency.

Chainalysis Inc. is a blockchain analysis company that specializes in anti-money laundering software tailored for cryptocurrency businesses. Founded in 2014 and headquartered in New York, with additional offices in Copenhagen, Tokyo, and Singapore, the company offers a suite of products designed to enhance compliance and security in the cryptocurrency space. Key offerings include REACTOR, an interactive investigation tool that identifies offenders and visualizes data; a transaction-based risk scoring API that assesses the source and destination of funds; and various activity monitoring reports and due diligence tools that help financial institutions understand and mitigate risks associated with cryptocurrency transactions. Chainalysis serves a wide range of clients, including government agencies, banks, exchanges, and other financial institutions, providing them with the necessary tools to navigate the complexities of blockchain technology and ensure compliance with regulatory standards.

Fireblocks Inc. is a New York-based company founded in 2018 that specializes in blockchain-based security solutions for digital asset management. Its platform is designed to securely transfer digital assets between exchanges, wallets, custodians, and counterparties, catering primarily to financial institutions such as banks, fintech companies, and hedge funds. The company employs advanced technologies, including a patent-pending chip isolation security and model predictive control (MPC), to enhance the security of assets in transit. Fireblocks enables its clients to manage and streamline their digital asset operations effectively, ensuring the protection of funds while facilitating their movement across various platforms. Additionally, Fireblocks has an operational presence in Tel Aviv, Israel.

Blend is a digital lending platform based in San Francisco, California, founded in 2012 by Erin Collard, Eugene Marinelli, Nima Ghamsari, and Rosco Hill. The company provides a cloud-based software solution that simplifies the application process for mortgages, consumer loans, and deposit accounts. By optimizing the customer journey, Blend enables financial institutions to enhance their services from application to closing. Its platform is utilized by over 285 leading banks, including Wells Fargo and U.S. Bank, facilitating the processing of more than $4 billion in loans daily. The company's offerings include a suite of products that streamline the entire origination process and a Title segment designed to improve the title, settlement, and closing procedures for various mortgage-related products. Blend's focus is on helping lenders acquire more customers, increase productivity, and strengthen customer relationships.

Chime is a mobile banking and finance platform that offers users convenient access to banking services through their smartphones. The platform features a unique savings mechanism that automatically allocates a predetermined amount of money into savings after each transaction. Chime generates revenue from transaction fees paid by merchants, which aligns its interests with those of its users, promoting fee avoidance and encouraging savings. Additionally, the platform provides fee-free overdrafts and early access to paychecks, empowering users to gain greater control and flexibility over their financial situations while supporting their efforts to improve credit.

Quanto is an open banking platform designed to enhance financial services for banks, fintech companies, and their customers. It facilitates data sharing with user consent, allowing financial institutions to create and distribute products across various third-party platforms, including retailers and marketplaces. Quanto's platform features a standardized bank data interface and offers customizable options for collecting user consent. Additionally, its data intelligence products deliver accurate analysis to improve business outcomes, enabling clients to securely access and manage their bank account information while streamlining the development of financial solutions.

Bond Financial Technologies, Inc. is a financial technology company based in San Francisco that specializes in creating an enterprise-grade platform designed to facilitate the integration of brands and banks. The company offers an artificial intelligence-driven platform that empowers digital brands to engage effectively with their customers by providing personalized and compliant banking products. Bond's technology allows for the seamless development and launch of financial programs, reducing manual processes and enhancing customer engagement. Established in 2019 and previously known as Aster Labs, Bond Financial Technologies aims to streamline financial services, thereby improving customer lifetime value and promoting a more efficient banking experience.

Chime is a mobile banking and finance platform that offers users convenient access to banking services through their smartphones. The platform features a unique savings mechanism that automatically allocates a predetermined amount of money into savings after each transaction. Chime generates revenue from transaction fees paid by merchants, which aligns its interests with those of its users, promoting fee avoidance and encouraging savings. Additionally, the platform provides fee-free overdrafts and early access to paychecks, empowering users to gain greater control and flexibility over their financial situations while supporting their efforts to improve credit.

Rapyd is a payments platform that integrates fintech services into applications, streamlining access to a variety of local payment methods. It empowers e-commerce merchants, gig platforms, challenger wallets, remittance services, online lenders, and traditional banks to overcome the constraints of outdated infrastructure. By facilitating the creation of innovative, mobile-friendly payment solutions, Rapyd enhances the financial capabilities of its users, allowing them to adapt to the evolving demands of the digital economy.

Bond Financial Technologies, Inc. is a financial technology company based in San Francisco that specializes in creating an enterprise-grade platform designed to facilitate the integration of brands and banks. The company offers an artificial intelligence-driven platform that empowers digital brands to engage effectively with their customers by providing personalized and compliant banking products. Bond's technology allows for the seamless development and launch of financial programs, reducing manual processes and enhancing customer engagement. Established in 2019 and previously known as Aster Labs, Bond Financial Technologies aims to streamline financial services, thereby improving customer lifetime value and promoting a more efficient banking experience.

Chime is a mobile banking and finance platform that offers users convenient access to banking services through their smartphones. The platform features a unique savings mechanism that automatically allocates a predetermined amount of money into savings after each transaction. Chime generates revenue from transaction fees paid by merchants, which aligns its interests with those of its users, promoting fee avoidance and encouraging savings. Additionally, the platform provides fee-free overdrafts and early access to paychecks, empowering users to gain greater control and flexibility over their financial situations while supporting their efforts to improve credit.

BondLink, Inc. is a Boston-based enterprise software company that specializes in providing a cloud-based platform for debt management and investor relations tailored for the municipal bond market, valued at approximately $4 trillion. Founded in 2015, BondLink offers a suite of tools designed to enhance communication between municipal bond issuers and investors. Their platform includes investor relations websites, virtual roadshows, and analytics tools that enable real-time updates and engagement with a diverse pool of investors. By improving transparency and timely reporting of credit data, BondLink helps issuers reduce uncertainty premiums and financing costs. The company caters to a wide range of clients, from large states to smaller municipalities and educational institutions, facilitating better investor outreach and ultimately allowing for more efficient allocation of public funds.