Conversion Capital

Cargado is a cross-border logistics startup that focuses on addressing complex challenges in the logistics sector. The company has developed a platform aimed at streamlining the cross-border shipping process, facilitating connections between various stakeholders to enhance efficiency. By bringing logistics operations online, Cargado enables clients to simplify their cross-border transactions and improve overall logistical performance.

Temporal Technologies Inc. is a software company based in Bellevue, Washington, founded in 2019. It specializes in developing an open-source microservices orchestration engine that enables developers to build and operate scalable and resilient applications. This platform supports the creation of complex workflows and data pipelines, ensuring reliable workflow completion regardless of size or complexity. It includes features such as built-in support for exponential activity retries and native saga pattern support for defining workflow compensation logic. Additionally, Temporal offers tools for development, debugging, testing, resource provisioning, and monitoring, as well as cloud services to enhance application performance and reliability.

Clasp is a technology company that specializes in providing infrastructure for employee benefits to brokerages and payroll platforms. Its core product is an API platform, which integrates health benefits administration directly into these platforms, streamlining the process for businesses and their customers. The platform offers features such as carrier integrations, plan enrollment, and payroll deductions, aiming to deliver a comprehensive and efficient benefits experience.

Frec is a financial technology company that provides an investment platform featuring a range of automated self-service products aimed at simplifying sophisticated investment strategies. The company focuses on direct indexing, portfolio lines of credit, and high-yield treasury offerings, which have typically been accessible only through wealth advisors. Frec's Direct Indexing solution allows users to track S&P indices while benefiting from tax savings and customization options, thereby enhancing the advantages of index investing. Additionally, Frec enables users to obtain instant loans without the need for underwriting or credit checks, making advanced financial tools more accessible to individual investors.

Actively AI is a technology company founded by researchers from Stanford University, specializing in an artificial intelligence-based outbound sales platform. The company aims to enhance lead generation and prospecting efficiency for sales teams by offering features such as automated account research and real-time identification of top prospects. Additionally, Actively AI provides personalized messaging generation based on data insights, which enables organizations to significantly increase their sales pipeline and improve meeting booking rates. By streamlining these processes, the platform allows sales representatives to concentrate on engaging with potential clients, ultimately driving better sales outcomes.

Pylon offers a digital mortgage-lending platform that enables businesses to integrate mortgage services into their products. Based in New York, it provides APIs, UI components, and capital markets stack for origination, underwriting, processing, funding, and closing of loans.

Haven Technology, Inc. is a company based in Riverside, California, focused on developing a platform for managing mortgages. Established in 1993, Haven utilizes machine learning to accurately predict mortgage prepayments and enhance conversion rates through effective digital marketing strategies. The platform offers features that allow users to align debits with their payroll schedules, set up automatic payments, and receive reminders for mortgage dues. By prioritizing consumer-facing experiences, Haven aims to build trust and loyalty among its users. The company was co-founded by Aditya Acharya and Nipun Kant.

Amplify Life Insurance is a digital platform that provides customers with access to term, permanent, and cash-value life insurance products. The company focuses on enabling clients to customize policies according to their specific needs and financial situations, allowing for tax-efficient savings and investment opportunities. Amplify's offerings are designed to support various financial goals, such as retirement planning, college funding, or home purchases, while ensuring family protection. By streamlining the customer experience through digital tools, Amplify simplifies policy customization, pre-underwriting, and ongoing policy management, distinguishing itself as an innovative player in the traditional life insurance market. With a vision to integrate health and financial wealth, Amplify addresses the significant potential within the permanent life insurance sector.

Basis Theory is a technology company that offers a tokenization platform designed to protect and manage sensitive data within payment and commerce processes. The platform tokenizes data to reduce risk and aligns with compliance requirements, allowing organizations to optimize the payment acceptance flow without bearing the full burden of securing data themselves. By handling data security and usage centrally, Basis Theory helps clients meet regulatory standards while simplifying security obligations across payment activities.

Truera, Inc. is a technology company based in Redwood City, California, founded in 2014, that specializes in model intelligence solutions aimed at enhancing machine learning investments. The company offers a platform that enables organizations to understand and interpret machine learning predictions, thereby building trust in their AI systems across various industries. Truera's software solutions focus on testing, analyzing, and monitoring machine learning models, helping enterprises improve model quality and governance while addressing challenges associated with black-box algorithms. Its platform has become integral to the machine learning workflow for data science, ML engineering, and MLOps professionals, delivering substantial value to prominent companies in sectors such as banking, insurance, technology, and publishing.

Vesta Corporation is a provider of electronic payment solutions, specializing in client-branded services that enhance payment processing for merchants. The company offers a range of merchant solutions, including vSafe for Small to Midsize Businesses, which focuses on payment and fraud protection for smaller digital goods merchants, and vSafe for Enterprise, designed for comprehensive payments management and enterprise-level fraud prevention. Additionally, Vesta provides vGuaranteed, a payment solution tailored for online retailers, and DelayPay, a retail installment program that allows prepaid wireless customers to pay for services in installments. Founded in 1995 and headquartered in Lake Oswego, Oregon, Vesta operates globally, with centers in the United States, Ireland, China, and an office in Singapore. The company serves diverse industries, including e-commerce, telecommunications, and financial services, processing hundreds of millions of secure payments across various channels while prioritizing data security and fraud loss elimination.

Amplify Life Insurance is a digital platform that provides customers with access to term, permanent, and cash-value life insurance products. The company focuses on enabling clients to customize policies according to their specific needs and financial situations, allowing for tax-efficient savings and investment opportunities. Amplify's offerings are designed to support various financial goals, such as retirement planning, college funding, or home purchases, while ensuring family protection. By streamlining the customer experience through digital tools, Amplify simplifies policy customization, pre-underwriting, and ongoing policy management, distinguishing itself as an innovative player in the traditional life insurance market. With a vision to integrate health and financial wealth, Amplify addresses the significant potential within the permanent life insurance sector.

Baselane is a banking and finance platform for landlords and real estate investors in the United States. It integrates users' bank accounts with expense management, rent collection, bookkeeping, cash flow tracking and performance analytics, delivering tailored financial services, automated tools and actionable insights to save time, improve financial visibility and help grow investment portfolios. The company serves more than 12 million landlords and real estate investors who own over 25 million homes, empowering independent property owners to manage finances efficiently and increase returns.

Boost Insurance USA, Inc. specializes in providing a comprehensive platform for insurtech startups in the property and casualty insurance sector. Established in 2017 and headquartered in New York, Boost offers an infrastructure-as-a-service solution that simplifies the creation and management of insurance products. The platform enables technology companies and emerging startups to seamlessly embed insurance offerings into their existing systems, significantly reducing costs associated with operational, compliance, and capital requirements through straightforward API integration. Boost automates essential processes such as policy administration, claims management, and regulatory compliance, allowing partners to concentrate on enhancing customer experiences and innovating their insurance products. The company is licensed to produce both commercial and personal lines of insurance across all 50 states, delivering modern, 'A'-rated insurance solutions that are backed by leading industry players.

Haven Technology, Inc. is a company based in Riverside, California, focused on developing a platform for managing mortgages. Established in 1993, Haven utilizes machine learning to accurately predict mortgage prepayments and enhance conversion rates through effective digital marketing strategies. The platform offers features that allow users to align debits with their payroll schedules, set up automatic payments, and receive reminders for mortgage dues. By prioritizing consumer-facing experiences, Haven aims to build trust and loyalty among its users. The company was co-founded by Aditya Acharya and Nipun Kant.

Polly is an anonymous polling application that allows users to create and share polls on social media platforms like Snapchat and Instagram. The app enables users to formulate questions and attach them to their stories, facilitating honest feedback from friends. By providing a fun and interactive way to gauge opinions, Polly encourages user engagement and fosters social interaction through its uniquely designed features.

PollyEx, Inc. operates a loan trading platform focused on the mortgage capital markets, facilitating transactions between buyers and sellers of mortgage loans. Founded in 2017 and based in San Francisco, California, PollyEx enhances loan sale execution through its cloud-based platform, which integrates with buyers and sellers via API, thereby increasing liquidity and automating various functions within capital markets. The platform aims to provide pricing transparency and improve operational efficiency for lenders, enabling them to make informed decisions throughout the lifecycle of a loan.

Vesta Corporation is a provider of electronic payment solutions, specializing in client-branded services that enhance payment processing for merchants. The company offers a range of merchant solutions, including vSafe for Small to Midsize Businesses, which focuses on payment and fraud protection for smaller digital goods merchants, and vSafe for Enterprise, designed for comprehensive payments management and enterprise-level fraud prevention. Additionally, Vesta provides vGuaranteed, a payment solution tailored for online retailers, and DelayPay, a retail installment program that allows prepaid wireless customers to pay for services in installments. Founded in 1995 and headquartered in Lake Oswego, Oregon, Vesta operates globally, with centers in the United States, Ireland, China, and an office in Singapore. The company serves diverse industries, including e-commerce, telecommunications, and financial services, processing hundreds of millions of secure payments across various channels while prioritizing data security and fraud loss elimination.

Truera, Inc. is a technology company based in Redwood City, California, founded in 2014, that specializes in model intelligence solutions aimed at enhancing machine learning investments. The company offers a platform that enables organizations to understand and interpret machine learning predictions, thereby building trust in their AI systems across various industries. Truera's software solutions focus on testing, analyzing, and monitoring machine learning models, helping enterprises improve model quality and governance while addressing challenges associated with black-box algorithms. Its platform has become integral to the machine learning workflow for data science, ML engineering, and MLOps professionals, delivering substantial value to prominent companies in sectors such as banking, insurance, technology, and publishing.

Truera, Inc. is a technology company based in Redwood City, California, founded in 2014, that specializes in model intelligence solutions aimed at enhancing machine learning investments. The company offers a platform that enables organizations to understand and interpret machine learning predictions, thereby building trust in their AI systems across various industries. Truera's software solutions focus on testing, analyzing, and monitoring machine learning models, helping enterprises improve model quality and governance while addressing challenges associated with black-box algorithms. Its platform has become integral to the machine learning workflow for data science, ML engineering, and MLOps professionals, delivering substantial value to prominent companies in sectors such as banking, insurance, technology, and publishing.

Ramp offers a comprehensive financial operations platform designed for businesses seeking to streamline their financial tasks. The platform includes corporate cards, expense management, bill payments, and accounting integrations, assisting organizations in managing their finances efficiently.

Boost Insurance USA, Inc. specializes in providing a comprehensive platform for insurtech startups in the property and casualty insurance sector. Established in 2017 and headquartered in New York, Boost offers an infrastructure-as-a-service solution that simplifies the creation and management of insurance products. The platform enables technology companies and emerging startups to seamlessly embed insurance offerings into their existing systems, significantly reducing costs associated with operational, compliance, and capital requirements through straightforward API integration. Boost automates essential processes such as policy administration, claims management, and regulatory compliance, allowing partners to concentrate on enhancing customer experiences and innovating their insurance products. The company is licensed to produce both commercial and personal lines of insurance across all 50 states, delivering modern, 'A'-rated insurance solutions that are backed by leading industry players.

Qualia is a prominent digital closing platform in the real estate sector, catering to over half a million professionals in real estate and mortgage industries. Founded in 2015 and headquartered in San Francisco, California, with additional offices in Austin, Texas, and Superior, Colorado, Qualia provides a cloud-based solution that enhances the home closing and refinancing experience. Its platform integrates various stakeholders—including homebuyers, sellers, mortgage lenders, title and escrow agents, and real estate agents—onto a secure and remote interface, facilitating a streamlined transaction process. The company offers tools for managing contacts, scheduling tasks, and generating essential documentation, thereby improving transparency and efficiency in real estate dealings. Recognized for its commitment to industry security, Qualia was the first technology firm to join the Coalition to Stop Real Estate Wire Fraud. With a rapidly growing team of over 500 employees, Qualia has received accolades such as being named an ALTA Elite Provider and a Forbes Best Startup Employer.

Booster is a mobile energy delivery company based in San Mateo, California, that focuses on decarbonizing last-mile delivery. Established in 2015, it provides a full-service gas station on wheels, allowing customers to refuel their vehicles at any location via a mobile application. This innovative approach has enabled over 120,000 customers and more than 300 businesses to save significant time and resources, with reported savings of over eight million miles driven and four million pounds of CO2 emissions avoided. By streamlining fuel delivery, Booster helps businesses reclaim more than 31,000 labor hours annually, while also reducing wear and tear on vehicles and minimizing fueling costs.

College Pulse Inc. is a student-centered opinion platform based in the United States that empowers students to gather and share public opinion within their college communities. By conducting surveys that focus on issues relevant to students, the platform aims to provide an accurate and less invasive means of measuring public sentiment on campuses. Recognizing the importance of students' perspectives, College Pulse has established itself as the largest and most reliable source of college student opinion. The company combines social applications with institutional research methodologies, enabling educational institutions to collect valuable insights at competitive prices while fostering a greater understanding of campus dynamics.

Wisetack, Inc. is a technology company based in San Francisco, California, that specializes in real-time lending solutions at the point of sale. Founded in 2018, Wisetack offers a platform that enables in-person businesses to provide consumer-friendly financing options, thereby enhancing sales opportunities. By integrating its suite of APIs into existing software platforms, Wisetack streamlines the financing process for businesses, allowing them to check consumer eligibility and offer installment payment options seamlessly. This approach not only simplifies the payment experience for consumers but also supports business growth by facilitating easier access to financing at critical moments of sale.

Pandium Inc. is a technology company that specializes in providing an embedded integration platform aimed at software development teams in SaaS companies. Founded in 2017 and headquartered in New York, Pandium's Platform-as-a-Service (PaaS) solution enables teams to efficiently build, launch, and manage integrations at scale. The platform transforms integration development from a fragmented process into a streamlined workflow by offering essential tools such as API connectors for seamless interaction with external services, an Integration Hub for deploying and monitoring integrations, and an optional customizable in-app marketplace that enhances user experience. By managing infrastructure, authentication, and monitoring, Pandium allows development teams to concentrate on coding high-quality business logic, ultimately saving time and resources in the integration process.

Alpin, Inc. is a company based in Boulder, Colorado, that specializes in developing a cloud identity management platform designed to monitor and manage the software as a service (SaaS) ecosystem. Founded in 2015 and previously known as Logrr, Inc., Alpin provides users with a comprehensive dashboard that enables the discovery and management of cloud software subscriptions. The platform helps organizations reduce subscription costs by up to 30% and streamlines workflows related to cost management, renewals, and compliance. Alpin offers tools for monitoring user activity, identifying underutilized subscriptions, and enhancing security by alerting IT and information security teams to potential risks. The company's solutions empower users to make informed decisions, optimize SaaS usage, and maintain a secure cloud application landscape.

Particle Health Inc. is a healthcare technology company that focuses on enabling the secure exchange of medical information through its API platform. Founded in 2017 and headquartered in Manhattan, New York, the company’s solutions allow patients and consumers to share their medical records, which are often scattered across various providers. By creating a unified health record, Particle Health connects disparate data sources and standardizes this information to FHIR R4, facilitating usability at scale. One of its significant offerings, the Smart Consent tool, enables tracking and unlocking of patient information for purposes such as clinical trials and life insurance underwriting. The company serves various sectors within the healthcare industry, including telemedicine, pharmacy, and virtual health, while ensuring compliance with HIPAA regulations.

Spherical Defence Labs LLC is a cybersecurity company that specializes in providing AI-based solutions to protect digital infrastructure, particularly in the banking, healthcare, Internet of Things (IoT), and defense sectors. Founded in 2015 and headquartered in Walnut, California, the company develops advanced software that includes intrusion detection, anomaly detection, and API security solutions utilizing neural networks. Spherical Defence Labs offers services such as penetration testing and vulnerability assessments, aimed at helping organizations defend against cyberattacks. The company is focused on creating next-generation intrusion detection systems (IDS) tailored for banks, allowing them to identify and respond to hacking attempts effectively. In addition to its technical solutions, Spherical Defence Labs provides auditing and consulting services to enhance overall cybersecurity measures for its clients.

Blend is a digital lending platform based in San Francisco, California, founded in 2012 by Erin Collard, Eugene Marinelli, Nima Ghamsari, and Rosco Hill. The company provides a cloud-based software solution that simplifies the application process for mortgages, consumer loans, and deposit accounts. By optimizing the customer journey, Blend enables financial institutions to enhance their services from application to closing. Its platform is utilized by over 285 leading banks, including Wells Fargo and U.S. Bank, facilitating the processing of more than $4 billion in loans daily. The company's offerings include a suite of products that streamline the entire origination process and a Title segment designed to improve the title, settlement, and closing procedures for various mortgage-related products. Blend's focus is on helping lenders acquire more customers, increase productivity, and strengthen customer relationships.

Booster is a mobile energy delivery company based in San Mateo, California, that focuses on decarbonizing last-mile delivery. Established in 2015, it provides a full-service gas station on wheels, allowing customers to refuel their vehicles at any location via a mobile application. This innovative approach has enabled over 120,000 customers and more than 300 businesses to save significant time and resources, with reported savings of over eight million miles driven and four million pounds of CO2 emissions avoided. By streamlining fuel delivery, Booster helps businesses reclaim more than 31,000 labor hours annually, while also reducing wear and tear on vehicles and minimizing fueling costs.

Immuta, Inc. is a data security company that specializes in providing organizations with a platform for managing data privacy, security, and access control. The Immuta Data Security Platform enables users to discover and classify sensitive data, implement access control policies, and monitor data usage without the need for coding. This automated data governance solution supports self-service access to data while ensuring compliance with various regulations. Immuta is utilized by a diverse range of industries, including finance, healthcare, government, and manufacturing, to facilitate cloud migration and secure collaboration. Founded in 2014 and headquartered in College Park, Maryland, with additional offices in Boston, Massachusetts and Columbus, Ohio, Immuta has established itself as a trusted partner for Fortune 500 companies and government agencies worldwide.

Fauna, Inc. is a cloud-based platform that specializes in providing a NoSQL database solution designed for modern serverless applications. The company's flagship product, FaunaDB, features a distributed transactional query engine, a web-native GraphQL API, and a serverless query language (FQL), enabling developers to create applications with custom business logic efficiently. FaunaDB supports various data models, including relational, document, and graph data, and offers capabilities such as access control, data isolation, encryption security, and consistent performance metrics. The platform is designed for frictionless integration with various JavaScript frameworks and programming languages, making it adaptable for diverse development environments. Founded in 2011 and headquartered in San Francisco, California, Fauna is a fully remote organization driven by a leadership team with extensive experience in the tech industry, and it serves a variety of customers, including notable innovators like Nextdoor and NVIDIA.

Frame Technology, Inc. develops a SaaS solution that enables companies to gain real-time insights from customer interactions across various communication channels. The company's platform, known as Frame, acts as an early warning system by identifying prioritized customer feedback, key themes, and team behaviors that require attention, ultimately enhancing the customer experience and reducing churn. Additionally, Frame facilitates the collection, unification, and analysis of chat and email content, thereby supporting improvements in sales, service, and customer retention. Founded in 2016 and headquartered in New York, Frame Technology also has offices in Singapore, reflecting its commitment to enhancing business communications through structured analytics that inform decision-making and optimize performance in message-based interactions.

Predata, Inc. is a New York-based company that specializes in predictive analytics for political, financial, and market risk intelligence. Founded in 2014, Predata has developed a cloud-based platform that leverages machine learning to analyze online activity, enabling users to anticipate shifts in public sentiment and behavior. The platform provides a comprehensive suite of tools, including the Predata volatility index, which tracks political volatility by monitoring digital conversations across various media sources. Additionally, it offers custom signals tailored to specific topics and an analysis platform that visualizes these signals alongside asset prices, facilitating the identification of correlations and trends. Predata's technology helps clients gain quantitative insights into geopolitical risks, thereby supporting informed decision-making in a rapidly changing environment.

Perpetua is a company that specializes in enhancing e-commerce advertising performance through its innovative sales growth software. By leveraging AI-powered automation and industry expertise, Perpetua provides a comprehensive platform that assists brands in optimizing their digital marketing strategies on Amazon and other e-commerce sites. The company's technology simplifies the management of keywords, creatives, audiences, and campaigns, thereby reducing friction and enabling businesses to effectively maximize profits and improve their visibility on digital marketplaces. Through its growth infrastructure, Perpetua aims to empower brands and agencies to achieve significant improvements in sales performance and advertising effectiveness.

Booster is a mobile energy delivery company based in San Mateo, California, that focuses on decarbonizing last-mile delivery. Established in 2015, it provides a full-service gas station on wheels, allowing customers to refuel their vehicles at any location via a mobile application. This innovative approach has enabled over 120,000 customers and more than 300 businesses to save significant time and resources, with reported savings of over eight million miles driven and four million pounds of CO2 emissions avoided. By streamlining fuel delivery, Booster helps businesses reclaim more than 31,000 labor hours annually, while also reducing wear and tear on vehicles and minimizing fueling costs.

Blend is a digital lending platform based in San Francisco, California, founded in 2012 by Erin Collard, Eugene Marinelli, Nima Ghamsari, and Rosco Hill. The company provides a cloud-based software solution that simplifies the application process for mortgages, consumer loans, and deposit accounts. By optimizing the customer journey, Blend enables financial institutions to enhance their services from application to closing. Its platform is utilized by over 285 leading banks, including Wells Fargo and U.S. Bank, facilitating the processing of more than $4 billion in loans daily. The company's offerings include a suite of products that streamline the entire origination process and a Title segment designed to improve the title, settlement, and closing procedures for various mortgage-related products. Blend's focus is on helping lenders acquire more customers, increase productivity, and strengthen customer relationships.

Paribus Co. is a technology company based in New York that offers a service for online shoppers by tracking price changes on their purchases. Founded in 2014, Paribus monitors price fluctuations and automatically files claims for refunds when an item's price drops after purchase, ensuring customers receive the difference back as guaranteed by retailers. The company operates within the realms of e-commerce and consumer technology, focusing on enhancing the shopping experience through analytics and automation. As of October 2016, Paribus is a subsidiary of Capital One Financial Corporation.

About Orchard Orchard Platform has built a centralized marketplace where loan originators and institutional investors can come together to explore and evaluate opportunities for funding, buying, and selling loans. By providing a global network of institutional buyers and sellers with high-quality data services, advanced analytics and reporting, and robust capital management tools through an innovative, end-to-end platform, Orchard has created a smarter way for participants in the private credit markets to interact, evaluate deals, and move forward with simple and complex transactions more efficiently. Orchard Platform does not provide legal advice, tax advice, or accounting advice. Before making any investment or executing any transaction, you should consult with your legal, tax, and accounting advisors with respect to the suitability, value, and risk of such investment or transaction. Investment advisory services are provided to clients by Orchard Platform Advisors, LLC, an SEC-registered investment adviser headquartered in New York, N.Y. Orchard produces the Orchard U.S. Consumer Marketplace Lending Index—the only industry-wide direct lending performance benchmark—and has been named one of the Next Billion Dollar Startups by Forbes. The commentary and insights posted on its blog, and the data and research available to everyone on its platform, have cemented Orchard as a thought leader in its industry. For more information, visit www.orchardplatform.com. About Orchard Platform Markets, LLC Orchard Platform Markets, LLC is a wholly-owned subsidiary of Orchard App Inc., and is an SEC-registered broker-dealer and member of FINRA and SIPC. The mission of Orchard Platform Markets, LLC is to provide a transparent, technologically optimized platform for loan originators and institutional investors to safely and securely connect, evaluate potential deals, and move forward with multiple types of transactions. For more information, visit www.orchardplatformmarkets.com.

Immuta, Inc. is a data security company that specializes in providing organizations with a platform for managing data privacy, security, and access control. The Immuta Data Security Platform enables users to discover and classify sensitive data, implement access control policies, and monitor data usage without the need for coding. This automated data governance solution supports self-service access to data while ensuring compliance with various regulations. Immuta is utilized by a diverse range of industries, including finance, healthcare, government, and manufacturing, to facilitate cloud migration and secure collaboration. Founded in 2014 and headquartered in College Park, Maryland, with additional offices in Boston, Massachusetts and Columbus, Ohio, Immuta has established itself as a trusted partner for Fortune 500 companies and government agencies worldwide.

Blend is a digital lending platform based in San Francisco, California, founded in 2012 by Erin Collard, Eugene Marinelli, Nima Ghamsari, and Rosco Hill. The company provides a cloud-based software solution that simplifies the application process for mortgages, consumer loans, and deposit accounts. By optimizing the customer journey, Blend enables financial institutions to enhance their services from application to closing. Its platform is utilized by over 285 leading banks, including Wells Fargo and U.S. Bank, facilitating the processing of more than $4 billion in loans daily. The company's offerings include a suite of products that streamline the entire origination process and a Title segment designed to improve the title, settlement, and closing procedures for various mortgage-related products. Blend's focus is on helping lenders acquire more customers, increase productivity, and strengthen customer relationships.

RedOwl is a company that specializes in providing proactive risk oversight software solutions focused on compliance, insider threats, and investigations. Founded in 2011 and headquartered in Baltimore, Maryland, RedOwl offers a SaaS-based security analytics platform that leverages cloud computing technology to analyze large volumes of communications and transactional data. This sophisticated analytics software enhances situational awareness by identifying potential risks such as espionage, intellectual property theft, and compromised users. By assessing behavioral changes and detecting relevant anomalies in corporate digital activities, RedOwl aims to reduce organizational risk and liability.

Booster is a mobile energy delivery company based in San Mateo, California, that focuses on decarbonizing last-mile delivery. Established in 2015, it provides a full-service gas station on wheels, allowing customers to refuel their vehicles at any location via a mobile application. This innovative approach has enabled over 120,000 customers and more than 300 businesses to save significant time and resources, with reported savings of over eight million miles driven and four million pounds of CO2 emissions avoided. By streamlining fuel delivery, Booster helps businesses reclaim more than 31,000 labor hours annually, while also reducing wear and tear on vehicles and minimizing fueling costs.

Engine by MoneyLion is a financial technology company that specializes in embedded finance and marketplace platforms for financial services. The company offers a comprehensive suite of tools, including a search, comparison, and recommendation engine for various financial products, as well as tools for offer management and optimization. These services empower businesses to integrate financial products into their operations, enabling them to deliver personalized financial offers to their clients. Additionally, Engine by MoneyLion provides a diverse range of financial services, including loans, credit, insurance, and savings account solutions.

Improbable is a London-based technology company founded in 2012 by Herman Narula and Rob Whitehead. It develops SpatialOS, a cloud-based platform that enables developers to build AI-powered, large-scale, persistent simulated worlds for gaming, entertainment, and industrial applications. The platform coordinates multiple servers in the cloud to simulate worlds far larger and more complex than a single server could handle. Improbable's solutions support immersive virtual environments and simulations across sectors such as defense, energy, city planning, health, and finance, and are aimed at unlocking new realities and solving real-world problems through realistic simulations.

RedOwl is a company that specializes in providing proactive risk oversight software solutions focused on compliance, insider threats, and investigations. Founded in 2011 and headquartered in Baltimore, Maryland, RedOwl offers a SaaS-based security analytics platform that leverages cloud computing technology to analyze large volumes of communications and transactional data. This sophisticated analytics software enhances situational awareness by identifying potential risks such as espionage, intellectual property theft, and compromised users. By assessing behavioral changes and detecting relevant anomalies in corporate digital activities, RedOwl aims to reduce organizational risk and liability.

Tuition.io, Inc. is a company that operates a platform designed to assist users in managing their student loan portfolios. The platform allows employees to view and manage various types of loans, including federal family education loans, federal direct loans, and private loans from multiple servicers. Tuition.io provides an employee benefit that enables employers to contribute directly to their employees' student loan debt, thereby addressing a significant financial burden many workers face. Additionally, the platform offers objective financial wellness education to help employees optimize their student debt. Founded in 2011 and based in Santa Monica, California, the company was formerly known as Binksty before rebranding in July 2012.

About Orchard Orchard Platform has built a centralized marketplace where loan originators and institutional investors can come together to explore and evaluate opportunities for funding, buying, and selling loans. By providing a global network of institutional buyers and sellers with high-quality data services, advanced analytics and reporting, and robust capital management tools through an innovative, end-to-end platform, Orchard has created a smarter way for participants in the private credit markets to interact, evaluate deals, and move forward with simple and complex transactions more efficiently. Orchard Platform does not provide legal advice, tax advice, or accounting advice. Before making any investment or executing any transaction, you should consult with your legal, tax, and accounting advisors with respect to the suitability, value, and risk of such investment or transaction. Investment advisory services are provided to clients by Orchard Platform Advisors, LLC, an SEC-registered investment adviser headquartered in New York, N.Y. Orchard produces the Orchard U.S. Consumer Marketplace Lending Index—the only industry-wide direct lending performance benchmark—and has been named one of the Next Billion Dollar Startups by Forbes. The commentary and insights posted on its blog, and the data and research available to everyone on its platform, have cemented Orchard as a thought leader in its industry. For more information, visit www.orchardplatform.com. About Orchard Platform Markets, LLC Orchard Platform Markets, LLC is a wholly-owned subsidiary of Orchard App Inc., and is an SEC-registered broker-dealer and member of FINRA and SIPC. The mission of Orchard Platform Markets, LLC is to provide a transparent, technologically optimized platform for loan originators and institutional investors to safely and securely connect, evaluate potential deals, and move forward with multiple types of transactions. For more information, visit www.orchardplatformmarkets.com.

Blend is a digital lending platform based in San Francisco, California, founded in 2012 by Erin Collard, Eugene Marinelli, Nima Ghamsari, and Rosco Hill. The company provides a cloud-based software solution that simplifies the application process for mortgages, consumer loans, and deposit accounts. By optimizing the customer journey, Blend enables financial institutions to enhance their services from application to closing. Its platform is utilized by over 285 leading banks, including Wells Fargo and U.S. Bank, facilitating the processing of more than $4 billion in loans daily. The company's offerings include a suite of products that streamline the entire origination process and a Title segment designed to improve the title, settlement, and closing procedures for various mortgage-related products. Blend's focus is on helping lenders acquire more customers, increase productivity, and strengthen customer relationships.

LearnVest, Inc. is a personal finance and lifestyle company focused on empowering women to manage their finances effectively. Launched in 2009 and based in New York, LearnVest offers a comprehensive website and mobile application that provide valuable resources, tools, and support tailored to women's financial needs. Users can access informative articles, interactive checklists, and financial planning services, which include budgeting, expense tracking, and strategies for managing various financial obligations, such as student loans. The platform enables users to classify transactions, build custom budgets, and connect with financial planners through a subscription model. By fostering a collaborative community, LearnVest aims to educate women on personal finance while addressing everyday financial challenges in an engaging and accessible manner.

Osper is a London-based prepaid debit card and mobile banking service designed to help young people manage their finances responsibly and develop good financial habits from an early age. The platform offers a secure prepaid debit card and a user-friendly mobile banking app that features separate logins for children and their parents or guardians. All funds are managed by a regulated European bank, ensuring safety and security. Young users, starting from age eight, can track their spending through the app, which categorizes their expenses to promote awareness and encourage saving. Parents or guardians are required to sign up alongside their children and must hold a U.K. bank debit card. Founded in 2012 by Alick Varma, who has a background in consulting and education, Osper aims to equip the next generation with essential money management skills. The company has garnered support from various investors, including notable venture capital firms and industry professionals.

Blueleaf is a financial relationship management platform designed to streamline wealth management workflows for its users. The platform offers a suite of features including live reporting access through branded portals that present balances, performance metrics, asset allocation, and detailed holdings information. It also includes account aggregation capabilities that automatically identify assets, thereby simplifying the reporting process. By leveraging data-sharing and collaboration technologies, Blueleaf enhances the interaction between financial advisors and their clients, facilitating improved access to quality financial advice. This comprehensive approach enables financial advisors to reduce operational burdens, focus on client engagement, and ultimately increase their revenue while expanding their client base.

Tuition.io, Inc. is a company that operates a platform designed to assist users in managing their student loan portfolios. The platform allows employees to view and manage various types of loans, including federal family education loans, federal direct loans, and private loans from multiple servicers. Tuition.io provides an employee benefit that enables employers to contribute directly to their employees' student loan debt, thereby addressing a significant financial burden many workers face. Additionally, the platform offers objective financial wellness education to help employees optimize their student debt. Founded in 2011 and based in Santa Monica, California, the company was formerly known as Binksty before rebranding in July 2012.

CapLinked Inc., established in 2009 and headquartered in Redondo Beach, California, specializes in secure virtual data room solutions for complex business transactions. Its platform enables enterprises and external parties to collaborate on sensitive information, facilitating capital raises, asset sales/purchases, mergers & acquisitions, real estate deals, investor reporting, and other negotiations across various industries such as finance, private equity, venture capital, life sciences, natural resources, and legal markets. CapLinked offers three product lines catering to diverse client needs: enterprise applications for large firms with complex data requirements, self-serve accounts for smaller clients, and an API for embedding information security capabilities into clients' own applications.

Blend is a digital lending platform based in San Francisco, California, founded in 2012 by Erin Collard, Eugene Marinelli, Nima Ghamsari, and Rosco Hill. The company provides a cloud-based software solution that simplifies the application process for mortgages, consumer loans, and deposit accounts. By optimizing the customer journey, Blend enables financial institutions to enhance their services from application to closing. Its platform is utilized by over 285 leading banks, including Wells Fargo and U.S. Bank, facilitating the processing of more than $4 billion in loans daily. The company's offerings include a suite of products that streamline the entire origination process and a Title segment designed to improve the title, settlement, and closing procedures for various mortgage-related products. Blend's focus is on helping lenders acquire more customers, increase productivity, and strengthen customer relationships.