CLST is focused on creating a global network of professional trading firms to enhance trust in the lending and borrowing market for cryptocurrencies and stablecoins. The company develops an institutional gateway that facilitates lending and borrowing through an innovative platform, which establishes markets for new capital. By offering uncollateralized lending options, CLST enables short-term debt markets specifically for crypto assets and stablecoins. The platform supports bilateral price negotiation and settlement, catering to the needs of institutional lenders and borrowers. Additionally, CLST aims to introduce next-generation products, including electronic promissory notes and institutional decentralized finance (DeFi) protocols, as well as secure wallet connectors, positioning itself as a key player in the algorithmic price matching of digital assets.
CLST is focused on creating a global network of professional trading firms to enhance trust in the lending and borrowing market for cryptocurrencies and stablecoins. The company develops an institutional gateway that facilitates lending and borrowing through an innovative platform, which establishes markets for new capital. By offering uncollateralized lending options, CLST enables short-term debt markets specifically for crypto assets and stablecoins. The platform supports bilateral price negotiation and settlement, catering to the needs of institutional lenders and borrowers. Additionally, CLST aims to introduce next-generation products, including electronic promissory notes and institutional decentralized finance (DeFi) protocols, as well as secure wallet connectors, positioning itself as a key player in the algorithmic price matching of digital assets.
MoHash is a decentralized finance (Defi) protocol that harnesses crypto assets (namely, stablecoins) for providing access to global capital and liquidity for private debt in fast-growing Economies.
Merge provides crypto and web3 companies with a range of banking and payments solutions enabling them to instantly create bank accounts, send payments and seamlessly convert funds between fiat and crypto.
Developer of a web3 development platform designed for decentralized finance applications. The company's platform facilitates back-end infrastructure, building and scaling decentralized applications by combining user authentication, identity management, real-time transaction information, and session management, enabling clients to access and manage data related to non-fungible tokens and balances across multiple blockchains.
Ondo Finance is a developer of a cryptocurrency trading platform that aims to make decentralized finance (DeFi) accessible to a broad audience. The platform offers users the option to choose between downside protection and enhanced returns, catering to individuals with varying risk tolerances. By providing these choices, Ondo Finance enables users to effectively access DeFi yields while managing their investment risks.
Digital assets minted and backed by you
Xkey builds pure SaaS technology for digital asset security. We provide safe, cloud-native custody as a service that helps financial institutions—from startups to Tier-1 banks—transition to digital assets. It's a plug-and-play API allowing to add new assets to a portfolio and scale safely on a TSS-based institution-grade security infrastructure. Instead of using expensive, high maintenance, monolithic systems, we give access to a platform that gives our clients the freedom to release new products in days, while lowering total cost of ownership. Best-in-class, cryptographic security powered by a network of world-known Tier-1 custody banks. Plug-and-play, composable service flexibility. Continuous delivery, fast to deploy and integrate. Open API, fully-documented self-service environment. Asset agnostic support. ISO certified & compliant. Non-binding, transparent pricing. Global, agile and built for speed.
Parallel Finance is a decentralized finance (DeFi) protocol that offers lending and staking services.
InvestaX is a financial services company based in Singapore that operates an online platform dedicated to digital securities and investment opportunities in real estate, private equity, and venture capital. Founded in 2015, the platform provides members with access to private mid-market real estate investment projects, facilitating investments through innovative financial technologies, including blockchain. InvestaX aims to streamline the investment process and broaden access to various financial opportunities in the real estate sector and beyond.
InvestaX is a financial services company based in Singapore that operates an online platform dedicated to digital securities and investment opportunities in real estate, private equity, and venture capital. Founded in 2015, the platform provides members with access to private mid-market real estate investment projects, facilitating investments through innovative financial technologies, including blockchain. InvestaX aims to streamline the investment process and broaden access to various financial opportunities in the real estate sector and beyond.
CryptoTaxCalculator is a financial technology platform established in 2018, designed to simplify the process of calculating taxes on cryptocurrency gains. The platform enables users to upload their transaction history from various exchanges, blockchains, and wallets. By processing this data, it generates detailed reports that break down realized capital gains and income. This functionality allows investors to efficiently prepare their crypto taxes, saving them significant time and effort during tax season.
Zebec is a financial platform built on the Solana blockchain that focuses on transforming payroll transactions through continuous settlement. By utilizing decentralized finance (DeFi) technology, Zebec enables real-time and ongoing streams of payments, allowing users to efficiently manage their payroll. The platform facilitates the composable transfer of value, starting with its Stream Payroll feature, which supports the conversion of cryptocurrency into cash while ensuring compliance. This innovative approach aims to enhance the efficiency and flexibility of payroll processes for businesses and their employees.
Amber Group is a prominent cryptocurrency financial services provider headquartered in Hong Kong, established in 2017 by finance professionals with backgrounds from major institutions. The company facilitates the buying and selling of cryptocurrency products and offers a range of services including yield enhancement, collateralized lending, decentralized finance, execution services, and electronic market making. Operating globally, Amber Group serves over 200 institutional clients, engaging in significant trading activity across numerous electronic exchanges with an average daily trading volume between $100 million and $200 million. The firm is dedicated to optimizing investment flexibility and maximizing returns for its clients by leveraging advanced technology and quantitative research, thereby enhancing the overall crypto finance experience. In 2019, Amber Group secured $28 million in a Series A funding round, attracting investment from notable players in the cryptocurrency sector.
Infina is an investment platform that focuses on making financial services accessible and user-friendly. It offers a digital application that allows individuals to invest small amounts in various opportunities, including real estate and fund certificates. By simplifying the investment process, Infina enables users to participate in the market without the need for significant capital, thus promoting financial inclusion. The platform is designed to provide a safe and frictionless experience for investors, facilitating their ability to derive profits from diverse investment options.
Aingel is an analytics platform that leverages artificial intelligence to identify promising startups and connect them with suitable venture capitalists. The platform features an interactive dashboard and a VC match report that assesses both startups and investors based on over one hundred criteria, incorporating historical data to enhance investment decision-making. By facilitating faster fundraising, Aingel aligns founders with investors who are most likely to provide value and show interest in their business ideas. The platform is utilized by leading data-driven venture capital firms, banks, and fintech companies through its APIs, which streamline the process of startup discovery and analysis. Established in 2016, Aingel is headquartered in San Jose, California.
Folks Finance is a leading algorithmic capital markets protocol for lending and borrowing, developed on the Algorand blockchain. It provides users with the ability to earn continuous economic returns by depositing liquidity, while also allowing them to secure crypto loans by using their deposits as collateral. The protocol emphasizes soundness and security through its innovative economic lending model and includes features such as staking of rewards, safety margins for cryptocurrency pairs, and a unique liquidity provision system. Developed by Blockchain Italia, a firm specializing in Algorand, Folks Finance aims to deliver scalable, low-cost, and secure financial tools for digital assets, enabling users to actively participate in Algorand governance.
AMIS is a financial technology company focused on enhancing community connections through secure payment systems. By leveraging advanced blockchain technology, AMIS has developed a standardized platform that enables businesses to create information exchange systems. This innovation allows for open and shareable transaction data, ultimately aimed at improving the quality of life for individuals and communities. Through its energy-efficient semiconductor solutions, AMIS also contributes to more sustainable technology practices, reinforcing its commitment to both financial and environmental responsibility.
IppoPay offers payment solutions tailored for small businesses, SMEs, and freelancers, focusing particularly on those in tier 2, tier 3, and rural areas. As a payment aggregator, IppoPay enables businesses to collect and accept payments through various methods, including payment links, invoices, subscriptions, social commerce, and UPI. The company provides a secure payment gateway platform that features developer-friendly APIs for seamless integration, allowing users to easily manage transactions and bank transfers. By streamlining the payment process, IppoPay aims to make transactions cheaper, faster, and more convenient for its clients.
Goldfinch is a credit platform that offers crypto loans without collateral. It also offers capital in a digital currency by expanding access to capital in emerging markets and offers a stable yield to the lenders, enabling the empowerment of financial inclusion in emerging markets. The company was founded in 2020 by Mike Sall and Blake West.
Alto Solutions, Inc. operates an online platform designed for self-directed individual retirement accounts (IRAs), facilitating investments in alternative assets. The company offers several products, including Alto IRA, which allows users to invest in private equity, venture capital, real estate, loans, and cryptocurrency, as well as Checkbook+ IRA, providing check-writing control for enhanced real estate investment management. Additionally, Alto CryptoIRA enables users to connect with cryptocurrency exchanges like Coinbase for trading. The platform includes a user-friendly dashboard for managing accounts and investments and assists individuals in determining their eligibility for various investments while identifying trusted financial custodians for asset management. Alto Solutions serves a diverse clientele, including wealth managers, registered investment advisors, and entrepreneurs, effectively democratizing access to alternative investments. Founded in 2015 and based in Nashville, Tennessee, the company was previously known as Saltvest, Inc.
Developer of a multi-chain cryptocurrencies portfolio tracker designed for users to manage their DeFi assets. The company's cryptocurrency wallet allows users to track their full portfolio, compare interest rates, manage assets, find DeFi projects, analyze risks and more, enabling users to perform token swaps for token exchange and discover investment opportunities through detailed real-time data.
Block Earner is a blockchain-powered fintech on a mission to provide a user-friendly interface to access the benefits of decentralised finance. We provide better products built on blockchain and help people take control of their money.
Incode Technologies Inc. is a digital identity company specializing in biometric identity solutions that enhance customer experiences across banking, payments, hospitality, and retail sectors. The company has developed Incode Omni, an omnichannel platform that leverages artificial intelligence to provide secure identity verification through facial recognition and government-issued IDs. Its product suite includes Incode Hello, a chat and video conference solution; Incode Welcome, for applying for bank accounts or credit cards; Incode Facepay, a facial recognition payment system; Incode Talk, for app authentication; and Incode Greet. Founded in 2015 and headquartered in San Francisco, Incode operates globally, with additional offices in Europe and Latin America. The company is recognized for its enterprise-grade facial recognition capabilities and serves some of the world's largest banks, financial institutions, and retailers, setting a high standard for convenience and security in digital identity verification.
Emerging Impact modernizes financial services in emerging markets through blockchain technology. It is a benefit corporation that supports NGOs and government agencies leverage blockchain technology as a tool for humanitarian programming. The Oakland, California-headquartered company was established in 2020.
Initial Coin Offering in 2021
Developer of an online crypto trading platform designed to provide users to take option positions on various cryptocurrencies The company's platform offers a simple way to express a view on price, hedge risk and trade digital asset markets and features a trading automation tool that helps in executing profitable trades, enabling both novice and sophisticated users with decision support tools and resources for online trading.
Developer of decentralized protocol designed for lending and borrowing. The company improves capital efficiency by earning yields on idle funds and empowers a large range of DeFi yield strategies, enabling users to earn interest on deposits and borrow assets.
Yellow Card Financial, LLC operates an online cryptocurrency trading platform that facilitates the buying and selling of Bitcoin and other cryptocurrencies without the need for a bank account. Founded in 2016 and headquartered in Chamblee, Georgia, the company offers a range of services including over-the-counter cryptocurrency trading, payment solutions, and currency exchange. Additionally, Yellow Card provides gift cards for cryptocurrency, aiming to transform the traditional remittance market in Nigeria and other countries. The company also has physical locations in Nigeria, Tanzania, Cameroon, Kenya, and South Africa, enhancing its accessibility for customers seeking to engage in cryptocurrency transactions.
Floating Point Group is a cryptocurrency firm based in New York City that specializes in smart-order-routing(SOR) technology. The system solves market illiquidity, allowing block trades that would normally be executed by OTC desks to be routed through cryptocurrency exchanges while intelligently avoid slippage- bolstering the markets and decreasing volatility. Similar to the evolution of the traditional financial markets, SOR systems are necessary for the successful maturation of cryptocurrency. Floating Point Group integrates technology for the digital currency markets into trading strategies through a single API. The platform is offering innovative, industry-leading trade execution and settlement. They help hedge funds, asset managers, and institutional investors adapt to rapidly evolving market structure with a platform of modular trading technology that lets them deploy customizable trading applications for order execution, market data, and trade settlement with just a couple lines of code.
Our Story We're proud to serve nearly half the world households with a broad range of financial services, including real estate investment, personal banking, Bitcoin mining , auto financing, investment advice, stock trading, small business loans and payment processing. We have concentrated our activities on the Gulf Coast in South Texas, which is home to some of the most prolific reserves in the United States. Tidal Petroleum operates with a ZERO debt structure, incorporating low overhead, low operating expenses and a streamlined management organization and is able to readily adapt to changing conditions in the petroleum industry. Invest: We invest our capital alongside our clients’ capital to help businesses grow. Support: We offer loan to help expand companies and enrich the system. Advice: We advise companies on buying and selling businesses, raising capital and managing risks, which enables them to grow. Finance : We help local, state and national governments finance their operations so they can invest in infrastructure, like schools, hospitals and roads. Innovate: We develop ideas and analysis that drive new perspectives, new products and new paths to growth.
Developer of a mobile cryptocurrency application designed to create convenience for the crypto market. The company's application provides all the features of a crypto exchange platform and gives access to different financial services and the opportunity to safely buy, sell, manage, and utilize blockchain-based assets, enabling crypto owners to accelerate the transition towards an open financial system.
Zabo is a financial technology company that integrates traditional banking with cryptocurrency services. It offers a comprehensive banking solution that includes checking and savings accounts, a debit card, and direct deposit capabilities. The platform allows users to easily exchange cryptocurrencies, such as Bitcoin and Ether, directly from their bank accounts. Zabo's application is built on an API framework, enabling seamless connection of cryptocurrency accounts with minimal coding required. Additionally, it supports hardware wallet integration, facilitating the buying, selling, and transferring of cryptocurrencies for its clients.
Develper of a crypto asset integration platform intended to provide education, access, and tools to registered investment advisors (RIAs). The company's platform offers diversified model portfolios with qualified custodians, advisor workflow, automated portfolio rebalancing, and optimization, enabling financial professionals to manage their clients' cryptocurrency investments.
Hi there! if you’re reading this, you’re probably like us – have pretty much all your wealth stored in digitized (or soon to be digitized) assets like money in your bank, mutual funds, stocks or real estate. You probably have a financial advisor guiding you through your investments, a manager from your bank who helps you stay on top of your mortgage payments and a government that prints money responsibly to not de-value your lifetime of savings. But how do you know that the bank manager or your financial advisor has your best interests at heart instead of their own fee and commissions? Your contract explicitly states that they are not responsible for your loss even as they verbally assure you otherwise. How do you know that the digital assets won’t be hacked (traditional bank websites get hacked all the time)? Or that your physical assets won’t be stolen(bank robberies) or taken by fraud (enough examples in real estate)? Governments fall all the time, or change their monetary policies - and your currency today can literally have no value tomorrow (Indian demonetization, Argentina, Venezuela). How do you know it won’t happen to your country? Do you ask these questions? Well, we do all the time. To answer these questions and why we created the Bank of Hodlers, we have to dive into the details of how banking evolved. As early as the 2nd century BC, people who could save money started lending them out to people who could borrow and pay back with interest. Banking as an industry thrived in Italy and grew with the expansion of the Roman Empire. During the 20th century, developments in telecommunications and computing caused major changes to banks' operations and let banks dramatically increase in size and geographic spread. This consolidated the industry and gave the power to a few firms. Fast forward to 2007: their recklessness caused the financial crisis of 2007–2008 forcing failure of many banks, including some of the world's largest banks. The government let the banks live by infusing 1.2 trillion dollars of the taxpayer’s money into a handful of banks and in turn, created the need, wave of innovation and a community for blockchain and the concept of decentralization to thrive. Here’s Alan Greenspan (Chairman – Federal Reserve: 1987-2006), the guy who decided how much money to print in America, admitting that his model was flawed in 2008. Link: https://www.youtube.com/watch?v=R5lZPWNFizQ In 2009, something magical happened, Satoshi Nakamoto released his white paper which removed the need for a centralized authority to facilitate transactions in a purely peer to peer and decentralized fashion and making truly beneficial for every user holding the currency. Some governments, after looking at the threat that bitcoin poses, have decided to take an anti-crypto stance. This ensures the network effect doesn’t happen at a scale where it replaces their national currency. This is where we come in. At the Bank of Hodlers, we intend to treat your cryptocurrencies as a separate asset class and offer services to ensure technologies based on blockchain are usable as of today, negating the need for the network effects and government acceptance to come in. We give every HODLer the ability to completely bank on blockchain today. Every once in a while, there’s a technology jump so large that completely leapfrogs every existing solution out there. Blockchain is this technology jump and the banks know this.
Lemon Cash is digital wallet with FIAT and crypto capabilities. End to end digital ecosystem for Latin America.
Operator of a digital asset management platform intended to provide various services focusing on investing, portfolio management, and blockchain technology. The company offers a programmatic investment product that provides a way to earn passive income on cryptocurrency in capital markets, despite the market price volatility of the coin or token, enabling investors and clients to maintain their financial stability.
Amber Group is a prominent cryptocurrency financial services provider headquartered in Hong Kong, established in 2017 by finance professionals with backgrounds from major institutions. The company facilitates the buying and selling of cryptocurrency products and offers a range of services including yield enhancement, collateralized lending, decentralized finance, execution services, and electronic market making. Operating globally, Amber Group serves over 200 institutional clients, engaging in significant trading activity across numerous electronic exchanges with an average daily trading volume between $100 million and $200 million. The firm is dedicated to optimizing investment flexibility and maximizing returns for its clients by leveraging advanced technology and quantitative research, thereby enhancing the overall crypto finance experience. In 2019, Amber Group secured $28 million in a Series A funding round, attracting investment from notable players in the cryptocurrency sector.
Set Labs is creating the next generation of finance through crypto-financial primitives. The company is developing tools that enable developers to bundle crypto assets together called Sets, which allow users to create cryptocurrency baskets, baskets of non-fungibles, baskets of on-chain securities, and more.
Ledn is a financial services company focused on helping individuals save in digital assets. It offers a range of products, including a bitcoin-backed loan service that allows clients to access cash without selling their bitcoin. Additionally, Ledn provides a B2X product that enables users to instantly double their bitcoin holdings through a loan. The company also features interest-bearing savings accounts for bitcoin and USDC, which pay interest without requiring minimum deposits. By providing these services, Ledn aims to empower clients to grow their digital wealth while maintaining their cryptocurrency holdings.
Developer of a mobile cryptocurrency application designed to create convenience for the crypto market. The company's application provides all the features of a crypto exchange platform and gives access to different financial services and the opportunity to safely buy, sell, manage, and utilize blockchain-based assets, enabling crypto owners to accelerate the transition towards an open financial system.
NAOS Finance operates a decentralized finance platform that provides an alternative to traditional financial systems. The platform allows decentralized finance lenders and small to medium-sized enterprise (SME) borrowers to engage with each other directly on the blockchain, without the need for traditional intermediaries. This setup facilitates the origination and funding of loans, creating opportunities for lenders to earn stable and recurring income streams. Additionally, NAOS Finance connects on-chain activities with larger off-chain opportunities, enhancing the overall functionality and reach of its services.
Skew Ltd develops and operates online marketplace that provides market intelligence for crypto derivatives markets. Its platform provides real time data analytics for bitcoin and ether derivatives; customized services to suit users’ needs as a trader, investor, and researcher; and provides market participants with an overview of crypto markets. The company was founded in 2018 and is based in London, United Kingdom.
Alto Solutions, Inc. operates an online platform designed for self-directed individual retirement accounts (IRAs), facilitating investments in alternative assets. The company offers several products, including Alto IRA, which allows users to invest in private equity, venture capital, real estate, loans, and cryptocurrency, as well as Checkbook+ IRA, providing check-writing control for enhanced real estate investment management. Additionally, Alto CryptoIRA enables users to connect with cryptocurrency exchanges like Coinbase for trading. The platform includes a user-friendly dashboard for managing accounts and investments and assists individuals in determining their eligibility for various investments while identifying trusted financial custodians for asset management. Alto Solutions serves a diverse clientele, including wealth managers, registered investment advisors, and entrepreneurs, effectively democratizing access to alternative investments. Founded in 2015 and based in Nashville, Tennessee, the company was previously known as Saltvest, Inc.
FalconX, Ltd. is a digital asset trading platform based in San Francisco, California, that specializes in providing trading solutions using data science and blockchain technology. Founded in 2018, the company has rapidly established itself in the market, achieving $7 billion in global trading volume over a recent ten-month period, with a quarterly growth rate exceeding 600%. FalconX caters to a diverse clientele, including over 100 financial institutions such as hedge funds, proprietary trading firms, payment gateways, and cryptocurrency exchanges. The platform is designed to offer reliable execution for mid-to-large size trades, employing machine learning to optimize trade execution by smart routing orders across various liquidity sources. This approach helps clients minimize slippage and eliminate hidden fees, facilitating efficient currency exchange and transfer within the cryptocurrency markets.
Fei Labs is focused on developing a decentralized stablecoin that aims to address challenges associated with existing dollar-pegged products, particularly those influenced by large holders, commonly referred to as "whales." The company has created a unique stablecoin mechanism that is undercollateralized and designed for scalability, promoting capital efficiency and equitable distribution among users. By leveraging this innovative approach, Fei Labs enables users to utilize their stablecoins to maintain liquid secondary markets, thereby enhancing overall market functionality while ensuring a fully decentralized framework.
Saffron.finance is a decentralized finance protocol focused on asset collateralization and tailored risk management. It facilitates the tokenization of on-chain assets, allowing users to gain tokenized ownership and enhancing liquidity options. The platform empowers liquidity providers by granting them the ability to choose their level of exposure to various underlying platforms. This flexibility enables clients to better manage their risk and return profiles, providing a customized approach to navigating the complexities of on-chain asset investment. By offering these services, Saffron.finance aims to improve access to utilized capital and enhance the overall efficiency of the DeFi ecosystem.
Eco is a digital cryptocurrency platform designed to facilitate global transactions for everyday use. It operates independently from any single organization or government, aiming to create a more equitable distribution of resources by sharing the majority of the economic value generated with its community. The platform features a digital wallet that combines savings accounts, rewarded spending, and bill payment into a single, user-friendly interface. This innovative approach encourages effective money management and aligns the interests of the company with its users, fostering a sustainable financial system. Additionally, Eco is supported by a network of verified organizations worldwide, ensuring that its services remain safe and reliable for all users.
Eco is a digital cryptocurrency platform designed to facilitate global transactions for everyday use. It operates independently from any single organization or government, aiming to create a more equitable distribution of resources by sharing the majority of the economic value generated with its community. The platform features a digital wallet that combines savings accounts, rewarded spending, and bill payment into a single, user-friendly interface. This innovative approach encourages effective money management and aligns the interests of the company with its users, fostering a sustainable financial system. Additionally, Eco is supported by a network of verified organizations worldwide, ensuring that its services remain safe and reliable for all users.
Ledn is a financial services company focused on helping individuals save in digital assets. It offers a range of products, including a bitcoin-backed loan service that allows clients to access cash without selling their bitcoin. Additionally, Ledn provides a B2X product that enables users to instantly double their bitcoin holdings through a loan. The company also features interest-bearing savings accounts for bitcoin and USDC, which pay interest without requiring minimum deposits. By providing these services, Ledn aims to empower clients to grow their digital wealth while maintaining their cryptocurrency holdings.
Casa offers a secure storage solution for consumers and companies to safely store their digital wealth. Casa helps users manage their private keys, through the multi-location security model that removes single points of failure and protects users from theft, accidents, and disasters, providing them with the tools for securing their digital lives.
Goldfinch is a credit platform that offers crypto loans without collateral. It also offers capital in a digital currency by expanding access to capital in emerging markets and offers a stable yield to the lenders, enabling the empowerment of financial inclusion in emerging markets. The company was founded in 2020 by Mike Sall and Blake West.
Developer of a blockchain protocol designed to facilitate private and asset-agnostic cash. The company's protocol handles the cryptocurrency exchange automatically and at the market rate with private bartering among any number of parties, enabling users to transact and trade in cryptocurrency securely and privately.
Saddle Finance operates an automated market maker (AMM) platform specifically designed for trading pegged value crypto assets. Its innovative financial trading platform facilitates trading and earning opportunities with these assets by utilizing a tokenized bitcoin pool. This approach enhances on-chain liquidity, allowing traders to execute transactions with minimal slippage and reduced transaction fees. By focusing on the unique requirements of pegged value assets, Saddle Finance aims to provide an efficient and cost-effective trading experience for its users.
UMA is a decentralized financial contracts platform.
Goldfinch is a credit platform that offers crypto loans without collateral. It also offers capital in a digital currency by expanding access to capital in emerging markets and offers a stable yield to the lenders, enabling the empowerment of financial inclusion in emerging markets. The company was founded in 2020 by Mike Sall and Blake West.
Developer of a financial application designed to reduce risk through diversification and decentralized governance. The company's currency provides a hyperinflation-protected savings account to assist users in protecting their money while being scalable and open to all, enabling customers to easily pay their international suppliers while keeping their money out of inflation-prone local currency.
TaxBit is a company that specializes in cryptocurrency tax calculation and compliance services. It offers a software-as-a-service (SaaS) platform designed to assist investors, exchanges, and payment services with tax and accounting needs. The platform automates the collection and validation of financial information, integrates this data with existing financial systems, and supports robust examination processes. By streamlining digital asset accounting, TaxBit helps enterprises and government entities manage their tax obligations more efficiently.
Protego Trust Bank is a financial services institution based in Seattle, Washington, founded in 2017. The bank specializes in providing regulated cryptocurrency services tailored for institutional investors. Its offerings encompass a comprehensive suite of digital asset services, including custody, trading, lending, and issuance, all facilitated through a vertically integrated platform. By leveraging distributed ledger technology, Protego Trust Bank enables clients to hold, trade, lend, and issue digital assets in a secure and efficient manner, positioning itself as a reliable partner for institutions looking to enhance their digital asset capabilities.
Hi there! if you’re reading this, you’re probably like us – have pretty much all your wealth stored in digitized (or soon to be digitized) assets like money in your bank, mutual funds, stocks or real estate. You probably have a financial advisor guiding you through your investments, a manager from your bank who helps you stay on top of your mortgage payments and a government that prints money responsibly to not de-value your lifetime of savings. But how do you know that the bank manager or your financial advisor has your best interests at heart instead of their own fee and commissions? Your contract explicitly states that they are not responsible for your loss even as they verbally assure you otherwise. How do you know that the digital assets won’t be hacked (traditional bank websites get hacked all the time)? Or that your physical assets won’t be stolen(bank robberies) or taken by fraud (enough examples in real estate)? Governments fall all the time, or change their monetary policies - and your currency today can literally have no value tomorrow (Indian demonetization, Argentina, Venezuela). How do you know it won’t happen to your country? Do you ask these questions? Well, we do all the time. To answer these questions and why we created the Bank of Hodlers, we have to dive into the details of how banking evolved. As early as the 2nd century BC, people who could save money started lending them out to people who could borrow and pay back with interest. Banking as an industry thrived in Italy and grew with the expansion of the Roman Empire. During the 20th century, developments in telecommunications and computing caused major changes to banks' operations and let banks dramatically increase in size and geographic spread. This consolidated the industry and gave the power to a few firms. Fast forward to 2007: their recklessness caused the financial crisis of 2007–2008 forcing failure of many banks, including some of the world's largest banks. The government let the banks live by infusing 1.2 trillion dollars of the taxpayer’s money into a handful of banks and in turn, created the need, wave of innovation and a community for blockchain and the concept of decentralization to thrive. Here’s Alan Greenspan (Chairman – Federal Reserve: 1987-2006), the guy who decided how much money to print in America, admitting that his model was flawed in 2008. Link: https://www.youtube.com/watch?v=R5lZPWNFizQ In 2009, something magical happened, Satoshi Nakamoto released his white paper which removed the need for a centralized authority to facilitate transactions in a purely peer to peer and decentralized fashion and making truly beneficial for every user holding the currency. Some governments, after looking at the threat that bitcoin poses, have decided to take an anti-crypto stance. This ensures the network effect doesn’t happen at a scale where it replaces their national currency. This is where we come in. At the Bank of Hodlers, we intend to treat your cryptocurrencies as a separate asset class and offer services to ensure technologies based on blockchain are usable as of today, negating the need for the network effects and government acceptance to come in. We give every HODLer the ability to completely bank on blockchain today. Every once in a while, there’s a technology jump so large that completely leapfrogs every existing solution out there. Blockchain is this technology jump and the banks know this.
Bitso SAPI de CV is a prominent online trading platform based in Mexico City, founded in 2014, that facilitates the buying and selling of Bitcoin and other cryptocurrencies. As Mexico's first Bitcoin exchange, Bitso allows users to trade Bitcoin with the Mexican Peso, providing a secure and professional environment for cryptocurrency transactions. Users can fund their accounts through various options, including in-person deposits at designated locations across Mexico. The platform operates with a central limit order book, similar to traditional currency exchanges, ensuring efficient trade execution. Additionally, Bitso offers an API that enables third-party applications, such as trading and charting tools, to integrate with its platform, along with a dedicated mobile application for seamless trading activities.
Blocknative specializes in in-flight transaction data, focusing on the critical activities that occur before a transaction is confirmed on a blockchain. This aspect of blockchain operations is both technically complex and costly to manage, allowing the company to create unique data assets that establish significant barriers to entry for competitors. The firm offers a decentralized application development platform that allows developers to integrate an embedded JavaScript widget, simplifying complex blockchain interactions and enhancing user experiences. Blocknative has successfully attracted a diverse clientele, including decentralized applications (DApps), wallets, exchanges, and service providers. The company's experienced team has a strong background in developing high-scale software infrastructure and has previously achieved successful outcomes in the startup space.
Notional is a decentralized protocol that facilitates fixed-rate, fixed-term lending and borrowing of crypto assets on the Ethereum blockchain. The platform allows users to lend or borrow stablecoins at predetermined interest rates for terms of up to six months, utilizing a token known as fCash. This token can be redeemed for an underlying currency, such as DAI, upon its maturity. Notional features specialized liquidity pools that enable the efficient exchange between cash and fCash, with the exchange rate determining the fixed interest rate for the duration of the fCash token's life. The protocol is designed to be flexible, allowing for the addition of new assets, collateral types, and extended maturities in the future. Prioritizing security, Notional collaborates with industry experts to ensure the robustness of its smart contracts and the soundness of its economic framework.
CoFiX is a decentralized exchange (DEX) based in Singapore that aims to address pricing issues within the decentralized finance (DeFi) ecosystem. The platform features a computable trading system that includes an oracle module, a market-making module, and a trading module. This infrastructure is designed to incentivize market makers while allowing traders to benefit from minimal price spreads and reduced price impact. CoFiX's decentralized price oracle provides a comprehensive set of financial parameters, enabling users to verify prices and access arbitrage-free price feeds. The overall goal of CoFiX is to facilitate more accurate and cost-effective trading in the cryptocurrency market.
Talos Trading, Inc. is a technology provider focused on the institutional trading of digital assets, facilitating a comprehensive trading lifecycle that includes pre-trade price discovery, order routing, execution, and settlement. Founded in 2018 and based in New York, the company offers a platform that connects various participants in the crypto ecosystem, including institutional investors, prime brokers, exchanges, OTC desks, lenders, and custodians. This infrastructure enables clients to efficiently execute, analyze, and settle trades across spot, futures, and foreign exchange markets. Talos Trading's solutions support real-time price streaming, portfolio accounting, and liquidity access, catering to the needs of its diverse clientele in the rapidly evolving digital asset market.
Multis, Inc. provides financial services tailored for companies and entrepreneurs managing both fiat and cryptocurrencies. Its crypto wallet is designed to facilitate various financial operations, including storing digital assets, making payments to suppliers, managing payroll, and earning interest. The platform offers real-time monitoring of balances and transactions through a centralized dashboard, supports multi-access to assets, and enables features such as recurring payments and currency conversion. Founded in 2006, Multis is headquartered in San Francisco, California, while its team operates across Europe. The company aims to assist businesses in navigating the complexities of cryptocurrency, thereby promoting a global, borderless economy.
Tagomi Trading, LLC is a cryptocurrency trading platform focused on providing institutional clients with enhanced trade execution capabilities. Established in 2018 and headquartered in Albany, New York, with additional offices in New Jersey, Chicago, San Francisco, and London, the company utilizes sophisticated routing techniques and execution algorithms. These tools analyze both real-time and historical data to optimize trading decisions, allowing clients to minimize costs and maximize their returns. By prioritizing better execution, Tagomi aims to support its clients in achieving more efficient trading outcomes in the cryptocurrency market.
FalconX, Ltd. is a digital asset trading platform based in San Francisco, California, that specializes in providing trading solutions using data science and blockchain technology. Founded in 2018, the company has rapidly established itself in the market, achieving $7 billion in global trading volume over a recent ten-month period, with a quarterly growth rate exceeding 600%. FalconX caters to a diverse clientele, including over 100 financial institutions such as hedge funds, proprietary trading firms, payment gateways, and cryptocurrency exchanges. The platform is designed to offer reliable execution for mid-to-large size trades, employing machine learning to optimize trade execution by smart routing orders across various liquidity sources. This approach helps clients minimize slippage and eliminate hidden fees, facilitating efficient currency exchange and transfer within the cryptocurrency markets.
Developer of a decentralized auction protocol built for financial auctions and over-the-counter markets. The company offers a marketplace for launching and conducting various types of auctions with seamless on-chain settlements and provides a competitive swap environment, enabling users to unlock the potential of open finance.
Amber Group is a prominent cryptocurrency financial services provider headquartered in Hong Kong, established in 2017 by finance professionals with backgrounds from major institutions. The company facilitates the buying and selling of cryptocurrency products and offers a range of services including yield enhancement, collateralized lending, decentralized finance, execution services, and electronic market making. Operating globally, Amber Group serves over 200 institutional clients, engaging in significant trading activity across numerous electronic exchanges with an average daily trading volume between $100 million and $200 million. The firm is dedicated to optimizing investment flexibility and maximizing returns for its clients by leveraging advanced technology and quantitative research, thereby enhancing the overall crypto finance experience. In 2019, Amber Group secured $28 million in a Series A funding round, attracting investment from notable players in the cryptocurrency sector.
Securitize, Inc. is a compliance platform that specializes in the issuance and management of digital securities. Founded in 2017 and based in Redwood City, California, the company offers a range of services for issuers, including document handling, investor communications, and accreditation. For investors, Securitize provides tools for wallet management, an investor dashboard, and token distribution. The platform enables eligible investors to own, manage, and trade digital securities in various capital markets, including equity, funds, fixed income, and real estate. Securitize is recognized as a registered transfer agent and is integrated with multiple regulated U.S. marketplaces, allowing it to facilitate compliant digital securities transactions. Additionally, the company offers KYC/AML and capital management services, ensuring a secure environment for both issuers and investors.
Alchemy Insights, Inc. is a blockchain intelligence and infrastructure platform that serves hedge funds and financial institutions. Founded in 2013 and based in San Francisco, it offers a comprehensive suite of tools for analyzing blockchain data, including on-chain data, market trends, and community activity. The platform employs advanced machine learning techniques to help users identify entities, individuals, and currency flows on the blockchain, thereby aiding in sales, security, and strategic decision-making. Alchemy's emphasis on providing developers with essential tools allows for the creation of scalable and reliable decentralized applications without the complexities of managing blockchain infrastructure. The company is backed by notable organizations and individuals, reflecting its prominent position in the blockchain space.
Instadapp is a decentralized finance platform that simplifies interactions between various financial protocols. Founded in 2018 and based in Hyderabad, India, the company operates a blockchain-based autonomous banking portal and mobile application. Its services include lending, borrowing, leveraging, and swapping assets, allowing users to deposit cryptocurrencies and earn variable algorithmic interest over time. The platform enables users to manage and track their blockchain-based assets while analyzing their financial positions, facilitating direct borrowing and margin trading to enhance exposure.
Linen App: earn high yield on your cash (4-5% APY variable). Start with as low as $5, available to withdraw anytime, no fees. Interest accrues hourly, not monthly.
ZestMoney is a consumer lending FinTech company based in India that offers digital equated monthly installments (EMIs) without requiring a credit card or a credit score. Founded in 2016 by Priya Sharma, Lizzie Chapman, and Ashish Anantharaman, the company aims to make EMI payments accessible to a broader audience. By leveraging mobile technology, digital banking, and artificial intelligence, ZestMoney has reached millions of consumers across India. The company is supported by prominent global investors in digital financial services, including PayU, Ribbit Capital, and Omidyar Networks.
Forte is building economic technology for games. Its platform enables the emergence of community economics, a system where the interests of game developers and players are aligned, leading to healthier, sustainable game communities. The team is composed of longtime industry members (Unity, ngmoco, Riot Games, Electronic Arts, Sony, and Rockstar Games, among others), and is currently working with over 20 acclaimed game developers from across the industry to reimagine the economics of games. www.forte.io
Airtm is an online platform that facilitates monetary transactions, allowing individuals to send, receive, or save money in a USD-denominated account. Founded in 2015, the company aims to help users, particularly in developing regions, manage currency devaluation and access financial services. Airtm connects clients with certified cashiers, who assist in depositing or withdrawing funds, earning a commission for their services. The platform operates as an e-wallet integrated with over 300 bank and e-money systems through a peer-to-peer network, enabling users to hold their funds in either dollars or cryptocurrency and conduct transactions both domestically and internationally. With headquarters in Mexico City and San Francisco, Airtm is a registered money service business in the United States.
Dharma Labs Inc. is a company that specializes in the development of smart contracts and tools for issuing and crowdfunding debt on blockchain technology. Founded in 2017 and based in San Francisco, Dharma Labs provides a protocol that facilitates the decentralized issuance, origination, risk assessment, and underwriting of peer-to-peer loans. By enabling open and permissionless innovation in the lending industry, Dharma allows entrepreneurs to create various lending platforms, including consumer lending services, margin lending networks, and crowdfunding platforms for municipal bonds. This approach leverages blockchain technology to enhance the efficiency and security of lending operations.
BlockFi, Inc. is a financial services company focused on providing wealth management products for cryptocurrency investors. Established in 2017 and headquartered in New York, it offers a range of services including the BlockFi Interest Account, which allows clients to earn interest on their holdings of Bitcoin, Ether, and Gemini Dollar. The company also facilitates secured loans in U.S. dollars, backed by clients' cryptocurrency assets, thereby enhancing liquidity in the blockchain asset market. In addition to lending and interest-earning accounts, BlockFi provides a trading platform for exchanging various cryptocurrency pairs and offers services tailored for institutional clients. By holding clients' digital assets with a registered custodian, BlockFi aims to deliver transparency and efficiency in digital financial markets. The company's mission is to address the evolving needs of both individual and institutional investors in the cryptocurrency space.
Abacus helps financial services companies reduce long back-and-forth onboarding sessions, eliminate inefficient data collection, and streamline compliance workflows.
Flipside Crypto, Inc. is a Boston-based company that operates a cryptocurrency information platform designed to provide business intelligence for blockchain organizations. Founded in 2017, the company offers a range of services, including cryptocurrency management, acquisition, digital walleting, custody services, and portfolio dashboards for investors. Flipside Crypto specializes in analytics, delivering insights into user behaviors, developer activities, and financial metrics. It also offers the Fundamental Crypto Asset Score (FCAS), which measures the fundamental health of cryptocurrency projects. Additionally, Flipside Crypto collaborates with partners like CoinMarketCap and Messari to distribute its analytics. The company is backed by notable investors, including Coinbase Ventures and True Ventures.
Securitize, Inc. is a compliance platform that specializes in the issuance and management of digital securities. Founded in 2017 and based in Redwood City, California, the company offers a range of services for issuers, including document handling, investor communications, and accreditation. For investors, Securitize provides tools for wallet management, an investor dashboard, and token distribution. The platform enables eligible investors to own, manage, and trade digital securities in various capital markets, including equity, funds, fixed income, and real estate. Securitize is recognized as a registered transfer agent and is integrated with multiple regulated U.S. marketplaces, allowing it to facilitate compliant digital securities transactions. Additionally, the company offers KYC/AML and capital management services, ensuring a secure environment for both issuers and investors.
Gauntlet builds a blockchain simulation and testing platform for financial systems. The company's blockchain simulation and the testing platform run a series of simulations to test the client's protocol or smart contract and gain intuition on how design choices affect behavior, thereby helping financial institutions by providing transparency and greatly reduces the cost of experimentation so that teams can rapidly design, launch, and scale new decentralized systems.
Gauntlet was founded in 2018 and is headquartered in Brooklyn, NY, USA.
Nova Labs, Inc. is a technology company based in San Francisco, California, established in 2015. The company specializes in developing tools that leverage artificial intelligence to enhance sales processes and automate financial operations. Nova’s platform streamlines customer engagement by identifying optimal actions throughout the sales pipeline, thereby improving productivity and reducing the risk of missed opportunities. Additionally, Nova is focused on building an open financial infrastructure, offering a comprehensive onboarding platform that includes identity and compliance protocols for tokenized financial instruments. This enables clients to automate regulatory compliance while facilitating the issuance, administration, and settlement of these financial products on the blockchain.
RealtyBits Inc. is a Palo Alto, California-based company that operates a blockchain-based finance platform focused on investing in American commercial real estate. Established in 2018, RealtyBits facilitates digitized private real estate offerings by connecting verified buyers and sellers for secure transactions using both digital and fiat currencies. The platform enables users to utilize RBX tokens for capital raising and investment purposes. Additionally, it provides comprehensive administrative features that allow users to track their purchase performance, communicate effectively, and receive distributions directly into their wallets or bank accounts.
TokenSoft Inc. is a technology company that specializes in providing a platform for the issuance and management of digital securities on the blockchain. Founded in 2017 and based in Palo Alto, California, TokenSoft offers a comprehensive suite of services that address the entire lifecycle of digital securities, including onboarding, distribution, custody, and ongoing administration. The company's platform is designed to ensure compliance with regulatory standards across various jurisdictions, making it suitable for enterprises, asset managers, and financial institutions. Additionally, TokenSoft provides a secure mobile wallet solution, Knox Wallet, which facilitates self-custody of digital assets. By automating processes related to fundraising, compliance, investor management, and the secondary transfer of assets, TokenSoft aims to streamline the investment banking infrastructure for security tokens, covering a range of asset classes such as equity, funds, real estate, and fixed-income debt.
Digital Wealth is a fee-only financial planning and investment management firm focused on supporting technology professionals and their families in managing their personal finances. Operating primarily in a virtual capacity, the firm provides services across California and other exempt jurisdictions. Digital Wealth aims to simplify financial management by leveraging technology to create comprehensive financial plans. Its offerings include establishing and tracking cash flows, net worth assessment, debt management, retirement planning, insurance analysis, and tax planning. By addressing various aspects of wealth planning, Digital Wealth assists clients in achieving their financial goals with clarity and ease.
Compound Labs, Inc. is a company that designs and develops a decentralized finance protocol on the Ethereum blockchain, aimed at creating efficient money markets. Founded in 2017 and headquartered in San Francisco, the firm offers an open-source software platform that enables individuals, businesses, and developers to engage in borrowing and lending activities. The protocol features a web interface that dynamically adjusts interest rates based on the supply and demand of various assets, ensuring liquid and transparent financial transactions. With a significant user base and numerous applications integrating its technology, Compound serves as a foundation for innovative financial applications, promoting a more open and accessible financial system.